The Fingerprint Debit Card - BBC Click
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- Опубликовано: 11 сен 2024
- We have been testing out a new form of debit card which involves your fingerprint and hopes to prevent fraud.
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Andrew LOOOOL
Andrew that’s actually not a bad idea
lucafe oteva wait till you realise its free.....
@@orian3131 Thats a retarded idea. lol
@@GeckoClever ikr
Personally i see a lot of rich people having their fingers chopped off to accompany the stolen card
Good one😂😂😂
Personally your gay
Just carry there hand around just in case somebody needs a slap.
The Webmaster People need to be very careful with many cards out there. Alot of criminal fraud activity behind many. Especially with foreign bankin
That's not how it works. Fingerprint sensors work pretty much similar to smartphone touchscreens, they 'sense' you by reading the tiny electrical currents generated by your heart running through your skin. That's why if your fingers are wet, smartphone's screens and fingerprint sensors can't read your fingerprints because it messes with the conductivity of your fingers. Similar to if you chop someone's finger off. Since the finger is no longer powered by a heart, it's not conductive either so it won't work like in the movies.
Or you could just, use Apple/Samsung/Google pay?
You could but in some countries these things are still not available unfortunately. :/
Not everyone wants to put there card info in a phone and it doesn't work all the time.
You could but why not have this in the card anyway? Not everybody uses those systems and even if you do why not have this added layer of security on your physical card anyway
@@mattmax11 my grandma wont even pay her parking via a phone and insists in coins
ØwØ what if you don’t have your phone 🤯 or you go somewhere that doesn’t support phones 🤯
Yeah, it’s called my phone and it works better than this
"yeah, it's called my card, and it works better" - said all of us when we were introduced to Apple Pay/Google Pay
Big Daddy Toyota Corola except this adds something else to our wallets while that was taking something out
Google Pay doesn't ask for your fingerprint though and is still bound by the £30 limit fixed by the machine.
@@bradavon The phone has to be unlocked, and most phones have a fingerprint sensor and/or face recognition. And I'm not talking about the UK machines, as I'm not from there and I don't know about their limits
@@obamatxk Google Pay the screen just has to be on, not unlocked and not authenticated in anyway. This might sound odd but it's exactly how Contactless cards work. No authentication whatsoever. But in the UK the limit is £30 and you're asked for your pin every 5 transactionsg plus banks are legally obliged to give you any money back.
I think Samsung Pay requires your fingerprint. I don't use it because in the UK Google Pay is better (NFC is everywhere).
“But your phone costs a lot more, needs to be charged, and is a lot bigger.”
Yes, but I already have a phone, I charge it every day so it’s never flat and size doesn’t matter because at least I don’t have to carry around a whole seperate card to buy stuff.
BBC: Phone is bigger than the card
Apple Watch joined the chat
samsung watch works in more places
Yasin Hasan The point is the same.
Still bigger than a card
@@mazenmady1136 True, but it is more convenient than a card
Mazen Mady But it’s something you wear (more convenient to have with you), and serves at least a handful of other purposes.
As it stands, it’s still prudent to bring a wallet along when you go out, but contactless has become accepted in a lot of places now. Restaurants are the main holdout, from what I’ve seen, and you wouldn’t be able to use this thumbprint card at a restaurant anyway.
If you loose your card, you are loosing your fingerprint information on it along with that. That's seem more dangerous ! Not good idea in 2019.
It would be encrypted or something sort of that manner
@@joenishit I know it will be encrypted, but these days it can be hacked or resused with new number easily. Losing a card and deactivate an lost card will not enough any more.
I think they're doing some sort of end to end encryption even if the frauds can get your information from the card information will be garbage unless they get the private key from the banking servers which is the same as having card pins
This is so stupid I can't even tell
Finger print, is more secure then type all the information because print other people cannot access it to your card it make sense use you brain bother.
2:33 "Coffee please" oh how if ordering a coffee was that simple
hahaha yeah
I'll have a triple mocha latte double whip yoghurt sprinkle capuchino room for milk frappe.....
Why don't you use your phone instead? Apple Pay/Samsung Pay?
Because banks likes money too
Not all banks support these.
Cards are more compact, easier and quicker to use, never run out of battery, are lighter, contain more security due to the lack of software to hack or go wrong and fits in a wallet
Phones are harder to lose as well
cabbage But more expensive to replace
This is pointless. We are going to use our phones, which we have with us all the time
Lol
Not everyone has a phone with NFC.
@@RBXTrains those people probably don't have enough money to need biometric verification in their credit card
In germany no one uses the phone
If your battery dies, you're fucked. Also, phones can have far more exploitations.
2:55 The cashier was like, `wth is going on?`
Visa and Mastercard are getting scared of mobile payments, I see
Scammers*
P K well not really. All of my bank accounts use Visa or MasterCard for Apple Pay.
They are afraid of bitcoin.
Nano, they should be afraid of nano.
why they need to? with Apply Pay or Google pay - you still need to have Visa or Mastercard.
Really late to the party, it’s 2019 not 2000
This technology was not available in 2000.
Valansch but you get the point, right?
@@TimpossibleOne no, what is the point?
@@Valansch r/whoooooosh
@@Valansch people are paying with phone. And upi ids. And now they have a card with fingerprint is what he meant.
What you alway can do is give us a call and lock your card
Lmao at Lloyds I can freeze and unfreeze my card from the app.
@@Kaiyats Brilliant when your mobile is stolen :-) :-)
Dumb fuck the banks stole every ones gold once this catches on we all be slavers they print money n devalue every one else’s coz it not backed buy gold your all stuiped the banks rob u
We use UPI here in India, where we just need mobile number or QR code and we can transfer fund directly from bank to bank without any charge.
Saurabh Palatkar We have something similar over here in Sweden, it’s called Swish
In the US we don’t have a limit on contactless payments. That’s kinda odd. They do.
we dont either. you can set limits though depending on your bank.
To reduce fraud. But you can set a limit depending on your bank.
In the UK we have a Contactless limit of £30 or Apple Pay Contactless is £60 unless you’re in the Apple Store where it is Unlimited.
Conor there are actually more stores for apple/google pay. Waitrose, morrisons, starbucks, mcdonalds, tesco, costa, selfridges and more have no limit on payments. There is also a new law, after paying a total of £100 consecutive transactions, you have to use chip and pin in order to reactivate contactless (doesn’t affect phone payments)
Conor actually in the UK there's no longer a limit on apple pay, I've been able to spend over £200 on one transaction using it
Now it's even more easy to steal, just cut the thumb.🤣
Sometimes you should not speak when you do not know what you are saying. a cut finger will not work
Having watched this clip on RUclips three months later than everyone else had I am still very impressed. I mean who hasn’t been knocked back at the till area because the price of your shop has exceeded thirty pounds?
But what about thumb print readers at till points? Then we won’t need a card at all.
If national banks have accounts linked to thumb prints,
and variations between thumb prints are so minimal they’re impossible to mix up;
bank account the finger print, link it to a payment system, install print readers at till points, loose the card.
That is called tyranny and is not and idea to be entertained.
Cool Boy tyranny my foot, it’s convenience. Cut out the middle man and ban money as an elaborate expenditure to national spending.
@@L.M1792 Do one, really, you are just nasty.
Cool Boy ? No ideas what that means.
Matter of time till someone is able to scan your card for your finger print, which they can now use to access everything else in your life
@ian twy Yeah, by the time they get to where they want to extract the fingerprint with the stolen card, the card would be cancelled, and even then they would have to 3D print a synthetic finger which is accurate enough, or use a clay method which also takes time and furthermore expend time purchasing something which takes time to process etc. wouldn't work
Take off the foil hat man
So How will you scan the finger print.? There are no fingerprint on the card only Distinct Area Detection (DAD) algorithm, the algorithm locates distinct areas in the three-dimensional fingerprint image derived from the sensor. It is having facts in place when you want to comment on something you do not understand
Yes on Mythbusters
Narrator -"If my money gets stolen will you guys give it back?"
Corporate Shill- blah blah double talk blah blah price of tea in China.
Narrator - "Is that a yes or no?"
Corporate shill- Yackitty yack corporate diversion speak. ..
My favorite part lawl
Right😂
Basically NO.
Unless it’s really bad.. and even than is it really that bad 🤔-some Corp somewhere
Same rules as now, no difference.
😭🤣😭
sorry georgina but the mythbuster proved that you can lift a fingerprint and make a usable copy using just gelatin.
Not in this case
Let's see it done with this card first. There could be further checks.
Debit card is not the same as credit card.... in the end.. chose what you like... I just happy with my 4 digial pin with account to no money... HAHAHA go ahead thief....
This is pure information gathering. That's all it is.
call me crazy, but I'd rather have someone skim my card number then chopping off my hand
Mario honestly unless you're in Zimbabwe flashing your S10, no one really cares enough to go through data on your phone. If, however, your finger is now worth several hundred pounds from a tap, maybe look into hand insurance.
Sometimes you should not speak when you do not know what you are saying. a severed finger will not work
Jesus You most be stupid. a chopt of finger will NOT WORK
I love how when he went to the coffee shop, the barista already has the cup of coffee made for him
So my phone is bigger than my card. Thanks for the information but you know what, I carry my phone everywhere I go.
Visa, too little too late in the innovation. For decades you have been relying upon the magnetic strip but now, we don't need to carry your card. And soon, we might not even need you.
Yup.. we don't need visa in near future. Or banks will completely switch to RuPay cards.
2 things....first, people have been using Chip&Pin and contactless for over a decade so you're most likely from USA where the ancient magnet strip is still so popular so even more reason to carry a card since contactless is not as popular there yet and second, it's not uncommon for your phone to also lose charge right?
And considering we carry our ID card in our wallet then an extra card might save your whole day. :)
@@BenjaminHari Chips in card didn't really change the user experience or convenience. It was more of a security measure to avoid card cloning by encryption. NFC card were kind of half hearted push but it was picked up by Mobile devices. Well, you Could lose charge on your phone, but you could also lose your wallet with your card in it. The future is without a wallet and thus without a card. Don't we agree on that?
@@rohannim3100 I agree with you about the chip. But as for NFC it was actually embraced very good in the last 6+ years in Europe, Asia and especially in Australia so it's just USA being a bit stubborn when it comes to new technology lol.
Yes you could lose your wallet but lets be real around here...how often did you lose charge on your phone when out and about and how many times did you lose wallet? I'm not saying people should JUST use cards but what I'm trying to say that with a combination with your phone it's a guarantee that you will have a way of paying for basic necessities even when your phone dies on you.
The future without wallet? Perhaps if we will able to charge our phones where ever we are without carrying a bulky battery bank. Or perhaps we start paying with our biometric signature like a fingerprint, Chinese have actually done that in some cities. But if we start doing that and someone finds a way to copy your fingerprint then you can't just "cancel your fingerprint" right?
One thing is for sure, we could debate this topic for hours hehe :P
@@BenjaminHari I agree everything you just said. Biometric signatures is probably the future. We give a lot of our info anyways. The biggest local bank here is on the verge of launching it here starting from the supermarket using face recognition.
But as I said, Visa should have made all these innovation with cards a long long time ago. Not now when we are actually looking forward to being cardless and walletless.
i pay using my watch, which is secure through my heartbeat - remove the watch, it loses my heartbeat and locks
my phone is my backup and uses facial recognition - there is only a 1 in a million chance it could be spoofed
a fingerprint has a 1 in 50,000 chance of being spoofed
failing all this, very rarely i may have to pull out my bank card which is protected by my pin - and for the handful of times a year i may have to use it ..i don’t mind entering my pin
..further more; faking somebody’s fingerprint - even from a photograph - has been done, in the real world, not just movies
When you use your debit card as chip and pin even though it's contactless is a good meme
Louisoft01 contactless has a limit of 30 pound in the UK. So I'm guessing you have never paid for something worth more than 30 quid before?
Awe... I was hoping for the RFID chip surgically embedded in my brain.
Elon musk entered the chat
Abdullah Emad : lol, yeah I heard that he is trying to invent something like that. What a dusch
For all you people saying "just pay with your phone" well it's not uncommon for our phones to lose charge so even more reason to carry a card with you since we all carry our ID with us anyway.
And for the people saying "oh it has your fingerprint on it, so if you lose it then crooks will have that information", do you really think they didn't think of such scenario? That information is encrypted as heck so even if you lost it I doubt anyone could retrieve the info.
The Card is way more secure then mobile pay. On a mobile phone you have other apps and data. Which makes it possible to hack a transaction.
On a card, you have nothing but a secure crypt chip without any app or other data.
The fingerprint sensor Fingerprint Cards`s FPC1321 don´t read the fingerprint, but only read Distinct Area Detection (DAD) algorithm of the finger. the algorithm locates distinct areas in the three-dimensional fingerprint image derived from the sensor. This is 99.999 % secure
There is one thing that NatWest have not thought about what happens if you have no hands
Trefor Parr big toe?
Well I dont`t think any mobile vendor did that
No thank you I'm good with remembering my pin and using samsung pay
the same people that take forever to complete their transactions. and apple pay is also better there no limit on it
@@say4697 Samsung pay works everywhere unlike apple pay
@@say4697 Samsung pay works literally anywhere theres a card machine even on old school magnetic stripe machines. Ive never reached my limit and its probably faster than taking your card out to tap it. Literally swipe up from my phone when its off and finger on my scanner and tap.
@@Dani-yd5mb Card is way faster ruclips.net/video/6o9PURPo9FY/видео.html
@@say4697 Thats not true, there are a few countries with no limit . Jesus Are the young people so stupid
*Pointless. Online payment is leading the future.*
Innovative as it is, there is one major drawback to this problem which is if the thumb has a band-aid or undergone medical procedure, then no alternative finger to register the fingerprint.
Can always fallback to pin.....i dont see this as a deal breaker.
On the contactless limits - most card readers I’ve seen won’t allow contactless over €30.
Nothing to do with the card or phone being used - they just automatically revert to chip and pin(or swiping).
here in Brazil over R$50 on contactless it ask for the PIN but not to insert and use the chip
This is due to store limits. There is 2 contactless limits: 1 - The one set by the bank. Exceeding this limit, will require authentication, ergo, contactless+PIN. Then, 2 - The one set by aquirer, ergo the card reader. This is set depending on which business that is run, and this will prevent contactless alltogether over a specific limit.
The card reader limit is however usually bypassable, I usually ask the cashier to split the transaction into multiple consequitive ones when using mobile phone as payment. It works because in most cash registers, you can push "Card" multiple times, and add card payments for the leftover sum.
that's still not enough security. it misses the mark when it comes to transactions that were skimmed on a bad device. the card isn't insecure, it's the transaction itself which needs to be a 2 way signed transaction so both sides are verified and approved.
The NFC transaction is a 128 bit crypto 1 hash transaction. The hash change with every payment. So it is very secure
I don't wanna lose my thumb.
Visit my country and you will see that this is already happening.
1:01 she deffo fancied him
I would love BBC Click to do a programme about what happens in the future we go cashless and how would it work when the internet goes down.
Normal Cashless cards also work on the Internet.😅
Ujjwal Sharma I am on about the fact If the internet goes down how can we pay if card machines go down.
@@JosephRawsthorne31 That will be no problem with the new card. Alle the authentication is on the card and not as it is now with the old card on the internet(dataline) So the transaction will be stored on the terminal until the internet is up again.
We already have this, IT'S CALLED FUCKING APPLE PAY
People gonna lose their thumbs.
I would opt for the safer use of your big toe print, thieves will never guess lol.
They should use a nipple reader instead. I think that would be a lot easier.
@@derrickwillis171, that's one way of keeping abreast of criminals (see what I did there lol?)
@@anthonythomas1735 😂😂😂 Yeah, I see what ya did ya doofus. ...keeping abreast 😂😂
And for no gain at that. As a dead thumb won't work with the card due to liveness detection.
Am interesting concept. In Malaysia If say you pay for something online a code is sent from the bank to your mobile number registered with the bank and the code is typed into the payment section on the website to ensure it’s you.
Just another way of making secured payments say online. Otherwise using your pin when your say buy your weekly shopping with the card being with you, works as well
This is interesting to see because I would never have expected Natwest to do this. Over the years the banks in the UK have pretty much refused to do anything innovative and it's only in the past few years that they've even had fully functional banking apps. I remember when iPhone 5 or 6 first came out and apps had to adjust to the new iPhone screen size, it took nearly a year for Natwest to push out an update for it. I think because of the recent mobile banking app phenomenon, where completely mobile banking apps like Starling have hit the market and started gaining momentum, the banks have been pretty much been forced to be more innovative. If anyone has used Starling or Monzo, you'd know how superior they are in functionality to the leading high street banks and it's definitely the future. I'm interested to see what the future holds, I can see us moving towards a completely cashless society.
imagine going to the store just to find out you didnt charge your credit card
markylon your ruining the joke my dude 😐
markylon have you seen the mirror
I'd like to have it on top of the PIN, I mean that both PIN and finger scan should be required to use the card - for additional level of security. That would be nice.
Tech companies: now you can pay with your phone or your watch !
Visa:
Its more for security they are doing it incase you loose your card and your not aware and someone decides to go on a contacltess spree
@@warrencoakley but the thief needs to unlock your phone before
@@_armoricat_ Yes true, but some people dont like using GPay or Apple Pay so that's why it would suit others
No freakin way would I want that card!!!😱 I like my thumbs were they are thank you!! And secondly I do not want my finger print on any data base to be hacked into. What a stupid idea.
Either you do not understand what is said in the video or you have not seen the video. You might as well just be unintelligent. A chopped finger will not work and everything goes on the card. No data leaves the card. It is 99.999% secure
So what if I have the same card and have the black box you need to register your fingerprint?
With every development in so called payment security comes ever creative criminals who can crack the system.
On paper (I know how archaic right!) this sounds good, quicker, less bulky than a phone, no pin to recall, but honestly having to stick your finger over the area every time I think would get annoying, and might not necessarily work every time.
So what's the difference between holding your finger over your fingerprint sensor on your mobile and on a card. This is a natural move as you typically hold the card on the fingerprint scanner. And yes it works every time compared to mobiles as it uses a 3D sesor cord and not like many mobiles a 2D sensor which is much less reliable
Just use your phone to pay, even apple devices can do that now. These cards are a waste of plastic
Except my Apple card is 90% titanium-And it just sits in my desk drawer-Everywhere I go now takes apple pay...
@@garym.freedman2847 you don't even need Apple pay, idk about iPhones, but on most phones you can just emulate your regular card with nfc
So what do you do when you lose your Iphone, it gets stolen, or breaks. A defective card and you have a new one after 48 hours. How fast do you have a new Iphone when you are in Kenya or Bolivia. There is a reason why Apple Pay has only 0.7% of all payment transactions in the world even though it came in 2013. Maybe also there for Apple now makes a card :-)
Mobil Pay is very unsafe, that way the is a limit on the payment. On FPS cards there is no limit becourse it is safe.
1) Fingerprints are NOT unique, it’s just very unlikely two people will have the same print
2) if the card still has the black magnetic strip on the back, then the whole things is easily defeated.
3) What if something goes wrong in the card and I can’t pay for my item, what’s the backup?
Or just use a smartphone
So when you drop your smartphone, or it gets stolen or runs out of power. A lost card and you have a new max 24 hours after a mobile ?? will maybe take weeks
It's arguable if we even need cards anymore. All that's needed is Gpay and update the ATM to accept a contact less withdraw of cash, the card info can be sent to your email, text or post. The technology already exists it just needs management
I guess no more pickpockets, just mug and cut their thumbs.
Jokes on them I used my pinky
What about shopping on the internet??? Who's protecting that?
One day there will be FaceID in the place of finger sensor
I'd rather have a fingerprint security instead of bullshit face id
@@rishabprasoon5970 it's not bullshit you know
If you get killed they can still use your card, I’d suggest a heart rate sensor or something to detect you are alive to make it much more full proof.
Pfft, Who needs this when you have NFC-Moblie Pay..
If ur living in the 3rd world country ahahah
So what do you do when you lose your phone, it gets stolen, or breaks. A defective card and you have a new one after 48 hours. How fast do you have a new phone when you are in Kenya or Bolivia. There is a reason why Apple Pay has only 0.7% of all payment transactions in the world even though it came in 2013. Maybe also because Apple now makes a card :-)
I’ll never get out of the carpark after visiting the swimming baths, anyone who works with their hands will have the same problem I have with scratches and cuts to fingers, changing the fingerprint daily, my iPhone was so intermittent I’ve changed it for face recognition, works!
believe me, there will find a way to steal your information
good luck stealing someone's finger
@@akaakaakaak5779 watch how people get their fingers chopped off for his. People are hungry and will do anything for money.
Your physical fingerprint when using the card is compared to an algorithm (jumbled numbers) of your print that is stored on the card. The card without your physical print is useless. That's the power of Biometrics. I can't wait for this in the USA
Great idea! Now thieves will also cut their victims fingers off :)
Not if you hand the card over like a normal person as your finger is more valuable than money I assume.
@@adzsn5787 no they will need the finger to use it cus no pin😂
The card would still need to have chip and pin backup in case of older terminals or abroad
And in case the customer injured his or her finger or thumb
Also being sent a code to you’re mobile might not work in a shop due to the building construction
And mag stripes should of been withdrawn a decade ago since chip n pin
Yes our phones are thicker
But we bring it everywhere we go
If we get the card it is just adding thickness anyways
Soo it is better to just use our smartphones
I don't bring my phone anywhere I go.
Morgan Sinclair well there no point for you too have one then...
@@gostz6839 Huh?
Adding thickness? Foreal?
Due to the unforeseen pandemic, they have raised the contactless spending limit to £100, so I doubt any bank will implement this :(
@Vape Girl who?
Honestly though it's cool but who wants to carry a card? When you have your phone for everything.
I want to choose.
What about when you buy something online (where I'm guessing 99.9% of card fraud happens)?
There are a number of ways to use your Fingerprint card to do secure online shopping. MEREAL, IDEMIA cardmaker has a number of ways
ruclips.net/video/UwZdZNIryzc/видео.html
ruclips.net/video/RQHbuJbavl0/видео.html
Banks trying to stay relevant in the mobile phone age :-)
Well Fingerprints can be collected and the CCC (Chaos Computer Club) already proofed it. Not only they published a finger print of a german politician ( a high one) but they hacked the Touch ID of the iPhone 5s.
This card can give you a false feeling of security and might cause you to loose more money. First question is, what is with the card reader? Can somebody else use the card reader to put a different fingerprint on the card? It looks like there are multiply ways to attack that system.
What they should do is an area on the card, that you need to press/close, so only then you can pay contact-less. Only when someone want's to pay contact-less, you can pay with it. This won't help when the card got stolen, but it prevents someone to come close with a contactless terminal and scan the card in your pants or backpack.
lol this will just result in people getting their thumb either skinned or cut off as well as robbed.
paul c you know that's what people said about smartphones with fingerprint readers
What people like Georgina Bulkeley don't mention is what will happen when (not if) they get hacked? The difference between passwords/pins and biometrics is that you can't change your finger, eyes or face!
1:02 we won't give lost money 🤣🤣🤣
What about places where you have to give the cashier your card? (Drive thru)?
The most critical information is how much more does it cost in comparison with a normal chip card.
I see the good in this. Yes its good incase you loose your card and you are not aware of it been lost and someone decides to pop into loads of shops and spend using your contactless option.
What's the point in this. Most shops, restaurants, hotels etc only allow 30 as it's capped. This is touched upon at the end, however, I've tried to pay for things with my Apple watch and which should be limitless but still capped at 30 by most stores. So until the contactless payment of 30 is removed. This product is useless.
So if a hacker gets his/her hands on your card they not only get your info but a digital copy of your finger print
But most people have their phones with them...phones have better security when using fingerprints or faceID. The only advantage this has is the spending limit (which should be increased when using phones) and it can be used in ATMs or at non-contactless terminals.
I wonder how durable it is.
Have they changed the silver numbers which are near impossible to see in certain lighting conditions?
Never ask a marketing staff member about technology. sigh, nevermind crooks chopping off your fingers when they steal your cards now. There are ways for crooks to fake fingerprints like on "CSI" *roll eyes*. especially when fingerprint will leave, fingerprints, on your cards. Hell, a kid with pencil shaving will be able to find the oil your finger could leave behind.
hahahah look to her face when he said that it wont work with duplicated finger print !!!
The form of input may change but the end results is still one's and zero's that can always be replicated. Hate to say it, but this method has its holes just like those before it.
this is just a fancy card...scammers dont need your thump prints and all that jazz all the need are the card number. exp date and cvv...so if unless this card doesn't have one it wont make any different just a fancy easy way to pay card without remembering your pin..
Here in Australia our Visa and Mastercards allow up to $100 AUD on payWave before requesting a pin.
Luckily us in Denmark have something called MobilePay. You just type in how much money you want to send to a phone number (they have their bank account linked to their number) then you send it to that number. WITHOUT TAXES MAY I ADD! You can pay with MobilePay everywhere from stores, to discos, grillbars, to pizzarias, and basically everywhere. Or you could just have the normal sensor on your card. Oh wait, you guys still don't have that.
TL:DR
Denmark has better technology than the US.
We’ve had that in Sweden for 3 years, and it’s not as ugly as that card. We don’t even have a battery inside the card.
So? Sweden is not to be followed, you also have gangs roaming that rape.
When did we all become so spoiled? Just use your physical card like a regular human being. Enough of this "pay with your phone/smartwatch" nonsense.
payments - "experiences"
can they be stolen - "you can always call us"
This is called manipulation with words
This doesn’t sound like a good idea. They either need to come up with something safer and better other then putting more personal information on a card that already can’t be controlled for privacy customer protection
Yes... Because we want banks to know even more about us 😂
Scotch tape should bypass the problem
If you’re at a restaurant what are you gonna do when they take your card and you’re not there to make a payment with your fingerprint at the register they have in the back
The problem isn't the banks, the problem is retailers updating their payment devices
Now the real question is how much would the card cost for us normal consumers?
🔵 I can see this would be a wonderful thing for White Collar workers but when it comes to the rest of us who use our hands to make a living, I can foresee a major difficulty.
I often use epoxies and various types of cyanoacrylate adhesives that fill in your fingerprints for several days and would cause your fingerprint to be rejected by the card, I'm sure this would only need to happen once to someone of importance before the whole program was dropped, people already have experienced the same difficulty trying to get into their phones equipped with fingerprint recognition, imagine being shut off from your credit card because it won't recognize you!
So I know people will first think of thief’s, but RIP to teenagers using their parents credit card to buy something (not to steal money but if the parents ask them to do something for them and go buy something but the teen does not have their own money)
Get ready to frustratingly shout at your card when the fingerprint scanner doesn't work. When a phones scanner doesn't work, you have an option of a pattern unlock or pin number. I hope this has some redundancy built in.
It has the option for a pin if you want.
Most people carry phones, except, maybe some villagers in the middle of Africa. Most phones are able to Google Pay, Samsung Pay or even Apple Pay.
Use your phone! What the hell would I need to carry my credit card for?
So if the technology fails to protect our money, they are not liable at all. I think "Case by case basis" means they are not liable.
bad guy 1: Did you get his credit card?
bad guy 2: Yes, but it needs fingerprint
bad guy 1: Moron..., go back and cut his fingers
Most of people can afford this card, so they can buy a smart phone with NFC pay. Why do they buy an extra device. That is the reason why Coin Card disappeared.