Home loan ஒரு படுகுழி ,ஓட்டு மொத்த வங்கிகளும் மாத ஸ்பல காரர்கள் மீது வீடுகடன் என்ற பெயரில் நம்மீதே இன்வெஸ்ட் செய்து அவர்களுக்காக நாம் உழைத்து கொண்டிருக்கிறோம். பாங்குகளுகாக நாம் வியவை சிந்தி உழைத்து ஓவர் inflated value product க்கு EMI கட்டுகிறோம். உண்மையில் எந்த சப்பை கட்டு கட்டினாலும் சாவது என்னமோ நடுத்தர வர்கம் மட்டுமே. கந்து வட்டிக்கு பணம் வாங்குவதும் நீண்டகால வங்கிகடனும் கிட்டத்தட்ட ஒன்று தான். சேமிப்பு ஒன்றே சிறந்த வழி , முதலாக வேலைக்கு செல்பவர்கள் வீட்டு பெரியோர் அல்லது இன்வெஸ்ட் ment advisor யாராவது ஒருவரின் ஆலோசனையில் முதலீடை கண்டிப்பாக ஆரம்பிக்க வேண்டும்
HRA is 50% of basic for metro and 40% of non metro living. Nowadays EMI only killing all salary... These kinds of people indirectly encouraging home loans always.
House Rental allowance pathi therlana pesa koodathu.. Rent complete ah tax reduction agumam ketukonga.. There are so many conditions & exceptions on that..
வாங்குற சம்பளத்தில வாடகை, கடன், இன்சூரன்ஸ், பள்ளிக் கட்டணம் மற்றும் என்பிஎஸ் போன்றவை, கட்டிய வரி சேமிக்கலாம். ஆனால் பணியாளர் கைல திருவோடு தான் இருக்கும் போலயே
@@prabhagaranprabhu5268 sir, even that is not tax free. For ppl without hra in salaray rent paid upto a certain amount can be deducted in section 80, for ppl with hra, exemtion is available under section 10 with least of 40/50% of bp+da, hra, rent paid minus 10% of salary. So in any case rent paid by an individual cannot be fully availed for tax exemption. That was what I was trying to put across
There is channel called 10 minutes in tamil. There is a very good video on House rent exemption. I am not able to paste the link. Basically exemption is least of following - actual HRA in salary, rent paid minus 10% of basic salary, 50% of basic. You can look at the video for illustration.
@@dhilipsrinivasan4775 Can I get more details. apart from 1.5 lac in 80 c .. i want to save 50000 in NPS under 80CCD. I need some details on the same any reference available ?
@@vgkarthi If u have loans for Education, Home you can show up in 80E, 80 EE, 80EEA and if you donated any amount other than cash you can show it in 80G
Less than 60 years...upto 250000 no tax slab......more than 60 years.. but less than 80 years age upto....300000 no tax .... senior citizens.... More than 80 years age ....upto 500000 no tax slab.......super senior citizens
Taxable amount la iruka amount ku kandipa tax katti than aganum...1 to 2.5 lakhs no tax.2.5 to 5 lakhs 5 % tax, remaining iruka ella amount kum 20 % tax , katti than aganum...Ithu than tax paying method..
for govt staffs in nps you can save more on tax by showing the money , which the employer the govt , have invested on us which will be around 14 percent of our basic pay in 80ccd (2). most of you would have shown 50000 in 80 ccd . but tgat is not 80 ccd but it is 80 ccd 1(b). but we can show the govt investment on us to nps in 80ccd (2). so totally upto 2lakhs you can show in 80ccd. this can be only shown during the time of efiling. and tax you have paid will be refunded
I am a super senior citizen having net taxable income exceeds Rs 5lacs for fy 22-23 including other income. I have to pay tax only for the amount exceeding Rs5 lacs for fy 22-23? Or have to pay addl amount of Rs Rs12500 from 2.5 to 5lacs namaste? There are different version pl clarify namaste
illichavayan ennovo corporate la vezhai seiravan than. We are getting salary after paying taxes and then we are buying daily needs with paying tax again. This is completely unfair
Very misleading... and very disappointed.. all these info which this guy mentioned is basically available in a single Google search.. 80c combined benefit is 1.5 lakh that includes (school fees + pf + educational loan + home loan principal + elss + tax saving mf + SSS + insurance + 5 year FD ) No body is going to show 1.5 lakh just for home loan principal amount And most of the companies deduct pf. Which is an 80c component. And home rent is based on 3 rules. That is not clearly explained.
@@krishnamoorthyvenkatesan9852 already invested Lic, children's schools fee, housing loan for 80c 1.5, i approaching post office to open NPS to save again 50 k tax exemption but their told first 1.5lacs NPS investment will under comes 80c ,not come under 80ccd(1B). Kindly reply this is correct information or not
Income Tax filling government about Rs 2.5 lakhs but more over corporate Company should pay high tax if they not pay we common man suffers by paying petrol & Diesels price due to that over price to common man & In India 10% people paying only & 80c where you can burn 🔥 Income Tax you advertised company Ennada Loosu Komuta Thanama Iruku
Home loan ஒரு படுகுழி ,ஓட்டு மொத்த வங்கிகளும் மாத ஸ்பல காரர்கள் மீது வீடுகடன் என்ற பெயரில் நம்மீதே இன்வெஸ்ட் செய்து அவர்களுக்காக நாம் உழைத்து கொண்டிருக்கிறோம். பாங்குகளுகாக நாம் வியவை சிந்தி உழைத்து ஓவர் inflated value product க்கு EMI கட்டுகிறோம். உண்மையில் எந்த சப்பை கட்டு கட்டினாலும் சாவது என்னமோ நடுத்தர வர்கம் மட்டுமே. கந்து வட்டிக்கு பணம் வாங்குவதும் நீண்டகால வங்கிகடனும் கிட்டத்தட்ட ஒன்று தான். சேமிப்பு ஒன்றே சிறந்த வழி , முதலாக வேலைக்கு செல்பவர்கள் வீட்டு பெரியோர் அல்லது இன்வெஸ்ட் ment advisor யாராவது ஒருவரின் ஆலோசனையில் முதலீடை கண்டிப்பாக ஆரம்பிக்க வேண்டும்
Unmai dhan sir, but Enna panradhu.... Middle class ku idha vitta Vera vazhi theriyalaye
You are absolutely correct Bro...
Correct sir.
HRA is 50% of basic for metro and 40% of non metro living. Nowadays EMI only killing all salary... These kinds of people indirectly encouraging home loans always.
He is a banker. Very obvious he is going to encourage credit
House Rental allowance pathi therlana pesa koodathu.. Rent complete ah tax reduction agumam ketukonga.. There are so many conditions & exceptions on that..
வாங்குற சம்பளத்தில வாடகை, கடன், இன்சூரன்ஸ், பள்ளிக் கட்டணம் மற்றும் என்பிஎஸ் போன்றவை, கட்டிய வரி சேமிக்கலாம். ஆனால் பணியாளர் கைல திருவோடு தான் இருக்கும் போலயே
Informative video for Tax savings. Good.
Rent cannot be deducted completely. Please mention the conditions along with it. Please don't mislead.
Start an LLC and Chanel the rent into the corporation and write off all your expenses like fuel etc and pay no tax
@@abishekmoses8551
Sir,
I was referring to rent paid by individual
@@nivashramaswamy8187 u can't show full rent amount. amount limit of HRA is shown in CTC
@@prabhagaranprabhu5268 sir, even that is not tax free. For ppl without hra in salaray rent paid upto a certain amount can be deducted in section 80, for ppl with hra, exemtion is available under section 10 with least of 40/50% of bp+da, hra, rent paid minus 10% of salary.
So in any case rent paid by an individual cannot be fully availed for tax exemption. That was what I was trying to put across
There is channel called 10 minutes in tamil. There is a very good video on House rent exemption. I am not able to paste the link. Basically exemption is least of following - actual HRA in salary, rent paid minus 10% of basic salary, 50% of basic. You can look at the video for illustration.
NPS 80C la 1.5 lakhs la varaadhu, we can also show upto 50k in 80CCD
Yes ..
yes last year i did...i got 40k
@@dhilipsrinivasan4775 Can I get more details. apart from 1.5 lac in 80 c .. i want to save 50000 in NPS under 80CCD. I need some details on the same any reference available ?
any other section available where we can use excemption other than 80c, 80ccd, 80D ?
@@vgkarthi If u have loans for Education, Home you can show up in 80E, 80 EE, 80EEA and if you donated any amount other than cash you can show it in 80G
Upto 10L category people are more aware of how to reduce their tax.
Any advise above 10L, 15L, 20L category to reduce tax slap is must be appriated.
Vaipu ila raja.. Need to pay tax.. Modi ji vidamataru..
Less than 60 years...upto 250000 no tax slab......more than 60 years.. but less than 80 years age upto....300000 no tax .... senior citizens.... More than 80 years age ....upto 500000 no tax slab.......super senior citizens
Good information need more videos
Taxable amount la iruka amount ku kandipa tax katti than aganum...1 to 2.5 lakhs no tax.2.5 to 5 lakhs 5 % tax, remaining iruka ella amount kum 20 % tax , katti than aganum...Ithu than tax paying method..
Jii Neenga solrathu monthly salary or annual pls solunga
Annual salary
Good questions
for govt staffs in nps you can save more on tax by showing the money , which the employer the govt , have invested on us which will be around 14 percent of our basic pay in 80ccd (2). most of you would have shown 50000 in 80 ccd . but tgat is not 80 ccd but it is 80 ccd 1(b). but we can show the govt investment on us to nps in 80ccd (2). so totally upto 2lakhs you can show in 80ccd. this can be only shown during the time of efiling. and tax you have paid will be refunded
Nice explanation
Imarticus has terribly cheated me they said we will give you banking jobs finally they have given me a sales job for mutual funds
Ha ha they are selling course in the name of investment banking ?
@Balu Cool these guys says one thing and do it in other way around
@@kumarerumai yes absolutely
Vangura sambalame 7000 than... Idha edhuku pathutu
😂😂😂🤣
Share market la loss anathu eppadi katrathu?
It is responsibility of the company to deduct tax from March Month . You are not deciding about tax deductions.
Well explained
He is wrong on rent deductions. You can not deduct entire rent paid from your income. There are rules.
Tax returns explain good
12:30 good question, but it's not answered properly. Can you be more clear?
For hra purpose if you show rent more than a 1,00,000 you have to furnish pan of the landlord
Landlord refuse to give pan. What should I do in this case?
Yeah this is good only....he have sound knowledge
Useful video
I am a super senior citizen having net taxable income exceeds Rs 5lacs for fy 22-23 including other income. I have to pay tax only for the amount exceeding Rs5 lacs for fy 22-23? Or have to pay addl amount of Rs Rs12500 from 2.5 to 5lacs namaste? There are different version pl clarify namaste
illichavayan ennovo corporate la vezhai seiravan than. We are getting salary after paying taxes and then we are buying daily needs with paying tax again. This is completely unfair
வயது 63 80cc படி விலக்குபெற எதில் முதலீடு செய்யலாம்?
We all stupits salaried persons only paying TAX
Very useful yipd thank u v.much
Is there any online classes for IT filing and tax saving methods for working employees.
Very useful video
House rent 300sqft ku 10000 katturen but tax ku eduthukondathe kidaiyathu
LTA is still applicable? It's revoked already two years before.
No bro, you can still avail LTA
Is it govt employee eligible for 80ccd(2)?
I am getting 2.3LPA in an corporate company, enaku professional tax nu oru 200+ pudikuraanga monthly , athuku ena panna ?
This is a state government tax, you can't avoid this by any means
@@venkatesangopalakrishnan4852 is there tax rebate for this money ?
@@kamalraju8473 , This amount can be claimed as a exemption from tax
Too much advertisement
Very misleading... and very disappointed.. all these info which this guy mentioned is basically available in a single Google search..
80c combined benefit is 1.5 lakh that includes (school fees + pf + educational loan + home loan principal + elss + tax saving mf + SSS + insurance + 5 year FD )
No body is going to show 1.5 lakh just for home loan principal amount
And most of the companies deduct pf. Which is an 80c component.
And home rent is based on 3 rules. That is not clearly explained.
Good
நான் 50 ஆயிரம் ரூபாய் NPS ல் டெபாசிட் செய்துஇருந்தால் . இந்த money under come 80c or 80ccd(1B).Plz explain detail
If you are invested 1.5lakh in 80c. Then 50K should be shown in 80CCD
@@krishnamoorthyvenkatesan9852 already invested Lic, children's schools fee, housing loan for 80c 1.5, i approaching post office to open NPS to save again 50 k tax exemption but their told first 1.5lacs NPS investment will under comes 80c ,not come under 80ccd(1B). Kindly reply this is correct information or not
@@ascenddesignmedia5668 not sure about post office. You can get exemption through 80CCD
Very useful
Don't say puriyuthu puriyuthu... Irritating
irritate aachu nu poda entha ithuku video paakura. periya ivan.
Income Tax filling government about Rs 2.5 lakhs but more over corporate Company should pay high tax if they not pay we common man suffers by paying petrol & Diesels price due to that over price to common man & In India 10% people paying only & 80c where you can burn 🔥 Income Tax you advertised company Ennada Loosu Komuta Thanama Iruku
Super g
Post office ல income tax போடலாமா
waste of time... information explained is not correct
If we file in i.t website.. when we go for loan. The bank person is rejecting the filed I.T since he need the auditor seal and that tupe only
Like ❤️🔥👍
Dai jail ahh podum daa dai
Nothing New.. 🙄
Not an proper information..
Good