3 Golden Rules for Saving Money in 2021 | CA Rachana Ranade

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  • Опубликовано: 14 янв 2025

Комментарии • 5 тыс.

  • @CARachanaRanade
    @CARachanaRanade  2 года назад +8

    Do you want to be a person who can confidently make your own investment decisions? If yes, check out our courses at: social.rachanaranade.com/Courses It’s an opportunity to learn a lot of concepts relating to Stock Market, Mutual Funds, F&O etc. in a systematic, simple and fun-filled manner! Feel free to WhatsApp on +91 9022196678 if you have any enrollment-related queries.

  • @sagarvarandekar8279
    @sagarvarandekar8279 4 года назад +2969

    "Wearing unbranded or cheap clothes doesn't make you poor. Remember: you have a family to feed not a community to impress."
    - Emma Watson

    • @chiragsheth2263
      @chiragsheth2263 4 года назад +40

      I agree thought is good. But emma just repeated same quote said by someone else

    • @anush570
      @anush570 4 года назад +17

      @@chiragsheth2263 and now sagar varandekar(the above one) repeated it again🤭

    • @souravjha263
      @souravjha263 4 года назад +60

      Mine theory is buy 3-4 expensive clothes/branded and wear it atlest 3-4 years

    • @chiragsheth2263
      @chiragsheth2263 4 года назад

      @@souravjha263mine too, superr one.

    • @LORDGULSHAN
      @LORDGULSHAN 4 года назад +27

      @@souravjha263 Yes bro, I usually buy branded products during the sale, and I found them really reasonable in comparison to non branded ones which are both uncomfortable and don't last longer.
      But some are luxury brands like Armani, Calvin Klein, Gucci, Rolex, etc. and these brands are highly overpriced and mainly for show off purposes.

  • @TheBullofDalalStreet
    @TheBullofDalalStreet 4 года назад +762

    "It is always better to be rich rather than just look rich" absolute GOLD

    • @latamshetti1936
      @latamshetti1936 4 года назад +15

      In olden days rich pretended to poor but now poor pretend to be rich.

    • @jackdaripper2573
      @jackdaripper2573 4 года назад +7

      Fake it till you make it 🤟🤴

    • @satyampandey890
      @satyampandey890 3 года назад +2

      @@jackdaripper2573 accha to yahi reason hai ki log social media pe king queen bankar photo dalte hai

    • @RiteshDas10
      @RiteshDas10 3 года назад

      @@satyampandey890 😂😂😂😂

    • @successfulpeoplequotes7619
      @successfulpeoplequotes7619 2 года назад

      Nice 👍

  • @AnujKumbhatrockways
    @AnujKumbhatrockways 4 года назад +138

    I'm 29! But I genuinely wish I had seen this video in my younger years. This is the advice freshers desperately need! Great job 👍🏻

  • @rockinggroupzzzz
    @rockinggroupzzzz 3 года назад +80

    Rule 1: Better to be rich than look rich.
    Avoid out-of-budget spending to please friends or others.
    Rule 2: Binge shopping - avoid it. Know your trigger and change the routine of binge shopping by doing other activities like talking to a friend,sports to uplift yourself.
    Rule 3: Cost per use Test

  • @sourabhchaudhari
    @sourabhchaudhari 4 года назад +184

    "Better to be rich than look rich" - Awesome Quote Rachana! Happy New year!

  • @zoejack4158
    @zoejack4158 3 года назад +126

    Money comes when it's found, it stays and even multiply when it realizes the treatment around is good, it's always eager to serve anyone, but you just don't want to keep it.........

    • @jacobmichael635
      @jacobmichael635 3 года назад

      Accurately spoken👌it's financially affective to spend when there nothing to earn you a return.

    • @clinfordbenjamin730
      @clinfordbenjamin730 3 года назад

      By being modest in your spending, you can ensure you will have enough for retirement and can give back to the community as well.

    • @smartwilliams4769
      @smartwilliams4769 3 года назад

      Investment is an easy way to make money with no physical labor, With the looks of things it's the only solution to the current situation..

    • @smartwilliams4769
      @smartwilliams4769 3 года назад

      @Aurora David Investing is a purchased asset, item or money with the hope that it will generate income or appreciate in the future.

    • @samuelowen7673
      @samuelowen7673 3 года назад

      @Eleanor Brian When it comes to the world of investing, most people don't know where to start. Fortunately, experienced investors guidance them making sure they understand perfectly.

  • @kirannama
    @kirannama 4 года назад +606

    my wife watched your video and has a message for everyone, "if you start earning, automatically you will stop spending"

  • @RideNBite
    @RideNBite 3 года назад +4

    After binge watching so many of your videos...I wonder what a great teacher you are 🙏❤️

  • @LORDGULSHAN
    @LORDGULSHAN 4 года назад +37

    7:09 Some people just buy expensive car but use it only 2-3 times in a month.
    So it's better to take ola.

  • @priyashinde5282
    @priyashinde5282 4 года назад +101

    Dear Rachana Ma'am
    I started seeing your videos when lockdown started. I'm a pilot by profession n earn well but my savings were almost nil. After following your videos I managed to:
    1. Start NPS
    2. Mutual fund SIP
    3. A few shares
    I sincerely thank you for your efforts. Great job!

  • @Shrey319
    @Shrey319 4 года назад +668

    Someone please start giving awards for the Introductions😀

  • @swapnamenon2934
    @swapnamenon2934 3 года назад +159

    My greatest takeaway from this video
    'Its better to be rich than to look rich'
    ALSO 'Calculating cost per use'
    Love your videos...I'm thankful I'm part of the small % of women who subscribed to your channel😜

  • @brajeshmandal993
    @brajeshmandal993 4 года назад +51

    "It's better to be rick than to look rich", awesome line..... but i find your video extremely educative and enlightening :)

  • @JustNavneet
    @JustNavneet 4 года назад +412

    I'm 18 and I've saved approx 4500 rs this year starting lockdown which luckily increased to 5100.. Annd I really couldn't have done that because I didn't notice ever that I can deposit a SIP of 100 rs instead of having junk food.. trust me investing is just the tip of iceberg.. it teaches you discipline and enhances your decision making skill.

    • @sheebasolomon
      @sheebasolomon 4 года назад +23

      So glad you're 18 and into this.
      -22

    • @AryanSingh-xi8de
      @AryanSingh-xi8de 4 года назад +34

      @@sheebasolomon I am also 18....
      And invested 20k in hdfc bank in march and currently it is 45k.....😎

    • @sheebasolomon
      @sheebasolomon 4 года назад +4

      @@AryanSingh-xi8de mutual fund? Tell me about it.

    • @lifeismemes
      @lifeismemes 4 года назад +14

      mutual fund is subject to market risk read document carefully 😂

    • @youtubego5267
      @youtubego5267 4 года назад +3

      @@sheebasolomon He invested in stock, HDFC Bank

  • @ankushpm4301
    @ankushpm4301 4 года назад +71

    " Being rich is better than looking rich " is absolutely correct . Yes even im thinking of buying a bike , instead i have to start investing .

    • @vishalsyoutube
      @vishalsyoutube 4 года назад +6

      If you're living in a city with good public transport then more power to you. BUT if it's your family's first vehicle and you live in a small town then I don't see any reason why you shouldn't buy the bike

    • @LORDGULSHAN
      @LORDGULSHAN 4 года назад +4

      If you really need a bike then just buy it. It will make your life easier.

    • @Xwap
      @Xwap 4 года назад +6

      Get a second hand good condition bike. Saves you money on premium you pay for new one. Gives you approx same mileage and roi. Not buying things you need will make you pay more for the consequences.

    • @aarthyravi9965
      @aarthyravi9965 4 года назад +4

      Depending on where you live, investing in a bike is a good investment. It works out cheaper than public transport, at times. Secondly, instead of a high end bike, if you go for scooty / dio/ jupiter, a new one, maintenence would cost less and your female family members can also use it

    • @Itsurdudemf
      @Itsurdudemf 2 месяца назад

      bro, if you are buying a bike or car, do buy a higher build quality ones, it protect you and your family, if premium matter buy second hand good condition ones, Ill garantee you, ull never regret.

  • @ilariarossetti6685
    @ilariarossetti6685 2 года назад +104

    I will forever acknowledge this channel with the help of your lessons and ideas explanations, Now It's quite helpful while you'll just sit at your comfort and monitor your account Growth

    • @ilariarossetti6685
      @ilariarossetti6685 2 года назад

      Okay, I can share some business ideas like 👇

    • @ilariarossetti6685
      @ilariarossetti6685 2 года назад

      1.Crypto
      2. Stocks
      3.Shares

    • @christiannielsen7205
      @christiannielsen7205 2 года назад

      I have had no luck investing in crypto currency, I actually invest on my own but my profit aren't always as I expected sometimes I keep on losing money.

    • @ilariarossetti6685
      @ilariarossetti6685 2 года назад

      Then I will like to introduce you to expert Mr Jefferson Lowry, he's the best I have been with. working with him for months now feeling awesome

    • @oscarwalsh6495
      @oscarwalsh6495 2 года назад

      You are correct I'm also a beneficiary to expert Mr Jefferson Lowry

  • @kaushikabhyuday3204
    @kaushikabhyuday3204 4 года назад +18

    Being a Senior Citizen , I'm very Happy to see a Sincere , Honest , Passionate , Experienced and a well educated Teacher in You , sharing her knowledge with a Big Heart , for the wellbeing of Your followers .
    And , when You Frankly Express to be suitably rewarded by motivating Your followers to share , subscribe , or buy Your services and products , is a remarkable trait of a Legendary Statesman in the making . 👍🙏

  • @darlaolsen9010
    @darlaolsen9010 2 года назад +146

    Thank you so much for this informative video it has helped me greatly. Most time people don't know where to start when it comes to investment. But great investors can provide proper guidance...

    • @bruceytran4377
      @bruceytran4377 2 года назад

      Exactly! You're on point👌

    • @jivanagboubi5617
      @jivanagboubi5617 2 года назад

      After watching several RUclips tutorial videos about trading, I still making losses. Please I will appreciate any tips or pointer

    • @erikmabry2591
      @erikmabry2591 2 года назад +1

      Successful trading requires basic knowledge most time and good experience to carry out the right investment plan

    • @edlermark6174
      @edlermark6174 2 года назад +1

      I appreciate the honest sentiment. I realized that I had to change something about my trades, and how I chose my strikes, after a loss. I went back and learned from each mistake properly always understanding how the loss occurred & how I could have avoided the bite

    • @malgorzatanosal9364
      @malgorzatanosal9364 2 года назад

      Absolutely! Also, it's never been that easy and cost-efficient to actually invest. What a great time we are in!!

  • @nupurkyal8743
    @nupurkyal8743 4 года назад +34

    I have been thinking the same lately regarding " cost per use ". Lipstick has been a very relatable example of it and many more

    • @dheerajsharma-vl5yh
      @dheerajsharma-vl5yh 4 года назад

      Ditto

    • @dheerajsharma-vl5yh
      @dheerajsharma-vl5yh 4 года назад +3

      Limited discount period is a trap

    • @PrakratiSharma1395
      @PrakratiSharma1395 4 года назад +4

      Samee. I have like 20+ lipsticks and i use none. A waste. They expire after 2-3 yrs. costs a fortune😑

    • @ShaktiWomaan
      @ShaktiWomaan 3 года назад

      So true.. I did splurge shopping Years back still in my box. And that's why I'm going to buy mini ones.

  • @markmiller8093
    @markmiller8093 2 года назад +101

    Most times it amazes me greatly the way I moved from an average lifestyle to earning over 63k per month, utter shock is the word. I have understood a lot in the past few years to doubt that opportunities abound in the financial markets, The only thing is to know where to focus .

    • @topiwilliam8604
      @topiwilliam8604 2 года назад

      Wow, amazing to see others who trade with Mr Josh My coin stays right in my trading account,

    • @topiwilliam8604
      @topiwilliam8604 2 года назад

      Yes, He's management team is quite impressive so far.... with my $20,000 deposit I made a profit of over $200,000 US Dollars with just 10% charge

    • @rajhawinter4657
      @rajhawinter4657 2 года назад

      Wow, that's huge I have never made such amount from holding Please can you help me with his contact?

    • @topiwilliam8604
      @topiwilliam8604 2 года назад

      He's more active on Waas apps

    • @topiwilliam8604
      @topiwilliam8604 2 года назад

      +1724

  • @jidnyashah4319
    @jidnyashah4319 4 года назад +27

    Best lesson learnt today, I wish someone had told me this 5 years ago; but better late than never😁

    • @SR-yk6ov
      @SR-yk6ov 4 года назад

      😄😄😄

    • @malharsoman6901
      @malharsoman6901 3 года назад +1

      Yes exactly , I also felt like, I wish she was my professor on my clg days

  • @vaishnavinakhwa1955
    @vaishnavinakhwa1955 4 года назад +22

    I am an housewife and I am going to subscribe your channel not only because of you want female support but your goal is not only achieve something in your life but you are influencing/leading other people to live better/economic life.Thank you for sharing such tips. I genuinely feel with those tips will definitely save some more money or atleast think before spending/investing on certain things. God bless you 😊

  • @India-le6kz
    @India-le6kz 4 года назад +180

    I wear every single piece of cloth until it gets torn.
    Cost per use: RIP

  • @pradeeppatil2175
    @pradeeppatil2175 3 года назад +2

    India needs this kind of thought process... That's great you r doing good

  • @boredpandato5998
    @boredpandato5998 4 года назад +32

    Thank you madam for providing great lessons. And intro is exceptionally good as always 😂

  • @sudhaarumili3965
    @sudhaarumili3965 4 года назад +21

    Women empowerment 💛.. Window shopping makes me happy 😁

  • @anuranangogoi9741
    @anuranangogoi9741 4 года назад +7

    You the best CA ever. Love your methods. 😭

  • @Ari_diwan
    @Ari_diwan 3 года назад +9

    Watching this makes me happy, so next time whenever I feel low, I'm going to watch this video again instead of shopping 😆 what a great yt channel I found 🙌

  • @mtomydaloor
    @mtomydaloor 4 года назад +4

    Third point was awesome... My personal examples... Music instruments, bicycle, puzzles, rackets and books(still unread). Rental of these things wheneverneedes could have saved at least 1 lack for me!

  • @ivinitmittal
    @ivinitmittal 4 года назад +1501

    I bought a t-shirt for 250/- I've worn it more than 100 times..... then my mom will make it pocha
    Cost per use RIP 😂😂😂😂

  • @kumarsathish5224
    @kumarsathish5224 4 года назад +31

    1.Stepping into 2021 with "NO DEBT"
    I closed more of my debt with my savings this month
    I closed all my debt 31/12/2020
    Feeling so relieved

    • @kumarsathish5224
      @kumarsathish5224 4 года назад +1

      I closed all my debt today 31/12/2020
      Feeling so relieved

  • @aienamri
    @aienamri 2 года назад

    Ma'am , I came here to change my life 🧬 after watching your videos .
    It's my new resolution to follow your words ...

    • @aienamri
      @aienamri 2 года назад

      @dwaynefields5197 wow okay I'll surely do that

  • @SunilKumar-nk7yj
    @SunilKumar-nk7yj 4 года назад +364

    Wedding sherwani's cost per use is too high

    • @aftabalamism
      @aftabalamism 4 года назад +13

      Exactly what came to my mind 🤣

    • @CryptoFanVerse
      @CryptoFanVerse 4 года назад +13

      Better to take it also on loan to your married friend. 🤣

    • @mohan990880
      @mohan990880 4 года назад +40

      Complete marriage is too costly and lot of wastage in resources. If 70% of money is made into retirement fund. They will have excellent life.

    • @youtubego5267
      @youtubego5267 4 года назад +1

      @@mohan990880 Exactly

    • @lvicky1629
      @lvicky1629 4 года назад +17

      Entire spend on marriage itself is a terrible waste of money

  • @ajmaln3558
    @ajmaln3558 4 года назад +241

    How to save money:-
    My tip:- be a introvert like me
    No shopping
    No friends
    Dont like to go anywhere am not accomsted with
    No show off pics insta fb
    When you are with a group u feel outcasted
    When u r alone u feel happy
    Some slight regrets here and there

    • @pallavilakshmi9670
      @pallavilakshmi9670 4 года назад

      Super

    • @sra9an938
      @sra9an938 4 года назад +12

      be frugal
      always on point, no gossips
      since no friends, no birhtdays, win-win
      pursue your career
      make ur parents happy :)

    • @av2319
      @av2319 4 года назад +1

      Yaa that's cool and better..

    • @Anamika8
      @Anamika8 4 года назад +1

      Hands up...

    • @prateekkumawat7170
      @prateekkumawat7170 4 года назад

      Nice.

  • @DavidMiller-du9dy
    @DavidMiller-du9dy 3 года назад +96

    There are no magic words or millionaire insider tricks to succeeding in the stock market, it’s all comes down to identifying great companies and buying them at a price that provides an opportunity for growth.

    • @sanjayprashad4695
      @sanjayprashad4695 3 года назад +5

      Absolutely, the secret to investing success is there is no secret.

    • @beckytanner4020
      @beckytanner4020 3 года назад +5

      One could become financially independent by just having the right stocks.

    • @DavidMiller-du9dy
      @DavidMiller-du9dy 3 года назад +5

      @@beckytanner4020 truly having the right stocks is a great way to earn passive income and with the right strategy, it could boost your annual returns and portfolio performance.

    • @aureliocantos8466
      @aureliocantos8466 3 года назад +2

      Some stocks can be quite risky to trade, due to the high risk involved

    • @DavidMiller-du9dy
      @DavidMiller-du9dy 3 года назад +5

      @@aureliocantos8466 It’s advisable to make adequate research on stocks before trading. the steps to successful investing in the stock market are simple. You should probably get an expert to help you with more profitable trades, it worked out really great for me.

  • @TheShruti21
    @TheShruti21 2 года назад

    You are fantastic. Authentic and practical. Thankyou

  • @147coolrakesh
    @147coolrakesh 3 года назад +211

    I think shopping would be more economical than going for a ride considering petrol prices

    • @marjiatanjim9387
      @marjiatanjim9387 3 года назад +2

      Exactly.
      I was also thinking about the same thing while listening to her long drive phenomena.

    • @Boop-beep-bap
      @Boop-beep-bap 3 года назад +18

      You can go on a bike ride instead. Shopping is never economical

    • @TanmayGarg16
      @TanmayGarg16 3 года назад +8

      Buy an ev vehicle 😂🤲🏿

    • @nabilpetkar2799
      @nabilpetkar2799 3 года назад +4

      Haha I can relate myself with the electric scooter, drone I purchased last year which I can only use in winter here in dubai 😊😊. Love your videos 🙏🙏

    • @surbhirastogi5492
      @surbhirastogi5492 3 года назад +1

      Lol, same thought when I saw the part!

  • @sohiniguharoy5590
    @sohiniguharoy5590 4 года назад +17

    I was really feeling low... Your channel brought smile on my face... Thank you... U r doing a wonderful job

  • @ramamurthysadanandnayak243
    @ramamurthysadanandnayak243 4 года назад +9

    Awesome narration skills Racha, impressed with the way you put your points 😊👌

  • @poojatambe6420
    @poojatambe6420 2 года назад

    😄😄😄 Ma’am you teach us in very simplified way 👍🏻👍🏻 appreciable

  • @somshilimkar6558
    @somshilimkar6558 4 года назад +87

    So you sing earlier part of meme... 😂😂 Too much dedication 🙂

    • @gauravgadwe5189
      @gauravgadwe5189 4 года назад

      Hats off !

    • @ankitsingroha8405
      @ankitsingroha8405 4 года назад +4

      @@mikehenderson2118 As long as I can remember. Stock markets are closed on Sunday & Sundays. 🤔 Are you buying & selling stocks in black market 😂😂

    • @nik_flex
      @nik_flex 4 года назад +1

      Savings on copyright issues 😆😆🤣

    • @pratikvaghani4599
      @pratikvaghani4599 4 года назад

      @@mikehenderson2118 hear people are financially literate from Rachna, atleast don't bluff here ....😂😂

  • @sushruttalekar
    @sushruttalekar 4 года назад +134

    Intro scene - I can't believe you actually recorded that 'Ooooooo oooo oooo' in your own voice.
    Next level content!!!😂😂😂

  • @pawan_naik
    @pawan_naik 4 года назад +4

    I wish rachana mam was my high school teacher..i could have learnt so much

  • @bhavanakb8999
    @bhavanakb8999 3 года назад

    Very true mam in this pandemic every one should follow ur words 👏👏👏👏👏👏👏👏👏👏

  • @omkarmuravane
    @omkarmuravane 3 года назад +10

    I came across one of your videos yesterday, today this video has made me a regular viewer and I have subscribed as well. I love the way you present difficult concepts so easily. Your content is highly professional and well made. Please continue making more videos, keep shinning. :) I will be recommending your channel to many more people in the coming days. Keep up the good work.

  • @HarshitaRentala
    @HarshitaRentala 4 года назад +12

    Routine out of 3 points made me realise, that was really helpful

  • @poojabajpai2912
    @poojabajpai2912 3 года назад +6

    What a wonderful explanation of our mood patterns in connection with money. Thank you Ma'am 💐💐💐

  • @manimanjeera4470
    @manimanjeera4470 3 года назад +1

    what you said about shopping is absolutely true... whenever i have stress i used to feel to go outside and make some shopping...which costs money everytime...this time i will follow the rule you said

  • @nikitabelekar3390
    @nikitabelekar3390 4 года назад +440

    I rented lehenga for my marriage rather than buying one because I know I won’t ever wear that heavy lehenga again so it was really a waste of money

  • @deepaligaikwad125
    @deepaligaikwad125 4 года назад +143

    I am a female and just subscribed you, I am always interested in such finance talks but never find anyone to talk to me about this topic. Ladies only talk about sarees and gold

    • @paggi93
      @paggi93 3 года назад +6

      Agreed! I have also always been interested in other topics than these general ladies topics on shopping, gold, sarees, etc. Why don’t women change for the better?

    • @DattaPrasad456
      @DattaPrasad456 3 года назад +1

      Super 👌 thought mam

    • @shuvamsingh702
      @shuvamsingh702 3 года назад +4

      @@paggi93 well you can take the initiative to teach women around you
      I taught this to my mom and friends
      They are active investors now.

    • @dis_appointed8626
      @dis_appointed8626 3 года назад +2

      sadly they talk abut sarees n gold cause society has made them dependent on man being incharge of finances right from childhood. When they see their mums and other females in family not knowing anything about finances and not being in charge of it either.. they ingrain this .
      This can change if girls are encouraged too be financially literate too and Rachna is a great role model.

    • @priyad6506
      @priyad6506 3 года назад +4

      You just need to change your circle of friends! Not all ladies talk about jewellery and saree.

  • @shyamkjoy525
    @shyamkjoy525 4 года назад +9

    Madam your new year resolution is super for the entire country, really we are not taught financial literacy

  • @MSALiveStreamers
    @MSALiveStreamers 3 года назад

    Your English is simple and easy to understand....!!!

  • @vishaleffects
    @vishaleffects 4 года назад +149

    For the friendhsip test... When i mentioned i can't afford this place.. They told me tera hamesha ka natak hain😂😂

    • @mahendraware5732
      @mahendraware5732 4 года назад

      🤣🤣

    • @sahi_bae
      @sahi_bae 4 года назад +1

      Bro... Change your friends😂😂😂

    • @anujec
      @anujec 4 года назад

      Same here....

    • @jainayak666
      @jainayak666 4 года назад +4

      lol.. aur bhai acche doston ka bhi thoda toh haq banta hai woh bolneka .. par aakhir mein jo acche dost hote hain woh samajh hi jaate hain :)

    • @princi7777
      @princi7777 4 года назад +1

      when i said same thing............they told me kab tak kanjusi karega..............chal ill pay but when at the time of payment they said - muje laga tuje aana nahi tha isliye cant afford bola chal tik haii -- next time mat aana - abhi now u pay and cycle repeats

  • @Ankita2407
    @Ankita2407 4 года назад +74

    We can rent wedding outfit also to save money...😂

    • @parkavisrinivasanv3315
      @parkavisrinivasanv3315 4 года назад +1

      It is really a valuable comment.

    • @PoojaSharma-sg9wj
      @PoojaSharma-sg9wj 4 года назад +1

      Very well said Ankita

    • @maryamkhan9277
      @maryamkhan9277 4 года назад +3

      Please mention places from where we can do that ankita .i am from mumbai.really need it

    • @ChandanKumar-vt9tt
      @ChandanKumar-vt9tt 4 года назад +1

      But you can't rent your makeup kit so stop using makeup kit and invest in consumer goods stock.

    • @priyashrivastava1935
      @priyashrivastava1935 4 года назад

      Still thinking......it shud hv been started long back.....c cost per use n unnecessary capture of wardrobe's space for life long😭

  • @manjunathmanu1934
    @manjunathmanu1934 4 года назад +4

    My new year resolutions is start investing and start work out with healthy diet

  • @gochuujangg7100
    @gochuujangg7100 3 года назад

    YOU ARE SO CHARISMATIC

  • @nitinnamdevgurav
    @nitinnamdevgurav 3 года назад +6

    Simple yet so effective way of expressing wt it really is to just think & start saving practically. 👍🏼

  • @shrikant1989ful
    @shrikant1989ful 4 года назад +32

    I showed your videos during Navratri. My female friends, colleagues, relatives are like कळत पण वळत नाही 🤷‍♂️

    • @pramodk4292
      @pramodk4292 4 года назад +1

      😂😂😂 mhanun ladies subscriber kami aahet. Mazya soubhagyavati la pan kalat naay. Apan video paahto tyamule he video taknare paise kamavtaat mhane.

    • @Run_aw
      @Run_aw 4 года назад +1

      खरे आहे हे...

    • @manivannanp3147
      @manivannanp3147 4 года назад

      Can u pls Explain me to( தமிழ்) Tamil.

    • @nanaware1
      @nanaware1 4 года назад

      Women hate women in all aspects

    • @shrikant1989ful
      @shrikant1989ful 4 года назад

      @@manivannanp3147 I know Marathi, Hindi, English only.

  • @flt1995
    @flt1995 3 года назад +12

    You are so good at this! Keep going..I will be getting my kids to watch your videos as soon as they begin understanding money. The big camera is also my own big buying mistake...used it maybe 10 times in the last 6 years after I got it. It seemed like the only thing that would make me happy back then. Now I use the following trick: whenever I feel that itch to shop, I do online window shopping...just add whatever I like to the basket..it makes me feel good. I just don't checkout! If I revisit that basket after 3 or more days, I find so many things there are useless! Only things that pass this 3-day test 3 times are finally bought. This has saved me a lot of money.

  • @sudhakodi9950
    @sudhakodi9950 3 года назад

    Hai this is Sudha
    You analysed women mind
    You are talking facts ,it's inspiring us
    You are great

  • @ayushjaiswal9224
    @ayushjaiswal9224 4 года назад +41

    I am 14 years old my mom used to give me 20 rupees daily for eating some snacks. Chips drinks 😅..etc I used to spend a lot then I realized that what if I could save 20R for a months and buy something I wish .. and i did the same I saved almost 700 rupees a month. And I realized that If u can save 700 than I can also save 7k and invest in stock market ...... I am ready to start my new journey... and I am very excited and happy... 🤗🤗😃😍😍 and thanku maam for your amazing videos....

    • @GauravSingh-wg5sz
      @GauravSingh-wg5sz 4 года назад +1

      Arre londe chaa gaya yrr bhai

    • @syedmurtaza8106
      @syedmurtaza8106 4 года назад +5

      Abhe lunch nahi kare ga to mare ga
      Khana kha saving chor

    • @NishantKumar-ir2cn
      @NishantKumar-ir2cn 4 года назад +2

      I was busy discussing Harry Potter at your age kid...😅😅

    • @syedmurtaza8106
      @syedmurtaza8106 4 года назад

      @@NishantKumar-ir2cn fake Hai relax

    • @allenmathew1057
      @allenmathew1057 4 года назад +8

      Ayush
      It's good to save
      I'm sure your mom will be happy if you use some of the pocket money for eating as well.
      You won't get this chance of eating and drinking with friends without much health concern after 20 years
      I suggest spend some and save some
      Keep a balance
      Coz life isn't only about money
      Experience , memories and some money and most of all Love
      Cheers to your life

  • @pranaydixit32
    @pranaydixit32 4 года назад +25

    These days I have been giving my company's share to my friends instead of some other stuff as gift. Bcz it ultimately goes to my company as investment and they also advertise my share on social media so that I can gain more investors through that.

    • @pranaydixit32
      @pranaydixit32 4 года назад

      @@mikehenderson2118 Wow congratulations 👏

    • @nanujaanu3553
      @nanujaanu3553 4 года назад +1

      Can I know the name of Ur Company whose shares U r giving as gifts to Ur Friends🤔

    • @bot-pb5ok
      @bot-pb5ok 4 года назад +1

      You are lying

    • @pranaydixit32
      @pranaydixit32 4 года назад

      @@bot-pb5ok I just want to know, whether u said this to me or to the gentleman, who's name is Mike?

    • @dhairyagoel5514
      @dhairyagoel5514 4 года назад +2

      @@mikehenderson2118 he's a bot😂😂😂 typing same comments everywhere

  • @Iam_sunnyjain
    @Iam_sunnyjain 4 года назад +7

    There is a old saying - Mahanga roye ek bar, sasta roye bar bar
    This is what I try to follow whenever I have to buy something I truly need

    • @durgeshkshirsagar116
      @durgeshkshirsagar116 4 года назад +3

      True. And irony is you need to maintain that sasta thing which cumulatively costs more than expensive one.

  • @monikamonu4132
    @monikamonu4132 2 года назад

    Your 3rd golden rule is extraordinary mam, thank you so much 🥰

  • @JatinderSingh-pf1tg
    @JatinderSingh-pf1tg 4 года назад +16

    Hello mam,
    5 din hi hur abhi channel ko subscribe ki hue or maine 1,000 rs save bhi kar lea for investment.😊

  • @PowerOfNutrition
    @PowerOfNutrition 4 года назад +85

    Hello , Why you think - "getting up at 6 am, working out everyday, eating healthy food" goals will not go long and people will fail to follow it ? As with financial health , physical and mental health is also important I fell. A healthy body means less medical expenses . isn't that 4th golden rule for saving money and may be the healthies way :) ? Video was good ,Thank you for sharing

    • @vandanachavan5073
      @vandanachavan5073 4 года назад +3

      Well said

    • @thechinmoydeka
      @thechinmoydeka 4 года назад +1

      Exactly man. That bit seemed very selfish. She ended up asking for likes and subscribes...

  • @ranitdey6355
    @ranitdey6355 4 года назад +5

    When i see more shares thn previous days in my demat account i feel the most happy 😁😁

  • @Nirmalmaniar18
    @Nirmalmaniar18 3 года назад

    Your thought process is crystal clear

  • @udai4k
    @udai4k 4 года назад +116

    "Always better to be rich rather than look rich " need to make every job starter or career starter understand it...otherwise they will repent like us who are now watching your videos

    • @asiflanker9140
      @asiflanker9140 4 года назад +3

      Bro better late then never..

    • @samirkumar9908
      @samirkumar9908 4 года назад

      how late are you man?

    • @udai4k
      @udai4k 4 года назад

      @@samirkumar9908 I am still alive ,😂

  • @g.t5227
    @g.t5227 4 года назад +74

    Unfortunately, Not everyone has same thinking, Specially kitchen manager.

    • @RajuKumar-du1yk
      @RajuKumar-du1yk 4 года назад +4

      Please make videos in hindi for women 🙏🙏

    • @bmrdinvesting7090
      @bmrdinvesting7090 4 года назад

      LoL

    • @ipsitamazumdar4849
      @ipsitamazumdar4849 4 года назад +4

      That’s why intelligent people tend to pick up intelligent & educated ‘kitchen manager’...they sacrifice quality of Seva for peace of mind ;)

    • @bmrdinvesting7090
      @bmrdinvesting7090 4 года назад +2

      @@ipsitamazumdar4849 That's Unbelievable truth.

  • @mehendibysmita3504
    @mehendibysmita3504 4 года назад +11

    3 years ago I bought a dress of 6k and just wore it once... I really regret buying it

  • @ommtaatsaatofficial1476
    @ommtaatsaatofficial1476 2 года назад

    Amazing madam.your speech superb . thanks a lot for your lovely tips.

  • @Ss_here05
    @Ss_here05 3 года назад +9

    Bang on! Women need this education and awareness so much. Also, you are super fun to watch!

  • @Vickyverma2024
    @Vickyverma2024 4 года назад +9

    And the Oscar for the best video introduction goes to CA Rachna Ranade...🤣🤣🤣🤣🤣

    • @nanaware1
      @nanaware1 4 года назад

      Its and Oscars goes to

  • @supriyasubudhi9767
    @supriyasubudhi9767 4 года назад +49

    Perfect example of Cost per use is fancy Indian clothes for attending marriages! I started renting clothes and it was a life saver!

    • @nimisharaj8501
      @nimisharaj8501 4 года назад +1

      Seriously yaar.. bought a lehenga for sister's wedding and can't even wear that agin..

    • @pallavilakshmi9670
      @pallavilakshmi9670 4 года назад

      Well said

    • @deepaligaikwad125
      @deepaligaikwad125 4 года назад

      Very true costs very much but use only once

    • @sharu930
      @sharu930 3 года назад

      I saw a new channel recently known as
      Dhanasutra
      Guys just check that channel, all his recommend shares blew up my mind when I locked at the returns.. Must check if anyone need real knowledge

  • @mukundmurarisarang5747
    @mukundmurarisarang5747 2 года назад

    You have really touch the hearts of all parents who could not afford to spend what others are .

  • @kuchbhirandom9970
    @kuchbhirandom9970 3 года назад +10

    7:10 10,000 rs guitar I purchased it with thought of substituting it with my free time or just as a hobby.
    Even Till now, I'm completely oblivion to what minor major stuff is all about and unable to play any chord.

  • @wasiimran5117
    @wasiimran5117 4 года назад +39

    Bought sherwani and suits at wedding at the cost of 54000 and wore just once

    • @sagardarade
      @sagardarade 4 года назад +2

      54000...😳

    • @vamsi0912
      @vamsi0912 4 года назад +2

      @@sagardarade I guess he bought multiple items which costed him 54000. Because good suits cost a lot of money

    • @tradea4u
      @tradea4u 4 года назад +1

      Souk badi chij hai 😎😎

    • @ivy0912
      @ivy0912 4 года назад

      Me too bought sherwani and other stuff to wear at Shaadi last year... Total cost 45k...paid my in laws!!! 😅😅

  • @varadkulkarni4266
    @varadkulkarni4266 4 года назад +4

    Wohoo! Wonderful to see you back :)

  • @fearlessgirl3724
    @fearlessgirl3724 2 года назад +1

    When u said finance knowledge for women you won our hearts ♥️

  • @ruminmusic
    @ruminmusic 4 года назад +10

    Apart from my Dad, you are the best financial advisor Rachana.

  • @msandiip3033
    @msandiip3033 4 года назад +63

    Compulsive shopping and feeling better after buying unwanted stuff is actually a sign of depression 🙄

  • @suruchiarora457
    @suruchiarora457 3 года назад +7

    You're a good speaker. You keep it simple. I might start my own journey as a small investor. My first investment will be time dedicated to watching videos like yours and then one day when I have money I'll invest in a course to educate myself. Thankyou for what you do.
    Looking forward to learning more.

  • @reshmasiddique8790
    @reshmasiddique8790 3 года назад

    I m 18 years old and I face this problem but now I really appreciate for your opinion thank you mam

  • @anujckothari
    @anujckothari 4 года назад +15

    You had my like in the first 20 seconds 😂😂😂

  • @katrinaspencer9383
    @katrinaspencer9383 2 года назад +75

    Last week, Warren Buffett talked in BBC news about how investors and traders can make millions through Crypto. He also recommended an expert Mrs Betty Harris. Wondering if any viewers here are familiar with her services?

    • @jarrodwilkins2918
      @jarrodwilkins2918 2 года назад +1

      All good investors are conversant with expert Mrs Betty Harris. She's unique in the field just got to keep her instructions and you excel

    • @morrisluka5402
      @morrisluka5402 2 года назад

      Expert Mrs Betty Harris have an intellectual strategy that cut down losses. I have the best investment with the aid of Mrs Betty Harris . She's friendly and have easy to get along with in terms of signals and investing tips

    • @jarrodwilkins2918
      @jarrodwilkins2918 2 года назад

      I thought I was the only one trading with Mrs Betty Harris, she's amazing and I've made close to $20,000 trading with her this month .

    • @morrisluka5402
      @morrisluka5402 2 года назад

      Her management team is so impressive so far.... With my 4k deposit I made a profit of over $28,800 US dollars

    • @cliffordlarry5983
      @cliffordlarry5983 2 года назад

      Expert Mrs Betty Harris has aided so many newbies including myself. I've 12wins from forex trade with her help. Thanks to her strategies, she's really the best. I've made $16,400 in 18days working with her

  • @mintiravi
    @mintiravi 4 года назад +4

    Thanks for your Unique and Eye opening advice for us. We should learn from others mistakes because our life is limited to explore and learn - as someone said 😊

  • @latashetty2329
    @latashetty2329 3 года назад

    Lively presentation... Enjoyed it

  • @ayushigoel1271
    @ayushigoel1271 3 года назад +3

    When I feel low I too do shopping but that is of stocks..

  • @julietdenis7147
    @julietdenis7147 3 года назад +4

    According to Robert Kiyosaki the best investment one can ever make is in taking the time to truly understand how one's finances work. Too many people are much more interested in the quick-hitting scheme, or trying to find a short-cut to real wealth. ...

    • @cordisgermain932
      @cordisgermain932 3 года назад

      Speaking of investment, forex trading is the best business in the world right now, i know a couple of friends who make a lot of money weekly trading the financial markets.

    • @helensteve2817
      @helensteve2817 3 года назад

      I had been living under average financial earning until i came in contact with a professional broker Ms Camila Jackson. Life have been better afterwards.

  • @Softbirdies_Girls
    @Softbirdies_Girls 4 года назад +63

    Buying expensive clothes for just one wedding...we never wear them again, is again an expense..

    • @rajnisharma8761
      @rajnisharma8761 4 года назад +1

      Exxactly , and mostly I used to wear only a nice suit or may be little expensive but point is I can wear that again and again but we can't use gown or lahngaa again

    • @namratashukla8951
      @namratashukla8951 4 года назад +2

      I restyle and wear them again and again.

    • @rajnisharma8761
      @rajnisharma8761 4 года назад

      @@namratashukla8951 ohh that's great

    • @Ph-xj9lb
      @Ph-xj9lb 4 года назад +2

      I bought a lot of traditional wear for my own wedding (5-6 new ones) and now i am not going to ever buy new traditional clothing ever again in my life. I am going to keep on using these wedding dresses over and over again 😆

    • @aravindt
      @aravindt 3 года назад

      Marriage is itself expensive

  • @shalinisharma3257
    @shalinisharma3257 3 года назад

    Thanks Rachna, love to listen you

  • @parkgimmy4225
    @parkgimmy4225 4 года назад +15

    In my 2 years of college, I never went to any really expensive restaurants with my friends because I didn't want to spend my parent's hard earned money on something like that. But, that doesn't mean I never spend. I spend from time to time, but not every single time.
    And I don't care if I miss out on the fun , because I may feel sad for a day or two, but I'd hardly remember the sadness from that day for a long time. But the money I saved that day would be in my pocket for a longer time.

  • @premsagar.official-555
    @premsagar.official-555 4 года назад +6

    You have made this video for us ...when i'm watching your video i'm feeling my life story...😂 .. Thank you for good vibes 😎

  • @karthicklakshmisubramanian8166
    @karthicklakshmisubramanian8166 3 года назад +26

    Hi Rachana. My new binge shopping is in NSE nowadays.. :) :) :)

  • @onedigitalworld8766
    @onedigitalworld8766 Год назад

    Superwoman of investing and trading and moreover very well articulated- God bless you 👍👍👍

  • @fenelablanca18
    @fenelablanca18 3 года назад +13

    I pray whoever reads this will be successful, keep fighting for success, them rich stay rich by spending like the poor and investing why the poor stay poor be spending like the rich yet not investing, roar!! Invest, earn and be successful.

    • @feliciajumbo4968
      @feliciajumbo4968 3 года назад

      If you want to be successful have the mindset of the rich spend less and invest more don't give up your dreams..

    • @seanterry8296
      @seanterry8296 3 года назад

      Impressive, I realized that the secret to making a million is saving for a better investment

    • @villariyan8244
      @villariyan8244 3 года назад

      Diversifying is the best key to investing and being wealthy.

    • @nicholaslawrence9688
      @nicholaslawrence9688 3 года назад

      Yeah you're right one needs to diversify to have different stream's of income.

    • @mansurmustapha2488
      @mansurmustapha2488 3 года назад

      Unfortunately having a job doesn't mean security. Investment is key.

  • @sanjupriya6528
    @sanjupriya6528 3 года назад +42

    My yearly gym subscription 😂 very similar to your camera !!

  • @50aniketkhillare96
    @50aniketkhillare96 4 года назад +7

    7:10 my wrong thing was to brought my jet plane. But I used for only 1 time because of covid-19 and fuel cost.