eCIB me naam agya ab loan nahi miley ga? ECIB se naam kese nikalwaya jaye || ECIB loan default case
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- Опубликовано: 23 апр 2024
- Dosto, ye video lazmi dekhen agar ap ka naam ECIB me report ho gaya hai or ab ap ko kahin se loan nahi mil raha. khas tor pe agar ap ne barwqat ya us se milti julti kisi app se loan lia or loan wapis karny k baawjood ap ka naam abhi bhi ecib me mojood hai to ye video dekhen or jaaniye k esi situation me ap kia kar saktey hain. agar ye video ap k liye helpful sabit ho to channel ko subscribe kijiye ga or video ko share b kijiye ga. Thanks for your support.
Consumer protection department state bank of pakistan
www.sbp.org.pk/cpd/cpd-help.asp
In this video, we will provide a comprehensive understanding of ECIB (Electronic Credit Information Bureau) and its operations. Curious about what happens if your name is in ECIB and how it impacts your loan applications? Stay tuned to discover the truth and learn why being listed in ECIB doesn't necessarily prevent you from applying for a loan. Plus, we'll address concerns related to blackmailing by microfinancing apps like Barwaqt, so you can put your worries to rest.
In this video you'll learn:
- Introduction to ECIB
- Explaining ECIB's Operations
- Debunking Misconceptions: The Impact of Being Listed in ECIB
- Loan Application Process and ECIB
- No Need to Worry: Addressing Microfinancing App Blackmailing Concerns
- Conclusion and Takeaways
Introduction to ECIB
Discover the meaning and significance of ECIB (Electronic Credit Information Bureau), an essential credit information repository that collects and stores individuals' credit histories and borrowing behavior.
Explaining ECIB's Operations
Learn how ECIB operates by sourcing credit-related data from various financial institutions, including banks, microfinance institutions, and non-banking financial companies. Gain insights into the information ECIB tracks, such as loans, credit cards, and other credit facilities.
Debunking Misconceptions: The Impact of Being Listed in ECIB
Understand that having your name listed in ECIB does not automatically disqualify you from applying for a loan. We'll delve into the truth behind this misconception and shed light on how lenders consider multiple factors, including your current financial situation and loan repayment capacity.
Loan Application Process and ECIB
Uncover the connection between your loan applications and ECIB. Discover how lenders utilize ECIB to assess your creditworthiness and make informed lending decisions. Furthermore, learn that your credit history is just one aspect of the evaluation process, alongside factors like income, employment stability, and collateral.
No Need to Worry: Addressing Microfinancing App Blackmailing Concerns
Rest easy as we clarify that ECIB is an independent entity responsible for maintaining credit information and that concerns related to microfinancing app blackmailing, such as Barwaqt, should be dealt with separately. We encourage you to address any issues directly with the respective app and report any misconduct to relevant authorities.
Conclusion and Takeaways
Summarize the key points discussed in the video, emphasizing that ECIB is a credit information bureau that provides lenders with insights into your credit history. Assure viewers that being listed in ECIB shouldn't deter them from applying for loans, as lenders consider various factors. Encourage open communication with lenders and reporting of any suspicious activities for a fair borrowing experience.
Don't forget to like, subscribe, and hit the notification bell to receive updates on future informative videos. Thank you for joining us on this educational journey!
Tags: ECIB, Electronic Credit Information Bureau, loan application process, credit history, creditworthiness, microfinancing apps, Barwaqt, financial education, credit information, lending decisions, borrowing behavior
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Nice Information Great 😃
Good
Nice information
Thanks a lot! Pl support
Sir mene b lon liya tha then pareshani k bad fia report kia unhe ne saaf mana kia jes pe apne b mere cmnt pe video banai thi...mujhe barwaqt ne default me dala par 2 month bad khud hi nikal gaya ab esypaisa b lon show karraha hai
Karne den show aap ne repayment nahi karni inhe b
Sir barwaqt loan app se loan lia tha loan return b kr dea tha . Ab m hbl bank se personal loan liye apply kea but barwaqt ki noc need ha aur barwaqt app not working ha
Ap ne HBL me bataya hai k me ne loan Barwaqt se lia thaa? Ap ka name ecib me hai?
Meny easy loan sy loan Liya tha mujhy sy kafii zayada Sood Liya Lekin dobara loan leay kar meny meny wapis nahi kia ab meri ecib report kharab ho chuki hy is ka koi Hal hy?
ECIB report ka koi solution nahi hai lekin easy loan jesi fraud apps ko loan repay nahi karna
Sir manay easypaise se loan lia hai 2koth puray hogay kia mara cnic defoult honay my kitna time lagata hai
8 week total
Assalamualikum mena Barwaqt sy loan liya tha2021 main 4000 ka return nahi kiya ab unho ny December 2023 main mera name Ecib mai report kr diya hai ab mjha kya krna chaiya name kesa remove ho ga ecib sy
Ab aap ne kahin or se loan to nahi lena?
@@sufinoumanriazvlogs Agr lena ho tu?
Kitny din month bad defoulter hojata hai❤
Bhai Mein ne jazz cash se loan lia bahot late repymint kiya tha orr ab main jahan se bi loan apply krta hoon agy se aaata ha aapka I'd card defaulter list Mein hai please koi hal btao
Ap ka name ecib me report ho raha hai 24 months tak hota hai
Ecib me jiska name ho wo person foreign country travel kr skta h.??
Bilkul kar sakta hai ECIB ka us se koi lena dena nahi hai abhi recently aik detailed video is topic pe upload ki hai
Sir kisi app se bhi loan nhi lia phr bhi deafulter m name arha kese chk krain kiu deafulter m arha b
Same problem yaar...kya bakwas mulk hai
Bhai jaan esa possible nahi hai k loan na lia lekin ECIb me naam aaye aap ko jis bank ne b bataya hai un se request karen k wo aap ko loan ki details bata den ku k fraud loan apps bina loan diye b logo ko phansa deti hain
🥺🥺🥺
Mene jazzcash se loan leya howa tha wo mene pay kar deya he ab 3 mahene ho gai he abi tak nam defaulter me he Unhone noc dedi he mgr abi tak nam defaulter nahe gaya ab kya karna chiye kush details dedo please
Janab, ap k sawal ka tafseeli jawab aik video me de dia hai video abhi kuch der me channel pe live hogi
Aoa Sir Mane Easypasia Sy loan lia Thaa Covid Ke time pay but Wo timly pay nai kr skhaa Aur Almost 2year ke bad mane pay kiya tha 7k ke roundabout Toh abi Mane 1 bank sy pta kiya loan k liye To unhon ne bola Ke Apko Loan nai mil skhta iska koi solution plz 😢
Ap ka name ecib me report ho raha hoga abhi ap kis bank me loan apply kar rahe?
Asalam o alikum yar finja ne ecib kharab karwa di h mjha ab national bank se loan nai mil raha h or finja wale call bhi nai uthate na he koi rabta h karte hain kia karna chahe q ke payment wapas karne ke bad bhi ye clear nai karhe
Agar ap ne complete payment return kar di hai to Finca se outstanding balance zero honey ka certificate len or wo certificate NBP me show karen ku k ECIB se naam khatam honey me time lagay ga
@sufinoumanriazvlogs agar certificate nahi dete to Finca k against complaint register karwayen
Reply lazmi krna
سر بروقت سود خور معافیہ سے لون لیا تھا جو سود مرکب سمیت ادا کردیا ہے بروقت ایپ نے کلیرنس سرٹیفکیٹ جاری کردیا ہے جبکہ سٹیٹ بینک آف پاکستان کی ECIB میں لون شو ہو رہا ہے بار بار بروقت ایپ سے رابطہ کیا ہے کوئی مثبت جواب نہیں دے رہی سٹیٹ بینک کو بھی email کیا ہے پلیز انفارمیشن مزید کیا کروں شکریہ جناب
Agar aap ko clearance certificate mil chuka hai to phir koi masla nahi hai aap ka naam ecib me 24 months tak show hota rahe ga lekin agar aap ne kisi or bank me loan apply karna hai to aap clearance certificate dikha kar apply kar saktey hain
سر جواب دینے کا شکریہ سر وہ تو پتہ ہے 24ماہ تک ECIB میں کریڈٹ ہسٹری شو ہو تی رہے گی لیکن بروقت کا لون out standin لون ختم ہونا چاہیے outstanding لون شو ہو رہا ہے پلیز انفارمیشن شکریہ جناب @@sufinoumanriazvlogs
Aslamoalikum bhi eseyloan vly dobra sy loan ka mutlba kr rhy hy cl msg plzzzz ab kya kru kuch maswra dy
Kitna loan lia thaa
@@sufinoumanriazvlogs 15 hzr
30 hzer