PPF Withdrawal Rules - Loan, Partial Withdrawal, Premature Closure

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  • Опубликовано: 26 ноя 2024
  • PPF withdrawal rules & PPF loan rules are discussed in hindi. How to close a PPF Account before maturity period i.e. premature closure of Public Provident Fund Account is also discussed in this video.
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    In the last video we had discussed PPF Account benefits, PPF Calculator, PPF Interest Rate, Account eligibility, maturity period etc. in detail.
    Here is the link to that video - • Public Provident Fund ...
    PPF account can be opened in a Post Office or an Authorized Bank like SBI, PNB, ICICI Bank, HDFC Bank, Axis Bank etc.
    PPF Calculator - drive.google.c...
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    • PPF Withdrawal Rules -...
    PPF विथड्रावल रूल्स और PPF लोन रूल्स के बारे में हिंदी में चर्चा की गयी है। मच्योरिटी पीरियड से पहले पीपीएफ अकाउंट को कैसे बंद किया जाए अर्थात पब्लिक प्रोविडेंट फण्ड अकाउंट के प्रीमच्योर क्लोज़र के बारे में भी इस वीडियो में बताया गया है।
    पिछले वीडियो में हमने पीपीएफ अकाउंट बेनिफिट्स, पीपीएफ कैलकुलेटर, पीपीएफ इंटरेस्ट रेट्स, अकाउंट एलिजिबिलिटी, मच्योरिटी पीरियड आदि पर विस्तार से चर्चा की थी।
    पीपीएफ खाता किसी डाकघर या प्राधिकृत बैंक जैसे एसबीआई, पीएनबी, आईसीआईसीआई बैंक, एचडीएफसी बैंक, एक्सिस बैंक आदि में खोला जा सकता है।
    Subscribe To Our Channel and Get More Finance Tips:
    / @assetyogi
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    In this video, we have explained:
    What are the withdrawal rules for PPF account in Indian banks and post office?
    Is partial withdrawal from PPF account is allowed?
    When you can do partial withdrawals from the PPF account?
    Is it possible to take a loan against PPF account?
    What are the rules for taking a loan with PPF account?
    How interest is charged on loan against PPF account?
    When you can take a loan against PPF account?
    What is PPF premature closure?
    Is premature closure of PPF account possible?
    What are the rules related to premature PPF account closure?
    In which scenarios, premature closure of PPF account is allowed?
    Are there any charges or penalties applicable on PPF account premature closure?
    In the previous video on the PPF account, we have discussed the basics and benefits of PPF. And you can also open a PPF account online if your bank facilitates the online process for opening one, however, a PPF account for Minors cannot be opened online.
    Make sure to Like and Share this video.
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    Hope you liked this video about “PPF Withdrawal Rules - Loan, Partial Withdrawal, Premature Closure”.

Комментарии • 376

  • @AssetYogi
    @AssetYogi  Год назад +4

    Join All-In-One Video Finance App here: vidfin.com/
    Enjoy Free Access to select Financial Insights & 1st Chapter of all the courses.

    • @surajdeeppaul66
      @surajdeeppaul66 Год назад

      Sir 2nd time partial withdrawal process and my first time patial withdrawl FY (21-22) and account opening FY (15-16). PLEASE HELP

  • @pranju4u22
    @pranju4u22 11 месяцев назад

    I am watching this video after 4.5years still it's so relevant & very helpful Hats of to you sir
    After watching this video I have created similar time line with my PPF figures input Wow it is so helpful for me
    Thank you so much sir

  • @Vxegdfhdhf
    @Vxegdfhdhf 2 года назад +2

    jabarjast representation....clear satik everything is there.... board ka use excellent

  • @Vikaskumar-fv6ox
    @Vikaskumar-fv6ox 4 года назад +1

    bahut acchi knowlege ....sabse best samjhane ka tarika.......

  • @thejourneyofsuccess8467
    @thejourneyofsuccess8467 5 лет назад +4

    Awsm Sr ❤️❤️
    Mera Motivational Channel Hai ❤️❤️
    Thanks ❤️❤️

  • @lakshmanagampala6424
    @lakshmanagampala6424 4 года назад +3

    Boss you are excellent I watched every viedeo regarding financial viedeos.

    • @AssetYogi
      @AssetYogi  4 года назад +2

      Thanks for appreciation Lakshmana 😊

  • @koradiyahardik2089
    @koradiyahardik2089 5 лет назад +2

    Superb aapka video ka hi intzar kr raha tha

  • @princesoni2635
    @princesoni2635 Год назад

    AWESOME VIDEO...HAVE GREAT KNOWLEDGE THAN OTHER YOU TUBERS

  • @sir8211
    @sir8211 4 года назад +1

    Thanks आपने बडी अच्छी तरह समझाया सर 🙏

  • @krishnakumarsahu5193
    @krishnakumarsahu5193 3 года назад +1

    bhut hi achha jankari... example ke sath

  • @bharatbarot4246
    @bharatbarot4246 4 года назад

    Thank you
    आप ने बहोत अच्छा वीडियो बनाया है।

  • @pratimagupta9671
    @pratimagupta9671 Год назад +2

    Very easily explained❤

  • @joingsofficial
    @joingsofficial 3 года назад +1

    बहुत अच्छा विश्लेषण

  • @karangalgotra785
    @karangalgotra785 Год назад +2

    HARD WORK HE PUT INTO THE VIDEO IS REALLY SOMETHING. THANKS A LOT SIR

  • @maheshprasad2186
    @maheshprasad2186 2 года назад +2

    Sir मैंने SBI मे 2000 मे PPF ACCOUNT खोला था उसके बाद 5 साल के लिए RENEWAL करवाया था. उसके बाद बैंक ने स्वयं उसे 5 साल के लिए RENEWAL कर दिया अब आज मुझे पैसे निकालने पर आधे से भी कम ही निकालने का OPTION दिया जा रहा है मैं अपना पूरी राशि कैसे निकाल सकता हूँ. कृपया सहायता करें

  • @goutamlahiri491
    @goutamlahiri491 8 месяцев назад

    Thank u for wonderful demonstration but another point reg withdrawal remains undiscussed.
    What about withdrawal rules after maturity or extension of the account for next 5 years?
    Answer is - maximum 60 per cent of the total balance amount as on date(31/3) of extension may be withdrawn one time or in phase during 5 year extension period.

  • @tarsemsingh9783
    @tarsemsingh9783 2 года назад +1

    Great knowledge for ppf. Thanks sir

  • @Harjit075
    @Harjit075 2 года назад +1

    Thanks 🙏 you sir for valuable information

  • @srinandadas6264
    @srinandadas6264 4 года назад +1

    Informative sir. Like it. Fully understood.

  • @mathsuv
    @mathsuv 5 лет назад +1

    Easy and superb explanation sir

  • @tamilsongschannel5349
    @tamilsongschannel5349 5 лет назад +1

    Sir my favorite chennal

  • @Keshariyogesh
    @Keshariyogesh 3 года назад +1

    What is the maturity period.
    It is from the day of first investments.
    Suppose I made one investment in Jan 2017 and subsequently invested for 15 years so I will get whole amount at the end of 2017+15 =2032 or like elss every investment to wait for 15 years..
    Kindly update me on this ASAP.
    Thanks for such a wonderful video...❤️

  • @lakhan4108
    @lakhan4108 2 месяца назад

    Teeno cases me kya documentation and formalities hogi .ye bhi batana cahiye tha.
    Aur kya ye online ho jata hai ya bank se hi hota hai..

  • @sreedharannair2218
    @sreedharannair2218 2 года назад

    Thank you very much for providing useful information.

  • @avs391
    @avs391 Месяц назад

    Super explanation

  • @panwardeepak79
    @panwardeepak79 5 лет назад +1

    Nicee वीडियो मुकुल जी😊😊👍👍👌👌💐💐💐

    • @AssetYogi
      @AssetYogi  5 лет назад +1

      Hope it helps.

    • @panwardeepak79
      @panwardeepak79 5 лет назад +1

      आपके सारे वीडिओज़ हेल्पफुल होते है मुकुल जी😊😊🙏🙏

  • @patelsaurabh8661
    @patelsaurabh8661 4 года назад +2

    Partial Withdrawal from total amount with interest or only from the amount v put in account without interest?? ??

  • @raghupatiroyal
    @raghupatiroyal 5 лет назад +3

    Hi Sir,
    Once we prematurely close the account, then in that case, can we again reopen another PPF account, let's say a year after the premature closure?
    Thanks in advance for the response

  • @Danish4259
    @Danish4259 2 года назад +1

    Super explanation sir keep it up

  • @dr.shwetasrivastava1367
    @dr.shwetasrivastava1367 Год назад

    Very well demonstrated

  • @shivamkakkar7318
    @shivamkakkar7318 5 лет назад +1

    Kya hum ppf account main apna investment increase ker sakty hain agar yes toh usky fayde or nuksan ????

  • @rushikansara4553
    @rushikansara4553 5 лет назад +1

    Mukul bhai....very nice..pls share videos on Provident fund... contribution by Co. & Employee etc...so many people get deducted this amount but don't know anything... period, withdraw, interes etc...thnx

    • @AssetYogi
      @AssetYogi  5 лет назад

      Thank you for appreciation.

  • @shariqkhan9998
    @shariqkhan9998 5 лет назад +1

    Thanks for your full description..

    • @AssetYogi
      @AssetYogi  5 лет назад

      Keep supporting Shariq :)

    • @makranifiroz2157
      @makranifiroz2157 4 года назад

      @@AssetYogi Government Employee Open Kr Skta He Kya PPF

  • @rajivkataria1468
    @rajivkataria1468 7 месяцев назад

    Agar 15 saal complete ho Gaye h,or extension liya hua h,to ab close karne ko premature closer charges of 1 % to nahi lagega.

  • @anishvoditelwar4026
    @anishvoditelwar4026 3 года назад +2

    Plz throw some more light on partial withdrawal rule.
    Thanks

  • @MasthanValig
    @MasthanValig Год назад

    Thankyou for the information.

  • @1980secrett
    @1980secrett 5 лет назад +1

    very informative video .. thanks a lot

    • @AssetYogi
      @AssetYogi  5 лет назад

      Thank you for appreciation.

  • @kaushikmandal6539
    @kaushikmandal6539 3 года назад +1

    Nicely explained....👍

  • @sukalyanhalder4068
    @sukalyanhalder4068 4 года назад +1

    Clear as always. Thanks AY.

  • @vijayrana4199
    @vijayrana4199 4 года назад +2

    sir pl give me source from where i can get rule for withdrawal after maturity after 15yr and extended with contribution option

  • @businessdukaan6549
    @businessdukaan6549 5 лет назад

    Solid information
    I never got it before

    • @AssetYogi
      @AssetYogi  5 лет назад

      Thank you for appreciation 😊

  • @mehulshah2463
    @mehulshah2463 5 лет назад +1

    Very Good Information!

  • @komalmanani5708
    @komalmanani5708 5 лет назад +1

    Sir please make video on paripassu charge. & difference between 1st & 2nd paripassu charges or ranking paripassu charges..

  • @niharikaranibehera9011
    @niharikaranibehera9011 5 лет назад +7

    how many times partial withdraw allowed after seven years.

  • @khima1
    @khima1 5 лет назад +1

    Good video awesome explanation

    • @AssetYogi
      @AssetYogi  5 лет назад

      Thanks Nanda, Hope it helps you

  • @rajendranthangavelu440
    @rajendranthangavelu440 4 года назад +2

    How to partially with draw every year of release financial year after 7 year

  • @vikrantsharma2237
    @vikrantsharma2237 4 года назад +1

    Very useful thank you

    • @AssetYogi
      @AssetYogi  4 года назад

      Keep learning Vikrant 😊

  • @abhishekchaudhary7628
    @abhishekchaudhary7628 8 месяцев назад

    Sir ye btaye agat maine last year partial withdraw kiya tha ppf balance aur is financial year dobara partial withdrawl krna chahta ho oske liye kya rule hai..means ki bank kiska 50% calculate karega

  • @paathchakra699
    @paathchakra699 4 года назад +1

    very good information

  • @sandeepbhardwaj595
    @sandeepbhardwaj595 5 лет назад +1

    Thanks sir for this helpful video

  • @akshayadileep9825
    @akshayadileep9825 11 месяцев назад

    Revenue stamp of what amount is required? Is it mandatory?

  • @mukulpunn3998
    @mukulpunn3998 6 месяцев назад

    can you pls explain the tax implication also, if any on all 3 withdrawal mechanism

  • @nitin2446
    @nitin2446 5 лет назад +1

    I m investing in VPF 10000/month which deduct from my salary. Should i stop VPF and go with PPF?? my age is 36.
    I also want to plan for my daughter education she is 6yr now,after 10 year i need amount during her board exam preparations.
    Pls suggest. I have no any investment.
    Monthly salary @40000

  • @amarbarnwal7558
    @amarbarnwal7558 3 месяца назад

    At the time of withdrawal (after 15 years), what will be tax that have to pay?

  • @sarmistha66
    @sarmistha66 Год назад

    Helo, thansk for the information, can you pls let me know when we have the renewal PPF account for 5 yrs, how we can do the partial withdrawal or teh premature closure.

  • @thesimpleouting8249
    @thesimpleouting8249 4 года назад +1

    Partial withdrwal karne ke baad bhi 15 saal ke baad bachi hue amount pr extend ho skta h for five year?

  • @sanjayratnani644
    @sanjayratnani644 5 лет назад +1

    Very nice job, keep it up, thanks

    • @AssetYogi
      @AssetYogi  5 лет назад +1

      Thank you Sanjay 😊

  • @shahzebnaushad
    @shahzebnaushad 5 лет назад

    Partial withdrawal me preceding year ka faida kya hua jab usko compare krna hi tha 4th preceding year se

  • @nirmalr6286
    @nirmalr6286 5 лет назад +1

    very informative sir

  • @Adventure276
    @Adventure276 5 лет назад +1

    15 sal complete hone ke bad Total amount
    Withdraw kar sakte hai kya???

  • @Nitika-u7d
    @Nitika-u7d Год назад

    Sir loan payment k liye leskte hai premature closure

  • @virajsharma2435
    @virajsharma2435 5 лет назад +3

    Nice video sir

  • @RK-se2cy
    @RK-se2cy 8 месяцев назад

    Kya hum apna PPF acount sbi bank se post office me transfer kr skte hai?

  • @iambhaaratindia9666
    @iambhaaratindia9666 5 лет назад +8

    Sir please write your own book on financial literary for layman and make it available in syllabus of diploma holders especially for engineering students. Which in turn hepls a lot

    • @AssetYogi
      @AssetYogi  5 лет назад +1

      Thank you for suggestion Dhina Dhin Dhinchkk.

  • @jamnadasgajera1756
    @jamnadasgajera1756 5 лет назад +1

    What is procedure to with draw mature amount when concerned person can not remain present and he has no PAN CARD and Bank Account on his name.

  • @arijit_united
    @arijit_united 11 месяцев назад

    Can i withdraw from ppf in two successive financial years ie april 22 and april 23.

  • @PintuKumar-kg4fv
    @PintuKumar-kg4fv 4 года назад +1

    After opening a ppf account which documents are provided by Bank as a proof of the ppf account.

  • @korlakuntanagendrababu2432
    @korlakuntanagendrababu2432 2 года назад +1

    Nice explonation

  • @vaibhavj9601
    @vaibhavj9601 4 года назад +3

    Partial withdrawal is quiet confusing..we can withdraw 50% of preceding FY or 50% of 4th preceding FY whichever is lower..but 50% of 4th preceding FY will always lower than 50% of preceding FY ..then why this rule made ?

  • @ajeetkumarlalu3893
    @ajeetkumarlalu3893 5 лет назад

    form no 16 ....ko kese read kare ..income tax kitna katega aur itr p video banado please

  • @AnilVerma-uf6dh
    @AnilVerma-uf6dh 5 лет назад +1

    Very nice sir....

  • @advjagmohanmendiratta3899
    @advjagmohanmendiratta3899 3 года назад +1

    Nice & useful 👍

  • @ifbut_then
    @ifbut_then 5 лет назад +3

    Please make video on "How does increase or decrease in share price affects the company?"

    • @AssetYogi
      @AssetYogi  5 лет назад

      I've noted the topic suggestion for future videos.

    • @ifbut_then
      @ifbut_then 5 лет назад

      @@AssetYogi thanks alot

  • @ramniwaslodhi3368
    @ramniwaslodhi3368 10 месяцев назад

    Kya 23 year may ppt a/c closed kese sakte hai please infrom

  • @ravikumarkothamasu
    @ravikumarkothamasu 5 лет назад +1

    Nice video yogi sir

  • @tusarchatterjee526
    @tusarchatterjee526 Год назад

    What is partial withdrawl rule after extension of 5+5 year.

  • @Allinone-jz4ni
    @Allinone-jz4ni 4 года назад +1

    Sir interest rate fix hai ya kam,jyada ho sakti hai

  • @diptimansen.
    @diptimansen. 7 месяцев назад

    Sir, how many days does PPF withdrawal by legal heirs take?

  • @kaveshram
    @kaveshram 5 лет назад +1

    Superb sir

  • @rakeshbamaniya8730
    @rakeshbamaniya8730 5 лет назад

    Sir,
    NBFC companies MCLR ke andar aati hai ki nahi aur NBFC companies se home loan Lena chahiye k nahi. Uske bare me details video plz

  • @skyadavk44
    @skyadavk44 3 месяца назад

    Bhaiya Maine apna HDFC account bnd krwa diya h jisase ppf account khula tha ab mai is ppf account ko sbi account me Lana chahta hu mujhe kya Krna hoga

  • @TheIndianMan07
    @TheIndianMan07 3 года назад

    Very nice demonstration ❤️

  • @bhagwantkaur4506
    @bhagwantkaur4506 11 месяцев назад

    Kindly tell me as early as possible that I want to close my account. Kya uske liye private hospital ke documents valid hote hain

  • @kaashsolanki2888
    @kaashsolanki2888 Год назад

    15 years lock-in is from the first time deposit or every time you make a deposit?
    For example I made my first deposit of ₹1L on 1-4-2000 and kept investing ₹ 1L every year.
    Will I be eligible to withdraw entire amount in FY 2015-16, or just the 1st deposit of ₹ 1L?

  • @sagarikasarkarrollno-48k.g21
    @sagarikasarkarrollno-48k.g21 6 месяцев назад

    July 2019 open kore akhon june 2024 a withdrawal kora jabe?.... Plz sir help me

  • @kirandeepvlog9460
    @kirandeepvlog9460 2 года назад

    Sir hum ekbar ppf account close karne k bad dusra khol sakte hai....?

  • @dr.mohammadislam1737
    @dr.mohammadislam1737 4 года назад +1

    Informative videos

  • @tusarchatterjee526
    @tusarchatterjee526 Год назад

    After extension of 5 yrs twice what is the rule for partial withdrawl.

  • @deepakkumartiwari9059
    @deepakkumartiwari9059 11 месяцев назад

    Is it possible to transfer ppf account from one bank to another bank not branch

  • @mdshahabuddin1858
    @mdshahabuddin1858 Год назад

    Sir monthly payment avi kar rahen h usko yearly pement kaise kare kiya karna hoga

  • @ManishBuchasiacs
    @ManishBuchasiacs 2 года назад

    My PPF account completed 15 year now i have extended to 5 year now i need a money to buy property What is the safe option for me whout any loss of interest and how much i can withdraw it

  • @scrolluppage
    @scrolluppage 5 лет назад +1

    mere ppf ac me 4000 rs tak amount hai aur maine wo auto debit band kiya hai aur jo amount hai mujhe niklwana hai toh mai wo amount nikal sakta hu ???? plz sir reply

  • @gangadhararikeri5526
    @gangadhararikeri5526 5 лет назад +2

    sir is it availabe to with draw the amount on every two years

  • @sangitameshram2277
    @sangitameshram2277 5 лет назад +1

    Sir if I wish to continue my PPF a/c even after the period of 15 years , then what I have to do..???please tell me about that..
    It was nice to hear from you
    Please make video on
    Gold investment

    • @arathiradhakrishnan
      @arathiradhakrishnan 5 лет назад +1

      Whether partially withdrawn amnt can be reinvested in PPF account again??

    • @hellohello9956
      @hellohello9956 5 лет назад

      @@arathiradhakrishnan Yes. Why not?

  • @vijayshekhawat3503
    @vijayshekhawat3503 4 месяца назад

    Respected sir maina January 2019 me ppf open karwaya tha to mujhe loan mila sakta hai

  • @Flashy_life
    @Flashy_life 4 года назад

    Partial withdrawal can be made after the completion of 5th financial year. Not 7th.

  • @manaspal1017
    @manaspal1017 6 месяцев назад

    Sir me ne 2018 nov tho kya withdraw kar sak tha hu

  • @SanjayYadav-su5jq
    @SanjayYadav-su5jq 2 года назад

    sir maine 2012 mein ppf account khulwaya or 2022 mein medical ground pe premature close Kiya ..plz penalty calculate kaise kare ...total amount ka 5 % penalty cut kar diya hai..plz help

  • @kroy7158
    @kroy7158 2 года назад

    Well explained

  • @czawar123
    @czawar123 2 года назад

    Premature Closure can also be done if you are moving out of Country permanently.. just need to submit a copy of Passport and Visa and Identity Card like Aadhar Card...