It's Getting Worse... Real Estate Market Sentiment
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- Опубликовано: 1 июл 2024
- In this episode, we delve into the complexities of investor sentiment across Canada's diverse real estate landscape. Our guest @TheCanadianRealEstateInvestor provides an in-depth analysis of how investor feelings and financial literacy significantly impact market activities, from purchasing preconstruction properties to everyday spending habits like dining and shopping.
We tackle the challenge of capturing a uniform sentiment in a country as vast and varied as the second largest by landmass, focusing on how densely populated areas like the GTA contrast sharply with more sparsely populated regions. Our discussion also covers the movement of investment trends from high-cost areas like Vancouver and Toronto to more affordable markets, and the potential ripple effects on local economies.
Tune in to gain a nuanced understanding of the real estate investment climate across Canada, including insights into how regional disparities in sentiment can influence broader market conditions. Whether you're a seasoned investor or a novice looking to navigate the complexities of the Canadian real estate market, this video provides valuable perspectives to help you make informed decisions.
At OwlMortgage.ca, we’re reframing mortgages. Gone are the days of daunting contracts that laden you with debt. Our educational and empathetic approach considers your needs and wants from your home to make it work for you. We offer a helping hand regardless of your learning style or where you are in your home-buying journey. Whether you're self-employed, salaried, or retired, and looking for a first home, renewing, refinancing or consolidating your debt, the team is here to help.
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I lost over $70k when everything started to tank. Not because I was in an exchange that went belly up. I was just stupid to hold and because that's what everyone said. I'm still responsible. It just taught me to be a better investor now that I understand more of what could go wrong. It took me over two years of being in the market, I'm really grateful I found one source to recover my money, at least $10k profits weekly. Thanks Natalie Strayer
I'm surprised that you just mentioned Natalie Strayer here also Didn’t know she has been good to so many people too this is wonderful, i'm in my fifth trade with her and it has been super.
The very first time we tried, we invested $2000 and after a week, we received $9500. That really helped us a lot to pay up our bills.
Natalie Strayer has really set the standard for others to follow, we love her here in Canada 🇨🇦 as she has been really helpful and changed lots of life's
I'm new at this, please how can I reach her?
After I raised up to 125k trading with her I bought a new House and a car here in the states also paid for my son's surgery
Glory to God shalom.
It speaks volumes that there is a whole class of "real estate investors". They are not investors, they are bandwagoners and speculators. They inflated the market to where it was. Banks helped them, agents helped them, appraisers health them. Ultimately, the pump up, and now the blow off is completely their fault. They got greedy and now they get to find out what a bubble is and mania is and how they aren't investors that do real analysis on investment opportunities. "Investors" are mad? GOOD.
As a rural Canadian, we need to make the golden horseshoe its own country, set up a fence and let them vote liberal all they want.
Stop talking about homes as investment. If you want an investment, go buy a business or stocks
Exactly. This is so toxic - still trying to convince people to buy RE as an investment by luring them to remote regions that are so crazy overpriced compared to any comparable US town. And building fomo and hope that it is possible for a person with lower incomes to invest much further out. It's disgusting
Don’t worry that will happen, for years home prices sideways at best, don’t worry new government will make a difference waiting a few years you see
@@dee24298How much does a small 2 bedroom home go for in a town in the usa that is the size of like tweed or Belleville? Just wondering to compare with here...would $120,000 be fair you think for a small home in a rural town or still cheaper in the usa
This is such a Canadian thing - want to be rich like their neighbours but don’t want to work hard like them. Also doesn’t help to be a bunch of boring clones with zero individualism and creativity - it’s not good for innovation.
You can't live in a stock. Real estate has that allure that there is something tangible, can be improved, and can be rented out to weather bad times, plus it creates a tax deduction that is more beneficial than what stocks can offer in the long run. Interest rates are a risk factor, of course, but in the long term real estate beats most people's stock portfolios, unless you go high risk on stocks.
Start early with diversified investments in stocks, bonds, and real estate. Maximize contributions to tax-advantaged accounts like 401(k)s and IRAs. Regularly review and adjust your strategy to ensure security.
People dont understand that the prices of things are never going back down. This inflation is deeper than we think. Those buying groceries are well aware that the real inflation is much over 10%. The increments dont match our income, yet certain investors still earn over $365,000 in stocks and assets. Wish I could accomplish that.
Very possible! especially at this moment. Profits can be made in many different ways, but such intricate transactions should only be handled by seasoned market professionals.
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Brian C Nelson.
Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things
Brian demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit
Inventory is exploding higher but the proportion of affordable homes is very low. Lots of houses that are around a million dollars is not really something to build a life on I think
prices lag supply, they will get clawed down whether anyone likes it or not.
Home inflation of the GTA has a direct effect on the CPI and thus the people of Saskatchewan deal with it and pay more even if they dont have the same wage inflation that the GTA has. Balkanized Canada is coming.
I would like to see 10% mortgage rates , licensing for landlords, 20% vacancy taxes…
Young millennials voters voted for this. Cost of living and housing has doubled and taxes is sky high. Enjoy it guys. Living in your car and bridge is new normal
RE should have never been an investment.
Agreed. Canada was much better when people just bought a house to live in instead if thinking it was going to be their lottery ticket. I hate what has happened here.
USA treasury yields are going up heading towards October. The 10 year USA bond yields don’t care about your feelings or what the BOC says they can do with your mortgage rates.
Disagree, Japan has been selling like crazy which caused a spike. There's going to be a reckoning when the gov't stops pumping money into fed jobs and the economy. Watch TLT over the next year. Over the next 6 months.
We need a market crash to make homes more affordable. Most people buy a home and never move so the price is irrelevant. Lets get homes back down to 50k or 100k like in the nineties.
For people looking for a home to live in, GTA and GVA are already ruined. Calgary is on the way there and likely east coast. Don't ruin more communities for the locals who wants to live and have a life there. If you want to invest go and buy some stocks or bonds or something but not people's homes. Homes should be for living, or else more will leave Canada for greener pastures
BINGO....You want to "INVEST" try the Stock Market . F -off with screwing with residential housing ,you jerks have helped screw it for the next generation of kids.
Lots of homes on the market..the BS of massive home building or shortage is a scam for more tax revenue
If people want to use houses like the stock maket be prepared for the 50%+ collapses. Problem is houses are not a liquid asset so the risk of losing it all it much greater when the last greatest fool buys
Stocks are more likely to have 50% overnight corrections than real estate though. Also try going to a bank and borrowing or leveraging on stocks. Even if you have millions of dollars of highly reputable Fortune 500 stocks. Banks won’t consider it tangible or real. That’s why the rich hold real estate and it also how they build wealth without paying tax. They leverage, pay zero income tax, refinance, add more properties.
This cycle is good for the wealthy, they get to add to their position at a huge discount when rents are at all time highs! It’s an opportunity for the intelligent!
@@Seaward1224 borrowing money against stocks is how the wealthiest avoid paying taxes. Then they use that borrowed money to buy real estate, land and any personal expenses. They then use the real estate as a way to pay back the loan and since non of the income coming in from real estate is used personally there is no income tax to be paid but they still have capital gains when they go to sell.
When you say banks won't take stocks for a loan that's a lie. They take them as collateral and they are held by a third party, if the value of the stock drops to the value of your loan the bank will do a "margin call" and if you can not cover the difference they will liquidate your position to recover the funds. Just like a bank will liquidate you from your home if the value falls and you can't make up the difference and if there's no one to buy the house it will sit and cost the bank money while losing value. Atleast with a stock loan the bank can sell at any moment greatly reducing the risk to the bank
@@Seaward1224 On the other hand, if the stock market drops by 50%, holding your position can be advantageous since you can purchase more shares at a lower price. However, if your real estate assets lose half their value and you're leveraged, good luck with the bank. You may be forced into a margin call or foreclosure and still owe the shortfall let alone refinancing.
Love = Beer
looking at Saskatoon still expensive in my opinion those prices should be the GTA prices and Saskatoon should be half that pricing
Thanks for the update and keep doing what you do. My journey in the current market has taught me a lot of lessons, at the top of that list is that it never pays to live above one's means. I have managed to grow a nest egg of around $600k to a decent 7 figures in the space of a few months. Sad to say but a lot of us have poor money management skills. My 2 cents -get an advisor to keep you accountable and aid you make better decisions, Linda Wilburn has been helping me a lot, all through my journey. I find it better to pay a little bit more for peace of mind than worry about money or market trends and still get >burned.
Linda Wilburn program is widely available online.
I appreciate the professionalism and dedication of the team behind Linda’s trade signal service.
Trading with an expert is the best strategy for beginners and busy investor s who have little or no time to monitor their trades.
The key to financial stability is having the right investment suggestions for a diverse portfolio. Many investment failures and losses happen when you invest without proper guidance.
It was quite challenging to understand the different trends on my own until i found out about Wilburn. Trading made easy.
Investment should give you a cash flow. If it doesn’t, that’s called speculation. In this country, Real Estate is cash flow negative. Good luck.
The muppet boiler room flipping market is dead
Why open a business when you have overhead, competition, and general uncertainty. Why not buy housing where you know there is a higher demand than supply.