To apply for Amex Platinum Charge card, use the link below. You will earn 10K MR points extra in addition to the 45K Taj vouchers if you spend Rs. 50,000 in the first 60 days. americanexpress.com/en-in/referral/platinum?ref=pRANAKm3OP&XL=MNANS To apply for the Amex Platinum Travel card and get 12K points, use the below link 👇 americanexpress.com/en-in/referral/membership-rewards?ref=pRANAKni3H&XL=MNMNS
I requested for a CC video, just last week, and man was I delighted to see this video! Love how you went an extra mile with those hand written notes, appreciate the effort and the video! Cheers ❤
Hi Pranay. I have Amex travel, Mrcc and gold charge card and I have been offered Amex platinum charge card recently. I was searching for guidance and came across your video which has been really helpful. I really appreciate your hand written notes as it shows efforts you have put in for us random strangers. Thank you.
Yep. These folks need to factor in opportunity cost of the 70,000. And the hassle of arguing for renewal offers, remembering all the offers blah blah to extract a few thousands more. One can invest same time and energy in work and really multiply money. 70 grand opportunity cost plus mental opportunity cost is not worth it. Amex needs to sweeten the deal on these a lot more to make it a no brainer.
Isn't your point that it's no longer up to the customer to choose which of the two options they would want to choose? And how did you resolve this? Did Amex agree to give you the MR points instead of the Taj vouchers?
It’s either 60K worth Taj vouchers or 1.25 L MR points. If you opt for Taj vouchers then they initially credit only 45K worth and once you spend 50K within 60 days of card activation then the remaining 15K is given as well.
If you get the Amex platinum in the US there is no forex markup fee worldwide while when you get it from India you’re charged 3.5% plus gst. That’s a big drawback i surrendered my card this year
Apple does make a card. It's called the Apple Card (ofc).. its made of titanium, is plain white with just the name etched on.. No number, cvv, exp.. its a clean white piece of metal.
The first year benefits are great for this card, however, how would you justify the cost for the subsequent years? those 125000 MR points are given only in the first year right?
Hi Pranay, Good review, however, I was offered this card last week and the benefits have changed/increased as compared to your Card..Strange since it seems that you just got your card a few months ago..Here is what I am being offered ... 60k/Annual Fee 135k - Points or Taj Vouchers Gold Membership : Hilton / Marriott & a Few other Brands Lounge Access : Centurion + Priority Pass Top Tier + Lufthansa Lounge Etc.. & A few more.. The question I have is : why has this dramatically changed since April ( when you posted your review )..?
Hey, the benefits you mentioned above were there even when I got the card. The only thing is the joining benefit that keeps changing. 135K points is a good benefit btw, if you're considering it go for it.
for 1 lakh domestic - they are now offering 15k yatra voucher. - got the mail few days ago. after devaluation of 2 guests to 1 guest - the amex lounges are much better. I like mumbai lounge more than Delhi.
I received 350000 mr points as a joining bonus in australia, i have accor plus, marriott bonvoy, radison, hilton and taj, mine is a business platinum so end up getting a lot of points as all the business expense goes on it aswell.
Travel platinum has milestone benefits on hitting 4 lac rupees. Platinum charge doesn't. With the milestone benefits, one can get benefits worth ~30K INR on spending 4L, which is the incremental benefit over a platform charge card. Hope that helps. Tldr: plat travel has ~8% reward rate till 4 lacs and play travel has ~1.2%
If you can help on this question: Can i upgrade my existing All accor membership to All accor plus membership ( which amex providing complementary with this card ?)
Good informative video !!!! do you remember how long it took you to receive the card after you accepted the upgrade offer? and did you have to provide any other information to Amex after that?
Hey Pranay, wanted some advice about the renewal benefits at the end of the first year. Should i be contacting amex on the concierge to extract the best renewal benefits or do they just email you with whatever renewal benefits they are offering and dont budge from it? or is there some wiggle room?
For e-commerce websites where reward multiplier works, plat charge returns are higher (5X of 1.2% = 6%) For almost everything else, infinia’s 3.3% is best in class. Acceptance is a challenge for sure - not as easy as Mastercard and visa. But it’s mostly accepted at restaurants, premium retail chains etc
Hello Pranay, how the fees for plat travel got waived off? I also have the same offer , as per customer care team - they have stopped giving plat travel as companion card. Thanks
@@pranayk37 yes recent only, they told me in last 5-6 months - no companion card given and don’t rely on the information flowing in credit card forums. There is a possibility that they have waived off your fees for this year only :)
Platinum travel card is spent for the first 4L rupees in the year only. It is not used after that. For the platinum charge card - I'm only going to use this to spend 50K in the first 60 days. After that, won't be using this. Thanks for your question
Hi Pranay, Thanks for the video! I just wanted to clarify one thing: How long were you using the Amex Travel Card before you got offered the platinum card? Also, what are the criteria to get this upgrade and is it for all?
They give this card quite easily if you meet the requirements of income (check their website depending on whether you're salaries or self employed). You can call them and ask for a joining benefit of 135k and they should be happy to give it
Hi Pranay, wanted to check - For Amex rewards multiplier, the monthly limit for Amazon Pay or Amazon Shopping Vouchers from gftyr, is consider as limit per Amex card or cumulative for all Amex cards ? I believe, it should be for each card, but, wanted to confirm. Thanks
Hey Pranay, thanks for the video. I have Platinum and Travel cards, but Amex told me they can't waive the fee on the Travel card. Please do a review on Axis Reserve and how best I can make use of it.
That's strange. They waived off my platinum travel fee because I am paying for the platinum charge card. Axis cards - I'm not a fan. I know they provide value but the customer care + devaluation lurking on the horizon make me stay away from them. I did enjoy the magnus days though 😂 Thanks for your comment and apologies for not being able to help much
@@pranayk37 ya. That to we can use PP also to get in. Btw isn't the Indian variant worst compared to US or UAE, my main spends are international and in SEA and Europe. What would you recommend. I was eyeing the axis Olympus when it's generally available or platinum charge. Dcb metal has huge acceptance issue
Holding Amex Plat from 2 years already the fees was very high. Now as they have increased the fees from 60K to 66k plus GST its not worth it. Planning to not renew it now as the benefits have also been reduced . Looking for views from people already holding the card.
Marriott bonvoy is a free to join loyalty program. Club Marriott is a paid membership that you buy with a hotel to get access to benefits at the hotel and some benefits at the overall Marriott group. Not entirely comparable
So the concierge is well spoken and very helpful. I found them useful for complex travel itineraries. However I did try and ask them for some "exclusive" items - for example, a hard to get watch, and they weren't able to do anything. Hence while it's good to have, I wouldn't get this card for the concierge.
My mothers just got her platinum travel card and I plan to take one of the complimentary cards they give to build my cibil. Currently a CA trainee at a bank with a stipend of 60k. Was thinking of going for this card post-qual. Also, would you have any idea of the amex black card and its benefits?
Amex black card is a black box very few know about. I'm definitely not one of those. Apparently it's an invite only card for those who spend 1Cr in a year across Amex cards, but it's all hearsay
Hi Pranay, Thank you.I just got the card and your video is very useful for me.Kindly let me know how to get redeem 125,000 reward points for Marriott Bonvoy and 30% extra?
@@pranayk37 I have seen it last year between 16th Nov to 15th Dec. So may be its for a month. Always better to keep an eye on emails from American Express in whole of Q4
Hi...is the 125000 MR points joining benefit still being given? I got an email from Amex with link to benefits for this card and it doesn't mention about it. Also the referral link shows 10k MR points and 45k Taj stay benefits. Would be helpful if you can clarify based on your understanding of offers. Thanks
Hi, the 125000 joining benefit offer is a targeted offer and you'll get a mail regarding the same. If you haven't got the mail with this offer, and still want to get the card, then you should go via referral since that'll give you 10K points in addition to the 45k Taj vouchers.
@@pranayk37 Thanks for clarification. Yesterday, I got an email from Amex to upgrade my Platinum Travel card to Platinum Charge and they are offering 135k MR points alongwith the regular other things like 10k Taj voucher in bday month, etc. Thinking about it now
Just like how they've forgotten to send me the bag 😂 it has been two months almost! And the concierge is ok, i wouldn't get the card for the concierge alone
I admire the research and effort that you put into the video. For someone who can't find the time to narrow down on which credit card to choose, you are a god sent 🙏 For transactions while on vacation which card would you recommend that provides the least conversion charge?
This card gives 3X higher points on international spends. So that's about 3.75% reward rate which somewhat offsets the transaction + gst charges of ~4% Other international cards in the list below. I personally only have diners black from this list. www.paisabazaar.com/credit-card/best-international-credit-card-in-india/
Actually I’m interested in MRCC card and I’ve heard a lot about the great reward points from my colleagues in the states. Not sure if this will translate in India 🤷🏻♂️.
I am 18. Have applied for a FD backed credit card at HDFC, basic free card with no benefits, just for building cibil. Which card would you recommend to opt in future (i am a student). secondly, my dad has the platinum travel card, could you make a video describing how to get the 30% bonvoy points? also great content, keep it coming.👍
Thanks for your comment. In all honesty, if you're a swiggy user - maybe consider the HDFC swiggy card. I use it and it works well for me with 10% CB upto 1500 in a month. Not sure whether it's FD backed or not. For plat travel, you can prioritise the first 4L Rs spends on it every year. Insurances, ecommerce,.fuel,.etc
Concierge services are decent. Found them most useful for complex travel bookings which have multi city itineraries. Apart from that they can’t really get you money can’t buy experiences that they talk about. If you want to use them to send stuff, the fee is quite high and you’re better off sending it yourself. They speak really well and are smarter than other concierge. Tldr; I won’t get the card just for the concierge.
Hi, I've covered this in the "favourite credit card" video on the channel, you can see it there. Tldr is that you can prioritise the first 4L spends every year on amex plat travel card. I use it on categories like insurance, ecommerce, fuel
This is the second time I'm getting this card. Credit card rating takes a small hit but nothing major, especially if the card is not something you've held for a long time. You should however think twice before surrendering your oldest standing card.
Yes, that's a great benefit. Except haircut isn't something I'm particularly in need of 😂 which is why I didn't mention it, because I'm only covering benefits that I'm excited about!
Reeech keeds cards , how can this be a no brainer lmao 😂😂😂, you can get good hotels at 3 times cheaper than mariat lmao 🤣...i think he meant he lost his brains after getting this card 😂
![What Credit Cards You Should Have by INCOME? [Detailed Review]](http://i.ytimg.com/vi/RsQFUJGXeHQ/mqdefault.jpg)
To apply for Amex Platinum Charge card, use the link below. You will earn 10K MR points extra in addition to the 45K Taj vouchers if you spend Rs. 50,000 in the first 60 days.
americanexpress.com/en-in/referral/platinum?ref=pRANAKm3OP&XL=MNANS
To apply for the Amex Platinum Travel card and get 12K points, use the below link 👇
americanexpress.com/en-in/referral/membership-rewards?ref=pRANAKni3H&XL=MNMNS
I requested for a CC video, just last week, and man was I delighted to see this video! Love how you went an extra mile with those hand written notes, appreciate the effort and the video! Cheers ❤
Made my day! 😁
Hi Pranay. I have Amex travel, Mrcc and gold charge card and I have been offered Amex platinum charge card recently. I was searching for guidance and came across your video which has been really helpful. I really appreciate your hand written notes as it shows efforts you have put in for us random strangers. Thank you.
Glad you found it helpful. I feel it's easier to follow and explain with notes :)
All genzs getting scammed easily by this card😂😂😂 nice amex
Thanks for calling me genz 😂
Yep. These folks need to factor in opportunity cost of the 70,000. And the hassle of arguing for renewal offers, remembering all the offers blah blah to extract a few thousands more. One can invest same time and energy in work and really multiply money. 70 grand opportunity cost plus mental opportunity cost is not worth it. Amex needs to sweeten the deal on these a lot more to make it a no brainer.
I received Taj vouchers of Rs.45k instead of 1,25,000 points by paying annual fees at the time of joining
Yes that's a common joining benefit that they offer
Isn't your point that it's no longer up to the customer to choose which of the two options they would want to choose? And how did you resolve this? Did Amex agree to give you the MR points instead of the Taj vouchers?
@@vydyjuris Called Amex to convert my Taj Vouchers to MR points. They did it and I got 125,000 points.
It’s either 60K worth Taj vouchers or 1.25 L MR points. If you opt for Taj vouchers then they initially credit only 45K worth and once you spend 50K within 60 days of card activation then the remaining 15K is given as well.
If you get the Amex platinum in the US there is no forex markup fee worldwide while when you get it from India you’re charged 3.5% plus gst. That’s a big drawback i surrendered my card this year
Thanks for sharing
Apple does make a card. It's called the Apple Card (ofc).. its made of titanium, is plain white with just the name etched on.. No number, cvv, exp.. its a clean white piece of metal.
Yup, I’ve seen it. It was in partnership with Marcus (Goldman’s commercial banking division) that is being scaled down. It looks pretty good
no food is included while we use mariott points , any suggestions on that?
Super useful! Love your CC breakdowns
Glad it was helpful, thank you for your comment!
points to airline miles on this card is same as platinum travel?
I have 1.5 million points on my Amex platinum by the way !! Use it to covert to Emirates .. am based in Bangalore...
How did you get so many points? You should have your own channel
thanks for making this, will surely help.
The first year benefits are great for this card, however, how would you justify the cost for the subsequent years? those 125000 MR points are given only in the first year right?
Correct. I plan to surrender the card in the second year.
Hi Pranay,
Good review, however, I was offered this card last week and the benefits have changed/increased as compared to your Card..Strange since it seems that you just got your card a few months ago..Here is what I am being offered ...
60k/Annual Fee
135k - Points or Taj Vouchers
Gold Membership : Hilton / Marriott & a Few other Brands
Lounge Access : Centurion + Priority Pass Top Tier + Lufthansa Lounge Etc..
& A few more..
The question I have is : why has this dramatically changed since April ( when you posted your review )..?
Hey, the benefits you mentioned above were there even when I got the card. The only thing is the joining benefit that keeps changing. 135K points is a good benefit btw, if you're considering it go for it.
Feedback - If the voice quality could be upgraded then it will make the videos better . 😊
for 1 lakh domestic - they are now offering 15k yatra voucher. - got the mail few days ago. after devaluation of 2 guests to 1 guest - the amex lounges are much better. I like mumbai lounge more than Delhi.
Thanks for sharing that update. I guess 15K yatra vouchers is better than nothing, so that's good! And agreed - the lounges are much better
Pranay, USE CC TO BUY PROPERTY ! Do you have any card in mind which can help us in earning rewards on buying a land?
Thanks for the information. What about renewal, are there any renewal benefits?
Renewal benefits aren't guaranteed. The last time I had this card, i surrendered it after the first year because the renewal benefits were not good.
Can kids (6yrs)are allowed into the lounge using add on card along with primary card holder
Yes! Complimentary access is offered to Card Member's children aged 17 years or younger. Thanks for your question.
I received 350000 mr points as a joining bonus in australia, i have accor plus, marriott bonvoy, radison, hilton and taj, mine is a business platinum so end up getting a lot of points as all the business expense goes on it aswell.
Holy moly - that's crazy!
But how much did u pay
During the airport loungr use how many family members are allowed access the lounge?
Super helpful video !!
Why you prefer travel platinum over this?
Can you make video on it?
Travel platinum has milestone benefits on hitting 4 lac rupees. Platinum charge doesn't. With the milestone benefits, one can get benefits worth ~30K INR on spending 4L, which is the incremental benefit over a platform charge card. Hope that helps. Tldr: plat travel has ~8% reward rate till 4 lacs and play travel has ~1.2%
@@pranayk37 THANKS~! got my travel play today! ♥
If you can help on this question: Can i upgrade my existing All accor membership to All accor plus membership ( which amex providing complementary with this card ?)
It's with amex plat charge card
On recent application benefits of 30 k taj voucher is active again on spent of 1 L on thr travel portal.
Ooh nice, thanks for sharing!
renewal benefits? did I miss something.. 🤔. I think it’s worth for the first time but not much renewal benefits, correct?
Correct
How does the card help in the 2nd year? Can you do a rough worthiness calculation for 2nd yr?
Entirely depends on the renewal benefit that they give you. The closer it gets to 60K in value, the better. Though I don't think it'll make sense
@@pranayk37 do you think one should take the card for a year and close it, especially if they see travel and expenses for the coming year?
Yup@@AdiPulse
Terminal 2 Lounge in Mumbai is only accessible if your traveling on a domestic terminal.
Please correct me if im wrong.
Correct
Good informative video !!!! do you remember how long it took you to receive the card after you accepted the upgrade offer? and did you have to provide any other information to Amex after that?
Came in a few days, within a week. had to do a video kyc which was pretty straightforward
@@pranayk37 thank you so much. Keep making good videos😀
Hey Pranay, wanted some advice about the renewal benefits at the end of the first year. Should i be contacting amex on the concierge to extract the best renewal benefits or do they just email you with whatever renewal benefits they are offering and dont budge from it? or is there some wiggle room?
Call and negotiate
Can you talk about Infinia and Plat charge? Also how is the acceptability offline and online? Is it ever an issue?
Thanks
For e-commerce websites where reward multiplier works, plat charge returns are higher (5X of 1.2% = 6%)
For almost everything else, infinia’s 3.3% is best in class.
Acceptance is a challenge for sure - not as easy as Mastercard and visa. But it’s mostly accepted at restaurants, premium retail chains etc
Hello Pranay, how the fees for plat travel got waived off? I also have the same offer , as per customer care team - they have stopped giving plat travel as companion card.
Thanks
Strange. Is this recent? Thanks for sharing because in my case they’ve refunded the fee
@@pranayk37 yes recent only, they told me in last 5-6 months - no companion card given and don’t rely on the information flowing in credit card forums. There is a possibility that they have waived off your fees for this year only :)
Whats your spending strategy with Amex? I can get straight 5% cashback with SBI. How can I maximise my returns on platinum travel card.
Platinum travel card is spent for the first 4L rupees in the year only. It is not used after that.
For the platinum charge card - I'm only going to use this to spend 50K in the first 60 days. After that, won't be using this.
Thanks for your question
@@pranayk37what’s the plan, thereafter?
@@pranavxpandeyUse it for gyftr if needed, or for international transactions. And surrender at the end of the year 😂
Hi Pranay, Thanks for the video!
I just wanted to clarify one thing: How long were you using the Amex Travel Card before you got offered the platinum card? Also, what are the criteria to get this upgrade and is it for all?
They give this card quite easily if you meet the requirements of income (check their website depending on whether you're salaries or self employed).
You can call them and ask for a joining benefit of 135k and they should be happy to give it
Hi Pranay, wanted to check - For Amex rewards multiplier, the monthly limit for Amazon Pay or Amazon Shopping Vouchers from gftyr, is consider as limit per Amex card or cumulative for all Amex cards ? I believe, it should be for each card, but, wanted to confirm. Thanks
Hey Pranay, thanks for the video. I have Platinum and Travel cards, but Amex told me they can't waive the fee on the Travel card. Please do a review on Axis Reserve and how best I can make use of it.
That's strange. They waived off my platinum travel fee because I am paying for the platinum charge card.
Axis cards - I'm not a fan. I know they provide value but the customer care + devaluation lurking on the horizon make me stay away from them. I did enjoy the magnus days though 😂
Thanks for your comment and apologies for not being able to help much
I think the singapore centurion lounge is not there, i couldnt find it?
Singapore doesn't have a centurion lounge. It has a few other tie ups with marhaba lounge, ambassador lounge among others
@@pranayk37 ya. That to we can use PP also to get in.
Btw isn't the Indian variant worst compared to US or UAE, my main spends are international and in SEA and Europe. What would you recommend. I was eyeing the axis Olympus when it's generally available or platinum charge. Dcb metal has huge acceptance issue
Holding Amex Plat from 2 years already the fees was very high. Now as they have increased the fees from 60K to 66k plus GST its not worth it. Planning to not renew it now as the benefits have also been reduced . Looking for views from people already holding the card.
I'm not going to renew it either. Unless they give me 135K points as renewal benefits, which is unlikely
@@pranayk37 Did you try to negotiate with them for any renewal benefits ?
What about charges of the card from next year onwards?
I will evaluate the card again at the end of the year based on what renewal benefits they offer.. most likely I'll surrender it next year
Is Marriot Bonvoy different from Club Marriot membership? Out of these 2, for which one can you redeem the points?
Marriott bonvoy is a free to join loyalty program. Club Marriott is a paid membership that you buy with a hotel to get access to benefits at the hotel and some benefits at the overall Marriott group. Not entirely comparable
I got the Club Mariott with HDFC DCB, is it of any use and can it be clubbed with MR pts?
@@priteshkhilnani does this club Marriott membership offer 20% off on room, spa and restaurant? Or is there something else?
@@pranayk37 yes upto 20 on all.
hey, did you happen to avail their concierge service? if so, how was your experience?
So the concierge is well spoken and very helpful. I found them useful for complex travel itineraries. However I did try and ask them for some "exclusive" items - for example, a hard to get watch, and they weren't able to do anything. Hence while it's good to have, I wouldn't get this card for the concierge.
In India the Amex concierge isn’t that great. They can only do routine tasks
Do we get any discount in flight bookings through amex platinum?
Sometimes they have better rates but not guaranteed. Also they only have vistara and air india and not the low cost carriers
Do you receive Taj vouchers of 45000 and also 125000 points or it's either of them
Either
My mothers just got her platinum travel card and I plan to take one of the complimentary cards they give to build my cibil. Currently a CA trainee at a bank with a stipend of 60k. Was thinking of going for this card post-qual. Also, would you have any idea of the amex black card and its benefits?
Amex black card is a black box very few know about. I'm definitely not one of those. Apparently it's an invite only card for those who spend 1Cr in a year across Amex cards, but it's all hearsay
Hi Pranay, Thank you.I just got the card and your video is very useful for me.Kindly let me know how to get redeem 125,000 reward points for Marriott Bonvoy and 30% extra?
The offer usually rolls in December, keep an eye on email.
Hi, thanks a lot for your response
Since when is the Marriott x Amex Q4 bonus reward scheme in function.
Not sure of how long ago this offer started but if memory serves me right, I have availed it at least twice before.
@@pranayk37 sounds good- your content is helpful. I will sub like and share :)
@@pranayk37 I have seen it last year between 16th Nov to 15th Dec. So may be its for a month. Always better to keep an eye on emails from American Express in whole of Q4
Do they insist on Aadhar card or are other IDs accepted by Amex.
Hi...is the 125000 MR points joining benefit still being given? I got an email from Amex with link to benefits for this card and it doesn't mention about it. Also the referral link shows 10k MR points and 45k Taj stay benefits. Would be helpful if you can clarify based on your understanding of offers. Thanks
Hi, the 125000 joining benefit offer is a targeted offer and you'll get a mail regarding the same. If you haven't got the mail with this offer, and still want to get the card, then you should go via referral since that'll give you 10K points in addition to the 45k Taj vouchers.
@@pranayk37 Thanks for clarification. Yesterday, I got an email from Amex to upgrade my Platinum Travel card to Platinum Charge and they are offering 135k MR points alongwith the regular other things like 10k Taj voucher in bday month, etc. Thinking about it now
You forgot to mention the bag and do anything concierge service
Just like how they've forgotten to send me the bag 😂 it has been two months almost!
And the concierge is ok, i wouldn't get the card for the concierge alone
@@pranayk37 damn 😂
I admire the research and effort that you put into the video. For someone who can't find the time to narrow down on which credit card to choose, you are a god sent 🙏
For transactions while on vacation which card would you recommend that provides the least conversion charge?
This card gives 3X higher points on international spends. So that's about 3.75% reward rate which somewhat offsets the transaction + gst charges of ~4%
Other international cards in the list below. I personally only have diners black from this list.
www.paisabazaar.com/credit-card/best-international-credit-card-in-india/
I’d love to get one but I don’t have a proper address proof 🤷🏻♂️ can’t get it until I have a solid address proof
What feature are you most excited about?
Actually I’m interested in MRCC card and I’ve heard a lot about the great reward points from my colleagues in the states. Not sure if this will translate in India 🤷🏻♂️.
Infinia is best card.
Requesting you pls make video about Amex black card.
How do I find someone who has one 😂
I am 18. Have applied for a FD backed credit card at HDFC, basic free card with no benefits, just for building cibil. Which card would you recommend to opt in future (i am a student). secondly, my dad has the platinum travel card, could you make a video describing how to get the 30% bonvoy points? also great content, keep it coming.👍
Thanks for your comment. In all honesty, if you're a swiggy user - maybe consider the HDFC swiggy card. I use it and it works well for me with 10% CB upto 1500 in a month. Not sure whether it's FD backed or not.
For plat travel, you can prioritise the first 4L Rs spends on it every year. Insurances, ecommerce,.fuel,.etc
The benefit of ₹ 15,000 worth of Yatra or Ease my trip voucher on ₹ 1 lakh trip through concierge is still there
Thanks for pointing it out - wasn't aware and they don't publicise it either
@@pranayk37It came on mail.
can you tell about the concierge services?
Concierge services are decent. Found them most useful for complex travel bookings which have multi city itineraries. Apart from that they can’t really get you money can’t buy experiences that they talk about. If you want to use them to send stuff, the fee is quite high and you’re better off sending it yourself. They speak really well and are smarter than other concierge.
Tldr; I won’t get the card just for the concierge.
i got 135k points for getting this card, i guess it was a limited time offer, then they started giving 125k points with some bag
Yes, that's right. Did you avail the offer though?
@@pranayk37 yes i did. Planning to transfer them to Mariott bonvoy in october/November
Yes i did. Going to move them to mariot bonvoy in october/november
@@nalinkanoongo1929 nice! Good decision 😊
@@nalinkanoongo1929Wait till you get the offer of 30 pc bonus points on marriot
I attended a yoga session with a wonderful lunch arranged as an event by Amex for their plat charge card members
Oh wow - where was this?
@@pranayk37Lifeyoga, Chanakyapuri New Delhi
Oh wow, I was there too yesterday 😀
Hi, nice video. Could you please make another video or reply in comment about your spend startergy with platinum travel card. Thank you
Hi, I've covered this in the "favourite credit card" video on the channel, you can see it there. Tldr is that you can prioritise the first 4L spends every year on amex plat travel card. I use it on categories like insurance, ecommerce, fuel
The 1.25L points are for the first year only right? How does the renewal cost justifies itself from the second year onwards?
Doesn't. Who said anything about keeping the card for the second year? 😂
Does credit rating get affected when you surrender the card? Wouldn't this affect your chance of receiving this card again in the future?
This is the second time I'm getting this card. Credit card rating takes a small hit but nothing major, especially if the card is not something you've held for a long time. You should however think twice before surrendering your oldest standing card.
@@pranayk37 haha, that makes more sense, for the first year, this card is really good value.
Apple already has a Card called Apple Card
₹70000 + GST. Right?
Includes GST. It's 60K + GST
True fit hill salon offers too
Yes, that's a great benefit. Except haircut isn't something I'm particularly in need of 😂 which is why I didn't mention it, because I'm only covering benefits that I'm excited about!
Was about to ping you for this
Super helpful
🔥🔥🔥🔥
Nice Video
Thank you, glad you liked it!
Not worth
Thanks for sharing your opinion!
Reeech keeds cards , how can this be a no brainer lmao 😂😂😂, you can get good hotels at 3 times cheaper than mariat lmao 🤣...i think he meant he lost his brains after getting this card 😂
Please elaborate which hotels are you referring to?
Plz share MRCC referal link
www.americanexpress.com/en-in/credit-cards/referral/prospect/cards/intl/pARTHBHw5u?CORID=p~A~R~T~H~B~H~w~5~u-1720603036011-991745858&CPID=100255990&GENCODE=349993246331868&XLINK=MYCP&ref=pARTHBHw5u&v=2
@@pranayk37 Is this expired? Comes up as a blank screen