Actuary are super smart. For someone to leave a comfortable life and to take on something like is remarkable. Mashallah we need more examples like this for our next generation.
Masha'Allah, Masha'Allah, I am so proud of both you and the brother Raza. I have had the pleasure, if I remember correctly, met brother Raza in a group invite meeting. May Allah protect our brightest minds. Ameen.
The comments section shows us precisely why we as muslims are behind in todays society. There is so much negativity and criticism. I think the product he's created is fantastic. Yes, paying rent as well as making the instalments to buy the equity might not be achievable for some. But he has successfully created a truly halal alternative to interest based mortgages, and that in itself is commendable!
You are a very "Powerful" Muslim with the power to fight one of the biggest weaknesses in Man and that is "Greed". May Allah reward you in this life and the next, brother Raza, inshallah.
I was very double minded about buying a home to provide some stability for my family but due to the darkness that mortgages and interest leave in society i will trust in Allah and stay on rent. Discovered Pfida in the mean time and I will IA invest instead and IA one day I will be able to buy a house without contributing the darkness of riba
Thank you brother, Tanim for sharing inspirational podcast. Can you also interview entrepreneurs based out in North America in a similar space. That would also benefit a lot of people here.
Selam brother it is an excellent video however some terms are technical and can’t understand it. If I may Humbly advice you to make your video more understandable and reach more people please put subtitles to it and everyone can check those techinal terms what they mean Jazakallah hate and may Allah make it easy for you and all Muslim s who are seeking way out of the riba game.
A great and informative podcast, jzk Tanim, it would be great if more of our Muslim businesses can support Pfida’s investment accounts, to supercharge the number of people they can help with home ownership? We have so many Muslim businesses that could quite easily solve their problem if having more funds
I learnt a lot from this video. Are there any videos or courses on how to start with property investment in a halaal way? I am a South African and have only recently stopped using riba.
Unfortunately , most of what is talked about here is out of reach of the average Muslim who works 9 to 5 just to get by. Most Muslim families don't have thousands of pounds to buy a home in this way. This is more for those muslims who have money and can invest.
I want to clarify that at 40:55 he says you don't pay tax on the dividends on savings accounts. Thats misleading as only £500 of dividends is tax free in 2024/25. Any dividends above this amount is taxable, which will apply to most people investing.
??? His providing a solution for Muslims to buy a house without interest someone not having the ability to get involved that has nothing to do with the brothers just like if you can't buy a car you rely upon Allah and work,
Genuine question, how is this different to gatehouse. They give you option to buy equity or rent only. Really appreciate a genuine answer from industry experts or pfida rep
عن أبي هريرة قال: قال رسول الله ﷺ: إن الله تعالى قال: من عادى لي وليا، فقد آذنته بالحرب، وما تقرب إلي عبدي بشيء أحب إلي مما افترضت عليه، وما يزال عبدي يتقرب إلي بالنوافل حتى أحبه، فإذا أحببته، كنت سمعه الذي يسمع به، وبصره الذي يبصر به، ويده التي يبطش بها، ورجله التي يمشي بها، وإن سألني أعطيته، ولئن استعاذني لأعيذنه.
Hi, how is he going to do that without making profit, because in my understanding, you buy a property and with mortgage and that’s how the bank makes the money, and the so called Islamic way is , the bank pays for a whole property adding the mortgage in the price of the property and that’s not affordable payment for many people,
It’s all just financial maneuvering. The penalty of missed payments is integrated into monthly rent. There’s no other way for the bank to justify lending money.
no such thing halal morgage they always clauses and wording which people miss ibn qayim said changing the names dont change the reality of a thing so calling it halal doesnt take it away from being hidden riba ie interest dont be fooled muslims plenty of these schemes are set up by the gujarati communitys pls dont take it wrong but they push a big role in this in many communutys in uk leicester is the main one like they did for hmc halal meat lol anothr scam mention Allahs name for money
@@shaf9801 there is no difference in what you said. If you pay interest or 'rent' the amount is eventually being taken of the amount for the property 200k house on a 5% mortgage over 30 years is roughly 350k. Hps pfida deal: 200k house over 30 years you paying mid range 375k If you argue in pfida you can pay the amount of early, one can also do that in a normal mortgage by paying 10% off every year in this case 10k every year for 10 years that will be 100k paid off plus the amount of the monthly mortgages. It's all a farce
@@shaf9801no rent is not going to payoff ur loan..if u want to pay off ur loan u have to give extra amount with rent..rent is for their part of share..
Bro Just Hack the Corrupted system Islamically. Bro I have been searching for opportunity like this for year , just want you to kmow that you just gain an investor.
His providing a solution for Muslims to buy a house without interest someone not having the ability to get involved that has nothing to do with the brothers just like if you can't buy a car you rely upon Allah and work,
No brother, this is the business model he explained: Pfida will buy the property, but as a partnership with you. You then pay them back like you would in a mortgage but interest free. Instead, you pay rent for the share that they own until you've paid back the money they put in. Hope that clarifies.
@1134mkfa1 How do they make money? I'm sure they are not a philanthropic business. They live like everyone! Either they make money on me (Riba), or they invest in the global market for benefits (Riba)... You see, no need to be an expert, to know that to function or provide, someone is either a rich philanthropist or profit margin seeker. Tell me!
Actuary are super smart. For someone to leave a comfortable life and to take on something like is remarkable. Mashallah we need more examples like this for our next generation.
Masha'Allah, Masha'Allah, I am so proud of both you and the brother Raza.
I have had the pleasure, if I remember correctly, met brother Raza in a group invite meeting.
May Allah protect our brightest minds. Ameen.
The comments section shows us precisely why we as muslims are behind in todays society. There is so much negativity and criticism.
I think the product he's created is fantastic. Yes, paying rent as well as making the instalments to buy the equity might not be achievable for some. But he has successfully created a truly halal alternative to interest based mortgages, and that in itself is commendable!
MashaAllah, brother Raza and the Pfida team have created a very impressive Halal home purchase model. Great podcast Tanim ❤
Thank you
What a wonderful podcast. An amazing business with such a great leader. You guys are making the Muslim Ummah proud.
You are a very "Powerful" Muslim with the power to fight one of the biggest weaknesses in Man and that is "Greed". May Allah reward you in this life and the next, brother Raza, inshallah.
I was very double minded about buying a home to provide some stability for my family but due to the darkness that mortgages and interest leave in society i will trust in Allah and stay on rent. Discovered Pfida in the mean time and I will IA invest instead and IA one day I will be able to buy a house without contributing the darkness of riba
What a great podcast. Great brothers MashaAllah. Brother Raza needs to replicate this idea in the United States. We need that idea here.
Thank you brother, Tanim for sharing inspirational podcast. Can you also interview entrepreneurs based out in North America in a similar space. That would also benefit a lot of people here.
SubanAllah 💚 💚 💚 what a blessing to do this amazing work. I do love to bring this in NY for my community if possible.
So brilliant story may Allah bless you. Much needed help in housing crises
Brilliant believer willingly promoting goodness.
Ma sa Allah 🎉🎉🎉
I was waiting for this episode
it’s finally here
Al hamdu lillah
Love from Bangladesh 🇧🇩🇧🇩🇪🇭
Watching from Australia 🇦🇺.
This like a REIT Model
Absolutely loved this! ❤
Honestly these is so interesting slhamdullah
thank you for this episode.. i've signed up to pfida
May Allah bless you both with a best in this world and the hereafter. May he make your businesses world leaders.
Selam brother it is an excellent video however some terms are technical and can’t understand it. If I may Humbly advice you to make your video more understandable and reach more people please put subtitles to it and everyone can check those techinal terms what they mean Jazakallah hate and may Allah make it easy for you and all Muslim s who are seeking way out of the riba game.
A great and informative podcast, jzk Tanim, it would be great if more of our Muslim businesses can support Pfida’s investment accounts, to supercharge the number of people they can help with home ownership? We have so many Muslim businesses that could quite easily solve their problem if having more funds
absolutely love this mission...! #endriba
Pfida, is the difference between doing a job and actually having satisfaction from what you do which only comes from serving humanity.
MashaAllah 😍
Masha Allah
I learnt a lot from this video.
Are there any videos or courses on how to start with property investment in a halaal way?
I am a South African and have only recently stopped using riba.
Masha'allah
Unfortunately , most of what is talked about here is out of reach of the average Muslim who works 9 to 5 just to get by. Most Muslim families don't have thousands of pounds to buy a home in this way. This is more for those muslims who have money and can invest.
And what about the one regarding growing your savings???
wow so much hype
I want to clarify that at 40:55 he says you don't pay tax on the dividends on savings accounts. Thats misleading as only £500 of dividends is tax free in 2024/25. Any dividends above this amount is taxable, which will apply to most people investing.
Are there such halal mortgages available in the USA?
So what’s the solution? I didn’t see anything offered in this video that helps a working class person!
www.pfida.com
??? His providing a solution for Muslims to buy a house without interest someone not having the ability to get involved that has nothing to do with the brothers just like if you can't buy a car you rely upon Allah and work,
Genuine question, how is this different to gatehouse. They give you option to buy equity or rent only. Really appreciate a genuine answer from industry experts or pfida rep
عن أبي هريرة قال: قال رسول الله ﷺ: إن الله تعالى قال: من عادى لي وليا، فقد آذنته بالحرب، وما تقرب إلي عبدي بشيء أحب إلي مما افترضت عليه، وما يزال عبدي يتقرب إلي بالنوافل حتى أحبه، فإذا أحببته، كنت سمعه الذي يسمع به، وبصره الذي يبصر به، ويده التي يبطش بها، ورجله التي يمشي بها، وإن سألني أعطيته، ولئن استعاذني لأعيذنه.
Does this brother have a YT channel ?
Can you help us buy council properties?
How do i make contact with them
Hi, how is he going to do that without making profit, because in my understanding, you buy a property and with mortgage and that’s how the bank makes the money, and the so called Islamic way is , the bank pays for a whole property adding the mortgage in the price of the property and that’s not affordable payment for many people,
Through the rent payments
It’s all just financial maneuvering. The penalty of missed payments is integrated into monthly rent. There’s no other way for the bank to justify lending money.
What degree did he do
I would guess Actuarial Science(s)
Is it a BIOGRAPHY or genuinely to help people with information who looking for halal things and step by step guidance how to do it.!!!!
no such thing halal morgage they always clauses and wording which people miss
ibn qayim said
changing the names dont change the reality of a thing
so calling it halal doesnt take it away from being hidden riba ie interest dont be fooled muslims plenty of these schemes are set up by the gujarati communitys pls dont take it wrong but they push a big role in this in many communutys in uk
leicester
is the main one like they did for hmc halal meat lol anothr scam
mention Allahs name for money
What a load of nonsense. Ask how much rent they charge and why overal comparedl to a conventional mortgage it costs more
The difference is your rent is paying off your loan and increasing your share in the property rather than paying extortionate interest on a morgage.
@@shaf9801 that is interesting, did he say that in the Podcast, Sorry I haven’t finished the video but have seen your comment.
@@shaf9801 there is no difference in what you said. If you pay interest or 'rent' the amount is eventually being taken of the amount for the property
200k house on a 5% mortgage over 30 years is roughly 350k.
Hps pfida deal: 200k house over 30 years you paying mid range 375k
If you argue in pfida you can pay the amount of early, one can also do that in a normal mortgage by paying 10% off every year in this case 10k every year for 10 years that will be 100k paid off plus the amount of the monthly mortgages.
It's all a farce
@@shaf9801no rent is not going to payoff ur loan..if u want to pay off ur loan u have to give extra amount with rent..rent is for their part of share..
No examples of the home buying products with figures given, waste of time
This has failed,
Bro Just Hack the Corrupted system Islamically. Bro I have been searching for opportunity like this for year , just want you to kmow that you just gain an investor.
This guy just makes videos for his own contents and views
How do you mean for his own contents? In this particular video, what would you rather have him do please?
Waffle on about how pious you are
Made money
Best in the game
I thought it was advice
His providing a solution for Muslims to buy a house without interest someone not having the ability to get involved that has nothing to do with the brothers just like if you can't buy a car you rely upon Allah and work,
Sir please accept my request on Barakha circle
Love from india ❤❤
No mortgage, you mean paying cash!?
No brother, this is the business model he explained: Pfida will buy the property, but as a partnership with you. You then pay them back like you would in a mortgage but interest free. Instead, you pay rent for the share that they own until you've paid back the money they put in. Hope that clarifies.
@1134mkfa1 How do they make money? I'm sure they are not a philanthropic business. They live like everyone! Either they make money on me (Riba), or they invest in the global market for benefits (Riba)... You see, no need to be an expert, to know that to function or provide, someone is either a rich philanthropist or profit margin seeker. Tell me!
@@khalidbel2950 by rent to you the share parts that do you not paid off yet
This is not halal way when you start podcast with haram ( music) I didn’t continue to watch
All sounds are voice-only.
@ you don't even know the difference between music and voice