ECIB Explained: Operations, Impact, and Loan Application | Don't Worry About BARWAQT Blackmailing!
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- Опубликовано: 11 июл 2023
- Welcome to our channel! In this video, we will provide a comprehensive understanding of ECIB (Electronic Credit Information Bureau) and its operations. Curious about what happens if your name is in ECIB and how it impacts your loan applications? Stay tuned to discover the truth and learn why being listed in ECIB doesn't necessarily prevent you from applying for a loan. Plus, we'll address concerns related to blackmailing by microfinancing apps like Barwaqt, so you can put your worries to rest.
In this video you'll learn:
- Introduction to ECIB
- Explaining ECIB's Operations
- Debunking Misconceptions: The Impact of Being Listed in ECIB
- Loan Application Process and ECIB
- No Need to Worry: Addressing Microfinancing App Blackmailing Concerns
- Conclusion and Takeaways
Chapter 1: Introduction to ECIB
Discover the meaning and significance of ECIB (Electronic Credit Information Bureau), an essential credit information repository that collects and stores individuals' credit histories and borrowing behavior.
Chapter 2: Explaining ECIB's Operations
Learn how ECIB operates by sourcing credit-related data from various financial institutions, including banks, microfinance institutions, and non-banking financial companies. Gain insights into the information ECIB tracks, such as loans, credit cards, and other credit facilities.
Chapter 3: Debunking Misconceptions: The Impact of Being Listed in ECIB
Understand that having your name listed in ECIB does not automatically disqualify you from applying for a loan. We'll delve into the truth behind this misconception and shed light on how lenders consider multiple factors, including your current financial situation and loan repayment capacity.
Chapter 4: Loan Application Process and ECIB
Uncover the connection between your loan applications and ECIB. Discover how lenders utilize ECIB to assess your creditworthiness and make informed lending decisions. Furthermore, learn that your credit history is just one aspect of the evaluation process, alongside factors like income, employment stability, and collateral.
Chapter 5: No Need to Worry: Addressing Microfinancing App Blackmailing Concerns
Rest easy as we clarify that ECIB is an independent entity responsible for maintaining credit information and that concerns related to microfinancing app blackmailing, such as Barwaqt, should be dealt with separately. We encourage you to address any issues directly with the respective app and report any misconduct to relevant authorities.
Chapter 6: Conclusion and Takeaways
Summarize the key points discussed in the video, emphasizing that ECIB is a credit information bureau that provides lenders with insights into your credit history. Assure viewers that being listed in ECIB shouldn't deter them from applying for loans, as lenders consider various factors. Encourage open communication with lenders and reporting of any suspicious activities for a fair borrowing experience.
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Tags: ECIB, Electronic Credit Information Bureau, loan application process, credit history, creditworthiness, microfinancing apps, Barwaqt, financial education, credit information, lending decisions, borrowing behavior
Very informative
Very helpful information.
Glad it was helpful!
Useful info, Keep it up and keep growing ❤
Thank you, I will
V good information❤❤
Thanks for liking
bhai plzz ye clear kr den jazzcash ka ak loan defaulter ha 20k lie tha aur wo bilkul b pay na krna chahta ho. uska ecib me deafault list me kitne arse tk nam rahega
❤very good
Meri ecib report unsarsfactory aai ha iska kya mtlab ha mene to sirf jazz cash se loan lia ha wo b time to time 10k pay krdeta hu me
Meri ECIb torie distrub ha plz kya main se bt kr skta ho
Bhi barwaqt app sa loan lya tha mara mobile gum ho gya ha ma na wo number apna name ka uper sa khtam kra dya tha ab wo nbr dubra nay Nikal Raha barwqt ki help line pa call ki number nay lag Raha un ka ab ma barwqt kesa open kro ur loan repay kro
Bhai Mani easypaisa walo se loan laya hai or wapis nhi kya hai to ab wo kya kare gai 😢
Sir apse contact kese Kia ja skta h
Jazz cash ny mara number default list m dal diya ha many rakam wapis b kr di
Sir may nay js bank say credit card banwaya tha may amount nahi day saka may UB bahir Jana chahta hoo koi issue to nahi banay ga
JS bank aik proper financial institution hai
Agar aap ne credit card use kia hai or bank ki due amount pay nahi ki to aap ka naam ECIb me show hoga k default hai lekin bahir janay k hawalay se koi masla nahi
Bhai kab se paise dene Hain aapa ne
What about jazzcash loan?? Is jazzcash or ezpaisa under e-cib??
Yes
Es ka hal kia hai?
@@venerabledamsel9117 loan pay karne k 10 din baad ecib se naam khatam ho jata ha lekin credit list me 2 years tak naam rehta ha. Further loan payment k baad jis bank ko pay kiya ha us se n.o.c letter mil jata ha. Jo k further kisi bank se loan lete waqt show kiya ja sakta ha.
ECIB mein apna Naam deafulter list se kese htwa sakte hain
I'll explain in new video tomorrow
Barwaqt ne Mera Nam EcIB mein Dal diya hai ab Mujhy Easypaisa se b Loan nahi Mil raha . Ap Help Kar sakty hain
Will explain this issue in upcoming video today inshaAllah
Agar hum loan pay kar dy Jo hum ny Lia hoa Hy ...TU kia humhy after 2 years bad kisi bank Sy loan mily ga
Janab, ap k sawal ka tafseeli jawab aik video me de dia hai video abhi kuch der me channel pe live hogi
ecib ma ana k bad kia atm card wagra band ho jata ha
Will explain this issue in upcoming video today inshaAllah
Sir mana barwaqt sa loan liya tha par ab wo app band ho chuki ha or mara data check report ma mara name a gaya ha wo name kase remove karway yah bata dy pls
ruclips.net/video/efQYKTnwBzo/видео.html
24 months baad remove hoga lekin aap ko dobara loan mil sakta hai
ECIB effect on visa? Please guide
Bhai video upload ki hai channel pe abhi aap k sawaal ka tafseeli jawab
please support the channel
Kya Barwaqt App b Ecib mein Registered hai ?
Please watch latest video on this issue. Yes
@@sufinoumanriazvlogsbeghrat ke bachay yaha par Q nai batate. Terr videos pe tooh
Bhai I'd default mea daldiya
Batay sir
Kia janna chahtey hain aap bhai?
Ap ka sawal show nahi ho raha
Barwaqt sa loan mt lyna deauflt krva dyta ha baqi sb ki khair ha barwaqt ko thora thora kr k wapis krdu
Koi zaroorat nahi wapis karne ki
@@sufinoumanriazvlogs daffa hu tra kehna pa ma na wapis nai kia loan salo na deauflt krva dia mje busines k liye loan chaiye tha ecib valo na mra nam deauflt ma dall dia
@@yaseenkamrankamranbhai barwaqat ka loan clear ho jaye tu wo ecib sy name khtm kr dety hain ya nahi ?
@@shahzaibsheezi257 han bahi ahista ahista kr k wapis krdu koi msla nai huga ma na clear krdia ha Sara loan or han dubara kabi mat Lyna loan
@@yaseenkamrankamran thk hai bhai main kr deta hn aik aur chez bta dain loan brhy ga tu ni 4 month ho gye hain mery wo brha tu ni dety ?