Rule number 1, pay yourself first. Start at 10% from each check. In your example of each check at $1200 each should be $120 saved FIRST. Even before you pay bills. Otherwise you will never have savings or an emergency fund. Most Americans pay bills first and only add to savings last. Millionaire's swear by it and would be able to build wealth of they didn't pay themselves. In your example you should cancel things like Christmas, giving, and no going out to eat. Great video!
Thank you so much for this. I’ve a very low income so I pay myself 10% 1st and the rest going on everything else and now I’m left with money each month
Wish someone told me this in the last 6yrs, right now i would be singing a different song. Am still grateful that i landed on your channel while looking for something to help me gain financial freedom. Am in bad shape. Well, i also know it's never late to start ❤
I love your penmanship!I started with a notebook and pen but later purchased the cute binder and envelopes to keep me motivated. Because like you said it is CHALLENGING.Thanks for sharing this info
I love this budgeting video ! One of the cleanest and easy I've ever seen to help someone get on the right track financially , thank you so much for sharing!!!!
Yes! To put the expenses by due date is easy regard when the paycheck is that way you know if you have to roll over money for the next period to complete the next bill.
Thanks so much! I am 18 and I am buying my first car and starting to pay rent and bills! So this is so helpful for me! Especially since it is very hard for me to process things in my head thank you!
This is a good beginner budget video! This is how I have done it more or less for the past several years and it has served me well. I just learned about cash stuffing and I'm excited to try it this year. I'm currently reworking my budget to prep. Cheers! May we all have a prosperous new year.🤑
This was just what I needed because I have all the stuff and then I was like now what? lol this helped a loooot😍 thanks for doing this because I was banging my head on the wall.
thank you so much for this video! Directly after watching this i made this spreadsheet for myself , super easy to see how much money you have coming in vs going out! love this more than i can express thank you again !!
This was so simple and easy to understand! Thank you!! Also your voice is so relaxing and helped me not stress as much while I’m thinking about money haha
I appreciate it so much, if we could forget about our finances without worring about paying bills forever would be awesome. I’m so glad my video helped for a while. Have a great blessed day
Good for you for prioritizing well and cutting out AMZ and other non essential things. I find it a bit confusing why you wouldnt just go through and pay or put 1/2 of each one in your envelopes. It would be so much easier, and less likely that you will choose to NOT put it in one week or another. You have no money at all allocated to spending. You have to allow yourself a little fun money or you will not make it. Its like dieting; if you cut out an entire food group, you will eventually binge on that food group due to feeling deprived.
Do you make another line for small trips or vacation? For example, my husband flies home every thanksgiving. And we usually drive to a MLB baseball game (SF Giants) at least one time a year, and that's tickets and hotel. So do you estimate what those costs are, then make a line and save for them? And what about splurges? Do you just not ever buy anything that you want? Say your favorite foundation is on sale from 55 to 30 and you're almost out. Where does that money come from? And my husband gets paid per week, so dividing up my bills will be difficult. Like do I just divide bills into 2? Like my power is about 160 too, but taking 40 per week seems complicated, so maybe take 80 for two weeks? I could see doing the rent divided by 4, but some small bills would be too much work to divide by 4.
Hello, I could suggest saving another row for extra vacation/baseball game. For example foundation… all those extra things I am on a strict budget where I don’t spend a penny on myself., but that has changed a bit I’m working another job and Can afford it now. I’m taking money and putting it aside to personal. About your power example it is high but you have to make your budget what works for you. For example taking $80 for 2 weeks if it’s do able Just don’t stay with out money when you budget. Make your income have a place to go, assign all your money a place. Good luck Thank you for watching
This really help me to understand budgeting more. I know I’m not a cash person so I personally use qube money and another bank. I’m glad I watched this I’m going to adjust my budgeting style to fit this into it.
Summer is coming, I like the summer at times. The other day it got hot I thought I can’t wait till winter. 😆 I don’t even want to think of my Bill getting so high in the summer
Love this video.. straight to the point and done... 1,2,3.. Thank you for not complicating this for me.. unlike the other videos with all these long nails and unnecessary envelopes that they don't need.. thanks again..
I also love budgeting videos, i’ve been on this journey for a while and decided to move forward and share my videos as well. Thank you so much for watching. May God bless 🙏🏻you, I hope to keep seeing you in my videos😀
Great video :) this is way more clearer to follow than the archaic way that Ive been doing it on the computer Word Pad just typing it out in sentences and numbers line by line.
Fixed means each month is the same $$, variable changes. It doesn't matter what it is. I keep hearing variable being things you don't need to necessarily spend money on. That's not variable. That's optional. Basic living expenses are rent, food, utilities, for example.
Thank you so much, I’m in debt having shared that part but I’ll probably do a video soon. I really want to be debt free, I pray 🙏🏻 to Our father we have be debt free some day
😁😁😁💜💜💜 Thank u. I was having hard doing my budget. An u really open my eyes. I still a Lil help did u ever think about doing a budget picking a random 🤔 person??? Thank u so much
❤ Awesome Video as always! Tips For Creating An Effective Budget- 1. Know The Purpose Of Your Budgeting 2. Make an Irregular Expense Plan 3. Know Your Income 4. Determine Your Monthly Spending 5. Set Reasonable Goals 6. Track Your Spending 7. Try Out Different Budgeting Plans 8. Create An Emergency Fund 👉 Stay connected & keep up the great work.
Hello! I love the Video. My question is after watching this on and your Sinking funds video were do you get the money to put into the sinking funds categories because I didn’t see it in the budget plan. Sorry if this is a crazy question.
In this video we were living on one income, bi-weekly pay I split that most be paid with both checks. I take money from the bank to pay for bills and sinking funds I use the cash method Thank you for watching
Thank you for sharing, I understand how to start-- but how do you start? Example: If I have bills due now, and I’m just starting this method… do I pay the bills then start this projection method, or?
I need help with money management. I am trying to spend less. I save $200 a month because I quit smoking. I have been a non-smoker for almost eight years. I save money because I don't buy cigarettes anymore. I am a non-smoker and don't want to waste money on cigarettes or cigars. I save money but prices went up for things I used to be able to budget for. Great video on money mgt!
I loved watching to video I used to split 1/2 my bills until one month I forgot to pay to other 1/2. I know you said you can do that too. I don't want to use cash envelopes I don't want to go to the bank and withdraw money. Then I am constantly moving my cash envelope money around. Any suggestions appreciated. Thanks
This works for me, If the money stays in the bank, it’s gone With careless spending. This is what works for me. Unless you leave all the money in the bank and be very strict on how much is left for fun money, eating out, spending, etc. Hope this helps 😃😉
Question if you’re starting the budget the 1st day of the month and you’re separating money biweekly how can you pay the rent if it’s due the 1st of the month? How can I start doing the budget and you only have the half that is due for example I get pay weekly which means that mortgage will be divided by 4 ? I’m confused how can I start if I have to pays expenses every week different otherwise I will not have the money together because I’m dividing it into 4 if my water its due 5th and electric the 10th I’m kind of confused
Hello this is a step that I forgot to mention, you have to budget a week or two before the bills come in For example paycheck 28 and 7 off the month Budget with your 28th day check off the month before, for upcoming bills Video soon explaining this Good luck 🙂
Exactly something contradicting to me and something I can’t figure out. For example September checks dates 1,15,29 Last check is to pay the beginning of the bills for the following month of October. So is there really a third check??? 🤷♀️ Some one help!!!🙋🏽♀️
Question, if your car loan is due on the 12, but you’re splitting it over 2 checks, won’t it be paid after the due date? I’m struggling with splitting the payment but also paying on time. Thanks for your help!
Hello, would you be able to pull the whole amount of cash in one check? For example you get paid on the 1st and 12, The check that comes first you can take out the full amount to pay it in time. You are able to take out half from first check and half the next but in order for you to pay it on time that first check of the month will be needed to pay it Good luck Hopefully this made sense
That’s why you need to be one month ahead of your bills. Like using July income to pay August bill in that way you already have the full bills amount waiting to pay next month bills ☺️
@@planbudgetsave of course, it was very helpful My first ever Budgeting I watched and understood lol I just made list of all of my expenses after dinner Next I got to get a budget binder and cash envelopes
I had to make changes and work on some because I was falling behind on some. So if my house is due the first I have to budget with the last check of the month For example the 28th Updated video coming 😃
I would hope that family budgeting included the entire family. Two individuals with different priorities and goals will not work. Budgeting is a team effort.
Ok I see you included your sinking funds in with the bills I didn't know so I didn't do that but whatever is extra I could just use that and make a sinking fund right ? It comes out to be the same yes ?
You can do what works for you, if you don’t know the full amount, then you can over budget by a few more dollars. You have money left over or you can add it to sinking funds
I have a account we’re i put all bills money that does not have a card I have a second checking for gas and stuff to pay with debit card and I have 3 different savings 2 are automatically withdrawn from my checking and I don’t see the money one is with capital one savings and another with American Express savings that gives me. 3.5% interest better then most places were your money don’t grow the 3 savings is with my bank and that one is for emergency founds is not a good idea to keep money from rent at home especially for a must pay bill keep on a account that you don’t have a card. Better my opinion I also split everything in 4 I get pay every week and this rest works for me and the cash envelope as well ❤
We’re on a savings plan that we don’t pay much after 7pm I’m worried we’ll pay more that way even though it averages about the same… We don’t pay much in the winter time But in the summer we’re do
About recording what you actually spend. Can you or anyone recommend an app (not for i-phone - i have a samsung) where I can put in how much mony i can use every month and then have different catagories and then when i get out of the shop i can put what i have spent right under the categories and the app will automatic detract the amount and tell me how much i have left? I am not talking about a budgdt app. What i need is an app where i registeer my income after i have paide all the nessesities (on amount) and then can put how much i have spent in and the app registrer it and detraks . Only one income/salery category and multiple outgoing categories. Not a budgetin-spp. I am not so good at english as it is my third language but i hope this is understandible and that someone can recommend an app for me because i can only find apps where i have to write how much i can use on this or that. Thank you.
Hello I understand what you mean. I have an app that’s not a budget app, it’s on iPhone though. I’m not sure if they have it on Samsung It’s called Bills I hope you can find what you are looking for. Thank you for watching my video
Hi Tia, I use good notes. Here’s the link to the video on budgeting using that app… ruclips.net/video/BYBHj8wqp7Q/видео.html I have a download on Etsy for the budget sheet I use. 😃 Thank you for subscribing.
Rule number 1, pay yourself first. Start at 10% from each check. In your example of each check at $1200 each should be $120 saved FIRST. Even before you pay bills. Otherwise you will never have savings or an emergency fund. Most Americans pay bills first and only add to savings last. Millionaire's swear by it and would be able to build wealth of they didn't pay themselves. In your example you should cancel things like Christmas, giving, and no going out to eat. Great video!
Hello Blair I been working on this
I no longer save for Christmas or eating out 😃👍
I struggle with this, pay yourself first...
@@planbudgetsave .....How To Pay Yourself First : Rich Dad, Poor Dad by Robert T. Kiyosaki....ruclips.net/video/C1C2Fz55-g0/видео.html
@@crystalruoff5818 ... .....How To Pay Yourself First : Rich Dad, Poor Dad by Robert T. Kiyosaki....ruclips.net/video/C1C2Fz55-g0/видео.html
How can you grow a savings if you can't fully cover your bills 1st?
Thank you so much for this. I’ve a very low income so I pay myself 10% 1st and the rest going on everything else and now I’m left with money each month
That’s a great idea! Good job
Wish someone told me this in the last 6yrs, right now i would be singing a different song. Am still grateful that i landed on your channel while looking for something to help me gain financial freedom. Am in bad shape. Well, i also know it's never late to start ❤
It’s never too late. I was struggling so bad. Things are getting better by Gods Grace
Budgeting might be the call to get started! 🙂
I love your penmanship!I started with a notebook and pen but later purchased the cute binder and envelopes to keep me motivated. Because like you said it is CHALLENGING.Thanks for sharing this info
We need to keep that motivation to save and budget our income, thank you for watching. 😀
I’m just the opposite. I’ve tried using a planner but I always end up using pen and paper, or I use certain free printables
Oooo
@@planbudgetsave hello. Where can I get a pen like you're using? TIA
Budgeting is so hard when you’re on a low income very thing has gone up so much it’s not easy these days x
It’s getting harder. Glad gas has gone done a bit.
@@planbudgetsave I haven’t had my gas on since March not needed it in the uk trying to cut down x
Finally a simple and easy budgeting video that I can do and relate to. 💚🙏🏿❤️🤗
Glad it was helpful!
I love this budgeting video ! One of the cleanest and easy I've ever seen to help someone get on the right track financially , thank you so much for sharing!!!!
I appreciate it so much, I’m glad it helped. 😃
Your feedback helps me know I did well. Similar video with cash stuffing coming soon 🙂
Yes! To put the expenses by due date is easy regard when the paycheck is that way you know if you have to roll over money for the next period to complete the next bill.
You got this!!🤗
Thanks so much! I am 18 and I am buying my first car and starting to pay rent and bills! So this is so helpful for me! Especially since it is very hard for me to process things in my head thank you!
Glad it was helpful!
Good luck with everything. Dont get into debt its no fun.
I’ve been watching so many videos about budgeting and getting so overwhelmed. Thank you for this video. It’s the first time I feel like I can do this.
You can do this!!! 😉
This is a good beginner budget video! This is how I have done it more or less for the past several years and it has served me well. I just learned about cash stuffing and I'm excited to try it this year. I'm currently reworking my budget to prep. Cheers! May we all have a prosperous new year.🤑
Prosperous Year , here we come!! Cheers
This was just what I needed because I have all the stuff and then I was like now what? lol this helped a loooot😍 thanks for doing this because I was banging my head on the wall.
Aahhh I know hire it feels to be in that situation.
Thank you for watching😃😄
thank you so much for this video! Directly after watching this i made this spreadsheet for myself , super easy to see how much money you have coming in vs going out! love this more than i can express thank you again !!
Nickie , you made me happy. So glad it helps
This was so simple and easy to understand! Thank you!! Also your voice is so relaxing and helped me not stress as much while I’m thinking about money haha
I appreciate it so much, if we could forget about our finances without worring about paying bills forever would be awesome. I’m so glad my video helped for a while. Have a great blessed day
I’ve watched so many budget videos and this one made so much sense. thank you for sharing!
Thank you that means lots!
Glad it helped
Good for you for prioritizing well and cutting out AMZ and other non essential things. I find it a bit confusing why you wouldnt just go through and pay or put 1/2 of each one in your envelopes. It would be so much easier, and less likely that you will choose to NOT put it in one week or another. You have no money at all allocated to spending. You have to allow yourself a little fun money or you will not make it. Its like dieting; if you cut out an entire food group, you will eventually binge on that food group due to feeling deprived.
You have made such a great point!
Fun is needed or else you feel overworked just paying 💸 bills, thank you for your advice I appreciate it. 😃👍
Nice and. Clear budget but the best is made with pen and pencil and alot of creativity and love 🌠
You’re the sweetest😍
I had watched other videos before and it was overwhelming and I was very confused but now its so easy thank’s to you I will try it
You did an excellent job!!
Thank you 😀
Do you make another line for small trips or vacation? For example, my husband flies home every thanksgiving. And we usually drive to a MLB baseball game (SF Giants) at least one time a year, and that's tickets and hotel. So do you estimate what those costs are, then make a line and save for them? And what about splurges? Do you just not ever buy anything that you want? Say your favorite foundation is on sale from 55 to 30 and you're almost out. Where does that money come from?
And my husband gets paid per week, so dividing up my bills will be difficult. Like do I just divide bills into 2? Like my power is about 160 too, but taking 40 per week seems complicated, so maybe take 80 for two weeks? I could see doing the rent divided by 4, but some small bills would be too much work to divide by 4.
Hello, I could suggest saving another row for extra vacation/baseball game.
For example foundation… all those extra things I am on a strict budget where I don’t spend a penny on myself., but that has changed a bit I’m working another job and Can afford it now. I’m taking money and putting it aside to personal.
About your power example it is high but you have to make your budget what works for you. For example taking $80 for 2 weeks if it’s do able
Just don’t stay with out money when you budget. Make your income have a place to go, assign all your money a place.
Good luck
Thank you for watching
This really help me to understand budgeting more. I know I’m not a cash person so I personally use qube money and another bank. I’m glad I watched this I’m going to adjust my budgeting style to fit this into it.
Hello Deon. I’m glad it helped 😀
Best beginner video ever. Thank you so much.
Aaahhh thank you, so glad this helped
New supporter here from budgeting community to support you on your journey.
I love this video! But what if my paycheck is bi-weekly and also changes all the time depending on the week. 😓
Budget for priority Bills. What are bills that must be paid?
Thank you! I am happy to see how others budget. Finally a budgeter from AZ. I have APS as well and am not looking forward to my summer bill. 🙂
Summer is coming, I like the summer at times. The other day it got hot I thought I can’t wait till winter. 😆
I don’t even want to think of my Bill getting so high in the summer
this is literally the most helpful video ive found on budgeting!! thank you!!
Glad it was helpful! 😃😀❤️
WOW. 53,0000 VIEWS AND YOU HAVE LITTLE OVER 1,900 SUBSCRIBERS. AWESOME JOB!!!!!
😀
Love this video.. straight to the point and done... 1,2,3.. Thank you for not complicating this for me.. unlike the other videos with all these long nails and unnecessary envelopes that they don't need.. thanks again..
😁😆 you made me laugh, thank you for coming to my channel.
I love budget videos! New subbie! Those nails are beautiful! Thanks for sharing! Be blessed!
I also love budgeting videos, i’ve been on this journey for a while and decided to move forward and share my videos as well. Thank you so much for watching. May God bless 🙏🏻you, I hope to keep seeing you in my videos😀
Welcome to the budget community! 😊❤️
Thank you!! 😊
This is the best one I’ve seen
😃
Thank you so much, this way makes it easier for me to get started.
You are so welcome!
I agree, this is such an easy and great way to budget.
I would suggest you create a house account for your fixed expenses. Put your utilities on a budget plan and automate as many bills as you can.
😃
Great video :) this is way more clearer to follow than the archaic way that Ive been doing it on the computer Word Pad just typing it out in sentences and numbers line by line.
Visual and writing form is what I like to do
Glad this helped!! 😃
Fixed means each month is the same $$, variable changes. It doesn't matter what it is. I keep hearing variable being things you don't need to necessarily spend money on. That's not variable. That's optional. Basic living expenses are rent, food, utilities, for example.
True, True
I’ve made changes to mine budget because of cost of living and prioritize the Must paid bills
Your writing is so pretty!! Awesome video, so happy to be following your journey
Thank you so much, I’m in debt having shared that part but I’ll probably do a video soon. I really want to be debt free, I pray 🙏🏻 to Our father we have be debt free some day
@@planbudgetsave you are on the right track girl that is a great start, cheering you on 👏🏼 God bless you!!
😁😁😁💜💜💜 Thank u. I was having hard doing my budget. An u really open my eyes. I still a Lil help did u ever think about doing a budget picking a random 🤔 person??? Thank u so much
❤ Awesome Video as always!
Tips For Creating An Effective Budget-
1. Know The Purpose Of Your Budgeting
2. Make an Irregular Expense Plan
3. Know Your Income
4. Determine Your Monthly Spending
5. Set Reasonable Goals
6. Track Your Spending
7. Try Out Different Budgeting Plans
8. Create An Emergency Fund
👉 Stay connected & keep up the great work.
Great advice and list!! Thank you
@@planbudgetsave You are welcome. Stay connected.
Thank for your teaching. You’ve made it so easy. I understood everything
Glad it was helpful!
Hello! I love the Video. My question is after watching this on and your Sinking funds video were do you get the money to put into the sinking funds categories because I didn’t see it in the budget plan. Sorry if this is a crazy question.
In this video we were living on one income, bi-weekly pay
I split that most be paid with both checks.
I take money from the bank to pay for bills and sinking funds I use the cash method
Thank you for watching
Thank you! I found your system easy and less stressful.
I’m glad 🙂 it helped
Thank you for explanation. Question what pen are you using? 😅
Bought them at target
Walmart had them too 😀👍
Expenses* This video is very helpful. Thank you for sharing 🙂
Thank you for watching
Glad it helped 😀
This was the best explanation ever.
Thank you 😀
Absolutely enjoyed this video. And understood how you did this. Following you now
😘 thank you
Iam so glad I found you. You explained it the way I coul understand it thank you so much
I’m so glad you were able to understand it, I want to do anther video to explain a few more pointers I forgot to mention. 😀😃
This was very helpful! Cause I need to know where all my money goes
Every penny we spend needs to be tracked, I would spend here and there and money would vanish. Good luck with it.😀
Thank you for this video. Please keep them coming.
😄😊 thank you
Wow your handwriting is beautiful!!!!
Aahhh you’re too sweet 😘
Please.....what kind if markers are you using and where can I ourchase them? Ty😊
Target and walmart have them
Fineliner Pens, .3mm,
😃
Thank you for sharing, I understand how to start-- but how do you start? Example: If I have bills due now, and I’m just starting this method… do I pay the bills then start this projection method, or?
YOu can do it that way. Ill do an updated video explaing this. Pay what you can then start a budget in writing.Thank you for watching.
I need help with money management. I am trying to spend less. I save $200 a month because I quit smoking. I have been a non-smoker for almost eight years. I save money because I don't buy cigarettes anymore. I am a non-smoker and don't want to waste money on cigarettes or cigars. I save money but prices went up for things I used to be able to budget for. Great video on money mgt!
Good for you, 🥳 thank you Congratulations
Keep to the good risk
I loved watching to video
I used to split 1/2 my bills until one month I forgot to pay to other 1/2. I know you said you can do that too. I don't want to use cash envelopes I don't want to go to the bank and withdraw money. Then I am constantly moving my cash envelope money around. Any suggestions appreciated. Thanks
This works for me, If the money stays in the bank, it’s gone
With careless spending. This is what works for me. Unless you leave all the money in the bank and be very strict on how much is left for fun money, eating out, spending, etc.
Hope this helps
😃😉
Thank you so much for this video, it was incredibly helpful!! Definitely checking out more of your videos ((:
Thank you sienna 😃
Question if you’re starting the budget the 1st day of the month and you’re separating money biweekly how can you pay the rent if it’s due the 1st of the month? How can I start doing the budget and you only have the half that is due for example I get pay weekly which means that mortgage will be divided by 4 ? I’m confused how can I start if I have to pays expenses every week different otherwise I will not have the money together because I’m dividing it into 4 if my water its due 5th and electric the 10th I’m kind of confused
Hello this is a step that I forgot to mention, you have to budget a week or two before the bills come in
For example paycheck 28 and 7 off the month
Budget with your 28th day check off the month before, for upcoming bills
Video soon explaining this
Good luck 🙂
I'm your 888th subscriber. Thank you for this video! 😘
Yeih 🎉 thank you
Love you penmanship. I wish mine was just legible lol😂😂😂
You’re too sweet
Half the time I don’t like my writing 😊
Thank you so much . I am Canadian , I plan to try the $5 dollar challenge Question where do you get the little envelopes. Please and thanks
Some envelopes I made myself
Some Can be printed on a printer for free. 😊
Great video!! I’m now starting to get paid bi weekly and this video helped a lot!
You got this! Glad it helped
Wonderful and informative budgeting video! Good luck
Thank you 😀
Like that you don't speak too fast. What about the months when you get 3 pay checks in the month, how does that work?
Exactly something contradicting to me and something I can’t figure out.
For example September checks dates 1,15,29
Last check is to pay the beginning of the bills for the following month of October. So is there really a third check??? 🤷♀️
Some one help!!!🙋🏽♀️
Question, if your car loan is due on the 12, but you’re splitting it over 2 checks, won’t it be paid after the due date? I’m struggling with splitting the payment but also paying on time. Thanks for your help!
Hello, would you be able to pull the whole amount of cash in one check? For example you get paid on the 1st and 12,
The check that comes first you can take out the full amount to pay it in time. You are able to take out half from first check and half the next but in order for you to pay it on time that first check of the month will be needed to pay it
Good luck
Hopefully this made sense
That’s why you need to be one month ahead of your bills. Like using July income to pay August bill in that way you already have the full bills amount waiting to pay next month bills ☺️
@@tu6166 you answered the question I just asked! Thank you
Most companies allow you to change the due dates.
love this set up
Thank you my friend
Super helpful video! Thank you so much 💕
Thank you
Thanx for sharing, new subscriber here. I launched a channel after being inspired by creators like you.
Great will check out your channel as well. Thank you for watching.
Love the video
Thank you for making and sharing 💜
Thank you for watching and commenting 😃
@@planbudgetsave of course, it was very helpful
My first ever Budgeting I watched and understood lol
I just made list of all of my expenses after dinner
Next I got to get a budget binder and cash envelopes
I agree with other commentators you have beautiful penmanship, would you please share the pen you are utilizing?
Hello, it’s fine tip pen gear, available at Walmart 😀
Thank you so much for this video and for explaining in detail of every step. It's simple and easy to follow. Will definitely be using this.
Glad it helped 😃😁
You have such a soothing voice
Thank you 😊
So is check #1 for the 1st month and check #2 is for the 2nd month?
Same month
Biweekly pay 😀
What gets me so confused is if you have a set due date then how can you split the payments up like that wouldn’t that make your payments late???
I had to make changes and work on some because I was falling behind on some. So if my house is due the first I have to budget with the last check of the month
For example the 28th
Updated video coming 😃
What I did was put it on my credit card and make bi weekly payments on that card.
Great explanation on budgeting. I
Thank you Jessica 😉
Very helpful beginning
Thank you 😉
Yes .give to your pets at least $5 for food, veterinary and hygienic prod.
😃
If my husband pays rent and utilities would I still add that? Same thing with phone and car insurance.
Are you budgeting together? If combining income then yes you combine all bills paid and you would include rent. Happy new year
I would hope that family budgeting included the entire family. Two individuals with different priorities and goals will not work. Budgeting is a team effort.
Ok I see you included your sinking funds in with the bills I didn't know so I didn't do that but whatever is extra I could just use that and make a sinking fund right ? It comes out to be the same yes ?
Exactly!! Money that is left you put towards your stinking friends
@@planbudgetsave Thank you sooo much this was so helpful
Mint mobile will cut your cell to 15.00 per month. Love them and I believe T-Mobile bought them and still 15.00 per month
I will look into that
T
Mobile don’t have service where I live, when my sister comes to visit she has no service. She has T-Mobile
Thank you 😉
Thanks!
Thanks to you for watching 😉
Thanks for the video
Thank you for watching
Thank you sista!
Thank you😃
How do you divide car payment and rent in half if both due at beginning of month and get paid bi weekly
YOu have to bugdet with the prior checks.find something that works for you. Have a Good Day
Thanks so much for this ❤️
Thank you for watching. I’m hoping it will help with your budgeting 😊
What is the pen you are using?
Thin markers, pen gear they sell them at walmart
what is matter what calculator to use and what if you don't know the total cost can just calculate all of the costs then write it at the top?
You can do what works for you, if you don’t know the full amount, then you can over budget by a few more dollars. You have money left over or you can add it to sinking funds
Calculator from walmart
thanks
😀
Thank you
Thank you for watching
I have a account we’re i put all bills money that does not have a card I have a second checking for gas and stuff to pay with debit card and I have 3 different savings 2 are automatically withdrawn from my checking and I don’t see the money one is with capital one savings and another with American Express savings that gives me. 3.5% interest better then most places were your money don’t grow the 3 savings is with my bank and that one is for emergency founds is not a good idea to keep money from rent at home especially for a must pay bill keep on a account that you don’t have a card. Better my opinion I also split everything in 4 I get pay every week and this rest works for me and the cash envelope as well ❤
You sure have a great order to it all 👍😀
I tried everything but can't get started so what's way you start with a check once a month
One check only, you budget for the whole month. Put money aside for everything you spend, create a Budget list.
I like this video❤
🥳 makes me happy that you liked it 👍
I used cash for my food and gas only in my envelopes
That’s great!!
@@planbudgetsave I am doing a 3rd envelop call xmas
💕💕💕💕
Electric.....you can call and get an average.....to pay the same amount....mine is $125....which is so much easier 😊
We’re on a savings plan that we don’t pay much after 7pm
I’m worried we’ll pay more that way even though it averages about the same…
We don’t pay much in the winter time
But in the summer we’re do
Thank you I’ll have to call and get a quote on that
About recording what you actually spend. Can you or anyone recommend an app (not for i-phone - i have a samsung) where I can put in how much mony i can use every month and then have different catagories and then when i get out of the shop i can put what i have spent right under the categories and the app will automatic detract the amount and tell me how much i have left? I am not talking about a budgdt app. What i need is an app where i registeer my income after i have paide all the nessesities (on amount) and then can put how much i have spent in and the app registrer it and detraks . Only one income/salery category and multiple outgoing categories. Not a budgetin-spp. I am not so good at english as it is my third language but i hope this is understandible and that someone can recommend an app for me because i can only find apps where i have to write how much i can use on this or that. Thank you.
Hello I understand what you mean.
I have an app that’s not a budget app, it’s on iPhone though. I’m not sure if they have it on Samsung
It’s called Bills
I hope you can find what you are looking for. Thank you for watching my video
Try Qube money
Try Dyme, if you find it in your country.
what pen are you using?
Pen gear you can find these at target or walmart
😉
Your hands are so smart..
Great Job
Thank you 😀🌹
Expenses, that’s the correct spelling
Thank you , I keep getting confused.
What app fo you use on your tablet?
Hi Tia, I use good notes.
Here’s the link to the video on budgeting using that app…
ruclips.net/video/BYBHj8wqp7Q/видео.html
I have a download on Etsy for the budget sheet I use. 😃
Thank you for subscribing.
Is that 1 person income or 2 household income?
This is just one income 🙂
Thank you for watching
Expenses
Thank you. GOT IT!