Truly this is the best explanation Especially the part you said about making your budget fir your needs...whether you are motivated by saving or whether paying off debt. I like the way you worked backwards too.
Would you be willing to create a budget for me. I’m a single mom a teacher and a veteran, I’m on a journey to save money pay off debt and buy my dream home. I just signed a lease with my boyfriend....this is a first for me as I will be splitting living expenses with him. This will free up so much of my money so I could use your help starting off fresh.
AMAZING BREAKDOWN SIS!!! THIS IS WHY I STARTED THIS!! I WANT MY SON TO ASK ME TO DO SOMETHING AND THAT SINKING FUND FOR FAMILY NIGHT IS THICK!!! 🙌🏽🙌🏽🙌🏽 YOU ARE WINNING SIS I AM SO PROUD OF YOU 🤗
It’s literally so fun and easy! I live in sudan and it’s really hard to have sinking funds here because of how much our currency is bad and all of my paycheck goes towards groceries! Still, you encouraged me to organise my spendings! I get paid monthly and I used to spend all my money and be broke by day 15 of the month! I wrote a plan and I’m trying to persue a budget planner so i could be strict to my new plan! I’m already broke this month so I made the plan for the next month! Can’t wait to finish September and tell you how the budgeting journey went
I've done Dave Ramsey for a couple of years now and it has helped us pay off our debt well but I never could figure out how to do a sinking fund. I understood what a sinking fund was but didn't understand how to bring it about. You helped me do that today, thank you!
I am a 40 year old woman with 4 kids. I work two jobs and actually make decent money but I always use my debit and credit card for everything and keep myself broke. I've been wanting to get myself on a budget but I never plan for unforseen things like one of my kids breaking thier glasses or needing braces. I am so determined to get myself on the right financial track and make a realistic budget for myself. Thank you for these videos. I'm learning so much and I am actually excited to start trying this!
Yasss sis, budgeting doesn’t have to be miserable. Preach! 💋 I’m a mother of 3, and I’m trying so hard to save up for my babies too! 🥺💓 I love this video so much, amazing job per usual. God Bless u Mompreneur! 🙏🏽🙌🏽 you’re so inspirational.
Girl the fact that you took the time to do this just deserves all the time subs thank you so much for breaking it down for everyone just getting started
I’m feel so much hope after this video. I’ve never been able to understand not only how to budget but why I would budget. Thank you so much for taking the time to explain.
Just wanna say that's an amazing story as to how you set up this business. I like the way you explained it. Wish you all the best with your business and thankyou for sharing.
I have been on this money saving journey since April and am still figuring it out. Thank you so much for this breakdown/explanation. You are a gem for dropping this!
This has been the best explanation I’ve seen so far and I’ve been in a cash budgeting hole for a bit 😂 Thank you so much! And I totally agree with you that budgeting shouldn’t make you miserable! Do things in a way that’ll keep you hyped to keep moving forward 💜
Ok but like not sure why I’m crying it’s just so relieving hearing all of your reassurances and flexibility in the language you use. Budgeting has been so intimidating for me and you make it so approachable. Thank you. ❤
Thank you for making this.! 😁😁 This is by far thee most helpful video to help me get started with cash stuffing.! I’ve been watching these videos nonstop and I was so lost on how ppl determined sinking funds and cash envelopes etc.
I really like your budgeting Channel. I’ve been doing zero bases for two years now but I still like to feel motivated by others and I’ve seen other channels only do stuffing videos and doesn’t show actually budgeting so I’m glad there’s someone like you to show these newbies lol . I feel like it could be daunting seeing these stuffing videos because not everyone can do that at first. So anyways lol thank you.
Hey Baddies and budget I am so happy to learnt about your videos. Thank you for all your effort in puting together this video. I deeply appreciate it. I am seeing a huge difference in my finance. I couldnt believe how much i am saving now. Thanks ❤ From St.Vincent and the Grenadines
My variables expenses are Gas Babies And groceries ALWAYS!! I always take out money first from there. Then I do high Priority (HighP) then what every I have left over I do Low P. I also do OTE (One Time Expenses)
Love how you named the fictitious dog Rosco 😂🤣 I agree with you, a budget should not make you miserable or feel restrictive. It’s meant to free you from those bad money management chains ⛓💪🏼💰
These have helped me so much! I have my binder laid out for the rest of this month and the first week of next month. Got my actual binder put together last night and it's helping me to take my lunch to work and to do whatever I can to not spend whatever I can of my variable expenses. And I am already putting at least a little money into savings!!
@@Baddiesandbudgetshello do u still have those budget sheet at your shop. I loved how u break down everything in a budget video and that sheet would do me wonders. I am a cash budget person, but I just would like to keep a written budget sheet to hold myself accountable to make sure every dollar has a home. N
ABSOLUTELY this helped!!! This is the video that I had been looking for!! Something that shows you from start to finish as a TRUE beginner. Thank you!!!
This makes so much sense! Best breakdown ever. I’m really bad at spending my money. I don’t have an income. I’m young, I’m just about to get my first job and car and it all seems so overwhelming bc I want to make sure I’m doing it right. I don’t want to put my money in the wrong place and be broke constantly. Thank you so much for this breakdown!!
Thank you SO MUCH for this breakdown!! I'm just starting cash stuffing and my paycheck tomorrow will be the first budget I make with this system. This really helped me think about what my priorities should be while making it 😁🌟
I’m so glad I found you! I’m getting prepared to do this type of budget, but was unsure of how to start. So I’m searching all your videos and watching what I feel will help me to achieve financial freedom!
Hey sis you got me cracking up. If you want Starbucks everyday you get ya dang Starbucks 😍😍😍 you’re explaining well, love this. Go jessica 🤣🤣🤣 she killed her budget 🎉🎉🎉
Great advice on the sinking funds. Definitely going to start one to purchase something special for myself. Love the way you break down your thought process on saving and budgeting money 💰
Thank you for this! All the debt payoff stuff I've seen says save it all. I needed someone else to agree that I am allowed to spend a little while also paying off debt and saving! Thank you!!!
Once you said we’re going to budget and be happy I subbed you were in my suggestions and I started binge watching your vids I have a problem saving but your videos are motivating me ! Thank you !
I been financing my money in a notebook and decorating it so its more appealing to grab it but its been so helpful since I started working when I was 18yrs, I do want to start doing saving challenges 😌 it seems fun to do. I learned alot watching your videos thanks!! 😊
SOO HELPFUL!! You really have been blessed by this talent and you have a AWESOME way of teaching, encouraging and explaining!! Thank you so much for sharing your gifts!!
Wow this makes so much sense!!! I always had a problem with budgeting and I never knew it was the whole check, I love this idea. 2024 is going to be my year! Thanks for sharing the knowledge 💜
Yesss! We are the same as far as needing to give yourself a lil spending money so you don’t splurge, and as far as needing to save before paying off debt… I also believe budgeting shouldn’t make you miserable. Girl your whole outlook on this is the same as me! I’m so glad I heard about you from watching another RUclipsr.
Thanx for this video, I’ve been working for years now, even with untouched savings I still struggle monthly even as a salaried employee , I’m gonna try and have a healthy relationship with money instead of being afraid to budget, this is a very realistic video. I hope it works out for me, wish me luck on trying it out this month!!
Love the name Jessica! 😉😉 sometimes there's folks like me who think they know how to work it out on paper but then see videos like this and it helps organize our budget better! Thank you for this video!
I can’t wait for my next pay day I’m planning on purchasing your entire digital download budget planner! So thank you for this video gives me insight on how to bugdet out my paycheck☺️
I always enjoy learning how other people budget and seeing what works for them because you can always take something away from that! thank you for sharing this!! 😊
This is very helpful! Thank you so much! I’m moving out in august and really need to learn how to put money in certain places and make sure I’m covered.
Girl we’re moving out aug 12 and I swear this has helped us so much! We started at the end of June and we were able to save for everything we needed without going without things we want/need! You should start! 💜
This video was just what I needed tonight! I even took a screenshot so I can do up a similar layout because I think it will work best for me! Love your channel!
This breakdown helped sooooo much! Thank you for posting this, albeit over a year ago. I just purchased your Baddies Budget Book and am excited while filling it out!
Thank you so much doing this. The BEST video I have found on getting started and working it all out. I have watched a few believe me, but after watching yours I actually feel like I know what I’m doing and I’m ready to start😁😁
This is giving me some great ideas I just started my budgeting journey as of today I just started with all my sinking fund but I haven’t placed any money in them until August which is next month however I did start the 100 envelope challenge today you have an amazing channel and you have a great sense of self and your videos are very defined and understandable thank you so much
Okaaaaay you are officially my favorite. I started this journey just October 2021 with little to no reeeeal knowledge. Basically just winging it, and from your video I’ve been doing it right mostly. However, this video has been soooo informative and I love it. You’re the first I’ve seen with this type of video and actually showing how to budget and not just stuffing. The breakdowns and encouragement is wonderful. God Bless You!! Thank you thank you!!
I always love your videos because I learn a lot every single time and I'm going back and I'm rewatching even when you make mistakes I learn from them and it's getting me thinking of how I can make it work for me thank you very much I appreciate it
Your videos are very inspiring. Have you ever thought of expanding your business? It definitely looks like your having alot of fun and doing what you love.
Hi New subscribers! Thanks so much for the breakdown to understand it better. You is right everyone situation is different but it's how you put it together for it to work for you.
Love how you explained everything. I just got a budgeting book in the last couple of weeks but just started setting it up yesterday. This video just motivated me some more 💃🏽
I hope this helps! Lmk if you have any questions! 💋
Truly this is the best explanation Especially the part you said about making your budget fir your needs...whether you are motivated by saving or whether paying off debt. I like the way you worked backwards too.
Thank you so much. You are truly amazing again thank you🥰
Would you be willing to create a budget for me. I’m a single mom a teacher and a veteran, I’m on a journey to save money pay off debt and buy my dream home. I just signed a lease with my boyfriend....this is a first for me as I will be splitting living expenses with him. This will free up so much of my money so I could use your help starting off fresh.
I love your passion!
Which categories do you take to the bank? And are they in categories that reflect what you’ve written down as well?
“A budget shouldn’t be so restrictive that you’re miserable!” 👏🏾
AMAZING BREAKDOWN SIS!!! THIS IS WHY I STARTED THIS!! I WANT MY SON TO ASK ME TO DO SOMETHING AND THAT SINKING FUND FOR FAMILY NIGHT IS THICK!!! 🙌🏽🙌🏽🙌🏽 YOU ARE WINNING SIS I AM SO PROUD OF YOU 🤗
Yes!!! We deserve to be financially free!
Thank you so much for this! 💖
It’s literally so fun and easy! I live in sudan and it’s really hard to have sinking funds here because of how much our currency is bad and all of my paycheck goes towards groceries! Still, you encouraged me to organise my spendings! I get paid monthly and I used to spend all my money and be broke by day 15 of the month! I wrote a plan and I’m trying to persue a budget planner so i could be strict to my new plan! I’m already broke this month so I made the plan for the next month! Can’t wait to finish September and tell you how the budgeting journey went
i hope you got your planner!
I've done Dave Ramsey for a couple of years now and it has helped us pay off our debt well but I never could figure out how to do a sinking fund. I understood what a sinking fund was but didn't understand how to bring it about. You helped me do that today, thank you!
I am a 40 year old woman with 4 kids. I work two jobs and actually make decent money but I always use my debit and credit card for everything and keep myself broke. I've been wanting to get myself on a budget but I never plan for unforseen things like one of my kids breaking thier glasses or needing braces. I am so determined to get myself on the right financial track and make a realistic budget for myself. Thank you for these videos. I'm learning so much and I am actually excited to start trying this!
Yasss sis, budgeting doesn’t have to be miserable. Preach! 💋 I’m a mother of 3, and I’m trying so hard to save up for my babies too! 🥺💓 I love this video so much, amazing job per usual. God Bless u Mompreneur! 🙏🏽🙌🏽 you’re so inspirational.
You’re one of the best budgeting coach here on RUclips. Keep it up! 😉😊
Thank you!
This is THE BEST and easiest budget start guide I’ve seen so far. Easiest to start and easiest to understand. I really thank you for this.
Yesss girl!! When Starbucks makes you happy, you budget that! Haha love it!!
I decided to put a "treats" envelope in my wallet besides an eating out one. It covers a cold drink or an ice cream on a hot day !
Girl the fact that you took the time to do this just deserves all the time subs thank you so much for breaking it down for everyone just getting started
Wow! Broken down to the lowest form OMG I love it! This really helps 🙏🏾🤗
I’m feel so much hope after this video. I’ve never been able to understand not only how to budget but why I would budget. Thank you so much for taking the time to explain.
Just wanna say that's an amazing story as to how you set up this business. I like the way you explained it. Wish you all the best with your business and thankyou for sharing.
Super useful!! Thank you! I already saved 1500! $8500 to go! It’s definitely not easy but worth it when you start seeing the $$$ adding up lol
I love how you want to balance fun and fund safety at the same time! Love it! 🥰💙
I am so a visual learner as well..... I am so glad you made a video like this!!!! I had no clue what to do! THANK YOU!!!
I have been on this money saving journey since April and am still figuring it out. Thank you so much for this breakdown/explanation. You are a gem for dropping this!
This has been the best explanation I’ve seen so far and I’ve been in a cash budgeting hole for a bit 😂
Thank you so much! And I totally agree with you that budgeting shouldn’t make you miserable! Do things in a way that’ll keep you hyped to keep moving forward 💜
One video got me hooked I finally have a budget binder!
Ok but like not sure why I’m crying it’s just so relieving hearing all of your reassurances and flexibility in the language you use. Budgeting has been so intimidating for me and you make it so approachable. Thank you. ❤
When the light bulb comes on...it's blinding!!! Thank you. You're a smart lady and I think you could take your ideas on the road! I'd attend!!
Thank you so much!
This is helping my daughter to finally budget.. This is her 2nd year in college and she has a car now.. It also has helped me.. Bless you 🙏🏽 ♥ 🙌🏽
Thank you for making this.! 😁😁
This is by far thee most helpful video to help me get started with cash stuffing.! I’ve been watching these videos nonstop and I was so lost on how ppl determined sinking funds and cash envelopes etc.
I lost count how many times I’ve watched this video. Thanks again and again❤
I really like your budgeting Channel. I’ve been doing zero bases for two years now but I still like to feel motivated by others and I’ve seen other channels only do stuffing videos and doesn’t show actually budgeting so I’m glad there’s someone like you to show these newbies lol . I feel like it could be daunting seeing these stuffing videos because not everyone can do that at first. So anyways lol thank you.
Hey Baddies and budget
I am so happy to learnt about your videos. Thank you for all your effort in puting together this video. I deeply appreciate it. I am seeing a huge difference in my finance. I couldnt believe how much i am saving now. Thanks ❤
From St.Vincent and the Grenadines
I'm with you about savings. I'll do debt second probably. It will lessen my anxiety too.
My variables expenses are Gas Babies And groceries ALWAYS!! I always take out money first from there. Then I do high Priority (HighP) then what every I have left over I do Low P. I also do OTE (One Time Expenses)
I could literally cry cuz I needed this so much. Thank you for explaining so clearly !
You're so welcome!
This is so helpful. Because being overly restrictive when starting is a big reason why things seem so difficult. I appreciate you sharing these tips.
Love how you named the fictitious dog Rosco 😂🤣 I agree with you, a budget should not make you miserable or feel restrictive. It’s meant to free you from those bad money management chains ⛓💪🏼💰
These have helped me so much! I have my binder laid out for the rest of this month and the first week of next month. Got my actual binder put together last night and it's helping me to take my lunch to work and to do whatever I can to not spend whatever I can of my variable expenses. And I am already putting at least a little money into savings!!
That’s exactly how I got started! Little by little! Good Luck on your journey! You’ve got this!
@@Baddiesandbudgetshello do u still have those budget sheet at your shop. I loved how u break down everything in a budget video and that sheet would do me wonders. I am a cash budget person, but I just would like to keep a written budget sheet to hold myself accountable to make sure every dollar has a home. N
ABSOLUTELY this helped!!! This is the video that I had been looking for!! Something that shows you from start to finish as a TRUE beginner. Thank you!!!
This is the first budget planning video I've seen which makes sense to me 😊
I most loved when you said life is meant to be lived and having a healthier relationship with money!!!!
Yes please what ever you think will help. I’ll be watching!!!
And you read my mind with this video!!!!!! I swear nobody has a video like this out!
Best RUclips video on the subject for sure. Thank you so much. I love what you said: budget but still be happy.
This makes so much sense! Best breakdown ever. I’m really bad at spending my money. I don’t have an income. I’m young, I’m just about to get my first job and car and it all seems so overwhelming bc I want to make sure I’m doing it right. I don’t want to put my money in the wrong place and be broke constantly. Thank you so much for this breakdown!!
Yes, I'm very much so a hands on & visual person! 🔥
Thank you SO MUCH for this breakdown!! I'm just starting cash stuffing and my paycheck tomorrow will be the first budget I make with this system. This really helped me think about what my priorities should be while making it 😁🌟
Awesome breakdown, thank you for sharing. I’m a visual person as well and really enjoy videos like this.
This will give me a better understanding. Thank youuuu 😭
You’re welcome babe!
I’m so glad I found you! I’m getting prepared to do this type of budget, but was unsure of how to start. So I’m searching all your videos and watching what I feel will help me to achieve financial freedom!
This is the first time I’ve understood sinking funds! Thank you!
Hey sis you got me cracking up. If you want Starbucks everyday you get ya dang Starbucks 😍😍😍 you’re explaining well, love this. Go jessica 🤣🤣🤣 she killed her budget 🎉🎉🎉
2 words! LIFE CHANGER!
Great advice on the sinking funds. Definitely going to start one to purchase something special for myself. Love the way you break down your thought process on saving and budgeting money 💰
Thank you for this! All the debt payoff stuff I've seen says save it all. I needed someone else to agree that I am allowed to spend a little while also paying off debt and saving! Thank you!!!
Once you said we’re going to budget and be happy I subbed you were in my suggestions and I started binge watching your vids I have a problem saving but your videos are motivating me ! Thank you !
I love this.. we are gonna budget and be happy...
THAT right there is the reason i love you! so real.
I been financing my money in a notebook and decorating it so its more appealing to grab it but its been so helpful since I started working when I was 18yrs, I do want to start doing saving challenges 😌 it seems fun to do. I learned alot watching your videos thanks!! 😊
SOO HELPFUL!! You really have been blessed by this talent and you have a AWESOME way of teaching, encouraging and explaining!! Thank you so much for sharing your gifts!!
Wow this makes so much sense!!! I always had a problem with budgeting and I never knew it was the whole check, I love this idea. 2024 is going to be my year! Thanks for sharing the knowledge 💜
Yesss! We are the same as far as needing to give yourself a lil spending money so you don’t splurge, and as far as needing to save before paying off debt… I also believe budgeting shouldn’t make you miserable. Girl your whole outlook on this is the same as me! I’m so glad I heard about you from watching another RUclipsr.
Girl yesssss! The best advice ever, i love that you dont over complicate it
Thanx for this video, I’ve been working for years now, even with untouched savings I still struggle monthly even as a salaried employee , I’m gonna try and have a healthy relationship with money instead of being afraid to budget, this is a very realistic video. I hope it works out for me, wish me luck on trying it out this month!!
Oh I like that, "...A healthy relationship with money." I found you from a girl on tiktok and I'm glad I did. Great help! Thank you!!
You did an excellent job on explaining how to set up budget planner. Love & enjoyed💛🌷Have a blessed week🌼
Love the name Jessica! 😉😉 sometimes there's folks like me who think they know how to work it out on paper but then see videos like this and it helps organize our budget better! Thank you for this video!
I can’t wait for my next pay day I’m planning on purchasing your entire digital download budget planner! So thank you for this video gives me insight on how to bugdet out my paycheck☺️
I'm a beginner at this. Thank you for doing a video on how to get started. It really helps me see it better and understand it, too! Love this video ❤!
I always enjoy learning how other people budget and seeing what works for them because you can always take something away from that! thank you for sharing this!! 😊
This is very helpful! Thank you so much! I’m moving out in august and really need to learn how to put money in certain places and make sure I’m covered.
Girl we’re moving out aug 12 and I swear this has helped us so much! We started at the end of June and we were able to save for everything we needed without going without things we want/need! You should start! 💜
@@brileyc.9463 thanks! And yes I definitely will. I’m already good with saving just never thought about doing it this way
Look at Jessica making 2k a month at target sheeshhh a queen 👸🏼😂 thanks for the video! Super helpful
This video was just what I needed tonight! I even took a screenshot so I can do up a similar layout because I think it will work best for me! Love your channel!
LOVE this!! Simple and straight to the point. Just forwarded it to a friend who needs help, so thank you so much for taking the time to do this! 😘 💋
I feel so blessed to discover your videos! Yay! Thank you so much! 🪄💕
This breakdown helped sooooo much! Thank you for posting this, albeit over a year ago. I just purchased your Baddies Budget Book and am excited while filling it out!
Thank you so much doing this. The BEST video I have found on getting started and working it all out. I have watched a few believe me, but after watching yours I actually feel like I know what I’m doing and I’m ready to start😁😁
Yes, I am visual. I'm a pisces so I have to see demonstrations. So, I appreciate your work.
Your first words were impactful. Because I never know where to start.
Sent this to my kids… your channel has changed my life ❤
Best budgeting video ever....thank you so so much
Yay! Thank you for this. I have been a new subscriber and I am so inspired to get myself in order. Thank you, thank you! 💜
I’m so glad I found this channel
Thank you so much! This has explained in minutes what I've been trying to figure out on my own for years.
This is giving me some great ideas I just started my budgeting journey as of today I just started with all my sinking fund but I haven’t placed any money in them until August which is next month however I did start the 100 envelope challenge today you have an amazing channel and you have a great sense of self and your videos are very defined and understandable thank you so much
Thank you!! I am also a visual learner. Now, it makes sense
Okaaaaay you are officially my favorite. I started this journey just October 2021 with little to no reeeeal knowledge. Basically just winging it, and from your video I’ve been doing it right mostly. However, this video has been soooo informative and I love it. You’re the first I’ve seen with this type of video and actually showing how to budget and not just stuffing. The breakdowns and encouragement is wonderful. God Bless You!! Thank you thank you!!
I always love your videos because I learn a lot every single time and I'm going back and I'm rewatching even when you make mistakes I learn from them and it's getting me thinking of how I can make it work for me thank you very much I appreciate it
My favorite video and still watch this to help me how to budget ❤️💕
I’m so glad it’s beneficial!!
Thank you for this!!! And I LOVE seeing your natural nails! I’m jealous as hell!!
Best video ever on explaining this!!
I just order that yesterday I believe with 100 challenge book. I’m so excited can’t wait you’re very inspirational. Thank you for that.💜💜💜
I loved the way you explained it! Thank you!
Yessss budget and be happy
Your videos are very inspiring. Have you ever thought of expanding your business? It definitely looks like your having alot of fun and doing what you love.
This was very informative! Adjust is the word of the day. That is a great word to use in the budgeting realm. Thanks for the info!😊
This video literally just made everything connect for me. Thank you for sharing!
Girl you are seriously an inspiration!!!! I AM SO HAPPY I FOUND YOU!!!! Thank you so much ! I love your videos!!! ❤❤❤
Thank you so much!!
I love it! All of it 👏🏽 🌹 yes ma’am 👏🏽
Thank you!! I feel so much better about budgeting!
This helped me so much very easy and very clear I sure appreciate it
Thank you thank you! This was so helpful! I was having a hard time figuring where to go with sinking funds. You rock!
Hi New subscribers! Thanks so much for the breakdown to understand it better. You is right everyone situation is different but it's how you put it together for it to work for you.
Thankyou for explaining the budgeting process. I just got started 6 months ago.
Love this! I already have my system down, but I'm going to send friends and family to your channel when they ask how to start budgeting.
Love how you explained everything. I just got a budgeting book in the last couple of weeks but just started setting it up yesterday. This video just motivated me some more 💃🏽