Great tips. My grocery bill has not changed and I purchase 90% of the same things every week. I rarely eat out. When I do, I'm disappointed with prices and taste. And I never get restaurant food delivered...huge waste of money! I also "window" shop online. Fill my shopping cart and wait a few days. Many times, I don't buy unless items drop in price. It fills my desire to shop but doesn't harm my finances. Finally, I no longer buy expensive, fancy phones or expensive plans. Another waste of money. Most people can do fine with a phone and plan from a budget carrier. American marketers are masterful at persuading people to spend, spend, spend. Don't fall for it! Save and spend your money on truly important things...house, trips, charity.
Just found the channel, I will definitely be watching. In my home we have started gardening, preserving and will order a meal and share. Eating out has become almost non existent for us. We buy when on sale and put back.
I'm in my mid 20s and got really into finance and financial literacy in college due to the fact that I am first generation American. Car dealerships and car dealers try to cheat you, but regardless always do your research and calculate the total amount of the car at the end of the loan. As far as living paycheck to paycheck, lifestyle creep just started to hit me recently because growing up I was overly cautious with money and now I've been splurging. I believe you should have a balance and definitely keep at least 5 to 6 months emergency fund for any emergencies.
My clothes kept fading. We switched to washing with less detergent, tap water setting, and low heat drying. The difference in my clothing has been phenomenal. My clothes look like new almost a year later
It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.
Well with the ever-changing global economy, tax laws and regulations can also vary, impacting how investments are taxed. It's essential to stay informed and plan strategies accordingly.
Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.
My CFA, Joseph Nick Cahill has assisted me in doing that effectively, he's a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
We have an Amish run grocery store near us that sells everything that are just past that magical best by date. All great food for 25-90% off retail. All the bread is $1.25 per loaf. It’s been a game changer for us !
Why not give old phones to people in need to charities shelters or homeless, instead of just giving it away to recycle. Just return the phone to factory setting remove SIM card before giving it away. Don’t just discard a phone or old laptop. Please.
This is not the usual video with the same old tired tips! Here's my tip on cold water laundry detergent. That detergent is annoyingly sticky, reducing the amount going into the washer. I rub the inside of the little cup on some stubborn stains, then rinse the cup to get maximum value out of it. And I always use a drying rack. I haven't used a dryer in years.
My washer and dryer are both 26 years old. Work great. Like you, I don’t use my dryer (for me, maybe 5 times a year). 10 years ago the heat wasn’t working on it. Paid $60 to get a new heating coil installed. Works great. 😊
Fried rice. Rice cream. Devon as bacon replacement. Dilute cleaning products and or switch to diluted disinfectant. Freeze fresh food ingredients. Thrift Bulk buy . I live on 300 dollars a week and if you saw my life you would think I earn alot more
My husband and I go thru a manual car wash. It’s on a timer so while I spray on the soap, he scrubs and then I rinse after he’s scrubbed and then he takes over with the rainX rinse. $4 ! Cheaper than those fancy car washes and doing it yourself you may have to keep adding more quarters to get it done.
I’m not tipping on take out…and I tip 15% when it’s appropriate to do so…if I get a nasty reaction on my traditional tipping…I won’t be back and I m telling them why..and keeping the tip…I feel people are too aggressive with tipping
Being without a vehicle, I mostly order online now. The only thing I miss is not being able to browse the "reduced for quick sale" or fresh deli items. They are never offered online. You bet I check them whenever I get a ride to the store.
Good tips on laundry! Imagine 2 tablespoons of detergent is enough!! Try not to use your tumble dryer, use indoor & out door drying racks as much as possible. 💰
Been indoor/outdoor drying for years. I have figured out it’s about .75 cents a load added onto my electric bill and I do 5-7 loads a week so all those quarters can really add up ! I like to save every Penny where I can 😊
Nice video, there are some good tips in there I wasn't expecting. I also wasn't expecting the odd black void interim breaks in there. They don't align with the ads to make sense
yup its not saving if you are not using it. i had a marketing degree and i know how this strategy works w/ store ..spend more!! but made u think u r saving.
I spave all the time on non-perishables that I use. It's great getting something on sale, and not having to buy it for a year. I hate having to buy this stuff every month. I know I'm not going to run out of toilet paper because I forgot to pick it up.
I know what happened to that toilet paper in 2020. A friend of mine has about 25 huge packs of tp that each have 30-40 rolls in them. She’ll never use them all before she dies. Seriously. I told her when she dies I’m taking her tp lol
Why does it feel like you have to spend money to save money? 😂 Those ‘buy more, save more’ deals always leave me wondering… am I saving or spending more?
Might make sense if you can get someone to share and split with you. Would be a good idea for Costco. I believe in keeping it businesslike: have the person who's sharing your purchase pay for it. If necessary, keep a running total while shopping to avoid excessive spending by either of you. Then divide as equally as is possible and immediately pay for your half. Once you get lax, it doesn't work. And every fantastic sale repeats about every two or three months!
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.
I agree! That’s why it’s important to start investing while you have a steady job or regular income and to do so consistently. It’s essential to have a source of income to sustain you while investing. The key lies in smart financial planning and proper money allocation.
As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?
I have Rebecca Lynne Buie as my investment advisor. She has a solid reputation in her field and is a true genius when it comes to diversified portfolios, which help portfolios be less vulnerable to market downturns. She may be a name you are already familiar with; a Newsweek piece helped me to do so. She's a Google-able person.
Rebecca Lynne Buie she appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Considering how much it cost to replace the whole device spending around $79 for two years is a great value. I had an iphone 6s for almost five years because I had the battery replaced every few years and always had a case/screen protector on it. Most people abuse their devices and act surprised when they have to replace it. Something is to be said for taking care of the stuff you buy.
@@Truth-of-the-matter does it still cost so little? Apple now pairs components by software and you cannot just swap parts between two identical models without special access or equipment.
Oh for crying out. Who cares about scratching the paint? It's a transport. Heck, you should only wash the thing to prevent it from rusting. Not that I'm sure rusting will damage the engine... If you're gonna wash your car do it cheap unless it's a Ferrari.
That is why I'd advocate for buying a car that is two or three years old and letting the original owner take the loss on purchase price. When I was younger I used to be concerned about scratches and small dings but at the end of the day a car is just a car. Small scratches and dings won't matter in the long run if you take your car in for regular oil changes and maintenance. Most people don't care about what car you drive.
@@Truth-of-the-matter My 2017 Honda just got side swiped by a deer. I got some dents but my windows and door handles work and they’re not dented to the point where they’ll leave rust. But my ins said my deductible is $500 to fix it. I’m not dishing out $500 to make my car dimple less. Who cares. It’s a 7 year old car. I’m not trying to impress anyone and I’m not selling it either. We drive our vehicles till they totally fall apart
In truth the only clothes that you should wash every week are your underwear and your socks unless you are working a physical job and sweating up a storm. Clothes are like food. You only need to do something when they start to smell.
This is not so true for people over the age of "about 40". Your sweat does start to smell different. Maybe you could still do this if you wear a bathrobe at home, let your day-clothes air out, and shower twice per day? This is actually the recommended advice for prolonging the life of (real) denim jeans, silk blouses, and a few other items, but some other kinds of clothing do require more frequent cleaning. If you are just a "jeans and t-shirts" guy, your shirts will require more frequent cleaning, if you do not also wear an undershirt.
@@cheesypoofpoofs7700 It's ridiculous that you think you can exert zero effort and someone hands you 20% of the bill. Go get some skills and a higher paying job where you use your brain. .
![I.N "HALLUCINATION" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/n5B5q1Hwt_U/mqdefault.jpg)
Great tips. My grocery bill has not changed and I purchase 90% of the same things every week. I rarely eat out. When I do, I'm disappointed with prices and taste. And I never get restaurant food delivered...huge waste of money! I also "window" shop online. Fill my shopping cart and wait a few days. Many times, I don't buy unless items drop in price. It fills my desire to shop but doesn't harm my finances. Finally, I no longer buy expensive, fancy phones or expensive plans. Another waste of money. Most people can do fine with a phone and plan from a budget carrier. American marketers are masterful at persuading people to spend, spend, spend. Don't fall for it! Save and spend your money on truly important things...house, trips, charity.
The same and or costs are more in Canada.🇨🇦
Yasssssss same on everything ❤
can't wait to see what happens when import tariffs hit all these supermarkets
My goal no buy '25 and save at least 15k
Same
Same but $10k for me
Same but $22K
been doing this since 2021.. Saved over 100k by cutting out all the b.s... Highly recommend others do the same and send these companies a message.
Just found the channel, I will definitely be watching. In my home we have started gardening, preserving and will order a meal and share. Eating out has become almost non existent for us. We buy when on sale and put back.
I'm in my mid 20s and got really into finance and financial literacy in college due to the fact that I am first generation American. Car dealerships and car dealers try to cheat you, but regardless always do your research and calculate the total amount of the car at the end of the loan. As far as living paycheck to paycheck, lifestyle creep just started to hit me recently because growing up I was overly cautious with money and now I've been splurging. I believe you should have a balance and definitely keep at least 5 to 6 months emergency fund for any emergencies.
My clothes kept fading. We switched to washing with less detergent, tap water setting, and low heat drying. The difference in my clothing has been phenomenal. My clothes look like new almost a year later
Try hang drying your clothes too. Dryers are brutal on our clothes. You could always fluff them for 4-5 min in the dryer afterwards
Yes keeping up with our car maintenance is important
Most people miss it but the secret to retiring comfortably is finding a way to make returns while your money works for you...
It's crucial for individuals to diversify their portfolios, seek professional financial advice, and stay informed about market trends to navigate these challenges effectively.
Well with the ever-changing global economy, tax laws and regulations can also vary, impacting how investments are taxed. It's essential to stay informed and plan strategies accordingly.
Honestly this cannot be overemphasized, helping people mitigate unforseen circumstances and mistakes .It's always good to have a financial plan,
Agreed, I've always delegated my excesses to an advisor, since suffering major portfolio loss early 2020, amid covid outbreak. I'm now semi-retired and only work 7.5 hours a week, with barely 25% short of my $1m retirement goal after subsequent investments to date.
My CFA, Joseph Nick Cahill has assisted me in doing that effectively, he's a renowned figure in his field. I recommend researching his name online; you'll find all his credentials and everything you need to work with a reliable professional. With many years of experience, he is a valuable resource for anyone looking to navigate the financial market.
We have an Amish run grocery store near us that sells everything that are just past that magical best by date. All great food for 25-90% off retail. All the bread is $1.25 per loaf. It’s been a game changer for us !
BBs Grocery Outlet?
Why not give old phones to people in need to charities shelters or homeless, instead of just giving it away to recycle. Just return the phone to factory setting remove SIM card before giving it away. Don’t just discard a phone or old laptop. Please.
This is not the usual video with the same old tired tips!
Here's my tip on cold water laundry detergent. That detergent is annoyingly sticky, reducing the amount going into the washer. I rub the inside of the little cup on some stubborn stains, then rinse the cup to get maximum value out of it. And I always use a drying rack. I haven't used a dryer in years.
My washer and dryer are both 26 years old. Work great. Like you, I don’t use my dryer (for me, maybe 5 times a year). 10 years ago the heat wasn’t working on it. Paid $60 to get a new heating coil installed. Works great. 😊
Now that’s wasting money. That bathroom looked perfectly fine!!
It looked better and more functional before. That little tub didn't look like something I'd want to soak in
Fried rice.
Rice cream.
Devon as bacon replacement.
Dilute cleaning products and or switch to diluted disinfectant.
Freeze fresh food ingredients.
Thrift
Bulk buy .
I live on 300 dollars a week and if you saw my life you would think I earn alot more
Who is devon
My husband and I go thru a manual car wash. It’s on a timer so while I spray on the soap, he scrubs and then I rinse after he’s scrubbed and then he takes over with the rainX rinse. $4 ! Cheaper than those fancy car washes and doing it yourself you may have to keep adding more quarters to get it done.
I’m not tipping on take out…and I tip 15% when it’s appropriate to do so…if I get a nasty reaction on my traditional tipping…I won’t be back and I m telling them why..and keeping the tip…I feel people are too aggressive with tipping
If you don't eat out, you don't have to go through the tip shaming stupidity. Tip yourself and increase your savings.
Being without a vehicle, I mostly order online now. The only thing I miss is not being able to browse the "reduced for quick sale" or fresh deli items. They are never offered online. You bet I check them whenever I get a ride to the store.
Hey, this is the kind of news I can watch. 💕 thanks for reminding us with your wonderful tips.
Buy what’s on sale, use store programs don’t waste food
Good tips on laundry! Imagine 2 tablespoons of detergent is enough!! Try not to use your tumble dryer, use indoor & out door drying racks as much as possible. 💰
Also using a spoon of vinegar and baking soda these are some cheap easy natural remedies to boost the laundry easy
Been indoor/outdoor drying for years. I have figured out it’s about .75 cents a load added onto my electric bill and I do 5-7 loads a week so all those quarters can really add up ! I like to save every Penny where I can 😊
@@000baja vinegar is not good long term for the washer.
Nice video, there are some good tips in there I wasn't expecting. I also wasn't expecting the odd black void interim breaks in there. They don't align with the ads to make sense
yup its not saving if you are not using it. i had a marketing degree and i know how this strategy works w/ store ..spend more!! but made u think u r saving.
I only eat out during happy hour. I get a large vegetarian nachos and two glasses of wine for $18. They also have tacos for 2.50 each
Great tips, thank you!
The button where the title was miss leading‼️
I spave all the time on non-perishables that I use. It's great getting something on sale, and not having to buy it for a year. I hate having to buy this stuff every month. I know I'm not going to run out of toilet paper because I forgot to pick it up.
I know what happened to that toilet paper in 2020. A friend of mine has about 25 huge packs of tp that each have 30-40 rolls in them. She’ll never use them all before she dies. Seriously. I told her when she dies I’m taking her tp lol
Inflation has been so high for 4 years.
prices overall have increased over 22% since 2020. My salary hasn't increased 22%!
Why does it feel like you have to spend money to save money? 😂 Those ‘buy more, save more’ deals always leave me wondering… am I saving or spending more?
Might make sense if you can get someone to share and split with you. Would be a good idea for Costco. I believe in keeping it businesslike: have the person who's sharing your purchase pay for it. If necessary, keep a running total while shopping to avoid excessive spending by either of you.
Then divide as equally as is possible and immediately pay for your half.
Once you get lax, it doesn't work.
And every fantastic sale repeats about every two or three months!
I've noticed more markets are having discounts like 2/$5 but you must buy two to get the promotion price.
The thing to me is, if you invest and have other income outside of dividends then you will be able to live off dividends without selling. Which means you can pass that on to your kids which will give them a leg up in life. $52k dividends received in 2022.
I agree! That’s why it’s important to start investing while you have a steady job or regular income and to do so consistently. It’s essential to have a source of income to sustain you while investing. The key lies in smart financial planning and proper money allocation.
As a new investor it's always great to hear from a person who has gone through all the difficult times and come ahead of it. What are some strategies i can employ to be successful?
Please let me know your investment adviser's name and how i can reach her?
I have Rebecca Lynne Buie as my investment advisor. She has a solid reputation in her field and is a true genius when it comes to diversified portfolios, which help portfolios be less vulnerable to market downturns. She may be a name you are already familiar with; a Newsweek piece helped me to do so. She's a Google-able person.
Rebecca Lynne Buie she appears to be well-educated and well-read. I ran an online search on her name and came across her website; thank you for sharing.
Love the info ❤🎉
I use too good to go from time to time it’s cool
Apple and other are making it expensive to chage a battery now. Not everyone can do it.
Considering how much it cost to replace the whole device spending around $79 for two years is a great value. I had an iphone 6s for almost five years because I had the battery replaced every few years and always had a case/screen protector on it. Most people abuse their devices and act surprised when they have to replace it. Something is to be said for taking care of the stuff you buy.
@@Truth-of-the-matter does it still cost so little? Apple now pairs components by software and you cannot just swap parts between two identical models without special access or equipment.
NEVER BUY APPLE. Fight for right to repair!
Never eat out. Always buy store branded products.
Well that’s no fun
I stopped eating out unless it’s at a grocery store take out 😂😂😂😂😂😂
Oh for crying out. Who cares about scratching the paint? It's a transport. Heck, you should only wash the thing to prevent it from rusting. Not that I'm sure rusting will damage the engine...
If you're gonna wash your car do it cheap unless it's a Ferrari.
That is why I'd advocate for buying a car that is two or three years old and letting the original owner take the loss on purchase price. When I was younger I used to be concerned about scratches and small dings but at the end of the day a car is just a car. Small scratches and dings won't matter in the long run if you take your car in for regular oil changes and maintenance. Most people don't care about what car you drive.
@@Truth-of-the-matter
My 2017 Honda just got side swiped by a deer. I got some dents but my windows and door handles work and they’re not dented to the point where they’ll leave rust. But my ins said my deductible is $500 to fix it. I’m not dishing out $500 to make my car dimple less. Who cares. It’s a 7 year old car. I’m not trying to impress anyone and I’m not selling it either. We drive our vehicles till they totally fall apart
@@cjhoward409 So true! Guess what you'd get for your car if it had been totalled?
In truth the only clothes that you should wash every week are your underwear and your socks unless you are working a physical job and sweating up a storm. Clothes are like food. You only need to do something when they start to smell.
This is not so true for people over the age of "about 40". Your sweat does start to smell different.
Maybe you could still do this if you wear a bathrobe at home, let your day-clothes air out, and shower twice per day?
This is actually the recommended advice for prolonging the life of (real) denim jeans, silk blouses, and a few other items, but some other kinds of clothing do require more frequent cleaning.
If you are just a "jeans and t-shirts" guy, your shirts will require more frequent cleaning, if you do not also wear an undershirt.
@@TwisterTornado True - may be the reason old people smell bad - their unwashed clothes.
Stop eating. Yes, I mean it. Go on a fast and save money and lose weight. It's a win, win. You get slim and save money.
IN CHINA, GROCERY TRANSPORT HOUSING GETTING CHEAPER
Just don't eat out .... period.....common sense.
🌞🙏☺️😊
...and there is always the dumpster out back of the store.
How to save money while dining out, DONT leave a tip , make PBAG SAMACHIS to take out with you or eat at home
Stay at home, if you are going to punish some of the poorest workers. Shame on you.
If you can’t afford a tip you shouldn’t go out to eat. It’s despicable that you would suggest that.
Those servers depends on tips as the majority of the money they make. Stay home if you’re not going to tip.
@@cheesypoofpoofs7700 It's ridiculous that you think you can exert zero effort and someone hands you 20% of the bill. Go get some skills and a higher paying job where you use your brain. .
Don't leave a tip at restaurants. Unless you are ordering through food delivery apps.