Me watching this from the States 😢 I can't wait for Pfadi or something very similar to be introduced in our market. Very well two spoken brothers. Allahuma barik for the knowledge y'all have dropped on us. Jazakallahu kheyran
Allahuma baarik - been following pfida for 3 years now - Pfida indeed does have a more humanised ethical approach when doing affordability assessment and throughout the whole process ... great interview!
Thank you for this video! It was very insightful and an answered dua for me. May Allah continue to bless you both and reward you with the best of this life and the hereafter.
Please don’t take this the wrong way but when did this Islamic rule come in that they can’t pay interest and what’s stopping other religions doing the same thing
I don't understand the question, but maybe this will help: in Islam, dealing with interest is not permitted, whether that is buying or selling. Regarding the 2nd part of your comment, I assume your asking if non muslims can use the pfida model, then yes they can, it's very similar to shared ownership.
It comes from the Qur'aan, where it is impermissible to deal with interest. Islamic law encompasses not just personal/spiritual matters but also lays out a framework for financial dealings and beyond.
RIBA is haram but Allah swt wouldn’t want Muslims to be without. Like if we are so staunch on RIBA we can’t live in a western country. Even money is RIBA, day by day the £1 coin I hold in my hand through no fault of mine is engaging in RIBA. So if we use RIBA to fight RIBA This is my take! Muslims are amongst the most successful business people and entrepreneurs. You don’t think SMEs with Muslim directors don’t use RIBA.
Money in and of itself - is not riba. How people trade with it could result in ribbawi transaction. Lending money and then asking for extra is riba. Trading with funds and partaking in risk etc is halal. And Allah knows best. Please be mindful when making these statements.
What’s your thoughts on shared ownership models?
Me watching this from the States 😢
I can't wait for Pfadi or something very similar to be introduced in our market. Very well two spoken brothers. Allahuma barik for the knowledge y'all have dropped on us. Jazakallahu kheyran
Allahuma baarik - been following pfida for 3 years now - Pfida indeed does have a more humanised ethical approach when doing affordability assessment and throughout the whole process ... great interview!
Yes, they seem to have a unique model.
Thank you for this video! It was very insightful and an answered dua for me. May Allah continue to bless you both and reward you with the best of this life and the hereafter.
Excellent SAJ!! Love these YPN- Student.....We have spoken..PLO Packager//SPAIN.
An amazing interview. Thank you to all involved. May Allah be pleased with you all and reward you accordingly 🙏🏾
Where is the location of this bank please?
Amazing Podcast, very insightful and inspiring, glad to see a company is trying to help others to purchase property in an ethical way
Great explanation from Raza about shared ownership, with some great exploratory questions from Saj.
Thanks Khalid
@@TheSajHussain wipe the Kheer e lul from your chin chootiyah
A really really good podcast. Very informative. Simply put and detailed enough to make me understand.
Wow ❤saj amazing guest very helpful stuff thanks so much 🙏
Would it be possible to remortgage from a traditional mortgage into this model?
Pfida available in Ireland?
Has the home finance been launched yet
Is this the same video you uploaded last week ??
Someone said his a scammer is that true ?
Stop being Satan’s advocate!
Do you halal bissinsinlond
Please don’t take this the wrong way but when did this Islamic rule come in that they can’t pay interest and what’s stopping other religions doing the same thing
I don't understand the question, but maybe this will help: in Islam, dealing with interest is not permitted, whether that is buying or selling. Regarding the 2nd part of your comment, I assume your asking if non muslims can use the pfida model, then yes they can, it's very similar to shared ownership.
It comes from the Qur'aan, where it is impermissible to deal with interest. Islamic law encompasses not just personal/spiritual matters but also lays out a framework for financial dealings and beyond.
About 1400yrs ago
RIBA is haram but Allah swt wouldn’t want Muslims to be without. Like if we are so staunch on RIBA we can’t live in a western country. Even money is RIBA, day by day the £1 coin I hold in my hand through no fault of mine is engaging in RIBA. So if we use RIBA to fight RIBA
This is my take! Muslims are amongst the most successful business people and entrepreneurs. You don’t think SMEs with Muslim directors don’t use RIBA.
Money in and of itself - is not riba. How people trade with it could result in ribbawi transaction.
Lending money and then asking for extra is riba. Trading with funds and partaking in risk etc is halal.
And Allah knows best.
Please be mindful when making these statements.
That's wrong bro
@@salmanlohiya8755what’s wrong??
Incorrect.
The guy is a tool and Vaj is an even bigger lul choos for putting his mum’s kisses on this stupid comment. Probably of his freshie mahchowd employees