ICICI Bank చేసిన భారీ మోసం! తెలుసుకొని జాగ్రత్తపడండి | Sai Pathri Talks | Big Bank Scam
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- Опубликовано: 13 сен 2024
- #ICICI #BankFraud #ShwetaSharma
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In this informative Big Bank Scam video, we shed light on the alarming rise of bank scams in India, exemplified by the recent incident where a staggering 16 crores were illicitly siphoned off from a customer's account at ICICI Bank. Our goal is to empower you with knowledge to safeguard your hard-earned money.
We delve into the intricate mechanisms behind such scams, highlighting common tactics employed by fraudsters to deceive unsuspecting individuals. From phishing emails to fake calls impersonating bank officials, we unravel the modus operandi used to orchestrate these fraudulent activities.
Moreover, we provide invaluable tips and insights on how you can protect yourself against such scams. Whether it's staying vigilant against suspicious communication or regularly monitoring your bank transactions, proactive measures can significantly mitigate the risk of falling victim to financial fraud.
Join us as we navigate through the complexities of bank scams in India, equipping you with the knowledge and tools necessary to safeguard your financial assets. Let's work together to combat fraud and ensure a safer banking experience for all.
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Bro sbi securities 1180 rupees na sbi account robbed me
DBS bank is also doing some problems by not giving access to our account.
@sai garu naku epho related issue vundi. PF transfer cheyadaniki try chestey reject kodutunaru. Call chestey sarigga response Ledu Prathi sari different reasons cheptunaru. Oka reason correct chesukuntey inko reason cheppi reject kodutunaru claims . Em cheyalo koddiga guide cheyagala if you don’t mind . Per day 2 -3 times matramey vallaki connect avtandi call. Ippatiki 4 times reject kottaru. Proper reason chepparu. Call lo vallaki details Ichey lopey call disconnect avtandi. Okay reason correct chesukuntey inko reason cheppi claim reject kodutunaru transfer di . Help me if possible
Yes. In sbi Hyderabad , staff raised 29 crores in public gvt. Employees loans account. He paid emis of them. Public sector banks are being doing frauds to due to targets fixed by their bank high officials. For fulfilling tsrgets they may do frauds.
@@venkatajay221 Venkata ajay, have you gone through all terms and conditions before signing. If not then don’t cry foul now. Don’t have time to read but have time to cry here.
ఐసీఐసీఐ బ్యాంకు సిగ్గు పడాలి. ఇలాంటి పనులు చేసే వారి మీద rbi కఠినమైన చర్యలు తీసుకోవాలి. ఆమె డబ్బులు వెంటనే తిరిగి ఇవ్వాలి 👍🏻
Sx
Sir employee chesina thappuni company ki aapadinchandam correct kadu....
alaage Company echina power ni miss use chesina employee correct kaadu...
Mere antunnarukada power I miss use chesarani daniki responsibility evaru bank kada
@@radhikadurga444 Dabbu chusthe yevarikaina durasha puduthundhi. Adhi ICICI Bank or vere bank employee Aina avthundhi. Fraud avvakuda chuskovalsindhi maname kadandi. Appudu yevaru kosam chestharu cheppandi
Cheyadu
I am working in PSU Bank. I agree with you what you said is right. Now a days they are treating like slaves not employees.
True bro
lol, employees are also cheaters big time, no one is genuine here, every one is fraud guys
Since you PSU banks employees treat customers like slaves, people don't have other option except dealing with Private Banks.
It depends on person to person who will deal with customers. We are not SBI employees
@@ap26h890
Correct bro, compared to private banks govt banks treat customers very rude no one share proper information if it is normal withdrawal process also takes much time
నిజమే సాయి గారు ఎంప్లాయీస్ పైన చాలా ప్రెషర్ ఉన్నది. థర్డ్ పార్టీ ప్రొడక్ట్స్ అమాయకులైన కస్టమర్లకు అంటగడతారు
SBI e kallam lo challa chesstunnaru illaga .ammayaka raitylakau ammesstunnaru so sad e pamapam evaridhi
Sai garu employees ki management side nundi chala pressure untundi, that to private banks lo evaru untaro Evari job epdu potado vallake telidu,
Good vedeo
Yes bro. Chala pressure untadi bcz am also one of employee in bank. Worst ayaye banks.
ఎడ్యుకేషన్ లోన్ కోసం వచ్చిన వారికి ఇన్సూరెన్స్ పాలసీ లాంటివినా ??
SIR మీరు నిస్వార్థంగా ఇంత చక్కటి విషయాలను తెలియపరుస్తూ ప్రజలను చైతన్యపరచాలని మీరు చేస్తున్న ప్రయత్నాలకు మీకు శతాధిక వందనాలండీ.
You are 100% correct sir. Last week my sister visited ICICI bank branch to invest in tax saver deposit and the agent sitting there bought ICICI Prudential insurance policy instead of Taxsaver deposit. He took her mobile and authorised everything. We escalated this immediately to the branch manager and sent them complaint email. Please be careful with ICICI Bank
So, did they rectify it or just informed stating that they can't do anything as it is already created and you have to pay it otherwise you will loose money .?
It will
Have free look up period of 15 days , just check if that is there and write can cancel that .
చాలా వివరంగా icici bank లో జరిగిన మోసాన్నీ చాలా వివరఁగచెప్పారు అలాగే మాకు ముందు గా అవగాహన కల్పించిన మీకు చాలా కృత జ్ఞతలు
Hi sir I m a banker. I saw your thumbnail and thought you might give some false data and examples. But Kudos to you , your information is pin to point genuine and this is what happening in banks . Great work
Yes, i have taken a PL from HDFC, they added the insurance policy automatically and they asked me to sign the documents. When i checked EMI it is more than expected when i throughly checked the documents i found that they added a insurence policy without my concern. I asked to remove it. He was saying that it is compulsory it is our bank policy. I asked him to show the policies that stating it is compulsory. Then he was requesting me to take because we have a target to sell monthly these many policies. Crazy, i dont know how many people got trapped like this
How much emi undi bro 😢. And do they removed it or not after u questioned them
@@PradeepKumar-tq4ev of course they removed it.
For me they haven't removed bro
నాకు ఇలాంటిది స్టేట్ బ్యాంకులో కూడా జరిగింది నెలకి 500రూ చొప్పున 13నెలలు జరిగింది నేను 7నెలలకి చూసుకొని బ్యాంకు కి వెళ్లి అడిగితే చాలా నెగ్లిసెన్స్ గా సమాధాన మిచ్చారు తిరిగీ తిరిగి అలసిపోయాను శాలరీ పడగానే డ్రా చేసుకోవటం 13నెలల తరువాత మొదలెట్టాను తరువాత 6నెలలకి రెక్టిఫై చేసుకొని కటింగ్ అయితే ఆపరు కానీ ఆ మనీ వెనక్కి రాలేదు SBI treasury branch gumtur లో జరిగింది
Even for me also hdfc done same thing but crditcard bil
Aa bank chetha bank
Ombudsman lo complaint ivvandi brother. Nenu sbi lo maa school mdm account open chesina 57 days ki kooda book ivvaledu. Ambudsman lo complaint ichhanu. Daanitho mundhu అంతా bedirinchina BM 13 టైమ్స్ sorry cheppi school ki vachhi account book ichhadu.
ICICI Bank చాలా మందిని మోసం చేసింది. Three videos Hindi లో చూశాను
Bank employees or bank ?
Bank recruits the employee.. so bank
Hi This is Ajay Bandlamudi I am Finance Director in a regulatory bank in UK.
In India we have less finance literacy so this is a great advantage for fraudsters.
My point is RBI must make sure Banks do banking business and Insurence company to sell insurence.
Banks should not sell insurance.
I know most of rules in India regarding banking, RBI always prepare rule for supporting banks not customers.
There are many issues with banks and insurence company’s but RBI takes it easy and only reacts when issues persists.
I worked in PSU Bank, the situation is same as you said. They are exerting more pressure on cross selling insurances and other products. The head offices give impossible targets and put high pressure to reach those targets. Bank jobs became so hectic. We have to sell different types of insurance policies to every customer possible even if they don't need. Some people are doing illegal means to reach the targets of RBO and skip mental and verbal torture. The above said things are all true.
Bro nenu icici direct app lo demat account open chesa maa friend refer chesaadu 400 vasthaayi ani.and app delete chesesa .but ippudu negative balance -826 kattamani messages and email vasthunnayi yem cheyyali
Ma friend HDFC Bank lo finance ga work chesaru insurance chala pressure chesuturau chala badha vundi😢
True 😢
sad to hear this but this is the harsh truth
HDFC credit card theesukunna, vallu phone chesi insurance theesukomani bedharista unnaru
I'm worked at IDFC first Bank.. I faced too much pressure . Very bad experience
True bro
I am working axis Bank , horrible pressure
Bro nenu icici direct app lo demat account open chesa maa friend refer chesaadu 400 vasthaayi ani.and app delete chesesa .but ippudu negative balance -826 kattamani messages and email vasthunnayi yem cheyyali
@@Rajuraj-zw4zwBro nenu icici direct app lo demat account open chesa maa friend refer chesaadu 400 vasthaayi ani.and app delete chesesa .but ippudu negative balance -826 kattamani messages and email vasthunnayi yem cheyyali
@@allinoneexpress4252 go to bank and close the account directly
Banks lo Ela jarugutundi ani asalu teliyadu .
Tx you sir.
I am regularly watching your videos sir.
S maku kuda
మా పాప బ్యాంక్ అకౌంట్ ఐసీఐసీఐ మీరు చెప్పినది విన్న తరువాత చాలా భయం వేసింది వెంటనే మా అమ్మాయీ కి ఈ మెసేజ్ share చేశాను ఇలాంటి బ్యాంకులు పై government serious action తీసుకొవాలి
Thanks for spreading awareness 🙌
I will try my best to to Control these frauds
Thank you Sai Sir for your Deep Analysis😊
SBI బ్యాంకు కి వెళ్తే వాళ్లు ఎప్పడు SBI LIFE గురించే మాట్లాడుతున్నారు గానీ వాళ్ళ బ్యాంకు డిపాజిట్స్, లాన్స్ గురించి అస్సలు చేపట్లేదు. వాళ్లకి SBI Life డెవలప్మెంట్ మీద ఉన్న ఆరాటం వాళ్ల బ్యాంకు డెవలప్మెంట్ మీద లేదు. In future SBI existence ఏంటో వాళ్లే ఆలోచించు కోవాలి
Dont worry about sbi it will take care of.
Not only sbi all banks focus only li
Arun reddy not worry how SBI is writing of Adani loans.
Yes what you said is correct. SBI tells about SBI life Insurance. I invested in it thinking it's through SBI. SBI LIFE Insurance is totally private.
Why ICICI is not providing any account other than Privilege Banking which has 1 lakhs Minimum monthly balance.
Me too face same issue how can I have 1 lakhs MMB as being a student
They are just cheating you nothing more than that don’t open an account in ICICI bank.
I call to customer services bot tell to visit local branch and local branch sing the same song only Privilege Banking…..can beeen open at us we are premium banksssss
Open in another bank, I think idfc is better.
That's fraud. They won't get commission if they open 10k balance account. Give complaint to RBI ombudsman.
SBI Bank lo my mom took loan...bank agent forced her to take ulip policy...yearly 40k kattali...ani...5 years tarwata 50,000 add aithay ani sodhi cheppi kattipinchadu...
Ma parents kuda 3years dhaka chepaledhu.....aa 3years lo financial ga darunamaina position lo unde memu....
Theera telisinanka chusthe adhi ULIP policy....
Em theliyani ma parents ki mosam chesi policy ammina person sarva naashanam aithadu.....vadi personal life, professional anni sarva nashanam aithadhi....
Naku matter telsinanka pothe....Pichilanj*** duku SBI Bank lo ledu...transfer aindu... lekapothe vadi ijjath thesevanni....
Mosam chesi business/ work chesthe meku puttagathulu undav ...
అస్సలు ఉలిప్ పాలసి అంటే ఏంటి బ్రో
@@krkvlogs1452that is also an insurance policy
@@krkvlogs1452 unit linked insurance plan....unna annitlo worst edaina undante idhe
Very important and eye opener...this video deserves more likes to get more reach
సార్ చాలా కరెక్ట్ గా చెప్పారండి 28 లక్షలు లోన్ ఇవ్వడానికి ఈ రెండు లక్షలు ఇన్సూరెన్స్ పాలసీ తీసుకున్నారు సార్ నా దగ్గర రైస్ చేసే బ్యాంక్ పెద్ద మోసం అయిన బ్యాంక్స్ బలవంతంగా తీసుకున్నారు సర్ ఇన్సూరెన్స్ పాలసీలు పాలసీ క్యాన్సిల్ చేసుకుంటే 2500 వచ్చేయండి ఎంత మోసం అండి icc బ్యాంక్ ఎత్తివేయాలి మూతి మూతి వేయాలి
What u spoken is 100% right bro , solution for this is , RBI Should take strict action to stop the cross selling in banking
Thank you for raising this for public awareness..2010 lo icici lo personal loan apply chesanu andi. (Not through direct icici employee, naku appudu antha difference teliyadu). Rate of interest 13.5 percent ani cheppi.. form lo natho signs chepinchukunnaru.. 13.5 percent ok kada.. side ki sign cheyandi annaru.. sign chesaka nenu xerox teesukuni form vallaki ichanu.. Loan disburse ayyaka EMI numbers verega unte, customer care ki call chesthe interest rate 15.5 ee loan ki ani chepparu..
Begumpet branch ki velli enti ee fraud ante..nee sign undi 15.5 percent interest ki.. 13 ni 15 ga marcharu..side ki pettina na signature ila use chesaru.. Na daggara unna xerox chupisthe asalu vishayam artham ayyi.. evariki chupinchoddu ee proofs.. memu loan cancel chesthamu ani cancel chesaru.. Xerox lekunte proof lekunda matladataniki kuda ledu.. Banks ni kuda nammataniki ledu ani appatinundi jagratha ga untanu..
I used to work in ICICI Bank in between 2014 to 2017, due to over pressure on debit cards selling, so i left ICICI
Even SBI when requested for a locker, they told me to take a insurance policy to get the locker. I did not agree with the same.
Same experience very recently
Nenu sbi employee bro naku locker kavali ante ne pakka branch vallu sbi life chestene istamu annaru inka ardam cheskukondi valaku Edo commission vastadi Ani kuda kadu anta pressure pedutunaru management
Only solution massage complaints vellali cross selling mida
ICICI is one of the worst banks, for under construction flat they approved 80% of flat value, still it's under construction since 5 years.
If without 80% completion they approved 80% value you can complain to banking ombudsman, also if its within RERA and it is not completed you can complain to RERA and get compensation
HDFC Bank lo finance executive ga join ayyi aa torcher bharencha laka 3 months ka resign chasa......valla products manaku use avvane prate chatta ne customers ki sell chayale annaru naku nacha ladu so resign chasasa.
Good bri pressure tattukolemu
Hi Anna..Same idhey issue maku sbi bank loo ayyindhi...Ma uruu mothham without consent lekunda 550 charge chesaru insurance premium kinda.... memu velli adigithey rude ga behave chesaru manager..maku kopam vachhi SBI app loo complaint raise chesam no use aaa tharwatha RBI ki complaint chesthey noru musukoni amount return chesaru aaa manager call chesi Marii mii issue solve ayyindhi andi problem ledhu annaruu..
Ooruu mothham 550 cut chesaru andaru velli adigithey corona central government insurance scheme ani Sodhi chepparuu..
If you have any issues with Banks Please make complaint to RBI..it will definitely help you...
Definitely, thank you for sharing this information i will keep this mind for future references
As a banker I totally agree
I am also banker
We are facing same
I am also victim of ICICI Bnk. I lost nearly 40000 rupees.
Your every explanation is very clear and informative.
Hats off to u Sai garu.. Well explained about all frauds in one video. They always target uneducated and greedy people.
Banking and Insurance are two different domains, bankers shouldn't be involved for insurance products selling, IRDA must concentrate on this, actually if insurance company has to have an advisor, they must clear IRDA exam, but iam sure, 99% of bankers who is selling insurance products are not eligible as they had never appeared those IRDA training or examination
అందుకే అవసరానికి మించి సేవింగ్స్ account lo డబ్బులు ఉంచను.
మిగిలినది మొత్తం షేర్ మార్కెట్ లో పెట్టేసా.
Mr.Sai you gave excellent awareness. Thank you 🎉
సాయి గారు బ్యాంకు కస్టమర్లు కొందరు ఫోన్ చేసి ఒక ఎకౌంటు నుంచి ఇంకొక అకౌంట్ కి ట్రాన్స్ఫర్ చేయమని చెబుతారు అది కూడా బ్యాంక్ వారికి ఒక అవకాశం మనమే ఇచ్చినట్లు అవుతుంది
Yes Sai garu. true . As a NRI i have faced many times they try to sell some of the insurance policies. I just denied several times. most of the times the people are well known to us. Good content. thanks 👍
LIC Insurance sector ని నిర్వీర్యం చేసి
Banks లో insurance introduce చేయడం. వాళ్ళని insurance sale చెయ్యమని pressure చెయ్యడం.
చాలా బాధాకరం.
Yes Anna what you said is 200% right
Now a days bank jobs are fully high pressure jobs
Cross selling and up selling
Bank lo work chese vadi position bayataki manchiga kanapadutundi but employee ki matrame telusu kukka kanna darunamayina bratuku ...
Excellent guidance sai garu...Thank you....
నాకూ same ఇలాగే జరిగింది.ఐసీఐసీఐ లో.(case no 2)లో లాగా.
అన్న నేను ఒక రైతు ని 2018 లో క్రాప్ లోన్ కోసం దగ్గరలోని ఎపిజివిబి బ్యాంకు కు వెళితే పాలసీ తీసుకుంటే నే ఇస్తాం అన్నారు నాకు అవసరం ఉన్న అరవై వేళకు, ఎనబై వేలు లోన్ పెట్టి ఇరవైవేలు యస్బిఐ లైఫ్ ప్రీమియం కట్టుకున్నారు అయిదు సంవత్సరాల ప్రీమియం కడితే తరువాత డబుల్ అమౌంట్ వస్తుంది అని చెప్పారు. ఆ తరువాత సంవత్సరం ప్రీమియం కట్టిన తరువాత అయిదు సంవత్సరాలు ప్రీమియం కట్టి, అయిదు సంవత్సరాల వెయిట్ చేస్తే అమౌంట్ వస్తుంది, అది పది సంవత్సరాల ప్రీమియం అని తెలిసింది. వద్దనుకొని బ్యాంకు కు వెళితే మాకు సంబంధం లేదు వాళ్ళ బ్రాంచ్ కు వెళ్లమన్నారు డెబ్బై కిలోమీటర్ల దూరంలో నల్లగొండ లో యస్బిఐ లైఫ్ బ్రాంచ్ కు వెళితే రకరకాల కటింగులని చెప్పి పన్నెండు వేలు కట్ చేసుకుని నేను కట్టిన నలభై వేలలో ఇరవై ఎనిమిది వేలు తిరిగి ఇచ్చారు.
I seen a similar issue with my cousin, they took housing loan from ICICI and travellled to USA and continue paying EMI. There home loan interest was going up but never realized it went to close to 24% (atleast branc manager should have informed them as they are NRI). We realized it after close to 4 years and then closed account on a fast track. ICICI should avoid short cuts for money and need to really understand what is customer experience...
what ??? close to 24% aa , sare 20% anukunna kani home loan ki antha enti asalu personal loans kuda undav kada antha interest rates , government rules emi undava capping
No.1, fraud bank lost lot of money with this bank
You are 100% correct.. But what will employees do, employees know what they are doing is not correct. Is there any forum is there to complain ing on management who are forcing to do such impossible targets.
The Government should focus on such things if we have to elect the right Government
Thank you Sai garu. This is an eye opener for me. I will be mindful about my dealings with ICICI going forward.
ఇన్సూరెన్స్ లో కూడా targets చాలా ఎక్కుగానే ఉన్నాయి
Hosital lo doctor ki surgeries kuda targets unnavi
ఒకే స్టాక్ లో, ఒకే బ్యాంక్ లో ఇన్వెష్ట్ చేయరాదని తెలిసింది. సాక్షాత్తు కీర్తిశేషులు అబ్దుల్ కలామ్ గారి విషయంలో కూడా అలాగే జరిగింది.
SBI lo yono active chyamantay Accidental Insurance Without permission active chyasaru 500 Ila daily 50+ members ki sr.citizens ki kuda mandatory policy Ani chyasthunnaru RBI is sleeping 😴
Before RBI wake up, if any one of those 50+ members die in an accident, would you suggest them( nominee) not to claim that policy which worth lakhs of rupees??
@@MADHIRA904 that will be fine but the employees won't discuss about the nominee because it doesn't matter for the seller but it matters alot to the buyer (even if they don't need)
@@user-bl2bt2xr8l if not nominee their legal heirs will claim it. Money will reach their own blood lines only. Some times good will reach the innocent with out their knowledge.
@@user-bl2bt2xr8l Most of the times they nominate the SB account nominee as nominee for this policy.
APGVB chestundi that too farmers ni , ma parents ki ilane chesaru , nen guide chesa vallu mny recover cheskunnaru with 500 deduction. Situation: crop loan theskodaniki local APGVB ni approach inaru ma parents then 1.2L loan istam kani mandatory crop insurance theskovali 20000 ki ani force chesaru but there is no rule and even they are selling bonds its not a crop insurance. Loan kosam bank ki velthe aa loan lo nundi 20-30% malli valle theskuntunnaru , idi 100% achieve chesnaru aa bank lo nen ma parents ki 1 week gattiga ardam ayyela chepthe gani vallu aa scam nundi bayata padaledu.
Thank you so much for bringing us this valuable piece of information. . You have saved us by letting us know on how the frauds can happen in the Bank and how to be alert.
I'm Working in IDFC First Bank. As you said there is LI Pressure,3 in 1 dmat trading account opening pressure sips pressure.. 🤯
😢
MANY MANY THANKS for the VIDEO and YES I did My RESPONSIBILITY
Thanks sir, ICICI Bank ఈ మద్య ఇంకో ఫ్రాడ్ చేస్తున్నారు, PC లో Net banking open చేస్తే Insurance or FD related page వస్తుంది. అవసరం లేకపోతే close చేసే option X mark కూడా లేదు. Compulsory page ni click చేయవలసి వస్తుంది. Customer care ki complaint చేసిన no use.
In SBI also there is lot of pressure on staff to sell SBI life products which are under performers.I myself was victim to SBI Life.For getting loans or lockers they are demanding SBI Life
ఇంత పెద్ద మొత్తంలో ఫ్రాడ్స్ ICICI ఖాతాదారులతో మోసానికి తెగబడుతున్న వారిని RBI చర్యలు తీసుకోవాలి.
Excellent information sir, my husband is facing this kind of problem from their higher officials
Nijam bro.. bank job ante full sales job ipoyimdhi . Targets Targets.. every day meetings.. reviews..
Yes.. recently our employees received message from Axis Bank. Stating that they will block the account or collect fine if their next month salary not credited in the account xxxx (Last 4 digits of account number).
Actually the account is not related to those employees. Means they are using phone number of these persons to other bank holders having no phone linked..
Icici బ్యాంకు chala worst.మా credit card స్కాం ayyndi. Eppudu కట్టమని టార్చర్ చేస్తున్నారు. Maa తప్పు లేక పోయిన సరే
I did my responsibility.. thanks team for very valuable information
Thank you very important information. Kindly share more information to reach financial literacy to the people.
Very useful information to common man. Thankyou sir.
Naku 41k lose ayyanu recent gaa icicic bank lo nenu phone pe nundi money transfer cheste two times cut ayyayi
anduke dont keep too much cash in bank account .. put in stocks or MF or lands or some other assets
Nenu edo vere valla pani meda ICICI bank ki velthe vallu na bank acc. no. adigi andulo balance chusi okka FD cheyamani entha force chesarante cheppalenu. Chesedaka vadalaledu. Inko highlight enti ante pakkane vunna inko employee kuda vachhi emo emo plans cheppi vatilo invest cheyandi ani force chesadu and oka form meda na name okkkti mention chesi meru just sign cheyandi rest all I will handle ani cheppadu. Nenu pettanu ani cheppina vinakunda evening nenu already apply chesina FD related document evvataniki vasthanu address cheppandi ani address tesukoni aa document kuda tesukuvachhi sign cheyamani force chesina situation nenu na life lo marchipolenu. Appudu anipinchindi mariiii bank employees kuda intha advanamga behave chesathara ani.
Very good analysis.. Useful information.. Thanks
Yes sir,
This is Reasons only my friends are resigned for bank jobs.
My self also struggled.
Recent ga nenu online lo ICICI demat account open chesa, open chesetapudu baga guide chesaru but vaddanukuni close cheyataniki try chesthe bank ki vellalsinde annaru. Entha time varaku free ante one year annaru but recently I received a mail stating that they gonna charge 879 /- for my account. First one year free ani cheppi ippudu account open chesina 3 months ki cut chesta antunaru.
Thank you very much Sai garu. Your information is invaluable.
Nenu kuda okappudu icici employee ne, bank lo managers pette pressure valla targets valla chala mandi Life insurance FD ani cheppi invest cheyistaru, Morning meeting for daily targets, hourly updates on sales, evening meeting for what have done for the day, weekly meeting with Cluster manager, reviews with Regional heads for every 15 days, customer service pressure, customer tidutaru manager tidutaru, morning 8 ki vaste night 9.30 ayyedi daily, literally narakam chupinchevallu
So sad,Man..I was like only working in IT sucks😢
Thank you for sharing your knowledge, gold loan tisukunna pudu, tarvatha jagrathalu cheppandi, do video on this please
Bank related loans kosam a documents vundalo videos pettandi.. endukante banks loans kosam vellinappudu adhi ledhu idhi ledhu ani thipputuntaru
Prati loan cover ayyetattu pedite maku konchem useful vuntundo
Bank ki vellalantene bayam vestundi... Vallu mana mohamatanni cash chesukundam Ani chustaru... Insurance products assalu konakudadu.. mana panedo adhi chusukuni ravali.. mundu aa Pani ayyaka chuddam Ani escape ayipovali.. mohamata padithe kadupu cheyatam kayam
Yes i have worked in one big Pvt bank .. Pressure level is very very High and some employees committed suicide..also..and managers behaviour is wrost.
True bro
Mee contents solid ga untay super
ఎవరో ఎంప్లాయి చేసిన దానిని ఐసిఐసిఐ బ్యాంక్ చేసినట్టు చిత్రీకరించడం చాలా తప్పు. తప్పు చేసిన ఆ ఎంప్లాయ్ మీద కఠిన చర్యలు తీసుకోవడం అనేది కరెక్ట్. అంతేగాని icici బ్యాంక్ అనే నిందించడం చాలా తప్పు
Employee చేశారంటే అది బ్యాంక్ వల్లే కదా బ్రో వాళ్ళు పెట్టిన టార్గెట్స్ వల్లే కదా వీళ్ళు చేశారు
@@rkcomputers6013 manam ekkada work chesina targets are common. One or some employees chesina dhaniki mottam organization ni thappu pattadam correct kadhu kada. Any bank not only ICICI
I worked for IXXXI Bank for nearly 5 years,what you shared is 1000% correct, many of the bank employees don't want is RBI,REPO rates
It's not a bank job its insurance agent jobs and teller caller jobs, don't choose retail banking as a career
They sell mutual fund without knowing NAV
They offer loans without knowing interest rate
There is no banking education for employees
In IT we have recession (fear of losing a job will be some time) but in retail banking all powers will be in the manager hand he can hire and fire in 3 days
True
Innallaki bank employees prblms genuine ga raise chesaru. But I finally left banking
నా కుమారుడు(usa )కి సంబంధించిన రెండు లక్షల రూపాయలు నాలుగు సంవత్సరాల నుండి ఇవ్వడం లేదు
Worst bank
Levied Rs.1800 penalty for not paying Rs.1050 credit card bill to a customer who is a icici bank customer for last 9 years who had never missed paying credit card bills of thousands of rupees every month
I had worked for Kotak bank. This is so happening in a big number in new generation banks and the same is followed by public sector banks also... Top management are also very lethargic and the same is pointed by any one management removing them in a phased manner. This is faced by me, and i was tortured by management but when I took this with top management with the help of union 5 persons were removed from the services of bank. The actual culprit who is instrumental he is in top position only, just transferred to some other area, and the genuine person fighting the case in labour court. Poor employee without salary struggling a lot.
అవును సాయి అన్న ఇదే నిజం...
నేను PSU బ్యాంక్ లో 11 సంవత్సరాలుగా పనిచేస్తున్నాను... జాయినింగ్ టైం లో నేను బ్యాంక్ లోనే జాయిన్ అయ్యాను కానీ ఇప్పుడు ఇన్సూరెన్స్ కంపెనీలో పని చేస్తున్నాను అనే ఫీలింగ్ వచ్చింది... బ్యాంక్ లో డబ్బులు డిపాజిట్ చెయ్యడానికి వచ్చిన కస్టమర్ ను మ్యుచువల్ ఫండ్ లో చెయ్యమని లేదా ఇన్సూరెన్స్ చెయ్యమని చెబుతున్నాం... కానీ బ్యాంకింగ్ మెయిన్ moto మిస్ అవుతుంది... అన్నీ డిపాజిట్లు మ్యుచువల్ ఫండ్ లో డిపాజిట్ చేస్తే మరి బ్యాంకులు కస్టమర్స్ కి లోన్స్ ఎక్కడి నుంచి ఇస్తారు...nowadays banking is nothing but mutual funds and insurance company only...
Annayya psu banks di chala ghoramina paristhithi..... Wat u explained in entire video is absolutely correct✅✅✅
Andhra bank lo educational loan ki apply chesamu, 2019 lo. Loan sanction chesaru, first cheppetappudu girl education ki 10% ani letter icharu. Final sanction letter lo 14% ani mention chesaru. Loan mem teesukoledu . Oka amt kuda release cheyaka munde, sanction ina one week ke Liability insurance debit chesi , daniki interest kuda debit chestu vellaru. 35000 ki 6000 interest vesi , aa amt maa account nundi deduct chesaru . Memu question chesi, letter pedite maa account ki credit cheyamani adigite asalu letter kuda tesukoledu . Valla ki kavalsina vidham ga letter tesukuni , maa nundi cheque tesukuni , valla account vesukunnaru. Manager & staff kalisi drama adaru. Veellu vallani adagamani, vallu veellani adagamani .kani maa amt 41000 kattinxhukuni, 20000 tarvata icharu
Shared.., sai garu.... Did my రెస్పాన్సిబిలిటీ
Canara Bank లో నేను ఇలాగే ఫెసయ్యాను. నాకు ముందుగా MF Gold scheme గురించి వివరించాడు. కానీ నేను చూద్దాం అన్నాను. వారం రోజుల తర్వాత, నా ప్రమేయం లేకుండానే, నా అకౌంట్ 2k SIP చేశారు, 3 years కొరకు. నేను ఎక్కడా సంతకం చేయలేదు. చెక్కు ఇవ్వలేదు. మేనేజెర్ కలిసి వివరించాను. No response. ఈ లోగా 2nd SIP కూడా కట్ అయింది. Canara Bank HO తో పాటు, RBI, Ministry of Finance, New Delhi & Ombudsman ku mails pettanu. Ombudsman action valana, inteki vachi, case with draw chesuko ani request chesi, SIP Cancel cheshru, amount credit icharu. Ila chala jarugu thuntai, Ombudsman active ga Pani chesthudi.
I found myself caught up with the HDFC Bank loan, with a no-swipe EMI amount of 90k. However, I fought with them and completely recovered. Thank god. No bank safe
No-swipe EMI means
Tax savers కోసం ఫిక్స్డ్ డిపజిట్లపై జాగ్రత్త, వాళ్లు సగం అమౌంట్ ఫండ్స్ లో పెడతారు. అది కూడా ఒక వైట్ పేపర్ మీద ఎక్స్ప్లెయిన్ చేస్తారు. కాబట్టి క్లియర్ గా అడగండి అన్ని కనుక్కుని ఫార్మల్ డాక్యుమెంట్ లో మెచ్యూరిటీ అమౌంట్ తో సహా వివరాలు తీసుకోండి.
బ్యాంకు మేనేజర్ మోసం చేసింది వాస్తవం, కానీ డబ్బు పంపించిన వీరు కూడా తప్పు చేసారు. ఎప్పటికప్పుడు అకౌంట్ స్టేట్మెంటు , బ్యాలన్స్ తతిమ వివరాలు చూసుకుంటూ ఉండాలి. డబ్బు విషయంలో అవతలి వారు ఎవరైనా, మనకు ఎంత దగ్గరి వారు అయినా నిక్కచ్చిగా ఉండాలి. మనకు వారిది ఒక్క రూపాయి కూడా వద్దు, మనది ఒక్క రూపాయి వదులు కోవద్దు. ఇవి సొంత అనుభవం అయితేనే కానీ అర్థం కావు.
Sai garu I was using ICICI from last 20 years.frequent ga online banking thru fds chestanu.Couple of months back oka fd chesthe amount vellipoyindi but it was not reflecting in my fds .Almost 10 days bank chuttu tirigi valaki mails chesthe almost after 15 days It reflected in my account.I really felt very scared with my amounts after facing this incident
Bank corporations to maintain good profit books and appease shareholders. Thier employees are pumped and motivated to sell any product irrespective whether it is beneficial to customer or not. This is a vicious cycle. We are both investors and customers sometimes. Thank you MP team for bringing this.
నిజమే సాయి గారు అనంతపురం ఐసీఐసీఐ బ్యాంక్ లో అకౌంట్ ఉన్న SSS Bar & Restaurant వాళ్ళ డబ్బు సుమారు కోటి రూపాయలు కొద్ది కొద్దిగా Fixed deposit కు transfer చేస్తున్నాం అని చెప్పి different accounts కి transfer చేసి ఆ డబ్బులను బ్యాంక్ వాళ్లే withdraw చేసుకున్నారు.
Bro, nenu relationship manager ga chesa icici lo, e cross selling products torture valle just 3 months lo resign chesa, edo okati chesi products sell cheyyali antaru, bank operations chuskuntu products sell cheyyali, end of day RH tho ramp vestaru products emi sell cheyyakapothe, nenu Vellindi through NIIT interview ayyaka select ayyam antaru training kosam 1 lakh pay cheyyali antaru, chesi mari job lo join ayya bank job ani😅, taruvata tesindi adi entha torture anedi, PSU la salary kuda undadu, just 15k salary istaru, 11-12hrs works cheyyinchukuntaru..Private banks ante worst banks employee treatment lo..
వీటిగురించి RBI సరైన నిర్ణయం తీసుకోవాలి customer కి అన్యాయం జరుగకుండా
What ur told is 100%correct Sai garu I am a canara bank employee,so many targets are given to employees recently customers accts got debited premiuns of pmsby,pmjby,apy with out customer consent though the premiuns are nominal but as a bank employee we should not do but forcefully doing our jobs like these so many things are happening with out customer consent.
Suffering of Bank employees is unmatched. Demotion in same branch, perks cut, personal vendetta, humiliation. So much more to tell.
చాలా ఓపిగ్గా వీడియో చేశారు మంచి ఇన్ఫర్మేషన్ ఒక కామన్ మ్యాన్ కి మి టిప్స్ కి ధన్యవాదాలు మీకు 🙏
We are victims of SBI and andhra bank,we had fds on our son's name,our son died in2016,we were in deep shock,we contacted bank's in 2020,to encash fds,we provide d,death certificate, inheritance members certificates and all certificates needed,they paid us money upto 2016 only, though fds were encahed in 2020, they were rude with us,made us to make repeated visit,my husband was suffering from chronic illness,each visit to bank was fearful, shameful ,it was like they are doing favour to us