The Solution To Saving Money & Frugal Living | Reset For 2025

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  • Опубликовано: 24 дек 2024

Комментарии • 82

  • @Linda-s5j9d
    @Linda-s5j9d 2 дня назад +14

    Thank you for sharing!! So helpful!! I am 79 yo retired teacher/counselor and have a very sick hubby requiring lots of help. It is HARD. The hardest thing I have ever done is taking care of him. I let debt take over, now I am getting control. Your positive attitude really speaks to me. Changing money habits starts with your heart. I can see daylight! I will be debt free by next Christmas.
    Again, thank you😁❤️👍

    • @2SisterBees
      @2SisterBees  2 дня назад +1

      The best part of your comment is that you can see daylight! ☀️
      💛💛💛💛💛💛💛💛💛💛

    • @Linda-s5j9d
      @Linda-s5j9d 2 дня назад

      @@2SisterBees For me, too! Isn’t attitude so important?!
      I appreciate your expertise…I have paid off $25,000 in credit card debt, and have $12,000 to go. The burden is already so much lighter. Success leads to more success, it encourages you to keep on keeping on.
      Merry Christmas😁❤️🎄

    • @GlendaWarren-f1n
      @GlendaWarren-f1n День назад

      tha'ts wonderful congrats :) happy 2025 to you and yours - prayers for your hubs

  • @BixieASMR
    @BixieASMR 2 дня назад +10

    I had to say no to a wedding as it would mean travel costs, accommodation costs, outfits (I literally have no dressy clothes) for myself and son, drinks money etc, I chose me and my finances for once and it felt really good ❤

    • @2SisterBees
      @2SisterBees  2 дня назад +1

      Oh I LOVE your comment. Thank you for sharing it. I know that was probably really hard to decline the invite. I think we all need to say out loud. “I can do hard things!”
      I am so proud of you for doing a hard thing! 👏💛⭐️🐝

    • @BixieASMR
      @BixieASMR 2 дня назад

      @2SisterBees it was! we were given three months notice (one of which December so all funds are for Christmas) to find the funds and I was initially going to do it but had a word with myself and knew 'no' was the right thing to do

    • @GlendaWarren-f1n
      @GlendaWarren-f1n День назад

      painful but true good for you :) choosing to stop going into further debt - step 1. happy 2025 to you :) its going to be a better year - glenda

    • @BixieASMR
      @BixieASMR 21 час назад +1

      @GlendaWarren-f1n 🥰🥰🥰 thank you

  • @carlaphillips3814
    @carlaphillips3814 3 дня назад +11

    My goal for 2025 is to stick to my budget and get my debt paid off before I retire in a couple of years. I just printed your free packets. Thank you so much for sharing your struggles and your solutions.

    • @2SisterBees
      @2SisterBees  3 дня назад +2

      Glad you were able to print - those will definitely help you with getting your debt paid off! See you next time!🤩🐝

  • @melindachiasson6807
    @melindachiasson6807 3 дня назад +7

    Since watching your videos for now 2 years I have had many setbacks ir reajustments with my budget. TODAY for the first time I have finished xmas shopping early and planned it through the year...yes that means I have even bought xmas gifts in June for a special friend or a family member....but I NEVER bought a gift without having money in my XMAS envelope.. win win ...sorry credit cards I only buy my gits with cash😅
    Feling soooooo relaxed ms stress free this year....sure there is still a gift or two to buy but they are all planed ahead.
    Little side note: I EVEN BOUGHT A XMAS GIFT IN JAN 2024! ON SALE! 🎉😊😊😊😊😊

  • @sitsngigglesful
    @sitsngigglesful 2 дня назад +5

    There are few times that i am grateful for food intolerances, very few actually, lol. Saving money by not eating out is one of those times. I ha ent been thru a drive thru for food in over a decade, and there are not any restaurants around me than can accomodate my issues- last time i ate out was 4 yrs ago at a conference in a big city and i researched restaurants thoroughly. I need to apply that same diligence to my budget and spending!

  • @JanaJohnsonREI
    @JanaJohnsonREI 3 дня назад +9

    Thank you for sharing! Been loving your no nonsense videos.. thank you for keeping it real and simple 🙌

  • @AlwaysAngelaXOXO
    @AlwaysAngelaXOXO 3 дня назад +5

    Love this because it can get crazy when you're not planning each dollar. Nobody you said "yes" to are going to be in bankruptcy court...
    I am finally getting the receipts and tracking down... It was a huge part that I skipped because I figured it's budgeted for but now I see there are still areas that are excessive.
    Thank you Jenn for making it real, understandable, and up front with the things that matter
    💜XOXO

    • @sitsngigglesful
      @sitsngigglesful 2 дня назад

      I just put a "recipts" envelope in my purse for the same reason! I've been thinking "well it's budgeted" but my misc fund (which I realize I don't need) keeps disappearing!

  • @Irene.42
    @Irene.42 3 дня назад +5

    Have a Merry Christmas. Thank you for your help. I'm a little over halfway to my $1000 emergen-BEE fund. Plus paying down my first credit card. I just want to say thank you so much for your videos. I even got my sister to start some small challenges and think she is hooked to now.

    • @2SisterBees
      @2SisterBees  16 часов назад

      I am so happy to hear your progress - keep up the great work! 💛 And your Sissy, too!!! 🤗

  • @jodywatts2103
    @jodywatts2103 День назад +1

    OMgosh, i never realized ppl wd still be paying on cards they used by presents a year ago... thats insane... im about 3 seconds from taking my car back and gettting a cheaper car....i think my transmission is going out...im having it checked tomorrow... if so in DONE... then getting something cheaper...

  • @celestebarrentine3922
    @celestebarrentine3922 3 дня назад +5

    Merry Christmas Jenn, Jason, and Uhtred!!

    • @2SisterBees
      @2SisterBees  16 часов назад

      Merry Christmas to you! Thanks for always being a part of The Hive! 💛⭐️🤩🎄

  • @codybroyles8751
    @codybroyles8751 3 дня назад +3

    You are so funny! I love your videos. You have really helped. I went from a negative net worth last October to a positive net worth. I am so not done but have better tools this year to get to where I need to get. Thank you so much!

  • @BOOTZIE13
    @BOOTZIE13 2 дня назад +1

    Good morning and Happy Sunday. I am focusing on building wealth and paying off debt in 2025. My motto will be everything i am doing is for Future me❤ thanks for the great content❤

  • @Emily_CM
    @Emily_CM 2 дня назад +3

    This video helped me. I was doing the same thing working to pay people. Now it’s different.
    .
    .
    *** I didn’t say thanks. Thank you. Enjoy the warmth. Stay safe.

  • @DavidKnicks
    @DavidKnicks 3 дня назад +5

    Those 3 things is all there is to it

  • @marycassidy1695
    @marycassidy1695 16 часов назад

    Consumer Credit Counseling is a big help and is free.

  • @magsalot
    @magsalot 2 дня назад +1

    This is amazing! Thank you!! 🙏🏻 I have to get a job because my husband’s paycheck isn’t enough to cover our basic bills plus debt payments.

    • @normaortega2271
      @normaortega2271 2 дня назад

      Thank you for the hope & inspiración. This year I just informed everyone that I was not giving Christmas gifts (I know that was major) because my goal was to max out my 401k. Guess what? I max out my 401k contribution for 2024. Now I'm prepping for a no spend month in January. My only debt is my mortgage and I'm working to pay it off asap. Budgeting works! Paying attention to the people we spend time with is crucial. Who we spend time with "makes us or break us."

  • @thevictoriagoogin
    @thevictoriagoogin День назад

    Hey hey Jenn!!! I have been dying to tell the HBIC (Head 🐝 In Charge) im officially DEBT FREEEEEEE ❤❤❤❤ I paid off my last student loan 12/18. Hello Honey was a huge contributor to keeping me motivated. So much love to you my girl!!!! & Merry Christmas to you & Jason 🩷🩷🩷🎄🎊🎉

    • @2SisterBees
      @2SisterBees  17 часов назад

      Victoria!!! Yayyyy!!!! 👏👏👏👏👏👏👏👏👏👏👏👏
      I am SO EXCITED for you!!! You did it! Just unbelievably proud of you- what a great comment to wake up to! 💛💛💛💛💛💛💛💛

  • @sharonp.6505
    @sharonp.6505 2 дня назад +5

    "Do or do not. There is no try". Yoda :-)

  • @valerie718
    @valerie718 3 дня назад +4

    How kind of you to create and share your budgeting tools. Thank you!

    • @2SisterBees
      @2SisterBees  2 дня назад

      I am glad you found them helpful! 🤩🐝

  • @jessif.3331
    @jessif.3331 2 дня назад +1

    Thank you for this video! You’re so motivating and I appreciate that so much! Merry Christmas 🎁 and I hope you have a fun and safe entry into the New Year🎉

    • @2SisterBees
      @2SisterBees  17 часов назад

      Thank you so much for your kind comment! Merry Christmas to you! 💛

  • @CashBudgetRetiree
    @CashBudgetRetiree 3 дня назад +4

    ❤ Hi Jenn! ❤ I'm thinking of switching from Verizon to Mint Mobile using your link. I'll probably do so in this next month.

    • @2SisterBees
      @2SisterBees  2 дня назад +1

      That’s awesome- it has been so nice to not have to pay that ridiculous bill anymore! 😅

  • @libbysworld7649
    @libbysworld7649 3 дня назад +3

    You are so awesome at these! Thank you Jen! Merry Christmas to you and your family.

    • @2SisterBees
      @2SisterBees  2 дня назад

      Merry Christmas to you! 🎄🎁💛

  • @melissasanford6744
    @melissasanford6744 День назад

    This is so incredibly needed, and thank you for making the resources free.

  • @ClutterCamp
    @ClutterCamp 3 дня назад +2

    I have never ever been able to focus on keeping a check register. Any advice.

  • @reneemesser422
    @reneemesser422 2 дня назад

    Awesome video. Every time I watch it, I learn something new. Merry Christmas.🎄

  • @yesenia3491
    @yesenia3491 2 дня назад +1

    Merry Christmas to you and your family ♥️💚♥️ & Thank you for another amazing & informative video 💕

    • @2SisterBees
      @2SisterBees  2 дня назад

      Merry Christmas, my friend! ⭐️🎄

  • @tammya3140
    @tammya3140 2 дня назад

    Merry Christmas Jenn & family! Thank you for helping so many get a grip on the finances!

    • @2SisterBees
      @2SisterBees  2 дня назад

      Merry Christmas to you, Tammy! 💛🤩🐝

  • @shonnebailey
    @shonnebailey 2 дня назад

    Thank for sharing this video ! This the truth

    • @2SisterBees
      @2SisterBees  2 дня назад +1

      Of course! I’m glad you liked that one! 💛

  • @moneywithjustliving5258
    @moneywithjustliving5258 2 дня назад

    Hi Jen, great information. Love your videos.

    • @2SisterBees
      @2SisterBees  17 часов назад

      I'm so glad you enjoyed it! 💛

  • @Scowlingoverlord
    @Scowlingoverlord День назад

    Looks like no will be my mantra in 2025!👍

    • @2SisterBees
      @2SisterBees  17 часов назад

      Your profile name and icon is so funny! 😂

  • @DeniseDucharme-j3x
    @DeniseDucharme-j3x 2 часа назад

    I have a challenge for you, I'm from Canada so it does not work like in the US but here it is: how to save and get ahead when you are on wellfare and the price of food thèse days

  • @KimberlyAnn1971
    @KimberlyAnn1971 2 дня назад

    Merry Christmas to you and your family! Thanks for another inspiring video! They truly help me! 😊🎄

  • @carolew390
    @carolew390 2 дня назад

    Love these videos Jenn!!! So inspiring!! ❤❤

  • @ShadeyaIvy
    @ShadeyaIvy 2 дня назад +2

    Hello I would like to talk to you about my debts and saving if that’s okay with you

    • @2SisterBees
      @2SisterBees  15 часов назад

      👀 To Submit Your "True Story Budget" and be considered for an upcoming video:
      📧 Send an email and let me know your financial story. How did you end up in your current situation? What have you already tried that hasn't worked? Who is involved in your finances?
      ‼️ Make sure to FILL OUT and attach the " Financial Snapshot" linked here:
      ko-fi.com/s/f7c5db7cae
      ⭐️ This is an editable PDF- Download to your computer and fill in your info. Save the completed PDF file and email to 2SBHive@gmail.com

    • @ShadeyaIvy
      @ShadeyaIvy 15 часов назад

      @ okay cool

  • @patriciahartnett4776
    @patriciahartnett4776 2 дня назад

    I am disabled and can not find work. Once they see me walk the tone changes and I am asked why I walk that way? I have always been on a budget but now I have gone through my savings and inheritance. I have SS but it doesn't go far. Help please!!!

  • @staceypennington919
    @staceypennington919 День назад

    Jenn, how can we send in our budget to you? I think that is where my fear is holding me up is I don’t know how to do my very first one. I think if I had somebody do my first one and show me what I’m doing wrong then I could do going forward.

    • @2SisterBees
      @2SisterBees  17 часов назад

      👀 To Submit Your "True Story Budget" and be considered for an upcoming video:
      STEP 1: 📧 Send an email and let me know your financial story. How did you end up in your current situation? What have you already tried that hasn't worked? Who is involved in your finances?
      STEP 2: ‼️ Make sure to FILL OUT and attach the " Financial Snapshot" linked here:
      ko-fi.com/s/f7c5db7cae
      ⭐️ This is an editable PDF- Download to your computer and fill in your info. Save the completed PDF file and email to 2SBHive@gmail.com

  • @conniekelly-hl5qr
    @conniekelly-hl5qr 3 дня назад +1

    Hello Jenn,

  • @PerrySkyePhoenix
    @PerrySkyePhoenix 3 дня назад +1

    Yeah this sounds like a drag for sure. I feel like I do without a lot already. I don't make enough money. That's the problem.

    • @sandralmoore1360
      @sandralmoore1360 3 дня назад

      I'll trade paychecks w/ you. First though let me tell you my story.
      I'm 54, on disability since 2017.
      I started out drawing about $750 A MONTH!
      Still thinking you don't are enough? I NOW draw $945 a month, still I bet no where what you make a month.
      I'd started buying my house in early 90s.
      I've managed to get my house pd off, I lucked out in 2017 cause my car got repo'd after I started filing for disability and a friend had bought her daughter a 1998 lexus, used, as a hs graduation presemt and girl was about to graduate college.
      So friend gave me the lexus and got daughter a newer car.
      So my car is pd off (and yes , still driving that '98 and a chain broke on transmission and it wrecked itself (I've started calling it carrie after the horror film).
      But it hit a house at slow speed (I was in bed) and because I had an emergency fund, I had the $1500 to fix it clear.
      So , if I can pay house. Fix car and get out of debt on less then $1000.00 a month, and average working person makesore then twice what I do, how can you not pay off bills w/ little effort?
      I'll admit, when I started I'd NOT heard of dave ramsey so didn't know baby steps.
      I stumbled badly on my path.
      But, I kept picking myself up after each fall.
      So, if I could do it, what's really stopping you?

    • @JeanandKenny
      @JeanandKenny 2 дня назад

      It's not a drag, when you see those balances come down I can't tell you the feeling you get. I have never been this happy. You will be too!

  • @AlwaysAngelaXOXO
    @AlwaysAngelaXOXO 3 дня назад +2

    I hope every subscriber and more see this
    🐝❤🐝

  • @veerlevanopstal9420
    @veerlevanopstal9420 2 дня назад

    Hello, how are you? I really miss the 'budget with me' and 'savings challenges' videos. Are you still going to do those?
    Kind greetings from Belgium, Veerle

    • @2SisterBees
      @2SisterBees  2 дня назад

      Hello! The channel will always be about saving money! Keep an eye out for all different kinds of videos. 🤩💛🐝

  • @CatherineAndersen-l9q
    @CatherineAndersen-l9q 7 часов назад

    Make out your budget, write everything d*** that you owe. And even though you're going to pay all this debt for the month and get that straight. You're also going to start a payment plan to where you're going to do a savings challenge for each bill for the next month and that will get you ahead. For example, if you owe $500 on a car payment, put a extra dollar with it or 20 and add all your change. Save it for the whole month and add that. Is to it and see a decrease in size and see that you are successful. The next thing you do you have a rent payment? Make sure to add for the next month. You can do a $10 savings challenge on it and every $10. You get you just stick it away and you keep going from there. And then let's say you have car maintenance. And let's say that's $300 where you can do a $20 savings. Challenge for that or $10 or 5 or once you just keep ongoing, it's organized. I'm saying you're thoughtful to see exactly where you need to be at the right time

  • @latanyaneal4070
    @latanyaneal4070 2 дня назад

    ❤ good evening how are you doing today ❤

  • @PerrySkyePhoenix
    @PerrySkyePhoenix 3 дня назад +1

    I don't know how to do a budget

    • @sandralmoore1360
      @sandralmoore1360 3 дня назад +3

      She has some videos on it to help you. Can start out slow w/ notebook and pencil/pen. Most of us have thoughs to start and if dont, dollar tree can get for $2.50ish.
      Write down all your expenses and income.
      Weed the list down, if you have subscrptioms you have looked at last few times got them then cancel them. Youre not using them and can putoney in pocket/towards getting debt free.
      Its the new yr, many join gyms, dont be normal dont join. Can walk neighborhood or local parks or if stairs in house. Etc
      When i started i started by saving my change (i started in early 90s and had not heard of dave so had no idea of emergency fund so i was saving my change to add to house payment (to the principle part). It can be used more logically to put towards saving your emergency fund up.
      I packed my lunch and saved diff also.
      So, notebook and pen, cutting unused subs and food packing are 3 steps to start and build on.

    • @JeanandKenny
      @JeanandKenny 3 дня назад

      It isn't a drag. When you see those balances come down you'll be giddy! My husband & I had low paying jobs. We never thought we'd have a paid for house in the country, 2 older but paid for cars and no cc debt. But it happened, we "made do", no new clothes or shoes, very little eating out, packed lunches. Ever single extra penny went on the mortgage, when that was done, every penny went on the truck & cc. Freedom date was 7/26/24. sandralmoore1360 has it right. Write it all down. It helps. You can make a plan from there. It took us 4 years but it was worth it. We save what we used to pay on debt now and love it!

    • @Emily_CM
      @Emily_CM 2 дня назад

      Yes! You do. You just haven’t. It’s easy!
      I was doing a budget and thought I was doing a budget. Just writing what I owe and paying every pay. Now I am doing it right. I just do a little shifting here and there.