I like having the fun/entertainment money for the month in a separate checking account (primis perks for the cashback). Transfer the set amount at the beginning of the month. Keeps me from overspending it and it can roll over like a sinking fund for the next month if I didn't use it all.
Nice! I love that idea. Then you know you will limit your fun/entertainment which is pretty easy to go over on every month. I might have to add that as a good suggestion for people.
Great video! I like that you think about finances from a prepping standpoint. Having a back up plan is always a good idea. I really like the idea of a giving account. Be well.
I feel that having your primary checking account at a bank you can physically go to should be a necessity. Like a regional bank or local bank. I feel like that would make me safe knowing that if something doesn’t work on your mobile phone or computer, you can go into a bank and actually talk to someone.
Great advice Caleb! I opened up a secondary checking account. I found out that you have to use the debit card associated with the account 10 times in a month to avoid the $8 fee! I have a regular savings account but I need an account where I can put extra money in it for emergencies. I do have my main checking account that houses my paycheck, etc. Let me know what you 🤔 think. Others can chime in as well. Great advice is welcome! Inflation is tough! 😎❤️
Happy to help! Aww booo to the $8 fee. Check out Discover or Upgrade! I have reviews for both and those are the ones I'm recommending nowadays. So sorry for the delayed response!
Watch NEXT: Best Checking Accounts and Cashback Debit Cards of this year! ruclips.net/video/ACSQ8Zzdss4/видео.html
I like having the fun/entertainment money for the month in a separate checking account (primis perks for the cashback). Transfer the set amount at the beginning of the month. Keeps me from overspending it and it can roll over like a sinking fund for the next month if I didn't use it all.
Nice! I love that idea. Then you know you will limit your fun/entertainment which is pretty easy to go over on every month. I might have to add that as a good suggestion for people.
Great video! I like that you think about finances from a prepping standpoint. Having a back up plan is always a good idea. I really like the idea of a giving account. Be well.
Thanks! I have to say, all the banking news this year has had me thinking about it more from a prepping mentality haha.
I feel that having your primary checking account at a bank you can physically go to should be a necessity. Like a regional bank or local bank. I feel like that would make me safe knowing that if something doesn’t work on your mobile phone or computer, you can go into a bank and actually talk to someone.
Yeah that's a fair point. We do have a bank account we can go to a physical location if we need to which is nice. Thanks for the input!
Great advice Caleb! I opened up a secondary checking account. I found out that you have to use the debit card associated with the account 10 times in a month to avoid the $8 fee! I have a regular savings account but I need an account where I can put extra money in it for emergencies. I do have my main checking account that houses my paycheck, etc. Let me know what you 🤔 think. Others can chime in as well. Great advice is welcome! Inflation is tough! 😎❤️
Happy to help! Aww booo to the $8 fee. Check out Discover or Upgrade! I have reviews for both and those are the ones I'm recommending nowadays. So sorry for the delayed response!
Hey Caleb! Hope you are well! Have you tried Revolut?
Hey Blake! Doing well! Yes, I have actually. Got a review right here for it! ruclips.net/video/X_XG-3GVGt8/видео.html