'You can afford a house too if you work a bit harder' insists LBC caller
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- Опубликовано: 14 май 2024
- Caller John has just bought his house - and you could too if you "work a bit harder", he reckons.
John rings into Tom Swarbrick's programme to argue against rental caps, citing his experience of working from 7am-11pm during university to pay for his accommodation.
Tom makes a 'rare exception' and brings in Mark in Wimbledon, so that John can make his arguments 'to his face.'
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Another smug guy who has made it and now thinks everyone else only works 30 minutes per day.
Most likely courtesy of his parents.
don't believe he made it, i know a couple of young people who watch RUclips and comes up with work harder they can afford a house, a abandoned house here in the are, that was empty for 25 years was now sold for 250 000 euros (Ireland Donegal) other side there are x0 000 empty abandoned houses that could be renovated, but on this young man so he made a 300 000 in a few years? with renting? and driving to office? and maybe put food on the table for a family? seriously ?
😂😂😂 He is lying and 💯 sure he isn’t paying the correct taxes . Or living with his parents
@@zainzoala1083 I am sure that any business tax he pays, he resents any of it going toward social security
Lots of guys like this in Edinburgh posh Scottish or posh English types that mum and dad bought them a flat when they are students and the other posh kids pay him rent ergo allow posh mum and dad not to have to give him any money as he’s self sustaining himself leave uni no debt and then rent out flat in Edinburgh for a fortune money keeps rolling in ..
The point is John, you shouldn't have to work 7am to 11pm for years to get on the property ladder
Well said
That's the thing. While doing so, and not doing any of the nice things that make life worth living, might indeep allow you to scrape a deposit together...why is that something to aim for? That sounds like a gross societal failing to me, considering how much easier it used to be.
And yet there are people who do work these type of hours and still struggle
And for anyone who wonders who the 16% of voters are who would still vote Tory,
I give you...........
Me too. I mean are you seriously gonna vote for captain woke. Kier, Angela, David lamby and the rest, 🤮
@PLl-jr8xi absolutely. If anything just to get the tories out.
Working 7am to 11Pm whilst studying at uni? What’s that I smell
Privilege
...Probably a very large trust fund...
Nepotism
Very exaggerated. But if you have been to uni in the last 5 years you will know that you do in fact have a lot of spare time - particularly in years 1 and 2. A big regret of mine was that i didn't have the entrepreneurial spirit nor the correct attitude when i was time-rich at uni.
Maybe on your course@@thomasatkinson1113 but that isn't the case with everybody
SO... All you need to do to pay the rent is work 16 hours per day for 7 days a week and ........
Have rich parents like "John definitely has"
😂😂😂😂😂
Let me also guess, he inherited much of his wealth, sounds like a posh boy.
Exactly, where did he get the money to start his business? I'll bet it was from his parents.
@@alaindavis5704 Like the 'self-made' Donald Trump...
Probably a land lord
Wouldn't want to work for him.
Yep. Much of the wealth generated in this country (not all) is based off asset wealth that has boomed mainly due to policy (QE for one). If I had a trust fund I too would try and start up a business….but I don’t and I have a massive mortgage, bills and dependants who will always come first
If you live in a society that requires you to work 100 hours a week to struggle, why should you not punish that society?
Outstanding lack of empathy, perspective and awareness of own privilege...
How is it privilege if he’s working 15 hrs a day for three years to get the money together to buy a house.
@@liamc9425 That's the same amount of hours as Nurses, who risk their lives and risk their patient lives doing what they do. Can they afford a house? No.
This man got lucky and thinks his way should be the rule. This is what capitalism and thatcherism cause in the long term
@liamc9425 Privilege gets you the opportunities to better paid work... working 15 hours a day on minimum wage will still not allow you save a deposit for a house
@liamc9425 I very much doubt that he's achieved it all on his own. I think the bank of mummy and daddy helped out a bit.
A Tory then
I'm so sick of this Calvinist myth that just working hard in late capitalism is the solution to all your fiscal woes. The hardest working job I've ever had was being a chef, which was also the least money I ever had while working and I did indeed struggle to pay rent at times as a result. I'm now in comparatively the most cushy job I've ever had and get paid the most money; it's a difficult job but one that doesn't require much graft once you know what you're doing
Its the capitalist dream they sell the working class
My husband is a chef and runs his own restaurant. He works 7 days a week all year round, I help in the restaurant for free and have a second (paying) job and we still were able to buy a property only because of inheritance. And that inheritance only helped us to scrape 50% of the deposit, the other 50% was our own and my parents savings.
If he doesn't want to be seen as "that horrible person" it's very simple. Don't be that horrible person. That should be as easy as just working harder, right john?
A full-time job should primovide a liveable wage.
That should not be seen as an extremist position.
my dad bought their house in the 60s for 2k. its now worth 220k. have wages gone up 110x since then? no.
The cost side needs looking at though too as they are artificially high. The solution is not just wages.
No one picked up on “should be working evenings, weekends, and have side jobs” to make ends meet - that’s not the social contract
This is the exact truth. Why should we have to do all of that to make ends meet. State of the country after 14 years of indoctrination and a step back towards a British class system
And then wonder in a few years why the birth rate has totally tanked and death rates are through the roof.
Honestly. The deal used to be that every generation would be better off than their parents, but now this guy is saying you should work 16 hour days in order to get something that used to be standard. That's obscene.
No one should have to ruin the physical and mental health, working themselves into an early grave just to live. Yet this is what this called is basically suggesting.
Basic economics:
1. How can I start up a business if I have no capital to do so in the first place as all my money goes on property and bills
2. Who can I sell my new business product or service to if most people have no disposable income anymore.
What I don't understand is how these type of callers don't consider that plenty of essential jobs to society, now pay so poorly that housing is a struggle to even those "working hard".
Lots of people that work in emergency services struggle with their rent and they're some of the most hard working people in the country.
People like this caller fail to realise that if everyone "worked harder" and earnt more money, that landlords would simply keep raising the rent even higher. It takes a basic understanding of numbers to understand that
I work in a NHS lab, with pay equivalent to a nurse. There arn't many people below 40 that own their own home without help from family or an inheritance, the lower paid (but just as essential) band 2 workers are only just above minimum wage. Local rent is over 1k a month (without bills) just for a two bed house with no garden.
Yup. So many of those types talk about how to get out of that job but fail to discuss that *someone* must do those jobs and no one who does can afford to live at that pay rate. How about acknowledging that that work has value and that person shouldn't be struggling to live a life.
basic supply side economics the caller doesnt understand
And the winner of this year’s amateur backpedaling championship is… 😳🤦♀️😂
Back peddled so fast his pushbike started reversing
🤣🤣🤣🤣🤣
He was at university and worked from 7am to 11pm, that doesn't add up, he either has a time machine or he's lying.
Lying ! And with rich parents, I bet😂 Definitely a future tory voter.
He's lying. He's a right wing operative posing as a caller.
i had a little help from my mother coming to the UK to Study, i had to miss classes to be able to work pay for food and rent, and could only turn up for important lessons, exams or essays submissions and that course was 7 hours a week. He's full of it!.
…or he was a drug dealer…
Or cut corners somewhere
"The vast majority of people could be working harder"...
"Well not you of course"
"Oh, and not them"...
"Or them"...
"Or these people"...
If the people not working hard are so abundant then why are they so difficult to find or point out
As O'Brien often references it's a member of the "I didn't mean you" brigade, exact same thing with immigration
Turns out it's just his friend on benefits that should be working harder because he somehow thinks they're not
Let me guess, he is a landlord?
yup. his tenants paying his house price off every 10 years.
And bought houses with inherited money
If he's against a rent cap that'd be a big threat to his income. I just wish he was honest about it so it's clear he's trying to turn the argument around on the other side
What tipped you off? "I believe in entrepeneurship"?
@@stevec6427 even if that is the case what’s wrong with it
Just work 16 hrs a day, 7 days a week and all your problems are solved....
And spend all the money you earn on a house leaving you with no lifestyle for all that work. Don´t forget that part of his dream!
Just don't have a family then you don't even need a house.
The first caller probably had mummy and daddy buy him the house!!
I’m interested how he started a business if he didn’t have money for rent mainly…
He’s obviously a liar and a coward
@deadpool3982 absolutely you can hear it in his voice when confronted
I worked my guts out for 50years, and circumstances put me on minimum wage. It doesn’t matter how hard you work , it will never be enough to be comfortable. If you don’t have entrepreneurial skills you can’t invent them suddenly. Shame on him- no empathy
Whataboutism at play. There's plenty of people working very hard and struggling. The caller has done well, so had no thought for others. The assumption that people are not working hard enough is absurd. It's like saying that everyone should just become doctors or airline pilots if they want more money.
I wish more people would ask "why should we have to work harder?" If our parents and grandparents were able to afford a home and a reasonable life on sometimes even just a single income, why should WE have to work multiple jobs, 24/7? Why is that a reasonable expectation now?
He's right, many people could do it, if they give up everything that makes life worth living, all their time, abandon their family and friends for years and if they have the mental fortitude to withstand the depression as a result, they could buy a house. But is that the type of society we want to live in?
If you do all those hours and don't have a family. You probably only need a studio apartment anyway.
People already work hard enough. The problem is that wages haven't kept pace with inflation and rents / mortgages have shot up due to Truss. In other words, people are working hard for less and less while corporations are price gouging and have record profits.
Nothing to do with importing cheap labour since the late 90s
@BadlydrawnBen Of course that has an effect on the value of labour. However, people need to realise they have way more in common with working class immigrants than Tory politicians promising tax cuts.
@@Skygrey2943 that's no consolation to those of us who had to compete against them for years and the nock on effect that there are very few youngsters in the trades now because wages went so low
Couldn't afford rent but can afford to start a side business? Yeah OK mate
Math aint mathing
Impossible for a young person to own a home now. Caller has his head wedged firmly in his posterior. You can tell the caller is a nepo baby with rich parents.
I cringe hearing this opinion as I use to think the same. I am fortunate to have a successful career and if I have learnt one thing it is that the system is rigged. £700bn of printed money (taxpayer funded) in last few years has found its way into markets and benefited the already wealthy (probably like this person) yet we still demonize the odd benefit scrounger that makes v little impact on the public purse
Also people like this caller outright refuse to accept that not everyone can "win" in our economic system.
Even if everyone worked 24/7 like they seem to think they should only a small proportion will ever "make it", our economics are design to need people at the bottom so their argument makes zero sense and is exclusively simple snobbery.
You could see his backtracking as soon as he spoke to someone who was struggling - a typical generalisation that collapses under a microscope
This caller is your typical smug, "I'm alright, Jack", moaner who has no real understanding except what he gets from the gutter press.
You can hear the quivering in his voice as he backpedals. Absolute melt. What about nurses and carers? Are they not working hard enough? Maybe stop dipping into mummy's purse and you'll notice how difficult it is for most young people to get by.
This caller definitely had financial assistance or safety net from his parents to be able to go ahead with setting-up a business. But empathy and understanding never crosses these people's minds.
And I love how much back-pedalling he tried doing and how his tone of voice changed to be incredibly nervous and shaky when confronted with a real person.
I worked hard, in social care, 14 hour days, weekends, bank Holidays, Christmas, new years eve. No breaks. No lunch break. I did that for years and years. I have NEVER been able to lift myself out of poverty. The savings I had have gone due to covid and the cost of living crisis. This man has no clue.
As someone who managed to save their deposit and worked their way up the housing ladder, this caller is talking utter tripe.
I would not have been able to afford my first place if I were paying rent to my parents, paying for travel to work (I had free travel), or had children to pay for.
I was very lucky and lived like a hermit for years to scrape together enough money to buy my first place on a 5% deposit.
It's more luck than hard work and it was tough 15 years ago, I can't imagine how impossible it is now.
We've always had dossers and always had workaholics, with the absolute vast majority somewhere in the middle. Most people work to their own natural limits. In a previous era, it was that majority in the middle that could buy a house or flat without working an unnatural and seriously unhealthily 12 hour day. As ever, the people who are workaholics have contempt for the other 90% plus of the population.
I disagree with both of them. But the first guy is a complete Bell End
I think this is so out of touch for this reason, I was looking at a property the other day, it’s a 3 bedroom semi detached house, it had a lick of paint and new bathroom put in. The cost of the rent is £1650 per month. How does someone pay that and save for a mortgage? I mean they’d have to be earning 60-100k per year to even afford to start saving. But that’s not most peoples situation, because that wage isn’t what most people in this country earn. It’s deluded to think people just need to work harder. This guy may have worked hard in his opinion but is far too lazy to use skills such as critical thinking. I don’t think those friends he’s talking about would be his friends after this either, what a twit.
Probably have to be on £60k a year for the letting agent to pass it's affordability check. And the average salary is £27k. Need to work more than twice as hard
I work with professional engineers earning well above average who couldn't afford a house.
I bought in the mid 90's and it was easy. I was a final year apprentice and it was still only 3x my salary for a 2 bedroom house. Now im at the senior end of my profession earning double the national average and that same house would cost me 6x my current salary.
'My generation'
'I'm not talking about my generation'
The most pathetic, cowardly caller. Backtracked immediately when confronted with those he was disparaging and wasn't intelligent enough to construct an argument he could stick to.
I don't doubt he worked hard, but given his demeanour, I suspect luck and chance has a massive role to play in his successes (which is the case for most successful people).
It's giving "look at me" "look how special, and hardworking I am!"
hes a professional simp it seems.
yes it would be possible if jobs like nurses, teacher grocery worker get a living pay, but this would mean that influencer or bank manager need to pay more on tax
My father worked all hours, and my parents bought their first house in 1980. It cost 5x average annual salary. The same house now costs 40x average annual salary. So I'd have to work 16 jobs instead of the 2 jobs my father worked to buy the same (very average) house I grew up in.
A lot more buyers now that earn more than the average salary that are not captured in the average salary metric though. Women joining the workforce, foreigners, etc. Plus properties naturally increase in value exponentially over time as the area becomes more desirable. I grew up in Hampstead Garden Suburb in the 70’s. It wasn’t much then and even today I wouldn’t personally live there. But it’s all foreign money now and priced at least 100x more just because housing in London is scarce and more rich Russian, Chinese, etc. all wanted a house in London for status and possible safe-haven (correctly). So you can’t compete with that as a regular single guy, prices have already adjusted to assume a buyer with double (spousal) professional incomes for homes outside of London, and inside London they assume all cash transaction and nobody is asking any questions about source of funds. The top of the market trickles down. So I think it’s comparing apples to oranges to look at what parents did. Also, people in low paying jobs can’t compete with workers who live with twenty of their family members. I rented a house once where the landlord was complaining to me that he had to drop the rent twice as an excuse for why he wouldn’t fix the cracked window glazing. Turns out the prior tenants had been using it as a grow house for cannabis. That’s the rent comparable that I’m dealing with? I should pay more rent because the drug dealers were? That’s basically the market as I see it now. I need to pay more rent because some anomaly did before me. The solution is to move to America.
I bought my first flat in London at the age of 20 costing 3.5 times my income, I was able to pay my mortgage, go out, eat out, have 2 holidays a year and save. When I sold it, it was valued at 10.5 times my salary at the time and my income had hardly doubled. It’s not how hard you work it how much things costed.
This young man speaking sounds so entitled and smug, lacking any empathy. My first property in London cost £77,000 in 1989, it’s now valued at £615,000. Have wages raised at the same rate as property prices? That’s a big no. He probably had help from his parents to kick start his business. The average wage has hardly gone up since the mid 90s, so how does he expect the average young person(s) to afford properties given the exponential rise in property values.
What a pos. Imagine being so slow, if entrepreneurship is the answer then who exactly is working for the entrepreneurs?
Who is actually doing the hard work making these businesses work?
There are millions of people in this country living within their means, working extremely hard and still not making ends meet. There are families who were fine and are now being driven into poverty by the cost of living crisis. We can't bootstrap ourselves out of government incompetence ffs.
Silly little rich boy John backtracked a bit there didn't he 😂😂
Work 16 hours a day and you too can own your own home... So go back to when people served in workhouses? No.
People who are claiming benefits are ALREADY working harder
It’s the easy one. A nurse in A&E works harder than a hedge fund manager. Has probably spent longer in training too. One saves lives and the other…….come and buy a house in London. Not a flat. A house. It’s terrible and wrong
I'll lay a bet our young entrepreneur had support from the bank of mum and dad...
A labourer works three times as hard as a bricklayer yet gets quarter of his wage.
im looking at downsizing. house prices are insane. people selling houses for 130k saying it gets 1300 a month rent. thats paying the house off every 10 years. thats insane greed.
I earned a pound, therefore everyone got a pound. If you went to uni, get a refund.
This isn’t even a debate. Average uk house price to average salary is many times what it was for our parents. Spending is completely irrelevant
7am til 11pm down the pit!
"I worked 7am to 11pm"
This is obviously not true.
I'm not even awake between those house never mind working
This caller says people need to spend less on things but admits he got through university by starting a business, which people would pay him money for his product or services. What if they stopped their spending?
He doesn't realise he just got lucky. Bought my first place at 25, I got super lucky in my career.
im 49. just about to downsize to be mortgage free. for some perspective. my 1st house was 60 grand. i sold it 8 years later for 95. 12 years after that the house is up for sale for 180k. 5 years before i bought that house the previous owners bought it for 13k. this is insane price increases. 13k to 180k in 20 years!
@@kanedNunable I bought mine for 210 two years ago now it's worth maybe 220.
For those of you working harder like the caller describes, Wall Street and other investors thankyou for your contributions to their returns.
😂 Invite him and ask him to provide the people a proof how he is saving that much money to buy a house that quickly and how he managed to work that long hours every day without paying a lot of taxes 😂 .
Pride comes before a fall young man. Pride comes before a fall 😂
I love being old ☺
Daddy paid for his new business then.
If nobody spends money, nobody would make money.
I thought they were all self made these people with money
@@chrishart8548 sprouted from the ground so they did
What planet is this caller on.
What exactly did he do to succeed ???
The accent of someone who got a little bit of help
What does “work a bit harder” mean? We all work hard.
I get paid for hours I work. How do you get paid by the hardness ?
It does call into the question the state of our country based on the fact that we should be working extra jobs and doing longer hours just to make ends meet. It’s not a case of not working hard enough but more we have to overwork just to survive. Some people physically and mentally can’t do that. There are some lazy people obviously but that’s most certainly not the majority
Honestly, that's probably a major cause of the growing number of people becoming unable to work due to mental ill health. The problem is the system, not the people. The solution is to fix the system, as it will yield the greatest return on investment in terms of fixing the mental health of those struggling under late stage capitalism.
@KidarWolf There's a bridge down from my house, and pretty much every couple of days, it's closed due to someone trying to commit suicide
@@drunkengamer1977 That doesn't surprise me at all. I hope everyone who's been there for that reason is doing better now than they were when they tried.
This is one of them kids, mummy and daddy bought my house now I can go round thinking I’m better than everyone… especially someone from St Albans one of the most expensive places for housing. I believe this person received help by family giving money and In fact it’s happened to me before yet the person said their mum “only” paid the deposit like I don’t have my mum to buy me a roll of toilet roll let alone a deposit or even a large amount of the payment.
I can afford to buy a home if will cost cheaper. Home is not asset . I can afford for home if reach folks will tax the wealth. We all can live better if we reduce level of wealth. Nobody shall to have more than 5mln.
And he moved the goalposts once he got confronted.
When i heard "mark in wimbledon" i laughed😂😂😂😂😂😂 one of the most expensive areas in south london
😂😂😂 LBC is so middle-class they couldnt even find someone whos struggling for this phone call.
You dont listen to James O'Brien then
@god1971b The majority of the hosts come from elite educational backgrounds and / or had parents in the newspaper business such as Ferrari and O Brien.
@@god1971b he went to private school and lives in Chiswick. What are you on about.
@@garyh183 He still succeeds in getting callers from lower opportunity backgrounds. I refuse to use the phrase "lower class", as they're often much classier than those of higher opportunity backgrounds.
@@KidarWolf wow, you are really proving my point with how middle class you sound yourself. You shouldn't use the term lower class, because the actual term is working class. You dont need to invent some new term using soft overly complicated terms. Yes O'brien has working class people on the show, but only so he can belittle and villainize them for their views, and call them names like gammon.
40k minimum per year you need to make with 2 children for a half decent lifestyle in the UK. Minimum wage isn't sustainable for current climate, I'm afraid.
Fell apart…
I’m a nurse, my mum is a nurse, my wife is a teacher.
We work plenty hard. Thanks for the advice though.
does he think generations before us didnt go out and buy a house
People are eating out FFS
No big dawg, say what you said with your chest. Don’t back down now after a little bit of pressure
The only people I’ve ever encountered who speak like this are those who have come from relative privilege and have a parental safety net to fall back on, in short they're generally TORIES and we know ALL TOO WELL what they are…. It is indeed possible to buy a house, but not for too many..
Done that 2 jobs for 2 years until I fall asleep behind the wheel 😢
I've fell asleep behind the wheel twice. Doing a 26 hour day is a lot harder than a manager thinks it is.
So nothing to do with the fact that when I purchased a house (as a single person) in 1992, I only had to borrow twice my salary for a two bedroomed end terrace house. How much would you have to borrow now for the same house John?
The 3 bed 1930's semi I'm renting in South Gloucester is 13.5x my salary I'm paying £1200 a month rent
Luck is a huge factor when it comes to business. Some people just get the right product/service to market at the right time. Claiming your success is exclusively down to hard work is really narcissistic.
This has gotta be a prank call, it's word for word what people always joke about when this topic comes up
I think that is not a point work so long and hard. That is wrong.
John backed down real quickly, stumbling over his word's and sounded terrified.
Its what happens when you challenge these idiots with the lightest of pressure.
Embarrassing John
Hope he paid tax on that 3 year "side hustle".
I work 16 hours a day and therefore I know better. Wages don't match inflation , simple
Shouldn’t need to work more than 40 hours a week to afford a basic standard of living
I have average pay, I work full time, 50% of my salary goes to rent. I don't go on holidays, go out or drink. Between all the inflation and increased charges I cannot make ends meet. I barely see my kids, and I need to work harder?
"A lot of going out" have you seen the high street everything has closed because nobody can afford anything he talks about setting up a business, nobody has the money to set up a side business whether that be a man with a van etc. Or a car
If everyone worked "really hard" where would the money come from to pay them? Are businesses suddenly going to be happy to pay out 50% more, or are they going to make people redundant because the hours they need are being done? And what happens to all those children alone at home whilst their parents are doing extra hours? The idea that hard work leads to financial return has been shown to be incorrect for years.
Immediate backtracking when he got face to face
Someone totally oblivious of his own privilege
Why do people think you need to work yourself down to the bone just to be a home owner?
The old Tory adage about benefit scroungers, the bigger problem is the rich avoiding tax.
He realised he was in check-mate as soon as you mentioned the idea of him staying on the line, and repeating his ridiculous statement to a caller.
Well handled, I think this young man with his 34 hours of daily disposable time is gonna have 2 awkward conversations with his 2 scrounging friends
The caller is bang on the money, stop complaining and WORK HARDER.
So we should all work harder for longer, for less to buy an overpriced house and have nothing else for it.
yeh lets go back to the old days of victorian 14 hour shifts. Great progressive idea