Personal Finance - Assets, Liabilities, & Equity
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- Опубликовано: 6 сен 2024
- This video explains what it means to have equity in your home. Equity is the difference between assets and liabilities.
Liquidity Ratios:
• Liquidity Ratios - Cur...
Assets, Liabilities, & Equity:
• Personal Finance - Ass...
The Short Ratio:
• How To Calculate The S...
Debt to Equity Ratio:
• Long Term Debt to Equi...
Time Value of Money:
• Time Value of Money - ...
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Future Value of Annuity:
• How To Calculate The F...
More Examples on Annuities:
• Annuities - How To Cal...
How To Calculate The Monthly Mortgage Payment:
• How To Calculate Your ...
The Present Value of an Annuity:
• How To Calculate The P...
Net Present Value & Internal Rate of Return:
• Net Present Value - NP...
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Annual Percentage Yield:
• Annual Percentage Rate...
Amortization Loan Formula:
• Amortization Loan Formula
Amortization Table:
• How To Create an Amort...
Rule of 72:
• Rule of 72
Bond Yields:
• Intro to Investing In ...
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“An asset puts money in my pocket. A liability takes money out of my pocket.”- Robert Kiyosaki
Sir can you tell me about expenses too and difference between liabilities and expenses??
Thank you so much. I am currently taking Financial Accounting, I’m in my 4th week and for the love of God, I still get confused with Liability, Assets, and Equity because my professor just didn’t explain it in more details before jumping into more complicated terms. This video has helped me so much
I do have only one question. Did you make it?
(I’m taking a bookkeeping course now I’m just curious)
Is there anything this guy doesn't know
All of us could but we are too lazy
For example i love learning science and languages but im lazy to put up more work into that
@@emelgiefro cant relate enough sadly
He doesn't know that I'm living in his basement
Right right
*He doesn't know how to become the next millionaire, billionaire and trillionaire*
omg, I didn't know you covered Accounting
Didn't even know about equity til now. thank you sensei
Solbashio Same.
Thank you man, I just cant sleep without your voice now. It's like the best place to sleep is your classroom, and u r good at creating that atomsphere. your voice just make me tired, thank you!
iloveyouuuuuuuuu, youu madeee itttt easierrrrrr for us too comprehenddd thiss termmmm
I am 55 years old with very little set aside for retirement at this point. I have always been curious about the stock market and have witnessed some people who played the game right and retired early because they used the stock market. When I ask them, most said that they invested very little to start with, but their portfolio grew. I do have a significant amount of capital that is required to start up but I have no idea what strategies and direction I need to approach to help me make decent returns.
Buy index funds if you wanna be safe, though you are probably be better off just going to Vanguard or something for that
Even with the right technique and assets some investors would still make more than others, as an investor, you should've known that by now, nothing beats experience and that's final, personally I had to reach out to a market analyst for guidance which is how I was able to grow my account close to a million, withdraw my profit right before the correction and now I'm buying again
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I don't know if this just an example, it makes sense that in 5 years you sell the house for more but how does the loan go from 300,000 to 210,000.!??
this guy is an absolute legend, he helped me in everything in life that is related to numbers
Bro teaches everything in the world 💀
ive been struggling with all these terms for so long thank you so much for such an easy explanation!!!!
I keep watching a lot of RUclips videos to understand about equity. You’re the only one who explain it very well thank you so much I’m really grateful thank you❤️❤️❤️❤️🤣
Thank you man, there were so many confusing ass videos out there. this one is simple and straight to the point
Still I didn’t get it could you explain it clearly?
Probably you are only reason why I won’t fail in this whole semester… ulken rahmet!
Great visualization! Although the only normal situation in which you’re getting a loan for 100% of the value of the home is gonna be if you’re a veteran who qualifies for a VA loan and you choose to do a 0% down payment
Oh my god you do everything. I love you
Net worth also equals assets - liabilities, so does that mean net worth is the same as equity?
man, this is the most precise on point explanation. i love it
finally someone who explaines it rightaway
Thank you sir, your explanation is very simple and clear.
My man has degree in every field ❤
LIked! This is the best well explain on Equity. Very easy to understand and the illustration was very helpful. Thanks a lot.
Wonderful! I've watched a plenty of videos with no solution, this is easy with great understanding at the end. Thank you ❤️
yoooo your my hero man ! didn't know that it was so simple
What's the difference between Total net assets and equity?
thank you sir
You're a life saver and you explained this pretty well so I can understand
I now understand what equity is
I think it is not necessary to take home as an asset ,one can take company as an asset as well which can also increase in value by the time and through which you can also pay debt to banks and can sell as well when its valuation increase ...
very interesting video. Simple, clear and straight forwards.
Thank you
Damn man, this is the most simplest explanation I have ever seen
Still I didn’t get it could you explain it clearly?
hey, does anyone know why did the loan decrease? doesent loans increase due to interests? sorry im quite dumb
hey man!! thanks!.. I went to other videos and they make it difficult to understand. you were very clear and simple.
Thanks
Face reveal at 1.5 million ?
Simple and sweet. Thank you....Very clear expplanation.
Finally, understood.
Well explained in less than 3mnt, thank you
Thanks for explaining
Simple and easy 😀 keep it up
The best ever explanation!
Thank you!
Correct me if I am wrong, but isn't this a hack to earn money... by "going into debt" (assuming no other variables).
So in his diagram, he showed that home is worth 300k usd, he took loan of 300k usd
then 5 years later, home is worth 400k usd, and he paid off 90k usd of loan, leaving 210k usd in debt
he sells the home for 400k usd, paying off the 210k usd of debt in loan, leaving him with 190k usd profit?
Great way explaining
Thanks🎉
I'm literally in love with you
This is some interesting stuff. I wish school taught us this
This guy can do anything ... my degree will be split in half bro you and I
Well explained! Thank you so much!
nice it's easy to understand thank you!!
Hi can you make a video about integral of (3^x+4^x)/ 5^x
tysm now i know equity :)
Can you do a video about equity but with an example of company equity?
Thank you for that simple yet informative explanation!
very well-explained :) Thanksss
Okay but I've seen from multipule sources that a home is a liability which makes sense, everything month you pay for utilities, maintenance and many other. An asset produces cash flow, but a home doesn't do that. It would only produce any kind of money if it were to be sold, which is years later. If you add up all the expenses that you've covered with that home $190,000 isn't that much after all.
Can you do more accounting videos plz
Thanks bro
Physic E = M.C²
Finance E = A-L
Good life knowledge.
Bryan’s Locks Sure is.
www.cbc.ca/news/canada/saskatchewan/olympic-tree-bearer-opening-ceremonies-1.3713153
Thank u so much I understand
Thank youuuuuu
Can you teach accounting? Or do you have a friend who teaches like you? I really like your method in explaining. I would like for you to open an accounting video, since it's "math related". Any chance of doing an accounting playlist?
Is it just me or does *Equity* remind you of that one Spongebob episode.
Which one 😐
Your home is not considered your asset, it is rather in your liability column
I love you
Super
So like, profit? In a weird way?
www.cbc.ca/news/canada/saskatchewan/olympic-tree-bearer-opening-ceremonies-1.3713153
Bit confused .. with time home value increase so asset value increases that is fine but how did he paid some loan amount as initially his asset was 0.
why the value of loan decreases after 5 years ?
her yerde varda bu gede
My wallet is saved by Mark Wahlberg once again! 💪 💯
Bro, when u borrow $300,000 in 5 years you will still be paying interest on $300,000 without even putting any on the principal.
Omg I just ended exams and this would have been so useful but I’m on semestral break right now and don’t have entrepreneurship on my second sem :(((
But I still love it :) I was the first one to like it hehe
www.cbc.ca/news/canada/saskatchewan/olympic-tree-bearer-opening-ceremonies-1.3713153
Why do houses appreciate over time? Don't houses degrade like cars?
It's more about the land they're on, land can't go bad.
@@minecraft2b2t Insurance is based on the value of the house not the land. There isn't an insurance company in the world that will pay for your grass if it catches on fire. Houses degrade like cars so the only way it becomes real is actually selling the home and seeing how much you get in cash. equity minus what you owe.
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i love you . thank u so much . (T _ T )
But the home is not an asset
you didn't pay off the entire 300000 in liabilities though..
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Now can you teach us to be a billionaire 😅
❤❤🇵🇰 🇵🇰 🇵🇰
Are you god?
Can I be your girlfriend? I'm an amazing cook, have chef parents, I'm really organized and clean, big on keeping up with things, and am good at planning.
I can send my resume as well.
It seems like it deosn't tell the full story. To show how much you gained by just owning a house, a better formula would be the 400,000 dollars that the house is worth in 5 years minus The 210,000 loan - 90,000 that you paid in that period - the interest you paid which if it was 8% a year times 5, it would be 40% compound interest. It's a lot of a liability, you don't gain much. And I didn't even took in consideration the other costs and taxes generated by the house. You could have chose a better example for this.