Does Insurance Cover Slab Leaks?

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  • Опубликовано: 5 май 2024
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Комментарии • 44

  • @chefty3825
    @chefty3825 5 лет назад +23

    I just want to say. I've been dealing with a slab leak (i believe) for a while. I have a leak detection crew coming Wednesday, and I am so thankful for this video. I have talked to my insurance, plumbers, and contractors and this video has informed me more than any of those people.

    • @ST-zg7ir
      @ST-zg7ir 4 года назад +3

      Hey Bobby, how did it go? Did they end up finding the source of the leak?

    • @stevesproperties
      @stevesproperties 3 года назад

      Me too I agree this IS a great video thank you

  • @babagadoush1
    @babagadoush1 4 года назад +6

    Help! I have a damaged drain somewhere under the slab that’s causing the kitchen, laundry and bathroom to backup. Plumbers snaked line mutations times to no avail. Will my insurance cover the cost of busting tile and slab to fix? I’m so overwhelmed.

  • @MatthewUpp
    @MatthewUpp 3 года назад +8

    For those with a State Farm homeowners insurance policy, I thought I would share a little about my sister-in-law's recent experience when she filed a claim for damage caused by a slab leak.
    My sister-in-law has State Farm for her homeowners insurance. She recently had a water leak from a pipe located beneath the slab. The leak caused damage to the flooring and drywall in the master bedroom.
    She reported the slab leak and the resulting damage to State Farm the day following the discovery of the leak. Actually, I can't say for certain if when she first contacted State Farm if she knew where the water was coming from. I think the leak location wasn't determined until later that day or maybe the next day when a leak detection company came out. Either way it was determined to be a slab leak and State Farm was noticed.
    State Farm denied her claim because they say the water leak came from outside of the building structure. State Farm told her that if the waterline was inside the slab and leaked then it would be covered. I have never heard of a waterline that was ran inside a slab unless it was for something specific like a floor heater.
    I understand you are saying that the resulting damage should be covered but State Farm says since the cause is part of their exclusions, the damage is not covered. After reading a bit online about others experience with State Farm and slab leaks, it seems my sister-in-law's experience is not uncommon.
    She was expecting and rightfully so, to have an experience similar to what my wife and I had with AAA homeowners insurance when we had a slab leaks a month or so before she did. AAA was friendly and helpful throughout the entire process of our claim. All of their requests for documentation and pictures/videos as proof were explained thoroughly and very reasonable to ask for us to provide since they were unable to come out themselves due to AAA's covid-19 restrictions for their adjusters.
    Luckily for her she was able to get the rerouting of the waterline covered by her home warranty coverage. It seems that she is left having to pay for all other coat such as the water mitigation services and demo, drywall replacement, and flooring replacement. She has started looking elsewhere for her automotive and homeowners insurance policies.
    For the most part it seems that many homeowners insurance companies will cover damage resulting from a typical slab leak but State Farm appears not to be one of those companies.

  • @christophernelson5170
    @christophernelson5170 4 года назад +1

    Great, informative video!

  • @scoremxcom
    @scoremxcom 5 лет назад

    what model is that HydroSensor ??

  • @ramirez158
    @ramirez158 11 месяцев назад +2

    Allstate didnt cover my hot water slab leak and dont cover any plumbing. They only cover the damage caused by the slab leak. Also, they cover in the first two weeks when you notice anything that they cover, if you dont you are on your own.

  • @JohnnyFive626
    @JohnnyFive626 3 года назад

    Very helpful, thank u!

  • @gregnewton829
    @gregnewton829 3 года назад +8

    Excellent, going through this right now. Cancelling home warranty company, their a joke...take take take , send out skeptical company, very non professional.

    • @carlosvillalta9974
      @carlosvillalta9974 2 года назад

      Yupp same here. Without warranty it was $80 for service call . $75 with warranty. Plus even $45 a month!!! Lesson learned just save those $45 month on my own for "home repairs" home warranty is a rip off big time

  • @jmmysoltero
    @jmmysoltero Год назад +1

    I'm currently dealing with a slab leak that has been running nonstop since July 25. I'm dealing with Choice Warranty and apparently will only pay $500 of the cost for the slab leak repair. Tomorrow they will start working on the leak. I have never dealt with this before and it's already frustrating since I got a notice from the city saying I am consuming 1.3 gallons per minute. Got any suggestions?

  • @thesupabeautyglamhousexsyl6868
    @thesupabeautyglamhousexsyl6868 2 года назад

    There’s a hump in the slab and when you step on it water comes from under… would that be covered if you have renter’s insurance?

  • @smok3sum1
    @smok3sum1 2 года назад

    What about cracked foundation with boken tile?

  • @djratino
    @djratino Месяц назад

    I was wondering if insurance covers a leak between the water meter and the house?

  • @carmenstanton9041
    @carmenstanton9041 2 года назад +5

    This is such a helpful video. We have a slab leak seeping though our tile in a small area near the kitchen. Can you recommend anyone in Orange County California?

    • @flipminerchino370
      @flipminerchino370 2 года назад +2

      Did u ever fix it and how much? I live in Orange County too. I have the same problem in my garage? Main water line u think

    • @lotterylarry7777
      @lotterylarry7777 2 года назад

      Me too in Orange County Dana point
      How much?

    • @N2UPROD
      @N2UPROD Год назад

      @@lotterylarry7777 I think it’s just better to re route the water from the outside and cheaper if possible

  • @retroactiveIifestyle
    @retroactiveIifestyle 2 месяца назад

    I'm dealing with a slab leak right now, and I have that exact moisture meter. The plumber, 2 leak detectors, and the adjuster had never seen anything like it. That should have been a huge red flag.

  • @paulpatel9657
    @paulpatel9657 Год назад +1

    How much rerouting cost in the year 2023 for 1650 sqft on single floor?

  • @marilynfrisbie1008
    @marilynfrisbie1008 3 года назад +1

    I rent a duplex an I just noticed that my ceramic tile in the bathroom floor starting to be warm around the toilet and the bathtub. I couldn't figure out why it was warm like that and the duplex is on a slab. I haven't talked to my landlord yet about it . I guess I'm going to check my water meter in the morning.. My water bill hasn't actually been that high. And I'm all electric so I have electric hot water tank. This was good information about why my floor was warm. But if I don't have the landlord fix it, will I have water coming through my floor in the bathroom? Is it expensive to fix a slab leak?

    • @luanpham7469
      @luanpham7469 3 года назад

      I heard some where from 2 thousand and up.

  • @abuhassan9321
    @abuhassan9321 5 лет назад +6

    So I should let this keep leaking so it will start causing damage?

  • @rl4889
    @rl4889 3 года назад +1

    Awesome video. Life and money saver

  • @juneweimar3383
    @juneweimar3383 4 года назад

    Can you recommend someone in the San Antonio, Tx area? (Actually in New Braunfels, Tx but SA is the nearest city). Water puddles on the living room floor (not near the walls) & I walked into the kitchen & the tile was hot! We just switched home insurance 😩 Looking forward to your response.

    • @TwinHomeExperts
      @TwinHomeExperts  4 года назад

      connallyplumbing.com/our-services/
      Who is your carrier? what is your deductible? make sure you take photos of the puddle.
      send me photos to support@twinhomeexperts.com and contact so we may help direct you if you need further help in making sure you get coverage,

  • @fortunateson6070
    @fortunateson6070 Год назад

    Depends on your insurance company, I talked to mine and they said my deductible was 2700 to cover 5k which only applies to making/filling the hole on the slab. Nothing else.

    • @fixedit8689
      @fixedit8689 Год назад

      Don’t get State Farm,,,,they’ll do everything to deny the claim

  • @iftihossain6649
    @iftihossain6649 2 месяца назад

    You mentioned $5000 deductible not being worth it because rerouting is better. But what is that rerouting cost? An estimate I got was 2x for a reroute…😭

  • @jazzlerbelle2446
    @jazzlerbelle2446 4 года назад +2

    From the research I’ve been doing, slab leaks are often not covered. You did not mention the cause of the slab leak. Is that what the insurance company would need to know to cover it?

    • @TwinHomeExperts
      @TwinHomeExperts  4 года назад

      cause of the leak is irrelevant, What is relevant is the sudden burst that caused the damages to your property.
      The other big factor is is the pipe burst happen in the soil or the actual slab. Coverage is more likely when the leak occurs in the slab.

    • @jazzlerbelle2446
      @jazzlerbelle2446 4 года назад +1

      Thank you for the quick response. I have just discovered water seeping from my floors but from what I have been reading, general wear and tear on the foundation (its an older home) is often not covered. That was what I was referring to.

    • @TwinHomeExperts
      @TwinHomeExperts  4 года назад +2

      @@jazzlerbelle2446 You have to make sure that you have an EXPERT write the proper language that supports your coverage.
      just email me at support@twinhomeexperts.com i can guide you if you need help.

  • @chefty3825
    @chefty3825 5 лет назад

    Thanks

  • @jmedi5589
    @jmedi5589 4 года назад

    Sir, with all due respect but I have to say. You look and sound a little like Ken Shamrock. I mean no disrespect, I just had to say it. By the way, this was a great video. I’m dealing with some sort of leak and am gathering as much information as I can.

    • @TwinHomeExperts
      @TwinHomeExperts  4 года назад

      just need the leather mask...lol! thanks for the feedback.

  • @luanpham7469
    @luanpham7469 3 года назад

    My home insurance don't cover plumbing job. They cover for damages cause by leaking water such as carpet ...

    • @TwinHomeExperts
      @TwinHomeExperts  3 года назад

      That's right. They only cover damages resulting from a sudden plumbing cause.

  • @xpany2cardsxp
    @xpany2cardsxp 3 года назад

    So confusing

    • @TwinHomeExperts
      @TwinHomeExperts  3 года назад

      Sorry, we try our hardest to deliver helpful content. Thanks for your feedback

  • @Youtubehandle.
    @Youtubehandle. 6 месяцев назад

    I had to like the video, you were at 666.