Hey Besties!!! I am soooo excited for our NO SPEND!! Interested in the NO Spend Workbook? Check it out here ⤵ stan.store/Budgettreasures/p/get-my-budget-treasures-no-spend-workbook-now
I am cutting out restaurants and alcohol - looking forward to saving money because my why is I want to buy a house in 2024! Thanks for this inspiration and accountability!!
I started a no spend challenge 4 years ago. Paid off my mortgage and have bo debt. Still, i have copious amounts of clothes, shoes, makeup, perfumes and stationery. Just shows us how much we accumulate when we spend. I'm on a minimalism journey so trying to use things up and not buy more. It's worth it all!
One of the New years resolutions for me NO SPENDING ON EATING OUT, NO SHOPPING, NO ONLINE SHOPPING, NO NAILS , NO GIFTS, NO DRINKS , NO HAIR SALON, NO SPENDING ON APPS , NO UNNECESSARY EXPENSES ,NO EXCUSES ! Start the NEW YEAR STRONG 💪🏾 🎉😅❤😂
@@latricegreggs5918 Yes 🙌🏾, I already got my 100 day saving challenge binder today and I’m starting on January 1st , 2024. Happy new year to you as well 🌹🌍.
Tips: 1. What is your reason for doing this? 2. Pre plan for no spend Jan .ie time frame,intense level pick one thing or more to stop spending money on. 3. Remove distractions, i.e email-site marketing, Amazon etc. advise others of your journey. 4. Track your progress, the good and bad. 5. Get an accountability partner, friend or family. 6. Bonus Tip, make extra money if you can. 💥Let’s go this💥
I’m counting on a full year! Looking forward to hearing more encouragement from you because I don’t have anyone nearby who is in the least interested in doing this! 😂. Thanks! Subscribed and 🔔 rung!
My husband and I are going to do a low spend month! We are buying the two birthday gifts before the month begins, and we are giving ourselves ONE emergency Chick-fil-a run for a crazy night with the kids. Gift cards are fair game. Groceries, meds, bills and dr visits as usual. Otherwise… NO coffee or food from restaurants, NO Amazon or online purchases, NO new clothes/makeup/skincare. NO subscriptions (all paused unless paid annually)
I plan on doing a no spend. I have tried it before and I never do well. This time around I'm going to pick one thing and do it for 2 weeks versus a month.
Me too. But I said i am going to get a journal and do a video journal entry once a week. I’ve been seeing some RUclipsrs video their progress and i like that idea. But good luck on your journey. You got this!
I am going to pick one thing too to concentrate my no spend on . I in the past was trying to do everything at one time and it always ended up be a failure in the end 😢
I,ve been doing no spend for the last 2 months. I’ve saved over 100. My reason for doing it is to train myself to not impulsively spend. I also do a no eating out challenge. Necessities is all I spend on.Do I eat out yes but only about 5-6 times a month. Do I spend unnecessarily? Yes! But I,ve cut way back on spending the way I use too.
Eating out is a huge problem for my family! Sometimes I can’t avoid it because I homeschool my daughter and work. I’m so tired I don’t want to cook at least twice a week. I also help care for my mom and autistic brother, so I’m always on the go. I’m going to make a plan to stock my freezer and fridge with quick meals.
I do a no spend for 21 days. I did it every other month this year. Just buy necessities. Don’t eat out.. if you do it consistently it will becomes a habit.. also instead of doing a year long goal do the 12 week year. Buy the book or listen to it for free on RUclips.
Really a good way to jump start your no spend plan !! I think I'll do that too , using Jan. as a prep. month to assess my spending , pick up pointers from others , do returns to stores ( to" give back " to my cash / credit accounts ) , start donation boxes , etc. Maybe one of these small goals each day then go all out in Feb. & beyond ! 🥰
Look at God. I literally said that I am sick and tired of spending money but I just did not know where to start. Thank you for this. I am excited. #NoSpendJanuary.
What helped me do a no spend was pairing it with another challenge: 1 item in, 1 item out I was preparing for a move so I actually did 1 in, 3 out! If I had 5 items in my shopping cart, then I had to think about the 15 items that would go when I got home, and that usually convinced me to put things back 😂
I’m focusing on no spending as well for the new year. Instead, I will be selling. Right now ive only made 2k, but I’ve sold multiple items on eBay/depop. Everything from old clothes to tech and I’m actually getting buyers. I’ve only been in business for like 2 months but it’s still extra money coming in. Even better my elderly neighbor gets a LOT of packages but isn’t able to put it out for recycling. He offered to give me boxes to ship my things for free. Also my closest post office lets me just drop packages and go. All I have to do is print the labels at home. I’d suggest others try it. You’d be surprised who wants your junk.
Where have you been all my life?? 😂❤ amazing tips and I am so glad I found you!!! Financial freedom and the power of prayer? YES MAAM!!! I am here for it!!❤❤❤
This is right on time. I have been praying for something like this. I will continue to follow your channel and update my progress. Good luck to you all.
So excited to start my first ever NO SPEND CHALLENGE!!! I think this is the absolute best way to set my intentions for the new year and start off on the right foot. This is my first no spend month and I don’t know anyone personally who has done this kind of challenge, so I’m very grateful to you for all your information, advice, and support as I learn and grow in my journey to financial freedom. Thank you so much Jazmine! $$$
I think I’ll try it as well I won’t be able to do Jan since it’s my daughters birthday and I’ve already decided to buy furniture! But then again I can do the version of NO SPEND in one category! I’ll pick restaurant ofc. I have a very bad habit of not sticking to that. I’m sure we’ll be eating out for her bday but other than that day I won’t spend $$ on fast/restaurant food
💰💰💰💰💰I am so excited about the no spend ,I did one in October and it really opened my eyes up to what i was spending, I have saved so much and also since following your channel in August my credit score have gone up from 660 to 720 thank you for all you do Bestie im here for the Journey with you
I am a serial shopper. I did a no spend last January and went shopping crazy in February. After watching those videos I understand my mind/thinking was wrong…I only felt and focused on deprivation. This time I’ll use your workbook and set a clear goal that can be tracked. No more AfterPay, Klarna and Affirm! I’m also looking forward to the prayers over our finances.
I’ve done no spend back in July of last year for a trip to Florida, I actually started in mid June and by mid August i had $900 saved that was never touched and my goal was $1K and it felt good achieving the no spend. Hopefully we can do it again in 2024 and plan a longer trip.
I am so up for no spend January! So have to do so. All the debt I paid off and back in some debt, irks my soul. But I’m game to getting back on track. Thanks Jasmine for always encouraging us besties!!!
💯 I am so in need of a no-spend on my planner supplies - way too much money spent on planners I'm afraid to use because "I might make a mistake and mess it up!" and too many stickers that I love too much to use. My plan is a no spend on any planner related supplies until I need to purchase a 2025 planner towards the end of the year. Wishing everyone the best on their no spend journey! 💯
I’ve challenged my staff to do a No Spend January with me. I’m currently printing out calendar sheets for each of us and a short term savings challenge. I’ll be vlogging our progress. Thanks for the tips
Hey Jazmine, I had 194 no spend days this year (didn’t count this week). I’m still spending too much in food both groceries and take-out. I’ve cut down my takeout purchases but it needs to be cut more. Have a blessed day.
For the first time ever, this afternoon I put down all my expenses and my big debt which I plan to clear in two years God willing or earlier. Praying for God’s guidance in 2024. Blessings to all 🙏
I am so glad I found your channel❤ My husband was diagnosed with an aggressive cancer, and while we have insurance, there are so many extra expenses to be dealt with. Gas, special foods, all sorts of things. Being retired we have limited resources, and I have been trying to figure out how to go forward. I have a very good pantry because I have been preparing for whatever may come. I did not expect cancer, but there it is. So, I am going to do your challenge in February, I think I can make a real difference by not buying anything I already have. And prayers are just wonderful ❤ I don't feel so alone anymore, thank you😊
i'm doing no-spend all of 2024! intense level! i'll be uploading a video setting up my no-spend notebook, and update videos throughout the year $$$$$ it sounds crazy but shoot for the moon! $$$$$ 2023 was a big spending year, i had a new apartment to decorate and a lot of fun, but i also started side-hustling! Even if I have slip-ups here and there my "non-necessity" spending will be FAR less than it was in 2023
A No Spend is worth it! I plan to do it 3-4 months out of the year. Mainly January, February, March and April because I seem to be more disciplined in the beginning of the year for some reason lol 😆
I just started putting the “first fruits” principle into practice on my first pay this year and want to keep it going. It seems like so many sensible financial solutions are coming to me now, including this channel. Newly subscribed. Thank you, bestie!
No spend, I’m stoked for the challenge. I’ve added to the no spend to not even walk into a store, just ordering my food and items ONLY needed from the store web site and the just pick up items once a week. No extras needed.
Doing my first No Spend January. I just started working full time at a good job, but I’m trying to avoid falling into “lifestyle inflation” by forming new spending habits in the new year! No spending for all of January aside from bills, basic groceries, and gas.
New subscriber! I have done no-spend months in the past - I did two months last year. Next month will be a no spend (no craft supplies or books, and $50 a week on groceries - my freezers are FULL).
Last year I did a no spend for 6 weeks and survived! This year it's until Easter - about twice as long. Last year was successful, but I didn't 'track' the savings as you've suggested. I will this year!
Excited to go for a low-buy year! Last year, I challenged myself not to buy any new or used books unless they were gifts for someone else. Succeeded! So, I celebrated yesterday by buying one book. (smile) This year, the goal is to increase the savings account.
A friend charts her debit card like cash , which in reality , it is ! She saves receipts then posts her weekly spending in a small old fashioned spiral notepad for ongoing accountability at a glance .
This is an amazing opportunity! I'm looking forward to seeing my success at the end of the month. I'd like to continue this mindful and intentional lifestyle throughout 2024 💵 💰
Thank you for this video explaining a no spend. I’m going to try a no spend for January. My weakness is impulse buying and hobbit/ art supplies. I have more than enough to keep me busy. I want to build my savings and pay off consumer debt.
I've never done a no spend January but I'm sooo here for this!!! 😍 Let me get comfy and take notes!! 🙌🏾 I spend way too much time and money looking at clothes. I'm definitely going to use my NO SPEND January on clothing. This is an area of my life that needs to gain some control ASAP!
Jazmine…I’m committed to STEWARD GOD’s Money better in 2024. Because I have spent TOO much money this year when I could have use that for debt. Thanks for the information 💰💲💸💵💲💰
I did a no spend for 3 weeks in November. I did a weekly menu plan. Used ingredients from my pantry, fridge, freezer. I managed to save over $400. And this week I made over $500 just by selling unwanted items on fb. If you make more effort, set your mind to achieve your daily goals, you can do it. I will be spending this money for groceries and paying utility bills.
Thank you for the tips. I plan to stack my💰 💴 💵 in 2024. I have already planned a no eating out month, but I’m down for NO SPEND JANUARY. I am making a plan tomorrow using your tips. Again thank you.
I was just sitting here thinking how can I keep myself from justifying a reason to buy something. I know me. But you clarified my questioning. I’m in. This will be a challenge because I’ll be focusing on the no spend. It’s like you tell a child don’t touch something and they just have to. So I will be starting small. I haven’t decided if I’ll do a week or weekend first. But I am thinking of doing a New Year’s Day no spending. Keep sharing. 💲💵💸
I think it’s important to keep in mind how you want to feel when taking on this challenge. For anyone growing up in a household where the answer was always no if we wanted to use money for something, this may appear like a responsible way to live up to that trauma whereas deciding internally “I want to spend this money now on the thing that I want because I want it now” can be a healing alternative to telling yourself wait or flat out no
I think that growing up poor got me into the credit card trouble I’m in now. I hated being poor and not being able to have nice clothes etc. So once I got good credit I went crazy, eating and buying what I want. I have to deal with that past
@@MyLifeInTheDesert That’s a good point. I totally understand. I hope you accomplish what you need. For me, recognizing overspending was the first step. Then being realistic about the fact that I was the villain in my own story. I’m a spiritual person so watching law of attraction creators like Andrea Schumann helped me get the language I want to use when thinking about/using money. Then I recognized that avoiding using money was related to a blocked root chakra which translates to feel discomfort when it comes to being taken care of. I have to choose my needs and how I’ll meet them so that I don’t get distracted by the discomfort. I have a partner who came from money, but his mentality can still lean negative, so that’s why it matters to me to out-positive the negativity in order to build a positive relationship with money, in general. How do you like to approach your money troubles? I’d love to hear more about your journey and what steps you take to heal your money trauma 🙂
Thanks for your motivation. I am waiting for the January sales to buy 3 things on my need list, but apart from that I will be doing no spend January with you . I would be very grateful if you would put the weekly prayer on RUclips as I don't use Instagram. Thank you and God bless you from Spain.
Happy i came across your channel i tried before but failed miserably. I'm going to do it this time being intentional being financially secured is definitely one of my goals this year. Thank you for encouraging and empowering others to achieve more. God bless you
I’m going to do a no spend January and hopefully February, March. We’ve already cut out most non essentials. Going to cut a few more and cook using my pantry more. Things are going to get harder and we need to prepare mentally & spiritually.
Hwy Bestie! I'm going to start with a "no spend" for the first two weeks in January then switch to a "low spend" for the remaining two weeks. Or vice versa, I haven't decided yet (its the Libra in me) lol. I need to break my habit of impulsive spending 💰💜💰💜
I love this I’m actually gonna try this for February. I am currently 24 in the military debt-free trying to inspire more men to budget. I would appreciate you guys following my journey as well
We sooo appreciate you for doing this! You're an angel sent to me because my husband has already told me to cut back on spending on non-essentials. And most of all, thank you in advance for the upcoming prayer 🙏 ❤ WE CAN ALL DO THIS 💪🏼$$$$$
Love this and to be honest I decided I will be on a no spend for 6 months, while shopping my closet only. If I do spend it will be on selfcare... pedi/mani/hair/massages.....I am also looking at starting a business as well.
💰💰yes! I’ve been mentally preparing myself for no spend Jan for the last couple weeks. Even paying for items I know I need for holiday gatherings in advance. Keeping in mind of my why is so important because I forget sometimes
January will definitely be a challenge for us since we are planning a one week trip out of state to see what we can see and see who's who and what's what regarding relocating this year. I'm hoping to have what we need financially. It will be a challenge but it will be a really good incentive to do a no spend when we are fixin' to spend on what we need. Whew.
I am doing three seperate no spend months throughout the year! My first month I am doing this, is in January! The goal is to get my student loans paid off (total $1700 which is not bad but I also dropped out), then pay my mom back for helping me after a bad breakup, and finally saving for a car..I am 22 and have had my car since 16 soo it has gone the ringer! My overall goal during this challenge is to just pay my bills and what I have essentially “saved” at the end of no spend months will be poured into my debts first and then to my savings! I am allowing myself to do two solo dates that are low spend. For example I am doing a coffee shop diamond date. Where I go into my fav coffee shop and diamond art and sip on coffee.
Thank you for this video. I'm dealing with this now. Eating out too much lately and buying clothing that isn't necessary. Yes, i was just telling my friends that i can't eat out anymore. They like to all the time, but it influences me a lot. I usually dont eat out. Also they like to go to the mall which is a lot of temptations.
Yes! A lot of people are trying for the first time and I believe that you will do good if you stay focused. It is a really good and effective challenge.
me & my homegirl are doing our first no spend challenge in january. very excited to see the results! i got the workbook & it’s made getting ready so much easier💲💲💲
I’m doing a no spend Jan to start living below my means & pay off CC debt. I have a tracker on my wall where I can mark off each day I don’t spend money on things outside of needs. My bf isn’t going as intense as me but he’s helping me to stay on track! 😊
Hey I’m in for no spend January! I’ve done it before some good some bad but I’m sticking to it this month. I’m looking forward to prayer on Monday but o think we should start in the 1st! Lord knows we probably gonna need to pray hard after the eve- let’s get 2024 started! Good luck to all!
🤑💰💸💵 I love your energy and positivity. I’m a stay at home mom and part time substitute teacher. I love working part time and want to keep it that way so I need to budget more wisely. ❤
Really appreciate these ideas that you’re sharing with us! I’m going to track everything on paper because when I just see it online, It’s not the same as having it on paper right next to me to review every day
I plan on doing no spend, however I end up failing. This time I actually plan on doing it for two weeks and work my way up to a month. I definitely want to cut back on fast food because I look at my statements and I'm flabbergasted at how much I spend in fast food.
Thank you for the information!!! Praying to break the spirit of poverty and had intentions of doing a financial fast. The information you gave will help me!!! Be blessed!!! $
on my 1° No Spend, I saved 90% of what I usually spent on non-essencials! I didn't fell like I missed out on anything the whole month! 🥰🥳 On the last week of the month a trusted aesthetician needed a model for a few procedures I've wanted for a while, and it was over 50% off... I saved so much I got everything I wanted, and still had money left ! (already tanfered to my saving acount haha)
Hey Besties!!! I am soooo excited for our NO SPEND!! Interested in the NO Spend Workbook? Check it out here ⤵
stan.store/Budgettreasures/p/get-my-budget-treasures-no-spend-workbook-now
Totally share worthy! Thanks Queen
You’re now my money bestie 11:24
I got it it worked on my phone not on my laptop
Is it going to ship to me? Or should i print it?
What got me most excited and made me subscribe was hearing you talk about prayer! Now that’s someone I should definitely be listening to. 🙂
I am cutting out restaurants and alcohol - looking forward to saving money because my why is I want to buy a house in 2024! Thanks for this inspiration and accountability!!
Three yrs ago I did a complete year of no spend on clothes. Some days were easier than others but what an incredible sense of accomplishment!
I’m doing a 90 day no spend challenge and I have an accountability partner. We did it last year. It was a game changer.
Yes!!!
I started a no spend challenge 4 years ago. Paid off my mortgage and have bo debt. Still, i have copious amounts of clothes, shoes, makeup, perfumes and stationery. Just shows us how much we accumulate when we spend. I'm on a minimalism journey so trying to use things up and not buy more. It's worth it all!
One of the New years resolutions for me NO SPENDING ON EATING OUT, NO SHOPPING, NO ONLINE SHOPPING, NO NAILS , NO GIFTS, NO DRINKS , NO HAIR SALON, NO SPENDING ON APPS , NO UNNECESSARY EXPENSES ,NO EXCUSES ! Start the NEW YEAR STRONG 💪🏾 🎉😅❤😂
On this exact same mission… let’s do it. Happy New Year 🎊
@@latricegreggs5918 Yes 🙌🏾, I already got my 100 day saving challenge binder today and I’m starting on January 1st , 2024. Happy new year to you as well 🌹🌍.
for the entire year?? omg how
Good luck. I’m going to do this for the month of January (maybe the 1st quarter of 2024).
it might be easier to find alternative activities to do instead of what you want to avoid ahead of time so you can be successful
Tips:
1. What is your reason for doing this?
2. Pre plan for no spend Jan .ie time frame,intense level pick one thing or more to stop spending money on.
3. Remove distractions, i.e email-site marketing, Amazon etc. advise others of your journey.
4. Track your progress, the good and bad.
5. Get an accountability partner, friend or family.
6. Bonus Tip, make extra money if you can.
💥Let’s go this💥
You’re the Real mvp
I’m counting on a full year! Looking forward to hearing more encouragement from you because I don’t have anyone nearby who is in the least interested in doing this! 😂. Thanks! Subscribed and 🔔 rung!
My husband and I are going to do a low spend month!
We are buying the two birthday gifts before the month begins, and we are giving ourselves ONE emergency Chick-fil-a run for a crazy night with the kids. Gift cards are fair game. Groceries, meds, bills and dr visits as usual.
Otherwise…
NO coffee or food from restaurants,
NO Amazon or online purchases,
NO new clothes/makeup/skincare.
NO subscriptions (all paused unless paid annually)
I love how detailed you guys are! You will for sure WIN!!
It’s the Chick-fil run ❤❤😂😂
Ooohhh I forgot about the subscriptions😮.. 😂..
Love the buffer of chic fil 😂
I think this is spot on. It can be done but modified based on your own circumstances.
I plan on doing a no spend. I have tried it before and I never do well. This time around I'm going to pick one thing and do it for 2 weeks versus a month.
Me too. But I said i am going to get a journal and do a video journal entry once a week. I’ve been seeing some RUclipsrs video their progress and i like that idea.
But good luck on your journey. You got this!
New years resolutions are hard it's a whole year lol..have you read the 12 week year?
All the best!!! 🎉
I am going to pick one thing too to concentrate my no spend on . I in the past was trying to do everything at one time and it always ended up be a failure in the end 😢
I did a No spend in June, July & August and put it towards my portfolio. Saving to invest is one of the most underrated money tools.
my first no spend challenge, I just got the workbook saving to set up my kids education funds and start a portfolio for my kids too
@antoniolucas2965 I am so proud of you!!!!
Money is just a tool. Use it to create the life you want.
@@ritadavou1388 yeah! I'm trying to make the best life for myself and my family with it.
2024 will be my third year doing this. I love it - I combine it with fasting and more workouts.
I’m doing no credit cards or money transfers until July, trying to pay my house off. Giving myself a set amount of money to spend per month period.🎉
Good luck. Such a great goal.
💰 My goal for December was 12 no spend days and I'm presently at 13. I'm so proud of myself.
I am proud of you too!!! Let’s go!!
@@BudgetTreasures Thank you!! 💪💪
Good job! Keep up the good work.
@@jenicepye2997 Thank you
I,ve been doing no spend for the last 2 months. I’ve saved over 100.
My reason for doing it is to train myself to not impulsively spend.
I also do a no eating out challenge. Necessities is all I spend on.Do I eat out yes but only about 5-6 times a month. Do I spend unnecessarily? Yes! But I,ve cut way back on spending the way I use too.
This is exactly what it’s supposed to do. I am glad that you were able to improve and get better
Eating out is a huge problem for my family! Sometimes I can’t avoid it because I homeschool my daughter and work. I’m so tired I don’t want to cook at least twice a week. I also help care for my mom and autistic brother, so I’m always on the go. I’m going to make a plan to stock my freezer and fridge with quick meals.
I do a no spend for 21 days. I did it every other month this year. Just buy necessities. Don’t eat out.. if you do it consistently it will becomes a habit.. also instead of doing a year long goal do the 12 week year. Buy the book or listen to it for free on RUclips.
That's a great idea 21 days, every 2nd month! Tysm for sharing 💜
I DECREE AND DECLARE VICTORY OVER MY FINANCES. GRAETER IS COMING.
I decided to do a low buy for January with a goal of trying not to buy anything for 2 weeks 💶💶💶
i'm doing a no spend february since it's the shortest month of the year. baby steps😂
LOLOLOL!!!!! That is funny!
Really a good way to jump start your no spend plan !! I think I'll do that too , using Jan. as a prep. month to assess my spending , pick up pointers from others , do returns to stores ( to" give back " to my cash / credit accounts ) , start donation boxes , etc. Maybe one of these small goals each day then go all out in Feb. & beyond ! 🥰
Look at God. I literally said that I am sick and tired of spending money but I just did not know where to start. Thank you for this. I am excited. #NoSpendJanuary.
What helped me do a no spend was pairing it with another challenge: 1 item in, 1 item out
I was preparing for a move so I actually did 1 in, 3 out!
If I had 5 items in my shopping cart, then I had to think about the 15 items that would go when I got home, and that usually convinced me to put things back 😂
We are doing a no spend Jan and Feb. No spending on clothes, shoes and jewelry. We don’t eat out that much so we’re not limiting that
I’m focusing on no spending as well for the new year. Instead, I will be selling. Right now ive only made 2k, but I’ve sold multiple items on eBay/depop. Everything from old clothes to tech and I’m actually getting buyers. I’ve only been in business for like 2 months but it’s still extra money coming in. Even better my elderly neighbor gets a LOT of packages but isn’t able to put it out for recycling. He offered to give me boxes to ship my things for free. Also my closest post office lets me just drop packages and go. All I have to do is print the labels at home. I’d suggest others try it. You’d be surprised who wants your junk.
No spends are great, and no spends in January really help set the tone for the year. 🎉🎉💵💵💲💲
It really does!!
I think it's extreme
Where have you been all my life?? 😂❤ amazing tips and I am so glad I found you!!! Financial freedom and the power of prayer? YES MAAM!!! I am here for it!!❤❤❤
Awee. You are wayyy sweet!! Excited to see the glow up in 2024! Thank you sooo much for being here
This is right on time. I have been praying for something like this. I will continue to follow your channel and update my progress.
Good luck to you all.
Starting my first no spend with my husband as we get ready for baby #3. Hoping we can stick to it and save that extra money. 😊
Good luck to you. You can do. Keep your “why” nearby
So excited to start my first ever NO SPEND CHALLENGE!!! I think this is the absolute best way to set my intentions for the new year and start off on the right foot. This is my first no spend month and I don’t know anyone personally who has done this kind of challenge, so I’m very grateful to you for all your information, advice, and support as I learn and grow in my journey to financial freedom. Thank you so much Jazmine! $$$
It’ll be my first ever too! Looking forward to it & hope all goes well for you! ❤
I think I’ll try it as well
I won’t be able to do Jan since it’s my daughters birthday and I’ve already decided to buy furniture! But then again I can do the version of NO SPEND in one category! I’ll pick restaurant ofc. I have a very bad habit of not sticking to that. I’m sure we’ll be eating out for her bday but other than that day I won’t spend $$ on fast/restaurant food
I am going to do this I over spend on food.
@@aletheiac497 that’s a great idea trying it in one category!
💰💰💰💰💰I am so excited about the no spend ,I did one in October and it really opened my eyes up to what i was spending, I have saved so much and also since following your channel in August my credit score have gone up from 660 to 720 thank you for all you do Bestie im here for the Journey with you
Praise God!!! I love this for you Bestie!!! Congratulations on doing the hard thing!!
I am a serial shopper. I did a no spend last January and went shopping crazy in February. After watching those videos I understand my mind/thinking was wrong…I only felt and focused on deprivation. This time I’ll use your workbook and set a clear goal that can be tracked. No more AfterPay, Klarna and Affirm! I’m also looking forward to the prayers over our finances.
Affirm … yes. I paid all those off this month. I can’t use those again! I need to get out of debt
I’ve done no spend back in July of last year for a trip to Florida, I actually started in mid June and by mid August i had $900 saved that was never touched and my goal was $1K and it felt good achieving the no spend. Hopefully we can do it again in 2024 and plan a longer trip.
I'm going to try my best to do a no spend. And I will try to get my kids on board, too. That's where my biggest challenge comes. 💰🤑💲
I am tired of debt, so I am definitely doing this. Hopefully I can do a January and February no spend
I am so up for no spend January! So have to do so. All the debt I paid off and back in some debt, irks my soul. But I’m game to getting back on track. Thanks Jasmine for always encouraging us besties!!!
💯 I am so in need of a no-spend on my planner supplies - way too much money spent on planners I'm afraid to use because "I might make a mistake and mess it up!" and too many stickers that I love too much to use. My plan is a no spend on any planner related supplies until I need to purchase a 2025 planner towards the end of the year. Wishing everyone the best on their no spend journey! 💯
I’ve challenged my staff to do a No Spend January with me. I’m currently printing out calendar sheets for each of us and a short term savings challenge. I’ll be vlogging our progress. Thanks for the tips
I love that youre doing this with your staff :D
Hey Jazmine, I had 194 no spend days this year (didn’t count this week). I’m still spending too much in food both groceries and take-out. I’ve cut down my takeout purchases but it needs to be cut more. Have a blessed day.
Awesome! Do you think that you can cut out eating out completely?
For the first time ever, this afternoon I put down all my expenses and my big debt which I plan to clear in two years God willing or earlier. Praying for God’s guidance in 2024. Blessings to all 🙏
I am so glad I found your channel❤ My husband was diagnosed with an aggressive cancer, and while we have insurance, there are so many extra expenses to be dealt with. Gas, special foods, all sorts of things. Being retired we have limited resources, and I have been trying to figure out how to go forward. I have a very good pantry because I have been preparing for whatever may come. I did not expect cancer, but there it is. So, I am going to do your challenge in February, I think I can make a real difference by not buying anything I already have. And prayers are just wonderful ❤ I don't feel so alone anymore, thank you😊
I wish you strength for the journey ahead, and best wishes to your husband. Hugs from UK 😊
💲 I began substitute teaching on my days off my regular job and the extra income has really been helpful in covering unexpected expenses this year.
i'm doing no-spend all of 2024! intense level! i'll be uploading a video setting up my no-spend notebook, and update videos throughout the year $$$$$ it sounds crazy but shoot for the moon! $$$$$ 2023 was a big spending year, i had a new apartment to decorate and a lot of fun, but i also started side-hustling! Even if I have slip-ups here and there my "non-necessity" spending will be FAR less than it was in 2023
I’m so happy I came across this video. I’m ready 🤑 💵
A No Spend is worth it! I plan to do it 3-4 months out of the year. Mainly January, February, March and April because I seem to be more disciplined in the beginning of the year for some reason lol 😆
😂 I totally get you. I’ll be doing at least the 1st quarter for sure. It is sooo worth it
@@BudgetTreasures definitely worth it! My goal is to get my sinking funds and savings challenges in order
I just started putting the “first fruits” principle into practice on my first pay this year and want to keep it going. It seems like so many sensible financial solutions are coming to me now, including this channel. Newly subscribed. Thank you, bestie!
I am excited for you!! Thank you so much for subscribing and being here! I hope being connected here will help grow your finances.
No spend, I’m stoked for the challenge. I’ve added to the no spend to not even walk into a store, just ordering my food and items ONLY needed from the store web site and the just pick up items once a week. No extras needed.
Doing my first No Spend January. I just started working full time at a good job, but I’m trying to avoid falling into “lifestyle inflation” by forming new spending habits in the new year! No spending for all of January aside from bills, basic groceries, and gas.
I love the idea of starting off with a category. Mine will be no clothes in January. Thank you for that tip
You're so welcome!
Please pay your car payments, car insurance, house insurance, hospital bills ,credit card bill as well
I will discipline myself this year, I need to control my spendings and not to be regret every dime I spend ❤ thank you for this 🎉🎉
New subscriber! I have done no-spend months in the past - I did two months last year. Next month will be a no spend (no craft supplies or books, and $50 a week on groceries - my freezers are FULL).
I just wrote down all my debt! I have a game plan. I’m happy I came across your channel. Yep, I subscribe 💕🥰
Let’s Go! Thanks for the motivation 💰💰
Last year I did a no spend for 6 weeks and survived! This year it's until Easter - about twice as long. Last year was successful, but I didn't 'track' the savings as you've suggested. I will this year!
Excited to go for a low-buy year! Last year, I challenged myself not to buy any new or used books unless they were gifts for someone else. Succeeded! So, I celebrated yesterday by buying one book. (smile) This year, the goal is to increase the savings account.
Make sure you only bring your debit card with you and then put it in like 5 zip locks to put some friction in before using it.
A friend charts her debit card like cash , which in reality , it is ! She saves receipts then posts her weekly spending in a small old fashioned spiral notepad for ongoing accountability at a glance .
I am glad you posted this! I am doing both a dry Jan and no buy Jan! I am excited and ready for a reset to jump start my goals for 2024! $$$$$$
This is an amazing opportunity! I'm looking forward to seeing my success at the end of the month. I'd like to continue this mindful and intentional lifestyle throughout 2024 💵 💰
Thank you for this video explaining a no spend. I’m going to try a no spend for January. My weakness is impulse buying and hobbit/ art supplies. I have more than enough to keep me busy. I want to build my savings and pay off consumer debt.
I’m in! That prayer really brought it home for me!!💵🙏🏾
I've never done a no spend January but I'm sooo here for this!!! 😍 Let me get comfy and take notes!! 🙌🏾
I spend way too much time and money looking at clothes. I'm definitely going to use my NO SPEND January on clothing. This is an area of my life that needs to gain some control ASAP!
I did one during 2022 successfully. Best thing ever. I still like watching the videos, they keep me in line.
Jazmine…I’m committed to STEWARD GOD’s Money better in 2024. Because I have spent TOO much money this year when I could have use that for debt. Thanks for the information 💰💲💸💵💲💰
I did a no spend for 3 weeks in November. I did a weekly menu plan. Used ingredients from my pantry, fridge, freezer. I managed to save over $400. And this week I made over $500 just by selling unwanted items on fb. If you make more effort, set your mind to achieve your daily goals, you can do it. I will be spending this money for groceries and paying utility bills.
Thank you for the tips. I plan to stack my💰 💴 💵 in 2024. I have already planned a no eating out month, but I’m down for NO SPEND JANUARY. I am making a plan tomorrow using your tips. Again thank you.
I was just sitting here thinking how can I keep myself from justifying a reason to buy something. I know me. But you clarified my questioning. I’m in. This will be a challenge because I’ll be focusing on the no spend. It’s like you tell a child don’t touch something and they just have to. So I will be starting small. I haven’t decided if I’ll do a week or weekend first. But I am thinking of doing a New Year’s Day no spending. Keep sharing. 💲💵💸
😂 It’s okay Bestie. I understand me too. But once I get into the groove, it gets easier
I think it’s important to keep in mind how you want to feel when taking on this challenge. For anyone growing up in a household where the answer was always no if we wanted to use money for something, this may appear like a responsible way to live up to that trauma whereas deciding internally “I want to spend this money now on the thing that I want because I want it now” can be a healing alternative to telling yourself wait or flat out no
I think that growing up poor got me into the credit card trouble I’m in now. I hated being poor and not being able to have nice clothes etc. So once I got good credit I went crazy, eating and buying what I want. I have to deal with that past
@@MyLifeInTheDesert That’s a good point. I totally understand. I hope you accomplish what you need. For me, recognizing overspending was the first step. Then being realistic about the fact that I was the villain in my own story. I’m a spiritual person so watching law of attraction creators like Andrea Schumann helped me get the language I want to use when thinking about/using money. Then I recognized that avoiding using money was related to a blocked root chakra which translates to feel discomfort when it comes to being taken care of. I have to choose my needs and how I’ll meet them so that I don’t get distracted by the discomfort. I have a partner who came from money, but his mentality can still lean negative, so that’s why it matters to me to out-positive the negativity in order to build a positive relationship with money, in general. How do you like to approach your money troubles? I’d love to hear more about your journey and what steps you take to heal your money trauma 🙂
Thanks for your motivation. I am waiting for the January sales to buy 3 things on my need list, but apart from that I will be doing no spend January with you . I would be very grateful if you would put the weekly prayer on RUclips as I don't use Instagram. Thank you and God bless you from Spain.
I’m going to try my first no spend month. So excited to have found your channel.
Happy i came across your channel i tried before but failed miserably. I'm going to do it this time being intentional being financially secured is definitely one of my goals this year. Thank you for encouraging and empowering others to achieve more. God bless you
I'm so excited I found this video and so excited for my first no spend challenge!
I’m going to do a no spend January and hopefully February, March. We’ve already cut out most non essentials. Going to cut a few more and cook using my pantry more. Things are going to get harder and we need to prepare mentally & spiritually.
Hwy Bestie! I'm going to start with a "no spend" for the first two weeks in January then switch to a "low spend" for the remaining two weeks. Or vice versa, I haven't decided yet (its the Libra in me) lol. I need to break my habit of impulsive spending 💰💜💰💜
I love this I’m actually gonna try this for February. I am currently 24 in the military debt-free trying to inspire more men to budget. I would appreciate you guys following my journey as well
This is great! I’m excited and up for the challenge as a 1st timer to do NO SPEND!
We sooo appreciate you for doing this! You're an angel sent to me because my husband has already told me to cut back on spending on non-essentials. And most of all, thank you in advance for the upcoming prayer 🙏 ❤ WE CAN ALL DO THIS 💪🏼$$$$$
Love this and to be honest I decided I will be on a no spend for 6 months, while shopping my closet only. If I do spend it will be on selfcare... pedi/mani/hair/massages.....I am also looking at starting a business as well.
Yes. I love this!!
💰💰yes! I’ve been mentally preparing myself for no spend Jan for the last couple weeks. Even paying for items I know I need for holiday gatherings in advance. Keeping in mind of my why is so important because I forget sometimes
I'm going to try the no spend. Will need those Monday prayers.💰💵
January will definitely be a challenge for us since we are planning a one week trip out of state to see what we can see and see who's who and what's what regarding relocating this year. I'm hoping to have what we need financially. It will be a challenge but it will be a really good incentive to do a no spend when we are fixin' to spend on what we need. Whew.
I love a good No Spend January as well, and gained some valuable tips from your video!
I am doing three seperate no spend months throughout the year! My first month I am doing this, is in January! The goal is to get my student loans paid off (total $1700 which is not bad but I also dropped out), then pay my mom back for helping me after a bad breakup, and finally saving for a car..I am 22 and have had my car since 16 soo it has gone the ringer! My overall goal during this challenge is to just pay my bills and what I have essentially “saved” at the end of no spend months will be poured into my debts first and then to my savings! I am allowing myself to do two solo dates that are low spend. For example I am doing a coffee shop diamond date. Where I go into my fav coffee shop and diamond art and sip on coffee.
I am doing a no-spend Lent. Thanks for being here! 😊
Thank you for this video. I'm dealing with this now. Eating out too much lately and buying clothing that isn't necessary. Yes, i was just telling my friends that i can't eat out anymore. They like to all the time, but it influences me a lot. I usually dont eat out. Also they like to go to the mall which is a lot of temptations.
First time doing a no spend month. Excited to try something new!
Yes! A lot of people are trying for the first time and I believe that you will do good if you stay focused. It is a really good and effective challenge.
me & my homegirl are doing our first no spend challenge in january. very excited to see the results! i got the workbook & it’s made getting ready so much easier💲💲💲
I’m doing a no spend Jan to start living below my means & pay off CC debt. I have a tracker on my wall where I can mark off each day I don’t spend money on things outside of needs. My bf isn’t going as intense as me but he’s helping me to stay on track! 😊
Hey I’m in for no spend January! I’ve done it before some good some bad but I’m sticking to it this month. I’m looking forward to prayer on Monday but o think we should start in the 1st! Lord knows we probably gonna need to pray hard after the eve- let’s get 2024 started!
Good luck to all!
🤑💰💸💵 I love your energy and positivity. I’m a stay at home mom and part time substitute teacher. I love working part time and want to keep it that way so I need to budget more wisely. ❤
I plan on having an over abundance of money 💴 in 2024!!!!! Money is not everything but it can make things happen so let 2024 🌧️ rain down with money.💰
I did a six month no spend. You are uplifting ❤
This is gonna be my first time but I’ve picked up couponing and spending less I feel like this is the next step ! Pray for me !!!
so good. I am adding to replace my shopping time with decluttering to get to less stuff and more peace and productivity in the future.
Planning on doing my first no spend this month. 💸💸💸💸
Yasss!! Let’s gooooo
Really appreciate these ideas that you’re sharing with us! I’m going to track everything on paper because when I just see it online,
It’s not the same as having it on paper right next to me to review every day
I plan on doing no spend, however I end up failing. This time I actually plan on doing it for two weeks and work my way up to a month. I definitely want to cut back on fast food because I look at my statements and I'm flabbergasted at how much I spend in fast food.
I have been on a no spend vibe since the end of 2023 and am up for this challenge.
Doing my first official no spend in January.💲💲💰💰
Great channel! Looking forward to a consistent and successful 2024 no spend January
I am doing a no spend January and we did it last year. Thank you for sharing you are awesome..😊
Sending vibrations of Financial Success & Blessings to Everyone! 🙏💰💸
Thank you for the information!!! Praying to break the spirit of poverty and had intentions of doing a financial fast. The information you gave will help me!!! Be blessed!!! $
I am glad!!
on my 1° No Spend, I saved 90% of what I usually spent on non-essencials! I didn't fell like I missed out on anything the whole month! 🥰🥳
On the last week of the month a trusted aesthetician needed a model for a few procedures I've wanted for a while, and it was over 50% off... I saved so much I got everything I wanted, and still had money left ! (already tanfered to my saving acount haha)
I thought this was an old video. I'm glad it's not. I want to join your prayer group. Yay to this upcoming year of no spend. We can do this! ❤