Thank you to everyone who watched this video. Be sure to "LIKE" the video and also, my 'E-Book 'Strategies to Master Credit' is available here: mastercreditbook.com/product/personal-debt-management
I agree with you 100% when my income decreased significantly the first thing I did back in 2021 was create a budget that I use every month. I know exactly what I have to pay and the date and for the first time in my life I have a 100% payment history and the highest credit score since my 20s and am a senior now.
I'm so glad this is your topic and I agree 100% I got real and now I don't buy things unless I REALLY need them. If we condition ourselves we will realize that things we think we need or want can wait just a little longer!!! Trust me after 2 years I can finally buy clothes, shoes, and accessories because I told myself I'm in the house more than out. Now this summer I can be out looking cute but knowing I have GOOD credit and pay it every month.
8:50 This is *so* true. Until you get "sick and tired of being sick and tired" with the way things are, and then get willing to put in the work to change things once and for all, you will be stuck in those bad habits. Thank you for this message!!
Nell! I want to thank you for continuing to educate everyone about increasing their FICO score! It’s so important for everyone out there! And you need to update your Road to 10k! Congratulations Nell! Wepaaaaaaaaa!
@@WaterYourSoil I am so happy for you ! You are always giving us the information that others don’t want to talk about! You are doing a great service for all of us! Thank you my friend!
I wish I started when I was younger, but for the longest time, I was like, "I don't need a bank account or a credit card." Until I realized I'm hurting myself. In the past 2-3 months, I went from below average on the fico score to fair. I just opened up a second credit card, and I'll use both to get more credit payments in and have a small mixture. In a few months, I'll see what happens. Also I'll buy your book when I get a chance too.
Let’s goo 📈🤝💳🔥🔥🔥🔥⚖️💎 being able to get a car from that authorized dealer ship is a beautiful feeling no more looking at a car from Leroy used car lot 😅
In my opinion, your mentality is implicit in the score itself as opposed to being a separate component. This is why certain employers look at your credit score especially if you are going to handle their funds. Your maturity and lack of discipline with money can be read from the existing model. And with FICO 10T, you will not get away with quick fixes anymore.
They are really slow with newer versions....even F9 Isnt common abd its been around awhile... Credit isnt hard just takes discipline and time... Most people will need it at some point
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Thank you to everyone who watched this video. Be sure to "LIKE" the video and also, my 'E-Book 'Strategies to Master Credit' is available here: mastercreditbook.com/product/personal-debt-management
I agree with you 100% when my income decreased significantly the first thing I did back in 2021 was create a budget that I use every month. I know exactly what I have to pay and the date and for the first time in my life I have a 100% payment history and the highest credit score since my 20s and am a senior now.
Thanks for watching.
💯agreed! “Knowledge isn’t power until it’s applied!” Keep doing your thing! Stay Safe! Stay Blessed!
Thanks for watching, J.
I'm so glad this is your topic and I agree 100% I got real and now I don't buy things unless I REALLY need them. If we condition ourselves we will realize that things we think we need or want can wait just a little longer!!! Trust me after 2 years I can finally buy clothes, shoes, and accessories because I told myself I'm in the house more than out. Now this summer I can be out looking cute but knowing I have GOOD credit and pay it every month.
Thanks for watching, Estelle.
8:50 This is *so* true. Until you get "sick and tired of being sick and tired" with the way things are, and then get willing to put in the work to change things once and for all, you will be stuck in those bad habits. Thank you for this message!!
Definitely. Sometimes hardships provoke change. Thanks for watching.
Nell! I want to thank you for continuing to educate everyone about increasing their FICO score! It’s so important for everyone out there! And you need to update your Road to 10k! Congratulations Nell! Wepaaaaaaaaa!
I appreciate it, Joe. You'll be at 10k in no time. I'm going to retire the road's for now and just focus on the content. Thanks for watching.
@@WaterYourSoil I am so happy for you ! You are always giving us the information that others don’t want to talk about! You are doing a great service for all of us! Thank you my friend!
Great video and delivery!! I appreciate the knowledge and confirmation!
I appreciate it. Thanks for watching, MJ.
Yeah I agree ! You got to keep a “ in it for the long run “ attitude
Indeed. Thanks for watching.
I wish I started when I was younger, but for the longest time, I was like, "I don't need a bank account or a credit card." Until I realized I'm hurting myself. In the past 2-3 months, I went from below average on the fico score to fair. I just opened up a second credit card, and I'll use both to get more credit payments in and have a small mixture. In a few months, I'll see what happens. Also I'll buy your book when I get a chance too.
I appreciate it. Congrats on your second credit card. Thanks for watching.
It is crazy because the credit Agencies want us to have a certain number of cards, or a certain mix yet they ding 🛎️ you for applying for new credit.
Yep. Thanks for watching.
Hey what's going on, just finished reading your book "strategies to Master Credit" great read! Definitely took some key info away
I appreciate you reading the book, P. I'm glad you got something out of it. Thanks for participating.
Just subscribed! Love it! Keep 'em coming!
Welcome to the channel! Thanks for watching.
Great video and guidance.
I appreciate it, Russell. Thanks for watching.
Agree with that 6th category! Can’t wait for you live with Sledge!💪 Keep up the great work Nell!🫵
Yeah, it should be a good one, Cesar. Thanks for watching.
Keep dropping these 💎💎💎💎
Next Friday! Thanks for watching, Sledge.
@WaterYourSoil they not ready!
Great rules, I'm new here. Great video
Thanks for watching.
Knowledge is everything. We need learn a lot of this early on in our lives
Definitely. Thanks for watching, Blake.
Cancer derailed me and my credit score. Health is wealth.
Indeed. Keep going forward. Thanks for watching.
Liked, and subscribed!!
Welcome to the channel. Thanks for subscribing.
Mentality is very important. Especially with handling over 44 cards. 😅
It's crucial. Thanks for watching, Mike.
Great video!
Thanks for watching, Betty.
Let’s goo 📈🤝💳🔥🔥🔥🔥⚖️💎 being able to get a car from that authorized dealer ship is a beautiful feeling no more looking at a car from Leroy used car lot 😅
Thanks for watching, Jeffrey.
Awesome!!!♦
Thanks for watching, Randi.
In my opinion, your mentality is implicit in the score itself as opposed to being a separate component. This is why certain employers look at your credit score especially if you are going to handle their funds. Your maturity and lack of discipline with money can be read from the existing model. And with FICO 10T, you will not get away with quick fixes anymore.
Definitely. Thanks for watching.
The 6 one is correct mental
Definitely. Thanks for watching, Stephen.
What is considered LOW inquiries?
Are you referring to hard inquiries? Please clarify. Thanks for watching, Shanna.
They are really slow with newer versions....even F9 Isnt common abd its been around awhile...
Credit isnt hard just takes discipline and time...
Most people will need it at some point
Thanks for watching, Kirk.
Check your credit you everything is paid so I don’t know why they would think that you’re desperate and everything is paid
Thanks for watching.