The dark secrets of NFO [New Fund Offer] | Money-Minded Mandeep | LLA
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- Опубликовано: 3 авг 2024
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More than 15 NFOs are now being launched in a single year, ever wondered why? Are NFOs really beneficial to you and should you invest in them? Let us discuss it in this video.
Read the blog in English: labourlawadvisor.in/blog/the-...
Chapters:
0:00 NFOs are overhyped
1:55 Higher Expense Ratio
8:26 Important
9:33 Size Matters
11:35 Hiding Performance
12:21 SEBI categorization
14:00 NFO: good or bad?
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Bro, I enjoy your videos. But it's secret. 🤣 Read again.
Sir kindly make a video on shiny objects syndrome if a person has too many mutual funds
Sir new itr website par video banae
brother I am 18 yrs old and I started learning investment
Sir I am from Nepal. I love your videos.sir I want to know genuine Way to Earn money by online
Yes we need A video On how to Settle Too much Mutual Fund In portfolio
will say if you have invested in many mutual funds there should be few basic steps I have recommended to my father after seeing how many funds he is having
1) Do you understand all the funds will say no matter what is the return should exit if you don't understand
2) What are your goals from that funds
3) See its performance from its pears and ones that are lagging for no reason should take and exit
4) Consult for taxes before exit
all 4 are some of the basic steps it will filter out many of the funds that someone might be having and 1-3 should be done in order and if one level is pass then the selected should go to the next level and one that has failed then go to 4th stage for the plans how to exit to reduce taxes(Taxes are very personal so it depends on your own condition only).
Hope It will help you to select good funds in the future and ya video should come to make and filter out more funds in a better way
@@namanjain3527 thanks for this . helped me Alot
@@pras8004 welcome can you tell me how many funds you own as currently I own one liquid and one index fund but most money is in my own stock portfolio
Glad to find this channel before the age of 25😂 I remember I started investing in mutual funds after passing 12th with an sip of just 500rs from my saved money. Mistakenly I invested in ELSS fund and got my investment locked in . But starting was the big step.
So now where is your that invested money?? Is that locked till now ? Cause it has only 3 yr lock in period
So did you earned from it?
You should have at least on ELSS FUND which will help you to save the tax.. And after retirement you will have handsome amount to enjoy your life..
@@ajayachiever1 Sip band ker do aur redemption Ka intzar Karo.Aur Kisi index fund me sip Shri Karo.Ismejhatke bhi Nahi Lagta.
@@sahejg3635 और 1000 रुपये का index fund suru कर देता हूँ.. देख तो लुं कोणसा index fund अच्छा है
I like the way mandeep puts on the show, sama baandhna hi itna mushkil hota bcz the topics are technical and actually boring yet he makes it interesting.
Mandeep: Size matters.
Me: I hate my mind😂😂
Play at .25x at 9:39 . Look at line above title :D
@@mbkunal saw it 😂
@@mbkunal bhai bade heavy obeserver ho tum 😂
@@mbkunal saw it.. "tum tu heavy driver ho bhai"
That's what she said :D
I wish, my mutual funds may grow at the speed of your hair growth 😁 [referring hair cut, Kidding bro].
You are doing great work by spreading awareness. Big thanks and lots of blessings brother.
Yes please plan a video on mutual fund rebalancing
Sir Today the best in class funds was also NFO in the past .....
So better to invest in old fund...like u see Many funds are being closed today.
Sir
Please do make a video that How can we correct our mistakes of over diversification in Mutual Funds. And thank you so much for such valuable knowledge. We get these quality content here only ❤
Very perfect video explaining all and everything and LIKE "SIP" ITS "SVP"- Systematic Video Planning ❤️❤️❤️❤️....
I like the way you explain
Not taking any side
Giving both side perspective
Not defending anyone.
Unbiased
Out of words now.. thanks
Hi Mandeep, I always find the content very useful.
I have questions regarding shuffling of mutual fund(SIP based investment) periodically. Is it necessary to do that or should I continue the SIP in same mutual fund
You forget to tell one point that Distributors are paid multiple times commission on NFO as compared to existing funds. I am a Mutual Fund Distributor, but I never ask my clients to go for any NFO. I believe in long term relationship and earning money by giving better products.
I didn't say that specifically, but i did say that NFO allows AMC's to charge high expense ratio and that will be born by investors. Same point, said in a different way.
But I appreciate you saying this, we need more honest distributors like you :)
Great and eye opening presentation sir. With this, our basic concept has. been cleared. Thank You very much sir and stay safe
Thank you so much for the insight. If you could kindly clarify whether the expense ratio is calculated on the basis of capital only or inclusive of profits too.
You always explains the concept beautifully, keep up the good work
You guys do a fantastic job! Keep it up! Thanks! :)
Mandeep aap ne Sandeep bhayya jaise ban rahe ho.😀
When Mandeep arrives, content will be useful 🔥🔥🔥.
Hi Mandeep, thanks for making such informative videos in an easy to understand language. Over time we do end up accumulating too many mutual funds and it would be really useful to know how to clean up the clutter. Plus is there any thumb rule on how many mutual funds we should hold?
You guyz are like angel for small business
Thank you
Yes we would very much like you to make a video on how to analyze and correct the existing mutual fund portfolio. keep up the good work, thanks!
Thanks for the knowledge, it would be great if you could make an video on best practices of portfolio like how well you can diversify your portfolio by limiting number of mutual funds.
Wow mandeep
Learned something new😁😊
Mutual fund to sahi hai but investment se pehle Mandeep bhai ke videos dekhna aur bhi zyada jaruri hai.......Kudos brother, aapke har ek video humare jaise naye investors ke liye bohut karigar sabit hote hai
Thanks man you are a genuine. Keep it up. Thank you for so much information.
Appreciable work.
very thoughtful and nice content!! Thank-you Mandeep.
Hats off your knowledge and sharing with us
No one share such indepth knowledge with a normal investor
Very Informative... This Guy is giving very deep knowledge in financial education✌✌✌✌✌✌✌✌✌✌✌
Thanks for the info.. pls make a video on how to reduce the number of mutual funds in portfolio and also tax harvesting in mutual funds..
Your content with your enthusiasm is great 👍
You make really good videos. Kudos to you!:)
Yr jb ye thumbnail dekhta
Sabzi vala
Mutual fund taza taza 😂😂😂😂 hasi smile maza sb hi aa jata
kabhi bina research kiye kisi bhi fund ya stocks mein invest nahi karna chahiye. bahe hi wo kitna bhi return de raha ho. aaise return kisi kaam ka jisne itna risk ho ki principal ka Loss ho jaye. Remember Warren Buffett investing rule.
Informative and good. Thank you
Really, 2days before I was searching about NFO labour law advisor....and here it is now....👍
Yes we definitely need video on how to manage existing mutual funds
Hello mandeep thanks for all your amazing content. Could you please clear one of my doubts. Suppose I have started in mutual fund with axis bluechip and I wish to invest for 30 years.will the fund last that long? What is the age of a mutual fund? When do I need to switch?
If a fund closes how can i save my money?
Thanks for giving the perspective. Take care.
Best channel for layman's like me who are not from finance background..
You rock
Keep up
I always had this question that how is NFO any different from investing in an existing MF after the changes in NAV will be same. And yes i was not sure about the concept behind it but your video has cleared all doubts.
Thankyou
Great info thanks SIRJI
I invested in Motilal Oswal S&P 500 when it was in NFO last year. It is doing good so far..
Sir , thank you for your contribution !
Also, pls make a video on age based risk taking ability or to invest in a fund .
Like a person aged under 30 / under 35
How they should manage their salary for retirement corpus/ house/child edu and child marriage.
In short we know we have to invest but how much amount and at what ratio to be put for above mentioned needs.
This is the kind of knowledge we need as investors.
The free run for AMCs will stop if people like Mandeep continue their good work
Mandeep doesn’t have in debt knowledge about mutual funds
@@shadabali2694So Nfo is good or not? I just need one unbiased opinion plz tell me.
This was really helpful.... I saved my father's money by not investing him into NFO. And totally agree with you, students n females needs more financial literacy.
Your all videos are very informative . Thats for yours videos. 🙂🙂
And please make video if anyone have invested in multiple mutual funds.
Thanks a lot. Much needed video.....
इस वीडियो की बहुत जरूरत थी थैंक्स सर
excellent waiting for this video for long.
How to calculate index value of a SIP for calculating LTCG or STCG, because there are multiple Instalments at different time intervals.
Hey mandeep this was a fantastic video .. very informative and crisp..
Please launch a video on how to rebalance our portfolio and at the same time reducing tax liabilities.
Hi Mandeep,
Thanks for educating on NFO and clarifying on "NFO is not IPO".
I have one question:
What is ELSS fund? Apart from tax deduction 80C and locking period, How ELSS is different from other Large,small or mid cap fund, these also invest in stocks right?
You guide me A lot #MM Mandeep Bhai keep posting this kind of jaagruk knowledge
intro music is just🔥🔥🔥
Agree
Intro music name- Niềm Nở Năm Mươi
I keep rewinding the video to listen to the intro music
@@Moj-Masti_007 thank u😇
@@ihsaashi11 ❤️🔥
Awesome explained..as always!!
Sir you mentioned ki..If any MF introducing a new NFO so they might have object behind it..like for Expense ratio or really they have a better object and plan for launching NFO..So, I have a question..how we come to know that reason..?? It's exactly they have good plan or for expenses ratio..
Yes definitely make video on how many mutual funds should be idol for generating good returns.
Yes, Need a video on what to do if multiple mutuals fund are taken
Explained quite well on every aspects
Sirji paid online classes lo, how to compare mutual funds, sips, how to read balance sheet to capture loop holes when investing for long times etc etc ...
Your videos are very helpful to understand the basics. But when it comes to decision making we need ur mentoring instead of just basic knowledge.
I hope u consider my request
Bahiya mne apke videos sai inspire hoke hi 2 SIP chalu kre hai. Ase hi videos upload kia kro aap ✌️✌️
If we invest too much in research to select NFO,
then we should go for direct to shares
Thanks sir, for providing such valuable information.
9:40 Did anyone watch the 'That's what she said' tagline in size matters. Even Michael Scott fans be like "It's better to be jagruk rather than being ladies man"
Nice explanation brother 👏🙂
Recommend 3 MF for long term( like your with low expense ratio)
I am 30 and want to build wealth over long term, will go for initial and SIP route.
Exposure to equity high preferred
Parag parikh flexi cap fund
Axis mid cap
Axis small cap/ sbi small cap
Quant active fund
Mirae Assest Emerging Bluechip ( Direct)
Axis Mid Cap (Direct)
Motilal Oswal Nasdaq 100
Very insightful 👍
Hello Mandeep,
I have a question about how to effectively invest my emergency fund (thanks to you I was able to pool that amount). I have created a emergency fund and its lying in my bank account. The issues with that are as following:
1. I might spend its as its freely available in my bank
2. My saving bank gives 3% interest (is what websites says) and some very safe liquid funds like icici prudential liquid fund also give similar returns, which is better? (as the bank has more flexibility and no risk to say)
3. Any other alternative for getting some better return
Thank you!
Very good video
You make really nice and understandable content
Excellent information 👍
much needed video ahead of this nfo season
Thanks for wonderful insighy.
Yes, please plan how to stay away from Shiny syndrome or rather FOMO
Thanks a lot 🙏
colour theme change karo bahut dull lag ra background. Background music bahut mast aur unique hai
DP change kro bhot dull lgri hai
Thank god I’m 18 and I watch all your videos yet
your content is very informative
Thank you brother👍How to choose a mutual fund and I mean iam a newbie, what points should I consider if i invest single time investment for a period of 3 to 5 years.. hope you see this comment brother
Informative video. Can you please make a video on P2P lending so we can understand the risks and if it’s safe for a diversified portfolio?
Yes sir... Waiting for the video. For this topic
The video that you had put for how to select a good debt fund with Siddharth Malhotra was very nice, similarly could you plz create a video on how to select good mutual funds
Looking forward for your video on limiting the # of mutual funds...
Please make a video on how many mutual funds one should have and type of funds to have a diversified portfolio
Yes, please create separate video for correct mistake of buying multiple mutual funds.
Please tell me Should I change/switch my mutual fund after a certain period of time when Aum crosses a very large amount as u mentioned in the video ?
Haha the thumbnail 😂you are so funny man 😂🙏
I m reading a lotabout power of compounding and i m literally amazed that I was unaware of it since so many years. But sir apni investment journey ab shuru hi kr rha hu main plz guide me I want tp use the power of compunding in next 10 or 15yrs. I would be really glad if u could help me. Big big help from u.
Thanks a lot for the info 😇
hello sir, I am understanding the concept behind the investments. was thinking to invest in US tech companies based on the current recession in US. here I got clear why I should not go for US-based MF. as I didn't build a proper portfolio in the Indian market.
EXCELLENT TOPIC... Thanks a lot
Yes please, for the video on how to fix too many mututal funds in your portfolio
For some time now, there has been a lot of practice in the case of Smallcaes. But I don't know much about Smallcase. I want to know what kind of investment is this? Would it be right to invest in it? What is the difference between a mutual fund and a Smallcase?
Sahi he bhai well information
Me : Diversifying mutual funds by having 12 MFs
Money Minded Mandeep : Technique hi galat hai tumhari
Please make video on limiting mutual funds too.
Yes
video make sense for investors brother.
Hi Ma'm , want to ask u that the concept of compounding seems fascinating and mutual fund is thing to go for as per all experts . But ma'm what if any mutual fund goes bankrupt like franklin Templeton went last year , i still have my money stuck in it . So i am worried that lets suppose i invest for 5-10 years and have a corpus of around 30 lakhs so will it be safe to but such a money in the hands of things which are not under my control . Please can u give some insight into me
Hi Mandeep, if we change a few MFs every year (as some funds underperform), then over the years total number of MFs in portfolio will increase because while active MFs for a given year may be 3-4 but past inactive schemes (where SIP has stopped) may be many more. What to do in this case ? Please guide
Is it good to invest in NFO of small cap with lesser AUM than well-established one with bigger AUM?
You guys are underrated!
Sir please make a video on particular goal (like:- car, house, corpus) mtlb ki iss goal ke liye yeh fund acha h orr iss particular goal ke liye yeh fund acha h....
Sir kya abi small cap me 1 lack lumsum kar sakte hai 5 year ke liye?? Ya abi wait karna chaiye
Hi Mandeep,Please make a video on standalone personal accident policy!
Eye opening video, thanks sir.