Im so happy to have someone like Dave (and team) to teach people these important lessons for life. I honestly don't know where my life would be without following these methods. My mental health would be destroyed. Without these people I wouldn't have paid for school or bought a house or even gotten the mind set to find a good partner who wants to win with me. Thanks guys!
I too have an issue with spending. It started in 2020 when I got laid off. Even though I am doing quite well financially, I refuse to spend money on myself. I have tried multiple times. I return whatever it is a couple days after buying it because I feel guilty. When I was a teenager, I spent whatever money I had. I now went from one extreme to another. On one hand, it's great because I save so much. On the other hand, I drive myself crazy.
Maybe experiencing both ends of the spectrum will let you figure out that sweet middle. Remind yourself of the days that you worked hard. That moment clicked when I went on vacation and I saw a reflection of myself with giant eye bags and finally thought, I need to treat myself too.
I have similar situation like this guy. Living from paycheck to paycheck household and now when i work and I can save some good money, I want to buy something to myself but I will be really sick doing it so I don't buy it
Those evangelical churches are experts at guilting the faithful into giving them more money. Its the grift of those places. Same grift as those TV shysters that tell the poor ignorants to send them their social security money and go hungry so the grifters can have a Mercedes. Its revolting
Right! Im the same way! 😋 It takes a bit of a mind shift once you get out of debt. I'm (consumer) debt free (other than the mortgage) a year now and barely am I ready to start treating myself. He will get through it 😌
Not so much a penny pincher, but he's someone who came out of struggling and he finds it hard to put money out there for himself.... he just needs to learn that there is nothing wrong with treating yourself when you are able to afford it..... it's a mindset issue more than anything else
I'm the same way as this guy. It comes down to self worth. I had issues with my family, to always not put myself first. To make others happy..I do feel guilty about buying myself something nice.. it takes along time to get over it and will struggle with it off and on in life. I seen poverty alot growing up.. you just have to remember, "You deserve Nice Things, but it's always good to help others in Need!" It's a balance to try to live by.
Nobody on the planet can. Fixing homelessness isn't as easy as building houses. It's an impossible issue. You can't just give away houses for free, otherwise people who work hard to pay for houses will feel hard done by. Some homeless don't want a house given to them. It's a very complex issue. Lots of drugs, crime, trauma and abuse involved as well. San Francisco has been spending UNBELIEVABLE amounts of money to try and fix homelessness, and they're barely making a dent.
@@saulgoodman2018 Maybe not guilty, however, cautious is a better word. Like I said, when you have 7 figures in cash in the bank, walking into the grocery store takes on a different feel. Trust me on this one Saul.
I just cried when he said " who said you're not worthy to be taken care of" " somebody lied to you"
Im so happy to have someone like Dave (and team) to teach people these important lessons for life. I honestly don't know where my life would be without following these methods. My mental health would be destroyed. Without these people I wouldn't have paid for school or bought a house or even gotten the mind set to find a good partner who wants to win with me. Thanks guys!
Dr. D getting right to the point once again! Be free. Live for Jesus and be free brother.
One of the best ways to help the poor is not to become one of them.
‘Travel agents for guilt trips.’ Kool thought.
I too have an issue with spending. It started in 2020 when I got laid off. Even though I am doing quite well financially, I refuse to spend money on myself. I have tried multiple times. I return whatever it is a couple days after buying it because I feel guilty. When I was a teenager, I spent whatever money I had. I now went from one extreme to another. On one hand, it's great because I save so much. On the other hand, I drive myself crazy.
Maybe experiencing both ends of the spectrum will let you figure out that sweet middle. Remind yourself of the days that you worked hard. That moment clicked when I went on vacation and I saw a reflection of myself with giant eye bags and finally thought, I need to treat myself too.
I have no problem giving a homeless person a 50 but I struggle to buy myself a new pair of shoes.
Is a mindset problem. Some times I feel the same way as you.
Most likely he was told by himself not anyone else...your brain for many can be worst enemy.
Thank you! I need to hear this. “The job is taken!”
“Are you on a speaker phone” hahahaha
Hallelujah she's healed 😁
really needed this thank you
Omggg, I wish I had this problem. I’m not a massive or big spender but I do enjoy my discretionary spending a fair bit 😂☺️
I have similar situation like this guy. Living from paycheck to paycheck household and now when i work and I can save some good money, I want to buy something to myself but I will be really sick doing it so I don't buy it
He's got all his ducks in a row, but those homeless people are seriously in debt and his help is just like a painkiller that last for a short while.
Chris is the reason we subscribed to this channel instead of the other one. Tacky.
Use a land line!!!
Sounds like you need a therapist buddy
I haven’t even watched the video yet but me too!!!
WHY DID NOBODY TELL ME THIS CHANNEL EXISTED???
Hey Jake. Should check out Dave Ramsey's channel? He's got a couple shows.
It's new that's why. Used to be Chris Hogan's channel, but he was fired for doing some bad stuff (had affairs with women working for Ramsey I believe)
Those evangelical churches are experts at guilting the faithful into giving them more money. Its the grift of those places. Same grift as those TV shysters that tell the poor ignorants to send them their social security money and go hungry so the grifters can have a Mercedes. Its revolting
They completely eliminate my man Chris like he didn't exist smh
Right?
He was the only reason why i watched
@T was looking for Chris videos
They didn’t delete the community posts haha
I see myself in this guy, to much unnecessary guilt.
Sounds like nothing more than a penny-pincher, in my opinion.
Right! Im the same way! 😋 It takes a bit of a mind shift once you get out of debt. I'm (consumer) debt free (other than the mortgage) a year now and barely am I ready to start treating myself. He will get through it 😌
Not so much a penny pincher, but he's someone who came out of struggling and he finds it hard to put money out there for himself.... he just needs to learn that there is nothing wrong with treating yourself when you are able to afford it..... it's a mindset issue more than anything else
I'm the same way as this guy. It comes down to self worth. I had issues with my family, to always not put myself first. To make others happy..I do feel guilty about buying myself something nice.. it takes along time to get over it and will struggle with it off and on in life. I seen poverty alot growing up.. you just have to remember, "You deserve Nice Things, but it's always good to help others in Need!" It's a balance to try to live by.
God wants us to be good stewards of His money. Yet He wants us to be prosperous and give to others if we can in our ability.
Trust
@@blancheholmes3929 🙏 thank you. Beautifully said.
I only spend "found" money bank account and credit card sign up bonus. I've never spend a dime on interest or bank fees in my life.
So i guess we'll be seeing Dave on this channel as well 😅
Yeah...we it's Ramsey's Everyday Millionaire now. His twin got the 👢boot.
🤢🤮🤮
You can tell this kid has been in college for the past 8 years and not out in the real world.
If you feel guilty about spending money yet you say you’re debt free, then you’re not debt free.
Dave are you on a speaker phone now eat rice and beans for breakfast
bill gates couldn't do it but jeff bezos could
Nobody on the planet can. Fixing homelessness isn't as easy as building houses. It's an impossible issue. You can't just give away houses for free, otherwise people who work hard to pay for houses will feel hard done by. Some homeless don't want a house given to them. It's a very complex issue. Lots of drugs, crime, trauma and abuse involved as well.
San Francisco has been spending UNBELIEVABLE amounts of money to try and fix homelessness, and they're barely making a dent.
Feel guilty about spending money?
Wait till you have a 7 figure net worth, then you will know.
@@justinacase2623 That have nothing to do with spending your hard earned money.
@@saulgoodman2018 Sure it does, 100% it does. You just do not understand it.
@@justinacase2623No it doesn't. It's your money. No reason you should feel guilty about spending it.
@@saulgoodman2018 Maybe not guilty, however, cautious is a better word. Like I said, when you have 7 figures in cash in the bank, walking into the grocery store takes on a different feel. Trust me on this one Saul.
Well I guess Jesus failed at his job then