Bond Investing For Beginners 2023 | Complete Guide

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  • Опубликовано: 6 фев 2025

Комментарии • 264

  • @NateOBrien
    @NateOBrien  Год назад +11

    🏦 Earn up to 4.00% APY on this Bank Account: sofi.com/nateobrien

  • @NicholasBall130
    @NicholasBall130 9 месяцев назад +136

    Even if bond yields are increasing while stock prices are decreasing, the markets are still skeptical whether the Federal Reserve will stick to its goal to raise interest rates until inflation is under control. While I'm still debating whether to sell my $401k worth of equities, what is the best way to profit from the present down market?

    • @StacieBMui
      @StacieBMui 9 месяцев назад +4

      I advise you to seek professional advice because building a strong financial portfolio is more challenging. Your long-term objectives and budgetary preferences can be catered to in the ideas you get after that.

    • @EleanorBaker474
      @EleanorBaker474 9 месяцев назад +1

      The best market strategy at the moment is working with a respected investment coach. I've been in touch with a coach for a time now, mostly because I lack the depth of understanding and mental toughness to deal with these ongoing market conditions. During this recession, I made about $700k, proving that the market is more complicated than most people think.

    • @EleanorBaker474
      @EleanorBaker474 9 месяцев назад +1

      The best market strategy at the moment is working with a respected investment coach. I've been in touch with a coach for a time now, mostly because I lack the depth of understanding and mental toughness to deal with these ongoing market conditions. During this recession, I made about $700k, proving that the market is more complicated than most people think.

    • @StocksWolf752
      @StocksWolf752 9 месяцев назад +3

      that's the more reason I prefer my day to day investment decisions being guided by an advisor seeing that their entire skillset is built around going long and short at the same time both employing risk for its asymmetrical upside and laying off risk as a hedge against the inevitable downward turns, coupled with the exclusive information/analysis they have, it's near impossible to not out-perform, been using my advisor for over 2years+

    • @EleanorBaker474
      @EleanorBaker474 9 месяцев назад +3

      How can I reach this adviser of yours? because I'm seeking for a more effective investment approach on my savings

  • @jmg2183
    @jmg2183 10 месяцев назад +35

    This is one of the best overall introductions that I've seen about bond markets. I teach corporate finance at a law school and recommend the video to my students. Good job.

    • @chrisguia8287
      @chrisguia8287 4 месяца назад +1

      I remember my econ teacher teaching purely off youtube and it was the best class ever learning way more than any book any other videos you would recommend?

  • @MichaelGabreil
    @MichaelGabreil 2 месяца назад +204

    Understanding how Bonds work is important because it's the baseline interest rate you will compare against when quantifying opportunity costs and internal rates of returns, I really wish i know, just where to start from, because i really want to start investing, but just don't know how to start.

    • @ClemonSteve
      @ClemonSteve 2 месяца назад +1

      I'm approaching retirement and having a financial advisor has been helpful. I started investing later than most, so relying on compound interest from Etf's or bonds alone wasn’t enough for me. Despite that, I’ve managed to do well and am on track to retire with around $2 million

    • @MichaelGabreil
      @MichaelGabreil 2 месяца назад

      @@ClemonSteve It’s worth noting that luck often plays the significant role in some cases, sometimes even more than the resources involved. Without it, its challenging

    • @ClemonSteve
      @ClemonSteve 2 месяца назад

      @@MichaelGabreil luck plays a part, especially in the short term. I noticed that when results remain consistent, it indicates something more than just luck. research was the challenge until It led to Julie Ann Lerch, a fund manager. her strategy made sense, it contributed to growing 950k into this and counting

    • @MichaelGabreil
      @MichaelGabreil 2 месяца назад

      @@ClemonSteve I pasted the name into my browser and her page popped up as a top result. appreciate you pointing that out

  • @TheSilentWealth
    @TheSilentWealth 2 года назад +104

    I wish whoever watches this all the success!

    • @mathmage420
      @mathmage420 5 месяцев назад +1

      I wish you all the success! 🎉

  • @thatheat1914
    @thatheat1914 2 года назад +37

    Bro I never knew there was a world of finance for me to acknowledge and these videos help the journey. Appreciate this, much respect

  • @OttoLane-j9z
    @OttoLane-j9z 4 месяца назад +87

    So what's the most effective strategy during this period of volatility with the rate cut? Most of my portfolio is in (20% Index funds, 20% CD's 30% Bonds/T-bills and other assets) I want to explore different strategies to benefit from a potential bubble.

    • @Mitchellee-g2s
      @Mitchellee-g2s 4 месяца назад +2

      i would advise the counsel of a seasoned financial pro. It may seem expensive, but as the old saying goes - "you get what you pay for"

    • @CharlotteBeck-e8t
      @CharlotteBeck-e8t 4 месяца назад +1

      Opting for an inves-tment advisr is currently the optimal approach for navigating the stock market, particularly for those nearing retirement. I've been consulting with a coach for a while, and my portfolio has surged by 85% since 2023

    • @Defisher
      @Defisher 4 месяца назад +2

      Pls how can i meet this advis0r? i want someone to help me invest an Inheritance, i dont want to lose it to inflation

    • @CharlotteBeck-e8t
      @CharlotteBeck-e8t 4 месяца назад +4

      Melissa Elise Robinson is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.

    • @c.o.l.ek500
      @c.o.l.ek500 4 месяца назад

      Thank you for the lead. I searched her site up and filled the form. I hope she gets back to me soon.

  • @gitpullday2472
    @gitpullday2472 2 года назад +35

    This is such valuable information presented in a really comprehensible way. College courses that cost thousands don't provide as much insight as these videos do. Thanks Nate for making these really helpful and informative videos.

  • @patrickgrzegorzewski1782
    @patrickgrzegorzewski1782 2 года назад +15

    Nathan, you ever get tired of doing YT videos, go into economic teaching, PLEASE. I learned more in 1st 5 mins. than I ever did in school. Brother, SO GLAD I stumbled across your channel. Promote whenever I can. TY for being a money vessel to the late starters, and the seekers of money.

  • @MarkEdward2
    @MarkEdward2 5 месяцев назад +149

    Every crash/collapse brings with it an equivalent market chance if you are early informed and equipped, I've seen folks amass up to $1m amid economy crisis, and even pull it off easily in favorable conditions. Unequivocally, the collapse is getting somebody somewhere rich.

  • @RunyCalmera
    @RunyCalmera Год назад +3

    Thanks Nate
    My first intro on bonds. This was great and informative.

  • @riverdalepilates9922
    @riverdalepilates9922 11 дней назад

    Thanks for this thorough education on bonds ! It helped me a lot !

  • @mrspott8677
    @mrspott8677 13 дней назад

    Detailed and very well structured tutorial. Well done and thanks a lot.

  • @francisketcham7768
    @francisketcham7768 Год назад +3

    Great Bond Tutorial! very informative. Totally disagree on your take on the fed but loved the bond content. I upped my BondIQ significantly. I watched the entire video thing! Good Job!

  • @JoeFellaga
    @JoeFellaga Месяц назад

    Thank you so much for this video. Very helpfull 🙏🏾🙏🏾🙏🏾.

  • @jojosjunkyard
    @jojosjunkyard Год назад +4

    This video is exactly what I needed. Thank you for the overview!

  • @netbenefits4595
    @netbenefits4595 Год назад +4

    Finally got around to watching this after having it on my list for a while. Really good information. I learned a few things, but it was also helpful for reminding myself just how much I've learned through personal research over the last year. I knew nothing about bonds up until very recently. I'm sure the video lenghth and topic limits how popular the video is, but I wish more people could watch this. As someone else in the comments said, this video in 54 minutes summarized information that some college courses would take weeks and thounds of dollars to teach someone.

  • @Thecuriouscollection52
    @Thecuriouscollection52 2 года назад +3

    A Zimbabwean here🥰 Yes we had a trillion dollar note at one point nate!!

  • @adrianking7947
    @adrianking7947 8 месяцев назад

    This video was excellent. I have been piecing together information for a long time. The comprehensive beginner's course is a fantastic way to get a bird's eye view into the bonds market. Thank you.

  • @SJLTrading
    @SJLTrading Год назад

    mate you explained this so much better than anyone else Ive watched on bonds

  • @mountdesertrock
    @mountdesertrock Год назад +7

    This is incredibly well done, before I watched I knew nothing about bonds besides them being issued by governments/corporations. Now I feel as though I understand every basic aspect of bonds. Thanks Nate. Good work young man.

  • @Daniel-gm2js
    @Daniel-gm2js Год назад

    Thank you I watched this all the way through, very very useful to anyone that is starting off or wants to know the basic starting knowledge

  • @jasons1856
    @jasons1856 Год назад

    I’m only three minutes in. But so far you are deep into jargon. Seems like you would explain things before you get started.

  • @marcracioppi766
    @marcracioppi766 Год назад

    Very informative!!!! Watch the entire video. 👍👍👍

  • @FindYah
    @FindYah Год назад

    Studying for the series 65. This helped in my understanding. Thanks!

  • @mitchell.9632
    @mitchell.9632 2 года назад +3

    You can get up-to $10,000 in electronic *I-bonds plus up-to $5,000 for paper I-bonds from tax refunds for a total per year of $15,000 of I-bonds.*
    Detroit, Michigan defaulted almost a decade ago.

  • @bigmamag7165
    @bigmamag7165 Месяц назад

    Thank you for very detail explanation!

  • @Six_ftdeep32
    @Six_ftdeep32 Год назад

    Very informative thank you for explaining in great detail. Your information about the fed aligns with another trusted source I listen too.

  • @chana5770
    @chana5770 2 месяца назад

    Thank you for the helpful information. I did stay till the end.

  • @paulwain433
    @paulwain433 Год назад +1

    Thanks for the valuable information. You have a very good teaching style!

  • @kbax25
    @kbax25 2 года назад +2

    Love your videos. Always very precise and easy to understand.
    Also, best line was "and we have a flat yield.....which you don't really see that on curves" LOL!!

  • @elainelim330
    @elainelim330 2 года назад

    From the way you present, I can see that you really enjoy making this video.

  • @gusinthecloud
    @gusinthecloud Год назад

    I was watching until the end of the video.!! Thank you very much for the valuable information.

  • @princessleiathemaltese5571
    @princessleiathemaltese5571 Год назад +7

    You explained this better than my MBA professors ever could. 😉

  • @dmack9321
    @dmack9321 6 месяцев назад +1

    HOW HE CAN AWESOME TEACH I WILL SHARE WITH MY FRIENDS AND FAMILY THANKS FOR YOUR RESEARCH ❤ LOVE FROM INDIA ❤❤❤

  • @KeystoneFinancialAcademy
    @KeystoneFinancialAcademy 2 года назад +9

    Nate, you're one of the very few financial channels I recommend out there! Actual advice and education, no BS, and no hyping of questionable investments like some fellow big time RUclipsrs...

  • @CMRochaBr
    @CMRochaBr Год назад

    The best video about BONDS I've ever seen!

  • @garretdoi6218
    @garretdoi6218 Год назад

    Nate O’Brien:) you did an outstanding job in explaining the bond markets risks & rewards for conservative investors to think about, who have vary low risk tolerances compared to stocks & mutual funds at this time in about one hour..For your age you are vary knowledgeable & intelligent 🤩..🙏🏽🇺🇸👍🏽🤙🏽🍀😁!!

  • @grantfoumia3330
    @grantfoumia3330 8 месяцев назад

    Thank you for this video. Great introduction into some simple bond terms and strategies!

  • @Rhosclsgdk
    @Rhosclsgdk Год назад

    I didn’t understand bond yiels back in college finance101 courses but thanks to this, I think I do now.

  • @edm7858
    @edm7858 Год назад

    Awesome tutorial. Thanks. You were not boring!!

  • @Kickingitoldschoolbaby
    @Kickingitoldschoolbaby Год назад

    Bro this is some amazing content, well done 👍

  • @wendyjordahl703
    @wendyjordahl703 7 месяцев назад

    I had just yawned and reached to change the channel and you said, and don't change the channel... or something like, have I lost you? hahaha that was funny. and I stuck with it and am glad I did. Thank you for your time!

  • @sincerelycin
    @sincerelycin 9 месяцев назад

    This was such a great video! Thank you Nate 🙏🏻💡

  • @sashalawren598
    @sashalawren598 2 года назад +1

    Thank you so much for this. I have begun my financial journey since the last 2 years and stocks, bonds and precious metals are something that I really want to educate myself about. Looking forward to your video on Precious metals.

  • @NateOBrien
    @NateOBrien  2 года назад +20

    What video should I make next?

    • @yaelmaimonartist
      @yaelmaimonartist 2 года назад +4

      How about your resolutions for 2023. And your habits or tips for self growth

    • @karenwolanchuk1157
      @karenwolanchuk1157 2 года назад +2

      Options for your 403b account and earnings when you retire.

    • @calebwert1057
      @calebwert1057 2 года назад

      @@yaelmaimonartist ya but those videos aren't what get the views

    • @bobbykerschner
      @bobbykerschner 2 года назад

      One of you sunbathing 😍 jk

    • @87linceed
      @87linceed 2 года назад +2

      Stocks to look for in 2023

  • @BeleducMartello
    @BeleducMartello 2 года назад +1

    This is very interesting to learn. Thank you!

  • @tomreilly515
    @tomreilly515 Год назад

    Keep it coming. Bonds offer the best opportunity while economies reset. Thanks.

  • @harisd6889
    @harisd6889 Год назад

    thank you for your free knowledge share i watch all your educational videos and you seem trustworthy and legit!!!

  • @ashoktanwar2347
    @ashoktanwar2347 2 года назад +1

    Well Nate thanks ...its gonna to help me🤞

  • @aalhaidari
    @aalhaidari 11 месяцев назад

    Thank you for thw wonderful video! Very clear and informative 👍🏻 👌🏻

  • @luisorlandorodriguezvaldes6505

    this is good. well organized, easy to understand, thank you mate

  • @c.z.6716
    @c.z.6716 Год назад

    Excellent presentation. I'm new to the topic and this was organized and informative. Thank you.

  • @scorbs87
    @scorbs87 2 года назад +2

    Fantastic video Nate. Informative and helped me consolidate a lot of information and research I’ve been doing, whilst considering bond investing. Cheers.

  • @reesee-dh5bf
    @reesee-dh5bf 8 месяцев назад

    what do you mean by netting 1% ? @36:14 . is this deliberate way to invite less clarity and more confusion.

  • @impermanent-being
    @impermanent-being Месяц назад

    Great, informative video. Thanks.

  • @daneflanigan
    @daneflanigan 7 месяцев назад

    Thorough explanation of the bond market - thank you 👍🏾

  • @matthewbond8275
    @matthewbond8275 Год назад

    Thank you Nate, great video!

  • @RKUKAR
    @RKUKAR 8 месяцев назад

    Very nicely made video. Watched whole video.

  • @pacifictrade262
    @pacifictrade262 7 месяцев назад

    Good video; very informative and concise mostly. Where is the bond calculator link?

  • @cobymeytin8542
    @cobymeytin8542 Год назад

    Great video. As a high school student I REALLY wish they taught this in school.

  • @Investing_With_Andrew
    @Investing_With_Andrew 2 года назад +5

    Really comprehensive guide. Great as always. Thank you, Nate! 👍

    • @NateOBrien
      @NateOBrien  2 года назад +2

      Glad you enjoyed it!

    • @niialaadjei4668
      @niialaadjei4668 Год назад

      ​@@NateOBrien
      Please make a video on how a company is valued

  • @hopper333
    @hopper333 4 месяца назад

    Hi. Where did you get the Average Bond Yeild chart? Thank you.

  • @jeanpaul4100
    @jeanpaul4100 Год назад

    Thank you so much for the information on infinte government debt backed by nothing.

  • @zaramatthan8447
    @zaramatthan8447 Год назад

    Absolutely AMAZING information! You’re an EXCELLENT teacher!
    THANK YOU SO MUCH!🙏🏽👍🏽👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼👏🏼🙏🏽

  • @trozkyan3898
    @trozkyan3898 Год назад

    Will dividend reinvesting on the same bond etf or even buying the same bond etf at different times move the maturity date?

  • @svitlovtemryavi
    @svitlovtemryavi 11 месяцев назад

    Thanks for such full and detailed information!

  • @mindfulnvest
    @mindfulnvest 10 месяцев назад

    very informative! thank you very much for this valuable content.

  • @bwheming
    @bwheming Год назад

    Thanks for taking about tax ramifications. Im curious ro know if treasuries are kéeping up with inflation after taxes?

  • @moublemesign9306
    @moublemesign9306 9 месяцев назад

    How do you find a particular companies fidelity bond number? i.e. Experian

  • @hoyinli7462
    @hoyinli7462 7 месяцев назад

    i watch till the end @54:12 ! thx!

  • @robertstockdale7729
    @robertstockdale7729 Год назад

    Very good video glad you took the time to be thorough I learned a lot here
    😊😊

  • @eugeneeugene3093
    @eugeneeugene3093 2 года назад +1

    Thank you. I remember you mentioning an interest in covering this months ago

    • @NateOBrien
      @NateOBrien  2 года назад +2

      Finally made the video

  • @carefree85a
    @carefree85a Год назад +1

    you can not buy any type of bond on M1 finance. YOu can buy an ETF that contains them but not direct bonds.

  • @benjaminguzmanuribe7680
    @benjaminguzmanuribe7680 2 года назад +3

    All the financial classes I took to never understand this. Nate put everything together in 1 hour. Kudos man! 🙏

    • @NateOBrien
      @NateOBrien  2 года назад +2

      I enjoyed making a video!

  • @davidwood1641
    @davidwood1641 Год назад

    Can you please explain what it means to go short or long on a 20 year bond?
    I feel this is probably a critical decision for the investment approach but it's meaning eludes me.

  • @lolorenzobal
    @lolorenzobal 8 месяцев назад

    Thanks mate, that was super useful !! :)

  • @5uperN0v4
    @5uperN0v4 Год назад

    Great video mate. Appreciate your style 🙌🙏

  • @TheKiman2
    @TheKiman2 Год назад

    This was an excellent video as a starter pack for bonds. I invest heavily into stocks but do not know much about bonds other than the fact my retirement account holds some. Thanks for the education!

  • @Dasilver-h3t
    @Dasilver-h3t 4 месяца назад +1022

    Thank you so much for this video but in these uncertain times it is more important than ever to have a solid understanding of how the government are still in charge of our wealth and manage your finances, invest wisely and navigate economic downturns. But my primary concern is how to grow my reserve of $240k which has been sitting duck since forever with zero to no gains, sure I'm all in on the long term game, but with my savings are lying waste to inflation and my portfolio losing gains everyday, I need a remedy.

    • @oliviaduran-b8q
      @oliviaduran-b8q 4 месяца назад

      If you need advice, consider speaking with a financial advisor. Don't get me wrong, you can do it on your own, but financial advisors have a lot more knowledge and expertise in this area.

    • @AlonBayani
      @AlonBayani 4 месяца назад

      you are completely right, Advisors have information and paths that are not disclosed to the public.. I profited £560k in 2022 under the tutelage of my Fiduciary-counselor. Am I selling? Absolutely not.. I am going to sit back and observe how this all plays out.

    • @RosemarieTarun
      @RosemarieTarun 4 месяца назад

      That's impressive! I could really use the expertise of this manager for my dwindling portfolio. Who’s the professional

    • @AlonBayani
      @AlonBayani 4 месяца назад

      Her name is “Selena-Nicole cefaloni can't divulge much. Most likely, the internet should have her basic info, you can research if you like

    • @PapilonKai
      @PapilonKai 4 месяца назад

      I have googled her and she has impressive credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.

  • @Naids
    @Naids 2 года назад

    I learned a lot watching this video, thank you!

  • @gbski43
    @gbski43 11 месяцев назад

    Wow, super video! Kudos and thank you

  • @scarrxx
    @scarrxx 2 года назад

    Thanks for the video Nate although this was long i loved how i learnt not only just bonds but how central banks, inflation, interest rates and pretty much more things interconnect with bonds.

  • @Wololoo88
    @Wololoo88 Год назад +1

    Thank you, can you make a video about bond index funds?

  • @kevinwatkins9221
    @kevinwatkins9221 Год назад

    Great video. I’ve been trying to understand why bond yields and bond prices move inversely for the longest time and this video explained it really well to where I understand that now and it taught me a lot more about bonds as well.

  • @xHuge1
    @xHuge1 7 месяцев назад

    Awesome video!

  • @annang4201
    @annang4201 9 месяцев назад

    🎉 so useful. Love it

  • @TheSolver-PR
    @TheSolver-PR 2 года назад +1

    This is truly a class. Good work!

  • @yaelmaimonartist
    @yaelmaimonartist 2 года назад +1

    You're so thorough! I always wondered what bonds are all about 😊Thank you Nate

  • @Tomkn8
    @Tomkn8 Год назад

    Thanks for sharing your knowledge!

  • @oashe1
    @oashe1 8 месяцев назад

    Amazing video, thank you!

  • @tomreilly515
    @tomreilly515 Год назад

    Thanks for proving a Glossary. It helped.

  • @parth3502
    @parth3502 Год назад

    Hi Nate,
    Pls share which websites we can use to track our bond portfolio ok daily basis

  • @Portwind
    @Portwind Год назад

    10 months later, I'm interested in how Nate views his rant at 45:01 with the CPI down to 3.14% and possible rate cuts on the horizon. He expresses a lot of certainty during a very uncertain moment in the economy.

  • @jessiromez8729
    @jessiromez8729 Год назад

    Amazing video thanks

  • @JayySiii
    @JayySiii 11 месяцев назад

    Why not go long/short on investment grade corporate bonds, rather than treasuries? Wouldn’t the potential upside be much higher?

  • @lukinhasenois1
    @lukinhasenois1 2 года назад +1

    great as always, Nate!

  • @scottberkowitz4533
    @scottberkowitz4533 2 года назад +2

    If I'm an investor in today's market looking for fixed yield why would I ever consider the 10 year at 3.55% vs the 2 year at 4.18%? Why would anyone? Worse case scenario, I keep the bond and get 4.18% on my money

  • @carolsles
    @carolsles 2 года назад

    Great video ….. bring me back all economy 101 class in college …thank you

  • @minhkhoa4871
    @minhkhoa4871 6 месяцев назад

    10 out of 10 in this video