He Said What about Medicare!? (My Response to WSJ & Bongino)
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- Опубликовано: 13 сен 2024
- Recent Comment from Dan Bongino and a recent Wall Street Journal Opinion article suggest that Original Medicare Part D will fail by 2025 due to changes dictated in the Inflation Reduction Act.
This video is my response. I shred the WSJ and Bongino, point by point.
More importantly, the behind motivation for the article is a hidden agenda. Watch until the end to see what is really goin on.
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The Medicare Part D program, Part D regulations, deductibles, out of pocket maximum and formulary requirements are the same regardless of whether you purchase your Part D as a stand-alone product or one that is bundled with a Medicare Advantage Plan.
All are required to cover two drugs from every category and substantially all drugs from the six protected categories, which include cancer drugs, autoimmune drugs and so on. Most Part D plans are currently robust and cover thousands of drugs, much more than the minimum. That may change, I’ll get back to that.
The Part D bundled with the Advantage plan does not comingle with the Advantage plan. It has a separate deductible, a separate network and is not subject the maximum out-of-pocket of the Advantage plan.
There is nothing in the Inflation Reduction Act that will impact Stand Alone drug plans, but NOT drug plans bundled with Medicare Advantage Plans. They are the same, it’s just how you purchase them.
Of course, those who have seen my videos on Part D already know that.
CMS could eliminate all Medicare Advantage plans today and overnight it would reduce the financial burden on the Government and improve healthcare for the consumer. And you want to argue that Private is better? When private has access to a cornucopia of government funds, the result is corruption.
Medicare Advantage Plans are the fiscal and regulatory nightmare the republicans fear they would have found in Original Medicare. But they get so caught up in this idea that everything private is better than anything government they don’t stop to look at reality. They don’t stop to question their own assumptions.
Reality is that our healthcare is system is neither government controlled nor private free market capitalism. It is a system of corporate welfare and backdoor deals. It’s one where no corporate crime is penalized, and political donations will buy off a vote to push an agenda based on profit.
With original / traditional Medicare and a supplement you can put all that aside. You can escape it. You are shielded from the politics and in part the corruption. You and your doctor control your healthcare.
#WSJopinion #bongino #MedigapSeminars #MatthewClaassen
The article from Fierce Health show here - your Congress is trying to improve the Medicare & You Guide Book and move it away from promoting Medicare Advantage. The Medicare Advantage insurance industry will not like this. www.fiercehealthcare.com/payers/senate-bill-seeks-improve-medicare-handbook-amid-spike-marketing-complaints
Thank you, Matthew! It is no accident that only "Advantage" plans are advertised on TV. The insurance companies are not stupid. They put their advertising dollars where their profits will be greatest. The "advantage" is for the insurers, not the consumers.
Exactly right on, Advantage Plans are no good,! It's ashamed 😕 😔 😞 😑 how they are suckered into this It's ashamed 😕 they know the Seniors don't understand!! 😢
@@paulablissett4447How condescending and insulting to Seniors! I've had a HMO MA plan for 7 years now, and each year the premium gets lower and the benefits increase! Where's the "disadvantage"?
You have advised and helped me for a couple of years now.
You are always spot on.
Thankful I found you.
and I am grateful for you
Thanks Matt. Most WSJ authors are motivated by politics rather than helping the Senior have better health benefits.
I know. And the Opinion section is a great place to hide shoddy work, but have an impact on the pubic
Rupert Murdoch owns the WSJ.
A couple observations; (1) The truth (about much of anything) remains to be a rare commodity, (2) Government intervention always involves corruption and/or incompetence at the consumers/taxpayers expense. I certainly appreciate Matthew being our "Watch Dog" on matters such as this.
Wow! Thank you for bringing this information to light. I am one of your happy clients who has a Supplement Plan N and Original Medicare. I would never consider an Advantage Plan unless my financial situation would force me to make that switch.
You are so welcome!
i am going on Medicare Sept 1st 2023....Original Medicare A & B along with plan G and Part D
I hope you give us the opportunity to compete for your business
Excellent Choice!
You won't regret it because
1 hospital stay can literally wipe you out!
Mathew, Wow!! Thank you for speaking so clearly and making this clarification available. I appreciate your online presence and helpful advise I’ve received as I move off Advantage to Original Supplement.
You are welcome! thanks for watching this
I think I should unsubscribe to the WSJ
This is an excellent video. I highly recommend you talk with Matt about your Medicare supplement! He will steer you in the right direction!!
Thank you
Matt I want you to know. I reposted this on my Facebook page. Asking friends and family to view. You are a calming voice in a partisan world. Thank you
Thank you Joe. I truly appreciate that.
Thank you very very much Mathew. It's a man like you that helps me to feel that there is still hope for mankind.
I appreciate your kind words
Matt, you should write a rebuttal in the wsj or the NYT. Seriously, this is an important issue that deserves a response in writing as well as your channel.
You are right. I will give it a try.
There’s not one news outlet that’s speaking or writing the truth - not a single one. All of them have their political corporate agendas $$$. These writers have no choice but to write in favor of their owner’s political party or they’ll lose their jobs. Corporate businesses lobby our politicians that we continue to vote back in office year after year. To trim it all down, we the people are doing it to ourselves, in other words we are the blame for the media and political corruption.
@@MedigapSeminarsThank you ❤🙏🏿
Thank you! for educating people like me make better decisions about healthcare.
You are welcome
Matthew Classen, U R the only one who took the fear of Medicare and put the whole thing in correct perspective!!!!! Thank you.
you're welcome
Matthew, Thanks again for your honest and clear discussion about the differences between Advantage Plans and Original Medicare. Because Medicare as a concept is complex, many people signing up have difficulty grasping the major differences and with the bombardment of advertising are preyed upon with the carrot of "the extras" and unknowingly fall for it because of little or no monthly premiums. I have watched just about all of your videos. Keep it up.
Glad it was helpful!
Ditto.
I have no respect for Wall Street journal so I’m not happy with bongino
@markoverton2607, I think you struck a very important chord with your point about complexity. _Many_ topics are complex, and way too many people spend way too little time educating themselves about those complexities, often just for convenience's sake. They can't be bothered to _think;_ they'd rather parrot what they've heard from confident-sounding people. Many then talk to others as if they're experts, when in fact they know very little, and much of what they "know" is wrong. I mention it not just in terms of Medicare but because it's a serious problem that I see as rampant in America and probably around the world.
Hahahaha. Go get 'em, Matt. Watch out, WSJ!
I'm so tired of politics affecting every area of our life. No reason at all why health care including drugs should be a political issue
I agree
Except that man is a political animal. Humans create politics just by interacting. This goes way back before there was a medical profession, but even when there were wise women who understood something about health, rest, exercise, moderation, and herbs a lot of our ancestors also liked going to witch doctors who’d blow smoke and dust in their faces.
With advancement and modernization comes complexity. Your aunt with her box of plant and root powders is only so helpful. We are dealing with vast governmental bureaucracies and immense international corporations. Capitalism may suck, but it’s better than what came before. The lazy mistake is to assume that will will be stuck with capitalism forever. There will always be MARKETS though and markets (like green lawns require mowing -or even planting) require regulation. The answer is not to disdain politics (that means disdaining humans including ourselves). It means learning to engage with politics as responsibly and honestly and as well informed as we can.
Something tells me that Claason is not only very well informed, he is pretty damned honest. As for the WSJ and Bongino… the less said the better.
Thank you, Matthew! We need more truth-speakers like you!
you are welcome
We need more people like you sharing in senior centers around the country. Thanks Matthew 😊!
:-) you are welcome
Thank you so much for your information. I will be 80 in May and I have original Medicare and a supplemental policy and I have been suspicious of all of these TV ads about all the "free" stuff with an advantage plan. Boy am I glad I didn't change mine. Thanks to you I know I was right. I so appreciate your straight forward information. So far I have not had to take a bag full of meds and hope it stays that way as I don't like taking anything. Also your information on the Alzheimer's disease mess is mind blowing, but I have not trusted the pharmaceutical companies for a long time. Also, I watch Dan Bongino all the time and I think he would be open to hearing what a mistake he made with his comments. Thanks again Jackie from Missouri no longer living in Alaska.
Pharma CEO’s need to experience life in a third world country without any money. They deserve a lot worse. Anyone that expects to make a lot of money by raising the prices of life saving drugs such as EPI pen and Insulin is below human.
You are very kind to him when you are assessing Mr. Bangino’s motivation.
;-)
Fantastic video. Everything is political and has nothing to do with the people!! Big greedy companies who donate to a party gets a pass. Thank you for your help and knowledge.
you are welcome
Thank you so much Mathew for your knowledge and wisdom. Your videos are helping us newbies in Medicare to be more informed. Keep your videos coming.
OMG I have begun researching Medicare as I approach 65
In 2024. I knew I was ignorant, but my goodness, there is so much to learn and it’s all so overwhelming. Your time is so greatly appreciated and needed by many of us who have not a clue. So it sounds like I am gonna need help, and of all the people I have listened to, you seem to have your stuff together. I will have to make it a point to go back and listen to your older videos. Thanks so much.
Hi - There is an easier way. I have a Medicare mini-course I recently created so people can get up to speed on Medicare quickly. Go to my website medigapseminars.org/ look for the talking head in the lower right. When you click on it, the Medicare mini-course is your first option. It's free and easier to follow. 🙂
He is such a liar how does Dan get away with this
He didnt lie....he just parroted someone else's review. Being uninformed is a mistake...not a reason to call anyone a liar. Think of all the times you were uninformed or ignorant and decided to act with that information. Were you a liar then or just ignorant?
You are bold, smart and a huge blessing to my husband and me. Thank you for continuing to not only guide us but also your willingness to teach us😊
Thank you
I appreciate your straight forward, unbiased and insightful videos. Please keep up the great work.
Thank you
Thank you for guiding all of us through the mucky waters of insurance with truth! Blessings to you for being a tool that is much needed. I have been following you for awhile & was so confused until I happened upon your channel.
I am glad you find my work helpful
I am bombarded with at least 10 phone calls a day about the "(dis)advantage" plans and lots of mail. Sometimes they make me doubt my Medicare coverage. Then I know it is time to listen to you again, Matt, and confirm that my Supplement Plan and Part D is the best insurance a I can have. Keep on helping us! Stay Strong.
I also get the same crap. EVERY MAIL i GET HAS IT, at least once a day phone calls.
Thank you Matthew! I appreciate all the work you do to keep us elders informed and educated!❤
You are welcome
It's like when you get a letter that says "Important Information" on the envelope. Important to who?
Appreciate the analysis. I would only add that the Citizens United case opened up "soft money" for lobbying. This allows all lobbying groups to coerce politicians funding their campaign under the misconception that corporations should enjoy the constitutional rights accorded and intended for individuals. Big Pharma is just one example of shaping the cost of drugs as well as a host of other things.
Ya, how SCOTUS decided that Corps are individuals is beyond me
Thanks for the update and Part D plan clarification. I have never been a fan of Medicare Advantage since the early days when they were call Medicare Risk plans. They were intended to show private medical insurance would be cheaper than traditional Medicare. But as you mentioned Medicare pays Advantage plans a premium, I thought that practice had ended but I guess I was mistaken. One only has to ask how do these plans manage to pay for celebrity endorsements, massive advertising and offer low or zero premiums.
This kind of fear mongering is reminiscence of the early days of the ACA, aka Obamacare, where those opposed to it complained about the reduction in Medicare hospital payments. The naysayers left out the reason hospitals agreed to the reduction was unreimbursed care was projected to go down due to the expansion of Medicaid.
Please keep up your analysis and educational videos. I know I'm preaching to the choir but the US health care system has too many moving parts and shifts too much risk to individuals.
Thank you for your insight as well
If the audience does not know, research who WSJ is owned by, it speaks volumes as to why Bonjino blabbering as he does.
Good point
😢😢 Mo oko
H6re🎉 to je g.
L ti
This isn’t the only thing Dan Bongino says that isn’t true. People should verify everything he spins.
Thank you so much for the information. Your videos are so helpful in helping guide us through all of the false information that seems to come from every direction.
you are very welcome Terry
I appreciate your style of clearly communicating the facts without any hype...
Extremely good video. I used this guy this year to get back to original Medicare. He is worth your time.
Thank you
I used to be a WSJ reader but several months ago I decided to stop reading due to exactly this type of garbage. Thanks for bringing this to light.
especially the opinion section!
I am a subscriber to the Wall Street Journal. There’s seldom a day I don’t read at least a few articles published there. I find it very valuable and generally balanced news information.
- However, I NEVER read anything on their editorial page!! - It is a blatant big money megaphone.
good point!
This is my first time watching one of your videos. I listened carefully. I've been bombarded with ads pushing "Priority Health" insurance. Then, I learn it's our hospital's insurance plan. Can a hospital push an insurance plan? I'm to the point that I don't know who or what to believe.
Yes, hospitals and doctors can promote one plan over the other without disclosing that they are compensated to do so. PS I normally do not ever mention politics, but the events that motivated me to make this video really got under my skin.
I TRULY HOPE you let Mr. Bongino know.
I do not have a direct line to him, but I have tried via his Social Media platform as well as the email he publishes. No response to date.
Thank you for assuring me I was correct staying with original Medicare and leaving my health decisions to me and my doctors.
You are welcome
Thank you Matthew and Medigapseminars. You with your videos made Medicare easy to understand. I tell all those approaching 65 about your videos.
Wow, thanks!
I am in the pipeline to get medicare mid 2025. I am bingeing a bazooka of medicare RUclipsrs . You are one of my most valued sources. I also value Dan Bongino, ( for reasons outside of medicare topics)I saw him in your thumbnail photo and that is why I clicked on this particular video. Your presentation is logical, as much as I like Dan I think he got this one wrong. Enjoyed this show.
Thank you. Oddly enough my office is in the same small town as Dan's...but I have not run accross him personally yet. He is knowledgable on many things, but Medicare is not his strong suit.
Tweeting this to D Bongino. Interesting and nuanced responae
I would be interested in his response as well. :-)
Thank you for always being caring, calm, well informed, & non-political. You are a rare commodity, and should have way more subscribers. 💖
We need more adults like you in the world. Dan B's emotional rants are off-putting, almost as much as Evangelistic brow beating of non-believers. Stirring up emotion is all about control of others.
thanks
Outstanding video Sir! Thank you.
Very welcome
Both parties do not want the other party th get credit.
Thank you for your unbiased explanation of this subject.
Heartbreaking to see people lie openly. Thank god for people telling the truth out there
Well said Matthew!
Thank you
Thank you Matthew again you gave me great information . You have a way of explaining things in detail and in a manner that everyone can understand great job keep up the good work thank you so much.
I appreciate your kind words.
May GOD Bless You, Matt!
Truth Trumps All!!
Thank you
As someone who is approaching Medicare and uses very expensive medications I’m extremely concerned about this but given the fragile state of Medicare I question whether this will ever happen.
I have a separate Part D site that provides more details on Part D. You can even see what your prescriptions would cost in 2023. partdshopper.com/
Thank You. Matthew.
Good job. Thank you.
Mathew you are spot on 😊 brother!!! WSJ and Dan are misinformed or ignorant!!!! Neither 1 is good to be!!!
Mathew
As always thank you a more accurate interpretation of the broken health care system. We need both parties involved in solving the mess. But alas no one is listening. As they sayYou can lead a horse to water but you can not make it drink.
Maybe we need to ask Rick Scott how much he intends to make on the Advantage Plans. He bought his way into the governahip in Florida.
good point - underscores the problem The only reason Medicare Advantage plans have money is they payments from our tax dollars, but then they use that money to further their political and private interests.
Thanks for the straight talk!
You are welcome
Great advice from Matt as usual. The only negative that stands out to me is the captions displaying on the screen do not always match what is being said. That can be confusing unless you just listen and do not read along with the captions.
ya, captions are a Pain! I can't do it manually. I would take hours. The software I have is good, but not great.
I have fixed the captions. It was a manual effort that took a few hours - sucks for a holiday weekend
Very good information. I would like to see you and Dan B. have a discussion about Medicare. Should be interesting. 😊
I reached out to him. Have not had a response
Thank you.
Great response
😀
Thanks, so glad I found your channel.
you are welcome
Lots of respect for you Sir... Thank you!
Thanks for another great informative video. I have received many helpful emails from you and Marcene at your office.
Glad we are helping
Thank you for your insight; for sharing your expertise and the rationale for your conclusions; and most of all, for your honest assessment. Thank you, sir!
Thanks again for your insights and comments.
My pleasure!
Thank you for posting this info!
My pleasure!
I received a letter from cinga saying my part D extra help would end and have high cost to me in 2023.
Step 1 was to call social security.
So I did.
They didnt know what i was talking about and transferred me to DCBS. THEY DIDNT KNOW WHAT TO DO EITHER
Call your state insurance commissioner office. They will put you in touch with a local volunteer group trained to help you. Most states call them SHIP.
Thank you for value info!
Glad it was helpful!
People who comment in politics exaggerate quite a lot for their agenda.
The more I'm pushed in a certain direction by television ads, junk emails, and mailed letter after letter after letter to join this medicare advantage plan or that one, the more I feel comfortable NOT doing so. This applies to a lot of other things, so keep that in mind.
Being a contrarian is huge survival asset.
You'd be great on Joe Rogan.
One of my life long prescriptions has just changed from Tier 1 to 4. I’m expecting to pay hundreds more.
That is why you must reshop your Part D Plan every year. Just because it went up a tier with one company doesn't mean it did so with all. Here is my Part D website partdshopper.com/ You can shop and self enroll. It must be done by end of day December 07
Dan Bongino is a good guy. You should email him and offer to go on his show and explain. Dan will always admit when he's wrong
I have ....crickets
If i want coverage to start jan 1, 2024, when do i sign up? How? I have part a and im still working full time. I plan to start receiving ssa benefits feb, 2024. Can you help me?
Yes, we can help. Use this to Contact Us and we will walk you through the process, step-by-step: medigapseminars.org/contact-us/
Wow! Well said…appreciate the clarity..
Excellent rebuttal to dangerous misinformation. Yes, seniors are being used as "political footballs." I hope other brokers hop on this train and spread the word.
On a side note, Matthew, you need to "fire" your automated captioning program. If I were entirely dependent on reading captions, I would be very confused by your video. Your videos share so much great information. Don't let your clients be confused by bad technology.
Scott R - Glendale, AZ
understood
This is 8months ago...but I am very interested in the information.
I am over 60+ and healthy as can be ..,no medications or health issues to speak of. I appreciate your wisdom and time to share fairly and truthfully!
I seem to me missing something with regards to the new $35 insulin monthly cost...I am on Medicare (with a Supplemental plan) and currently pay $47 a month for my insulin with prescription drug insurance. My insulin's regular cost is about $400 per month. So, I pay the $47 and the balance paid by my insurance goes towards my benefit maximum, moving me towards the Medicare donut hole. If my new cost in January is $35 a month, it seems the higher portion cost my insurance pays moves me into the donut hole even sooner. When in the donut hole, I have to cut back on living essentials to pay the extremely high cost of my medications. I hit that in August. Seems like if we as Seniors were REALLY cared about, something would be done about the donut hole. What am I not understanding? (Matthew, you personally helped me sign up for my Medicare plan and I am so grateful for your help!)
The insulin savings starts in 2023.
Today is Friday, 11/25/2022. Why can't I get this to play?
It premiers at 2:45 pm
thanks
You're welcome!
Excellent Matthew!
Thank you Chris
Great review! Thanks!
Love the honest, thorough review.
I chose a Medicare Advantage plan with Anthem. I’m happy with it so far. Will probably also get a cancer policy. I just couldn’t talk to another Medicare rep on the phone who sounded like an ancient person who worked in an underground parking garage most of her life and who smoked three packs a day…whose name is Marge. Seriously, the customer service skills at Medicare are the worst.
I am curious, why would you choose to talk with Medicare, whose employees are not licensed and have less than two months experience and who never even see the consequences of their recommendation vs an independent agent with years of experience whose livelihood is depends on quality service and good recommendations? Cost to you is the same. 800-847-9680
I’m a retired teacher who went with the Medicare Advantage choices offered by our State Health Benefits Program. I did go to meetings, listened to “experts” and did my own research, particularly focusing on benefit packages in print that are sent via mail to us (active teachers and retired teachers) yearly. I did talk to people at Medicare…eye roll. Serious eye roll! Customer service is very important to me and so is a yearly cap on out of pocket spending. (My Medicare Advantage Plan has a cap of 3500 out of pocket yearly for in network for the standard plan; the premium plan is 1000 less, but of course the premiums are higher.) Medicare met one need of mine, but as I’ve stated, their customer service is AWFUL. I went with one of the two big Medicare Advantage plans offered by our state, which are United Health with drug coverage or Blue Cross/Blue Shield with drug coverage ( both have premium or standard plan choices, and their customer service is excellent ). I have the “option” of moving back to Medicare during another open enrollment period. However, getting an affordable Medigap or supplement plan might not be cost effective for me since I’ll be out of my 6 month window of opportunity to choose a Supplement plan. However, it I had NOT chosen to go with my state’s Medicare Advantage Plan at age 65, I would have lost it forever. The state said about 50 percent of retired teachers chose the state’s Medicare Advantage Plan. No going back. Later, I suppose I could get some other type of Medicare Advantage Plan, but why? I have dental and vision, life insurance, and medical transport insurance by ground or air (these are separate plans from my health plan which are offered through teacher’s unions and organizations), and my Medical Advantage Plan allows me to see any doctor in the US who takes Medicare. It’s a PPO. I certainly appreciate your advice, wisdom, and expertise and listen to your videos weekly. You’ll never get rich teaching school; however the rewards are fantastic. Nothing better than working with the citizens of tomorrow. I had wonderful students, parents and leadership during my working career, and now after 35 years in the field, I’m taking advantage of the benefits offered to me. I guess I will see how the laws of the future play out. The only concern I have is how prescriptions will be covered in the future. Again, thanks so much for your videos. You help so many people, I’m sure.
@@kellyyork3898 Thank you for sharing.
@@kellyyork3898 The group Advantage plans offered to retirees by employers or unions, are generally much better than the individual Advantage plans available to just anyone. Particularly when you are talking about copays and annual MOOP.
Excellent work!
When I read the WSJ editorial last week the part that stood out to me was that premium increases are limited to 6% regardless of how high inflation is. Do you really think that if inflation sucks the profit out of offering part D plans insurance companies will continue to offer them?
The WSJ never said the advantage plans will not have to follow the same rules as the part D plans. They said they would make up for the loss of revenue by raising premiums (the 6% limit only applies to part D plans), reducing drug benefits to the Medicare required minimum and cutting benefits like dental and mental health services. Take another look at the 5th paragraph.
The original editorial did have a chicken little tone and made the worst case seem like the most likely outcome. But it raised valid points you did not address. If inflation remains high and persistent and they cannot increase premiums enough to keep part D plans profitable insurance companies are going to quit offering them. They are not charities.
SS and Medicare have always been political footballs. True when FDR introduced the program, true when both the FICA tax rate and retirement age were raised 40 years ago, true now.
Hi Dave - you have some good points. It was tough to detail a response to such a complex subject. As I mentioned, Part D does not comingle with Medicare Advantage. Medicare Advantage Plans cannot raise their premium to solve a Part D problem. They will just have a separate Part D premium, which is subject to the 6% rule. If Part D plans can't increase premiums, they make up for it with higher drug costs. The average Part D premium is only about $35 / month - some are as low as $6/ month. That is not a significant source of revenue.
You just earned a subscriber.
Hi Matt, I listen to your videos quite often thank you for that service. Question going on Medicare in July. I'm on SS, low income and have Medicaid now. If eligible for medi/medi does state Medicaid pay for my prescriptions as they do now after getting on Medicare?
Too many variables for me to answer that question here. Sorry
I would like to share this important analysis on Facebook but the closed captions are an embarrassment. Are they auto-generated, or is this something you can fix?
Hi Linda- Yep, the auto generated was a mess. It took about two hours, but I had a person manually fix it....tough on a holiday weekend It's all good now
The REAL question should be, "Where,EXACTLY in the Constitution will you find the Article, section, clause, etc. that delegates tto the Government the authority to be in the Insurance business???" It's nothing less than sophisticated money laundering, just like Barry Care, Foreign Aid, Defense contracts, Social Security, student loans, just to name a few. And let's not forget Deficit Spending, A.K.A. the art of spending money that doesn't exist. IS THIS A GREAT COUNTRY, OR WHAT???
I agree. I am in the only industry where we compete directly with the US Government. As of this year, we now are required to read disclaimers that instruct people to call Medicare, our competition.
Bravo!!!!!
Thanks for the informative video. You really are a national treasure. A little surprised that you listen to an Alex Jones wannabe, based on delivery style that is. I don't know anything about this guy.
Year number four of Medicare for me. I called your company two years ago, but never followed through. Still without a medigap plan in NY. Even though I am a DIYer at heart, I decided you will have my business, solely out of principle, when I am ready to pull the trigger. Although once again I listened to your video on supplemental plans for NY and CT and I am still unclear on how it works with a medical issue that arises shortly after enrolling. Or better yet if treatment has been delayed for months or years for an UNDIAGNOSED condition. Even though original original medicare has no waiting period, does the same hold true for a supplemental plan for an individual that has had only had original medicare for 4 years?
I value the information you present about Medicare.
I would prefer that you keep any political references out of your commentary,
Keep up the good work.
understood. I got peeved
my part D RX coverage, they put my RX in a tier 3 instead of 2, I now have to meet the $505 deductible first before it pays and then its $170 for three months instead of a $6 co-pay.
You have until December 07 to reshop your plan and find one that will charge less. partdshopper.com/ this is my Part D website You can shop and self enroll on that site.
Inflation reduction act??
Wow, I'm glad this is the first video of yours I watched. No sub here.