Maine HUF ACCOUNT 1998 main PPF ACCOUNT POST OFFICE MAIN OPEN KIYA SBOP MAIN TRANSFER HOGYA har year 2013 tak paise jama kiya 2013 maine extend karwaya 5 year ke liye 2018 mein extend karwaaya abb SBI mgr ne notice diya hai ke aapko 2013 tak he interest degaange
Those not eligible should have allowed to withdraw full balance and close account on or after 30Sep24. This is creating problem for hardworking middle class.
Can you please share the link to the circular issued by the govt? Its not available on the NSS site nor on the DEA site. Google search also doesnot give the govt circular. So how do we see the authenticiity of the information?
सरकार तो भ्रम फैलाती ही है इन जैसे यू ट्यूबर भी भ्रम फैलाते हैं !! पहले भी पीपीएफ एकाउंट में एक वित्तीय वर्ष में एक लाख पचास हजार से ज्यादा जमा पर ब्याज नहीं मिलता था इसमें नया क्या है !!
Because of Non-link System, many people were opening Multiple Accounts from Different Bank and Post Office. So, they were not noticed by IT Dept. Now since there will be Adhaar linked it's easy to recognize multiple PPF accounts and thereby Govt is restricting it by stringent Rule.
Mera PPF 2027 mein mature hoga.pichalay saal se mera status NRI ho gaya hai to Kaya mujhay PPF bund kar dena chahiye. What will be tax responsibility. Pl. reply.
I had my account for 15 years but couldn't extend the period. So I opened new account for income tax purposes. Previous account stands but no deposit after 15 years. Can I retain this because new account was opened as earlier one was not extended
Excellent video. But not answered many doubts. Old PPF, opened in Feb 12 for my son, who became NRI in 2015 after attaining higher education. Questions are 1. Can we close? 2. What interest rate will be accrued? 3. Banks (SBI) is reluctant to close. 4. PPF interest is tax free in India. But tax had been paid in US by taking the interest as a global income. If you are sincere, please give clarification on the issue.
You can close the account, by producing the evidence that he is an NRI. It is easier to close, when the account comes up for renewal. Amount can only be transferred to an NRO account. Therefore, get his savings account changed to NRO. TDS is deducted on SB interest from any amount above 0 in NRO savings account. For which he can obtain refund by filing ITR. Or if his income is taxable in India, he can claim credit for the taxed paid in the country of tax residence, provided that country has Double Tax Avoidance Agreement (DTAA) with India. India has DTAA with around 50 countries. Agreements for each of the countries is available the Income Tax site. Redemption funds can also be remitted abroad by following the process specified for such remittances.
@@naveentuteja9789 Thanks a lot. Grateful to you for your response. My son is having almost zero income in India except very small amount of interest from NRE ,NRI & PPF a/c which (taxable amount) may be in few thousand only. However, he is regularly filing ITR 2. Now if he close PPF a/c, how much interest rate will be applicable? Can we represent our case? But to whom? IT dept or Fin Min. We do respect Govt decision but the individual should not be at loss. Regards. Thanks again and expect a small reply from you.
Aik say adhik PPF accounts kholna to Shura say hi illegal Hai. Assay longo Kay accounts tatkaal band kiye jaaye sure koi interest national mileage chahiye.
How can A NRI, who was resident of India on PPF account opening, close now PPF account. What would procedure of closing the account when 4 years period is remains for maturity. Please clear the situation.
Ppf should be allowed in new tax regime and limit increased to 3 lakh . Interest should be adjusted to bank fd interest plus 2 percent . That way no one will invest in stock market
Govt ne limit cross kar di hai.Middle class hi ppf option lete hai kyonki sabse zyada gareeb wo hi hai, income loan education, bribe, tax mei nikal jata hai jaise taise wo ppf k through saving karta hai. Aur ab NPS wale apna retirement ke baad Suicide ke alawa koi rasta nahi hoga
After completing 15th years of mutrity l got sixty percent & also got extension of five years and again got extension for five years on April 2023 Can I get it closed before mutrity ?
Public ki saving itni hi Tung kar rahi hai toh sab ke sare saving govt help a/c main transfer le lo or apne sansad wali canten ko publice ke liye khol do public ko saving ki jaroorat hi nahi padegi governmenthelp a/c main le lo govt ke experience bahut jayeda ho gaya hai
Pre mature closure of existing PPF accounts who enroute became NRI not permitted. They will have to await the maturity. So then why change interest rates
If this is the case, it can be challenged in court but no one will take that headache. Anchor is poor in asking right question…I think premature withdrawal will be allowed in NRI case
NRI rule is not clear, please don't confuse, it can be challenged in Court This is for Indians who got permanent residence, or who took another citizenship or passport, the Indian citizens living abroad with temporary permit are still dependent on India they can come back anytime if they loose their job within 3months, so its not NRI Indian govt just don't have jobs for these labours and they are working abroad in very less salary with temporary work permit or residence visa
Hi Please answer I am an NRI working on a ship as seamen ,I invested in PPF on my minor daughter Indian Resident what could be implications on my daughter's ppf account after new rules?? Please answer 🙏
Who will bear children long term costs of education, marriages expenses. Govt should give concessions for children future savings accounts with tax free.
Sir, मैंने अपने बेटे के नाम पर माइनर के समय PPF अकाउंट खोला था , वोह अब मैच्योर हो गया है और देश से बाहर चला गया है, क्या मैं वोह उसके वाला अकाउंट अपने नाम पर ट्रांसफर करवा सकता हूं, जरूर बताइएगा जी
Multiple account me pesa bh to de rhe h or sarkar us se 14%ka interest kmati h or account holders ko 8% ka interest deti h. Sarkar /desh ko nuksaan nhi h.
Best for those who have subscribed to this now, useless scheme, should stop their accounts and discourage other new wanting to subscribe to not to, as there are more problems than advantages.
PPF is not started by BJP. So, one cannot blame present Govt. Rules were there since long.... but now they have become strict. Nikammi kahne se toh nahi chalega na?
Mam ek confusion hai who will come in NRI category ?? First who are working aboard but they have Indian citizenship or those who taken the other’s country citizenship and no more Indian citizens. Can you please clear this ?
Kiya NRI premature PPF a/c close kr sakta, agar interest nahi mile ga to NRI ko PPF koi faida nahi. PPF future ki saving jo old age kam aaye yeh tax saving nahi, india govt tax payer jo 30% tax dete hain unko kiya benefits deti hai. Foreign me ton medical, child education pure benefits dete hain. Yaha MPs, MLAs , political leaders 3/4 pension lete hain. Corporates ka to tax maf krte hain jo enko fund deee hain.
Matlab bharat ke saare log chor hain aur saare log paise chori karte hain. To phir us bahane sarkar sabse badi chor hui. Kyon ki sarkar mein bhi log hi hain. Doosra political parties kitna chamda kos se leti hai aur kitna le rahi hai woh chhupana chahte the. Yeh sab chori political parties ko allowed hai lekin log agarvaone family members ke liye kuch saving kare to woh tax evasion, money mule, yeh sab bol ke apmaan mat Karo bhai sebi registered investment advisor.
Interest 0% percent kar do. Jin logo ke accounts hai vo bhi close karwa dainge. Sari governments ka ek hi nara hai laike logo ka sath sirf ho apna aur apno ka vikas 😅
I opened my ppf account in 2015 when I was resident indian. I have now become nri in 2024.Can I continue to deposit money in my existing account until it's maturity of 15 y ears ie upto 2030 . Please reply asap
I don't think your reply answers my question. Please tell me clearly whether I can continue to deposit money in my existing account until it's maturity of 15years . This account was opened when I was resident and now i am nei since 2024
@@pawanbhardwaj3490 Please understand the new rules are for Irregular accounts, Accounts which are opened by residents are regular account upto 15 years even if they become NRIs, Only if it's extended after 15 years being an NRI it becomes an irregular account
Ek to bank ka ese hi bura haal hai..jyada tar log banko me paisa rakh jama nai karta..uper esa esa niyam ...jald hi bahot Sara bank Kangal hokr band ho jayega... Ab sab log MUTUAL FUND ki taraf jayega...
Why child account got impacted in ppf.. This is utterly rubbish... Shame On the Indian Government.... Rest all does make sense, but the child single Account on ppf... this is really aweful on the Government part...
झंझट से मुक्ति के लिये pPF बंद कर दीजिये ppf बचत की भावना से खोलते है। टैक्स से बचाव थोड़ा होता है वही लालच है लालच नहीं तो अकाउंट नहीं चाहे बचत खाता हि keo नहीं हो
![[DRAGON BALL LEGENDS REVEALS ＆ STUFF] LEGENDS FESTIVAL 2024 Special Edition Part 1](http://i.ytimg.com/vi/mV5bGIswTtQ/mqdefault.jpg)
Govt should increase interest rate to minimum 8%.
Else Mutual funds are better.
Where ppf looses money only
Now government should allow premature closing of ppf accounts in view of new regime.
Only corrupt and criminals are safe.
जब इन्कमटैकस की नई रिजीम मे पीपीएफ में छूट खत्म हो गई तो व्याज की दर भी 8% कर देना चाहिए
जब इन्कमटैक्स की नई रिजीम में पीपीएफ में छुट खत्म हो गई है तो एकाउंट को समय से पहले बन्द करने की भी जरूरत है।
P. P. F. A/c convert in S/B A/c.
One has 3 PPF accounts in the same Name in the same Bank. What is the. Rule? Raja Shah
Can we closed before 15 yrs?
पीपीएफ जैसी अच्छी योजना जो गरीब व्यक्ति को निवेश करने की तरफ आकर्षित करती है उसके फायदे को भी कम किया जा रहा है
Bad interest rate 7.1 % . Minimum 9 to hona hi tha
Government 15 year tak amount hold kr rakhti itna to de hi skti h..
NRI k interests humein baant do bhai. Wo to gaye aur waha kama rahe hain
Excellent 👌 patrakar
Multiple accounts were not allowed in the name of one person for a long time. I had seen it earlier.
Maine HUF ACCOUNT 1998 main PPF ACCOUNT POST OFFICE MAIN OPEN KIYA SBOP MAIN TRANSFER HOGYA har year 2013 tak paise jama kiya 2013 maine extend karwaya 5 year ke liye 2018 mein extend karwaaya abb SBI mgr ne notice diya hai ke aapko 2013 tak he interest degaange
Those not eligible should have allowed to withdraw full balance and close account on or after 30Sep24. This is creating problem for hardworking middle class.
Sir I have a doubt, I have a PPF ac with my pan doc and my little daughter 3 yr age having SSA ac, can I give 1.5lac per year both. Thanks in advance.
Can you please share the link to the circular issued by the govt? Its not available on the NSS site nor on the DEA site. Google search also doesnot give the govt circular. So how do we see the authenticiity of the information?
Earlier also, not more than one account was allowed one one pan ...not sure why it's being called out now
Goid information given
सरकार तो भ्रम फैलाती ही है इन जैसे यू ट्यूबर भी भ्रम फैलाते हैं !! पहले भी पीपीएफ एकाउंट में एक वित्तीय वर्ष में एक लाख पचास हजार से ज्यादा जमा पर ब्याज नहीं मिलता था इसमें नया क्या है !!
Because of Non-link System, many people were opening Multiple Accounts from Different Bank and Post Office. So, they were not noticed by IT Dept. Now since there will be Adhaar linked it's easy to recognize multiple PPF accounts and thereby Govt is restricting it by stringent Rule.
What if a parent has only one minor ppf account, is he/she going to earn ppf interest or posa interest?
Nice information and great thanks to you.
It is a better govt.need to change in taxation policy . The stop free benefits . The security of Middle class peoples who are mainly salary peopl all
पीपीएफ इनकमटैक्स से हटा दिया है ब्याज दर बढ़ा देना चाहिए और उसे 10 साल तक कर देना चाहिए
What about people who have only 1 account in their name? Is there also a limit that they will get interest on only 1.5 lacs invested amount.
Mera PPF 2027 mein mature hoga.pichalay saal se mera status NRI ho gaya hai to Kaya mujhay PPF bund kar dena chahiye. What will be tax responsibility. Pl. reply.
अंजानेमे किसीनेभी 1 से ज्यादा PPF खाते नहीं खोले, tax free ब्याज मिले इसलिये ज्यादा खाते खोले.
Sir mane last year bete ka ppf open kiya tha orbmera bhi ppf account h to kya 300000 rs. Mujhe wapis mil jaye ge
I had my account for 15 years but couldn't extend the period. So I opened new account for income tax purposes.
Previous account stands but no deposit after 15 years.
Can I retain this because new account was opened as earlier one was not extended
बझा कर प्राण लेने का तरीका अच्छा है।
DIscuss scenario :
Person having PPF Account and also being government employee accrued interest on own part of EPF.
क्या न्यू टैक्स सभी को लागू होगा और बैटर old tax se
Can a person close ppf a/c after 4 years of opening and now
an NRI for 2 years or has to wait for 5 years?
यानी कि सरकार पैसे कमाकर भी नेशनल इंटर में सही। यदि यही पैसा लोगो के हाथ आए तो नेशनल इंटरेस्ट में नहीं, वाह
Excellent video. But not answered many doubts. Old PPF, opened in Feb 12 for my son, who became NRI in 2015 after attaining higher education. Questions are
1. Can we close?
2. What interest rate will be accrued?
3. Banks (SBI) is reluctant to close.
4. PPF interest is tax free in India. But tax had been paid in US by taking the interest as a global income.
If you are sincere, please give clarification on the issue.
You can close the account, by producing the evidence that he is an NRI. It is easier to close, when the account comes up for renewal. Amount can only be transferred to an NRO account. Therefore, get his savings account changed to NRO. TDS is deducted on SB interest from any amount above 0 in NRO savings account. For which he can obtain refund by filing ITR. Or if his income is taxable in India, he can claim credit for the taxed paid in the country of tax residence, provided that country has Double Tax Avoidance Agreement (DTAA) with India. India has DTAA with around 50 countries. Agreements for each of the countries is available the Income Tax site. Redemption funds can also be remitted abroad by following the process specified for such remittances.
@@naveentuteja9789 Thanks a lot. Grateful to you for your response.
My son is having almost zero income in India except very small amount of interest from NRE ,NRI & PPF a/c which (taxable amount) may be in few thousand only. However, he is regularly filing ITR 2.
Now if he close PPF a/c, how much interest rate will be applicable?
Can we represent our case? But to whom? IT dept or Fin Min.
We do respect Govt decision but the individual should not be at loss.
Regards. Thanks again and expect a small reply from you.
@@rsgauba7401
Aik say adhik PPF accounts kholna to Shura say hi illegal Hai. Assay longo Kay accounts tatkaal band kiye jaaye sure koi interest national mileage chahiye.
This is tax government, in every investment plan govt has imposed heavy taxes. New regime ki aad me tax exception bhi band kar diye
NRI होने से पहले के ppf अकाउंट्स का प्रीमेच्योर विड्रॉल करना अलाउड है,या मैच्योरिटी तक बिना ब्याज के इंतजार करना पड़ेगा।
True! What type of anchor is this …don’t ask even basic questions
E.p.f account and p.p.f. account post me hai to yah rule lagu hoga kya
How can A NRI, who was resident of India on PPF account opening, close now PPF account. What would procedure of closing the account when 4 years period is remains for maturity. Please clear the situation.
Interest on ppf is tax free in new regime or not please clarify,.
Ppf should be allowed in new tax regime and limit increased to 3 lakh . Interest should be adjusted to bank fd interest plus 2 percent . That way no one will invest in stock market
Govt ne limit cross kar di hai.Middle class hi ppf option lete hai kyonki sabse zyada gareeb wo hi hai, income loan education, bribe, tax mei nikal jata hai jaise taise wo ppf k through saving karta hai. Aur ab NPS wale apna retirement ke baad Suicide ke alawa koi rasta nahi hoga
Garib mar jayega
मध्यमवर्गीय कुटुंबातील सर्व सामान्य माणसाला शांत पुणे जगू द्यायचे नाही या सरकारला
After completing 15th years of mutrity l got sixty percent & also got extension of five years and again got extension for five years on April 2023 Can I get it closed before mutrity ?
Logon ka paisa wapas kar do account bhi bandh kar do.
What about sukanya ? Ye bhi individual apni beti ke liye open karta hai additional ppf account?
15 year se pahle nikal sakte hai ki nhi
Should go to consumer court
Public ki saving itni hi Tung kar rahi hai toh sab ke sare saving govt help a/c main transfer le lo or apne sansad wali canten ko publice ke liye khol do public ko saving ki jaroorat hi nahi padegi governmenthelp a/c main le lo govt ke experience bahut jayeda ho gaya hai
Tax dene ka burden....
Aur tax lene ka Adhikaar...😂
Govt really making it hard for salaried middle class citizens
kya aap ye bata skti hai meri mummy ne galati se do ppf account kholwa liye ab kya kare smj ni aa raha
Ppf should be allowed in cash also that way it will bring cash to system
15-20% tak ka vote cess jama rashi par har us nagrik ko diya jaye jisne vote diya hai
Pre mature closure of existing PPF accounts who enroute became NRI not permitted. They will have to await the maturity. So then why change interest rates
If this is the case, it can be challenged in court but no one will take that headache. Anchor is poor in asking right question…I think premature withdrawal will be allowed in NRI case
HUF ka pan no. Diya minor ke ppf Account ko to क्या होगा
it means jiske PAN no hai woh hi PPF account khulwa sakte hai, kya bachon ke naam open hi nahi hinge PPF accounts
Pahle se hi hai ki per person 2 ppf nahi ho sakata.
Do hai agar tin ho , how to define .Mai Pita hoon. Mudda thik nahi hai. Minor vs major
Savings hi mt kro ....khi bhi koi security nhi h ..
I operate3 ppf acs. one individual and two other under my guardianship. One child will be adult after 1 year. What should i do for 2nd minor Ac?
Abhi bhee kar rahe. Tfr money to relative for int. Getting benefit of avoid clubbing.
NRI rule is not clear, please don't confuse, it can be challenged in Court
This is for Indians who got permanent residence, or who took another citizenship or passport, the Indian citizens living abroad with temporary permit are still dependent on India they can come back anytime if they loose their job within 3months, so its not NRI
Indian govt just don't have jobs for these labours and they are working abroad in very less salary with temporary work permit or residence visa
Hi
Please answer
I am an NRI working on a ship as seamen ,I invested in PPF on my minor daughter Indian Resident what could be implications on my daughter's ppf account after new rules??
Please answer 🙏
Invest from wife saving account not yours nre
Sahee kiya hai.❤❤
Please close all ppf account as n when due. No further extensions is not recommended
If one NRI other local ,whom to devide
Kindly explain about such an NRI who has got his PPF Account opened before being an NRI.
What is about Sukanya Samriddhi
Who will bear children long term costs of education, marriages expenses. Govt should give concessions for children future savings accounts with tax free.
Bacho ke P. P. F. ki amount withdrawal kar sakte he ya nahi, ye please clear kare
No answer
Sir, मैंने अपने बेटे के नाम पर माइनर के समय PPF अकाउंट खोला था , वोह अब मैच्योर हो गया है और देश से बाहर चला गया है, क्या मैं वोह उसके वाला अकाउंट अपने नाम पर ट्रांसफर करवा सकता हूं, जरूर बताइएगा जी
You can't get it transferred in your name. Your son may close this account.
Thanks ! वोह तो बाहर जा चुका जी..
@@godisone7569kabhi to ayega na aapse milne, tab sidhe hi bankme pahunch jana.
What about Sukanya scheme? Any changes?
Sahi toh hai
Can a indian who become usa citizen but got POI ststus & living in india for the last last three can continue his PPF a/c
Multiple account me pesa bh to de rhe h or sarkar us se 14%ka interest kmati h or account holders ko 8% ka interest deti h. Sarkar /desh ko nuksaan nhi h.
None can open multiple PPF account, his pan number and adhar card is already linked.
Govt wants to reduce saving by people
Yeh ek Nikammi Sarkar hai. Midway how they can change the rules. 7.1% interest ek useless. Ek confused Sarkar.
Fail to understand why people vote for an anti people govt.
Best for those who have subscribed to this now, useless scheme, should stop their accounts and discourage other new wanting to subscribe to not to, as there are more problems than advantages.
Ek time tha 9 percent tak return milta tha
PPF is not started by BJP. So, one cannot blame present Govt. Rules were there since long.... but now they have become strict. Nikammi kahne se toh nahi chalega na?
@@sharadnadkarni6490 Nad karni Bua , it is the current government which has changed rules. Vijay Malhotra is right.
Pl.share Pre maturity rules.
Tax ki छूट भी खत्म हो गई
Pehle kaha the. Jo ab yaad aaye. Kumbh Karan ki neend ab khule. Very shameful for late action
Mam ek confusion hai who will come in NRI category ?? First who are working aboard but they have Indian citizenship or those who taken the other’s country citizenship and no more Indian citizens. Can you please clear this ?
NRi is a person who stays out of country for more than 183 days ... tax status even if hold indian citizenship n filing tax here....
why we are only thinking around tax saving...atleast in that way people were saving for future..
Ismein to galat kuch bhi nahi hai. Good thing.
Kiya NRI premature PPF a/c close kr sakta, agar interest nahi mile ga to NRI ko PPF koi faida nahi. PPF future ki saving jo old age kam aaye yeh tax saving nahi, india govt tax payer jo 30% tax dete hain unko kiya benefits deti hai. Foreign me ton medical, child education pure benefits dete hain. Yaha MPs, MLAs , political leaders 3/4 pension lete hain. Corporates ka to tax maf krte hain jo enko fund deee hain.
Ppf ke sare paise adani ko loan de dena chahiye
Rahul Bhakt ho kya?
@@sharadnadkarni6490 kyun? Key ho gya chaodhary?
Kya PPF aur atal pension ko do Mana jaega
No
Notification number ?
Middle class to bna hi tax dene k liye hai
Aur interest rate k naam pe mazaak
Agar lock krke rkhte ho to interest to Jada do
एक सही कदम सरकार का
Matlab bharat ke saare log chor hain aur saare log paise chori karte hain. To phir us bahane sarkar sabse badi chor hui. Kyon ki sarkar mein bhi log hi hain. Doosra political parties kitna chamda kos se leti hai aur kitna le rahi hai woh chhupana chahte the. Yeh sab chori political parties ko allowed hai lekin log agarvaone family members ke liye kuch saving kare to woh tax evasion, money mule, yeh sab bol ke apmaan mat Karo bhai sebi registered investment advisor.
Saara desh modi adani ambanai ko de hi diya hai ab bus aam logo ka bank accounts bhi unke balance sheet se attach kar do
Interest 0% percent kar do. Jin logo ke accounts hai vo bhi close karwa dainge. Sari governments ka ek hi nara hai laike logo ka sath sirf ho apna aur apno ka vikas 😅
EPF k bare m bhi bataiye
I opened my ppf account in 2015 when I was resident indian. I have now become nri in 2024.Can I continue to deposit money in my existing account until it's maturity of 15 y ears ie upto 2030 . Please reply asap
YES in block of 5 yr
I don't think your reply answers my question. Please tell me clearly whether I can continue to deposit money in my existing account until it's maturity of 15years . This account was opened when I was resident and now i am nei since 2024
Yes You Can
No you cant
@@pawanbhardwaj3490 Please understand the new rules are for Irregular accounts,
Accounts which are opened by residents are regular account upto 15 years even if they become NRIs,
Only if it's extended after 15 years being an NRI it becomes an irregular account
Ek to bank ka ese hi bura haal hai..jyada tar log banko me paisa rakh jama nai karta..uper esa esa niyam ...jald hi bahot Sara bank Kangal hokr band ho jayega...
Ab sab log MUTUAL FUND ki taraf jayega...
Why child account got impacted in ppf..
This is utterly rubbish...
Shame On the Indian Government....
Rest all does make sense, but the child single Account on ppf... this is really aweful on the Government part...
Alredy 7.1 percent interest rate and demolition of 80c discourage for PPF
मैडम वाइफ और हसबैंड तो अलग अलग इंडिविजुअल्स है, माइनर अकाउंट में जमा पैसा मां या बाप के अकाउंट में जमा पैसा 150000 ही होना चाहिए
झंझट से मुक्ति के लिये pPF बंद कर दीजिये
ppf बचत की भावना से खोलते है।
टैक्स से बचाव थोड़ा होता है
वही लालच है
लालच नहीं तो अकाउंट नहीं
चाहे बचत खाता हि keo नहीं हो
Sebi ki madhuri buch ka kya hua?
Sab kuch khatam kar daalo
Middle class jo ek bite roti khata hai
Oska aadha govt ko de
Seprate pan card is crita iavoid clubbing. So flexible rules make confused
Sebi ke logo ko bh economics nhi aati.