How No Cost EMI Works | Truth Behind No Cost EMI | How Flipkart & Amazon cheating Us | EMI Scam?

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  • Опубликовано: 26 окт 2023
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    How No Cost EMI Works | Truth Behind No Cost EMI | How Flipkart & Amazon cheating Us | EMI Scam?
    No Cost EMI is not actually free. It's just a fancy way of saying that you'll be paying for your purchase in installments without any additional interest charges. But there's a catch. Flipkart and Amazon often mark up the prices of their products to compensate for the interest they're not charging.
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    DISCLAIMER
    We are not SEBI Registered and this video is for educational purposes only and should not be considered as financial advice or an endorsement of specific investments. It is essential to conduct thorough research before making any investment decisions.
    #NoCostEMIScam #FlipkartScam #HiddenCostEMI #ConsumerFraud #LowInterestCreditCard #ExposeTheScam #emitipsintamil #flipkartoffer #bigmiiliondaysscam #emitipsintamil #emiideasintamil

Комментарии • 410

  • @ffreedomapptamil
    @ffreedomapptamil  Месяц назад +1

    Download ffreedom app:- ffdm.app/awQi

  • @gopalakrishnans4198
    @gopalakrishnans4198 7 месяцев назад +48

    ஒரே விஷயத்த பல முறை சொல்லி video டைமிங் அதிகம். நீங்க சொன்னது 7-8 mins video போதும்.

    • @thayanithi5744
      @thayanithi5744 2 месяца назад +2

      Try watching in 2x

    • @user-vb4cj4pp8i
      @user-vb4cj4pp8i 9 дней назад

      That's marketing. if the views and watched time increase income increases automatic aa profit increase agum 😅😂

  • @subbarayalumohandoss1545
    @subbarayalumohandoss1545 8 месяцев назад +41

    ஒருத்தனை ஏமாத்துனம் என்றால் அவனுடைய ஆசையை தூண்டி விடனும். இது தான் No Cost EMI.
    நன்றாக விளக்கி சொன்னீர்கள் சகோதரி. வாழ்த்துக்கள். Awareness video.❤

  • @srinathtube4307
    @srinathtube4307 7 месяцев назад +8

    என்ன வட்டி போட்டா எனக்கென்ன...என்னால 15,000 ரூபாய் மதிப்புள்ள ஒரு போன் அ உடனே வாங்க முடியாது..அதுவும் பொருள் கையில வாங்கி ஒரு மாசம் கழச்சு தா பணமே கட்ட போறேன்...என்ன மாதிரி 25,000 மாத சம்பளம் வங்குறவங்களுக்கு இது ஒரு நல்ல வாய்ப்பு தான்..

  • @neelamalar2397
    @neelamalar2397 8 месяцев назад +21

    அட கடவுளே நான் 2 வருஷமா amazon லதான் emi கட்டி வாங்குறேன் இப்ப great indian festival ல வாஷிங் machine வாங்கிருக்கேன் butஅதுதேவைதான் because i am working woman so its must after watching all your shorts today i have cancelled all my products on amazon 😂😂😂😂😂 thats unnecessary for me Thanks for saving my money and my life also .Its really game changer for me❤❤❤❤❤

  • @venkatraman6484
    @venkatraman6484 8 месяцев назад +105

    Only thing in no cost emi is trap. But she missed to inform the processing fee in no cost emi. In 3 month emi scheme, intrest is 400 rs. Processing fee in no cost emi for 3 month is 400 rs. We are paying intrest in name of processing fee. We are fools.😅

    • @kailash8
      @kailash8 8 месяцев назад +5

      amazon pay கார்டு இருந்தால் பிராசசிங் சார்ஜ் மட்டுமே 236 ரூபாய் ஜிஎஸ்டி சேர்த்து. நீங்கள் வாங்கும் பொருளுக்கு 6 மாதம் வரை வட்டி கிடையாது 5 லட்சம் மேலே கூட வாங்கினாலும் ஃபிக்ஸ்ட் பிராசசிங் charges 236 மட்டுமே. நீங்கள் 236 ரூபாய்க்கு மேலே வட்டி வரும் எந்த பொருள் வாங்கினாலும் லாபம் தான். நிறுவனங்கள் வட்டிக்கான தொகையும் பொருள் விலையில் கழித்து விடுகிறார்கள் வசூலிக்கப்படும் வட்டி தொகை வங்கிக்கு போய் விடும்.

    • @karthi2951
      @karthi2951 8 месяцев назад +5

      Correct. No cost emi la document charge and processing charges Kira perula antha interest amount pudinkiduvanunga....

    • @EzhuTamizha
      @EzhuTamizha 7 месяцев назад

      ​Exactly...

    • @ganeshjaganGanesh_Jagan
      @ganeshjaganGanesh_Jagan 7 месяцев назад +4

      Total waste I also thought same... They charged interest as well processing change. * star pottu interest applicable as per bank norms 😂😂 nu poturanga even went to bank and checked they charged interest 😢 . Grow up madam market is different than what you learned theories in MBA 😂😂😂😂

    • @parthibanambika9734
      @parthibanambika9734 7 месяцев назад

      @@karthi2951 jdgrhcjeucu😂😂😇🚟😄😂🍎😇😄🚟🚕🚕🙂🙃🏈🎾🪀🏉🪀

  • @imrannazim
    @imrannazim 6 месяцев назад +2

    சொன்ன விஷயத்தை திரும்ப திரும்ப சொல்லாம இருந்தாலே இந்த video 10 ‘மினிட்ஸ்ல முடிச்சிருக்கலாம்

  • @psv1106
    @psv1106 8 месяцев назад +21

    She nicely explained one of the business concepts given (introduced by SONY) in the book “Made in Japan”

  • @astroshiva5801
    @astroshiva5801 8 месяцев назад +15

    Sister online ல் Credit Card மூலமாக வாங்குவதால இவ்வாறு ரூபாய்க்கு வாங்கினா 10% discound or ) 15% discount என்று சொல்கிறாகள் அதைப் பற்றி ஒரு வீடியோ போடுங்க Sister

  • @Getpradheep
    @Getpradheep 7 месяцев назад +7

    The way you explained is awesome. Keep it up 👍
    Do tell about Debit Card EMI , Card with Longue access, Insurance on RuPay card and Royalty Points on Card Transaction!

  • @balasubramanithangavel6471
    @balasubramanithangavel6471 8 месяцев назад +3

    இந்த வீடியோவைக் கூட No cost Emi ல வாங்குன போன்ல தான் பார்த்தேன்.

  • @RagulRagul-ib9jc
    @RagulRagul-ib9jc 8 месяцев назад +18

    Thank you for your detailing…. Everything amazing and outstanding explanation… but video is to length … try to 10 -15 mins is enough we can’t spend 20-30 mins because our concentration is missing…. Getting bored otherwise I love that ❤

    • @baskaranboss648
      @baskaranboss648 8 месяцев назад +2

      Play @ 1.25x or 1.5x speed for long lecture videos

    • @Vishwajv
      @Vishwajv 7 месяцев назад

      Ok

  • @vinodhramadass5801
    @vinodhramadass5801 8 месяцев назад +5

    Superb explanation sister. Thanks for this wonderful informative video...

  • @sridevadhanu1076
    @sridevadhanu1076 8 месяцев назад +1

    மிகத் தெளிவான விளக்கம் மிக்க நன்றி

  • @sriniswetha3513
    @sriniswetha3513 8 месяцев назад +2

    Thanks for giving more information. You do a great job.

  • @user-im4qh9ec5f
    @user-im4qh9ec5f 5 месяцев назад +3

    Finally la sister sola varathu no cost emi irukunu kanda kandathala vangathiganu 😂

  • @mohammedsardar3779
    @mohammedsardar3779 8 месяцев назад +6

    Wonderful explanation Mam. Have a great morning. You're spreading a most wanted skill for thus generation.. God bless you...😊

  • @BitesByte554
    @BitesByte554 7 месяцев назад +15

    You mentioned credit cards, and I agree. However, you didn't mention Bajaj Finance, which charges the entire interest as a processing fee in their so-called no-cost EMI. Credit cards, if used wisely, can be very beneficial. I personally use credit cards from various banks like Axis, HDFC, and SBI. I borrow funds when needed, sometimes up to 2-4 lakh, and pay it back over a period of 6 months or longer without incurring any interest. When used responsibly, credit cards can offer a interest-free period and provide assistance whenever necessary.

    • @muthukumarnadar721
      @muthukumarnadar721 7 месяцев назад +2

      How did borrow money from credit card without interest plz tell me
      Because I am also using credit card but it cost minimum 1.2% and in emi it's interest even higher

    • @VijayKumar-bc7tn
      @VijayKumar-bc7tn 7 месяцев назад

      How can you payback over a period of 6 months without incurring interest. No credit card provide such option

    • @BitesByte554
      @BitesByte554 7 месяцев назад +1

      @@muthukumarnadar721 I have explained everything already.But, Channel admin deleting my Replies I don''t know why

    • @BitesByte554
      @BitesByte554 6 месяцев назад

      @@VijayKumar-bc7tn So, You don't know how to use credit card with 100% benefits

  • @EmsKsa82
    @EmsKsa82 8 месяцев назад +2

    Excellent explaining sister 👍💐

  • @sonimusic4677
    @sonimusic4677 2 месяца назад

    Vera level super explanation❤ I like it
    Ithu ellarukkum easy ya puriyum

  • @muralijee1
    @muralijee1 8 месяцев назад +1

    நல்ல அருமையான விளக்கம்.நன்றி

  • @kalyanakumarkalyan638
    @kalyanakumarkalyan638 8 месяцев назад

    நன்றி நன்றி சகோதரி உங்கள் கருத்துக்கள் மிகப் பயனுள்ளதாக இருந்தது

  • @gowthams1584
    @gowthams1584 8 месяцев назад

    Great work!! But please post a video if some one genuinely want to buy a phone, His or her previous phone was broken.. How to buy a new device smartly!

  • @SOLO_MS_24-bx5md
    @SOLO_MS_24-bx5md 5 месяцев назад

    Very Very Useful And Excellent Explanation Mam...Thanks For Giving A MindOpen Advice😇👍👍👍👌

  • @surend19
    @surend19 7 месяцев назад +2

    You missed gst for that emi interest. Market place give upfront discount only... You still come under emi with interest with gst for interest part. Plus some banks uses processing fee upto rs. 300. So nothing is free

  • @skgamechannel7464
    @skgamechannel7464 7 месяцев назад +4

    vera level sister❤❤❤super explain கோயம்புத்தூர் ல இருந்து😂😂😂

  • @PGUNASEKARANPSEKAR-lx9iu
    @PGUNASEKARANPSEKAR-lx9iu 7 месяцев назад +1

    VERY VERY USEFUL INFORMATION ALL CONSUMERS ❤❤❤

  • @EsvAnistan
    @EsvAnistan 8 месяцев назад +1

    தகவலுக்கு நன்றி..

  • @a.nchannela.nchannel6107
    @a.nchannela.nchannel6107 8 месяцев назад

    Thanyou for your clarification sister 👍

  • @TheMagicBalu
    @TheMagicBalu 7 месяцев назад +1

    Can u share the details of the digital board or its link please

  • @rajapalanisamy9443
    @rajapalanisamy9443 8 месяцев назад +1

    இதுநாள் வரயிலும் பாத்த வீடியோ எல்லாம் சூப்பர்.....இன்னைக்கு வெருத்துபொச்சு..... நான் ஒரு மொபைல் ஷாப் வட்சுறுக்குற ஒரு mobile kku 3000 எல்லாம் கிடைக்காது ....500 to 900 akka 10k to 20 k mobile வெனுன உங்க வெலய விட்டுடு எங்க கடைக்கு வேலைக்கு வாங்க கஷ்டம் தெரியும் அந்த 500 கு எவ்ளோ பேசணும்னு

    • @maddymadhan4300
      @maddymadhan4300 5 месяцев назад

      உதாரணத்திற்கு தான் சொல்கிறார்... கவலை பட வேண்டாம்..... பிசினஸ் நல்லபடியாக உங்களுக்கு நடக்கும்❤❤❤

  • @SriBharathi1896
    @SriBharathi1896 6 месяцев назад

    Akka unka videos ellam paththu neraiya benefits akirukkan tq so much anbu akka ❤

  • @arulmurugan3060
    @arulmurugan3060 8 месяцев назад +5

    It is not just principle/duration, Your need to pay Principal amount + gst for intrest.

  • @a.santhakumar3442
    @a.santhakumar3442 8 месяцев назад

    Yes, Thank you madam deeply explained about EMI and No cost EMI.

  • @vishwanijandhan8171
    @vishwanijandhan8171 8 месяцев назад

    Romba Clear ah solringa very super 🎉🎉🎉🎉🎉

  • @BHARATHI312
    @BHARATHI312 8 месяцев назад

    Video full pathuttu comment pannunga guys she told everything.

  • @91navii
    @91navii 8 месяцев назад

    awesome explanation.... Business case study

  • @ganeshs26
    @ganeshs26 7 месяцев назад +1

    Loan Vangurathuku ITR ilana Loan apply pana mudiyatha mam for business man"s Because I have only bank statements but I'm not file ITR i want credit card and Loan Credit card a declined aahiruthu so what can i do brief explanation please

  • @CamperHOBBS
    @CamperHOBBS 8 месяцев назад

    Thank you for a clarification

  • @bharathbabur8559
    @bharathbabur8559 8 месяцев назад

    Detailed explanation, madam... Keep doing.

  • @charalcreativestudio
    @charalcreativestudio 8 месяцев назад

    Thanks For Super Explanation

  • @Habibulla.M
    @Habibulla.M 8 месяцев назад

    It's a win win situation for all party. Only thing you need to know is your budget and buy that in no cost emi. U need to buy only essential product using this method to save on this...

  • @vijayhem3691
    @vijayhem3691 8 месяцев назад

    Thanks sister 👍 detail ah sonninga super

  • @saran-3005
    @saran-3005 8 месяцев назад

    Kindly explain how to clear Over draft cash credit ODCC account , kindly put video on that

  • @Gamingwithmagee
    @Gamingwithmagee 3 месяца назад +1

    ₹199 processing fee will be charged nu kekurangale yannathu ithu ?

  • @sasee1974
    @sasee1974 8 месяцев назад +2

    Dacument charges உங்க வீட்டுகாரர் வந்து காட்டுவாரா.....
    Dacument charges + processing fee இரண்டும் பேங்க் ககு கொள்ளை வருமானம்.

  • @venthanm5978
    @venthanm5978 8 месяцев назад +2

    Education loan pathi vedio podunga mam

  • @Lokeshcooldude46
    @Lokeshcooldude46 8 месяцев назад

    ur video is informational keep it up 🥳

  • @azhageshan1286
    @azhageshan1286 5 месяцев назад

    மிகவும் தெளிவான விளக்கம்💯👍

  • @mdsiraj7344
    @mdsiraj7344 8 месяцев назад +2

    Monthly salary tax payment pathi explain pannunga .

  • @anumigayathri
    @anumigayathri 8 месяцев назад

    Very much helpful 👍

  • @joe.9620
    @joe.9620 7 месяцев назад

    Fantastic..... Really u r a Rani of business

  • @ijesuraja
    @ijesuraja 8 месяцев назад +7

    Every month GST applicable for EMI

  • @iqbaliqbal5184
    @iqbaliqbal5184 7 месяцев назад

    அருமையான விளக்கமான பதிவு ஒரு பொருளை வாங்கும் முன் கவனிக்க வேண்டிய விஷயம் தான்

  • @user-uz1my2xu8f
    @user-uz1my2xu8f 7 месяцев назад

    அருமையான காணொளி.

  • @chinnaraj6077
    @chinnaraj6077 8 месяцев назад

    Super sister romba nanri sister romba help full video 🎉👏👏❤️

  • @rajk99541
    @rajk99541 8 месяцев назад

    Well explained sister

  • @user-pi9cn7wl2u
    @user-pi9cn7wl2u 7 месяцев назад +1

    Excellent explanation👏👏👏

  • @anagainatarajanaap6338
    @anagainatarajanaap6338 4 месяца назад

    Hello ,yenaku oru doubt,ipo online one product purchase panrom athu ipo no cost emi la panrom ana athula ivalvu interest oda namaku emi katta solrangana athuku nama complaint pannlama ,appdi panrom na yarunmeala pananum because na Flipkart la product purchase panna avunga melaiya illa hdfc bank la oda card use panna avunga interest oda calculate panni emi katta solaranga avunga meala complaint pannuma,pls help me on this issue..

  • @Udhayafamilys
    @Udhayafamilys 8 месяцев назад

    After credit card settlement same card recover pani use panna mudiumaa

  • @AMMUSELVAM
    @AMMUSELVAM 8 месяцев назад +1

    Online மற்றும் offline எதில் பொருட்கள் தரம் குறைவாக இருக்கிறது இதைப்பத்தி நீங்க சொல்லவே இல்லை நான் சொல்வது fridge, washing machine,AC Online மற்றும் offline நிறைய மாற்றங்கள் இருக்கிறது

  • @krishnaananthi1670
    @krishnaananthi1670 8 месяцев назад +2

    Pls talk about hidden charges for no cost emi

  • @sakthivel448
    @sakthivel448 8 месяцев назад +1

    Hi sister I am going to buy a new smart board can you please tell me about your experience with your smartboard

  • @c.harish
    @c.harish 8 месяцев назад +2

    no cost emi pottalum no cost emi kum every month gst undu. adha sollave illa. extra charge 1 rupee kooda katta venam nu wrong information tharadhinga. andha interest amount ah amazon extra va discount pannipanga. but emi ku every month gst undu. total product ku gst thani emi ku gst thani. parthu nalla analysis panni video podunga

  • @anbuvasanth7457
    @anbuvasanth7457 8 месяцев назад

    Very useful bab❤

  • @raiderking1
    @raiderking1 8 месяцев назад

    Thank you for your explain

  • @user-zl6lx9xl2u
    @user-zl6lx9xl2u 6 месяцев назад

    Love you ❤yuvarani biggest explain 😊🎉😢 I am proud of you one help bike EMI purchase pannalama😮 on video podunga please 😮

  • @user-mu8sf9uj9x
    @user-mu8sf9uj9x 6 месяцев назад

    👏👏சூப்பர் சகோதரி தெளிவான விளக்கம்

    • @vijayjayam173
      @vijayjayam173 6 месяцев назад

      Don't agree Blind information sir/ madam

  • @vidyalakshmibharanidharan1440
    @vidyalakshmibharanidharan1440 8 месяцев назад

    Share the GST calculation for mo cost emi products

  • @Kamal-np4mx
    @Kamal-np4mx 8 месяцев назад

    Hi yuva thank u for the super topic

  • @Ronin-fr1wm
    @Ronin-fr1wm 8 месяцев назад

    Information ino kodunga last la sonna GST charges pathu full ah sollunga and online la interest is paid upfront as discount nu scam pannuvanga atha pathi sollave ila...

  • @MrPremm
    @MrPremm 8 месяцев назад

    Y u dont talk about mortgage loan..... please update mortgage loan positive and negative and full details ❤

  • @mohamedsala6740
    @mohamedsala6740 8 месяцев назад

    My dear daughter, I appreciate your explanation excellent, please let me know what's your profession.?..

  • @user-ge5xj8ty7d
    @user-ge5xj8ty7d 8 месяцев назад

    Akka antha educational loan pathi video podungale😢

  • @rajeshkannan3225
    @rajeshkannan3225 7 месяцев назад

    Entha offline kada karanum mobile rate ah kammi panatha saritharame ila enathayachu solla vendiyathu.. Odatha palaya model ku venum na enathayachu Discount panuvanga

  • @lakshmanans8971
    @lakshmanans8971 8 месяцев назад

    Bank check detaila oru video poduga uva😊😊

  • @Sivakumar-uq2yn
    @Sivakumar-uq2yn 8 месяцев назад

    Nice explanation

  • @ravibabu1038
    @ravibabu1038 8 месяцев назад

    Wow supera pesuninga.thanks ❤

  • @sandygaming6000
    @sandygaming6000 7 месяцев назад

    Sema explains sister❤

  • @maniraj8397
    @maniraj8397 8 месяцев назад +3

    Gst processing fee ethelam solave ela ...etha vituu deva elama elathaium solringale....

  • @balaji9825
    @balaji9825 8 месяцев назад

    Can u share same price gst calculation

  • @Gk_gaming72
    @Gk_gaming72 7 месяцев назад

    Akka romba alaga explain panna ga 👍

  • @dntruckvlogs
    @dntruckvlogs 7 месяцев назад

    Customer due later final amount+ companys side Profits...

  • @nareshkandasamy3582
    @nareshkandasamy3582 8 месяцев назад

    Gud info❤

  • @ahalaq
    @ahalaq 3 месяца назад

    Really well explained sister.

  • @abdulkhader6202
    @abdulkhader6202 8 месяцев назад +1

    very very super explain mam

  • @syedvlog16
    @syedvlog16 8 месяцев назад

    Ur righting skill amazing sister

  • @TRENDINGR-bp8bp
    @TRENDINGR-bp8bp 2 месяца назад

    credit card offer 3000 nu sollurangala athai eppadi payan paduthi porul vangurathu sollunga

  • @KingOfKing002
    @KingOfKing002 8 месяцев назад

    Company Registration entha website soluinga akka ...100 website varuthu akka

  • @selvamelavarasi7040
    @selvamelavarasi7040 7 месяцев назад

    Good explain uvarani.....

  • @muthupandi5623
    @muthupandi5623 8 месяцев назад +6

    யுகத்தில் ராணி அவர்களுக்கு வாழ்த்துக்கள்

    • @manojanand8123
      @manojanand8123 7 месяцев назад

      I love u செல்லம்❤

  • @rbalakrishnan2047
    @rbalakrishnan2047 7 месяцев назад

    Thank you sister useful massage

  • @hasanmubarak1
    @hasanmubarak1 7 месяцев назад

    Madam I got , 0 emi but bank charge take from me and every month take GST from interest rate... can advise please

  • @anbarasansethurayar1884
    @anbarasansethurayar1884 8 месяцев назад +2

    Can we consider initial Processing fee and 18% gst on every month's emi amount?

    • @1123bala
      @1123bala 7 месяцев назад

      Processing fee plus interest ku 18% , not full emi amount.
      Trap is " if u miss paying one EMI ", else it will be good for everyone - my personal thought

  • @srinivasanp879
    @srinivasanp879 7 месяцев назад

    But I Have one question madam? When the seller whether online or offline is selling the items for cash purchases, why don't they pass on this amount, which is given to either bank or financing companies directly to sellers?

  • @senthilmurugan1105
    @senthilmurugan1105 7 месяцев назад

    Very good information thanks sister

  • @azarudeen692
    @azarudeen692 7 месяцев назад

    Mam, idhula GST ADD PANDRANUNGA, ADHA PATHI SOLLUNGA

  • @akbarhotelpolur6810
    @akbarhotelpolur6810 6 месяцев назад

    நல்ல தகவல் நன்றி

  • @KishorePalanisamy-ub5fy
    @KishorePalanisamy-ub5fy 3 месяца назад

    Vera level Mam explain 🔥🔥✨

  • @FirthousEnumNaan
    @FirthousEnumNaan 8 месяцев назад

    Thanks ❤ for your time