![Caleb Bale](/img/default-banner.jpg)
- Видео 225
- Просмотров 1 181 656
Caleb Bale
США
Добавлен 14 дек 2020
I make entertaining videos to help you make good money decisions and budget well. Sometimes it involves chocolate milk.
PayPal's Debit Card Cashback Just Got WAY Better (UPDATE)
PayPal just made a HUGE update to their debit card program, transforming it into one of the best cashback debit cards available!
⚡️SIGN UP FOR PAYPAL FOR $10 FREE IN POINTS⚡️
If you sign up for PayPal using my link, you'll get $10 in points if you spend or send $5 in the first 30 days: py.pl/T6uSi
⚡️CODE 118 WALLET⚡️
Code 118 is easily one of my favorite wallets and any purchase you make with my code will support the channel: www.code-wallets.com/CALEB92550
In this video, I break down the changes, including the new 5% cashback categories. You can now choose from health and beauty, restaurants, groceries, gas, or clothing-making this card way more practical for everyday use. I'll show you how ...
⚡️SIGN UP FOR PAYPAL FOR $10 FREE IN POINTS⚡️
If you sign up for PayPal using my link, you'll get $10 in points if you spend or send $5 in the first 30 days: py.pl/T6uSi
⚡️CODE 118 WALLET⚡️
Code 118 is easily one of my favorite wallets and any purchase you make with my code will support the channel: www.code-wallets.com/CALEB92550
In this video, I break down the changes, including the new 5% cashback categories. You can now choose from health and beauty, restaurants, groceries, gas, or clothing-making this card way more practical for everyday use. I'll show you how ...
Просмотров: 318
Видео
Full Truist Account REVIEW // Most Secure Debit I've Seen!
Просмотров 26821 день назад
Are you considering signing up for a cashback debit card? In this video, I share my experience using the Truist cashback debit card for the past few months! 🏦💳 I initially signed up for the card to take advantage of a $400 bonus with direct deposit, and I’ll let you know if that deal is still available. Overall, my experience with Truist has been positive, thanks to its practical features and s...
Best Cashback Debit Cards for Gas Station Rewards! ⛽️
Просмотров 473Месяц назад
Here's the best debit cards for buying gas this year! Whether you're road-tripping for vacation or commuting to work, we all feel the pinch at the pump. In this video, I break down my top four debit cards for purchasing gas, plus an honorable mention at the end. Save money on fuel and stretch your budget with these picks! ⚡️GasBuddy GasBack Debit Card: www.gasbuddy.com/pay⚡️ Links directly to y...
Why My 9.07% APY Save Account Was Horribly Disappointing
Просмотров 3422 месяца назад
In today's video, I give an update on my Save account which boasts an impressive 9.07% APY. I made a review last year and ended up getting a referral bonus that allowed me to fully test the account. First review: ruclips.net/video/z4ufwwHFEvo/видео.html Here are the main things I didn't like about the Save account, which is why I originally decided against putting any money into the account: 1....
What's in My Code 118 Wallet // Summer 2024 Cashback Debit Cards
Просмотров 9053 месяца назад
This week, I show exactly what’s in my wallet! Since I do so many videos about cashback rewards debit cards, I wanted to show you what I actually carry on a day-to-day basis. Since I made this video last, I’ve had quite a turnover of debit cards so it’s time for an update. There are links to each card below just in case you want to sign up! Code 118 Wallet: ⚡️Get 40% off yours today using my af...
Juno has Officially Lost My Business
Просмотров 7233 месяца назад
Juno has cut most of their good benefits and I'm just not interested in using them any longer! They're now putting all of their effort into their crypto services. But I'm not interested in crypto so I'm moving on. Here's all the changes they've made that have impacted my decision: 1. They no longer provide cashback on purchases 2. They doubled the price of gift cards that can be purchased using...
This Couple Has $84k in Debt So I OVERHAULED Their Budget | Budget Reno E1
Просмотров 2354 месяца назад
Go to our partner trymintmobile.com/calebbale to get premium wireless for as low as $15 a month. Special offer: New customers can get any plan for $15/month. New activation and upfront payment of $45 for 3 mo. service required. Restrictions apply. ⚡️BE A PART OF THE NEXT BUDGET RENOVATION⚡️ To begin, fill out this form and I’ll contact you! forms.gle/TKALX5Tfj7jqy4uQ6 ⚡️GET 1 ON 1 BUDGET HELP⚡️...
Chime JUST Added Cashback to Their DEBIT Card // UPDATE
Просмотров 1,3 тыс.5 месяцев назад
⚡️Sign up and get $100 FREE!⚡️ If you use my link to sign up for Chime and have a $200 direct deposit in the first 45 days, Chime will hook you up with $100 for free: chime.com/r/calebbale Here's my original review! ruclips.net/video/zb8GacrODY8/видео.html In a turn of events, Chime literally JUST added cashback to their debit card. This cashback is entirely for groceries, gas and restaurants. ...
Farewell, Oxygen & Onyx Cards // Fintech's Latest Casualties
Просмотров 5905 месяцев назад
⚡️Book a session: tidycal.com/calebbale⚡️ Join us as we dig into the recent closures of two more fintech debit cards - Oxygen and Onyx Private. With the fintech landscape becoming increasingly competitive, regulatory challenges, and shifting market dynamics, it's no surprise that these closures are becoming more frequent. In this video, we explore the reasons behind the surge in fintech closure...
Capital One + Discover: How This Deal WILL Affect What’s in Your Wallet
Просмотров 1,2 тыс.6 месяцев назад
⚡️Go to our partner trymintmobile.com/calebbale to get premium wireless for as low as $15 a month. You can get 50% off unlimited using my link! In a monumental move, Capital One has agreed to acquire Discover Bank for a staggering $35 Billion! But what does this mean for you, especially if you're a card user or bank account holder with either institution? In this video, we dive into the potenti...
High-Yield Savings vs. CD? Here's Where to Keep Your Savings in 2024
Просмотров 1,4 тыс.6 месяцев назад
In this video, we tackle a common financial dilemma: Should you keep your money in a high yield savings account or opt for a Certificate of Deposit (CD)? Why does it matter? Because it can significantly impact how much interest you earn this year, potentially by a significant margin. ⚡️My Favorite High Yield Savings Accounts!⚡️ ✅UPGRADE (currently 5.07%): Sign up for checking and savings here a...
Is PayPal's Cashback Debit Card Worth It? // Full Review!
Просмотров 16 тыс.7 месяцев назад
Is PayPal's Cashback Debit Card Worth It? // Full Review!
2023 Financial Recap // How We Ended the Year with Income, Investments, Debts, and Expenses
Просмотров 2287 месяцев назад
2023 Financial Recap // How We Ended the Year with Income, Investments, Debts, and Expenses
Goodbye Mint. Here’s a Perfect Budget Alternative: Buddy Budget Update! FULL REVIEW
Просмотров 7 тыс.8 месяцев назад
Goodbye Mint. Here’s a Perfect Budget Alternative: Buddy Budget Update! FULL REVIEW
Upgrade is The BEST Cashback Debit Card to Kick Off 2024 // Up to 2% on Everyday Purchases!
Просмотров 3,8 тыс.8 месяцев назад
Upgrade is The BEST Cashback Debit Card to Kick Off 2024 // Up to 2% on Everyday Purchases!
First FULL Year of YouTube Monetization for Creator with 7k Subscribers // Real Analytics!
Просмотров 6578 месяцев назад
First FULL Year of RUclips Monetization for Creator with 7k Subscribers // Real Analytics!
Why We’re Paying off our Low Interest Mortgage Early Instead of Investing More (+Poster Giveaway)
Просмотров 8819 месяцев назад
Why We’re Paying off our Low Interest Mortgage Early Instead of Investing More ( Poster Giveaway)
I Asked Chat GPT to Make Me a Budget and I Was Surprised At the Results
Просмотров 4349 месяцев назад
I Asked Chat GPT to Make Me a Budget and I Was Surprised At the Results
6 MORE Budget Minimalist Wallets to Snag on Amazon!
Просмотров 9 тыс.9 месяцев назад
6 MORE Budget Minimalist Wallets to Snag on Amazon!
The INS and OUTS of Budgeting with Irregular Income
Просмотров 1849 месяцев назад
The INS and OUTS of Budgeting with Irregular Income
What's in my Ekster Wallet // Fall 2023 Cashback Debit Cards
Просмотров 78110 месяцев назад
What's in my Ekster Wallet // Fall 2023 Cashback Debit Cards
Is Homeownership Within Your Budget? 5 Key Questions to Aid Your Decision
Просмотров 11510 месяцев назад
Is Homeownership Within Your Budget? 5 Key Questions to Aid Your Decision
The 4 Ways American Retail is Tricking You Into Spending Your Money Quickly and Easily
Просмотров 26710 месяцев назад
The 4 Ways American Retail is Tricking You Into Spending Your Money Quickly and Easily
Here's Why You Should Have 5 Different Bank Accounts
Просмотров 1,1 тыс.10 месяцев назад
Here's Why You Should Have 5 Different Bank Accounts
Woah, Target's Rewards Debit RedCard is Really Good
Просмотров 7 тыс.10 месяцев назад
Woah, Target's Rewards Debit RedCard is Really Good
The 5 BEST Budget Planners on Amazon // Full Reviews and Ranking!
Просмотров 13 тыс.11 месяцев назад
The 5 BEST Budget Planners on Amazon // Full Reviews and Ranking!
Cashback Debit VS. Secured Credit: Which is Better?
Просмотров 40111 месяцев назад
Cashback Debit VS. Secured Credit: Which is Better?
7 Weirdly Specific Budget Items That Are Totally Worth It
Просмотров 28911 месяцев назад
7 Weirdly Specific Budget Items That Are Totally Worth It
Say Goodbye to Credit Card Rewards (And How This Might Be a Good Thing)
Просмотров 2,7 тыс.11 месяцев назад
Say Goodbye to Credit Card Rewards (And How This Might Be a Good Thing)
Update: Why I Won't Carry Juno Much Longer
Просмотров 1,3 тыс.Год назад
Update: Why I Won't Carry Juno Much Longer
Thanks for this review, Caleb. How does this account for carryover funds from prior month(s) that you didn't use up (from a zero-based budgeting perspective) and you intentionally didn't allocate?
thank you!
I know the video was posted 7 months ago, but I just signed up for one. It’s letting me choose what category I get 5% back on. I chose restaurants. It can combine with the “special offers”. Just used special offer “10% off dominos order” with the additional 5% from the card and actually got 15% cash back. For a debit card… that’s ridiculous! Very happy with the change in management over there at PayPal
too many commercials.
I've been waiting for your video to come out on this. I'm mainly a credit card cash back kind of guy, but I've been using the heck out of my PayPal debit card on dining now. None of that spend has gone on credit cards. Why, when I can get 5% back on a debit card. Win-win.
The thread bifold destroyed my cards sadly. But I love it and it’s the smallest. Checking out a Proof Wallet next
Yo dude huge fan of your channel already I just found it the other day and I appreciate an different point of view on personal finance with no credit cards, as for ME tho I’m 24 years old and I have over 20 credit cards and I open more for sign up bonuses I open brokerage accounts and savings accounts for the same reason 👌🏾
This seems really good, the one thing I wonder is how much of a fee do they charge the lender to make the cashback viable. Surely it's not the full 5% right.. but idk
...
78 cents😂😂 if its me I probably get ..25 cents
Vehical savings!?
Can you order this debit card in Europe? Can you cash widtaw from your paypal account money earned online? If yes what is maximum amount montly and big are fees?
Thanks i have no clue what i’m doing ❤
Real good to refer to scripture in Romans
I canceled my credit card because the interest rate went from 20% to 34%, l had this credit card for years and l believe for the most part l was responsible, l had a revolving charge on it each month because of having sling tv, but paid it off each month but that 34% hike in interest WOW!!!! I just don’t want to chance something going wrong and not being able to pay, I’ve had debt problems many, many years ago, never want to be in debt again, l using my debit card or paying cash and the payment is DONE!!!!
So if I live in Jamaica and need to make a withdrawal at an atm here, it will work?
PayPal just updated the cash back rewards, and honestly it’s really good. Every month, you can get a 5% Cash Back discount on either gas, groceries, restaurants, heath & beauty, or clothing on up to $1,000 in total purchases. It doesn’t feel like much, but it’s gained my attention, especially the grocery discount.
Do you think If I avail the premium good for 1 year then after a year, can I upgrade it to lifetime?
you are a lifesaver my gosh! lol i need to learn about this. no body taught about this crap in school
So I’m getting two $5 rebates and they will only send to paypal or Venmo. Which one is best to receive rebates and is it even going to be worth it and how much will they take?
Either one's great! I believe there's maybe a $10 sign up bonus on either if you use my link. Otherwise, I probably use Venmo more so I'd go that direction!
@@CalebBaleFinance Ok and will use your link when I sign up!
I HATE writing checks as well. Thanks for the review
I have this card, its nice. Much better than my local bank's debit card. Recently (by recently I mean it changed for me today), it said at the start of every month i can choose a category to get 5% cashback in
So lets be honest. Credit cards are benefiting people who actually earn a lot, not for regular people, who dont and then go into debt. I will be using my debit card until i die, i will spend what i have and had nothing to worry about. 🙏🏻
Clever Fox is the best.
Caleb, how can I set up a call with you? I am just beginning my journey of becoming debt free. Love the idea of having a coach. Thanks!
@@TylerKirkham0 Hey Tyler! I’d be so excited to help you through your debt-free journey! You can book right here: tidycal.com/calebbale. And let me know if you have any questions about how coaching works and I’d be more than happy to answer them.
It is secure in terms of you'll get back your initial investment but the chance of you making hardly any profit is quite the case. I invested in 08/23 and my account just came to maturity, I put 10K in total, the first 5K just reached maturity, and after their fees I received $44.16 that's less than 1% return 0.88% to be exact. I would have put my money in a HYS for 4.75% instead. They will lure you in with high returns of 9% or more then say the market blah blah blah... I still have another 5K maturing in one month and those returns look to be less than $200 as of today. The percentage of returns changes on a daily basis very volatile and dependent on the stock market so why not just invest directly in the stock market and leave it long term, the fees will be a lot less and you'd be getting more. This was a waste of time, I regret tying up my funds for a whole year for nothing, but it was a lesson learned... I do not recommend.
Im new to Chime. I bought 15 gallons of gas last week and was given almost $5 back in 4 days. My question that I cant find the answer to is this for all the time? It says "the first 50 gallons" As in 50 gallons per transaction? Per day? Of all time?
Hello! So as far as I've been able to tell, it's per transaction. We took a vacation recently where I used Chime a lot to fill up. And I got cashback at all the places that had a deal. Granted, my car only holds 13 gallons so I wasn't getting even close to 50 gallons in a day, but it's definitely not 50 gallons for all time. I've gotten cashback for much more than 50 gallons since I started using Chime.
Hopefully you avoided the collapse.
Sadly, I did not. Still waiting on some funds
Hey Caleb 👋 im still pushing hard this is a motivation for me thank you because sometimes i feel like giving up i still have 30 subscribers sometimes i feel like its not going to happen 😢
Absolutely! It took me 6 months to get to 100 subscribers so I get how it can feel like it's taking forevvvvveer
@@CalebBaleFinance thank you
Now do you get paid on 1,000 per video? Or is it per 1,000 views on the whole channel?
No no no no no no, I wish I got paid that much. It is per 1000 views on each video
Is there a way to separate your checkings? I have a joint account that i share with my bf and then my account that i use for completely different reasons. Is there a way I can make separate budgets for each?
Yeah you can create multiple budgets! Just go to the budget tab, tap the budget at the top and you can create a secondary budget there.
2:43 robinhood gold
Nice editing
Thanks!
low key signed up today, but since my credit is 599 i couldnt get a CREDIT CARD lmao, lets hope its a good card i might make it my main bank, you know anything about the fees on savings and checking accounts
also earned a sub :)
Cool, hope you like it! All I have to say is make sure you look into the fees because of that $3 fee I mentioned in the review lol
😂👍🏼
👍🏼👍🏼
I got a credit card to pay for things when I travel and get those txn fees back as cashback, also I have one for grocery shopping cuz I literally don't shop anywhere else for groceries, so it makes sense to get 6.5% back which I use to go to cinemas or whatever with my partner. I have two more credit cards which i barely use anymore and planning to cancel them to simply my budget, but again, i never leave a balance and mostly pay it of even before the statement date.
Glad to hear you never leave a balance on your cards cause that takes some discipline. I just find it so peaceful not having credit cards at all! It simplifies our finances so much
All debit cards that need a email and mobile phone number are a waste of time if you don't have that. Try bank debit card instead.
I just applied for one And I customized it to look like Bill cipher
Nice! I love the customizability
@@CalebBaleFinanceI just got it 🥳
That Fidelo is sick man I might have to get it. Edit: the affiliate link isn’t working and I can’t find the one from the video.
Woah, I didn't realize it's not available right now! Thanks for the heads up. I replaced the link with one similar to the Fidelo one.
@@CalebBaleFinance wow I didn’t realize this video was a yr old, you’re a legend for replying and updating it
Haha, yeah, I respond to literally every comment. Sometimes I don't get to them for a while as seen by some of the recent comments. But I try to update information when I hear about it too!
I'm a newly wed. This is what I was looking for! Home economics was so slow. This video looks awesome for home schooling! Didactics is awesome!
That's awesome! Hope it's helpful. I was homeschooled and I agree they would be great for financial stuff!
Very good comparison. Thank you
Happy to help!
I used the PayPal debit card at a atm and it didn’t work
Really? Did you confirm it was one in their network? Although it should have still worked just with a fee at non-network ATMs.
@@CalebBaleFinance it was locked I guess
Aha, that makes sense. I had a debit card decline because I accidentally had it locked.
How do you just get the depit card without have to enter your bank information. I just want it for cash app like ibotta . Where i can have cash sent to depit card
Hmm...that would be a question for PayPal itself. I don't know if there's a way to get the debit card without having to enter the bank information or not.
I see your background bro Jesus loves u aka Yeshua and praying for u
Love that background. Thanks!
I got #5 and love it! I do cash envelopes and budget that way and I find that #5 is perfect for that.
That's awesome!!
i have a prepaid card that has 20 dollars but i cant use it since the page dosent work
The page doesn't work?
I kinda want this app to do the stuff automatically. I didn’t fully understand how it would do that. If i have to add the transaction myself then why wont i just use an excel
That's totally fair. However, there are a ton of other apps that may work for you. One in particular that I've been trying out recently is called One Goal and can do envelope budgeting AND can connect to a bank account. That may be worth checking out for you!
@@CalebBaleFinance I will try that i have tried a lot of other apps but they either don’t connect to Canadian banks or are nit free
@@abhirajsinghdadiyan7675 Oh yeah, I wish I knew an answer for that!
Why does it take 2 weeks for your ach bank transfer to reflect on your account? Are they collecting interest off your money for these 2 weeks?? hmmmmm…🧐
I have no idea! What I will say is it seems like it depends on the account that money is being transferred to or from. Most of the time I don't have issues with Discover's transaction speed, so I bet it's mostly the other bank that's the issue
Great video and well edited!
Thanks so much!
He’s all talk, just live life and wherever it blows you to, that’s where you will be forever
Well, I suppose that's one perspective lol