The Hidden Brilliance of Stealth Wealth - How Money Works

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  • Опубликовано: 21 ноя 2024

Комментарии • 1,5 тыс.

  • @HowMoneyWorks
    @HowMoneyWorks  Год назад +17

    Sign up for my newsletter compoundeddaily.com 👈

  • @brianisbrined9255
    @brianisbrined9255 3 года назад +2605

    Stealth wealth is exactly what I want. I don't care about having a mansion, or a super car, or a yacht, or designer clothes, or anything like that. I already have most of what I want, I just want a nice, paid off house and the ability to travel when and where I want.

    • @GhostlyNomad130
      @GhostlyNomad130 3 года назад +106

      Amen Bro. I Wanted this BEFORE there was a term for it!

    • @dhpitcher
      @dhpitcher 3 года назад +120

      You have the correct mind set my brother. I have stealth wealth and like you I don't care about a mansion or a Lambo. Why would I buy things that are going to make me a slave to my job for 30 years to pay off, f**k that. Instead I avoided debt like the plague and invested almost every dime I ever made. As a result I was able to semi-retire at 48. I have my freedom which is more important to me than anything

    • @GhostlyNomad130
      @GhostlyNomad130 3 года назад +27

      @@dhpitcher XD WTF is Semi-Retire Hahaha. I hear ya, freedom is super important. But even if I have the money I will still probably work into my late 60s if possible.
      Shit starts to stack up fast later. Much respect man, Keep on living your best life.

    • @stizanley3987
      @stizanley3987 3 года назад +32

      That's just an upper middle class lifestyle. Lol.

    • @nunyabiznes33
      @nunyabiznes33 3 года назад +6

      I want all the good stuff that you mentioned but somewhere private. Outside that I'd just live modestly in a small flat LOL.

  • @epicrye
    @epicrye 3 года назад +2050

    I did an internship with a financial planning firm a few years. One of the most successful reps said something that has always stuck with me “people who say money can’t buy happiness are usually the people with no money”

    • @k4piii
      @k4piii 3 года назад +183

      Money is a tool, it can get you more tools and buy a lot of pleasure that a lot of people confuse as happiness, but money can make you way to happiness easier. Not buy it, but make it much easier to get

    • @leonidas14775
      @leonidas14775 3 года назад +161

      Ask someone who can't afford food how happy they are! lol
      Money can buy happiness. That doesn't mean it _will_ buy happiness.

    • @nunyabiznes33
      @nunyabiznes33 3 года назад +145

      Or as the proverb say "Money can't buy happiness but poverty can't buy anything!".

    • @k4piii
      @k4piii 3 года назад +39

      @@leonidas14775 you are confused my buddy, check maslow's hierarchy of needs, you mentioned Physiological Needs and those can easily be solved with money, but for the rest of the levels good luck buying your way out.
      Money is very important don't get me wrong, but it can't buy you all. Be cautious with that

    • @jo2305
      @jo2305 3 года назад +28

      I am rich and am unhappy. Money does not buy happiness. It makes some things easier, but happiness is not an easy thing to achieve.

  • @graham1034
    @graham1034 3 года назад +864

    I'm already half way to this goal by being outwardly poor. Now I just need to work on the not actually being poor part.

    • @BearMeOut
      @BearMeOut 3 года назад +46

      This comment hurt me on the spiritual level

    • @alex-p
      @alex-p 3 года назад +20

      An half full glass is better than a half empty glass

    • @sgg17003
      @sgg17003 3 года назад +12

      @@BearMeOut Why? The commenter is not wallowing is sorrow, but has a sense of humor of his current state. He's put his mindset on becoming financially literate, as seen by consuming those types of videos. Therefore, on a spiritual level you could see his comment in a different, positive light. Good for him.

    • @BearMeOut
      @BearMeOut 3 года назад +14

      This explanation heal me on the spiritual level

    • @graham1034
      @graham1034 3 года назад +10

      @@alex-p And a half-empty glass is better than an empty glass.

  • @MarkusWaas
    @MarkusWaas 3 года назад +1292

    One of the best ways to spend money in my opinion is to spend the money on health. This could be things like your own personal doctor, building a sauna and home gym, healthy but expensive food, a treadmill standing desk, a personal trainer or any sort of health gadget.

    • @HowMoneyWorks
      @HowMoneyWorks  3 года назад +264

      Completely agree

    • @DyslexicMitochondria
      @DyslexicMitochondria 3 года назад +123

      Health is wealth

    • @tomhappening
      @tomhappening 3 года назад +35

      @@DyslexicMitochondria your username made me click on your profile. Your channel is a hidden gem bro

    • @drek273
      @drek273 3 года назад +31

      so much liabilities yuck. u can work out for free, u dont need a sauna or home gym. The treadmill standing desk is a waste. personal trainer waste. only thing i agree with is the food and standing desk without treadmill

    • @Laotzu.Goldbug
      @Laotzu.Goldbug 3 года назад +18

      @@DyslexicMitochondria _the mitochondria is the chowderhouse of the cell_

  • @1chumley1
    @1chumley1 3 года назад +549

    Most people who bootstrap into wealth usually start off by being very frugal. The transition into "stealth wealth" is pretty natural. By the time they are finally rich, they are usually habitually frugal and enjoy accruing wealth because it is a satisfying game.

    • @wholeNwon
      @wholeNwon 2 года назад +28

      There's a large element of truth in that.

    • @steviesevieria1868
      @steviesevieria1868 Год назад +6

      👍👍👍

    • @Magic_beans_
      @Magic_beans_ 8 месяцев назад +7

      Frugality can be hard to let go of though. I came back to this video after watching one by Ramit Sethi titled “We achieved FIRE with $4.3M. Why can’t we enjoy it?”
      It’s just what it sounds like: Sethi interviews a couple who’ve been very frugal and built up a great nest egg. They got there by focusing on cost-saving behaviors and taking comfort in seeing the number go up, but now they’re having trouble letting go of that.

    • @1chumley1
      @1chumley1 8 месяцев назад +1

      ​@@Magic_beans_I think the alternative is working super hard either starting a business or working in a very high paying position for a long time and each require luck. Or you can get your money the old fashioned way. By inheriting it.
      I'm okay with forgetting to enjoy flashy stuff if it means not working 80 hour weeks.

    • @notmyrealname4
      @notmyrealname4 3 месяца назад +1

      When you condition yourself to feel good about number go up, number go down feels bad, even if that's you spending what you saved.
      It just sounds like conditioning greed but misconstruing it as frugality. "More more more," instead of, "no thanks, I don't really need that."

  • @BryceBarbier
    @BryceBarbier 2 года назад +293

    “People say money can’t buy you happiness, that’s Bull shit. Money can buy you whatever you want.” Can we all just appreciate how well the homie delivered this line? I felt an absolute sense of triumph.

    • @starjumper9330
      @starjumper9330 8 месяцев назад

      and also the: Most people decide to use it to buy misery. *chef's kiss*

    • @1chumley1
      @1chumley1 8 месяцев назад +2

      Money can't buy good genetics. Yet.

  • @alexanderlyon
    @alexanderlyon 3 года назад +1231

    First, killer video, as always. Second, the richest couple I know drive modest cars and are very stealthy. It took me many years to realize they were rich. They lived in a nice but modest 3 bed 2 bath house until they were in their 60s (then they finally bought a really amazing but not too public home). I'm also happy to say that they are literally the most generous people I know, too. Still, they quietly enjoy it all. There's no place on earth they haven't taken a nice vacation. I'm guessing they are even wealthier than I estimate. They play it very low-key and they are not on any social media.

    • @shotelco
      @shotelco 3 года назад +113

      Yep. Best presentation from HMW so far. In my life I have met about 4 people that I ultimately found out later that were extremely wealthy (8-9 figures wealthy). Each of them shared a common trait: They are all low-profile. Example; About 20 years ago, I met a landlord to look at an office space. This older guy showed up in a 15 year old beat-up Jaguar, with bird shit over the back window. Dressed like a slob. Unruly long hair. After getting to know him (after I was a tenant), I come to find out he owned about $400M in commercial and residential property all over Southern California. His wedding present to his daughter and her new husband when she got married was a - at the time - $3M house overlooking Mulholland Drive - a home that wasn't visible from the street.

    • @n8opot8o1981
      @n8opot8o1981 3 года назад +16

      Yeah, Rich people are generous, they can afford to be, after they have literally stolen all of the productivity of actual workers. Its not generous to steal and dodge taxes so you can start a foundation in your name that constitutes a tiny fraction of what you owe to society. These people are scum.

    • @manictiger
      @manictiger 3 года назад +38

      Truly wealthy people almost never talk about gold or platinum. I see a lot of silver bugs and they're all pretty poor. Me? I literally don't even talk about precious metals that much with my best friend. Maybe once every couple years, I may say something nebulous like, "if you can't afford a house, store wealth in precious metals", but I don't use the word "gold" or "platinum", because I don't want to get in a gun battle over some shiny blocks. It's simply too portable and tempting.
      A person can very easily transport 7 figures worth of precious metals out of your home if they know it's there, or worse, if they know where and when to look. Very dangerous telling people IRL, even more so if you're not armed and trained.

    • @mementomori29231
      @mementomori29231 3 года назад +63

      It's interesting. Some of the poorest people who have the most visible goodies - latest iPhone, big screen TVs, video games, etc. The richer people are the ones who don't blow money like that but save up and invest. People who call the rich scum are really bad people and don't understand how the world works.

    • @fatboyRAY24
      @fatboyRAY24 3 года назад +29

      @frank captivate key word “some.” It’s usually rich people or the upper middle class that consumes most of those goods. And I don’t know who lied to you but there are plenty of rich people who blow a fuck ton of money on bullshit. Do you know the amount of people earning over 7 figure who are living paycheck to paycheck? Saving is a myth my friend. And btw rich people are literally the thorn in the side of this country at the moment. Who do you think is lobbying politicians to fuck over their constituents? Why are so many obvious problems not being solved? From inflated home prices to stagnant wages, it’s all because some rich mofos are either breaking apart unions and intimidating employees or blocking new zoning laws to build more houses, etc., and that’s just a light little taste. I’m so sorry but this country is slowly becoming an oligarchy serving a group of elites and fucking over everyone else. It’s funny because I’m a capitalist through and through. I made a fuck ton of money this year and truly believe in people owning what they do and bootstrapping their way to success, but what we’re seeing now is gonna be the death of the American dream in the future. Good luck buying a house kids, good luck getting out of debt, good luck saving while spending over half of your income to rent a studio. Obviously I’m being a bit melodramatic, but this is everyday life for most millennials and gen-zs’. I’m actually starting to think that perhaps you don’t know how the world works.

  • @BensWatchClub
    @BensWatchClub 3 года назад +1461

    Hahaha RIP 'The Infographics Show', the masters of stretching any topic into a 20+ minute video

    • @A_Casual_NPC
      @A_Casual_NPC 3 года назад +124

      Someone clearly has never heard of 'half as interesting' ...

    • @Laotzu.Goldbug
      @Laotzu.Goldbug 3 года назад +26

      @@A_Casual_NPC LMFAO. I was just about to type this

    • @riptorable
      @riptorable 3 года назад +43

      I used to love it but since the narrator changes and yes... the dragging makes me looks elsewhere

    • @hndrwn
      @hndrwn 3 года назад +5

      I bet a nice watch can make us happy...
      until we find another great watch

    • @rebralhunter6069
      @rebralhunter6069 3 года назад +12

      They also get so much wrong.

  • @einCAA
    @einCAA 3 года назад +445

    Allways remember: Money isn't everything in life.
    Not having money is.

    • @n8opot8o1981
      @n8opot8o1981 3 года назад +10

      Not at all. The best life I have ever enjoyed was being homeless and working 5 jobs. I cant say when I was happier.

    • @x97s
      @x97s 3 года назад +9

      Bs

    • @willc3900
      @willc3900 3 года назад +6

      That’s a Kanye quote

    • @emanym
      @emanym 3 года назад +6

      Yeah, being poor sucks.

    • @ellewoods9396
      @ellewoods9396 2 года назад

      @@n8opot8o1981 🤔

  • @jameshorsfall7306
    @jameshorsfall7306 3 года назад +179

    “Money talks, wealth whispers” - Unknown

  • @maxschmidt666
    @maxschmidt666 2 года назад +115

    I 100% agree with your video.
    Just one thing added: Do not underestimate the "Passion Project": Nothing is more life draining than having everything while not doing anything that is meaningful for you.
    Best public example might be the inventor of Minecraft, who sits on a billion USD comfortably but seems to have no drive in his life whatsoever since he sold his game.

    • @justsegal6578
      @justsegal6578 11 месяцев назад +4

      That's so true!
      It's honestly sad to see how "lifeless" he's become! Sometimes, less is more.

  • @1984Phalanx
    @1984Phalanx 3 года назад +275

    I’m not even close to being rich, but you’re absolutely right. If you have even a little bit of money in the bank it’s best to keep it to yourself. Even if all you have is a couple thousand dollars in the bank as an emergency fund all your broke coworkers who piss away their paychecks will come begging for your money if they know about it.

    • @sourdoughsavant22
      @sourdoughsavant22 Год назад +5

      What? I'm not that close to my coworkers for them to feel comfortable with that. Sometimes we'll cover lunch for each other 😅

    • @G-host0069
      @G-host0069 Год назад +13

      My ex: can I borrow £1000
      Me: No (place phone down and turn it off)
      My ex: (none stop ringing), I answer. I knew you wouldn’t help me (lays on a million different manipulation tactics and strategies)
      Me: ok I’ll lend you the £1000 but you have to pay me back by (sets deadline) …..
      I see my ex within a few days, she manipulates an argument. Has me arrested and I never received all of the money back and she then used this scenario to have a non mol placed against me.
      Here’s the lesson.
      Don’t let anyone know you have any money and do not lend it to a single soul. The world is tough and the only person you have to protect is YOU

  • @FirstnameLastname-cw8ok
    @FirstnameLastname-cw8ok 3 года назад +207

    I really appreciate that you don’t drag out the answers. It actually is far more entertaining to hear the answer and then the explanation.

    • @DylanRoberts7
      @DylanRoberts7 2 года назад +1

      Yup. I think this man is at a forefront of a new trend with the simple answer up front followed with the explanation.

  • @eddiemalvin
    @eddiemalvin 2 года назад +92

    My wife and I drive modest cars, live in a modest house and like to hang out at a local dive bar despite having a net worth that most would consider wealthy.
    We prefer to keep our financial status private; however, during one recent visit to the dive bar, a scruffy old farmer in dirty jeans overhead us talking about our annual ski trips to Switzerland. He asked us for advice about European travel because he was planning a trip for his wife and kids. Turns out, he owned a farmland, cows and dairy business worth in excess of $10m.

  • @bernie9728
    @bernie9728 3 года назад +319

    Rule number one: Never, ever think about, or worry about what someone else has. Nothing good ever comes from that. Rule number two: Never, ever let someone else define what "happiness" means to you. Rule number three: Don't drown yourself in debt to appear to be something you are not. Again, define your own happiness. Rule number four: Set your goal to be debt free by the time you want to retire. There is nothing worse than seeing old people working minimum wage jobs because they didn't save enough money to retire. I retired debt free in 2016. My wife retired two years later, We are yet to draw any money from our savings. That's what "debt free" will do for you. Look forward to the day you don't have to work. Plan and prepare for it. Trust me, you will be glad you did.

    • @ishzsbxux
      @ishzsbxux 2 года назад +13

      Rule number four: Make sure to be born in a rich country

    • @memyselfandI90001
      @memyselfandI90001 2 года назад +2

      the idea of debt free is also coming from poverty. Rich people leverage their assets and borrow money, money that becomes cheaper to pay back due to inflation. Only poor people have "savings"

    • @mathisnotforthefaintofheart
      @mathisnotforthefaintofheart 2 года назад +2

      @@ishzsbxux Norway!

    • @lunaticbz3594
      @lunaticbz3594 2 года назад +11

      @@memyselfandI90001 Actually if you borrow money using stock margin method, you not only have an easier time paying it back from inflation but as the markets go up you become even richer for having borrowed the money.
      It all goes well till it goes bust :p
      Why rich.. is often times a temporary status. Though don't confuse the rich with the wealthy, the wealthy tend to stay wealthy until the fortune gets divided between too many spoiled kids several generations later.

    • @muraliviswatejachilamakuri817
      @muraliviswatejachilamakuri817 2 года назад

      I have

  • @truth.speaker
    @truth.speaker 3 года назад +382

    _There is one who pretends to be rich, yet has nothing; There is another who pretends to be poor, yet has great wealth._
    Proverbs 13:7 - The Bible

    • @km077
      @km077 3 года назад +34

      I actually went to the Bible to see for myself the citation. Great job finding those words, they fit so well here.

    • @HashFace253
      @HashFace253 3 года назад +5

      @@km077 looks like truth was spoken

    • @rmalcordia1818
      @rmalcordia1818 3 года назад +15

      The ransom of a man's life are his riches: but the poor heareth not rebuke. Proverbs 13:8

    • @JWu-jt7fz
      @JWu-jt7fz 3 года назад +14

      So many Christians watching to be responsible financial stewards. Awesome!

    • @arnowisp6244
      @arnowisp6244 3 года назад +3

      @@JWu-jt7fz Mamon can't rule over you if you control your money first.

  • @vulpixelful
    @vulpixelful 2 года назад +186

    It's really tragic that Jack Whitaker lost his daughter and granddaughter, but he wasn't really "cursed". He drew attention to himself and threw around literal cash, and he didn't even insure his house so it was a total loss when it burned down in a fire. Media and articles continue to say that the money ruined his life, but it's really what he did with it that did. Supports this video even more, really.

    • @SSchithFoo
      @SSchithFoo Год назад +10

      Yeap, when you are that rich there is already more than enough ways to secure yourself and family.

    • @Dys_123
      @Dys_123 Год назад +14

      Exactly 🙏 They want us to believe that money doesn't make a you happy and brings bad luck so we'll be more likely to say oh well I'm just happy being able to feed my family and have 1 holiday a year because " money doesn't buy happiness anyway" 👌

    • @vulpixelful
      @vulpixelful Год назад +2

      ​@@Dys_123 Yeah you're right it's almost like a superstition

    • @davidwolfe7309
      @davidwolfe7309 Год назад +9

      Jack Whitaker owned a successful construction business worth at least a million prior to winning the lottery. He spent it on flash and drinking.

    • @irok1
      @irok1 Год назад +1

      Money doesn't kill, it's the spending

  • @JoJoJoker
    @JoJoJoker 2 года назад +106

    My friend passed away recently. He was worth 9-figures. He drove a Ford Taurus and wore shoes with holes in them. He was the epitome of stealth wealth. Father founded one of the largest corporations in the world, which owns dozens of the newest 600+ ft cargo ships.
    He cared about helping his preferred charities and friends.

    • @christianschwalbach7561
      @christianschwalbach7561 Год назад +6

      I had some decently well off or at least secure family members of an older generation and they were all pretty frugal natured including the lack of care to clothing status. Thought it odd as a naive kid but now I appreciate it. They were generous to pass on some of that wealth as well.

    • @davideyt1242
      @davideyt1242 4 месяца назад +3

      really wealthy people are born into wealth, it is for them the standard, there is no other way that is known to them, that is why they don't tend to show off, they are also normally trapped in the inner circle of other wealthy families, it's a closed circle, so everybody have the big house on a large lot, go to private schools and top university.. it makes it silly to flex, since all of your friends are pretty much at the same economic level as you.
      those who flex, are usually newly rich, or people who got into money after being poor, they do it sometimes innocently just because they "finally made it" and want to enjoy all of the things that they never were allowed to buy, and sometimes it comes out too strong and looks like showing off. of course there are also those who just show off

    • @JoJoJoker
      @JoJoJoker 4 месяца назад +1

      @@davideyt1242 That makes sense. Some people just enjoy nice things whether due to the history or artistic or engineering aspects of them.

    • @davideyt1242
      @davideyt1242 4 месяца назад +1

      @@JoJoJoker the thing is that very wealthy people invest in quality over quantity, they have the means so to buy a jacket that costs like 10 "normal" jackets, they know it will last their lives if taken care of.. the ordinary Joe and Jane can not afford such expense since for the price of that Jacket they get an entire wardrobe. same with cars, same with houses, same with appliances.. thing is that the consumer line products that are expensive are not always better than the cheaper counterparts. and those super wealthy people buy some products from companies you have never heard of because they normally sell to the "professional" or "commercial" customers, heavy duty and very solid products that can function as good in a household but are just too expensive for a consumer to justify

  • @donairsauce2496
    @donairsauce2496 2 года назад +48

    my uncle is great example of this, has been a high end realtor in my city for my whole life, lives in our neighbourhood, drives a minivan and has an old corvette in the garage, i knew he was successful but didn't realize until i graduated high school he's absolutely loaded and only works in the summer when the market is hot and spends the winters skiing and day drinking at his winter house in the country

  • @orionmedivh5859
    @orionmedivh5859 3 года назад +14

    Ego is the most expensive and most time consuming thing to maintain in one’s life. The moment you let go of it, is the moment you become truly free.

  • @tylerforeman667
    @tylerforeman667 Год назад +40

    Making money is not the same as maintaining it, which is why i don't understand why investing is not properly taught in schools. The examples you provided are well founded, and the market crisis brought me my first millions. While most people avoid difficult times, I welcome them-or at least, my adviser does, hehe.

    • @walter.dlawson2580
      @walter.dlawson2580 Год назад +1

      Investors should exercise caution with their exposure and exercise caution when considering new investments, particularly during periods of inflation. It is advisable to seek guidance from a professional or trusted advisor in order to navigate this recession and achieve potential high yields.

    • @jerryscotfield6913
      @jerryscotfield6913 Год назад +1

      One strategy for protecting against a recession is to buy equities. Investors, especially during a recession, need to know where and how to put money in order to make money while avoiding inflation, how do you go about this are you a pro investor?

    • @tylerforeman667
      @tylerforeman667 Год назад

      @@jerryscotfield6913 Through closely monitoring the performance of my portfolio, I have witnessed a remarkable growth of $508k in just the past two quarters. This experience has shed light on why experienced traders are able to generate substantial returns even in lesser-known markets. It is safe to say that this bold decision has been one of the most impactful choices I have made recently.

    • @michaelgraham19871
      @michaelgraham19871 Год назад

      @@tylerforeman667 wow ,that’s stirring! Do you mind connecting me to your advisor please. I desperately need one to diversified my portfolio

    • @ericwilde4583
      @ericwilde4583 Год назад +1

      I’ve actually been looking into advisors lately, the news I’ve been seeing in the market hasn’t been so encouraging. who’s the person guiding you?

  • @TheTaoofEternalWar
    @TheTaoofEternalWar 2 года назад +124

    "The Millionaire Next Door" will lay out the game plan for a young person. Funny how growing up poor can make some people very smart with their money yet have the opposite effect on others. It is a really good book on a lot of different levels.

    • @47shadows76
      @47shadows76 2 года назад +3

      Highly suggest it. Definitely shifted my mind on many things

    • @adamross4295
      @adamross4295 2 года назад +11

      Currently reading it. The data is old and skewed, but the principles remain the same. Good luck finding decent homes today for $300k.

    • @TheTaoofEternalWar
      @TheTaoofEternalWar 2 года назад +3

      @@adamross4295 Come to Oklahoma brother.

  • @YFolermira
    @YFolermira Год назад +455

    Getting a head start by beginning to invest early is the most effective way to build wealth, with investment taking precedence. I've learned from last year's experience that starting early allowed me to create a better life through early investments this time around.

    • @AlexanderDanielley
      @AlexanderDanielley Год назад

      I always consult a financial advisor before investing. During the pandemic, I used their tactics to minimize risks and maximize profits, generating around $3 million in three years with my advisor, Stacey Lee Decker.

    • @VickyAlvy
      @VickyAlvy Год назад

      I'm intrigued by the idea of investing with an analyst, it seems like a wise choice in today's market. Could you provide me with some guidance on how to get in touch with her?

    • @AlexanderDanielley
      @AlexanderDanielley Год назад

      With the help of google you can book an appointment. She has a wealth of experience in the financial market gained over several years.

    • @heathmcateer
      @heathmcateer Год назад +9

      You spam bots are the WORST. Sweet lordy

    • @wholeNwon
      @wholeNwon 9 месяцев назад

      @Rodxmirixm Only fools sell. The market timers' hall of fame is an empty room.

  • @adam872
    @adam872 3 года назад +116

    Top votes for stealth wealth from me. Being able to do what you want, when you want and how you want to me is the ultimate and doing it under the radar is even more satisfying.

    • @frankboston258
      @frankboston258 2 года назад

      Yes, I live in Germany and it's fun. But it's hard to implement, because a car, a big flat, all the holidays and restaurant visits, are hard to hide. Your friends will notice and so will partners you meet.

  • @cyrille768
    @cyrille768 3 года назад +16

    Money doesn't buy happiness. It buys freedom

  • @TheXrythmicXtongue
    @TheXrythmicXtongue 3 года назад +102

    Is it weird I don't want to be "rich?" I just want to make sure I have enough to accomplish specific things in life, have a fair amount of freedom, and enough saved up for emergencies and necessary expenses. If that happens to be considered alot of money, then so be it; if it isn't considered that way, then so be it.

    • @Alche_mist
      @Alche_mist 3 года назад +28

      No, it's not weird. Wealth has diminishing returns and it's completely on you where your sweetspot is.
      Although admittedly, for most people, it's somewhere where they don't need to worry about losing a job or they don't get ruined if their washing machine and fridge decide to blow off at once - or beyond that.
      For me, the "I needn't worry about random life crap" is also a completely valid target.

    • @n8opot8o1981
      @n8opot8o1981 3 года назад +10

      No, it makes you a moral human being!! Being rich is a moral failing in my book.

    • @manictiger
      @manictiger 3 года назад +9

      As someone who's basically entirely ready for "grid down" on the material front (something that takes a lot of wealth), no it's not weird. Knowledge and experience can't be bought. I find myself still learning, crafting and training often. I forced myself to upgrade the plumbing on a property, because I needed to learn how it works. If I own something, I want to know everything about it.

    • @mingchi1855
      @mingchi1855 2 года назад

      "look and be rich" > "be rich look ordinary" > "look rich" > "be rich look poor" > "be poor"🤣

    • @megax5000
      @megax5000 2 года назад +2

      Nope! Not weird at all!
      I"m in the same boat and make a modest salary and up until a few months ago I was fortunate enough to have had cheap ass rent for more than a decade causing me to save a shitton of money. I can get everything I want right now short of an actual house. If I doubled my income, my life would not meaningfully change in any real way.
      (That being said, I do want to buy a -small- house one day)

  • @RianKashfi
    @RianKashfi 3 года назад +35

    Whoever thought it was ok to require lottery winners to publicly accept their winnings should be locked up.

    • @RAKITHA9
      @RAKITHA9 3 года назад +8

      I would consider disappearing after collecting

    • @sirwilliamericclaptonpower1706
      @sirwilliamericclaptonpower1706 2 года назад +3

      Some states let you be anonymous. But since states run the lottery,(which is fuckin looney), they want to parade the winner as the relatable regular average joe to incentivize more people into buying more tickets
      In most cases State lotteries were decriminalized in the last century to give states more revenue for things like schools so big businesses could get a tax cut.
      The fact that a chance of winning exists, gives the state the power to put a tax on optimism imo

  • @adamcosta9593
    @adamcosta9593 3 года назад +61

    The Ford F-150 is most likely so popular with the wealthy because it fits the requirements necessary to make it tax deductible as a business vehicle... this is also a key factor in why Suburbans are so popular.

    • @tejasgudi1169
      @tejasgudi1169 3 года назад +5

      So the people who buy it to get tax deduction write it of as a business expense of their business?

    • @Defy_Convention
      @Defy_Convention 3 года назад +2

      @@tejasgudi1169 it can only be used to offset tax on business revenue, you can't write off the entire cost of the vehicle.

    • @manictiger
      @manictiger 3 года назад +6

      ​@@tejasgudi1169
      Depends on the biz. If you claim it as a business expense, but it's never used in your business (like if your business is spent on the computer all the time trading equities, streaming, drop shipping, etc.), and they audit you, you're going to get in hot water.

    • @tejasgudi1169
      @tejasgudi1169 3 года назад +4

      @@manictiger but if we have a office and we have to travell to it from our home then we can use it as transportation and reduce tax, right?

    • @manictiger
      @manictiger 3 года назад +8

      @@tejasgudi1169
      Honestly, it probably doesn't look good if it's your only vehicle. If it's a second vehicle, yeah, I'd deduct it. Also, be careful about buying stuff against business income that hasn't come in yet. That's a tax-planning trap some people fall for, and then they wind up saddled with punishing debt, or worse, can't pay their tax bills on time.

  • @MIchaelGuzman737
    @MIchaelGuzman737 Год назад +1107

    I recently inherited almost $1.8 Million. I REALLY need to make this money work for me, and not just disappear over time. I've been scrambling for somewhere to put the money, where I can make an effort to use the gains to pay bills so I can quit my job . All roads have pointed to the financial market of some sort which is a good idea buh where else should I put money besides the financial market?

    • @sommersalt88
      @sommersalt88 Год назад +10

      I fully agree; I'm 60 years old and recently retired with approximately 1.2 million in outside retirement funds, no debt, and very few dollars in retirement funds in comparison to my portfolio balance over the last three years. To be honest, the financial advisor's role can only be ignored, not dismissed. Therefore do your research to get a reputable one.

    • @clarkdunshee
      @clarkdunshee Год назад

      @@sommersalt88 I've been looking into advisors recently because the market news hasn't been very positive. who’s the person that is guiding you.

    • @sommersalt88
      @sommersalt88 Год назад +5

      Do your due diligence and opt for one that has tactics to help your portfolio continue consistent and steady growth. "LISA ELLEN SHAW" is accountable for the success of my portfolio, and I believe she has the qualifications and expertise to accomplish your objectives.

    • @Kanisterschaedel
      @Kanisterschaedel Год назад +5

      @trevorogden3288 To add to this comment: Make sure the Advisor is a fiduciary. otherwise, they only need to make sure that your ROI is high enough to cover their commission.

    • @magickleen8998
      @magickleen8998 Год назад

      Taking into account your current age is important too. It will affect your investment horizon /timeline, which will in turn affect what you should invest in.

  • @THETRIVIALTHINGS
    @THETRIVIALTHINGS 3 года назад +42

    Honestly, if I were rich, I'd keep it a secret too. No one would ever know.

    • @meh4062
      @meh4062 3 года назад

      Shits a literal death sentence

  • @tylercampbell6058
    @tylercampbell6058 Год назад +3

    Often times the things we own end up owning us. Buying financial peace of mind and margin in your life is one of the best things money can buy.

  • @Twisted_Logic
    @Twisted_Logic 3 года назад +94

    You've described exactly how I plan to spend my money if I got a sudden windfall. I don't like attention; I just want to not have to worry about end's meet or paying off debt.

  • @grantbearpaws
    @grantbearpaws 3 года назад +122

    “ You will want to upgrade your contents in your passenger seat to a newer model”

    • @blueassassinX
      @blueassassinX 3 года назад +20

      ye that was pretty smooth line

    • @grzegorzswist
      @grzegorzswist 3 года назад +7

      Now that's the real expense.

    • @stapleman007
      @stapleman007 3 года назад +24

      Hence family court expenses mentioned 10seconds later. Pure cleverness.

    • @kionnakelly2918
      @kionnakelly2918 3 года назад +2

      @@stapleman007 I laughed so hard I almost woke up my newborn after hearing that. 🤣

    • @davianoinglesias5030
      @davianoinglesias5030 3 года назад +1

      🤣🤣🤣🤣that passed me but I get it now

  • @Peccs91
    @Peccs91 Год назад +5

    One of the more wealthy people I know is the living embodiment of "stealth wealth". He's in his 60s, and retired when he was 40 after working on Wall Street. In that time, he was able to raise 3 great kids and enjoy his passions; baseball, fishing, drinking beer and managing his own money. He has a couple of houses in high end areas. Nothing "out of this world" impressive, just really nicely kept places in awesome areas, but overall pretty modest for where they are. Drives a Toyota Tundra and his wife drives Jeeps. He likes to just fly under the radar and live a comfortable life. I truly admire the guy for being a "normal" guy.

  • @wilsonjudson1650
    @wilsonjudson1650 3 года назад +239

    There might be an economical turmoil but there is no doubt that this is still the best time to invest.

    • @fredrickconte6270
      @fredrickconte6270 3 года назад +5

      Best time to invest? thats funny tho because in the last four months I have lost more than $47,900 in stock market which is the biggest I have loss since I ventured into stock investment.

    • @wilsonjudson1650
      @wilsonjudson1650 3 года назад

      you could be right or wrong depends on your expertise, I once made such loss when i invested thinking i have gathered enough trading skills from youtube videos

    • @wilsonjudson1650
      @wilsonjudson1650 3 года назад

      now its a different ball game for me because I was lucky to have met "Tamara Diane Hagan", a financial manager and stock expert, I have made more than $165,000 in 6 weeks under her supervisions.

    • @dorissteve912
      @dorissteve912 3 года назад

      Really? people are cashing in from the stock market and frankly speaking its comforting seeing someone admit to the fact that they actually seek help from professionals. please how can i reach Tamara ?

    • @wilsonjudson1650
      @wilsonjudson1650 3 года назад

      search her name on the internet to reach her

  • @reibar3981
    @reibar3981 2 года назад +5

    Money buys time, which is the most important part of our life.

  • @wintermint77
    @wintermint77 3 года назад +53

    I’d be that rich asshole driving around in a Prius 😂
    No matter how much money I have, it never hurts to save money on gas.

    • @MJ-uk6lu
      @MJ-uk6lu 3 года назад +3

      and spend more on repairs

    • @GeneralChangFromDanang
      @GeneralChangFromDanang 2 года назад +6

      I'll be that crackhead stealing your catalytic converter.

    • @catspajamas2961
      @catspajamas2961 4 месяца назад

      @@MJ-uk6lu On a prius? lol. I have a 12 year old prius bought new and have spent exactly $0.00 on repairs.

  • @michaelcoaker3020
    @michaelcoaker3020 2 года назад +5

    Wealth buys freedom and that’s what I think the biggest goal is for me.

  • @mrmilkshake9824
    @mrmilkshake9824 3 года назад +136

    Feel like we see stealth with anything is kind of cool when you are good at something. Like imagine a pick up basketball game where you shit on the competition or randomly pick up a guitar and start playing something cool. Pretty sure it would be cool being a multi millionaire while looking like your regular joe.

    • @MSportsEngineering
      @MSportsEngineering 3 года назад +9

      That's still showing off even if concealing talents at first. AKA not stealth.

    • @exidrial431
      @exidrial431 3 года назад +14

      @@MSportsEngineering No. Showing off would be to tell everybody at the Basketball game to look at you and tell them youre gonna beat them and then Film yourself and Post it all over the Internet

    • @aluisious
      @aluisious 3 года назад +3

      You picked examples that were ALL ABOUT being flashy and not stealthy at all.

    • @tj-co9go
      @tj-co9go 3 года назад +4

      I am good at playing piano. It is fun to just start playing and impress others by playing a concert piece or an improvised three-voiced fugue. I don't always do that but it is always a nice surprise. Whereas if you play everyday people will get bored with your playing

  • @kingdeplorable6975
    @kingdeplorable6975 3 года назад +46

    I remember I was going to work close to downtown where I live to do some work in the basement of a multiuse building. When I got there there was a guy outside picking up dog poop wearing these ugly yellow shorts and a funny orange/salmony shirt with a widebrim hat. I ignored him and walked right up to the door of the building and started to unlock it, he then approached me and asked if I was working inside and he'd like to see what I was working on, so I say ok sure stranger man why not just don't kill me down there and dump my body in the vault. As we went down he talked about his dog the weather and how much better the basement looked. He finally asked me my name and I his. Well damn if I didn't recognize his name, funny shorts and hat man was the owner of the building... This one and 2 others I'd worked on. Multimillionaire by far and you woulda never guessed.

    • @robertsantiago953
      @robertsantiago953 3 года назад

      Same thing happened to be at Miami beach hotel , the little canadian jewish guy was super friendly and asking me about the front desk ppl treatment and i said " oh youre the owner"
      - com on man Do i look rich ?
      I said i dont judge ppl by the appearance .
      He was my buddy who buy me drinks for the whole week staying there .

  • @kevinschultz6091
    @kevinschultz6091 3 года назад +44

    I actually lived next to a stealth wealth couple growing up, and never really realized it until a few years ago - I knew that their driveway was longer than ours, and I had one vague memory of going up there once as a child with my mom in the "learn the neighborhood" sort of thing, but never really connected it until a few years ago. At the time, my father casually mentioned "oh yeah, that was the estate of the family that founded the city. They were high-end multi-millionaires."
    Part of it was that we both lived next to a fairly large undeveloped lot - so I didn't realize that on the OTHER side of the undeveloped lot was a fairly large estate - in my mind, it was just all "the vacant lot next door". And the far side of both of us was a community college, so it kind of blended together in my mind to being part of that as well. But no - turns out a big chunk of that land was a privately-owned, southern-style mansion (in the Pacific Northwest, of all places.)

  • @ArikaStack
    @ArikaStack 3 года назад +51

    Honestly I just wanna be able to buy a game without checking my bank account first. That is my biggest drive. Having a savings big enough to afford parts to fix my truck wouldn't hurt either. This is why I'm trying so damn hard to get out of debt. Then I'll have more money than I know what to do with, as I pay more to the banks with minimums than I do for rent.

    • @makatron
      @makatron 2 года назад +6

      Yeah that's how I define having enough money, you could go shopping and grab the credit card with no doubt you can pay for it.

  • @daham1364
    @daham1364 3 года назад +151

    yeah I'll admit you provide some of the best and most relatable financial topic video's out there keep it up

    • @HowMoneyWorks
      @HowMoneyWorks  3 года назад +16

      Thanks :)

    • @shaheryarhabib5865
      @shaheryarhabib5865 3 года назад

      @@HowMoneyWorks what is your day job?

    • @daham1364
      @daham1364 3 года назад +2

      @@shaheryarhabib5865 he's probably not going to disclose that due to privacy reasons or he's full time youtube

    • @shaheryarhabib5865
      @shaheryarhabib5865 3 года назад +2

      @@daham1364 i am not asking about his job tittle. i am just wondering what kind of job he does, like fund manger. accountant , economist, etc.

    • @swank8508
      @swank8508 3 года назад +6

      @@shaheryarhabib5865 his day job out of college was working as an analyst for an Investment banking firm, so he could be in any kind of finance

  • @muhwyndham
    @muhwyndham 3 года назад +6

    I have the exact example of this kind: my in-laws. Especially the father.
    He's both a successful professor, some side business he's invested in, and has stable compounding interest from investment. Yet he's still riding secondhand Nissan Grand Livina from 2010 and has a very modest homemade meal every day. The house they're living in is a very modest house in the outskirts of the city and nothing indicates they're wealthy.
    The most lavish stuff he had is actually the amount of land asset my in-law actually owns: at least 10 properties across different cities, all strategically placed and can be used for personal use when the time comes, like some sort of villas. Yet nobody realizes this.
    I still remember the awe when once in a while he wants to splurge: spending tens of thousands of dollars for family outings like it's nothing, and very generously helps me financially when I and my wife were in a bind when I'm laid off because the company I was working with went bankrupt.

  • @grzegorzswist
    @grzegorzswist 3 года назад +14

    One point that was not addressed are friends.
    Once it becomes obvious that you are really rich you are going to lose all your "normal" friends.
    Some are going to try to scam you, others will be intimidated by your wealth. You are left with people of comparable wealth.
    It can be really lonely to be rich.

  • @betz6507
    @betz6507 8 месяцев назад +2

    When I was young and started making a lot of money (for me), I did the show off route -- big house, lux car. I'd say part of that was showing that I was "good enough". Now much older, I have a small home with a bit of land, reasonable car. My flex are my chickens and garden. I live a quiet, simple life and don't give a rat's ass what others think. I spend on what's important to me.

  • @Wayouts123
    @Wayouts123 3 года назад +30

    Wealthy is quiet. Rich is flashy. Poor is loud.

  • @andrewgraziani4331
    @andrewgraziani4331 3 года назад +19

    I've always claimed to be a minimalist, but since I'm poor others say I'm just phoney, and if I had money I would be as material and thing oriented as everyone else. So this video is very comforting, since I have already considered and value the ideas he brings up.

    • @jahimuddin2306
      @jahimuddin2306 Год назад +2

      People will always say things like that. My personal recommendation is just do not tell people your plans and goals.

  • @waynecmontgomery
    @waynecmontgomery 3 года назад +42

    Own NOTHING CONTROL everything. " John D. Rockefeller" Owning wealth and having large income makes you a target of the IRS.

    • @yashdes1
      @yashdes1 3 года назад +18

      I'd rather make $1B and be taxed on it than make 100k and not be taxed.

    • @epbrown01
      @epbrown01 3 года назад +5

      @@yashdes1 Good luck. Honestly, it's difficult to become a billionaire and get taxed a lot, since almost no one gets there with taxable (earned) income. Hypothetically, as a millionaire my taxable income is only 5% of my net worth.

  • @dhpitcher
    @dhpitcher 3 года назад +7

    Stealth wealth describes me and my family very well. You would never know we have money but we have the most important thing of all...freedom and peace of mind.

  • @joeyjoejoeshabadoo1411
    @joeyjoejoeshabadoo1411 3 года назад +8

    I used to work for a guy like this, he was a multi million hair who drove a old Toyota 80's series land cruiser wore old flannel shirts and his blue heeler was always with him. He was one of the most down to earth people I've ever met and if you were willing to put in, he'd be very generous. His only tell was his 30 foot inboard boat at his river side house in the inner city haha

    • @OffGridInvestor
      @OffGridInvestor 5 месяцев назад

      I knew a corporate lawyer who was on the company private jet regularly and worth a lot. He would buy pickups and keep them permanently, had 5 of variety ages. Very direct kind of guy but would see a property nearby worth over $100K and decide in a few days to buy it for his rentals portfolio. He had been divorced but was still wealthy. He was a flannel short and pickup kinda guy, still cutting his own firewood.

  • @RobertoBlake
    @RobertoBlake 3 года назад +183

    I watch your videos all the way till the end regardless of the upfront answer.

  • @ChrisPTY507
    @ChrisPTY507 3 года назад +38

    I am a firm practitioner of stealth wealth. Not even my family and wife knows about my net worth and I prefer it that way.
    If everyone happens to know you have a lot of money, then everyone will suddenly want to be your friend, people will reach you out to borrow money, they want to guilt trip you into paying them a dinner because you have lots of money and they’re broke, etc.

    • @xmtxx
      @xmtxx 3 года назад +1

      Nahhh, what brings "interested" friends is actively showing off your wealth.
      It's a state of mind that bring another people with the same toxic state of mind.
      Hiding your wealth purposely from your friends and family, is pretty much the same state of mind. You are spending energy and time on the perception people have of your wealth.
      What's described in this video, is people NOT CARING about showing their wealth, all they do is secure an easy life. And that doesn't involve buying luxury goods, cars and mansion, or on the other hand, purposely buying shitty stuff to look poorer than you are.
      The key word is "not caring" about it, not hiding it.

    • @twistedspine7300
      @twistedspine7300 2 года назад +2

      Happy you're doing well, but had to downvote since hiding your net worth from your wife is obviously very unethical. If you can't share your wealth with your wife you have an unstable marriage.

    • @ChrisPTY507
      @ChrisPTY507 2 года назад +2

      @@twistedspine7300 You’re to downvote as much as you want. I can tell you’re pretty young.
      No matter, once you grow up you will understand why you must keep certain things under the rug, even keep some of your things from your wife at arms length🙂

  • @michelbruns
    @michelbruns 3 года назад +36

    germans are a perfect example of this, there are so many millionaires and billionaires in germany and i bet you couldnt name 5 of them

    • @epbrown01
      @epbrown01 3 года назад +10

      Millionaires make up 8% of the population in the US - around 1 in 12, or 26 million people. Lots of anonymous American millionaires as well. Where I live, the older guy driving a Ford F150 King Ranch is almost definitely a millionaire.

    • @john-9658
      @john-9658 3 года назад +14

      @@epbrown01 1 million also doesn't buy what it used to. In the northeast, a lot of modest houses are approaching $1 million

    • @Erik-qp5hg
      @Erik-qp5hg 3 года назад +4

      @@john-9658 Sounds like you guys are running into the Cali problem. Too many politicians invested in real estate with every incentive to strangle home building.

    • @stevenscott2136
      @stevenscott2136 2 года назад +1

      I'm not sure I could name five Germans at all -- living ones, anyway.

  • @jeffmofo5013
    @jeffmofo5013 3 года назад +14

    The rich people I know don't care to spend money on fancy things. Like they have no general interest in it. It's not that they are actively avoiding.
    Second they seem to have an unhealthy obsession with accumulating wealth.
    Personally I hit a wall with what I want to accomplish and needed more funding. So I sought out alternatives. Now I'm just looking to expand. until it hits a steady state. When I can focus on the reason I need the money in the first place.
    I live within my means but I like fancy things like cars. Prior to the "wall" issue, I didn't care much about how much I was making as a software developer.

  • @Kidkromechan
    @Kidkromechan 2 года назад +4

    It's a problem when someone who is lonely makes a lot of money because that person would try to get attention using money. To be cool with lots of money, you first have to be a grateful person who is living a life with an abundance mindset. This mindset is also the key to living a fulfilling life.
    If I had a lot of money, I would probably purchase land and build homes on it to rent or grow fruit trees to sell fruits. Not going to be starting my own company or whatever headache, something that is relatively easy to maintain is ideal. Would be nice to also be able to travel around with loved ones and make beautiful memories too.

  • @ellewoods9396
    @ellewoods9396 2 года назад +5

    If you work hard and achieve financial freedom then you should enjoy your wealth however you want. There is no wrong way to be rich, it's your money. Do whatever makes you happy. I like luxury goods, but I am also very private and introverted. My goal was to live a very leisurely lifestyle. To avoid crowds and haters I fly privately and enjoy exclusive accomodations tailored for me. I use my wealth to craft my perfect life.

  • @ChineseKiwi
    @ChineseKiwi Год назад +2

    Exactly, I used to work in an electronic retail store on the edge of a city that the surrounding area had a lot of farmers. They would come in dirty and stinky and in farm gear and you wouldn't suspect a thing....until they bought expensive TVs with straight cash. Funny enough, there's also a RUclipsr I watch who, a couple of years ago, went into a car dealership to buy a US$50k car (he was replacing a 2004 pile of.... that he kept from before he made it on RUclips) and he went in with a singlet, shorts and flip flops. He could tell the dealership salespeople weren't taking him that seriously when he was asking questions about vehicles he was interested in......until he signed the contract and paid for the car in full, that he intends to keep for at least 15 years. Stealth Wealth is *everywhere* and you will never suspect it.

  • @Ethan-oy3gb
    @Ethan-oy3gb 2 года назад +54

    This is my testimoni how I made millions in a week
    .....

    • @Ethan-oy3gb
      @Ethan-oy3gb 2 года назад

      I'll recommend you to my broker Mrs Susan my first investment with her earned me profits of over $88.400. And ever since then she keeps delivering and earn consistent profits for me she's the best.

    • @Ethan-oy3gb
      @Ethan-oy3gb 2 года назад

      Every bitcoin investor right now is just smiling at the price of bitcoin as it head strong and indeed valuable enough to generating Roi. More persons are gonna become millionaires and we have Bitcoin thanks for that.

    • @Ethan-oy3gb
      @Ethan-oy3gb 2 года назад

      @Nelson everett Yeah favourable.

    • @nathanieledet9659
      @nathanieledet9659 2 года назад

      @@Ethan-oy3gb Yeah sure forex and crypto yields more profile with the favourable market rise.

    • @nathanieledet9659
      @nathanieledet9659 2 года назад

      @Nelson everett Exactly! That's definitely ignorance they are good market to invest in and earn profits of your investment.

  • @Isabella_jovita
    @Isabella_jovita Год назад +741

    I'm not even kidding when I say that the market crash and high inflation have me really stressed out and worried about retirement. I've been in the red for a while now and although people say these crisis has it perks, I'm losing my mind but I get it, Investing is a long-term game, so I try to focus on the long term.

    • @josephhughes9583
      @josephhughes9583 Год назад

      I cannot focus on the long run when I should be retiring in 4years, you see l've got good companies in my portfolio and a good amount invested, but my profit has been stalling, does it mean this recession/ unstable market doesn't provide any calculated risk opportunities to make profit?

    • @donalddavis4387
      @donalddavis4387 Год назад

      I have been consistent with my profit regardless of the market conditions, I got into the market early 2019 and the constant downtrends and losses discouraged me so I sold off, got back in Dec 2020 this time with guidance from an investment adviser that was recommended by a popular economist on a popular forum, long story short, its been years now and I've gained over $850k following guidance from my investment adviser.

    • @cooperhayes7055
      @cooperhayes7055 Год назад

      I've been down a ton, I only hold so that I can recover, I really need help, who is this investment-adviser that guides you

    • @donalddavis4387
      @donalddavis4387 Год назад

      If that is the case, it would be an innovative suggestion to look out for Financial Advisors like Olivia Maria Lucas who can help shape up your portfolio.
      Trying times are ahead, and good personal financial management will be vital to weather the storm.

    • @allenwilliams5010
      @allenwilliams5010 Год назад

      Olivia Maria Lucas truly appears to know her stuff. I found her website, read through her resume, educational background, qualifications and it was really impressive. She is a fiduciary who will act in my best interest. So, I booked a session with her

  • @JasonPrice1
    @JasonPrice1 3 года назад +6

    Whatever you buy, if you have to worry about maintaining it or managing the maintenance of it, you can't afford it. If you don't have passive income that can cover something like the upkeep on a boat or cottage? Then you can't afford it. It really is that simple.
    We mostly have done things smartly and are not at all rich in the sense that those who are definitely not, would think we are. We are, however, in a position where unexpected things aren't that big a threat short of, you know, calamity that will mostly wipe out everyone else anyhow. That feeling of security is massive and is a source of happiness in and of itself. There are definitely choices we made in the early years of adulting that delayed things but there are also things that can happen that are outside of our control so you just have to roll with those punches.

  • @BiesingerFIREJourney
    @BiesingerFIREJourney 2 года назад +4

    Love the idea of stealth wealth. There is so much less stress once you stop trying to keep up with Joneses and practice financial minimalism.

  • @grantmccoy6739
    @grantmccoy6739 2 года назад +4

    This was a great video. Not only is the advice intelligent and wise, it's practical. I like how money is not presented as either good or bad here. It makes it easier to be less emotional about the subject.
    I also think that the idea that money can or can't buy happiness is cliche and incorrect. Money is there, and it buys stuff, but it isn't going to make you happy or sad. How you use it and how you obtain it will determine the results more.
    If acquiring the money is miserable, then spending it won't make you happy. And likewise, if you buy things for the wrong reasons, you won't be happy with how you made the money.
    This is coming from someone who is very critical of money in general too. So it's nice to be able to hear something about smart finance that isn't triggering an emotional response from me.

  • @JhettJones
    @JhettJones Год назад +2

    I'm almost 40. I don't give a shit what people from my teenage years think about me. I've forgotten most of their names.
    I just wanna work everyday in an unprofitable plant shop that I own, while being independently wealthy regardless of the business success.

  • @schadowizationproductions6205
    @schadowizationproductions6205 3 года назад +20

    Lol, I don't wanna be rich. I just don't want to be constantly worrying about my existence.

    • @eddenoy321
      @eddenoy321 2 года назад +1

      Best comment here.

    • @jonrobbin170
      @jonrobbin170 2 года назад +1

      Really is. I think that’s what we all really want deep down is to not worry

  • @CaseyBurnsInvesting
    @CaseyBurnsInvesting 3 года назад +13

    Freedom over flash.

  • @dsmguy
    @dsmguy 3 года назад +4

    I think that this concept goes hand in hand with minimalism. Minimalism isn't just about not having a lot of stuff its about only having the things that you care about. That way you are free to have more money to do whatever with.

  • @DerangedAussieMan
    @DerangedAussieMan Год назад +1

    I like how you give us the quick answers first, and then the explanations later. It's so refreshing to see a RUclipsr do this.

  • @morkovija
    @morkovija 3 года назад +8

    Thank you again for not dragging out the answer. Doing God's work

  • @chrisb.5351
    @chrisb.5351 3 года назад +3

    I legitimately just want to own my time. I hate working and just want to travel with my wife. Stealth wealth sounds amazing

  • @nelsonakach8020
    @nelsonakach8020 10 месяцев назад +3

    "You might want to upgrade the content of the passenger seat to a younger model " 🤣🤣

  • @banzaipiegaming
    @banzaipiegaming Год назад +1

    The reason I want to be rich is so I can do the research I've always wanted to do (since I'm a scientist) and that I know will benefit everyone I care about because there's no one right now that has both the knowledge/skills and the money to do that. And most importantly, I don't want anyone to know that I'm the one that funded/conducted that research. Simply seeing the benefits is all I want, plus I hate attention lol

  • @JimmyMon666
    @JimmyMon666 3 года назад +13

    I'm not wealthy, but I have a healthy savings. Especially considering I grew up poor and my family never had any savings growing up. Honestly being poor is all I know. Even though I can afford a nice house and fancy car, I just don't like to draw attention to myself. Plus crime is going up dramatically where I live. I figure I'd just be the target of a crime if I flaunted any kind of wealth. So I'll stick with my 8 year old pickup thank you.

    • @viharsarok
      @viharsarok 3 года назад +6

      Move to a better neighborhood.

    • @stapleman007
      @stapleman007 3 года назад

      Minneapolis resident spotted!

  • @geraldbaria
    @geraldbaria 3 года назад +2

    Great great great perspective. Stealth wealth are where the real wealthy people are. Security and comfort is 1st priority.

  • @Hunty49
    @Hunty49 2 года назад +3

    I don't want to be flashy. I just want to live comfortably where I want and do what I want. I was listening to Andrew Tate talk about the problems of being rich, and it seems FOMO is the biggest problem. You have so much money and can do anything that you want to do everything.

  • @JhonIdrovo-the-human
    @JhonIdrovo-the-human Месяц назад

    I love these types of videos that can radically change my mind about something

  • @iancordell4718
    @iancordell4718 Год назад +30

    Most people remain poor today due to ignorance. Mean while there are lots of opportunities out there to hit that millions you desire. I'm putting enough in Bitcoin investment I've made over $72k now, on track to reach my savings goal of $100k before the end of the year

    • @peterwilliams4506
      @peterwilliams4506 Год назад

      @Robert_tomas Wow, you too know her? I'm surprised that this name is been mentioned here. I thought I'm the only one trading with her. I got in touched with her early this year and I'm actually marvelling over the great achievement already. Didn't expect to hear about her here

    • @scottshah2483
      @scottshah2483 Год назад

      Mrs Letton Deb is obviously the best, I invested $3k with her and she delivered a profit of $28k directly sent to my Bitcoin wallet account

    • @hernandezgerald3887
      @hernandezgerald3887 Год назад

      I met Mrs Letton Deb, last year at conference in London i invested €5k with her and made me over €76k in two weeks. Since then my portfolio has increased tremendously

    • @hernandezgerald3887
      @hernandezgerald3887 Год назад

      @VeraMedunova You can easily reach her on

    • @hernandezgerald3887
      @hernandezgerald3887 Год назад

      Facebook

  • @Mrz8723
    @Mrz8723 Год назад

    Watched the first minute and can confirm that I ABSOLUTELY DO NOT want to show off. I deal with kids all day for a living and I don’t like anyone pestering me, especially about money.

  • @JackClayton123
    @JackClayton123 11 месяцев назад +3

    I remember a story from many decades ago in which a reporter dressed as a homeless man and went to various car dealers asking for test drives. Surprise! The dealership that didn’t question him and gave him top notch service was Rolls Royce. In follow up for the article, he asked the sales representative why they treated him that way. Their response was “We don’t know who you are. We had someone looking like you come in before that bought 10.” Very rich people don’t have to look rich.

    • @jazzmoon77
      @jazzmoon77 4 месяца назад

      I’m by no means rich but I was in a weird situation a couple of years ago where I got to pay for a car in cash. It was a 6 month old Toyota that had been traded in at BMW. It was during the pandemic so we had almost no used cars on the market because we had no supply of new cars into Australia. My finance fell through and I had a surprise gift of cash from my grandmother the same day. I picked the car up barefoot and paid in full without finance. Not quite a brand new luxury car but as close as I’ll probably get to that dream of buying a new luxury car with cash looking homeless.

  • @neelkhairnar1822
    @neelkhairnar1822 3 месяца назад +1

    This video was exactly what I wanted ❤ loved it 💟 💯

  • @cameronbidiix218
    @cameronbidiix218 3 года назад +5

    I think the real truth about many expensive products is that they really don’t provide usable benefits but are instead status symbols. For example an instagram influencer buying a Lamborghini isn’t doing so because he thinks the cars faster acceleration is going to enable to him to more efficiently cut through London traffic, it’s just a status symbol. The only expensive cars you should buy are track cars if your into Motorsport as it’s more of tool and your utilizing more of it.

  • @mr.vengeance5083
    @mr.vengeance5083 3 года назад +5

    Man you're like Financial Guru, your every word makes me sense to me!

  • @MY-nc7lq
    @MY-nc7lq 3 года назад +2

    Best video so far!!! It explains exactly what have been doing for quite some time. Stealth wealth also includes using the money to disappear and go off the grid for good.

  • @marketinsider5905
    @marketinsider5905 3 года назад +67

    In the days when Concorde was flying across the Atlantic any private jet owner with a Concorde ticket got priority landing at Heathrow. So wealthy private jet owners would book a seat on Concorde as they approached Heathrow, which they were not going to use, just to get the priority landing.

    • @mariusdufour9186
      @mariusdufour9186 3 года назад +27

      I guess that's one way to make Concorde profitable.

    • @n8opot8o1981
      @n8opot8o1981 3 года назад

      That is horrifying! Disgusting people!

    • @LuisSoto-fw3if
      @LuisSoto-fw3if 3 года назад +3

      Why not just sell priority landing tickets out right?

    • @texasoilfields
      @texasoilfields 3 года назад +5

      Emm, how and why would Heathrow tower grant a private plane priority landing because of a no-show ticket holder on a commercial flight? 🤨

  • @adobotravels
    @adobotravels 2 года назад

    Stealth wealth is freedom. That’s the ultimate goal. Freedom to do what you want.

  • @marcusmoonstein242
    @marcusmoonstein242 Год назад +3

    What confuses ordinary people is that wealthy people focus on more on value for money rather than price when they buy something. The best value for money might be a very expensive item or a surprisingly cheap item, so it's not uncommon to see a rich person having $10 million in their retirement fund while driving a pickup truck.

  • @sv6k0a39
    @sv6k0a39 Год назад +1

    Stealth wealth is where it's at. It is true freedom.

  • @oliver_siegel
    @oliver_siegel 3 года назад +11

    Those low key jokes... 😂 "Wouldn't say no to a free truck"
    "Update the contents of the passenger seat"

  • @lungcops
    @lungcops 2 года назад +1

    Watched 30 secs of the ad just to support my man!

  • @hazonku
    @hazonku 2 года назад +11

    I'll never get over how brilliant Leno is for defeating the car collector trap. Man took his passionate that was burning a MASSIVE hole in his wallet and turned it into an income stream all while achieving his ultimate goal of just geeking out about cars and providing normal people access they otherwise wouldn't have. Very smart. I don't even like to drive and still watch his stuff from time to time just because I like how passionate he is about it all and the interesting engineering stuff.

  • @priyanks91
    @priyanks91 2 года назад +1

    This is so good ! The richest people I know drive older (but reliable) cars, dress up like you wouldn't notice them and eat in places where I would consider 'meh'.

  • @KiWeWi
    @KiWeWi Год назад +3

    The shade lol
    "might want to upgrade the contents of the passenger seat to a younger model"
    followed shortly by
    "showing up to family court"
    5:00

  • @wholeNwon
    @wholeNwon 2 года назад +1

    The algorithm brought me here and I did watch most of the video. A few comments: There's a huge difference between the people who make even a lot money and those who simply have wealth. No, "8 figures" isn't "wealthy". I'm thinking now about the very few people I have known over the years who have congenital wealth...billions accumulated, in 2 cases, over centuries both here in the US and in Europe. I recall one fellow who invited me to a small dinner party at his house. He later said...something of a guilty confession actually... that his security people (I never saw them) investigated me briefly to be sure that I wasn't a risk. It was only after that that a party invitation could be extended. He drove a Toyota station wagon, wouldn't have been caught dead in a Rolls or Bentley or anything at all similar. He had a very small household staff that virtually never changed over the decades. He wore average clothes, did not use the ancient family name, only one of his middle names as a surname, etc. I can say with confidence that he really didn't know exactly how much money he actually had. He didn't "manage" it himself. A firm founded by a relative did that and simply saw to a steady flow of capital. In life, he did the things he liked to do: Collecting and writing about art, painting, shooting skeet, riding, carriages, golf, tennis, his dogs, sailing, Paris and London (he had magnificent houses in both cities), Milan, Tuscany, French cuisine...he was an expert, etc. The social gulf between men like him and those who have made money can be huge. Which make better dinner companions. I guess it all depends. If you have made a significant amount of money, have provided for your family (trust funds, made your children responsible adults), put it on autopilot and ENJOY your life. I guarantee it will always be shorter than you would have liked. Make every day count.

  • @DaveAdams222
    @DaveAdams222 3 года назад +48

    Stealth Wealth is something I'm trying to get in the habit of! I am one of the car enthusiasts you mentioned and not having kids + having a high 6-figure income means that I'm very VERY tempted to buy insane high end or flashy cars. Not for the flex but for the enjoyment of driving something unique, special, and with deep pedigree. I think, lately, we've been doing a lot better in my house, but we still get caught out. This video has really inspired me to start dialing things back a bit. I'll probably always drive Porsches, but instead of a Panamera Turbo or 911, a Macan of some variety will be slightly less . . . .stately. I already live in a normal-ish house with no plans to go up from here. If anything, I'd like to go slightly smaller. That'd be neat.

    • @FU-Utube
      @FU-Utube 3 года назад +4

      Cheers man. I've been about stealth wealth from the beginning, but damn do I enjoy cars too much. RS3 is my poison, but I may not order it in such a vibrant color even though I love bright colors.

    • @epbrown01
      @epbrown01 3 года назад +9

      Big Porsche fan myself - I've owned 4. A Boxster would suit - you'll probably never exceed its performance limits, but their reputation as "the poor man's Porsche" lets you fly under the radar a bit.
      Another option for gear heads is motorcycles. If there were a dealer nearby, I'd totally be riding a Ducati - an Italian exotic without the attention of a Ferrari. ;-)

    • @nikolal.4502
      @nikolal.4502 3 года назад +5

      So you wouldn't buy what you want because you're afraid what other people will think of you ?
      Doesn't thay make you the same as people spending a lot to show off and pretend to be rich ?
      Buy whatever you like, why would you care about others opinion ?

    • @epbrown01
      @epbrown01 3 года назад

      @@nikolal.4502 This is America - people will kill you over a difference in opinion.

    • @drmattbarnes1371
      @drmattbarnes1371 3 года назад +10

      May I suggest renting your very favorite cars when on vacation. You can enjoy them fully without the long term cost and no one who sees you knows you.

  • @minusCEE
    @minusCEE 3 года назад +5

    There's an old saying: "If there're anything money cannot buy, it can be bought with a lot of money"

  • @fahadalghamdi9316
    @fahadalghamdi9316 3 года назад +8

    Basically, spending money wisely makes you happier(and probably richer).
    Spending money foolishly makes you more miserable.

  • @Flickstro
    @Flickstro 2 года назад

    This reminds me of an adage I've been hearing more and more lately: Money talks; wealth whispers.

  • @FletcherFinance
    @FletcherFinance 3 года назад +3

    Stealth wealth is the best wealth!

  • @haveascottyday1405
    @haveascottyday1405 Год назад

    Could have retired @ 27 (8 years ago). Stealth wealth is great. The only way people find out is when they see me buy another passion project (that also makes more money) or when they see me out for lunch/dinner with my wife and kids every night (at a different place). Tougher to hide it in a small town but even that eating out "budget" makes my life a lot easier. My wife focuses on our children and rarely needs to make a meal. I rarely take vacations because of those passion projects. What do I do for fun? You're usually looking at it!
    Stealth wealth truly is the best way to live one's life. Mingling with my customers doing the menial tasks around my businesses without their knowledge that I own the joint is one of life's greatest gifts.