The PROBLEM With Capital One Cards…

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  • Опубликовано: 20 янв 2025

Комментарии • 104

  • @anthonyjames4319
    @anthonyjames4319 2 месяца назад +108

    1.5x speed is your friend.

    • @ChaimS
      @ChaimS 2 месяца назад +6

      Or 2.

    • @enriqueayala927
      @enriqueayala927 2 месяца назад +5

      2x

    • @DaveSincere
      @DaveSincere 2 месяца назад

      FACTS!!

    • @jeffforman3055
      @jeffforman3055 2 месяца назад +5

      I guess I'm an outlier cuz I really appreciate this type of deliberate, clear delivery. And audio quality here is always top notch. So many YTers rush thru their delivery with unnatural edits and their clips play like one looong hyper run-on sentence... no natural cadence, no space between sentences etc. Thx RD for, what I perceive to be, a qualitative audio-visual experience.

    • @KevinPeterson-jq5ok
      @KevinPeterson-jq5ok 2 месяца назад +1

      Make it 2x

  • @hustlehard4L
    @hustlehard4L 6 дней назад +1

    Yeah i never book the airline because that has issues more often then the hotels or rental cars..

    • @TheRDGuarantee
      @TheRDGuarantee  6 дней назад +1

      Much riskier with time sensitive airline travel

    • @hustlehard4L
      @hustlehard4L 6 дней назад

      @TheRDGuarantee exactly, Even though the redemption rate isn't great in the portal for a hotels and maybe worth doing it just based on the 10x multiplier.

  • @LK_EBM
    @LK_EBM 2 месяца назад +11

    Domestic airline partners are bad transfer value anyway

    • @yurig2530
      @yurig2530 2 месяца назад

      I tend to disagree. AA, AS, WN and UA are all great options.

  • @timparker9174
    @timparker9174 2 месяца назад +3

    Great breakdown of capital one. I’ve been denied for the venture x twice now. You’re totally right about if you have good credit and a lot of cards you will have problems getting their cards.

  • @patfisher3004
    @patfisher3004 2 месяца назад +12

    Yeah, the lack of a domestic transfer partner is frustrating for me. And as far as the lounge overcrowding issue, I'm pretty much done with Dallas. It's ALWAYS crowded and I've waited for nearly 2 hours to get in. Still love the card though!

    • @praspurgh
      @praspurgh 2 месяца назад +3

      I actually don’t care much about domestic flights because I have delta card, and I use the c1 miles almost exclusively to Cathay Pacific for business class seats, which gives great value

    • @bernie236
      @bernie236 2 месяца назад

      @@praspurghyou can also fly domestically with delta, united, American Airlines, and Alaska airlines using capital one miles. Transfer the points to British airways or flying blue and book through their sites.

    • @mcytc
      @mcytc 2 месяца назад

      @@praspurgh Southwest is pretty good on the Chase side, consistently get ~1.7cpp, variable. Easily beats redeeming @1.25cpp (CSP) in the Chase portal.

    • @JUNKJACKZACK
      @JUNKJACKZACK 2 месяца назад +2

      Thats weird I was there just yesterday. No wait times. Maybe it was just my luck.

    • @GARYBATASAR-e3m
      @GARYBATASAR-e3m 2 месяца назад

      @@JUNKJACKZACK I'm so sorry for the random approach.
      But your profile shows that you are an ambitious individual with a large network which gives the idea to know if you are open minded to look into a new way of generating extra cash from your mobile phone or PC

  • @bravoninetyseven
    @bravoninetyseven 22 дня назад +1

    Remember the refresh rumors from a few months ago? Was changing the style of the physical card all it was? They really need to do a real update.

  • @jeffforman3055
    @jeffforman3055 2 месяца назад +27

    Problem #8 - 3 hard inquiries per cc application! No bueno. Problem #9 - All, but 2, of their business credit cards report to personal credit. Uh, no, thx. Problem #10 - Capital One customer (dis)service. Appreciate your quality content.

    • @docsays
      @docsays 2 месяца назад

      - All Facts!!

    • @newagain9964
      @newagain9964 2 месяца назад +4

      Capital one is just all around mediocre. And they’ll only make discover worse.

    • @bfourney
      @bfourney 26 дней назад +1

      Their level of customer service on business products is beyond completely unacceptable

    • @shojus
      @shojus 3 дня назад

      Hit the nail on the head!

  • @tinabryan6109
    @tinabryan6109 2 месяца назад +7

    My Cap1 Venture X is used for my international travel. Thats how I plan to get the most bang for my buck. I'll use another card for Domestic and hotels.

    • @jamariscranton9741
      @jamariscranton9741 2 месяца назад

      what card would you recommend for domestic travel. I don't have any travel cards I was looking to get the Venture X and Bilt

    • @tinabryan6109
      @tinabryan6109 2 месяца назад

      @jamariscranton9741 So I'm just starting out too with these cards, but based on what he's said and others, I think I'm going for a Chase card next. He has a video on the benefits of Chase and mainly they have better airline partners.

    • @tinabryan6109
      @tinabryan6109 2 месяца назад

      @jamariscranton9741 Also I'm going to do Chase next based on their 5/24 rule I keep reading about. You are less likely to get approved if you have opened 5 cards in 24 months. I believe that's what I have read.

    • @Johnyjones380
      @Johnyjones380 2 месяца назад +1

      American Airlines cc

    • @newagain9964
      @newagain9964 2 месяца назад

      Huh? I book international flights on a portal? And if ur talking transfer, u can’t earn enough pts on their cards without portal

  • @docsays
    @docsays 2 месяца назад +4

    Great points. I think Cap1 has some good cards, but i just can’t trust them to be primary travel card or eco-system, i.e. buckets, triple hps, no automatic pc’s, inconsistent approvals, etc
    Im sticking with chase, amex, or even citi

    • @newagain9964
      @newagain9964 2 месяца назад +1

      Cap1 is last place in my book of the 6 big players.

    • @docsays
      @docsays 2 месяца назад

      @@newagain9964 - for real. i want to like them, but just cant trust them.

  • @ExposeFlyersDotCom
    @ExposeFlyersDotCom 2 месяца назад +1

    What boils my blood is that I do get approved for some C1 cards but never the versions that give me the entry bonuses.

  • @robert8311
    @robert8311 2 месяца назад +4

    #3 is my main problem with c1 which is why I’m in no rush for the venture X why get miles I can’t can’t redeem

    • @newagain9964
      @newagain9964 2 месяца назад

      VX is my only cc regret. Waste of 5/24 slot.

    • @yurig2530
      @yurig2530 4 дня назад

      @@newagain9964 the lounge at DFW is pretty good, it maybe the best domestic lounge you can access with CC. Other than that, I don't use VX at all.

  • @Cryptid71
    @Cryptid71 2 месяца назад +8

    All due respect You are nuts if you think the miles from Capital One are not worth it. My average is 6.7 points per mile and I've gone on four different trips two of them being to Japan one to France and one to Italy. And my trip to Japan was 11.1 points per mile

    • @mcytc
      @mcytc 2 месяца назад

      Which airlines? Any tips?

    • @fitfordjohnson2844
      @fitfordjohnson2844 2 месяца назад

      Yes, he said that. Good for international. Not for domestic

    • @newagain9964
      @newagain9964 2 месяца назад

      Nah. Don’t believe it.

  • @lrnasigo1
    @lrnasigo1 2 месяца назад

    Thank you for the video. I’ve analyzed the possible need for this card and haven’t pulled the trigger

  • @marinrodriguez7729
    @marinrodriguez7729 2 месяца назад +1

    Adding in one more set of data points. In april 2024 i got venture rewards card as a second card...first card id applied for in many years. Just the other day, 6 months had passed and having done plenty of research, i wanted to move up to venture x. Got approved on the spot. 2 for 2...but do i push it to go 3 for 3 and one more personal cap1 card?

    • @GARYBATASAR-e3m
      @GARYBATASAR-e3m 2 месяца назад

      I'm so sorry for the random approach.
      But your profile shows that you are an ambitious individual with a large network which gives the idea to know if you are open minded to look into a new way of generating extra cash from your mobile phone or PC

  • @MrHawaiiboy510
    @MrHawaiiboy510 2 месяца назад

    The freedom unlimited is only 1.5 percent cash back

  • @EXPRECDJ
    @EXPRECDJ 2 месяца назад

    #1 is the main issue for me. I have three cards with them with excellent credit history and have a relationship with them for over 20 years. Still can’t get a Venture X.

    • @SectionChief
      @SectionChief 2 месяца назад

      Same. They'll only give me a Venture X if I product change, which means no bonus. It's only very very recently that they let me product change a Quicksilver to a Savor.

  • @yurig2530
    @yurig2530 2 месяца назад +1

    Savor one + Venture one is a good no AF combo

  • @rambosidi7634
    @rambosidi7634 2 месяца назад

    Great video

  • @KC-bp4zz
    @KC-bp4zz 2 месяца назад

    We use Capital One because of foreign transaction fee

    • @mcytc
      @mcytc 2 месяца назад

      Any travel cards worth their weight have no foreign transaction fee. Many non-travel cards do too.

  • @Cryptid71
    @Cryptid71 2 месяца назад

    Yeah you earned so many more points though with Capital One at a lower cost. And I don't have to be held slave to some Chase 5:24 rule. Imagine making your decisions based off what one single bank says you can and can't do

  • @ShellyFerensJones
    @ShellyFerensJones 2 месяца назад +15

    You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K in a bitcoin from just a few months ago and now they are multi millionaires..🇺🇸.

    • @NancyMiller949
      @NancyMiller949 2 месяца назад

      Hello
      How are you earning such monthly? I was born a Christian, and sometimes I feel down on myself because of low finances, but I still believe I can still make it someday. As a beginner how do I go about investing into Crypto!.

    • @BrianKingy
      @BrianKingy 2 месяца назад

      I am 52 years old. I reached my first 100 thousand dollars in just 3 months. I started with 20k investing in Bitcoin ETFs and other dividend income. My medium-term goal is to grow my money investing forever for my business and children..

    • @Jim-y5j
      @Jim-y5j 2 месяца назад

      This year I reached 100 thousand invested in Bitcoin ETFs and other dividend income, it was exactly 1 year and 4 months, I already accelerated to reach 200 thousand, I think I will reach the goal sooner

    • @Dolores-o4q
      @Dolores-o4q 2 месяца назад

      How did you achieve this in a short period of time?

    • @Dolores-o4q
      @Dolores-o4q 2 месяца назад

      I would appreciate some advice please A. I am new to investing in stocks/cryptocurrencies. Can you guide me how to do this?

  • @J0HN_3_16
    @J0HN_3_16 2 месяца назад

    Capital One has terrible customer service.

    • @keepcalm1224
      @keepcalm1224 15 дней назад +1

      The credit card side definitely does. The banking side is not too bad.

  • @pastalu5254
    @pastalu5254 2 месяца назад

    Good info. Kyle is so handsome.

  • @Cryptid71
    @Cryptid71 2 месяца назад

    Imagine actually using points for domestic travel😂 You guys do not know how to play the credit card game

    • @docsays
      @docsays 2 месяца назад +6

      - not everyone travels internationally all the time 🙄

    • @newagain9964
      @newagain9964 2 месяца назад +2

      Bruh. Most ppl not flying overseas every year or even every two. Even then, that’s when open a new card or two and get more subs.

    • @gregb5876
      @gregb5876 2 месяца назад +2

      I get 6.6 CPP domestically using AS Miles on AA. I also love the refundability of airline tickets when using miles instead of cash.

    • @DFDubsports
      @DFDubsports Месяц назад

      Whats wrong with domestic?? I travel alot through DAL and plan on moving there eventually. So the lounge perks work and i take minimum 2 trips a year with the family. so those 300 dollars and 10k miles every year help out alot. Its a no brainer.