My NYC Apartment Purchase Journey (w/ all Costs!) & $50,000 Renovation Update

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  • Опубликовано: 29 окт 2024

Комментарии • 57

  • @chieula2589
    @chieula2589 2 года назад +3

    apartment tour please whenever you’re ready! 🥰

  • @GhanYt
    @GhanYt Год назад +17

    I’m currently retired, and considering the current rollercoaster nature of the stock market, I decided to stay on the sideline for awhile, now I’m worried with the numerous bank failures as of late, am I better off reinvesting my savings in the stock market or do I wait?.....

    • @bahijarhafiri
      @bahijarhafiri Год назад

      True, A lot of folks downplay the role of advisors until being burnt by their own emotions. I remember couple summers back, after my lengthy divorce, I needed a good boost to help my business stay afloat, hence I researched for license advisors and came across someone of due diligence, helped a lot to grow my reserve notwithstanding inflation, from $275k to approx. $850k so far.

    • @bahijarhafiri
      @bahijarhafiri Год назад

      It's best you do your due diligence, I have my portfolio overseen by *Jenny Pamogas Canaya* ‘’ and her qualifications speak for itself. Most likely, the internet is where to find basic info, she has a noticeable page for consulting.

  • @alexanderballard6062
    @alexanderballard6062 2 года назад +7

    Kitchen and Bathroom look awesome BTW. What I'm most shocked about is the fact you beat out two all cash offers, that's incredible. I know these sound like stupid questions but 1) Once you win the bid they can't take the apartment away from you for a better offer while you find the lawyer and get the morgage from the bank right? 2) Did you undergo a pre-approval process so you knew how much money you'd realistically get from the bank at a good rate before applying bids? and 3) how variable on average are maintenance fees? I wouldn't want to buy into someplace where the fees skyrocket after a few years. Sorry for the mouthful and Great Vlog as always :) !

    • @angelasunx3
      @angelasunx3  2 года назад

      Thanks so much Alexander! 1) Although they're not supposed to take it back post accepting the bid, technically they can up until I sign the contract and send an escrow payment because it isn't legally binding prior. 2) Yes I did! Got an idea of how much I could borrow + sometimes they'll ask for it before putting down an offer. 3) The maintenance fees shouldn't be very variable. You'll get a copy of the previous maintenance fees that the building has charged and get an idea of how much it's increased - in general though, usually 1-2% per year

  • @CestTerry
    @CestTerry 2 года назад +4

    Yay finally! I’m saving this video for tonight 🥰

    • @angelasunx3
      @angelasunx3  2 года назад

      Woohoo! Can't wait for you to watch 😁

  • @krankykritter6402
    @krankykritter6402 2 года назад +1

    It looks so much better after the renovations. Especially the kitchen, I'm looking forward to seeing how you style your place.

    • @angelasunx3
      @angelasunx3  2 года назад

      Ah thanks so much! Excited to decorate/furnish the place now

  • @LilAngel1447
    @LilAngel1447 2 года назад +2

    wow!! congrats and your kitchen / bathroom both look amazing. great job!

    • @angelasunx3
      @angelasunx3  2 года назад

      Thanks so much! Happy with the way it turned out

  • @ashjes6807
    @ashjes6807 2 года назад +2

    Your apartment's looking nice! I can't wait to see it furnished!

  • @Dhruvpatel-lc7hc
    @Dhruvpatel-lc7hc 2 года назад +1

    Mind boggling angella hats off to your hard work really happy for you, hope you’re doing well😄😄😊😊

  • @edward2009
    @edward2009 2 года назад +1

    Wow congrats! This is huge

  • @billy7951
    @billy7951 2 года назад +3

    Great video!

  • @epicantos6448
    @epicantos6448 Год назад +1

    We’re purchasing a house now in NYC, we only had to put down 10K when signing the contract. Total closing costs will be 25k and the house is selling for 725k but we have to do a full gut renovation (which will cost about 150k-200k)

    • @carlospalaguachi
      @carlospalaguachi Год назад +1

      Hi Epic,
      I would like to know if the gut renovation cost is of a one family or multi family home?

    • @angelasunx3
      @angelasunx3  Год назад

      Congrats!!

    • @epicantos6448
      @epicantos6448 Год назад

      @@carlospalaguachi one family house, 2,100 sq. Ft.

    • @epicantos6448
      @epicantos6448 Год назад

      @@angelasunx3 thank you 😊

  • @WD987654321
    @WD987654321 2 года назад +3

    Thanks a lot for these videos. They're very helpful for someone considering doing something similar. I'm very curious about the ongoing monthly (or yearly?) costs of owning an apartment like this. Like how much in taxes etc. does it cost to own the apartment, apart from all the other costs of life? If you want to make a video about it, that would be super helpful too (or just reply...). Anyway, congrats on the new place!

    • @angelasunx3
      @angelasunx3  2 года назад

      I cover a cost breakdown in this video: ruclips.net/video/XqJbQAMPnVU/видео.html
      Let me know if you have any questions beyond it though!

  • @WalksWallStreet
    @WalksWallStreet 2 года назад +1

    Congratulations!

  • @fanta2468
    @fanta2468 2 года назад +1

    Love this!!!

  • @danielmoore9214
    @danielmoore9214 2 года назад +1

    I like the carrera worktops.....

  • @andygarcia4497
    @andygarcia4497 2 года назад +1

    Angela, how much of the day to day typical investment banking job could you outsource? Just curioous actually. Anyways congrats on the new apartment it looks slickk:)

    • @angelasunx3
      @angelasunx3  2 года назад +1

      Thanks Andy! Probably >50% of an analysts job can be outsourced

  • @tyronemidzi2457
    @tyronemidzi2457 2 года назад +2

    Nice!

  • @KingPriyom
    @KingPriyom 2 года назад +2

    cliff notes on how you got the $ to buy it at your age?!?

    • @angelasunx3
      @angelasunx3  2 года назад

      Savings from previous jobs + staying with family during the pandemic - also started investing at an earlyish age

    • @KingPriyom
      @KingPriyom 2 года назад

      @@angelasunx3 i'm just trying to do math on how heavy the bag investment or even savings of someone of your age can possibly even be to afford nyc place in this economy...😲

    • @lexbraxman9270
      @lexbraxman9270 Год назад

      @@KingPriyom Biggest factor is high salary. She's an investment banker. Figure it out.

    • @thehungrygoldfish
      @thehungrygoldfish 11 месяцев назад

      @@KingPriyomShe has a high paying job. She can’t tell you how to get a 900k a year job lol

  • @87saurav
    @87saurav 9 месяцев назад +1

    How did you find the contractor?

    • @angelasunx3
      @angelasunx3  6 месяцев назад

      Recommendations from others and just online / ads!

  • @johnwalbolt
    @johnwalbolt Год назад +1

    2.6%?!?!??!?! Incredible

  • @jaimeszeto8208
    @jaimeszeto8208 2 года назад +1

    yayyyyyyyyyy!!!!!!!!1

    • @angelasunx3
      @angelasunx3  2 года назад

      Wootwoot can't wait for you to visit!

  • @pajamasam70
    @pajamasam70 Год назад

    Can you say who your contractor was?

  • @nicholaskoh3704
    @nicholaskoh3704 2 года назад +2

    Do u plan to live here long term or exit after sometime and make profit from appreciation especially from renovations

    • @angelasunx3
      @angelasunx3  2 года назад +1

      Not long term since it's a studio, so I'll likely rent out or sell at some point

  • @davontawilliams3958
    @davontawilliams3958 2 года назад +1

    I wish I was rich like you 🤑🥺

  • @lexbraxman9270
    @lexbraxman9270 Год назад +1

    You barely showed us the results of your renovation lol. Zoom out.

    • @angelasunx3
      @angelasunx3  Год назад +1

      Oops watch my apartment tour for more a zoomed out version