TIMESTAMPS 0:00 Intro 1:46 Choosing How Much, When & How Often to Save 4:24 Why Buy Savings Challenges? 6:59 Short-Term (30 Days or Less) Savings Challenge Ideas 13:51 Mid-Term (3-6 Months) Savings Challenge Ideas 16:15 Long-Term (6-12 Months+) Savings Challenge Ideas 19:10 Use Sinking Funds to Protect Your Savings Challenges 24:21 Find Money You Already Have 29:36 2024 Budget Planner & Savings Challenges
Last December I started a challenge that totaled $3210. I pushed myself to complete it with only $2. I didn't complete it as of today, because I was short $150. I worked it all year along with other challenges.
Thank you so much! I am so glad I saw this video today because it gave me a few ideas when everything seems to be stretched as thin as it gets...looking at moving in to a smaller place in 2024!
This was a really good video gave me a few things to think about like motivating others to save starting a group saving challenge even giving them the binder and envelopes for Christmas and challenge them to save with me at the beginning of the year.💰😊
Choosing the right challenge that is attainable for me. Setting myself up for success with a method that i am able to stick with and not stressful. You got it i need this money ro stack right now. I am able to save cash but have accounts to save in as well. I have had challenges with account savings because of accessibility of funds. Thank you for great information.😊
I will always do saving coins(since a child), April showers & zero out. I added a challenge this year and I have 3 for next year I never seen them, but it doesn't mean it isn't out there. I see a lot of people are saying folks are selling their ideas off. I don't sell anything, but I haven't seen these 3 saving challenges that I am going to try next year. I ran into an unexpected $7,000 medical bill, I have emptied my HRA, my FSA & my medical envelope. I said Rochelle said LIFE be lifing, so you have a job just pay what you can & continue to enjoy yourself you will get it paid. I need a side hustle
This year, my favorite challenges were the $1 challenge and the coins. I’m still working on the 100 envelope challenge 😩. I found it helpful to establish a percentage that goes to savings after bills and then using savings challenges to save and to help with sinking funds.
We had a major fam emergency so I have missed you and some of my favorites for a while. I did think of you and your fam' when I heard of the horrible fires. I hope y'all are safe and doing ok. The emergency hit us hard so I am looking forward to this video and the tips.
Hey friend really enjoyed. Love all the motivation. I’m still trying to work on my EF. My van will be paid off at the beginning of Nov. Then we have to save to get it fix. Life been lifing.
😂😂that is me! No lie, I really want to achieve all the savings challenges and it has really switched my mentality from spending to saving. Establishing limits on necessity vs. wants. Seeing and feeling the money hits different than swiping a card willy nilly
Lovely Video. Greatly Appreciate The Tips. ❤💙 You Are The Reason I Started To Do Saving Challenges. First Things Were Rough I Was Always Taking The Money Out When I Put It In. Now I'm Finally To The Point I Can Do And Complete Challenges Without Withdrawing The Money. 😊
Yep, you’re making sense. There are things you can’t live without and things you can. If you put your money on something you can’t live without, pull money away from those things you don’t care so much about. Maybe they were just habits you were used to spending on. 😀
Goal is payoff credit cards in 5 years Able to save 50 a month trying to save all my 20 usd on Friday when I can Goal is to be a month ahead on my bills which would be approximately 2000 which will take me about 5 years savings coins put on cc
just saying, I went on Christmas break 12/15 and went back to work 1/3. My last payday was 12/21. I have not been able to stuff anything since then. I am having so many WITHDRAWALS.!!! I get paid this Friday. Oh Yeah. out of the 21 pay, I did pull $19 to stuff last week. It finished 2 challenges that gave me $205 that I put into my 100 envelopes.
Guest sinking fund is smart! I’m in Hawaii as well so visitors are coming lol Paying for parking almost everywhere we go is an annoying expense we never think about until it adds up🫠
TIMESTAMPS
0:00 Intro
1:46 Choosing How Much, When & How Often to Save
4:24 Why Buy Savings Challenges?
6:59 Short-Term (30 Days or Less) Savings Challenge Ideas
13:51 Mid-Term (3-6 Months) Savings Challenge Ideas
16:15 Long-Term (6-12 Months+) Savings Challenge Ideas
19:10 Use Sinking Funds to Protect Your Savings Challenges
24:21 Find Money You Already Have
29:36 2024 Budget Planner & Savings Challenges
Last December I started a challenge that totaled $3210. I pushed myself to complete it with only $2. I didn't complete it as of today, because I was short $150. I worked it all year along with other challenges.
I don't trust know one but God and my daughter No thank you
Best annual video yet!! Love the focus on being smart with the income, so helpful!
Thank you so much! I am so glad I saw this video today because it gave me a few ideas when everything seems to be stretched as thin as it gets...looking at moving in to a smaller place in 2024!
Thanks for watching 🌺 Hope the move goes well 🙌🏾
I'm just getting on board with the savings challenge. I'm loving it
New subbie! I love how you explained the different categories of savings challenges!
Yay! Thank you!
This was a really good video gave me a few things to think about like motivating others to save starting a group saving challenge even giving them the binder and envelopes for Christmas and challenge them to save with me at the beginning of the year.💰😊
TYSM! Love the group SC idea 💡
I need some of those binders behind you I’m on a saving mission right now ❤❤❤❤
Choosing the right challenge that is attainable for me. Setting myself up for success with a method that i am able to stick with and not stressful. You got it i need this money ro stack right now.
I am able to save cash but have accounts to save in as well. I have had challenges with account savings because of accessibility of funds. Thank you for great information.😊
I will always do saving coins(since a child), April showers & zero out. I added a challenge this year and I have 3 for next year I never seen them, but it doesn't mean it isn't out there. I see a lot of people are saying folks are selling their ideas off. I don't sell anything, but I haven't seen these 3 saving challenges that I am going to try next year. I ran into an unexpected $7,000 medical bill, I have emptied my HRA, my FSA & my medical envelope. I said Rochelle said LIFE be lifing, so you have a job just pay what you can & continue to enjoy yourself you will get it paid. I need a side hustle
Life has never lifed like this before!!! I know you can bounce back 🙌🏾 and thank you so much!!
This year, my favorite challenges were the $1 challenge and the coins. I’m still working on the 100 envelope challenge 😩. I found it helpful to establish a percentage that goes to savings after bills and then using savings challenges to save and to help with sinking funds.
Thank you hon! 🌺 Glad to hear what worked for you!
I really enjoyed your videos
I like the penny challenge. I do that 4 times a year. (Once each season).
Love this! Can’t wait to add up mine 🙌🏾
Thanks for sharing 🤗 Lots of great tips ✌🏻🫶🏻💵
Glad it was helpful!
The greatest to ever do it! You are the savings challenge queen. I am so excited to see what you are doing for 2024! Ahh!!
Yay! Thank you! I hope you and the family are doing amazinggg
Thank you! This was very helpful! 🙌🏻
Glad to hear it. Thanks for watching!!
Thanks! Very helpful video!
you're welcome
We had a major fam emergency so I have missed you and some of my favorites for a while. I did think of you and your fam' when I heard of the horrible fires. I hope y'all are safe and doing ok. The emergency hit us hard so I am looking forward to this video and the tips.
Welcome back!
Hey friend really enjoyed. Love all the motivation. I’m still trying to work on my EF. My van will be paid off at the beginning of Nov. Then we have to save to get it fix. Life been lifing.
Great Content
Wow you live in Hawaii I was just there in September I enjoyed Hawaii I am coming back to Hawaii I loved it🤗
Hey Ro! My favorites are zero out and penny challenge.
Hi I'm glad you like them 🥰
Have a great weekend!
My problem is I want to do them ALL. You got me started and I appreciate your vid’s
thank you
@@RochelleAdamson you’re welcome
😂😂that is me! No lie, I really want to achieve all the savings challenges and it has really switched my mentality from spending to saving. Establishing limits on necessity vs. wants. Seeing and feeling the money hits different than swiping a card willy nilly
Lovely Video. Greatly Appreciate The Tips. ❤💙 You Are The Reason I Started To Do Saving Challenges. First Things Were Rough I Was Always Taking The Money Out When I Put It In. Now I'm Finally To The Point I Can Do And Complete Challenges Without Withdrawing The Money. 😊
I really do Love that!
@@RochelleAdamson 💙🩷💜
Good Morning, listening while at work.
oh yes!
Great video.
thanks
Yep, you’re making sense. There are things you can’t live without and things you can. If you put your money on something you can’t live without, pull money away from those things you don’t care so much about. Maybe they were just habits you were used to spending on. 😀
true
very good video
For me it’s the mini challenges. Long challenges are a challenge for me to save lol…❤
TYSM! 🥰
just starting
I’ve been using the “Big Ben Saving Cans.” I’ve a few hiccups, but I’m back on tracks. ($5.00, $1.00 Loose change, and My Birth Year Savings.)
glad to have you back !
Yasssssss❤❤❤
Just started
great
Am I the only one who finds finance fun? 😂 Everyone says it’s boring 😭 Maybe it’s because I turn everything into a game.
❤❤❤
I don't need to find a person to help save my money I have God to show me the way to save my own money no man no women just myself
I'm saving and I'm on leave from work so my budget coming in is low
Single parenting is hard on savings especially if a person has a small income 😮
I NEED to start budgeting!! I want to create a channel, join the community and possibly open a shop! This community sounds amazing!❤😊
You can do it!
Goal is payoff credit cards in 5 years
Able to save 50 a month trying to save all my 20 usd on Friday when I can
Goal is to be a month ahead on my bills which would be approximately 2000 which will take me about 5 years savings coins put on cc
Month ahead is really where it’s at 🙌🏾 you got this
just saying, I went on Christmas break 12/15 and went back to work 1/3. My last payday was 12/21. I have not been able to stuff anything since then. I am having so many WITHDRAWALS.!!! I get paid this Friday. Oh Yeah. out of the 21 pay, I did pull $19 to stuff last week. It finished 2 challenges that gave me $205 that I put into my 100 envelopes.
amazing!
Guest sinking fund is smart!
I’m in Hawaii as well so visitors are coming lol
Paying for parking almost everywhere we go is an annoying expense we never think about until it adds up🫠