I am now 80. I really think i would be dead by now if i had stayed in the UK.i feel healthier, less stressed , safer , warmer and among a friendly people here in Camiguin. I also have lovely careing wife of 10 years.
Praise God for He is worthy to be Praise....how happy am i to hear that your Philippines wife caring you and loving you so much 💖...God bless Philippines 🇵🇭
Philippinos love Philippines,Americans love Philippines,Japanese,love Philippines,China love Philippines,India loves Philippines, Europe loves Philippines,Australianas love Philippines,and I could go on and on.Lived here 10 yrs
In 2008 I had returned to my home in California. I had recently gone through a divorce. So when I got home my very close neighbors were Filipinos. They were planning a family vacation to the Philippines and really wanted we to join them. I didn’t have any interest and had some financial things that needed attention because I had been out of the country for the past 4 years. My friends owned a home and farm property which has been in the family for generations. So after much pressure I weakened and off we go to the Philippines. That was my first time in the Philippines. Being with my friends made it so easy and also educated me on the do’s and don’t. We has a super time. We Traveled around Zambales seeing so many, many places. My friends and I returned returned to the US after 45 days. They went to work and I relocated to Tennessee because I also had a house there that my mother had lived in. Within 6 months I had all the financial things completed and I was off to the Philippines again. I was allowed to stay in my friends home and used that as my base. To rest up. I started island hopping and visiting people I met online. So for several years I would go to the Philippines and visit and travel for 4-6 months at a time. My friends who were still working were getting jealous! Haha I know the Philippines isn’t perfect but that’s one of the attractive things about it. I love the simplicity, the affordability and the friendliness of just about everyone I’ve met.
@@bayareatanders so true. I’m older now(72) and couldn’t do what I did back then. Just can’t walk that much anymore. Hopefully the Covid restrictions will go the way of the dodo bird . Then we will be off again. I have a sister in-law in Australia. Unfortunately Martin passed away this year but I still want 5o visit there just to enjoy it the country and have a few shrimp on the Barbie…
Hahaha your Pilipino friend Jealous for you due of you several times to vacation or offs even your friends have home or house but you stay there hahaha very good mind Or well you're very Lucky sir 😊😅😮...your Pilipino friend still working ...😮😅
It took me about 6 years from when I was introduced to the Philippines for me to make the move. I am married to a Filipina and since I have been here people that know me see the difference in my weight the way I look. I could never survive in the US on my social security and I am doing fine here in a province on Cebu. Love your videos and I am happy that Cap is enjoying his life now.
James, Cap is suffering the same fate that many of us seniors living in the US and it is a true struggle here in the US. I am very glad that he is doing good, and enjoying life in the Philippines. I plan to move to Guihulngan City in Negros Oriental, next summer. Take Care Guys
Philippines is a great place as long as you're healthy. Weather is perfect, people are friendly, caring and kind, foods are deliciously unique, and there are alot of beautiful places to conquer. Politics and leaders are corrupt and it sucks, the reason the Philippines is such in disarray in socio-economic status. Medical service is not that bad, as long as you have money to pay, however it is not even compared to the western standards, therefore you have to keep your health in tip top shape. Most of the medical facilities will ask you to pay cash upfront first, before they can even see you. If you don't have the money, you will be dead even before you can be seen by a doctor or any medical practitioner. Your limited finances can go a long way in the Philippines, compared to any places in the world, especially the U.S.
Steve....Be Positive....if you can not make ends meet in the USA, it's not looking greener in another country. Many never look at how they do things in the life they live ....
Not only the USA, We Canadians have a very good Socialized Medicare and health insurance , but being in LTC or a nursing home is not fun, my wife who worked in one would not want that on anyone, I call it " Waiting to exhale". There are places in Thailand that cater to foreigners mostly , there is one that I know of in the Philippines that cater to well heeled Filipinos.
I’m a crane operator from Texas as well. Worked all up and down the chemical coast, from Freeport to Pasadena and beyond. I’m sure Cap and I have run across each other at some point. Good luck and continued good health to both of you gentleman. I hope to return to the Philippines for the second time when time allows, and in 3 years retire and make it my forever home. Adios amigo!
I agree with Cap, it was worth loosing $500 less a month to retire early rather than continue to suffer with your health especially when extreme pain is involved. I'm so happy for him and wish him many good yrs. of retirement and good health. This was a great conversation James, and thank you for sharing.
I came down with Reactive Arthritis, an autoimmune where in a few weeks my feet swelled-up 3 shoe sizes and was to painful to walk, sleep, everything. After 5 years and desperate I heard the KETO diet would help. Was on meds with very little relief using canes at 59 on SSDI. Within 3 weeks was able to walk a few blocks, stopped all meds. All of my friend who have tried it, got relief as well, but they didn’t suffer from arthritis like I did and couldn’t stay on it. Two months later, started building my daughters addition and could walk a few miles without pain. It’s a diet that eliminates many of the foods I love, but got rid of even the typical arthritis carpenters get in their hands as well. I went from a pain level of 10 to a 1 or 2. Good luck, will be returning next year. To Cavite
When Cap was going over his medical issues sounded like he was reading from my medical records. Minus the cancer. Good to see he is not just surviving but thriving.
Boy do I understand his back pain, I'm in the same boat. haven't worked since March 2018. But it brought me to the Philippines to visit a friend and I found a wife and a life there.
Why come to a 3rd world country with medical issues? You are so crazy, medical treatment in the Philippines is very poor, every time I see a doctor or had surgery here it all goes bad, these doctors are not the brightest, if I had medical issues I'd go back to the USA where medical care is great, here you'll sit on a gurney in the emergency until you die.
Hi sir. Are you on a disability pension while living in the Philippines? If so, may i know what you do to continue receiving your payments or checks? I’ll appreciate your response. Thank you
@yeshuaislord26 no, I don't receive disability. Can't help you. Best option is to open a Charles Schwab account and have checks direct deposit and just pull the money out at an ATM. Charles Schwab refunds all ATM fees worldwide. And no foreign transaction fees. No minimum balance. Just have to maintain or use someone's address for your accounts.
A very enjoyable video James thank you. I did the same as Cap I took a early retirement but at 59 I bought 3 condos in Thailand and rented two out moved and moved into the other, that payed my bills. Then when I turned 62 I took my social security and have been living happily ever after. I want to visit the Philippines some day soon, it was my other choice over Thailand. I live across the street from the ocean in a condo on the 26th floor with a beautiful ocean view. I could not afford to live like this in the USA. David Henault
I love Thailand. The Thais always were warm, fun spirited, and welcoming even though I'm an expat lady. It is my 1st choice for retirement although I'm also a fluent Spanish speaker. Looked at Mexico, Panama, Ecuador, and Phillipines.
Philippines =Paradise…it’s the culture, people, food, beaches…comes at you n embrace it all family, young and old everyone is welcome. Mabuhay. Great place to retire, and lifetime of happiness.
Cap, You did good, retiring early! You're fortunate to have a real pension, as most Americans have only social security! Even at 2/3rds of what your Social Security would have been, you're smart to draw as soon as possible. Fighting for SSD is the hardest thing I had to do, so I have a good idea what you went through. Fortunately, in my situation, much of my pain can be dealt with, once I am older(61 now), and less fat. I kneed both knees replaced, and that's a pretty successful procedure, with good outcome more often than not.
I am a black foreigner from US living in the province in my wife's home village and was welcomed with open arms. A lot of them have never met a black man before but now there are a few who want to meet a black man because I represents well. The village might be poor but people are happy and I do as much as I can to help my village. Yes my village because the people here make me feel like I am home. And yes my other reason for moving to the Philippines is I dont struggle financially and I am able to help people. "The Black Man In The Village"
I love everything you said here!! I like as you said Yes your village because they made you a part of them. I hear that noise sometimes of how its not your community or your village how I am just a foreigner. This is of course in the comment section not in my community. In OUR community they love me!
Love the video. Been coming to the Philippines since our honeymoon in 1977. I had initial problems with being stared at and being called "Joe" when I'm actually a Brit. However, once the kids arrived, the pressure was off me and all the attention went to them which they loved. It's a great place to stay and I would love to live there 6 months a year. Hey Cap, I hope you're doing well healthwise, mate.
Lol and I was called "Brit" all over India and surprisingly "Russian" in Viet Nam to which I say nyet, and "German" in Iraq. Had several Kurds tell me in German how much they enjoyed their time in Germany. Good thing I speak German. Lol people guess wrong sometimes "Joe". 😂
Cap you made the right decision. I retired early too, 55, and I don't regret it. I live on a small pension and live comfortably here in the Philippines for over 5 years now. Next year at age 62, I'll apply for SS... Then I will try and build a house like you James. Thank you both for sharing your lives. Aloha 🙏
@@thelowprofile9767 He's talking about company or military pension. It's different from Social security (62 is the earliest you can apply), or 401k (59.5 is the earliest when there's no penalty). Some companies still offer these traditional pesions plans - utilities, defense, insurance, car manufacturers, airlines... only a few left though. Just like the military, they have pensions that's separate from social security. 😊
Great video! Watching a couple of good old boys leave the stress of life from back home behind! I'm just watching your interviewee speak and although he's in constant back pain, he has this infectious ear-to-ear grin. It's videos like this that make me explore this expat retiree life!
My mother in law used to pride herself on being able to buy enough food for all of us for the whole day with 600 pesos per day. After Covid she says it takes 800 just for her and my father in law. I know times change but I wish she wouldn’t stress so much about it.
I love Iloilo it is one of the best places I have ever lived. I have always felt safe here and my in-laws are great people. Don't tell to many westerners about this place. Before we moved here we lived in Bagiuo for a few years but found Iloilo had more for our family.
Iam proud of my homeland Phils. Iam filipina living/working abroad but i know someday i gonna go home sweet home. Its more fun in the Phils😊😀. In country where Iam, its not the right place for retirement the way of living here abroad is expensive. I traveled to other rich European countries too iv seen and observe a lot and theres nothing can compare the smile and happiness i can see from my own people in my homeland so only one thing i can say, I ca'nt wait to go home.😊😉
Thank you for sharing his story I've been constipating retiring to the Philippines early myself I had a wonderful time there in June and July 2022, In the negros area. I look forward to returning soon.
I retired at 62 and I'm now happily retired in the Philippines with my beautiful girlfriend. We live in the mountains in Biliran province. I had the advantage of my girlfriend already owning a farm so don't have rent to pay. For any of you guys looking to retire in the Philippines the only thing I will tell you is if you aren't a patient easy going person don't think about it. But if you are easy going there couldn't be a better place for you to be.
Congratulations CAP, Great Life in The Philippines. Enjoy the Real Life. I truly understand what you did for a livelihood. From a Retired Union Ironworker BA, Manaoag Pangasinan PH.
Enjoyed your sit down with Cap a down to earth guy and the transparency between you both was refreshing to hear,,,you need to do more interviews with fellow expats
Cap, James mentioned military time. If you where in the military, make sure to look at any VA benefits that may be available to you, if you have not done so already. Take care!
@@TexasFilipino I'm really happy for him ..it takes a lot of courage to sell out and go into the unknown. Very few are able to pull it off.. Thank you James for the hard work you put into your channel. You may never know how the little things you say can so drastically change someone's life... Keep up the good work.. God Bless..
Glad to hear another similar accent there. I hope to be there soon in Mindinao. Blue eyes is why they stare. The food is wonderful. I had the same experience with foreigners there but I eventually figured out they were most often European and Aussies and we can only imagine what nefarious things they might be there for. Everytime I tell someone here in the states that I have a Filipina fiancee I immediately in the same breath feel obligated to tell them she's not in her 20's, she is in her 60's just like me. 47 years as an industrial electrician and more aches and pains than one could imagine and my knees are shot and will eventually need to be replaced. SRRV is my next step.
I keep telling my wife I want to retire and move to the Philippines but I'm only 51 .I'm having problems with my breathing can't take a shower without losing my breath and now I don't want to go to work so I hope I have 20 more years left good for Cal👍❤
James, you asked excellent and relevant questions. Cap, you gave excellent and relevant answers always with a smile. This was an awesome interview and I thank you both! Peace to both of you.
I appreciate that you chose to live in the Philippines.Our people are naturally friendly and helpful.Make the most of your stay being friendly and have with your stay with them 😊❤❤❤❤
I myself aside of my friend Cap , I have been here for 20 years. Half my adult life. Philippines made me a better human. It thought me to be more humble, more patient and understanding, less aggressive and so much more. Thank you
Great interview with cap, as a crane operator, I know what you mean about the constant neck pain. I’m glad you have found a good retirement, I’m hopeful to do the same soon
I’m glad Cap likes Filipino food. Not many foreigners like Filipino food. I’m Filipino and might be perceived as biased. But it’s really good and should have a place in the world.
James, Cap is me and we have almost the same mind set. except my home is in Thailand and i have been in the grind so much here in Hawaii and now i am determined to get back to my home in Thailand
Yep. I sold everything. I was renting a batchelor apt in Canada for $1,000/month. Moved to Anilao and was renting a 2bedrom house by the ocean for $100/mo. On a pension,but not having to pay vehicle insurance,gas,repairs and high apt rent I now have money left at end of the month.
I'm recently retired, and considering a trip out to find a place to live and see how the islands feel.. and if it works out I too may relocate to the Philippines as well. On the subject of health, I am lucky I am still in much better health then most my age and even better then many half my age. That said, I wish I had a dime for everytime I warned someone over the years that their job would soon be their down fall health wise and I am rarely wrong about that., Many just do not take their health seriously until it is to late. These days I see so many young people that are easily over weight by many many times their healthy weight !
I've been in the Philippines for many years and the only arguments I've had is from British and Australian people AND I'm Australian.Never been able to work that out...never argued with Philipinos..
Live in Fort Worth Texas...been visiting Phillipines since 1994 doing missionary work.. met my wife in Bacolod we have been married about 7 years. We have a house in Silay and Bacolod. Hope to make a move to Philippines on a more permanent basis. Working and paying off bills. Enjoy your channel.
I'm from iloilo too, I'm married and my husband just retired, he is Caucasian too. Looking forward for him to visit Panay island soon. I will definitely take him to esplanade.
Cap I didn’t realize you were on SS Disability. I know your neck is destroyed from your job but thankfully SSDI pays the same as your FRA Benefit. I was in a very serious car accident caused by a heart attack when I retired early, then I got cancer and filed and was approved for SSDI. It made a huge difference. I have issues but here my SS is way more than enough. You look great and seem happy. I think it’s great. Enjoy your time here.
Awesome interview,. Cap is an interesting guy. Glad he was up for it. You got us sold on the Philippines....but just curious if your on the IIloi IlloiI tourism board😉😁
Yes, exactly James my exact same thoughts about foreigners. Our place is off the beaten path in Pampanga. I never see foreigners, unless we go to S&R or Wilcon. We love being introverted 😀. I've seen many changes in the 49 years of going back and forth. Very good educational discussion James.
GREAT blog fellows it's so good to see Capps again .James I'm really glad you did this interview with him .I thought he looked like he had lost some weight boy I need to also .Capps story sounds alot like mine I too worked long & hard around 40 years until I had health issues too & had to retire early as well . I'm so glad my house & property not that its a expensive place is paid for that's what helps keep me from struggling alot here. After watching yourself & Capps I think I'll check out ilo ilo before I decide where to settle I was looking at Mindanao (Davao area or Tagum city) or maybe even Dumagetti but I think I owe it to myself to look there before I decide especially now that I don't have filliphina ties to the Mindanao area .Capps sure looks happy there maybe I can find that same joy there as well .This interview just reinforced my intention to live there full time after I get well from this medical issue I'm dealing with .God Bless you guys & Thanks for the update fellows. 🙏
Absolutely check it out. It is a wonderful place. I think you would like it. Easy to get around big but not too big and has so much stuff including Cajun food at Southern Grind and two different Bourbon Streets. I say surely give it a look.
I moved in to a Filipino village on Leyte that had no foreigners. It took about a year to be accepted, and after two years My close neighbors had become my new family. I am back in america but will go back later this year.
Nice to see both of you are happy, enjoying and genuinely laughing there in my beloved country Philipines. We Filipinos have a great respect to Americans! 🇵🇭❤️🇱🇷 From Fil-Am here in L.A.
Nice interview, so true. Here in Central America often immigrants not respectful to locals. So must be careful whom you befriend of the newbies arriving until you see their attitude they show towards locals.
Thanks, James, for bringing Cap on board this evening. You guys did a great job / interview...... I too am looking forward to making that leap in the not-too-distant future. I will probably retire early as well. Say, the one thing I do need to start researching, maybe at some point you and Cap could chime in on this, is medical. Finding a good doc, hospital, dentist, ER, etc. How does medical insurance work? Just medical stuff......... Oh by the way James, if you and Mel wish to have the toilet in the shower area, that's fine with me, it's yours, right?..... But, I am a little aware of the culture, Christine's home in Bacolod is that way in both CR's. It does have many good points....... Have a good day Bro....take care.
Wise and Xoom are my go-to money transfer companies. Wise always has the best exchange rate, and while they do have a small fee, the good exchange rate always ends up sending money PHP than Xoom, which if sending more than $200 is no fee. Sounds like you figured it all out Cap. Welcome!
This is my first time catchin’ you. ‘ Always happy to see a person ” having piece of mind .” And it seem like your friend Cap may have found that. Contentment comes in many forms for many different types of people. As many people wish for a “ better, more ( or less ) fulfilling life “ some never put one foot in front of the other to take action to make it happen . Glad your friend is enjoying his life in Iloilo. I too will be there in about a month too try to “find my piece of mind” in another culture.
Enjoyed the interesting interview, James. Cap, I would say you made the correct choice in retiring early. Relax and do what makes you happy and content. If you get bored or lonely there is always plenty of nice Filipino's to associate your time with. Just choose your Filipino friends the same way a foreigner should vet his Filipina girlfriend/wife and will be just fine. You are now able to take life at your own pace. SSDI gives you more monthly income then had you taken early SS retirement, so that worked to your advantage.
Hey tx pi. Been subscribed for a year or so, you remind me of a cousin I looked up to, southern IL. Guy, talking Paducah KY southern IL. Thx for your ch. ,Thx Cap for your time, I'll get there one day, God willing. Hey Tx. my cuz taught me how to 'hawg' catfish, think y'all call it noodlin'
Glad that it all worked out for Cap! I have a video on why I will be taking Social Security at 62. We don't know what our expiration date is so enjoy it while you can!
Great interview with cap james. I'll be going back to Philippines in January. Ain't been there since the vid shut down. Hopefully I can meet up with y'all
I moved here in early march. Wife has dementia and needed full time care she is philipno and always wanted to go home. So we are here now to live out her remaining days.
I moved here lost 40 pounds in the first year and I do a lot of walking I ha e a bike but I choose to walk everywhere my heart problems are better my blood pressure is better its great here
Nice chat with Cap, good that he seems to love it there's is happy and well-adjusted ,Iloilo seems cleaner than Cebu,which has a busier lifestyle and air pollution in the city can be bad.
I am now 80. I really think i would be dead by now if i had stayed in the UK.i feel healthier, less stressed , safer , warmer and among a friendly people here in Camiguin. I also have lovely careing wife of 10 years.
I know how you feel
Wow nice to know that you find our country as a oleasant place to live during your senior years
@@ditasguillen Thanks
Praise God for He is worthy to be Praise....how happy am i to hear that your Philippines wife caring you and loving you so much 💖...God bless Philippines 🇵🇭
@@nidadapat6621 THANK YOU FILIPINOS FOR ALLOWING ME TO LIVE HERE
Philippinos love Philippines,Americans love Philippines,Japanese,love Philippines,China love Philippines,India loves Philippines, Europe loves Philippines,Australianas love Philippines,and I could go on and on.Lived here 10 yrs
In 2008 I had returned to my home in California. I had recently gone through a divorce. So when I got home my very close neighbors were Filipinos. They were planning a family vacation to the Philippines and really wanted we to join them. I didn’t have any interest and had some financial things that needed attention because I had been out of the country for the past 4 years. My friends owned a home and farm property which has been in the family for generations. So after much pressure I weakened and off we go to the Philippines. That was my first time in the Philippines. Being with my friends made it so easy and also educated me on the do’s and don’t. We has a super time. We Traveled around Zambales seeing so many, many places. My friends and I returned returned to the US after 45 days. They went to work and I relocated to Tennessee because I also had a house there that my mother had lived in. Within 6 months I had all the financial things completed and I was off to the Philippines again. I was allowed to stay in my friends home and used that as my base. To rest up. I started island hopping and visiting people I met online. So for several years I would go to the Philippines and visit and travel for 4-6 months at a time. My friends who were still working were getting jealous! Haha
I know the Philippines isn’t perfect but that’s one of the attractive things about it. I love the simplicity, the affordability and the friendliness of just about everyone I’ve met.
Love this story Tom!
You’re one lucky fella. Get a new spark in life traveling.?When you’re older experience and memories will always win over possessions.
@@bayareatanders so true. I’m older now(72) and couldn’t do what I did back then. Just can’t walk that much anymore. Hopefully the Covid restrictions will go the way of the dodo bird . Then we will be off again. I have a sister in-law in Australia. Unfortunately Martin passed away this year but I still want 5o visit there just to enjoy it the country and have a few shrimp on the Barbie…
I am jealous too that you can stay longer, me I have to work
Hahaha your Pilipino friend Jealous for you due of you several times to vacation or offs even your friends have home or house but you stay there hahaha very good mind Or well you're very Lucky sir 😊😅😮...your Pilipino friend still working ...😮😅
It took me about 6 years from when I was introduced to the Philippines for me to make the move. I am married to a Filipina and since I have been here people that know me see the difference in my weight the way I look. I could never survive in the US on my social security and I am doing fine here in a province on Cebu. Love your videos and I am happy that Cap is enjoying his life now.
James, Cap is suffering the same fate that many of us seniors living in the US and it is a true struggle here in the US. I am very glad that he is doing good, and enjoying life in the Philippines. I plan to move to Guihulngan City in Negros Oriental, next summer. Take Care Guys
Philippines is a great place as long as you're healthy. Weather is perfect, people are friendly, caring and kind, foods are deliciously unique, and there are alot of beautiful places to conquer. Politics and leaders are corrupt and it sucks, the reason the Philippines is such in disarray in socio-economic status. Medical service is not that bad, as long as you have money to pay, however it is not even compared to the western standards, therefore you have to keep your health in tip top shape. Most of the medical facilities will ask you to pay cash upfront first, before they can even see you. If you don't have the money, you will be dead even before you can be seen by a doctor or any medical practitioner. Your limited finances can go a long way in the Philippines, compared to any places in the world, especially the U.S.
Steve....Be Positive....if you can not make ends meet in the USA, it's not looking greener in another country. Many never look at how they do things in the life they live ....
Not only the USA, We Canadians have a very good Socialized Medicare and health insurance , but being in LTC or a nursing home is not fun, my wife who worked in one would not want that on anyone, I call it " Waiting to exhale". There are places in Thailand that cater to foreigners mostly , there is one that I know of in the Philippines that cater to well heeled Filipinos.
you will live longer old man with the kiss of a young filipina.
@@tonymckay6556 YOU'RE RIGHT SIR TONY.....BUT NOT AT ALL...IT'S 85 TO 15 PERCENT.... GOOD OR BAD FILIPINA....
I’m a crane operator from Texas as well. Worked all up and down the chemical coast, from Freeport to Pasadena and beyond. I’m sure Cap and I have run across each other at some point.
Good luck and continued good health to both of you gentleman. I hope to return to the Philippines for the second time when time allows, and in 3 years retire and make it my forever home.
Adios amigo!
Nice stories about how you foreign retirees decided to live in the Philippines and being like a Pilipino.
I agree with Cap, it was worth loosing $500 less a month to retire early rather than continue to suffer with your health especially when extreme pain is involved. I'm so happy for him and wish him many good yrs. of retirement and good health. This was a great conversation James, and thank you for sharing.
You don’t incur an early retirement penalty if you go on disability. SDI.
If he kept working, his pain would get worse and worse.
He has Disability SSI!
Good country Philippines 🇵🇭🤩🇵🇭😍🇵🇭🥰
I came down with Reactive Arthritis, an autoimmune where in a few weeks my feet swelled-up 3 shoe sizes and was to painful to walk, sleep, everything. After 5 years and desperate I heard the KETO diet would help. Was on meds with very little relief using canes at 59 on SSDI. Within 3 weeks was able to walk a few blocks, stopped all meds. All of my friend who have tried it, got relief as well, but they didn’t suffer from arthritis like I did and couldn’t stay on it.
Two months later, started building my daughters addition and could walk a few miles without pain. It’s a diet that eliminates many of the foods I love, but got rid of even the typical arthritis carpenters get in their hands as well. I went from a pain level of 10 to a 1 or 2. Good luck, will be returning next year. To Cavite
When Cap was going over his medical issues sounded like he was reading from my medical records. Minus the cancer.
Good to see he is not just surviving but thriving.
I am sorry to hear that :(.
Boy do I understand his back pain, I'm in the same boat. haven't worked since March 2018. But it brought me to the Philippines to visit a friend and I found a wife and a life there.
Good for you.
Why come to a 3rd world country with medical issues? You are so crazy, medical treatment in the Philippines is very poor, every time I see a doctor or had surgery here it all goes bad, these doctors are not the brightest, if I had medical issues I'd go back to the USA where medical care is great, here you'll sit on a gurney in the emergency until you die.
Hi sir. Are you on a disability pension while living in the Philippines? If so, may i know what you do to continue receiving your payments or checks? I’ll appreciate your response. Thank you
@yeshuaislord26 no, I don't receive disability. Can't help you. Best option is to open a Charles Schwab account and have checks direct deposit and just pull the money out at an ATM. Charles Schwab refunds all ATM fees worldwide. And no foreign transaction fees. No minimum balance. Just have to maintain or use someone's address for your accounts.
@@airwess3369 Thank you! ^^
A very enjoyable video James thank you. I did the same as Cap I took a early retirement but at 59 I bought 3 condos in Thailand and rented two out moved and moved into the other, that payed my bills. Then when I turned 62 I took my social security and have been living happily ever after. I want to visit the Philippines some day soon, it was my other choice over Thailand. I live across the street from the ocean in a condo on the 26th floor with a beautiful ocean view. I could not afford to live like this in the USA. David Henault
That would be expensive. Glad things worked out for you. And yes, traveling would be good, a change of scenery
I love Thailand. The Thais always were warm, fun spirited, and welcoming even though I'm an expat lady. It is my 1st choice for retirement although I'm also a fluent Spanish speaker. Looked at Mexico, Panama, Ecuador, and Phillipines.
Bless his heart. We can see he is still in pain from how he sits, moves, and his facial expressions. I hope he creates happiness and finds peace. 💞
Philippines =Paradise…it’s the culture, people, food, beaches…comes at you n embrace it all family, young and old everyone is welcome. Mabuhay. Great place to retire, and lifetime of happiness.
Cap,
You did good, retiring early! You're fortunate to have a real pension, as most Americans have only social security!
Even at 2/3rds of what your Social Security would have been, you're smart to draw as soon as possible. Fighting for SSD is the hardest thing I had to do, so I have a good idea what you went through. Fortunately, in my situation, much of my pain can be dealt with, once I am older(61 now), and less fat. I kneed both knees replaced, and that's a pretty successful procedure, with good outcome more often than not.
I am a black foreigner from US living in the province in my wife's home village and was welcomed with open arms. A lot of them have never met a black man before but now there are a few who want to meet a black man because I represents well. The village might be poor but people are happy and I do as much as I can to help my village. Yes my village because the people here make me feel like I am home. And yes my other reason for moving to the Philippines is I dont struggle financially and I am able to help people. "The Black Man In The Village"
😂😂😂 are you still vloging?
@@rexmascarina2169 yes lol
I love everything you said here!! I like as you said Yes your village because they made you a part of them. I hear that noise sometimes of how its not your community or your village how I am just a foreigner. This is of course in the comment section not in my community. In OUR community they love me!
@@TexasFilipino ty
This is true friendship, and both have found their paradise. I wish both of you happiness and thank you both for sharing
Thank you Sir
U are smart enjoying your retirement in the Philippines enjoy life in the young ages
Love the video. Been coming to the Philippines since our honeymoon in 1977. I had initial problems with being stared at and being called "Joe" when I'm actually a Brit. However, once the kids arrived, the pressure was off me and all the attention went to them which they loved. It's a great place to stay and I would love to live there 6 months a year. Hey Cap, I hope you're doing well healthwise, mate.
Lol and I was called "Brit" all over India and surprisingly "Russian" in Viet Nam to which I say nyet, and "German" in Iraq. Had several Kurds tell me in German how much they enjoyed their time in Germany. Good thing I speak German. Lol people guess wrong sometimes "Joe". 😂
Cap you made the right decision. I retired early too, 55, and I don't regret it. I live on a small pension and live comfortably here in the Philippines for over 5 years now. Next year at age 62, I'll apply for SS... Then I will try and build a house like you James. Thank you both for sharing your lives. Aloha 🙏
Hey Dominic. How can you receive pension when you were just 55?
@@thelowprofile9767 he was lucky enough to work for company that offered the traditional pension plan. and probably offered early retirement.
@@superching12 it’s Social Security that gives pensions and the minimum age is 59 1/2 so I’m not sure about his claim.
@@thelowprofile9767 He's talking about company or military pension. It's different from Social security (62 is the earliest you can apply), or 401k (59.5 is the earliest when there's no penalty). Some companies still offer these traditional pesions plans - utilities, defense, insurance, car manufacturers, airlines... only a few left though. Just like the military, they have pensions that's separate from social security. 😊
Also you might be assuming he is from the USA and might not be. Some countries the retirement age is different.
Great video! Watching a couple of good old boys leave the stress of life from back home behind! I'm just watching your interviewee speak and although he's in constant back pain, he has this infectious ear-to-ear grin. It's videos like this that make me explore this expat retiree life!
My mother in law used to pride herself on being able to buy enough food for all of us for the whole day with 600 pesos per day. After Covid she says it takes 800 just for her and my father in law. I know times change but I wish she wouldn’t stress so much about it.
Great video - still looking get some more snorkeling time myself!
James a great interview and good to see Cap. You two provided great information. Take care and enjoy life.
Thank you Charles
I was smiling the whole time O was watching. Very nice. Wish to retire back home soon. Fil-Am from IL.
I love Iloilo it is one of the best places I have ever lived. I have always felt safe here and my in-laws are great people. Don't tell to many westerners about this place. Before we moved here we lived in Bagiuo for a few years but found Iloilo had more for our family.
Lets form a applicant committee for expats who want to move to our exclusive Iloilo City. We will vote before the Prime council on who is allowed.
@N Bruin sir thank you for choosing my province Iloilo to live.
Good to see Cap adjusting to his retirement! Be Happy! 😎🏝
Iam proud of my homeland Phils. Iam filipina living/working abroad but i know someday i gonna go home sweet home. Its more fun in the Phils😊😀. In country where Iam, its not the right place for retirement the way of living here abroad is expensive. I traveled to other rich European countries too iv seen and observe a lot and theres nothing can compare the smile and happiness i can see from my own people in my homeland so only one thing i can say, I ca'nt wait to go home.😊😉
I like Cap’s approach to happiness. He came to the Philippines to live life and enjoy himself. Cheers 🍻
He got a woman to Fuck. It's enjoyable
Thank you for sharing his story I've been constipating retiring to the Philippines early myself I had a wonderful time there in June and July 2022, In the negros area. I look forward to returning soon.
I retired at 62 and I'm now happily retired in the Philippines with my beautiful girlfriend. We live in the mountains in Biliran province. I had the advantage of my girlfriend already owning a farm so don't have rent to pay. For any of you guys looking to retire in the Philippines the only thing I will tell you is if you aren't a patient easy going person don't think about it. But if you are easy going there couldn't be a better place for you to be.
Said respectully, Randy, if you are living with a girlfriend, then you are living in sin.
Congratulations CAP, Great Life in The Philippines. Enjoy the Real Life. I truly understand what you did for a livelihood.
From a Retired Union Ironworker BA, Manaoag Pangasinan PH.
Enjoyed your sit down with Cap a down to earth guy and the transparency between you both was refreshing to hear,,,you need to do more interviews with fellow expats
Thank you Ken
Cap, James mentioned military time. If you where in the military, make sure to look at any VA benefits that may be available to you, if you have not done so already. Take care!
Hi Cap.. good to see you.. Janet was excited to see interviewing. She says hi too. Will see you soon
I told Cap and he says hello back and look forward to seeing you all too
@@TexasFilipino I'm really happy for him
..it takes a lot of courage to sell out and go into the unknown. Very few are able to pull it off.. Thank you James for the hard work you put into your channel. You may never know how the little things you say can so drastically change someone's life... Keep up the good work.. God Bless..
Glad to hear another similar accent there. I hope to be there soon in Mindinao. Blue eyes is why they stare. The food is wonderful. I had the same experience with foreigners there but I eventually figured out they were most often European and Aussies and we can only imagine what nefarious things they might be there for. Everytime I tell someone here in the states that I have a Filipina fiancee I immediately in the same breath feel obligated to tell them she's not in her 20's, she is in her 60's just like me. 47 years as an industrial electrician and more aches and pains than one could imagine and my knees are shot and will eventually need to be replaced. SRRV is my next step.
I keep telling my wife I want to retire and move to the Philippines but I'm only 51 .I'm having problems with my breathing can't take a shower without losing my breath and now I don't want to go to work so I hope I have 20 more years left good for Cal👍❤
James, you asked excellent and relevant questions. Cap, you gave excellent and relevant answers always with a smile. This was an awesome interview and I thank you both! Peace to both of you.
Yes sir im injoying watching your vlog.. Im from iloilo.. Were happy that you choose our country to stay...
I appreciate that you chose to live in the Philippines.Our people are naturally friendly and helpful.Make the most of your stay being friendly and have with your stay with them 😊❤❤❤❤
I myself aside of my friend Cap , I have been here for 20 years. Half my adult life. Philippines made me a better human. It thought me to be more humble, more patient and understanding, less aggressive and so much more. Thank you
The SRRV is a great program, especially for former military personnel. I will be applying for my SRRV in October when I return to the Philippines.
Keep in mind the minimum age is 50. The old minimum , 35 I believe , is cancelled .
One of the best videos you made. Happy for Cap. God Bless.
Great interview with cap, as a crane operator, I know what you mean about the constant neck pain. I’m glad you have found a good retirement, I’m hopeful to do the same soon
It’s nice to see Cap enjoy himself. With your help he’s reinvented himself. Enjoy the next 25 years Cap!
so happy you and mel are back in the PI. I look forward to your new season at La Casa
I'm glad Cap feels so at home there
Entertaining and informative interview/conversation.
I watched this whole video , and I learned a lot of useful information.
Keep your channel going
God bless.
I’m glad Cap likes Filipino food. Not many foreigners like Filipino food. I’m Filipino and might be perceived as biased. But it’s really good and should have a place in the world.
Interesting conversation,. Thx for sharing 👍
James, Cap is me and we have almost the same mind set. except my home is in Thailand and i have been in the grind so much here in Hawaii and now i am determined to get back to my home in Thailand
Yep. I sold everything. I was renting a batchelor apt in Canada for $1,000/month. Moved to Anilao and was renting a 2bedrom house by the ocean for $100/mo. On a pension,but not having to pay vehicle insurance,gas,repairs and high apt rent I now have money left at end of the month.
I'm recently retired, and considering a trip out to find a place to live and see how the islands feel.. and if it works out I too may relocate to the Philippines as well. On the subject of health, I am lucky I am still in much better health then most my age and even better then many half my age. That said, I wish I had a dime for everytime I warned someone over the years that their job would soon be their down fall health wise and I am rarely wrong about that., Many just do not take their health seriously until it is to late. These days I see so many young people that are easily over weight by many many times their healthy weight !
Good for you.
Haha. Too many Americans are just big fatties! Just amazing!!!
Proud of you, live your life to the fullest and be happy....life is short and I am planning.....I was in the country 1975 and 2016....love it
I've been in the Philippines for many years and the only arguments I've had is from British and Australian people AND I'm Australian.Never been able to work that out...never argued with Philipinos..
Great video!!! Very inspiring!!! Glad I found your channel
Welcome aboard!
Live in Fort Worth Texas...been visiting Phillipines since 1994 doing missionary work.. met my wife in Bacolod we have been married about 7 years. We have a house in Silay and Bacolod. Hope to make a move to Philippines on a more permanent basis. Working and paying off bills. Enjoy your channel.
I'm a fellow Oklahoman from Tulsa glad to see you happy cap that's awesome.
Nice Vlog, James. Nice to meet you, Cap ! To Annie, Be Proud ! ;)
Hi!Hello, I am a new subscriber to your chanel here in the Philippines
Hi guys thanks for sharing Caps experience there in Iloilo very interesting and informative. He looks and sounds very happy there. Good luck.
Thanks for watching!
I'm from iloilo too, I'm married and my husband just retired, he is Caucasian too. Looking forward for him to visit Panay island soon. I will definitely take him to esplanade.
Cap I didn’t realize you were on SS Disability. I know your neck is destroyed from your job but thankfully SSDI pays the same as your FRA Benefit. I was in a very serious car accident caused by a heart attack when I retired early, then I got cancer and filed and was approved for SSDI. It made a huge difference. I have issues but here my SS is way more than enough. You look great and seem happy. I think it’s great. Enjoy your time here.
🥰🥰🥰🥰🥰Well, we need your genes to produce more MISS UNIVERSE!
This is the first time I saw this video. I really enjoyed learning more about Cap.
Awesome interview,. Cap is an interesting guy. Glad he was up for it. You got us sold on the Philippines....but just curious if your on the IIloi IlloiI tourism board😉😁
Not yet! Iloilo (ilo ilo ) needs me on it. I am loved and well received here.
@@TexasFilipino Thanks again for the interview. By the way, nice toilet🤣🤣🤣...just kidding bro.😉
Yes, exactly James my exact same thoughts about foreigners. Our place is off the beaten path in Pampanga. I never see foreigners, unless we go to S&R or Wilcon. We love being introverted 😀. I've seen many changes in the 49 years of going back and forth.
Very good educational discussion James.
Thanks for sharing Dave :)
Makes this 45 year old really think about the future👊
GREAT blog fellows it's so good to see Capps again .James I'm really glad you did this interview with him .I thought he looked like he had lost some weight boy I need to also .Capps story sounds alot like mine I too worked long & hard around 40 years until I had health issues too & had to retire early as well . I'm so glad my house & property not that its a expensive place is paid for that's what helps keep me from struggling alot here. After watching yourself & Capps I think I'll check out ilo ilo before I decide where to settle I was looking at Mindanao (Davao area or Tagum city) or maybe even Dumagetti but I think I owe it to myself to look there before I decide especially now that I don't have filliphina ties to the Mindanao area .Capps sure looks happy there maybe I can find that same joy there as well .This interview just reinforced my intention to live there full time after I get well from this medical issue I'm dealing with .God Bless you guys & Thanks for the update fellows. 🙏
Absolutely check it out. It is a wonderful place. I think you would like it. Easy to get around big but not too big and has so much stuff including Cajun food at Southern Grind and two different Bourbon Streets. I say surely give it a look.
JAMES .. IT WOULD BE GOOD TO TALK ABOUT CAP . AND OTHERS ON GETING WHAT IS REQUIRED TO MOVE / LIVE FERMENT .VISA .ETC.
Folks are the best. Where I stay south of Manila, I have only met 3 or 4 foreigners in 5 years. Y'all enjoy.
I moved in to a Filipino village on Leyte that had no foreigners. It took about a year to be accepted, and after two years
My close neighbors had become my new family.
I am back in america but will go back later this year.
Always enjoyable to watch
Cap looks so happy and enjoying life! And that’s awesome!
Hannah he is. Funny he told me after I was done recording " you forgot to say I am single!" lol I told him hey this is not a dating service lol
Great Vid! Cap is a Cool Dude! I made a Vid about Driving in the Phils...especially Bacolod...Your Neighbor City
Nice to see both of you are happy, enjoying and genuinely laughing there in my beloved country Philipines. We Filipinos have a great respect to Americans! 🇵🇭❤️🇱🇷 From Fil-Am here in L.A.
Nice interview, so true. Here in Central America often immigrants not respectful to locals. So must be careful whom you befriend of the newbies arriving until you see their attitude they show towards locals.
Great interview! James really know how to ask good questions with the viewers in mind...
Thank you for featuring Iloilo in your Vlog.
Thanks, James, for bringing Cap on board this evening. You guys did a great job / interview...... I too am looking forward to making that leap in the not-too-distant future. I will probably retire early as well. Say, the one thing I do need to start researching, maybe at some point you and Cap could chime in on this, is medical. Finding a good doc, hospital, dentist, ER, etc. How does medical insurance work? Just medical stuff......... Oh by the way James, if you and Mel wish to have the toilet in the shower area, that's fine with me, it's yours, right?..... But, I am a little aware of the culture, Christine's home in Bacolod is that way in both CR's. It does have many good points....... Have a good day Bro....take care.
Thank you Pat !
Wise and Xoom are my go-to money transfer companies. Wise always has the best exchange rate, and while they do have a small fee, the good exchange rate always ends up sending money PHP than Xoom, which if sending more than $200 is no fee. Sounds like you figured it all out Cap. Welcome!
This is my first time catchin’ you. ‘ Always happy to see a person ” having piece of mind .” And it seem like your friend Cap may have found that. Contentment comes in many forms for many different types of people. As many people wish for a “ better, more ( or less ) fulfilling life “ some never put one foot in front of the other to take action to make it happen . Glad your friend is enjoying his life in Iloilo. I too will be there in about a month too try to “find my piece of mind” in another culture.
He's very lucky to have a friend like you. Enjoy 😊
Enjoyed the interesting interview, James. Cap, I would say you made the correct choice in retiring early. Relax and do what makes you happy and content. If you get bored or lonely there is always plenty of nice Filipino's to associate your time with. Just choose your Filipino friends the same way a foreigner should vet his Filipina girlfriend/wife and will be just fine. You are now able to take life at your own pace. SSDI gives you more monthly income then had you taken early SS retirement, so that worked to your advantage.
Hey tx pi. Been subscribed for a year or so, you remind me of a cousin I looked up to, southern IL. Guy, talking Paducah KY southern IL. Thx for your ch. ,Thx Cap for your time, I'll get there one day, God willing. Hey Tx. my cuz taught me how to 'hawg' catfish, think y'all call it noodlin'
You are a good friend. You really helped this man.
Glad that it all worked out for Cap! I have a video on why I will be taking Social Security at 62. We don't know what our expiration date is so enjoy it while you can!
Great interview with cap james. I'll be going back to Philippines in January. Ain't been there since the vid shut down. Hopefully I can meet up with y'all
My husband always to talked about Philippines. Iloilo everytime with his office mate and we attend to friends party.
I moved here in early march. Wife has dementia and needed full time care she is philipno and always wanted to go home. So we are here now to live out her remaining days.
Good choice and bless her heart man. :)
I moved here lost 40 pounds in the first year and I do a lot of walking I ha e a bike but I choose to walk everywhere my heart problems are better my blood pressure is better its great here
IM HAPPY TO KNOW LOTS OF REIRIES WANT TO STAY HERE IN THE PHILIPPINES GOOD LUCK AND GOD BLESS
It's good and nice to live here in the Philippines.l have been in states l come and go but still l love and like to live in the Philippines.
Nice chat with Cap, good that he seems to love it there's is happy and well-adjusted ,Iloilo seems cleaner than Cebu,which has a busier lifestyle and air pollution in the city can be bad.
Absolutely awesome story. Thanks for sharing😊
Man, you can see the smile on his face when he talked about snorkeling
Great video as usual, and good luck to your friend, enjoy his life there ,😁
Thanks! 😃
Just subscribed. Good luck to Cap.
Much appreciated!