MORTGAGE PROCESS IN DUBAI | steps to get your mortgage approved

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  • Опубликовано: 8 фев 2025
  • WE BOUGHT AN APARTMENT IN DUBAI !!!!
    Hello guys! We went through the mortgage application process and it was a confusing part for us and now when we have it all settled I would like to share with you what we went through. In this video, I will be explaining the mortgage process and what documents you need to get Mortgage approved in Dubai. It is very common to buy an apartment in Dubai using the mortgage options and its quite practical since the rental can be high so if you are considering buying an apartment in Dubai then this video will help you out to understand the overall picture of Mortgage in Dubai.
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Комментарии • 54

  • @Zidandxb
    @Zidandxb 4 года назад +6

    Another great video!
    It's only 20% dowbpayment now with an all time low intrest rate around 2.99%

    • @ultrasamy3017
      @ultrasamy3017 4 года назад

      How many times of your salary value is given to you as a home loan..??
      For example if I earn 20k aed per month then how much home loan can I get..
      Thanks

    • @rkt81
      @rkt81 3 года назад +1

      @@ultrasamy3017 A general rule of thumb is 3 times your gross annual income.

  • @zaroun2000
    @zaroun2000 4 года назад +1

    Some of the fees varies among different banks.. property agent fees is 2% according to law.. Now it is the best time to buy in Dubai.. as prices won’t go beyond 20% decline.. which what I consider a safety margin because we’ll never know the bottom market price of properties..

  • @sulekhaprasannan4093
    @sulekhaprasannan4093 4 года назад

    You have been very candid.

  • @sandyaputri6515
    @sandyaputri6515 4 года назад +1

    Yeayy first❤

  • @gamechanger_creator
    @gamechanger_creator 2 года назад +1

    Very useful 👍

  • @faisalpasha5800
    @faisalpasha5800 3 года назад +1

    This information is for people living in UAE. How about if a foreigner living in EU want to apply mortgage? Which banks offer mortgage to foreigners. I heard Al Mashriq does that. Not sure if there is any other. Update plz if you have any information about that too. Cheers

  • @sazgamingempire1720
    @sazgamingempire1720 4 года назад +4

    "informative"..👍👍

    • @sazgamingempire1720
      @sazgamingempire1720 4 года назад +1

      I guess you always give me 2 likes😛

    • @NaziraSabyt
      @NaziraSabyt  4 года назад +1

      hahah, because i love the comments from you

  • @kanatospan4546
    @kanatospan4546 2 года назад

    Hi Nazira! Thank you very much for your amazing videos, could you please advise, can I get Morgage if my probation period is not yet finished?

  • @NessPabayoLumbay
    @NessPabayoLumbay 3 года назад

    Hi thank you this was quite informative. May I ask how many years mortgage terms are in Dubai? Many thanks!

  • @naveedzafar9291
    @naveedzafar9291 4 года назад

    Very informative 👍

  • @amarg2199
    @amarg2199 4 года назад +1

    My girl friend did evertthing for flat. Including downpayment of 25000 us dollars. I choose to pay 10 year emi.....,60000 us dollars. Is it fair deal?

  • @saroshmalik8890
    @saroshmalik8890 4 года назад

    Hello Nazira 🙂 I've a question can a Married couple live in Emirates Accommodation ??? after becoming Cabin Manager I think that the Manager get the whole apartment .....

  • @ggerales
    @ggerales 4 года назад

    Thanks for the info. You mentioned 2100 Evaluation fee , it is actually called Appraisal but is the admin and registration extra or included in the appraisal. If not, how much for registration, and admin and the other after you mentioned. Thank you.

  • @angelica4770
    @angelica4770 3 года назад +1

    Can you talk about in case job lose , how the bank gonna handle the situation? Will they really call the police and put people in jail or will do something to help the home owners?

    • @NaziraSabyt
      @NaziraSabyt  3 года назад

      There is this whole process where they try to reach you and email you then the report goes to police and etc before police gets involved. You can talk to the bank to sell the property and etc

  • @medaminetiar6721
    @medaminetiar6721 4 года назад

    Hello sweety😊
    Please how many assessment day in the year in Emirates or Qatar airlines they make ???

  • @kbtu1990
    @kbtu1990 2 года назад

    Здравсвтуйте, Сабина. Подскажите, на каких сайтах искать новостройки в Дубай? Интересен вариант off plan, на уровне катлована. И можно ли купить квартиру напрямую у застройщика, если не хочу платить за услуги риелтора

  • @yaqoobfarooqi1645
    @yaqoobfarooqi1645 3 года назад

    i am interested to buy flat in dubai but i am. staying in saudi .. i can able to get in mortgaged from bank? ..

  • @yaqoobfarooqi1645
    @yaqoobfarooqi1645 3 года назад

    how much is your flat ??

  • @mohammadalbrazi2156
    @mohammadalbrazi2156 4 года назад +1

    Is it right if someone bought whether it’s house or apartment they can get permanent residency card in Dubai?

    • @NaziraSabyt
      @NaziraSabyt  4 года назад +1

      Hi! Of the apartment cost more than a million than you can apply for resident visa, but it's only for 3 years and you pay for it yourself 😁

    • @richiev2040
      @richiev2040 4 года назад

      @@NaziraSabyt how/where do you apply for resident visa after buying property? Thanks.

  • @richiev2040
    @richiev2040 4 года назад +1

    Very informative thanks.
    What about visa though? You buy your own property in dubai but how do you actually live in it forever as expat without some permanent visa, do you obtain any visa on buying property in dubai?

    • @NaziraSabyt
      @NaziraSabyt  4 года назад +1

      Thanks! There are many ways to obtain different types of visas 🤗

    • @srmraju3978
      @srmraju3978 3 года назад

      If obtained,,what types of visa's they(UAE GOV)provide....?

  • @haider1998
    @haider1998 4 года назад +1

    hi .
    what is interest rate in dubai now please?

    • @NaziraSabyt
      @NaziraSabyt  4 года назад +1

      Haven't check that due to pandemic it has probably changed

    • @haider1998
      @haider1998 4 года назад

      @@NaziraSabyt
      thank you for replying .
      can you check for me when you time please ?

  • @zeeshanahmad37
    @zeeshanahmad37 4 года назад

    What if your contract is over ? Again you have to give interview or there is something else? And I am a fresher , I am just 12th graduate and have no work experience but I know Arabic, English and Hindi. So, what you think will they hire me?

  • @denisxavierdas6613
    @denisxavierdas6613 4 года назад +1

    what is the ratio of Male cabin crew in Qatar airways

    • @NaziraSabyt
      @NaziraSabyt  4 года назад

      probably 30%male and 70% female but that's just my guess, every flight I would always have 1 or 2 male

  • @lind6318
    @lind6318 4 года назад +1

    What type of camera do you use?

    • @NaziraSabyt
      @NaziraSabyt  4 года назад

      Canon EOS M50, but in this video just my Iphone 11

  • @jibroni555
    @jibroni555 4 года назад +2

    not the best time to buy property in dubai... the worst property crash in history just around the corner....everyone seems to be wanting to leave the uae...

    • @mikelbrol5153
      @mikelbrol5153 4 года назад +2

      True man..people who bought house or flat on mortgage are screw up...I can not understand what kind of people decide to buy a property in a country like Uae.They have no rights at all and also they have to beg for visa each year and pay money for it....Fuck off whith this kind of deal....Jah bless...

  • @henkjanvanraikonnen5073
    @henkjanvanraikonnen5073 4 года назад

    Great video 👍👍May I ask you where you are originally from?😉

    • @NaziraSabyt
      @NaziraSabyt  4 года назад

      Thank you!! from Kyrgyzstan 🇰🇬

  • @aigredouxx
    @aigredouxx 2 года назад +1

    Should I be married to get a mortgage?

  • @m.makhsudova7320
    @m.makhsudova7320 4 года назад

    hi where are u from? I think you are from Kazakhistan

    • @NaziraSabyt
      @NaziraSabyt  4 года назад

      Hi! Almost, I am from Kyrgyzstan 😄

    • @m.makhsudova7320
      @m.makhsudova7320 4 года назад

      @@NaziraSabyt hi. from Uzbekistan. u are so beauty. good luck to u

  • @munarabhurgri3179
    @munarabhurgri3179 4 года назад +1

    Молодец

  • @mohamedaakib8184
    @mohamedaakib8184 3 года назад +1

    Nice information just wanted to know am earning below 10k in dubai still I can apply for freehold property?

    • @NaziraSabyt
      @NaziraSabyt  3 года назад

      Yes you can, but not sure about the mortgage now!

  • @ilyabandi9113
    @ilyabandi9113 4 года назад +1

    💕🌟👌🏻

  • @nicktv63
    @nicktv63 4 года назад +1

    Can I get a reply 🙏🤔

    • @NaziraSabyt
      @NaziraSabyt  4 года назад

      Sure! What was ur question, I probably missed it

  • @jasminajumasheva9877
    @jasminajumasheva9877 3 года назад

    Fin- experts commercial mortgage brokers are the best ones , they will help you will all your documentations will assist u in all procedure, will find u the best bank that is more profitable for you, and they even not charge you for their services