HOW I SAVED THOUSANDS OF $$$ AS A TEENAGER?!

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  • Опубликовано: 2 ноя 2024

Комментарии • 1,4 тыс.

  • @NH-pc4nf
    @NH-pc4nf 5 лет назад +2832

    Also if you want to buy something, see the money as time (if you get 10$ per work-hour and you want to buy a new pair of shoes, ask yourself if those shoes are worth 10 hours of your valuable and important time...)

    • @clara337
      @clara337 5 лет назад +116

      i automaticaly started thinking like that and now i spend so much less money.

    • @jonomotive2000
      @jonomotive2000 5 лет назад +59

      I spent $50 on food at the movies and immediately after I finished it I was like wow that was 4 hours of work gone in 10 minutes and now all I do is save as I’m saving up for a car

    • @piadobrovnik6937
      @piadobrovnik6937 5 лет назад +19

      10 dollars?!?! Im 15 and earn 5 euros per hour and that is A LOT in my country. Usually its 4.50 euros or even 4 euros which may not seem like a huge diffenerence but is in a week.

    • @ivyy.loves.winter7728
      @ivyy.loves.winter7728 5 лет назад +5

      U r so smart lol

    • @ellena.n385
      @ellena.n385 5 лет назад +1

      wow ty!

  • @jacindagigliottiyoutube
    @jacindagigliottiyoutube 5 лет назад +4165

    I am 12 years old and I’m glad I saw this it definitely changed my point of view on my future

  • @elliejohnston5284
    @elliejohnston5284 6 лет назад +3013

    Saving money is one of my only skills. Some of my tips are think of money as 'points' I treat my bank account like a game and try and get as many points as I can. Also not having a social life helps as well.

  • @bullets1227
    @bullets1227 5 лет назад +1669

    Welp, I’m only 13
    Back to lemonade stands I go

    • @krisranbsf
      @krisranbsf 5 лет назад +79

      HeE hEe Jackson I’m 13 years old (turning 14 in December) and I deliver newspapers twice a week, and I earn €40-60 per month, it’s not much but it’s something. Maybe you can do that too

    • @bullets1227
      @bullets1227 5 лет назад +10

      Krista Taurina
      Thanks 💕

    • @leehanishrak8999
      @leehanishrak8999 5 лет назад +20

      @@krisranbsf I'm 13 in New Zealand and Wondering how do I sign up to do paper runs and get paid?

    • @user-cf1ni5ik5q
      @user-cf1ni5ik5q 5 лет назад +5

      @@krisranbsf help i will be shy idk whyyy

    • @Molly-wt3ql
      @Molly-wt3ql 5 лет назад +9

      @@leehanishrak8999 go to your local newsagents and ask if they have any jobs doing a paper round available

  • @The-DDB
    @The-DDB 6 лет назад +2370

    I’m almost 21 now and i reallllly wish i saw this video when i was 15 😭

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад +34

      Same here haha I find myself saying that to TONS of youtube videos.

    • @sejaljadhav1917
      @sejaljadhav1917 5 лет назад +14

      I'm 16 😕

    • @thedollhouse8746
      @thedollhouse8746 5 лет назад +66

      I'm 14, just trying to plan ahead, and move away from my mom as soon as possible

    • @grilledcheese4930
      @grilledcheese4930 5 лет назад +5

      Addie Bischof same, buddy, same.

    • @roxr.9047
      @roxr.9047 5 лет назад +4

      Addie Bischof me too

  • @Jasmin-nk3cs
    @Jasmin-nk3cs 5 лет назад +3308

    problem in Germany :(( most employees don't hire people that aren't 18+...

    • @loredanaoresnik5262
      @loredanaoresnik5262 5 лет назад +44

      Jasmin yes in slovenia also🙄

    • @Jasmin-nk3cs
      @Jasmin-nk3cs 5 лет назад +200

      @@loredanaoresnik5262 It's just so sad ...like so many students are motivated to work and would do good but because the law is so complicated they are not willing to employ them. :((

    • @notserenapfft
      @notserenapfft 5 лет назад +53

      maybe you could start an Etsy shop or an independent business that could get you that money

    • @Jasmin-nk3cs
      @Jasmin-nk3cs 5 лет назад +39

      @@notserenapfft then I would need to pay taxes and have a allowance to do so

    • @paulinatrs741
      @paulinatrs741 5 лет назад +79

      Du kannst schon mit 16 in der Bäckerei, bei Mc Donalds, Zeitungen austeilen oder bei Pizza Hut arbeiten

  • @laurenjones9668
    @laurenjones9668 6 лет назад +2206

    I’m def not a 26 year old watching this to try and find pointers for my home deposit savings.

    • @helloerinhere
      @helloerinhere 6 лет назад +29

      Lauren Jones Glad I’m not the only one 👏🏻

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад +15

      haha I love that! Way to go!! Saving for my house was the best thing I ever did! Good luck getting your home :)

    • @TheKrystolMethod
      @TheKrystolMethod 6 лет назад +19

      Lauren Jones I’m not 33 and doing the same haha.

    • @nikkilovesyou11
      @nikkilovesyou11 5 лет назад +5

      You're not alone!!!!!

    • @osprey5756
      @osprey5756 5 лет назад +4

      Same :')

  • @heaven222you
    @heaven222you 5 лет назад +505

    Saving money sounds really exciting actually. My concern is if I can handle work during school.

    • @udontevenwannaknowbruv
      @udontevenwannaknowbruv 5 лет назад +33

      You can if you only work on saturdays. Trust me, when I was a 15-year old I worked at a drugstore on thursday and friday. It absolutely crushed my sleep schedule and I found myself always rushing my homework just to get to work in time. My grades were dropping due to exhaustion and stress. When I started working on saturdays however, I didn’t have to worry about anything and had all the time in the world to do school stuff on sunday + getting sleep.
      Remember that you are still a kid and are developin. Labor after school as a child can negatively impact your brain and increase stress levels. Be thoughtful of your body.

    • @Mamaslittleblog
      @Mamaslittleblog 5 лет назад +27

      I worked 20+hours a week in high school and still managed A’s and a social life ☺️ you make time for what resonates with you! There’s more hours in a day than we utilise that’s for sure.

    • @mckaylaparker3481
      @mckaylaparker3481 4 года назад

      I can only work in the summer time

    • @jessjess1038
      @jessjess1038 4 года назад +5

      nevaeh I worked 36 hours while in school and I know this sounds crazy but I got mostly A’s in school when I started working then I ever did when I didn’t work. It did fuck up my sleep schedule a bit but with time I started to do things faster and smarter. Plus I when I didn’t work I would even stay all nighter by choice and make my homework very late. Might as well work. But that’s what worked for me.

    • @xd1457
      @xd1457 4 года назад +1

      @@Mamaslittleblog how did you have time for hobbies like sports or playing an instrument?

  • @Emma-pi8le
    @Emma-pi8le 6 лет назад +2008

    This video has given me so much advice, but I’m 14 and I want a job but I’m too shy to apply or ask for a job 😔

    • @elisabeth1011
      @elisabeth1011 5 лет назад +223

      Emma you really should just do it. Im also a shy person and was even shyer when i was younger. But it has bettered over time by just putting myself in situations that i know will make me feel uncomfortable. Applying for a job was one. But guess what I applied last august for my very first job ever, made a good amount of money, met this girl that is now one of best friends and Im so much more confident! Please also do this or else you will regret it later x

    • @peytongray9660
      @peytongray9660 5 лет назад +38

      Elisabeth that gave me hope!

    • @sejaljadhav1917
      @sejaljadhav1917 5 лет назад +34

      I'm 16 and I'm sure my parents are not going to tell me to do jobs cause they both are doctor and they earn well

    • @grilledcheese4930
      @grilledcheese4930 5 лет назад +66

      Sejal Jadhav don’t you want to be more independent tho?

    • @lolawucherpfennig1387
      @lolawucherpfennig1387 5 лет назад +40

      Same lmao I don’t want ppl to see me working that I know!

  • @mikaelatanny2028
    @mikaelatanny2028 6 лет назад +774

    Massive regrets not getting a job at 15!
    I am having trouble finding one and I'm almost 21!

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад +29

      Finding a job is always hard! Good luck girl!

    • @cc-co3gk
      @cc-co3gk 6 лет назад +16

      Mikaela Balestra I’m 16 and I’m writing my CV as we speak lol. It’s never too late just apply to as much places as you can

    • @emilyanne1562
      @emilyanne1562 5 лет назад +6

      I agree! I had a job at 16 but it didn't last well and I struggled massively when I left Uni at 23 to find one

    • @ineedhelp8910
      @ineedhelp8910 5 лет назад +3

      I'm 15 and I really really wanna work it just seems so fun, but my mom won't let me cuz she's way too strict even tho my grades are good and everything she just won't let me go out.. someone helpppp

    • @jayneisobel6655
      @jayneisobel6655 4 года назад +1

      I need Help you can always get like a small job and then only work on weekends. That’s what I did I slowly worked on Saturday during the school year so that I could focus my attention on school and then in summer I worked more.

  • @wishfromafar1992
    @wishfromafar1992 5 лет назад +749

    When you have strict parents that won't let you get a job even though you would keep your grades up and you have a 99% acceptance rate to a nearby university so you should be able to get a job because I thought ahead and even if my GPA goes a little bit down I'll still have such a super high chance to get into that university. My parents don't understand.

    • @nasriinmohamed7865
      @nasriinmohamed7865 5 лет назад +45

      WishFromAfar maybe just apply without them knowing. It sounds stupid but maybe if they see that you are serious about it and that you are capable of getting a job by yourself then they will go easier on you.

    • @keana1057
      @keana1057 5 лет назад +26

      EXACTLY ME TOO! I’m almost 17 and its summer but now that I’m temporarily allowed to get a job no one will hire me...

    • @kristipopoola1516
      @kristipopoola1516 5 лет назад +42

      Yes my parents are like: it’s gonna be too much stress, we’ll give you money.
      Me: can I have some money?
      Parents: for what?
      Me: new shoes
      Parents: why can’t you buy something more reasonable or get a job???

    • @keana1057
      @keana1057 5 лет назад +6

      Olu Popoola highkey same my mom won’t give me money tho

    • @natashamccloy5494
      @natashamccloy5494 5 лет назад +8

      My parents are breathing down my sisters neck to get a job 😂

  • @MissAmberTips
    @MissAmberTips 5 лет назад +473

    Not buying makeup or nail polish saved me a lot of money .

    • @roisinc8299
      @roisinc8299 5 лет назад +24

      Miss Amber Tips can’t relate

    • @atme_9231
      @atme_9231 5 лет назад +4

      Yes, its one of the very best saving tips😂

    • @theturtleranger2993
      @theturtleranger2993 5 лет назад +18

      Good thing I don't buy it in the first place 😂

    • @hannaboville172
      @hannaboville172 5 лет назад +16

      I never found makeup or nail polish as esentials so i never got them🤷‍♀️

    • @themusicoftillee
      @themusicoftillee 5 лет назад +2

      Hanna Boville same here! my skin breaks out if I put on lots of makeup lol, so I don’t see the need for it

  • @hannahevans2180
    @hannahevans2180 6 лет назад +335

    yess I love this video and it was very helpful !! A few extra tips I found out:
    1. For your birthday ask for things that could benefit you in the future (I.e movie gift cards so you don’t have to spend your own money on the movies)
    2. Have a set amount in your account that you DO NOT SPEND! For emergencies! (Kinda like savings)
    3. Use as many coupons/uni/student discounts as possible every dollar saved counts
    4. Try not to waste as much money on eating out, this can be as simple as downsizing from a large drink to a small or sharing a meal with a friend

    • @atme_9231
      @atme_9231 5 лет назад +3

      The fourth tipp is one of the very bessst saving tips. It helped me so so much🙏dont spent your money at food outside your house, if you can eat there too!

    • @kristipopoola1516
      @kristipopoola1516 5 лет назад +4

      Hannah Evans the fourth one tho 😂 me and my friends are territorial and when it comes to food

  • @Jess-yw5yg
    @Jess-yw5yg 6 лет назад +348

    Could you do a video on getting a part time job? As a teen with anxiety who wants to get a job and be more independent, it would be great if I could gain more confidence from hearing others talking about getting a job. (especially in Australia as people always talk about jobs and stuff in other countries)

    • @gooseenthusiast3655
      @gooseenthusiast3655 5 лет назад +25

      I also have anxiety, but I'm on my third job and never struggled to get one! What helps for me is when I go to interviews, I fake it till I make it. Even though I'm crying inside I just kind of pretend that I'm confident and outgoing (like I'll sit there repeating "I am confident I am confident" in my head) and it helps so much! It also helps me a lot to know that if I am really awkward or don't get the job, I never have to see that person ever again in my life, so it doesn't matter if I embarrass myself. And if you do see them again (i.e get hired) that means they like you and you don't have to worry!

    • @emilyepicmess8072
      @emilyepicmess8072 5 лет назад +4

      I have anxiety, I’ve had four jobs and I’m 18. Try and find jobs that you are genuinely interested in or know people there so you feel more at ease during the hiring process. If you aren’t getting hired anywhere, try going in and handing them a paper copy of your resume even if the application is online, it will help a lot and you can meet your future boss in advance. And I don’t really recommend jobs in restaurants or as a cashier, or other things you will constantly have to talk to people if you are bothered by that. If you have panic disorder/panic attacks anything fast paced is not the best, because I’ve been in situations where I’m about to have a panic attack and it puts a lot of pressure on, when everyone is constantly yelling at you. The best advice I have is to work jobs that have a set time limit/seasonal jobs so if you hate it or can’t handle it, it will end soon and it takes a lot of pressure off you to be perfect. For example, work at a haunted house at Halloween, work at the park district or country club in the summer. It can make even the most anxiety inducing jobs bearable.

    • @danr2562
      @danr2562 5 лет назад +2

      Katie Rielly cleaning. A few hours each night, alone listening to music while you mop floors. It can get boring but you literally don’t have to talk to people after you know where you need to clean. It’s just you and your cleaning stuff

    • @jayneisobel6655
      @jayneisobel6655 4 года назад +2

      Okay I got my first job when I was 15 and I too have anxiety. I really didn’t want to but my parents made me. That was probably one of the best decisions because getting a job sounded like the scariest thing in the world to me, but trust me it’s not bad. I worked in fast food and all the people were super nice to me considering I had literally no experience. I say just do it. Because if you wait until you don’t have anxiety, then you’ll probably waiting forever bc I doubt that’s going away anytime soon. Better to do it now than later, plus for me it’s helped with coping w my anxiety and kinda allowed me to gain experience. Idk just fake it till you make it honestly. That’s what I did and it worked for me :)

  • @iitrw4198
    @iitrw4198 5 лет назад +52

    I’m 12 and made a business in school where I buy 1$ lipglosses and sell them for 4$ , I’ve made 500$ so far . That’s only last month all together right now I have 700$

    • @AdultingShouldntSuck
      @AdultingShouldntSuck 3 года назад +11

      Did you keep this up?? I’m super interested to see if you kept going and made more money from this! That’s some good hustle for a 12 yr old!

  • @kaitlynsvideodiary
    @kaitlynsvideodiary 5 лет назад +524

    I'm too scared to applie for a job because I'm super shy and I look like a 5th grader
    Edit: tysm for all the likes!!!

    • @miri-fb1so
      @miri-fb1so 5 лет назад +41

      Kaitlyn Emily don’t worry about it! A job will actually help you break out of your shell immensely, and nobody really cares what you look like ^__^

    • @claraniklasson4410
      @claraniklasson4410 5 лет назад +4

      Kaitlyn Emily same girll

    • @karinly2753
      @karinly2753 5 лет назад +1

      u spelled apply wrong

    • @kaitlynsvideodiary
      @kaitlynsvideodiary 5 лет назад

      ariana awe tysm!

    • @kaitlynsvideodiary
      @kaitlynsvideodiary 5 лет назад

      Karin Ly I realized after THX

  • @ellacotton__18
    @ellacotton__18 5 лет назад +93

    Another Saving Tip, example if you get paid $115 per week save the $100 and spend $15. It enables you to spend something and save heaps at the same time 💕

    • @leahlo5133
      @leahlo5133 5 лет назад +2

      Ella yeah that’s clearly obvious 😂😂

    • @mamanjie7933
      @mamanjie7933 5 лет назад +9

      Ella yeah I’ve seen that. Save the hundreds and make the twenties stretch until the next paycheck. It’s harder for me because I get paid every other week

    • @alexisd8190
      @alexisd8190 5 лет назад

      Sugar And spice I get paid monthly and I use the cash envelope system

    • @johnpaul531
      @johnpaul531 5 лет назад +1

      My parents take 75% of my cut so I’m generally only get about 30 bucks each week to save for a dirtbike and other expenses

  • @lucarin8191
    @lucarin8191 5 лет назад +47

    My family is taking my whole paycheck toward my future... ;-; sad for now but in the future I'll be *sooo* grateful

  • @chickensoup5640
    @chickensoup5640 5 лет назад +85

    I’m 15, I really want to get a job but I live in France, so you can’t really work when you’re under 18 here (sometimes they can hire you when you’re 16, but still pretty rare, and literally nobody in my high school has a job so..) but yeah thanks for these tips anyway :)

    • @pauline.564
      @pauline.564 5 лет назад +3

      I agree in France its so difficult because apparently its 16 but no one will hire you especially because you’re under their responsibility and you can’t touch any money
      You can do some holidays jobs at the age of 17 but you need a diploma which is pretty expensive so the money that you just earned will just be to pay it
      Moreover I’m in high school and I work until 6pm everyday but the Wednesday (I work until 3pm) and I also work on Saturday morning
      So I clearly don’t even have time to do sports since my high school is 1 hour away (I live in Paris but I wanted to learn italian so I had to go to one pretty far)

    • @sundus3013
      @sundus3013 5 лет назад +2

      same for Italy

    • @mesk9605
      @mesk9605 4 года назад

      @@pauline.564 same for Dubai💔

    • @fly2292
      @fly2292 4 года назад

      Bonjour!

  • @cailenluis4457
    @cailenluis4457 5 лет назад +20

    I did the same thing. I started working at 15. At 18 I bought my first car. This is excellent advice. Good luck to everyone on following this route.

  • @mayakiskasza9175
    @mayakiskasza9175 5 лет назад +279

    In my country, you can't work and get money until you have 16 years... If you are younger you can only volunteer...
    Later edit: Thank you so much for your answers! I was wrong when I said that you can only volunteer. Legally you can volunteer only at 16, but I started volunteering (even if i'm 13) with a paper that says that I can participate at the activities that other volunteers participate. That paper was signed by my parents
    Life is sad............

    • @mileysmile6588
      @mileysmile6588 5 лет назад

      Where r u from?

    • @smiltest460
      @smiltest460 5 лет назад +1

      Same but in my country is ,, illegal job" it's kinda possible

    • @hannahgardiner2294
      @hannahgardiner2294 5 лет назад +7

      I started working a year ago at a little under 16 years old and I’ve already saved about 6000 on minimum wage. (I know that’s not a lot, but considering I initially had nothing, it’s pretty good.) So don’t let your age stop you!

    • @suckmydingledong
      @suckmydingledong 5 лет назад +4

      In my country pee is stored in the balls

    • @georgievanschoor8062
      @georgievanschoor8062 5 лет назад +1

      maya soulful Volunteering looks great on your resume and gives you valuable experience while still being flexible! Take advantage of it

  • @Sazzay96
    @Sazzay96 6 лет назад +260

    TOTALLY AGREE!!!! I started working when I was 2 months shy of 14 and NEVER regret it! Getting a job at a young age sets you up for a good run of employment in the future. To be able to tell future employers that you kept a job throughout high school shows that you're responsible, trustworthy and have excellent time management skills. It also made me work harder as a student because I understood that I didnt want to work in retail my whole life!!! (not that thats a bad thing, but it wasnt for me!).
    Personally, I took advantage of the fact that when I lived at home, my bills were minimal. Apart from my phone bill and car expenses, I wasn't paying for rent, school fees, utilities etc, so I took full advantage of having such a high % of my pay being disposable and SAVED- in a high interest account. Today I'm 22 and unlike my peers who wouldn't dream of entering the Sydney property market until their 30's, this is a reality I can look into now.
    To all teens out there- GET A JOB! You'll never regret it!

    • @Sazzay96
      @Sazzay96 6 лет назад +9

      Good on you!!!! Having those goals so young is a fantastic trait to have! I actually found tahtbit nade me do better in school! It forced me to be more productive because I had less time on my hands. It also created a bit more work-life- study balance and as I said it made me work harder in school because I knew I needed to get a good mark to get out of working in a retail job.
      I used to work 15ish hours a week during the school term and still got a 99.8 ATAR in 2014. Now in medicine :)
      Perhaps you could start working just a few hours a week and let your dad know that you want to show him that you can still do well in school and have a job?

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад +7

      Way to go for it and get a job! Most 14 year olds don't have the initiative to go out and get a job. I bet that served you so well you're whole life!

    • @saraalnaqbi3146
      @saraalnaqbi3146 5 лет назад

      Sarah Mae In my country I must be 18 years old to at least have a job :(((

    • @natyhz5434
      @natyhz5434 5 лет назад +1

      I started working with my uncle since I was like 12 and by the time that I've been working here I don't regret it because you know it feels good that after a long time working you get money and you can buy literallly whatever you want
      Sorry for my bad English haha

    • @blu3367
      @blu3367 5 лет назад

      Sarah Mae how can you just “get a job” like you have to make a resume with no experience and then everybody rejects me

  • @Mamaslittleblog
    @Mamaslittleblog 5 лет назад +68

    When I was in high school from grade 9 I paid my own school fees, bought all of my own uniforms, rent, food, utility bills (like electricity), 100hours of driving lessons so I could get a license etc, every menstrual product, every school excursion, my own school photos etc lol. I would have loved to have saved thousands but when you don’t have parents and still want to graduate high school that’s not reality. It’s funny that we live in the same city and have had polar opposite lives. The point of this comment is to let those who are in a similar situation watching this thinking how know you don’t have to feel bad for not having savings. You are surviving. You are doing what most don’t do until they’re 18-20. You don’t have a huge bank account but you have priceless life experience that the kids with bank accounts will never have. You’ve felt hunger, fear and you have street smarts. You can’t run to mum and dad to pick up the pieces. You may be “disadvantaged” but it’s such an advantage even when it feels like punishment ❤️❤️❤️

  • @abrahambalouta6690
    @abrahambalouta6690 6 лет назад +86

    I definitely agree with her when I was 14 I got a job working 7 days a week 11 hours a day I was homeschooled so I did my school at night and in 2 years I was able to save over 45 thousand I am 18 now and I am vary proud of all the money I have saved and I was raised in a family that was not vary wealthy one tip for everybody... get in the mindset of being exited to c your bank account getting higher

    • @b1ack684
      @b1ack684 5 лет назад +18

      Abraham Balouta 45 thousand??? Wow!!

    • @JR-_-2010
      @JR-_-2010 5 лет назад +6

      Wow, that's amazing. What are your best tips?

    • @youtubeaesthetics6914
      @youtubeaesthetics6914 5 лет назад +7

      I’m homeschooled too and I turn 14 soon I’m getting a job as soon as I am able too I hope I can earn as much what job did you work??

    • @ashley-eu3vo
      @ashley-eu3vo 5 лет назад +7

      What were you doing/working for when you were not 18 yet? I really want to find a job (I’m 15) but I don’t really know we’re to go since many only hire at 18+

    • @biki1254
      @biki1254 5 лет назад +2

      @@ashley-eu3vo I know that safeway hires at 15 and timhortons if you live in Canada probably alot of retail jobs

  • @christabelramirez
    @christabelramirez 5 лет назад +265

    My goal is to save $1k lol it’s not a lot but for me it is lol. Saving up for a camera 📸 I’m motivated and ready to make money 😈

    • @tiia3729
      @tiia3729 5 лет назад +5

      update?

    • @olives6985
      @olives6985 5 лет назад

      Update???

    • @Juleslift
      @Juleslift 5 лет назад +1

      Update??

    • @blazingcoder3196
      @blazingcoder3196 5 лет назад

      Not trying to brag, but as of I have 1.4 k saved up and I’m 16, but im into investing

    • @nicolephilippot6672
      @nicolephilippot6672 4 года назад

      Blazing Coder ah good job!! I’m 14 and I have 1.3k saved up right now

  • @lilacollins4308
    @lilacollins4308 5 лет назад +30

    Your way of talking is so enjoyable , I didn't want the video to end !

  • @laurakiss582
    @laurakiss582 6 лет назад +390

    I would love to see a video of you walking through how to apply for a part time job. A lot of my friends have part time jobs and I would love to have an income that I can spend and save money for a car, but I cannot find the courage to apply for one. Any tips? Xx

    • @erinnayler4906
      @erinnayler4906 6 лет назад +22

      Yes I would love to see a video on this topic!! I'm 15 and desperate to get a job but idk how to write a CV and I'm also too scared to go ask for a job/apply for a job

    • @Dan-wn9ky
      @Dan-wn9ky 6 лет назад +14

      and also what types of jobs and where to apply for jobs

    • @heidimaat8081
      @heidimaat8081 6 лет назад

      Laura Kiss hey are you Australian??

    • @heidimaat8081
      @heidimaat8081 6 лет назад

      Also omg my parents have read it as well!! Why age were you when you read barefoot investor ??? ❣️❣️

    • @laurakiss582
      @laurakiss582 6 лет назад +1

      Heidi Maat yes

  • @mariabassil2843
    @mariabassil2843 5 лет назад +16

    When I was 14 I started working at a vet clinic and now 15 I’m continuing. It’s great for the experience and meeting new people and getting paid for it. I only work during summer when I’m off school

  • @ellie-roseelferink8239
    @ellie-roseelferink8239 5 лет назад +27

    girl I'm almost 18 and I wish I saw this a little earlier but definitely going to take these tips in now !!!

  • @elliejelly9370
    @elliejelly9370 6 лет назад +31

    this video was really helpful as I'm 16 years old and just recently got my first job and I'm working on saving my money

  • @graciava3577
    @graciava3577 6 лет назад +129

    Hi RACHEL, i am 13 yrs old and live in QLD aswell (not 100% sure if thats where u live😂) !!! i would absolutely LOVE if you could PLS do a video on how u wrote ur resume and how u GOT a Job at the age 0f 14 because i to want to be super independent and do what u did 😍LOVE U SO MUCH xoxox

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад +9

      Way to go and be proactive about getting a job! A channel I love for resumes is Professor Heather Austin if you want to check her out!

    • @graciava3577
      @graciava3577 6 лет назад +1

      Thanks so much for the tip xx

    • @Ruby-ve2qd
      @Ruby-ve2qd 5 лет назад +2

      Graci Ava maybe check your local library, if there’s a career desk they can help or a librarian

  • @simonen6788
    @simonen6788 6 лет назад +156

    Yup I wish I saw this video when I was 14. Well better late than never 😅💕

    • @josepablobermudez6283
      @josepablobermudez6283 3 года назад +2

      2 years since you commented this, how are your savings doing right now? 🤩

    • @simonen6788
      @simonen6788 3 года назад +3

      @@josepablobermudez6283 good 😊 doing the best I can 💪🏼 crazy how long it has been

  • @bessabussin
    @bessabussin 6 лет назад +137

    love this topic! you're so helpful. A budgeting video would be so beneficial and I would love it so much, or some job ideas? thank you!

    • @astaraball4403
      @astaraball4403 6 лет назад +3

      and a meal planning or like planning in general video.

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад +1

      I love budgeting videos! I have one coming out on Monday! Its all about saving money even when you are broke.

  • @rebeccaphillips2207
    @rebeccaphillips2207 6 лет назад +54

    Can you please make a video on tips on getting a casual job because I’ve never been able to land one

  • @bekinibottom
    @bekinibottom 5 лет назад +11

    I’m fifteen and currently working my third job (i haven’t been fired from any). I was working two of them for about 4 months. My parents obviously help but don’t pay for anything other than stuff like toothpaste and my phone bill. I’ve bought some exciting things over the last few years, like an iPad Pro, fish tank, a shopping spree ($350- I didn’t have any that fit me nicely), a phone, and I’ve redone my room twice. It’s really annoying for me because I go to an expensive school so most of the kids are rich and their parents have bought them all this and so much more. I’m currently saving up for a Certificate lll in child studies and a bachelor of primary education, although I find it super discouraging that my peers won’t have to pay for that and won’t be struggling if they go to uni. Some of them have jobs but have no reason to save so they spend it on further luxuries like branded clothes and the latest iPhone. I know I rambled, but what I’m trying to ask is some advice on not falling behind on the social ladder, while also saving up the money I need for uni and a car or whatever (I plan on commuting but can ride the bus most of the way). Anyone?

    • @ibbystanton5859
      @ibbystanton5859 5 лет назад +1

      Bek Grace I’m on the same boat as you I also need help

  • @fallenangel1784
    @fallenangel1784 5 лет назад +61

    The legal age where I live is 16.. I turn 16 in 4 months tho

    • @jaimelee3295
      @jaimelee3295 5 лет назад

      Same omg! It’s such a pain I’m 16 in july

    • @anaumosman3418
      @anaumosman3418 5 лет назад

      start resumes and CVs now!!

  • @mateoslab
    @mateoslab 5 лет назад +123

    Well, I guess you got lucky...most of the world you need to be 18 to work

    • @shakiraderooij2119
      @shakiraderooij2119 5 лет назад

      Mateo Ceballos Querol even in a grocery store?

    • @mateoslab
      @mateoslab 5 лет назад +3

      @@shakiraderooij2119 well duh

    • @shakiraderooij2119
      @shakiraderooij2119 5 лет назад +2

      Mateo Ceballos Querol oh wow here you have to be 15 to work in a grocery store

    • @mateoslab
      @mateoslab 5 лет назад +1

      @@shakiraderooij2119 is that the USA you're talking about? It's pretty much child labor there

    • @ZoiXscgv
      @ZoiXscgv 5 лет назад

      Depends on the country. In Greece its 14 yrs old.

  • @DanielIles
    @DanielIles 5 лет назад +2

    It is so awesome to see the hustle! Most middle aged adults never save enough to do what they want with their lives. Keep up the videos!

  • @veronicaa_2286
    @veronicaa_2286 5 лет назад +87

    Me: looks at title
    Also me: “I don’t have thousands of dollars to even save.”
    *clicks video to see how she got cash*

  • @mackenziepenny8237
    @mackenziepenny8237 5 лет назад +12

    Everytime I get money I always struggle cause I always think to myself "you only have one life" ...

  • @emmaed9321
    @emmaed9321 5 лет назад +7

    This video is so helpful! I just graduated high school and I am trying to save as much money as possible before college!

  • @Ella-ni6xl
    @Ella-ni6xl 5 лет назад +1

    This has inspired me so much to get a job. I'm 13 and have recently been through a spending phase but this has pulled me out of it. THANK U RACHEL!!!

  • @macedward954
    @macedward954 6 лет назад +18

    Love this! It’s going to help me so much! I work as a manager at Factorie and I feel like because I get a good wage I can just spend it.., But I have so many bills and I’m going to Europe in 2 months so I’m going to follow your tips hard core! 💛 thanks

  • @nikolam5965
    @nikolam5965 5 лет назад +2

    I put up your picture on my wall not just because you’re pretty, but you also deeply inspire me to start working and save money. Glad you posted this early, this is life changing for me❤️

  • @astaraball4403
    @astaraball4403 6 лет назад +30

    I'm 14 and I got my first job 6 months ago, I am saving all of the money I earn (at least most of it)!!! Love you Rachio, this was very helpful!!!

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад +3

      WAY TO GO! You are inspiring girl! I know from experience that if you save your money you will never regret it!

    • @astaraball4403
      @astaraball4403 6 лет назад +1

      thanks!!! AJ life Hacks :);):):);):);)

    • @lolatrotter7820
      @lolatrotter7820 5 лет назад

      How did u manage to get a job so young?

    • @kpoptrash2674
      @kpoptrash2674 5 лет назад

      This comment just motivated me so much, I'm 13 and I am more hopeful now :D x

  • @brionykate6928
    @brionykate6928 6 лет назад +2

    You covered everything so well Rach! I just wanted to highlight here that it’s NEVER TOO LATE to start saving and working towards those goals. Even if you’re 25 and have never been able to save it’s never too late to start and set those goals in place :))

  • @BridgetKathleen
    @BridgetKathleen 6 лет назад +22

    can you please show us how you budget!! (as in, how you record it all) - bc i remember from your old vlogs you used to have like a budget journal. But thankyou, this was actually really helpful and you have inspired me to read the barefoot investor hahahaha

  • @Keidays_
    @Keidays_ 5 лет назад

    Late but acting as if you don't have money really helps me when saving and I'm so glad you brought it out because most people don't realize that it gives you self control.

  • @BeautyByCharlotte18
    @BeautyByCharlotte18 6 лет назад +13

    Love this! I have only recently begun gaining control of my money again. I'm in my first year of uni and my campus is located in the heart of Sydney, so I found myself spending lots of money on lunches and materialistic item I really didn't need. But, with semester two approaching I'm hoping that I can stick to my strict savings plan and not spend money on random stuff i don't need 🙏🏻. Btw, I love your videos, you are such an inspiration ❤️

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад

      SAme here but with getting food at work! I've started meal prepping and not only have I saved a ton of money but I'm feeling healthier too :)

  • @user-me8fm5yf4n
    @user-me8fm5yf4n 5 лет назад +5

    I’m 12 and I’ll definitely do this like I’m A good saver and I’m really excited to start working and make my own money, thanks!

  • @sarahlouise972
    @sarahlouise972 6 лет назад +25

    I just got a job and I’m 15. I loved this video as it was super helpful for me because I am a big saver. I would love for you to create a video on how you budget your money because I don’t know what’s the best way to budget❤️ (just ordered the barefoot investor! Thanks for the suggestion)

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад +2

      Way to go! I wish I was as proactive about saving money as you are at 15. You are inspiring!

    • @sarahlouise972
      @sarahlouise972 6 лет назад +2

      AJ Life Hacks Rachel was the one who inspired me to save my money a last year and now I have a job I’m able to do it❤️

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад

      Sarah Louise that is amazing!!

  • @caitlyncolquhoun5127
    @caitlyncolquhoun5127 5 лет назад +5

    Everything you said was sooo helpful but one thing that you said I didn’t exactly agree on, which was to always have the mindset that you don’t have a lot of money. This is because, if you have the mindset that you don’t have a lot of money, then that’s all you are going to attract, but if you have the mindset or attitude that you have an abundance of money, then you are going to attract an increase in the amount of money that you earn and receive. Obviously you can still have a limit on the amount of money you spend each week, but never tell yourself that you don’t have much money, because then you will always not have much. This all has to do with the Law of Attraction btw☺️

  • @tiarneallen7856
    @tiarneallen7856 5 лет назад +115

    How much did you earn as a 14/15 year old? It’s just if you were earning about the same as I am now then I’ll probably feel bad and save more lol

    • @briecassidy2273
      @briecassidy2273 5 лет назад +13

      idk if this helps but I’m 14 & got a base rate of 8.76 per hr and casual loading on top, Ive worked for about a month and a half with abt 9hrs a week and have saved up 600 bucks because my parents don’t let me have access to my money,, however, I can still spend it, I just have to ask them and justify with myself if it’s worth the hard work ... this works for me and I hope it helps :)

    • @tiarneallen7856
      @tiarneallen7856 5 лет назад

      @brie amarlie yeah it does lol. I have to do better 😰bahaha

    • @rfr2703
      @rfr2703 5 лет назад +2

      @@briecassidy2273 wow well done. Im sixteen and only started working, great mentality to have at 14😯😊

    • @its_himm_
      @its_himm_ 5 лет назад +2

      @@briecassidy2273 what job do you have

    • @mysticalya2921
      @mysticalya2921 5 лет назад +2

      i get $15.62 an hour

  • @CrazyPieLove
    @CrazyPieLove 5 лет назад

    I don't know why she is so underrated. Everything she said is the most valuable thing I have heard. Besides she speaks in a way I don't have to skip even once. Love you. Ya are tha best.

  • @AuthenticallyAmi
    @AuthenticallyAmi 6 лет назад +7

    I LOVED THIS!!! And so many of the things you mentioned I do/did as a teenager when I got my frist job to now being a uni student living out of home! You smart you a genius x

  • @erinnayler4906
    @erinnayler4906 6 лет назад +2

    I love these types of videos they're so helpful!! Can you please make a budgeting video specifically for teenagers/high school students?? Or like tips on how to get a job at a young age and how to write a CV etc💕

  • @happilymikayla5583
    @happilymikayla5583 6 лет назад +3

    100% it’s a fantastic idea to have a spending and saving account! It helps so much with saving

  • @brisimsgaming2043
    @brisimsgaming2043 5 лет назад +12

    Video starts at 2:46 but the intro is really important

  • @MavlynMsp
    @MavlynMsp 5 лет назад +3

    I am 13 years old and I applied for a job on a resturant and I got it! I had a meeting with the chef and told me I can start working this summer! I'm so excited!

  • @melisguneysu9056
    @melisguneysu9056 6 лет назад

    As much as I love to watch vlogs, hauls and tutorials- I LOVE these type of practical videos such as how to move out, study motivation, saving money for a holiday etc. for the younger people such as myself being 15. Love your work xx

  • @AshleyJade18
    @AshleyJade18 6 лет назад +63

    You will NEVER guess what two things i bought with my savings from my first paychecks --- 1: A Nokia 3310 ... 2: A DVD/VCR Combo Player ... HAHA i feel soooo old! :)

    • @with_krista
      @with_krista 6 лет назад +1

      Ashley Jade I'm right there with you! A box tv and a DVD player and a Nokia 3315 😂😂😂😂

  • @laurenmarsland7599
    @laurenmarsland7599 5 лет назад +1

    literally 20 seconds in and can i just say your voice is so calming and nice to listen to. idk if that sounds weird but i love your voice, also you’re absolutely stunning

  • @Chloe-hm1qr
    @Chloe-hm1qr 6 лет назад +8

    I totally agree with you Rachel! My parents made me save half of my pay each week (even if it was only like $40) and now at 18 I have a great amount of savings and am going to work in Japan as my gap year. It really is the best way to go !

  • @valeriesuiker8565
    @valeriesuiker8565 4 года назад

    I love how real and low-key this is!

  • @user-mu9mj4po8u
    @user-mu9mj4po8u 6 лет назад +5

    When I was 14 and 15 I was buying designer clothes: versace, supreme nike adidas etc and I got the iphone x. I made 5 or 6 grand in the space of 1 and a bit years. Now im adding to my savings

  • @gabbiemannix8931
    @gabbiemannix8931 6 лет назад +2

    BUDGETING VIDEO!! this is my favourite video of yours! I have already watched it 4 times!!

  • @queena5273
    @queena5273 6 лет назад +40

    please make more of these type videos xx

  • @savannahchanelblandino2238
    @savannahchanelblandino2238 5 лет назад

    i’ve never been more thankful for a honest and informative video! thank u 💞

  • @featherqueen3184
    @featherqueen3184 6 лет назад +3

    Early!! I started working at 14 as a netball umpire. We don’t get paid heaps but it’s better than nothing.

  • @adelinehiggerson3922
    @adelinehiggerson3922 5 лет назад +2

    i’m 13 years old and i babysit everyday! i so far have bought an apple watch and A BUNCH OF CLOTHES. i’m currently trying to save up for a macbook i need $300 more dollars my tip for you is to ask your self before yo buy something: will you use this object a lot, do you need it, is it worth it!

  • @amyrose8255
    @amyrose8255 6 лет назад +9

    This is such a good video!! So interesting to hear this from someone slightly older than me as well!

  • @TwentyPaphonies
    @TwentyPaphonies 6 лет назад +2

    This is honestly the best financial advice video on youtube

  • @Grace-vg6ft
    @Grace-vg6ft 6 лет назад +10

    Can you make a video on how you balance uni and work ? I really struggle to balance the both.. also loved this video!

  • @abireadthat
    @abireadthat 6 лет назад +1

    I used to save half my pay check when I was in the uk before moving out here to Australia. I’m really struggling to find a job and I’m applying for job after job with no success at all and it’s killing me. I’ve been here for nearly a year and I feel guilty for my parents having to support me because I don’t have the money to support myself, and I’m so eager to support myself. I’m 18 & am trying to hard to get a job! I really admire you & see you as a role model for how to be wise financially and it’s amazing. Thank you for this video Rachel 💗✨

  • @abireadthat
    @abireadthat 6 лет назад +6

    Also my dad has the Barefoot Investor so I’m definitely going to have to steal it from him & give it a read!! Please create more money related videos. I find them so super helpful 💗

  • @csick11
    @csick11 5 лет назад +1

    You guys are so focused on saving money and living the future but forget to cherish the present! Best advice is to enjoy life. Live comfortably. Save some but spend some!

  • @indiannabambery6582
    @indiannabambery6582 6 лет назад +19

    Thank you so much for making this video Rachel. I'm only 12 and I'm sure this video will help me now and in the near future. I am now trying to find a simple job that is suitable for me so I can start saving so I wont struggle in the future. By the way you are so amazing I hope I can be some what like you when I'm older, you are my inspiration.

    • @samsara4660
      @samsara4660 5 лет назад

      have you found a job yet x

  • @kennedygicas2911
    @kennedygicas2911 5 лет назад +2

    i barely comment on videos but this was the most helpful video i have seen in a very long time. thank you so much for this and it got me motivated to save! i’m 13 and next year i’m ready to follow in your path!!

  • @rimantew04
    @rimantew04 5 лет назад +15

    i'm pretty sure in my country u can't even get a part time job (legally) until you're 16 but even then that's kinda hard so like tf do i do for the next 2 years

    • @nikoss3881
      @nikoss3881 5 лет назад +1

      I can relate omg...

    • @HelloHello-ed6mm
      @HelloHello-ed6mm 5 лет назад +1

      Rimantė Šerėnaitė I’m in the uk and it’s basically the same 😭

    • @femkenuijens6422
      @femkenuijens6422 5 лет назад +3

      Save the money you get from your parents or bday or some.. thats your income

    • @nikoss3881
      @nikoss3881 5 лет назад

      @@femkenuijens6422 yassss that's what I am doing 💫

  • @jo6ah
    @jo6ah 4 года назад +1

    im 13 years old and ill be 14 in march. this video completely changed my outlook on how to spend my money. thank you :)

  • @thealeschnik1120
    @thealeschnik1120 6 лет назад +4

    Hi Rachel, this is a really good video. I really do struggle a lot with saving money. I’m working on it though.
    I do find that earning a lot of money and being able to live out of home/afford nice things is quite a bit easier in Australia than somewhere else. I moved to Aus from Germany in 2016 when I was 18, and coming here it was absolutely crazy to me that I could earn $15-20 an hour just doing easy work. (Dominos/Maccas etc)
    Growing up in Germany, while things tend to be a bit cheaper in general, making and earning a lot of money is super hard when you’re younger than 18. Most people aren’t able to get proper part time/casual jobs until at least 16, if not even older, and even then most of these jobs are so called “mini jobs” where you’re not allowed to be paid more than 450€ a *month*.
    So we can definitely count ourselves lucky to live in a country where earning a wage that can support any saving goals while also providing us with the ability to pay for our bills at the same time.
    Again, this is a great video and now that I’m living and working here, I’ll definitely use those tips. Much love x

    • @whatsarob
      @whatsarob 6 лет назад +1

      Thea Leschnik Hi, I agree with everything you've just said. I'm from France and it's quite similar to Germany

  • @Chloe-lh2nf
    @Chloe-lh2nf 6 лет назад +8

    how do you divide up what goes into savings, bills, spendings ?

  • @allybeauty99
    @allybeauty99 6 лет назад +14

    Needed this video as I am currently an compulsive spender 😅 I want to save to move out, buy a nice car for myself next year and just adult haha

  • @chocolatecat64
    @chocolatecat64 3 года назад

    i'm so glad i'm finding more Aussie youtubers, particularly this year! i think you;re the fourth one i've come across. (hello from a fellow aussie)

  • @pkk2619
    @pkk2619 5 лет назад +5

    1:07 - 1:57 wow. Very inspiring.
    Made me think about how I can do the same. Thank you.

  • @anitatan2220
    @anitatan2220 5 лет назад +1

    I just found your channel and watched this video. I immediately have so much respect for you because you have so much knowledge as a young adult and you are so gorgeous!!

  • @xilvousplait819
    @xilvousplait819 5 лет назад +6

    it's so difficult to get a proper job here in the economy from where we are. the only time i was able to get some income was from tutoring, though i still do hope that i've seen this video sooner. you go, girl!!

  • @kiarah1969
    @kiarah1969 6 лет назад

    hi rachel, this video has really helped me understand the importance of saving money. I am nearly old enough to apply for job and I really want to get in the habit of saving more rather than spending more. I would love to see more videos on this topic 💕

  • @victoriashockley2846
    @victoriashockley2846 5 лет назад +10

    I'm watching this now at 16 because I'm currently saving for my first car

  • @treeseasky
    @treeseasky 6 лет назад +2

    Thank you for sharing and being helpful, Rachel. This video is really encouraging and motivating. Could you please show how you build up your CV and how you prepare for the interview in your next video? Cheers. xxx

  • @urmom-om2qg
    @urmom-om2qg 5 лет назад +13

    u look like my aunt (she is SO beautiful) and ur accent is so amazing lol.

  • @isabellas8832
    @isabellas8832 5 лет назад +1

    So so helpful!! I'm so glad this came on my recommended! I'm 12 now and I hope to find a good job soon that I love and fits with my school schedule! I will use these great tips❤️💕Thank youuuuu

  • @cedmnds
    @cedmnds 5 лет назад +3

    Super helpful! I’m trying to save money up for a trip, and this is really useful.

  • @amyallen6155
    @amyallen6155 5 лет назад +2

    I started working for McDonald’s when I was 14 and still work there today (I’m 18), much like Rachel, I started saving from the jump. From that I have bought an iPad, TV, Xbox, phone and a car. I recently crashed that said car so I needed to start saving for another. It’s been 10 weeks and I have $1,700 again. Saving is so important.

  • @ET-ts6wx
    @ET-ts6wx 6 лет назад +11

    Love your videos and how humble you are!

  • @gabrielletornow4857
    @gabrielletornow4857 5 лет назад

    We had a speaker in NHS talking about study abroad that told us to put a sticky note around our cards with our goals on it so we were reminded every time we went to spend something instead of just thinking about it bc it was a physical reminder that made it impossible to forget.

  • @perksofher247
    @perksofher247 6 лет назад +14

    really enjoyed the video, I hope it isn't to personal to ask but when it does come to spending money, do use prefer to use a debit card or credit card? thanks for the tips💖

    • @AbbiWinslow
      @AbbiWinslow 6 лет назад +2

      I love using my debit card. I use to use my credit card and pay it off really fast to get the "points" or "cash back" but Dave Ramsey says when you use a credit card you spend more so I stick to debit now. I've found it's true! I spend less!

    • @ok-lm9ns
      @ok-lm9ns 5 лет назад +3

      Go debit! Credit cards will put you into a vicious cycle of spending wayy too much.

  • @sara.bpereira
    @sara.bpereira 5 лет назад +1

    If it’s impossible to get a job at 14 and even 16 in your country like for me you can try to babysit or pet sit, or ask your parents if they want help for the house tasks, you can even try to sell your clothes or start making stuff like jewelry and friendship bracelets

  • @madeleinelock960
    @madeleinelock960 6 лет назад +3

    I'd be interested in getting a job video (what to write in a resume and interview tips).

  • @carola6056
    @carola6056 5 лет назад +2

    You're so pretty! Anyway, thanks for the recommendation! I'm dev checking the book out!
    I did the same as you, an account that i never touches, and another account for daily lifestyle or needs. Couldn't exactly find jobs before i'm out of school, but i've tried to save from my pocket money- they weren't much, but they certainly is something rather than none at all.
    And because my country isn't dollar based, i found having dollars / euros (or any money on other currency which worth more than our hometown in general) would help.
    If you planned on leaving to that certain country, you'll have money prepared for your trip. Or if you're to keep it over the years, the rate will change (possibly rise) over the years, and it could be quite an investment!