He Bhagwan! After 40 years of learning Maths, after 30 years of employment, after so many years of experience, after so many years of thinking that I am so good in calculations, pehli baar samajh arha ki 100 rupees spend karne ke liye mujhe 150 rupees kamane padenge. It's really shocking. Digest nhi ho rha. 😮 ❤
Very true Sir. So when I purchased my first car I bought second hand for 1.8 lacs and 4 years later sold it and bought bigger one a sedan 3rd hand for 2.5 lacs. And recently purchased a new one for 8 lacs. The new one came for me free of cost as I invested the saved amount from first 2 purchases in shares .
What about social life? Inconvenience for family when Uber or Ola keep cancelling rides at last minute. Happiness for family, you are earning for family. Safety and convenience for family. Middle class doesn't change cars frequently
From Pakistan, very informative video, keep us upgrading, n we'll be thankful to u. Money management is very complex. Bottom line is, spending, should be less than earning. Saving is a crucial part, one must adhere. I personally believe, if u want more wealth, learn to help others (within your means), God will help u back. Keep smiling 😃 By the way, I love your lawn, it's a pure luxury, nowadays.
This often what people don't understand, luxuries are really for later part of life mid part is struggle and investing in what u understand , pehele kaama lo phir enjoy karna , lekin log iska ulta karte hain , and spendings ko pura karne ke liye bhagte rehete hain
I was in need to buy a car as I had to travel with my family from work place to my hometown on weekends...my budget was 4-5 lakh only as I don't wanted to take any loan...but at the same time I had to buy a somewhat big car as travel is around 4 to 5 hrs and I don't wanted to drive a small car due to concern regarding safety...so my decision was finally to buy a honda city used car and I got it got around 4 lakh.. I feel that was one of my best decision as I got car from someone I knew...I service it regularly, maintain the car well and I am happy with the decision...car is around 10yrs old ,but it looks new to me, I enjoy driving it may be due to the fact that I was driving maruti 800 earlier...when i think about the amount of money saved, I feel like it's a good choice to go for a used car for ppl having budget constraints but still need a big car... always look for something less driven and reliable dealer or a known person...
Paise upar le jaaoge? Ghar pe baith kar? Savings is important but experiencing things in life is important. Just be careful you buy it till the limit of experience and not the showoff process. My car has helped me to manage stress. A drive of 50km in my car helps me come out of severe stresses.
Thanks for your valuable information sir, it benefits all of us, especially middle-class people. We need to learn many things in terms of cost control. With love from chennai🇮🇳
Gud one sir....I m still driving my Maruti Wagon R which has completed 14 yrs yesterday...still one more year to go...I smhow understood the world of investing n stock market in my late 20s n it changed my philosophy of how to invest n make my money work fr me....so never thought of buying new car by selling my current WagonR rather I prefer investing the surplus that I hav n creating assets.... thinking of buying a second hand car under 3 lakhs next year when it will be 15 yr old... I hav to forcefully let go my car due to delhi ncr rules otherwise I wud hav kept this car fr another 5 yrs atleast or may be more.... frugality is d way to create wealth fr most people except few who hav acquired property n money frm thr family inheritance
@@lk4705 Hum jo bhi investment karte hain unka return is directly proportional to the economy running n purchases made by someone ( who is enjoying that product) , of course Govt takes its kitty in the form tax for running the common administration and social causes
You may sell it to someone living out of NCR and it will fetch you decent price. Better still go for certified used car with exchange option. No point in buying a white elephant.
Very true sir I am totally agree. The day I have sold my car. My expenses are nothing now days also my responsibility got lesser to take care of my car. Now days I am hiring a car if I want instead of buying a new car or a second hand old car. Instead of Paying unnecessary taxes you can put your money in investing 👍👍
If someone is reading this comment "let me tell you, We get One life , live it to the fullest. Enjoy the small small moments and fun in life instead of seeing everything as a investment. Do fun , do adventure , do party, do drive , just enjoy, earn Money and spend it on yourself instead of keeping it in your bank. Don't sacrifice small small happiness just because it's not a good investment. Your Money will be here only but you will leave the world."
Nobody is saying to not to be happy, This is to tell you to keep the cost while buying something. The truth is, the person has to work for money until, he has enough money that covers his needs and aspirations.
First save enough to cover your ass, then do what you want. I have personally seen people live like there is no tomorrow, later commit suicide due to debts or their families suffer because of them.
क्या वीडियो हैं, मजा आ गया, मैं एक उद्यमी हूं, ये वीडियो को मैं loop में लगाकर बार बार सुना, हर बार एक नई दिशा से सोचने को मजबूर करती हैं ये जानकारी। लाइफ के बहुत से खर्चे का नजरिया बताती है ये वीडियो। आपका बहुत बहुत धन्यवाद सर जी 🎉🎉🎉🎉🎉🎉
You are right! Most of us are buying big cars because getting a loan has become easy. Loans help in enjoying something before earning the money required for it. Enjoy now Pay Later. But if you want to enjoy in future we should earn first and then buy.
I myself could only afford a car of less than 6 lakhs. So bought one for 4 and took good loans to pay them off as interest was less than 5 percent. I have all details on an excel sheet any and every expenses on the car is documented. Thank you sir.
The memories wat we get during 1lakh km on car will never match the money... money wat u will do without enjoying life...if ur not enjoying life than wat we do with money by just multiplng it...
I feel a family needs to own a car as from lockdown we learned that public transport cannot be an option. It is just that taxes are very high in this country. So own a good reliable and safe car and keep it for as long as you can. You will not regret for financial losses. Rather you will regret for rest of your life if you could not get any transport in a family emergency.
@@SangoLifeSutras No that would make no sense to upgrade every 5 years unless the vehicle is not reliable. My wagonr is on 15th year and due upgrade next year. Need 7 seater safe car for which no option below 20L. As I see other comments here, yy comment was more targetted towards younger generation to who may not understand between price and value. One cannot save money till 60 year and then go for Ladakh trip. It is about balancing life but no only based on money.
I have a small car Maruthi Alto 800, I bought second hand for 2,70,000 for local use, no loan. Its very convinient to drop kids, pick up relative, bring grocery or go out within city. Good milage and very low mainitaince. No regret.
Thank you Sir. I had thoughts like these in my mind about the money I spent when I purchased our new car on loan,but you made the figure more clear .....pls add more videos about money management.... Thank you once again
I am in IT and they promise you to get a life style that looks gorgeous and smart. They don't tell you cost of shine so eventually you end up running on a trademill.
Ye calculation kab aur kharab hoti hai 1. Agar aap loan pe gaadi na len 2. Agar aap bohot mehengi gaadi lete hain without having that much earning 3. Agar aap frequently gaadi change karte hain 4. Agar aap maintenance properly mahi karte
Car ranges start from 4 lakh. Why to buy 20 lakh priced cars. I have already done this math, but there is no comparison of the convenience of having a car with money. If you have a car of range 6-10 lakh, it's balanced.
Great SIR 💯...Sirji.. Aapki video dekh kar dil ko badi tasali milti hai ki kisine to effort liya informative videos banene ka.. Many of us are aware of these info but don't dare to share with others as either simply people will ignore you or you don't have time to convince them. Atleast now I have your videos to show them. God bless you and love live.🙏🙏
Thank you so much for this true Information Sir. before going to watch this video i thought I will purchase 11 lakh cars in the next month and impress others. now I changed my decision, Thank you Sirji.
HI , buying a car must be driven by only 4 considerations 1. needed to move from point A to point B 2) it depreciates every year 3. petrol will be costly in the future at least 3 year horizon 4) mileage .. best buys are under 7 lacs.. i own a wagon R , cash down i can buy a Jeep or another SUV , but with limited parking spaces , spare part costs , wagon R is the best choice for me and my family
सही बात कही आपने सर् सिर्फ उसके इंटरेस्ट से ही बगैर टेंशन के रेंट पर ले कर हम अपना काम निपटा सकते है बस झूठी शान नही रहेगी बस ओर उसको मेनटेन करना भी नही चाहिए।
we have to pay the taxes regardless, of where we use the money whether to buy car or invest 3:57 this comment is made watching the video only till 03:57 i.e. only the initial part without the conclusion
Yes. Taxes eat away the bulk and prevent from owning a premium car ! Also some dreams need to be fulfilled instead of just investing and saving a lot wherein you just cannot enjoy due to any unforeseen/ unfortunate reasons 😢
I can understand sir one of my colleague purchase 17 lakhs worth car. Had he not purchased that car by the end of 10th year (@ approx 7.1% per annum interest) he would had 34 lakh rupees with him. + such big cars have mileage of approx 10 kmpl + high maintaince. I am using Alto 800 if I calculate properly then it is also a expensive car
Car price 6 lakhs 5 years interest 1.7 lakhs 5 years Insurance 0.5 lakh Tax 0.3 lakh Others Documents Charges approx 0.1 lakh 5 years Maintenance 0.25 lakh Depreciating component adjustment cost 0.5 lakh Fuel on average 2.4 lakhs Total 11,75 lakh I will try to accumulate the amount for my 5 yr old son's future bike purchase, I better keep cycling.
Going by title of this video, I thought this would be an interesting video; but this video is completely disappointing as the views are flawed and illogical. You cannot keep blaming Tax at every step of vehicle ownership because even if you don't buy a car, you still end up paying tax for returns on investment. Biggest flaw in this video is that the convenience and psychological aspect of owning a car is completely ignored. Most Car owners may use their car only in weekend but still it is worth owning a car in Indian scenario, if one can afford, given our public transport system and aspiration of Family folks of travelling together for happy as well as important occasions. certain popular Call Taxi operators are are playing havoc especially during peak hours and late nights/ early mornings and indulging in higher charges than what the app shows initially! So, do go ahead and buy a car, if you can afford one; Car rentals and public transport will take some time to catchup; moreover, car industry contributes immensely to employment of Lakhs and economy in thousands of Crores, of our country.
Sir, first time I have a different opinion.. as with your example only. For 1lac kilometer If I travel with any cabs .. it will cost around 10-14 lacs min. That too in small cars, It could increase depending on luxury car or varying costs of peak hours and many different criterias..
*but own car don't have driver and require parking, fuel, insurance , road tax , gst , challans , accidents , buying home with parking and maintenance cost*
Sir exactly right Please make videos on corporate hospilas What to do what not ,because Concepts and clearity are not knowing, being anesthesiologist retired, I can understand but my humble reqest for benifit of many.
I agree to your insights, however, for a family of 4, it's an issue when they have to wait for someone else or taxis to reach a destination. So, it's a matter of necessity in this society. Now, think this way, what if our public transportation work in disciplined manner. Can one family rely on buses for their journey in our country? Delhi metro is ok ok, how about Mumbai local trains! Secondly, a person is treated in our society by how much they have in terms of salary, vehicles, houses.. This dates back to biblical ages! What everyone gives least attention is our environment. Less vehicles, more pedestrians roads creates good health and environment. Look at our roads. Pedestrians have to walk on the road as vehicles are parked on footpaths! Countries whose companies manufacturers cars, bikes are smart! They are dumping all this into countries such as India, China, Philippines and their governments are making more pedestrian friendly road network!!
Sir Ji.. Ek video plz taxes ke flow pe baniye.. I am thinking around this for years... e.g. If any IT company works for any client and earns.. 100 million then it pays minimum 20% GST - Finally get 80 Million.. From that 80 Million.. 40 Million is paid to employees as salary then now employees will pay now 8 Million as tax and finally get 32 Million.. when Employees spend (50% of their earning) 16 Million on their livelihood like buying car, house, food etc.. then the next level will pay another 3.2 Million to govt.. so the more hand this money will flow in the chain.. govt will keep on milking tax on that money.. Hope I made my request & point clear..
You are making me feel guilty for buying a car. 🤔 but it's fact and true that we need to earn a hell lot of money to buy these depreciating assets. Thanks for the video.
You are doing a great job . Thanks for so wonderfully explaining so relevant topics and your insights . Maths is very well explained but I think there is an astrological science involved in buying a new car and buying old one ( old metal ) , it suits few . Isn’t it so ?
He Bhagwan! After 40 years of learning Maths, after 30 years of employment, after so many years of experience, after so many years of thinking that I am so good in calculations, pehli baar samajh arha ki 100 rupees spend karne ke liye mujhe 150 rupees kamane padenge. It's really shocking. Digest nhi ho rha. 😮 ❤
Very true Sir. So when I purchased my first car I bought second hand for 1.8 lacs and 4 years later sold it and bought bigger one a sedan 3rd hand for 2.5 lacs. And recently purchased a new one for 8 lacs. The new one came for me free of cost as I invested the saved amount from first 2 purchases in shares .
In which shares did u invest
Time is important , always buy new first car ,you will remember the feelings for the rest of your life
@@dr.ashoksharma7897 lol, look a joker spotted giving advice.
@@dr.ashoksharma7897 6months old first hand car and 5 year old second third fourth hand car is same , if you do maintain it properly
Gyan Mat Jhaad. Stocks Me Lagaya....
One key rule...Buy for convenience and practical needs not to impress others.
What about social life? Inconvenience for family when Uber or Ola keep cancelling rides at last minute. Happiness for family, you are earning for family. Safety and convenience for family. Middle class doesn't change cars frequently
You can always buy cheaper cars
New scarp policy says life of car is only 15 years..
Buy for convenience rather to impress others🙂
Time is important , if you have money buy your dream car
Cheaper car is never an alternative for safer car. Yes if cheaper and safer both then agreed. But that never happens.
From Pakistan, very informative video, keep us upgrading, n we'll be thankful to u. Money management is very complex. Bottom line is, spending, should be less than earning. Saving is a crucial part, one must adhere. I personally believe, if u want more wealth, learn to help others (within your means), God will help u back. Keep smiling 😃
By the way, I love your lawn, it's a pure luxury, nowadays.
Very nice comment 👍
"We don't buy things with money, we buy them with hours from our lives."
This often what people don't understand, luxuries are really for later part of life mid part is struggle and investing in what u understand , pehele kaama lo phir enjoy karna , lekin log iska ulta karte hain , and spendings ko pura karne ke liye bhagte rehete hain
Agree🤚
I was in need to buy a car as I had to travel with my family from work place to my hometown on weekends...my budget was 4-5 lakh only as I don't wanted to take any loan...but at the same time I had to buy a somewhat big car as travel is around 4 to 5 hrs and I don't wanted to drive a small car due to concern regarding safety...so my decision was finally to buy a honda city used car and I got it got around 4 lakh.. I feel that was one of my best decision as I got car from someone I knew...I service it regularly, maintain the car well and I am happy with the decision...car is around 10yrs old ,but it looks new to me, I enjoy driving it may be due to the fact that I was driving maruti 800 earlier...when i think about the amount of money saved, I feel like it's a good choice to go for a used car for ppl having budget constraints but still need a big car... always look for something less driven and reliable dealer or a known person...
Paise upar le jaaoge? Ghar pe baith kar? Savings is important but experiencing things in life is important. Just be careful you buy it till the limit of experience and not the showoff process.
My car has helped me to manage stress. A drive of 50km in my car helps me come out of severe stresses.
Thanks for your valuable information sir, it benefits all of us, especially middle-class people. We need to learn many things in terms of cost control. With love from chennai🇮🇳
Gud one sir....I m still driving my Maruti Wagon R which has completed 14 yrs yesterday...still one more year to go...I smhow understood the world of investing n stock market in my late 20s n it changed my philosophy of how to invest n make my money work fr me....so never thought of buying new car by selling my current WagonR rather I prefer investing the surplus that I hav n creating assets.... thinking of buying a second hand car under 3 lakhs next year when it will be 15 yr old... I hav to forcefully let go my car due to delhi ncr rules otherwise I wud hav kept this car fr another 5 yrs atleast or may be more.... frugality is d way to create wealth fr most people except few who hav acquired property n money frm thr family inheritance
Not many understand it
@@SangoLifeSutras correct sir...very few understand this n that's why only few people create wealth in d long run.....gud initiative sir...keep it up
@@lk4705 Hum jo bhi investment karte hain unka return is directly proportional to the economy running n purchases made by someone ( who is enjoying that product) , of course Govt takes its kitty in the form tax for running the common administration and social causes
You may sell it to someone living out of NCR and it will fetch you decent price. Better still go for certified used car with exchange option. No point in buying a white elephant.
I purchased a second hand car for 1.7 L in 2010 and sold it for 60k in 2020. A loss of 1L in 10 yrs
Very true sir I am totally agree. The day I have sold my car. My expenses are nothing now days also my responsibility got lesser to take care of my car. Now days I am hiring a car if I want instead of buying a new car or a second hand old car. Instead of Paying unnecessary taxes you can put your money in investing 👍👍
If someone is reading this comment "let me tell you, We get One life , live it to the fullest. Enjoy the small small moments and fun in life instead of seeing everything as a investment. Do fun , do adventure , do party, do drive , just enjoy, earn Money and spend it on yourself instead of keeping it in your bank. Don't sacrifice small small happiness just because it's not a good investment. Your Money will be here only but you will leave the world."
Exactly true brother feelings never be calculated
Right choti choti khushiya ki koi keemat nhi
Nobody is saying to not to be happy, This is to tell you to keep the cost while buying something. The truth is, the person has to work for money until, he has enough money that covers his needs and aspirations.
@@tsjoshi Beautifully explained.
First save enough to cover your ass, then do what you want. I have personally seen people live like there is no tomorrow, later commit suicide due to debts or their families suffer because of them.
क्या वीडियो हैं, मजा आ गया, मैं एक उद्यमी हूं, ये वीडियो को मैं loop में लगाकर बार बार सुना, हर बार एक नई दिशा से सोचने को मजबूर करती हैं ये जानकारी। लाइफ के बहुत से खर्चे का नजरिया बताती है ये वीडियो। आपका बहुत बहुत धन्यवाद सर जी 🎉🎉🎉🎉🎉🎉
It was superb,an eye opener. Please add more content to educate the youth for optimizing the money spent. How to avoid white elephants in life.
You are right!
Most of us are buying big cars because getting a loan has become easy. Loans help in enjoying something before earning the money required for it.
Enjoy now Pay Later.
But if you want to enjoy in future we should earn first and then buy.
In 2016 I invested 20 lacs to buy a flat . Now its price is 35 LAcs Rs. I wanted to buy a cra of 20 lacs then but changed my mind .
Now try to sell it. Let us see how many are interested to purchase it.😅
I myself could only afford a car of less than 6 lakhs. So bought one for 4 and took good loans to pay them off as interest was less than 5 percent. I have all details on an excel sheet any and every expenses on the car is documented. Thank you sir.
The memories wat we get during 1lakh km on car will never match the money... money wat u will do without enjoying life...if ur not enjoying life than wat we do with money by just multiplng it...
I feel a family needs to own a car as from lockdown we learned that public transport cannot be an option. It is just that taxes are very high in this country. So own a good reliable and safe car and keep it for as long as you can. You will not regret for financial losses. Rather you will regret for rest of your life if you could not get any transport in a family emergency.
Here it is not about buying ot not buying. Offcourse u should buy. But do u need to change it every 4 to 5 yrs
@@SangoLifeSutras No that would make no sense to upgrade every 5 years unless the vehicle is not reliable. My wagonr is on 15th year and due upgrade next year. Need 7 seater safe car for which no option below 20L.
As I see other comments here, yy comment was more targetted towards younger generation to who may not understand between price and value. One cannot save money till 60 year and then go for Ladakh trip. It is about balancing life but no only based on money.
Quite true Sir. thanks for. sharing this perspective and yes, we should show this to our younger ones for sure!
I have a small car Maruthi Alto 800, I bought second hand for 2,70,000 for local use, no loan. Its very convinient to drop kids, pick up relative, bring grocery or go out within city. Good milage and very low mainitaince. No regret.
But 0 safety
Thank you Sir. I had thoughts like these in my mind about the money I spent when I purchased our new car on loan,but you made the figure more clear .....pls add more videos about money management....
Thank you once again
Thanks. You can connect via whatsapp also 9911702005
I am in IT and they promise you to get a life style that looks gorgeous and smart. They don't tell you cost of shine so eventually you end up running on a trademill.
As is said , don't buy a car for luxury or status. But buy it for regular use at least 70 to 80 km daily. Don't purchase and keep it as white element.
Bahut sandarr app oshho jaise hume जागरूक बना रहे हैं jay ho gurudev
Ye calculation kab aur kharab hoti hai
1. Agar aap loan pe gaadi na len
2. Agar aap bohot mehengi gaadi lete hain without having that much earning
3. Agar aap frequently gaadi change karte hain
4. Agar aap maintenance properly mahi karte
Car ranges start from 4 lakh. Why to buy 20 lakh priced cars. I have already done this math, but there is no comparison of the convenience of having a car with money. If you have a car of range 6-10 lakh, it's balanced.
Great SIR 💯...Sirji.. Aapki video dekh kar dil ko badi tasali milti hai ki kisine to effort liya informative videos banene ka.. Many of us are aware of these info but don't dare to share with others as either simply people will ignore you or you don't have time to convince them. Atleast now I have your videos to show them. God bless you and love live.🙏🙏
In a country like India, any sensible person should think mass transit as a serious option.
We have to experience in life. What is the meaning of earning when we can’t have luxury and comfort at some point of life
He is not saying not to experience, but to understand and realise the cost of buying.
Car is definitely not an asset but a convenience ,if really needed. Great insight ,Sir.
Big channels are copying this calculation of yours after 2 years😅
You are the first one to speak about several mind blowing realistic things😊
Thank you so much for this true Information Sir. before going to watch this video i thought I will purchase 11 lakh cars in the next month and impress others. now I changed my decision, Thank you Sirji.
Thanks Sir ! Starting a business is the best thing for middle class families.
Excellent idea to calculate TAX 👍
What a great analysis. Many people are living their lives to pay taxes
HI , buying a car must be driven by only 4 considerations 1. needed to move from point A to point B 2) it depreciates every year 3. petrol will be costly in the future at least 3 year horizon 4) mileage ..
best buys are under 7 lacs.. i own a wagon R , cash down i can buy a Jeep or another SUV , but with limited parking spaces , spare part costs , wagon R is the best choice for me and my family
सही बात कही आपने सर् सिर्फ उसके इंटरेस्ट से ही बगैर टेंशन के रेंट पर ले कर हम अपना काम निपटा सकते है बस झूठी शान नही रहेगी बस ओर उसको मेनटेन करना भी नही चाहिए।
we have to pay the taxes regardless, of where we use the money whether to buy car or invest
3:57 this comment is made watching the video only till 03:57 i.e. only the initial part without the conclusion
Yes ur right sir, i am following this trick since 20 years,, 👍👍🙏🙏
The best
Achha bahut achha calculation.
Mashallah
Sahi bataya. Gari perking cost and driver cost VI hai.
Bought 2nd 2019 kwid for city use. More than satisfied.
Yes. Taxes eat away the bulk and prevent from owning a premium car ! Also some dreams need to be fulfilled instead of just investing and saving a lot wherein you just cannot enjoy due to any unforeseen/ unfortunate reasons 😢
Great video have many lufe changing nuggets.
I can understand sir one of my colleague purchase 17 lakhs worth car. Had he not purchased that car by the end of 10th year (@ approx 7.1% per annum interest) he would had 34 lakh rupees with him. + such big cars have mileage of approx 10 kmpl + high maintaince.
I am using Alto 800 if I calculate properly then it is also a expensive car
Good to see that even in Delhi NCR you have this much greenery. 🙏
Because they have not purchased car by loan
Apke 8 min ke video dekhne ke liye mujhe 15min nikalna padta hai
Isliye save to later karke night me dekhta hu 😂
Wonderful guidance provided thanks so much
Thanks sir. u opened my eyes.
Thanks for such a wonderful video. Now I can easily buy Tata Harriar 🥰
baut sahi Information sir. salute you
Very good eye opener, i recommend every kid who comes out of college should see this message
U are absolutely right sir. My family also caculate like that.
Wonderful vedio sir to open my eyes
Really liked the video. Impressive.
You're right Sir Your video is very valuable
Car price 6 lakhs
5 years interest 1.7 lakhs
5 years Insurance 0.5 lakh
Tax 0.3 lakh
Others Documents Charges approx 0.1 lakh
5 years Maintenance 0.25 lakh
Depreciating component adjustment cost 0.5 lakh
Fuel on average 2.4 lakhs
Total 11,75 lakh
I will try to accumulate the amount for my 5 yr old son's future bike purchase, I better keep cycling.
Eye opening Fact thank you very much sir
True fact Thanks
Sir, each and every word of yours is so true and so correct........I have done this and can relate to what you said. Have done GREAT LOSS
at the age of 50 we must earn about 50 lacs in order to get interest of Rs 35000/- of FD from BANK in order to live peacefully rest of life ,
Invest in stocks of top10 companies of india and remaining 50℅ money to fd bank it will good
Excellent video about aspects which we are unaware about.
Thanks to taught us this wonderful thing ,kindly make a video on the topic if any business man buy the same car than how much he will pay for this
Ur economic acumen is top class...sir. salute sir.
Sir very well said.You are very practical in your approach.I still remember you,how humbly you used your red Maruti car.
Going by title of this video, I thought this would be an interesting video; but this video is completely disappointing as the views are flawed and illogical. You cannot keep blaming Tax at every step of vehicle ownership because even if you don't buy a car, you still end up paying tax for returns on investment. Biggest flaw in this video is that the convenience and psychological aspect of owning a car is completely ignored. Most Car owners may use their car only in weekend but still it is worth owning a car in Indian scenario, if one can afford, given our public transport system and aspiration of Family folks of travelling together for happy as well as important occasions. certain popular Call Taxi operators are are playing havoc especially during peak hours and late nights/ early mornings and indulging in higher charges than what the app shows initially! So, do go ahead and buy a car, if you can afford one; Car rentals and public transport will take some time to catchup; moreover, car industry contributes immensely to employment of Lakhs and economy in thousands of Crores, of our country.
Excellent analysis sir.....i am religiously following your advise.....😊😊😊😊
Today Car is not a luxury it's a necessity a budget car like alto 800 is good for low class people with less maintenance .
Namaste ji 100 percent correct sir anything you want to buy you should calculate i like this video very much thank you
No cheating no misleading
Very much right.
Hi,you have opened our eyes thanks a lot Sir
Aapki Har Baat Bilkul Sahi Hai Sir . Dhanyavaad 🙏.
Looking Forward To A Similar Video On Property And Appreciation Please Sir . Thank You 🙏
Very true. Its late now. Happy realisation.
Buying of car is avoidable. Money should be spent carefully. Correctly said Sir.
You simplify such complex topics with ease.
Thanks a ton.
Sir, first time I have a different opinion.. as with your example only. For 1lac kilometer If I travel with any cabs .. it will cost around 10-14 lacs min. That too in small cars, It could increase depending on luxury car or varying costs of peak hours and many different criterias..
You missed the whole point. It was not about car. But about naukri. 2nd order effect
*but own car don't have driver and require parking, fuel, insurance , road tax , gst , challans , accidents , buying home with parking and maintenance cost*
Thank you , Great trailer , need full movie in finances context 😊, noida v Gurgaon also needed.
Very much thought provoking !!!
You are my intangible asset guruji❤
Baat to sahi hai. Tax kuch zada hi de rahe hai hum sab log.
Shaandar jabardast jindabad
very good informations. thanks sir
Dear Sir, Thanks for the video it is an eye opening , God Bless you sir, Thank you so much , we all love you from heart.
Sir exactly right
Please make videos on corporate hospilas
What to do what not ,because
Concepts and clearity are not knowing, being anesthesiologist retired, I can understand but my humble reqest for benifit of many.
Mind blowing Truth
This is real fact....no doubt ...!! I am also government employee , so I can understand this feelings!🙏
Under the table how much you took?
I agree to your insights, however, for a family of 4, it's an issue when they have to wait for someone else or taxis to reach a destination. So, it's a matter of necessity in this society. Now, think this way, what if our public transportation work in disciplined manner. Can one family rely on buses for their journey in our country? Delhi metro is ok ok, how about Mumbai local trains!
Secondly, a person is treated in our society by how much they have in terms of salary, vehicles, houses.. This dates back to biblical ages!
What everyone gives least attention is our environment. Less vehicles, more pedestrians roads creates good health and environment. Look at our roads. Pedestrians have to walk on the road as vehicles are parked on footpaths!
Countries whose companies manufacturers cars, bikes are smart! They are dumping all this into countries such as India, China, Philippines and their governments are making more pedestrian friendly road network!!
Very good calculation.
Bohot pasand aaya! Thank you!
Sir Ji.. Ek video plz taxes ke flow pe baniye.. I am thinking around this for years... e.g.
If any IT company works for any client and earns.. 100 million then it pays minimum 20% GST - Finally get 80 Million.. From that 80 Million.. 40 Million is paid to employees as salary then now employees will pay now 8 Million as tax and finally get 32 Million.. when Employees spend (50% of their earning) 16 Million on their livelihood like buying car, house, food etc.. then the next level will pay another 3.2 Million to govt.. so the more hand this money will flow in the chain.. govt will keep on milking tax on that money.. Hope I made my request & point clear..
Nehi sir.
Aap ka hisab ekdam sahi hai
Your every every video is really informative and beneficial in practical life.
Quite insightful Sir... thank you
Nicely explained 👌 👏 👍
You are making me feel guilty for buying a car. 🤔 but it's fact and true that we need to earn a hell lot of money to buy these depreciating assets. Thanks for the video.
You are doing a great job . Thanks for so wonderfully explaining so relevant topics and your insights .
Maths is very well explained but I think there is an astrological science involved in buying a new car and buying old one ( old metal ) , it suits few . Isn’t it so ?
Very well explained and eye opener. I like the way you explain. You are doing very good work. Keep it up!!!
This is something we all know but don't realiE effectively. An eye opening topic.
Great job done in explaining it in much detail.
Excellent Sir, please make video on Group A services