Is This The Most Epic Dave Ramsey Rant Ever?

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  • Опубликовано: 30 сен 2024
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Комментарии • 2,3 тыс.

  • @joannaheyman
    @joannaheyman Год назад +1801

    I drive for a food delivery service and it blows my mind how much extra people pay between fees & tips, just to have a meal delivered.

    • @genxx2724
      @genxx2724 Год назад +63

      I followed a hoopty through my family member’s small gated neighborhood to make sure nothing was amiss. It was delivering a bag of McDonald’s to a $4 million home. Extra fees for cold McDonald’s!

    • @t3angling575
      @t3angling575 Год назад +103

      I try and tell my son that. He uses the apps and all that. Pays $50 for a hamburger meal delivered. And wonders why he is broke. I explain it time and time, and time again...

    • @danieltracy7136
      @danieltracy7136 Год назад +58

      Watched a delivery person deliver two cups of coffee to my neighbor.
      How much did that cost?

    • @Flex_Your_Rights
      @Flex_Your_Rights Год назад +48

      @@genxx2724 There is nothing wrong with that because they can obviously afford cold McDs if that's what they want. Dave is saying stop doing it if you're broke!

    • @fuse911
      @fuse911 Год назад +41

      @@t3angling575bad times make strong men, strong men make good times, good times create weak men, weak men create bad times, bad times makes strong men… its a cycle.

  • @xoxoCillaxoxo
    @xoxoCillaxoxo Год назад +404

    I’m saving this because I need Dave to yell at me like this at least once a week.

  • @socku5850
    @socku5850 Год назад +762

    If people hate you for telling the truth. Then you're doing your job correctly.

    • @SteveJones-fn6oi
      @SteveJones-fn6oi 10 месяцев назад +2

      Most advice rich people give to poor people is useless because poor people generally don't eat out, don't buy the most expensive things in the store, etc - giving this advice is generally useless

    • @georgelowe2853
      @georgelowe2853 10 месяцев назад +16

      @@SteveJones-fn6oiwhat a load of bull! One of the reasons People are broke because of Uber eats and just eat on their credit cards and don’t try and tell me different!

    • @poolmilethirty2859
      @poolmilethirty2859 9 месяцев назад +1

      Agree. It's the disciplining parent who's the bad parent.

    • @stevebenson506
      @stevebenson506 8 месяцев назад +2

      @@SteveJones-fn6oigo sit at a fast food restaurant for two hours and tell me that poor people don’t eat out. If anything it’s the rich that don’t eat out as much because they understand the value of a dollar.

    • @mumenrider862
      @mumenrider862 6 месяцев назад

      @@SteveJones-fn6oi bs... all the poor people I know eat out for almost every meal, paying with a cc. Go to the bar every day and spend $100 on drinks and another $100 on pulltabs and when they win $50 one out of 100 times they think they are ahead. And then there's who don't even work.. lol.. like my sister who for 20 years hasn't worked and leeched off of our family...

  • @cbmoore444
    @cbmoore444 Год назад +224

    Maybe Dave needs a reality show like Gordon Ramsay to go into people's homes and chew them out while putting them back on track with finances.

    • @megachristianx6592
      @megachristianx6592 Год назад +4

      There’s an idea

    • @trixielatouche7180
      @trixielatouche7180 Год назад +2

      Would not wish that scenario on anyone, let alone Dave. My imagination of what the inside of some of their homes look like is the stuff of nightmares. Glad I enjoy my own cooking and it is all organic. Plus, I know what is in my food and who had their hands on it. SNOWFLAKES are everywhere!! Eat a bowl of cereal, Snowflakes!!

    • @Somegirl3602
      @Somegirl3602 Год назад +2

      That's a great idea.. I'd love it

    • @crulius.pontanian
      @crulius.pontanian Год назад +2

      Sadly change starts on the inside. If they are not sick and tired of being in debt, outside people can only create temporary change.

    • @joem1950
      @joem1950 Год назад +5

      It's called Caleb hammer guys, hes already doin it 😂

  • @nyemartin5737
    @nyemartin5737 Год назад +189

    I was waiting for Dave to say "adults devise a plan and follow it, children do what feels good". 😂

  • @wtk6069
    @wtk6069 Год назад +467

    Growing up in the 80s, eating out was a special thing that we didn't get everyday. And know what? It made both eating at home and eating out more special. At home because the more you do it, the better you get at it, and eating out because it becomes a rare treat.

    • @genxx2724
      @genxx2724 Год назад +21

      The restaurant food isn’t even better, it’s just different, and someone else cooked it. As Dave said, going to a restaurant is largely entertainment.

    • @vickieclark5931
      @vickieclark5931 Год назад +13

      @@genxx2724 Exactly. When I make Italian food at home, it tastes even better than the Olive Garden. Not to mention it's healthier and a heck of a lot cheaper also. Plus you wait in line a lot longer at the Olive Garden than it takes to prep your food at home. I don't understand these dingbats that think that eating out is cheaper and quicker. I'd love for them to explain that. LOL

    • @eetoved1758
      @eetoved1758 Год назад +3

      @@genxx2724 I am sad to disagree. In my family, the women do not enjoy cooking, and the men have no experience or desire to cook. Not to mention the clean up. It's super basic at home. Y'all who enjoy cooking are lucky. I hate it. Hahaha

    • @thecapone45
      @thecapone45 Год назад +7

      Reminds me of stories in comments I read about how back in the 70s, going to eat out at a Chinese restaurant or buffet was a real treat. I remember one comment said that as children those were like, big events. Something to celebrate or you go there to celebrate. So his dad would wear a suit and the boys and girls would dress sharp… all for a Chinese Buffet. Don’t see that nowadays cause it’s so cheap.

    • @insideoutsideupsidedown2218
      @insideoutsideupsidedown2218 Год назад +1

      @@eetoved1758 which is fine, but it is still less expensive to cook at home

  • @silvertone6273
    @silvertone6273 Год назад +686

    I’m proud to say I eat at home most of the time. I invite my friends over and cook for them, and at this stage I am a better cook than a lot of restaurants. People need to admit that being good at cooking is an important life skill.

    • @WinningFinancially
      @WinningFinancially Год назад +12

      Exactly this!

    • @mocheen4837
      @mocheen4837 Год назад +14

      I have an outdoor kitchen. I have to grill as much as I can to justify the cost of it.

    • @deansapp4635
      @deansapp4635 Год назад +27

      I never eat out anymore. Like you, im a better cook then most restaurants. Plus fast food is so bad for you

    • @reese85
      @reese85 Год назад +4

      @@deansapp4635goin to a restaurant is not really fast food

    • @quixomega
      @quixomega Год назад +11

      @@reese85 Restaurant food is generally designed for taste over everything, so you can definitely do better cooking yourself.

  • @mhughes1160
    @mhughes1160 Год назад +171

    Eating at home 🏡 doesn’t mean ordering pizza 🍕 or Uber eats . LoL 😂

    • @justinaacorn5721
      @justinaacorn5721 Год назад

      😭😱😃

    • @vickieclark5931
      @vickieclark5931 Год назад +10

      Very true. Maybe Dave should have specified that better during his rant. Too many idiots will order Dominoes and say how expensive it is to eat at home. LOL

  • @loisavci3382
    @loisavci3382 10 месяцев назад +61

    I ran a sandwich shop at one time and was astonished how many people will pay good money for a sandwich with just bread, meat and cheese rather than dropping by any grocery store to pick up a loaf of bread, some lunch meat and some sliced cheese at a fraction of the cost.

  • @kirbywinters1291
    @kirbywinters1291 Год назад +112

    Wait until Dave sees how much people spend on Door Dash and Uber Eats. 😂

    • @Trev_Swen
      @Trev_Swen Год назад +7

      I use to be one of those people 😔
      But I havent used Uber Eats or Doordash in over two months now. I thank Dave for videos like these to encourage me to stay on a budget

    • @rodrigorodriguez509
      @rodrigorodriguez509 11 месяцев назад +1

      I'm assuming those people have substance abuse problems or some other source of overwhelming shame

    • @CrypticCobra
      @CrypticCobra 9 месяцев назад +3

      Ah yes, the app I used a single time as I saw they advertised no delivery fees for the first month of use. Purchased a $10 item and spent over $25 on it, and that was without the delivery fee???? What was there like 3 other fees, and I'm sure as fuck not going to use it with that 4th fee. I will gladly drive myself to pick up the food, or just eat at home. Don't get me wrong, I love convenience, but the level of convenience you get from food delivery is NOT worth 3x the price of the already priced for convenience restaurant food.

    • @CharlotteCarMoments
      @CharlotteCarMoments 8 месяцев назад +2

      and then its all mushy and cold by the time you get it. I don't understand it

    • @dsa2591
      @dsa2591 7 месяцев назад +1

      I see people online making $1,000 a week working just for Door Dash. SMH.

  • @everybodyhateskrys6425
    @everybodyhateskrys6425 Год назад +392

    People just don’t like to be told they’re doing something wrong.

    • @PJBHolden
      @PJBHolden Год назад +9

      People don’t want to be told anything

    • @larissaalcorn3406
      @larissaalcorn3406 Год назад +6

      Right, if they're angry, it shows struck a nerve. People who are confident in their choices don't lash out like that.

    • @nikolaig1
      @nikolaig1 Год назад

      These people arent wrong.

    • @marikiemarie7622
      @marikiemarie7622 8 месяцев назад +1

      ​@@nikolaig1what people.

    • @karlabritfeld7104
      @karlabritfeld7104 Месяц назад

      Wahhhhh

  • @ellencox8415
    @ellencox8415 Год назад +394

    Burrito:
    10 tortillas - $2
    1 pound Ground beef - $4.50
    Taco seasoning - $1
    Salsa - $2
    Head of lettuce- $1
    Sour cream- $1
    Shredded cheddar- $3
    Total: $14.50 for 10 servings
    $1.45/burrito
    Cheapest Taco Bell burrito supreme... $4.29
    I can't believe I have to do this. So dumb.
    Edit: I'm sorry, but anyone who has waited in line at a Taco Bell, has time to brown beef at home.

    • @om617yota8
      @om617yota8 Год назад +33

      Can go even lower if you do beans instead of beef. Been there, done that.

    • @RusskiCommieBot
      @RusskiCommieBot Год назад +14

      You will be eating taco bell at home for the entire week.

    • @TracyLWard-tg6tr
      @TracyLWard-tg6tr Год назад +23

      Yes, I read the comments on the original Instagram post and it seems when people are doing the calculations they are pricing the ENTIRE jar of mustard, ENTIRE jar of pickles and ENTIRE jar of ketchup when pricing a homemade burger. It's just so dumb. Every dinner I make at home costs $20 for 6-8 servings. If all four of us eat out it's $100 bucks easy at a sit down restaurant, $50 for fast food. And we have gluten and dairy allergies in our family too! (gluten free is not cheap)

    • @ellencox8415
      @ellencox8415 Год назад +2

      @@om617yota8 oh I do do that, but just showing an exact comparison.

    • @MichaelHasebroock
      @MichaelHasebroock Год назад +9

      Well done, Ellen. Sorry it had to come to this for people to see and understand elementary math.

  • @winewoman224
    @winewoman224 Год назад +86

    I’m a retired chef of 38 years. I raised two daughters on my own and because of my cooking skill and knowledge of how to buy food inexpensively, I was able to show them how to budget with less and be creative with few ingredients. Both my girls know how to cook basics and are soundly in their feet financially. They’re healthier and much happier than their peers because of how they were raised with less and were told “no” on a regular basis.
    Knowledge is power when it comes to survival in this day. People are lazy and would rather live in a delusion. Talk about generations of brain washed people because of corporatization of our lives.

    • @lostboi3974
      @lostboi3974 9 месяцев назад +1

      Basically the opposite of modern day women 👏👏👏

    • @starlarose2216
      @starlarose2216 5 месяцев назад

      Could you start a channel to show us your skills too? Alot of us want to learn but don't know where to turn

  • @fvg6421
    @fvg6421 Год назад +184

    A gem of a rant! Oh how true that the folks in debt constantly deny that they are - and fail to do anything about it! Stating facts festers anger due to the reality of their situation.

    • @thomasdonlin5456
      @thomasdonlin5456 Год назад +5

      It’s like dealing with people who are stuck in any other addiction. They deny they have a problem even though they’re on their 5th DWI. “The cops pulled me over because I was driving a red car.” No, you got pulled over because you were doing 85 in a 30, swerving all over the place and trenched three yards. Oh, and you were staggering, and blew a 0.25. Yeah, it was your red car.

    • @genxx2724
      @genxx2724 Год назад +9

      Exactly. People get very angry when you point out that they have the ability to change their situation. Personal responsibility is a threat.

    • @aint2proud2meg
      @aint2proud2meg Год назад +3

      People get angrier about the truth and things they are sensitive about because they believe them to be true.

    • @mocheen4837
      @mocheen4837 Год назад +2

      They think it is their right to eat out and drink expensive wine. I know several people that have to live in a certain neighborhood and eat out. They also have to travel and shop. They are broke all of the time and always asking when the next pay day is.

    • @fanmaxis3004
      @fanmaxis3004 Год назад +1

      Yeah, they often get mad and say things like "okay you're just mad because I can afford all the things I have and you cant" or "You're just jealous because I have this and that and you don't, haters gonna hate" and wont admit or acknowledge the situations they are really in. Or even the run of the mill "its none of your business the financial choices I make in my life"

  • @Longjohnsilver58
    @Longjohnsilver58 Год назад +171

    I love when Dave tells people trying to get out of debt, “and you’re not going to see the inside of a restaurant unless you’re working a side job there.”

    • @xX1GuNNy1Xx
      @xX1GuNNy1Xx Год назад +5

      Right. And it can be a win win too because youre making money and alot of the times they can get free food too

    • @KH-nt7ej
      @KH-nt7ej Год назад

      Good for you. I would have thrown up eating all that pizza though. 😅

  • @linuxsurfer2002
    @linuxsurfer2002 Год назад +59

    Don't miss this gem at 4:53: "Poor is a mindset, broke is I'm passing through."

  • @rschmidt9495
    @rschmidt9495 Год назад +84

    I worked in the restaurant/food business for about 10 years and learned how to cook almost any dish in the process. My wife and I never eat out, we only cook at home. It’s probably saved us thousands of dollars over the years.

    • @mattbenz99
      @mattbenz99 6 месяцев назад

      Assuming you conservatively saved $10 a day each, that is $3650 a year. For both of you together, that is $7300 a year. Over the course of 10 years that is $73,000.

  • @griesemermd
    @griesemermd Год назад +218

    As a doctor, I typically bring my lunch every day. I’m always shocked at how much the entry level employees at the hospital order lunch out. I’m not even talking fast food, but sushi restaurants, steak houses etc. Good grief it’s not in my budget to do that a few times a week,
    I can only imagine making $15/hr and spending $30 on take out lunch during your shift.

    • @ceciliapreziose3783
      @ceciliapreziose3783 Год назад +24

      yes doctor. I am a RDH and I see lower paid staff waste so much. I can't afford to live the wat they do! Then the next thing they say we make too much money cause we can go on a vacation once in a while!! WATCH YOUR POCKET NOT MINE

    • @boristheamerican2938
      @boristheamerican2938 Год назад +8

      They need to get away from the place because if they eat their lunch at work they wouldnt get through half the sanwich before the boss starts yelling at them to get to work. People need a break and thats what lunch is for, modern corporate culture is so used to abusing their employees that its not possible there.

    • @miss_sunshine25
      @miss_sunshine25 11 месяцев назад +25

      ​@@boristheamerican2938
      Looks like I need to break out my violin.
      Do you want some cheese with that whine?

    • @anitas5817
      @anitas5817 10 месяцев назад +27

      I agree that people might need to get away for a break from a stressful shift. You can take your homemade lunch to a park or eat in your car.

    • @ramtrucks721
      @ramtrucks721 10 месяцев назад +6

      My brother said the same thing.. he brought food, his secretary would eat out

  • @rustykatt3870
    @rustykatt3870 Год назад +114

    Eating out costs a heck of a lot more than $13. Even on average. More like $20 now.

    • @droid2D2C3P0
      @droid2D2C3P0 Год назад +4

      Fast food would bring the average down. I could get a burger and fries at Burger King for 11$ CAD not too long ago. That's like 8$ USD. Canada has a chain restaurant where everything is under 10$ CAD. My burger and fries is always 6.75$ CAD before tax and tip. So you're wrong lol

    • @jimmymcgill6778
      @jimmymcgill6778 Год назад +3

      Lots of places are less then that.

    • @411sponge72
      @411sponge72 Год назад +4

      I always eat out at home

    • @maryk446
      @maryk446 Год назад +4

      I live in NYCF, and even lunch or supper at a diner will cost between $20-$25 with tip included - and this is not even for the pricier steak or fish meals. I can buy decent filling food for a week with $25. True, I'm limited to oatmeal, farina, pasta with sauce, tuna fish, rice, and beans, Ramen noodles - but at least it can be done.

    • @shirleyhess7
      @shirleyhess7 Год назад +3

      I always count the cost of gasoline in addition to the cost of the food. I do enjoy my favorite restaurants but I don't hide the true cost of the trip - I just budget for them and - usually! - bundle them with other errands.

  • @ryanhart7392
    @ryanhart7392 Год назад +86

    I am floored by how many people at work have food delivered for lunch every single day. I bring my lunch every day

    • @petehoward8494
      @petehoward8494 Год назад +3

      It's called LAZY

    • @AdriannaIX
      @AdriannaIX Год назад +3

      Same at my work, it just boggles my mind. Half of it is delivery fees, tips, etc. I'm no chef, but most things aren't rocket science to cook at home.

    • @GixxerRider1991
      @GixxerRider1991 Год назад +1

      Same. The only time I eat out at work is when the company orders catering for everybody.

    • @jayj4439
      @jayj4439 Год назад +1

      I eat noodles all the time for lunch and guess what I never starved. Who would've ever knew??!!

    • @AshknFX
      @AshknFX Год назад

      @@petehoward8494 it's called having money

  • @TMA62
    @TMA62 Год назад +120

    I am convinced that if one day, all of social media (apps, websites, etc.) were removed from the world, a good number of people would go mad. That is what has social media has done to people. It has made them weak and 'offended' or 'outraged' over anything.

    • @LittleMopeHead
      @LittleMopeHead Год назад +6

      Nailed it.

    • @idiocracy10
      @idiocracy10 Год назад +4

      actually they are creating a type of madness. if you removed them people would get mad/angry for a while, but then they would become sane again.

    • @IRdatank
      @IRdatank Год назад +3

      The madness would only be temporary, akin to a hangover.

    • @lindsayclark4009
      @lindsayclark4009 Год назад +2

      Actually I think they’d calm down. Wouldn’t be told what should trigger them

    • @BlazerManiacNumber96
      @BlazerManiacNumber96 Месяц назад

      I agree that social media is a net negative, but the whole “everyone’s offended now” is completely ridiculous

  • @merriem24
    @merriem24 Год назад +46

    I love when he starts calling people idiots and morons 😂

  • @anindividual3889
    @anindividual3889 Год назад +34

    I am a single man and I cook one meal and have that for a week. I have to laugh, because I not only save money, but I honestly can't be bothered to drive half an hour (I live in the middle of nowhere) to eat something that I can make in fifteen minutes. Just takes a little planning to buy food and prepare it.

    • @rachelscanlon5805
      @rachelscanlon5805 Год назад +7

      People who don't want to eat the same thing for a week can eat a couple of meals and freeze the rest in single portions. Then they can cook once a week and have a freezer rotation going so they don't get bored.

  • @mihy26
    @mihy26 Год назад +70

    I had two 'poor' students in my bsmt suite and they would often order food via Uber Eats/ Skip Dishes etc. More than a few times they would fill the entire 60 gal. garbage cart with the excessive packaging that the restaurants use - just incredible the amount of waste - and money - to eat 'lazy food'

  • @charlesreed6404
    @charlesreed6404 Год назад +591

    Hey Dave, my wife and I ate Tony's frozen pizza for nearly an entire year. It cost us $3.50 for our dinner...$1.75 each! Our house is now paid for. Totally debt free. Yes....we're sick of Tony's pizza..lol

    • @afridgetoofar1818
      @afridgetoofar1818 Год назад +208

      Don’t sacrifice your health for money.

    • @NWI_Steel
      @NWI_Steel Год назад +87

      I cant imagine how unhealthy that is

    • @erikhollander2481
      @erikhollander2481 Год назад +1

      Gross 😝

    • @raydossat1814
      @raydossat1814 Год назад +19

      Now that's gazelle intense, Congrats i couldn't do that

    • @aroncampos5720
      @aroncampos5720 Год назад +12

      Frozen pizza is a game changer. Imma bought to eat one righy now

  • @cj90014
    @cj90014 Год назад +472

    I'm a CPA and suspect most all listening agree. What goes through my mind, they have no idea what lays before them. Just imagine their life when they are 60 years old after a life of this kind of thinking. Their retirement, when they are most vulnerable, will not be pleasant. Their parents have done them a tremendous disservice.

    • @karenwinter7701
      @karenwinter7701 Год назад +16

      @cj90014……you are 100% correct!

    • @mocheen4837
      @mocheen4837 Год назад +24

      We teach our children to cook. They cannot afford to eat out all the time.

    • @genxx2724
      @genxx2724 Год назад +38

      @@mocheen4837 Their HEALTH cannot afford for them to eat out all the time.

    • @lindamishalanie5593
      @lindamishalanie5593 Год назад +7

      Exactly

    • @TheSoulCrisis
      @TheSoulCrisis Год назад +19

      @@genxx2724 Both biological and financial HEALTH! I learned to cook when I was young and love it………outside food costs are even worse if you are lazy and do UberEats all month long. Food delivery costs can be 10x the same meal you make yourself.

  • @gdalpezzo
    @gdalpezzo Год назад +112

    It's also significantly cheaper to pack your own lunches for work instead of buying lunch. I cook dinner at home, pack my partner's work lunches, and we make coffee at home (he fills a travel mug in the morning to take with him). We also don't keep soda or lots of junk food in the house, if we go out to eat we can have soda as a treat there. We both feel healthier and have saved a lot of money doing things that way!

    • @doubles1545
      @doubles1545 Год назад +17

      Yep. My husband is a trucker and I send him off each week with a bag of home cooked food. All he has to do is heat it up in his microwave. Cheaper than truck stop slop and tastes better, too!

    • @JasmineAvril
      @JasmineAvril Год назад +16

      We do the same! Coffee at home tastes the same! Can’t imagine paying $7 per day for milk and sugar.

    • @perotal
      @perotal Год назад +9

      It depends. My company has a chef and the meals cost 4$ (company absorbs some of the cost). It is delicious and healthy so it works for me instead of packing my own.

    • @anniesshenanigans3815
      @anniesshenanigans3815 Год назад +7

      my roommate spends more on liquids (juice, pepsi, milk, etc.) than I do total food in a month.

    • @suen5006
      @suen5006 Год назад +4

      @@perotal that's kind of unique, so can't be compared with normal eating out.

  • @horsepowerlife3679
    @horsepowerlife3679 Год назад +34

    One problem I see is even when people do cook at home they don’t actually cook, they buy a premade frozen boxed dinner and warm it up, and this is super expensive vs actually buying the ingredients and making a meal. I have a lot of people tell me it cost them more to “cook at home” because they actually don’t cook at home just heat up a premade meal.

    • @jenniferhartwig1293
      @jenniferhartwig1293 9 месяцев назад +3

      So very true. We usually cook from scratch and I can do a dinner for 5 including 3 teens for about $7 total. I'm continually blown away with these kind of arguments about how eating at home is so expensive. No it's not if you plan ahead

    • @AnimatedIdiotGuide
      @AnimatedIdiotGuide 5 месяцев назад +1

      Admitted this is one of my weaker spots as I’m predisposed to doing a frozen meal over actually cooking. But it’s STILL much cheaper than eating out and it’s at least quick.

  • @clarkkentnaruto4322
    @clarkkentnaruto4322 Год назад +36

    You both are so right. I would much prefer to make a cup of coffee at home in my Keurig than go out to Starbucks. Also, tonight, my mom and I went to the grocery store and bought the ingredients for making our own taco's, and wouldn't you know, they tasted ten times better than anything that we could have bought at Taco Bell. They tasted great. Also, I feel so lucky that my uncle likes to go fishing, and then he will come to our house and make fresh fish and shrimp. It tastes so much better than anything from a restaurant.

  • @christinebutler7630
    @christinebutler7630 Год назад +260

    My mother taught me to cook as soon as I could stand on a stepstool to reach the counter to peel potatoes. By the time I was nine I could cook a meal.
    My parents always said grace at meals and mentioned how fortunate we were to have food, because some people don't. We ate leftovers all the time, because food is a blessing from God and it is a sin to waste it.

  • @asarishepard8171
    @asarishepard8171 Год назад +214

    when i was growing up hardly anyone got offended at anything. i agree with you dave.

    • @genxx2724
      @genxx2724 Год назад +15

      What George said was just common sense. Nowadays common sense is a superpower.

    • @davidhunter801
      @davidhunter801 Год назад +8

      @@genxx2724 "It don't make no sense that common sense don't make no sense no more" - John Prine (RIP)

    • @genxx2724
      @genxx2724 Год назад +1

      @@davidhunter801 😆 Thanks!

    • @alexnew4975
      @alexnew4975 Год назад +4

      What era did you grow up in? Elvis? Chuck Berry? Larry Flynt from hustler? Lenny Bruce? Howard stern? People listened to him only to complain. Opie & anthiony? Bubba the love sponge? Has there really been a time when people weren't whining about something they considered offensive?

    • @asarishepard8171
      @asarishepard8171 Год назад +5

      @@alexnew4975 i meant in real life, with the people you interacted with. someone had to be punched in the face to get offended at something.

  • @jeffsmith4525
    @jeffsmith4525 Год назад +232

    Those complainers will never get past the “check to check” lifestyle

    • @floresnashvilledrummer
      @floresnashvilledrummer Год назад +4

      Exactly what Dave rants about. Looking rich to someone who could care less while having nothing in savings.

    • @Epidombe
      @Epidombe Год назад +2

      But its not their fault. They just cant seem to get ahead

    • @Polo22546
      @Polo22546 Год назад

      Mannnnn!!!! 👏🏾👏🏾👏🏾

    • @suebotchie4167
      @suebotchie4167 Год назад

      They can have that hand-to-mouth existence...on a plastic plate.

    • @woxyroxme
      @woxyroxme Год назад +3

      These people will play the victim card every chance they get

  • @sandihunter1260
    @sandihunter1260 Год назад +30

    I live across the street from a student residence and the amount of food that gets delivered there every day is amazing. These kids, thanks to mom and dad, will never know how to cook for themselves and will die an early death. Cooking can be so wonderful and fulfilling and even romantic. You know what goes into your own food and the love you put in to it. Get a grip people. You can save so much money cooking for yourself and family.

    • @thomasrichardson-ev1wp
      @thomasrichardson-ev1wp 9 месяцев назад +2

      When I was in college my basic meal was a can of chili and plate of rice. Also we had a list of religious groups that served free food.

  • @mohammedsaleh5920
    @mohammedsaleh5920 Год назад +23

    I wish I found Dave Ramsey 20 years back. I have benefited so much from his advice. Thank you Habibi. People will only understand the true value of what he is saying when they really hit rock bottom.

  • @Boris5Z
    @Boris5Z Год назад +144

    What Dave mentions less often is that learning to fix your own car, house and raising your own kids (as opposed to day care) can save you even more over lifetime.

    • @johnmartin4641
      @johnmartin4641 Год назад +11

      Not everyone is skilled at repairs. I know if I tried to fix my own car or house (assuming I was able to diagnose the problem, which I probably wouldn’t be able to), I would make the problem 10 times worse and have to pay even more money in repairs. Looking under the hood of a car, almost everything looks the same to me.

    • @kennethwers
      @kennethwers Год назад +15

      @@johnmartin4641 Learn by doing one step at a time. Plus you can refer to you tube before and during.

    • @daleviker5884
      @daleviker5884 Год назад +10

      @@johnmartin4641 I don't know the first thing about fixing cars, but it's only because I've never made it a priority. Mechanics aren't born knowing what they do, they just take the time and trouble to learn, which 90% of people never will.

    • @summerxia6974
      @summerxia6974 Год назад +12

      If I'm making $100k a year and the daycare only costs me $10k/kid/year, how does it save me money to watch my kid at home?

    • @Boris5Z
      @Boris5Z Год назад +5

      @@summerxia6974 if you are single parent than you have no choice but two parents can set their schedules around kids and save exactly that, 10k/year. Plus your kid will see mom or dad not some disinterested person working near minimum wage.

  • @jorgealakawa8717
    @jorgealakawa8717 Год назад +34

    Drugs, alcohol, debts are all the same. They destroy your future, life and your family...
    I'm debt free since 2020 (at age 38).and since then, I've been automatically contributing $1,500 a MONTH to 401K. I might retire with $3M. Thanks uncle Dave for your Snowball debt technique. You should patent it. It is emotional, not a math problem.

    • @CrypticCobra
      @CrypticCobra 9 месяцев назад

      Good job and all, but your math is off if your only form of savings is that 401k.

  • @carolavant3778
    @carolavant3778 Год назад +39

    I whole heartedly agree. I can't believe the people who whine about having no money, but they have to eat out two or three times each week, have to get their hair and nails done, etc. I'm on social security, and my budget is very small. I grow a big garden and can and preserve as much as I can. I buy fruits and veg I don't or can't grow in season and put them up. Instead of letting onions go soft, or celery and green peppers become science projects, they either get frozen or dehydrated. Instead of buying small packages of ground beef, I buy large pieces, grind my own (at least I know what's in it!), and vacu-seal it into meal-size packages. There are so may things you can do to save money, but preserving what you buy and wasting nothing is like money in the bank. Besides, unless you're going to a very expensive place to eat, you're consuming lots of additives. With a little effort, you can make a much better meal at home!

  • @jeffwombold9167
    @jeffwombold9167 Год назад +29

    I was always amazed at the young factory workers who had their food delivered nearly every lunchtime, and complained about their bills. I use coupons and buy a burger that I eat half for lunch and the other half for dinner, and I made way more money than they averaged. Then I might splurge a couple times a month, using coupons if I can.

  • @JaneHasGame
    @JaneHasGame Год назад +19

    My daughter and I have been cooking at home and it's been incredible...lobster for $10 each, homemade flour tortillas fresh and warm, giant slow cookers of stew and butter chicken for $2.5 each. We freeze the left overs. It's been an adjustment but doable.

    • @candy2325
      @candy2325 Год назад

      Sounds like a dream 🎉 that’s like my mom and I. We cook meals and have plenty of tasty leftovers

  • @joeydziedzic7466
    @joeydziedzic7466 Год назад +34

    Probably the best George quote ever! “In their defense, I have a punchable face.” LOL

  • @donyee8970
    @donyee8970 Год назад +54

    I think the loss of the tradition of cooking is really sad. Cooking is culture and parents showing their children to cook is passing on tradition and culture. Cooking a meal for someone is also an expression of love. You learn and gain so much just be inviting a friend over for a home cooked meal. Cooking and food isn't just sustenance, it's and expression and much more. What one eats is an expression of one's background and values.

    • @lindsayconley7617
      @lindsayconley7617 Год назад +3

      I feel this. My love language is cooking and baking for people. While I do love trying new restaurants and new cuisines, there's something about a home cooked meal with family or friends that just feels so much more special.

    • @kelleyrancher
      @kelleyrancher Год назад +4

      Nothing I eat in any restaurant can compare with certain dishes my mother made for us growing up I can still taste every single one of her special dishes oh my God and some of the soups now I realize they're Gourmet at the time they were just regular everyday soup but I watched what she cooked with and now I know she didn't necessarily teach me but I just was be standing around talking and watching her and I can make the same chilias she didn't oh my God it's delicious

    • @donyee8970
      @donyee8970 Год назад +1

      We eat to remember.

    • @KonkeyDong968
      @KonkeyDong968 Год назад +2

      I will say this, learning to cook a few meals has helped when I was younger and in debt. That and quitting cigarettes.
      And on a side note: young single men, knowing how to cook can and will get you laid. I had better odds with women cooking dinner for/with them than taking them out. You just gotta figure it out how to get them to your place.

    • @donyee8970
      @donyee8970 Год назад +1

      @@KonkeyDong968I had a French roommate that didn't learn to cook because she thinks is a sign of domesticity. She thinks it's an outward sign of disempowerment. I find it the opposite. Those that cook controls their budget, health and social life. I'm married and my wife is a professional that works long hours so I do most of the cooking. I'm proud of cooking all our meals.

  • @cooker-q4x
    @cooker-q4x Год назад +57

    I’m delivering pizzas two nights/wk to help pay our house off in the next 24mo…I’m glad so many people still want to overpay for fast food pizza 😜 Meanwhile my husband meets me at the end of the driveway with a plate of hot homemade food on my way back to the store (we don’t get free food).

    • @peartfaldo
      @peartfaldo Год назад +4

      nice. knock that mortgage out. did mine March 10th 2021......no more M&T in my life......

  • @MyLifeThai371
    @MyLifeThai371 Год назад +13

    Growing up in the 90's my Grandparents would pack a cooler in the trunk with sandwiches whenever we went to the city to buy groceries and supplies. We never got to eat out when they were taking care of us. They didn't have much money.

  • @sharondoan1447
    @sharondoan1447 Год назад +14

    😂 Good one , Dave ! That instant gratification thing is rewarding for about ten minutes, then the reality of being in a financial prison you built brick by brick finally sets in. Well, for some it sets in.

  • @AimeePoppinBabies
    @AimeePoppinBabies Год назад +21

    I talked to my coworker who lets her two adult children use her/her husbands VISA card for uber/skip food. She said they spend over a grand PER MONTH on it. It adds up people!

  • @anniesshenanigans3815
    @anniesshenanigans3815 Год назад +84

    One of my biggest flexible expenses when I started my debt free journey was food. What an eye opener that was!!! So instead of spending 800 a month on food, I budgeted 300, and then 250, and now I have it down to 200. I do have a separate budgeted amount for eating out now that I am debt free, but yes, I still budget for it!! It amazes me how people cry and whine about living paycheck to paycheck when it's plain to see where it's going and how it could be changed...

    • @rokyericksonroks
      @rokyericksonroks Год назад

      Ramsey is kicking these folks when they are down. They need the joy of eating out to offset the stress and misery of their work-a-day world.

    • @donnabennett5454
      @donnabennett5454 Год назад +8

      @@rokyericksonroks , that's stupid and immature. If they don't want to be broke, stop eating out. Simple! You obviously didn't watch this video.

    • @clarkX100
      @clarkX100 Год назад +7

      My biggest one is my parents will talk about how impossible it is to live off of their income and how they need several hundred extra a month. Both are 1-2 pack a day smokers. I understand it's addicting and difficult, but if you're broke and about to lose the house surely to god that's enough incentive to stop spending $300-$600/mo on cigarettes

    • @rfischer1984
      @rfischer1984 Год назад +2

      @@clarkX100 I have family the same. Cry about not having money. At the same time, eating out everyday. Buying 800 + dollar purses. Going on multiple vacations. Buying loads of clothes. All while they can't even pay their mortgage and utilities

    • @MoltenSamurai
      @MoltenSamurai Год назад +1

      @@rokyericksonroksIf sarcasm, then brilliant! If not…💀

  • @oldaaronxxx
    @oldaaronxxx Год назад +106

    We used to eat out at family dining restaurants 3-5 times a week ($50+ each day) Once we started spending $100 a week on groceries (cost of two restaurant meals) we saved $400+ a month! Now we eat out just a few times a year, no regrets. Thanks Dave! Great to hear you tell the truth no matter how inconvenient it is.

  • @TheFishdoctor1952
    @TheFishdoctor1952 Год назад +21

    Nothing on earth makes me laugh more than a Dave rant, lol.

    • @Maxim.Teleguz
      @Maxim.Teleguz Год назад

      Nothing makes me love him more when he rants.

  • @DJWidget
    @DJWidget Год назад +8

    "I'm going to treat myself like a king!" Putting on a Burger King crown doesn't make you a king - it makes you a child playing pretend.

  • @fonz-ys6xu
    @fonz-ys6xu Год назад +19

    I listened to this at 5:30 am while making breakfast and packing my lunch. I can afford it, but choose not to! My employer will even reimburse you if you go out for lunch, I pack mine because it's healthier and I hate turning in all the receipts!

    • @fonz-ys6xu
      @fonz-ys6xu Год назад +1

      Also, the reimbursement is up to $9.25, so you still need to be pretty frugal. No steak for lunch!

  • @Diomedes01
    @Diomedes01 Год назад +171

    I've seen that behavior myself. For many years, I worked at a company in Northern California that had a high end cafeteria. That was the norm for Silicon Valley. Amongst my circle of colleagues, only myself and one of my coworkers brought lunches to work on a regular basis. Everyone else just went to the cafeteria and bought lunch or got drive through somewhere else. It was honestly something that amazed me. To this day, I still make my lunches and make most of my own meals.
    I'd also like to point out that myself and the colleague I mentioned are the ones that are the best off financially.

    • @smileychess
      @smileychess Год назад +17

      Convenience is a drug. Once you get a taste of it, it’s hard to go back.

    • @daynapeterson9033
      @daynapeterson9033 Год назад +12

      Basically the difference between lazy and not lazy.

    • @Elizabeth_lowkeyluxuries
      @Elizabeth_lowkeyluxuries Год назад +11

      Probably healthier too!

    • @Erica-wz8yv
      @Erica-wz8yv Год назад +12

      Haha I also would bring a lunch to work everyday when I went to the office. A coworker was flabbergasted that I never got fastfood for lunch 🧐 Now that I work from home it makes it even easier for me to just eat whatever I have at home lol.

    • @SD-ip2wb
      @SD-ip2wb Год назад +2

      They are working though, and what they do with their money is their business. Not for you to judge. It’s when people cry poor and are broke & still get offended at being told to not eat out.

  • @JEK
    @JEK Год назад +4

    I'm old enough to remember, but not that old, when eating out was a big deal, putting on pants and a dress shirt. Now people go out like they've entered an eating contest.

  • @TimZornes15
    @TimZornes15 Год назад +9

    Perfect example: My wife and I went out to eat for a date night. Drinks, entrees, dessert came out to $60. We then went to do our grocery shopping and got all our groceries for the *whole week* for $75. Eating out and eating at home is just not even close.

  • @jsanjay5513
    @jsanjay5513 Год назад +19

    It’s simple, we get fatter and our wallet gets slimmer when we eat out 😂

  • @benjaminvos42
    @benjaminvos42 Год назад +28

    I’m a dad raising two kids by myself and I’ve had to cook because there’s no way we would be able to afford eating out every meal, I’m a horrible cook and sometimes I feel bad for my kids but, I’m happy knowing they are getting all their vitamins

    • @petehoward8494
      @petehoward8494 Год назад

      Get better as a cook. It's not that hard. 😃

    • @Nmdresser
      @Nmdresser Год назад +1

      You sound like a wholesome dad!

    • @benjaminvos42
      @benjaminvos42 Год назад +1

      @@petehoward8494 I feel like I have gotten better but it still feels like there’s never a moment where I sit down and say WOW! What did I just eat!!! But who knows, maybe one day, I have many more years of cooking ahead of me.

    • @evegurney8368
      @evegurney8368 Год назад +3

      Well done my friend....just stick with it, you'll soon ace it. Practice makes perfect.

    • @fullmooneve1651
      @fullmooneve1651 8 месяцев назад

      ​@@benjaminvos42you will. Just keep practicing. I learnt to bake watching videos of professionals on youtube. Well done so far ❤️

  • @Jazna1
    @Jazna1 Год назад +60

    Next do "make your own coffee" and then see what happens. The paper cup clutchers will melt down!

    • @om617yota8
      @om617yota8 Год назад +3

      YES! Graham Stephan style!

    • @dawnr6381
      @dawnr6381 Год назад +1

      @@SteveC484$7 coffee my taste better but $7 in the bank feels better. You could probably find a coffee you like and can make a home. You would just need to do some taste testing.

    • @PenniP
      @PenniP Год назад

      😂😂😂

    • @AdriannaIX
      @AdriannaIX Год назад +2

      This is another one that boggles my mind. I make mine at home and bring it with me to work, running errands, etc.---and it tastes better! But to each their own lol.

    • @misterb1132
      @misterb1132 Год назад +1

      @@AdriannaIX For what other teachers at my school spend on two coffees I can get a 2.5-lb. jug of Yuban that lasts a month.

  • @leopardone2386
    @leopardone2386 Год назад +9

    I learned to cook as a teen. My whole adult life cooking is often is the most therapeutic part of my evening after a hard days work.
    Even just starting out in my 20s broke experimenting with what I had in my cabinet to make a good cheap meal was fun. How can you want to miss out on that?

  • @gardencity3558
    @gardencity3558 Год назад +16

    A lot of these types are tenants with no money demanding "affordable" housing yet they order Dash etc all the time. Real geniuses!

  • @lauravd3113
    @lauravd3113 Год назад +27

    Oh this made me feel all warm and fuzzy on the inside. I needed a good Dave Ramsey rant.

    • @FuzzyDice66
      @FuzzyDice66 Год назад

      that's how I feel most of the time

  • @OscarGarcia-yo5fg
    @OscarGarcia-yo5fg Год назад +121

    27 years old here, I agree with Dave. Most people I use to hangout with always cried and whined that they deserved the "good things in life just like everyone else" my generation is broke for the most part, social media made it worst for my generation. I still eat out if I reach my goals for example, for every 500 dollars saved, I use it to reward myself by eating out.

    • @vickieclark5931
      @vickieclark5931 Год назад +13

      Awesome. I love to hear young people like yourself have goals and know how to handle their money. You are definitely a unicorn of your generation.

    • @williamthrower6235
      @williamthrower6235 Год назад +6

      Way to go buddy

    • @FTG2Eli
      @FTG2Eli Год назад +5

      Good for you. Keep going!

    • @NiceOCGuy1981
      @NiceOCGuy1981 Год назад

      Ummm. It is better to save that $500 than using it to eat out.

    • @williamthrower6235
      @williamthrower6235 Год назад +8

      @@NiceOCGuy1981 You obviously didn't read what he said. Read it more slowly this time and pay attention

  • @SteveWhiteEEAMPS
    @SteveWhiteEEAMPS Год назад +31

    Good for you Sharon! Never waste food! I love this, and I'm the same way. Dave & George, you are so right. This Snowflake generation is so out-to-lunch! Pun intended!

    • @misterb1132
      @misterb1132 Год назад

      Try teaching them........more like a babysitter now.

    • @hopefletcher7420
      @hopefletcher7420 Год назад +1

      I can remember as a child in the 50s when my mother made the menu for the week before doing the grocery shopping. We kids got a say, but every week there was a "leftovers" night.

    • @defmachine77
      @defmachine77 Год назад

      ​@@hopefletcher7420That's awesome to hear, I started a menu for two week intervals so we would all (myself, my wife and 3 kids) stop arguing about what to have for dinner haha

  • @norcofreerider604
    @norcofreerider604 4 месяца назад +4

    $13 can feed a family of four+.
    Whole Roasting Chicken: $8
    Potatoes, carrots and onions: $4
    Olive Oil and Spices: $1
    Chip the veggies into ~1" cubes, place in a large roasting pan, season with olive oil, salt and pepper (and other spices if desired). Do the same with the chicken and place on top of the vegetables. Roast in the oven at 350F for 1.5-2 hours. This will feed 4-6 people depending on the size of bird. Save the bones to make soup stock (the chicken soup can do an additional meal for 3-4 people if you add a decent amount of vegetables).

  • @KristyHamby-t9i
    @KristyHamby-t9i 10 месяцев назад +3

    I think it is healthier to eat at home also. I can see some of people's arguments is that buying groceries is too high, so they think eating out would be cheaper than spending all the money at the store. The truth is if you commit to spend money buying groceries & eating at home....it is cheaper & healthier in the long run.

  • @ithinkigottalent4047
    @ithinkigottalent4047 Год назад +24

    I LOVE DAVE 💕💕💕💕 Keep the rants coming!!!!

  • @micahwatson9017
    @micahwatson9017 Год назад +14

    LOL We need a new regular segment on the Ramsey show where Dave read comments and reacts! 🤣🤣🤣

    • @edwardkay288
      @edwardkay288 Год назад

      The show had contemplated that segment, but then Dave nixed it because he was convinced the idiotic comments were just trolls trying to get attention

  • @acooca123
    @acooca123 Год назад +32

    I love this. I can turn to Dave not only for financial advice but for comedy as well! XD Well said guys!

  • @bffoxjr
    @bffoxjr Год назад +3

    This is the real reason Dave carries a gun. When you tell someone they're making a bad financial decision, they become so hateful.

  • @katepadilla
    @katepadilla Год назад +3

    For the people who argue, "the value of my time ..."
    Okay. If you spend the time you could be cooking working, and you make more money than the difference you spend in not cooking, then I'll give it to you.
    Your time spent Instagram scrolling is not more valuable than cooking.

  • @BTrain-is8ch
    @BTrain-is8ch Год назад +9

    These are most of the same people receiving student loan forgiveness... Taking resources from people who did the right thing and giving them to people that aren't even trying and won't even admit that they've made the bad decisions.

  • @macromancer
    @macromancer Год назад +62

    As soon as I watched this I went out to eat! Though I am debt free, emergency fund in place, and I can afford the luxury for a local diner for steak and eggs. Once upon a time during the Bush recession I was unemployed and it was a different story. I would go shopping at Aldi and make all my meals at home. They key is living within your means.

    • @jh26pt2
      @jh26pt2 Год назад +8

      And Dave would say the same thing (and did, during the call). There's nothing wrong with going out to eat -- as long as you recognize that it is a choice that costs more, and you have the money to afford it. Sounds like you definitely do, so hope you enjoyed a well-deserved meal out!
      (PS: We still shop at Aldi. Love that store.)

  • @myglhjr
    @myglhjr Год назад +23

    "There's a great place to go when you're broke... TO WORK!!" 😂😂😂

  • @grease58
    @grease58 Год назад +4

    Wait til these "eating out idiots" see what's ahead for tuition for their kids at college. My wife and I cook CONSTANTLY (and healthy, too, I might add) and the money we save on what would be a typical night out - is put towards our son's tuition. Guess what? The first two years and NO tuition loans. Paying off EVERYTHING we can in cash. Thanks Dave!!!!

    • @CrypticCobra
      @CrypticCobra 9 месяцев назад

      They are not funding their kids tuition. They are rasing those kids telling them they should get into student loan debt because the Gov will make other responsiple people pay for their debt... I mean forgive their debt.

  • @dmjh932
    @dmjh932 Год назад +6

    I worked in food and beverage in various settings through the years. Casinos, large tourist lodges and I even owned a small restaurant. I've never enjoyed eating at restaurants and I have always preferred preparing my own food. I have not been to a restaurant in many years. It NEVER crosses my mind.

  • @richardaguirre3719
    @richardaguirre3719 Год назад +14

    Eating at home taste so much better than the majority of restaurant food. I'd rather have it my way.

    • @johnmartin4641
      @johnmartin4641 Год назад +1

      “Have it your way”, is the slogan for Burger King (a restaurant)😂.

    • @kennethwers
      @kennethwers Год назад

      Affirmative!!!

  • @nobodyspecial9262
    @nobodyspecial9262 Год назад +6

    Dave, You have said it best, "Nothing Changes until you're Sick and Tired of being Sick and Tired". and the old saying of A Fool and His Money will Soon be Parted is so true (Prov 21:20)

  • @laurendearnley9595
    @laurendearnley9595 Год назад +21

    My partner and I HALVED our food bill simply by planning meals and taking five minutes to check what ingredients we already had rather than just wing it at the shop.
    The amount of money we would just throw away buying stuff we already had or wouldn't use is insane.

    • @genxx2724
      @genxx2724 Год назад +3

      That’s called housekeeping. It’s beneath everyone’s dignity these days.

    • @candy2325
      @candy2325 Год назад

      Shopping with a list and meal planning is a game changer 🎉

    • @SeriouslyLeslie
      @SeriouslyLeslie 11 месяцев назад

      Interesting. So I’m not the only one who buys ingredients they already have? I didn’t know other people did that. Very expensive bad habit.

  • @janicecarey6007
    @janicecarey6007 25 дней назад +2

    Freeze leftovers. When you pull them out later, they are delicious. Make extra, freeze 3 meals and eat one. You have food when you don't want to cook a meal. Reheating takes minutes. If veggies suffer, leave out the veggies, and add when reheating.

  • @WoodsintheBurg94
    @WoodsintheBurg94 22 дня назад +2

    My wife was a little concerned about the grocery bill until I showed her the math on making meals from scratch and the multiple uses on certain products. We can eat nice meals for around 2.25 a serving on most meals. A really nice meal can be made for $5 a serving.

  • @cbennett6093
    @cbennett6093 Год назад +12

    I know someone who does not cook, and her family eats out every meal. I can't even imagine the expense, not to mention how unhealthy it is since you have no control over what is in your food when you eat out. As for myself, I would rather buy what I want at the grocery store and cook it at home. I also appreciate fewer people touching my food, but that's just me.

  • @High5748
    @High5748 Год назад +11

    Low key one of the best 2022 New Years resolutions I made was to cut back on go out to eat. Only would if it was with family or friends and no fast food. If you don't know how to cook buy an air fryer it pays itself 10x over.

  • @FrankS111
    @FrankS111 Год назад +26

    These people who want to “YOLO” or “live for today” are the same ones who will complain decades from now how they cannot afford to retire and how it “isn’t fair”

    • @01happykat
      @01happykat Год назад +1

      They also want their student loans paid for by you and me (the government). Oh, and government sponsored childcare.

  • @john6941
    @john6941 Год назад +4

    I never tire of watching this clip.🤣

  • @GraceBlackburn
    @GraceBlackburn 9 месяцев назад +4

    A few weeks ago I decided I was sick and tired of living paycheck to paycheck when we have no reason to be. I started seeing Dave's videos in facebook and was hooked. I realized my biggest culprit was food and buying for others when I shouldn't have been. We ate out at restaurants for convenience, but with 4 kids, that's really expensive! We started taking the time to meal plan and prep food and we have saved so much money. We've already paid off 3 credit cards since we started following the Total Money Makeover plan

  • @jh26pt2
    @jh26pt2 Год назад +51

    It’s so true. If I had to give one piece of advice to somebody looking to achieve financial peace, “learn to cook” just might be it. It saves so much money.

    • @genxx2724
      @genxx2724 Год назад +5

      Parents aren’t doing their job. Kids need to learn to be self-sufficient. They should be taught to cook, clean, do laundry, yard work, and basic home repair. It used to be called “chores” and “being home with your parents, doing whatever they’re doing”. Kids should not be allowed to hole up with video games.There’s work to be done!

    • @aint2proud2meg
      @aint2proud2meg Год назад +2

      Learn to cook and plan meals about what you have and need to use up! I’m trying to get this through to my kids!
      If I try to really teach it to them they zone out, but I think it’s working because more is caught than taught. They do see that it’s what we do so hopefully it’s the only way they know!

    • @candy2325
      @candy2325 Год назад

      I agree ☝🏾 I’ve even practicing meal planning and only buying the things needed for the recipes I’m making. Saves so much time, money and energy. And I do grocery pickup to save time as well with no additional charges

  • @pgstravels
    @pgstravels Год назад +15

    I don’t know if this happens in the US, but here in England most supermarkets discount foods that go out of date the next day. So I’ve made really good meals before for about $4 per serving. The foods still fresh and good quality as long as you cook it that day.

  • @lorettacarroll6015
    @lorettacarroll6015 Год назад +11

    I only eat out if I have to. Such as I am away from home all day. I typically only eat once or twice a day so it is extremely rare that I have to do this. Quite honestly I have gotten food poisoning so many times eating out I do everything to avoid it (even packing some food and taking it with me if I can).

  • @wondafaith8621
    @wondafaith8621 Год назад +6

    Dave at his finest! Love this show and the tips.

  • @trixielatouche7180
    @trixielatouche7180 Год назад +3

    I love Dave Ramsey's rants!! Exactly how I feel. I do not like eating out as I prefer my own cooking, as does my husband. It's easier, cleaner, quieter, tastes better, and way CHEAPER.

  • @Hi-qh8zt
    @Hi-qh8zt Год назад +6

    If people would stay out of debt, and live within their means and have an emergency savings, they can afford to eat out or eat at home either way.

  • @Danzilly
    @Danzilly Год назад +24

    It's a good day with a Dave rant!

  • @billybeemus3929
    @billybeemus3929 Год назад +10

    The same people that say that it is cheaper to eat out at restaurants also say that it is cheaper to be a lifetime renter than a homeowner.

    • @reese85
      @reese85 Год назад +1

      The home owner and renter thing depends on rent vs mortgage payments

    • @melb2734
      @melb2734 Год назад

      It depends. I eat at home but compared the cost of property taxes, home maintenance and utilities to the cost of rent on my tiny efficiency apartment. The rent is cheaper without taking mortgage into account. Of course, the apartment is smaller but I can't find 300 sq. ft. homes where I live. Now, if I felt compelled to live in a larger apartment or home, buying would probably be cheaper.

    • @candy2325
      @candy2325 Год назад +1

      I feel a home costs more because of property taxes, maintenance, and utilities to warm and cool a bigger space

  • @balazsbuza7713
    @balazsbuza7713 5 месяцев назад +2

    A while ago, when my mom made dinner, out of curiosity, I asked her, how much did all the ingridients cost and how much time she spent in total making it and cleaning up afterwards. After comparing it to how much that food would've cost if you bought it pre made, turns out She makes (saves) the most money per hour in the family😅

  • @HunsValley
    @HunsValley Год назад +2

    Debt free, always invested in mutual funds. One day the company I work for sold to a large corporation. They promised nothing would change. They lied. I will be leaving at the end of the year. NO debt = FREEDOM. This stuff works. Do it.

  • @CC12398
    @CC12398 Год назад +12

    Heavy people are very protective of their fast food

    • @user-rw8zj1td9v
      @user-rw8zj1td9v Год назад

      bahaha

    • @Heavens-Humanaterian-Army
      @Heavens-Humanaterian-Army Год назад +1

      I'm a very heavy person and I'm only cranky when my housemate goes shopping and refuses to buy mostly veggies...he wants junk...I love healthy food...please don't pigion hole us.

    • @alinatamashevich3354
      @alinatamashevich3354 Год назад +1

      @@Heavens-Humanaterian-Army We can't...you won't fit.

    • @formula112967
      @formula112967 Год назад

      @@Heavens-Humanaterian-Army why don't you go to the store yourself and get the healthy food you want?

  • @LyonsArcade
    @LyonsArcade Год назад +5

    The best part of the whole rant, is Dave is sticking up for George, LOL

  • @warwagon
    @warwagon Год назад +8

    My food bill per week is an average of $36. Which would be $5 per day. I have not gone to a place with a drive though "By myself" ... since .....I have no idea... 10 years?

  • @kcdumdum1000
    @kcdumdum1000 Год назад +2

    9:03 "You go to WOOOOOOORK! That's how you fix this. You don't go out to EAAAAAAAAAT! And you don't go on va-KAYYYY-tion; you're BROOOOOKE!"

  • @tammypritts8102
    @tammypritts8102 7 месяцев назад +2

    Your right ...😢it's sad to see what is happening to America 🇺🇸 God help us all 🇺🇸

  • @shelkatz
    @shelkatz Год назад +8

    When I eat breakfast at home I use high quality healthy eggs. Still 1/3 of eating out.

  • @topdog19945
    @topdog19945 Год назад +23

    My girlfriend likes to go on UberEats and see what kind of "deals" they offer. Just the other night she ordered panera which was $20 after tip and everything but had "saved" $3 because of some deal they were offering. She was able to make two meals out of it. Meanwhile I spent about the same to make lunch throughout the week and I still plenty leftover. I just got her to start total money makeover this past weekend thankfully.

    • @1charlastar886
      @1charlastar886 Год назад +1

      I hope you think it over very seriously before you consider marrying a GF like that. She will likely make you MISERABLE and poor.

    • @candy2325
      @candy2325 Год назад +1

      Don’t listen to the other comment above me 😅 negative Nancy. I’m glad you had your girlfriend start budgeting! It’s a start!