I won't. It used to reset ofter one year on MCLR based rates. Now it same for everyone. Moreover, now MCLR is less than Repo linked rate because banks have lesser deposit cost due to old TDs.
@@demoxae RBI forced banks to keep their rate attached to Repo. So whenever repo changes, RoI changes. However in earlier concept of rates based in MCLR, there was reset frequency as predetermined by bank.
People should learn cost benifit analysis for day to day life. People will buy an efficient appliance which costs a lot more because the one they have is too inefficient. But the truth is that it will be a while before the benifits can be left.
I have become a big fan of mr sharan recently .. not only he educates us with finance aspects with style and comedy but local slang he literally gives that extra laughter dosage , nim avvan sharan keep leaking . I'll look after the gundas for you 🤣😁🤣😁🤣😁🤣😁🤣😁🤟🤟🤟🤟
But if we switch banks like that means with any new bank initially the deduction of principal amount will be very less. So, if you keep switching banks like this means you will be keep on paying the initial high interests only!!!
hi, is it advisable to shift the home loan after 5 years from one bank to another bank with 1% less interest rate? pl. advice. loan tenure is 10 years.
I'd say that this is pretty amazing content and I'm impressed. I knew this guy from long ago actually, at first I thought he was an advertiser but I see now. I only saved his reels because he sounded like some guy from my 10th std school 😂 But yeah I see he has a talent of comedy and financial education too. if everyone was allowed to bring out their talents and also empathise with each other (since hurt people hurt people no matter the format) the world can do wonders. But I hope I don't have to pay more interest to satisfy this 😜 but I'm already interested in music and philosophy and transport. Keep up the good work sharan bro and don't dare to charge me more interest for watching your content😜
My brother did the same thing changed the bank because of less Home loan .. I don’t know but he lost 8 lacks over this … please act cautiously before you shift to other bank they all have different rules
Sometimes I swipe up in a hurry just to avoid to hear him say, “I follow my man…”. Don’t know why but it gets under my skin! Other than that, great content!
Most of videos of home loan from sharan shows home loan as 8% and some times even less. Why I have loan with 10.5% with floating rate and is there any way I can do something about it?
Sir do we have to pay modt charge every time we change the bank for home loan, I have an existing loan and transferring to kotak... Pls help with your response
Finance shorts cannot be more entertaining and educative. Keep it up !!
I won't. It used to reset ofter one year on MCLR based rates. Now it same for everyone.
Moreover, now MCLR is less than Repo linked rate because banks have lesser deposit cost due to old TDs.
@@MINATOYELLOWFLSH2005 ?
@@demoxae RBI forced banks to keep their rate attached to Repo. So whenever repo changes, RoI changes.
However in earlier concept of rates based in MCLR, there was reset frequency as predetermined by bank.
Better than that bekifayati dumb girl
Now other finance youtubers are copying him with similar video templates
Me : i want to cancel my 50 lak home….
Sbi: done ,off you go.
It's for hdfc ltd bro
please Boycott these idiots
wow u got what you wanted?? Wow
bro has no negotation skills@@winner7084
It's more like: come after the lunch break
"Nim avn Sharan!"😂😂🤣🤣
man tht translate as your mother
Kannadiga can understand
@@chinmayanandunk5031 yup
ಅಯ್ಯೋ ಹಾಗೆಲ್ಲ ಅಮ್ಮನ ಬೈಯ ಬೇಡಪ್ಪ. ಬೇರೆ ಏನಾದರೂ ಬೈಗಳ ಹುಡುಕು.
Only Kannada knowing people can enjoy this dialogue
" Nimmavan " has a separate fan base 😂
He is from karnataka
What is nimmavan bro please explain to us ?
@@ganeshchavan7371" teri maa ki "
@@ganeshchavan7371 nimmavan means teri maa ki In kannada
@@ganeshchavan7371 nimavan is a kannada word which means Teri Maa ki
I watch your videos for that last sentence. I follow my mann bro….. that line.
Haha..me too
“Lotak Bank”😬😂
The ending was not expected 😂😂😂 omg I couldn’t control my laugh 😂 and
Your content is awesome man!!! Educating and entertaining both, very nice !
Me too had this effect when i had loan .Its good way to bargaining 😊
(As soon as I see him)
Le me: I FOLLOW MY MAN! *FINANCE WITH SHARAN!* 😂
Kotak bank be like:- freee promotionsss
@AXE kha?
Who knows it’s free promotion?
last part had me laughing alot 😂😂😂
Can you please provide me insight, what are the loopholes in Home loan.
Bro I searched through ur whole youtube channel for this one vid cuz of the end scene when he says nimm sharan
Same here bro
Nimm ka Hindi mai meaning
@@millionmotivate3989 which means teri ma ka...
Bro its a word in Kannada Language....Nimmavvan
Some concepts I'm already aware of even then i watch your videos for your acting n presentation skills ..good job buddy
Collection team gunda's cracked me up lol 🤣
7.5 % lotàk bank, govt bank are charging less . Lot of hidden charge in private bank.
Men these reals are far better, educational and entertaining then that tick-tock category 😄 Thanks for your efforts Sharan !Really appreciated!👌
You save 25 k technically since the other 25k is paid as processing fees to lotak bank.
"Lotak Bank" was lit 🤣🤣
People should learn cost benifit analysis for day to day life.
People will buy an efficient appliance which costs a lot more because the one they have is too inefficient. But the truth is that it will be a while before the benifits can be left.
"Nimmavan" - totally unexpected... lol.... 👌
Pratically wont be work.. If not u means someother customer.. Anyhw they know to recover it.
Bro is threatening himself💀
I have become a big fan of mr sharan recently .. not only he educates us with finance aspects with style and comedy but local slang he literally gives that extra laughter dosage , nim avvan sharan keep leaking . I'll look after the gundas for you 🤣😁🤣😁🤣😁🤣😁🤣😁🤟🤟🤟🤟
I really love your content. Script and characters are insane😂😂❤
That last part got me i choked on my pomogrenate 😂😂
Regardless The Info His Videos Has Great Punches
After the disbursed of loan ,Lotak bank interest was 9%😅.Repo rate changed.
But if we switch banks like that means with any new bank initially the deduction of principal amount will be very less. So, if you keep switching banks like this means you will be keep on paying the initial high interests only!!!
hi, is it advisable to shift the home loan after 5 years from one bank to another bank with 1% less interest rate? pl. advice. loan tenure is 10 years.
Nice
Dedication eedre eetara idea bartave video madoke
समजमे तो नहीं आया पर जोभि बोला अच्छा लगा
The last scene is toooo comedy bro keep it up i have scene 10 times to it
Last part was insane
Died laughing 😂😂
Lotak bank also got one installment deposit in advance ...... Calculate the value of 30000 (assuming it EMI value ) after 30year of home loan
The last sentence got me laughing too hard 😂😂😂
The message was well delivered but the ending was epic!
Yes these banks do the same....
I'd say that this is pretty amazing content and I'm impressed. I knew this guy from long ago actually, at first I thought he was an advertiser but I see now. I only saved his reels because he sounded like some guy from my 10th std school 😂
But yeah I see he has a talent of comedy and financial education too. if everyone was allowed to bring out their talents and also empathise with each other (since hurt people hurt people no matter the format) the world can do wonders.
But I hope I don't have to pay more interest to satisfy this 😜 but I'm already interested in music and philosophy and transport.
Keep up the good work sharan bro and don't dare to charge me more interest for watching your content😜
Lol... Lotak bank is actually slashing their rates to snatch and grab other bank customers
Your contents are out of the world...but more than that, your last part makes it more fun, never fail to amuse me and make me lol... 😂
Hey sharan, can you make a short on the benefits/drawback on home loan ROI conversion to Repo rate from MCLR
7% 5months back, now 8 and above , and with rbi approach soon double digit
There are charges also like insurance policy charges
The way u use kannada slags..!! Heavvyyyyy..!!😂😂😂
Bro makes learning about finance fun
How to shift the home loan from one bank to another.?
Can u give any suggestions?
😆 i like the way you say nimmavn . Nimmavn sharanrii 🤣
What does it mean?
Nimavoun is literally amazing🤩
last one is awesome 😂😂🔫
Sikes
You are getting more funny now😝😝😝
Kotak has 8.3% interest rate. Which bank is he referring to in this vid?
Really awesome bro ,i really like ur videos with nice characters nd acting 👏👏
In present situation most of the banks do collection gundagiri
Ultimate job bro 👏
Keep up bro you are doing good content in a creative way 👏👏👏
At the end of video your kannada language baigula (gaali) is super 😂
Love from Belgavi ❤
Brk finance shorts be boring as shit but this guy makes it so entertaining
Last line was epic Sharan 🤣🤣
I follow my man this was awesome 😁😁
For home loan which bank is best as per current plans
My brother did the same thing changed the bank because of less Home loan .. I don’t know but he lost 8 lacks over this … please act cautiously before you shift to other bank they all have different rules
Mine 12% for PNB housing finance
Lotak Bank 😂
Kotak hai na🤣
My bank is telling me that
Fixed interest rate in home loan is no more ,only floating interest rate is available for customer
Is it true???
Thank alot bro ...
Super info bro ...
Big like to Sharan ❤️
How to transfer a loan from an finance to reputed banks ?
If you change then "follow my man " tone. These shorts are really interesting
Yaa ooro Sharana nindu?
Nim avvan 🤣🤣🤣🤣your slang ❤️✨
😅
I will still get the blue label tho, right? RIGHT !?
The slang u use in kannada I feel happy u making so proud to us that 'nimmavan' word loved itt ❤
Last lines ☺️☺️
Does Bank manager has right to change if a customer argued like this?? Does nt they fixed bank rules?
Lol funniest way too learn finance i love it. We all getting mothered by sharan 😂
Who was the first Indian person to get a home loan .
Can this strategy be applied to personal loan as well?
Anna ..... Your explanation style i like it..👍👍👍👍👍👍👍👍
🤣🤣🤣 I was never interested in finance concepts until I got introduced to you 🙏😄
I too 😂
Doesn't work in Indian overaaes bank.. It's 9.7percent...not willing to reset
🤣 finance with funnn 😂🤣🤣 sharan please tell me why you use "lotak" every time you have to say a bank name 😂 kotak should Collab with you 🤣
Awesome Sharan.
It got me when he said Sharan if he leaks any of his secrets from now on he will ehhh..
Gun
Is this trick is use for home loan only or I can use this trick for personal saleried loan
I sometimes think banks will someday really chase him down
Sometimes I swipe up in a hurry just to avoid to hear him say, “I follow my man…”. Don’t know why but it gets under my skin!
Other than that, great content!
Dont dare to touch sharan bro 🤣🤣🤣😆😆😆
The ending😂🤣🤣
No need to follow anybodys man to know *this* little thing
Just check diff banks interest online and select
Now the interest rates are almost 8% for home loan
Is the home loan insurance transferable?
Most of videos of home loan from sharan shows home loan as 8% and some times even less. Why I have loan with 10.5% with floating rate and is there any way I can do something about it?
The end was like *HAHAHHAHAHAHA*
Yo bro..ur next lvl🤣atb ur doing great,pls continue 👍👍
"Nimmoun Sharan " 😂😂😂😂👌👌👌
"Collection team gundas". Legend for a reason
What about MOD charge?
why do you use always lotak bank are you like connected to kotak bank or any other reason
Sir do we have to pay modt charge every time we change the bank for home loan, I have an existing loan and transferring to kotak... Pls help with your response