Refer information in video for fresh policies only. Port Cases update- 1.10 lakh minimum sum insured. 2. Some addons(4-5) will be given as standard plan. For fresh policies,no such compulsion.
Thanks for reveal the truth. Also I think it a fraud business. I also agree with viewers. Should complaint to IRDAI. This basic option is not available through any broker.
❤ dear sir... I investigated this thing deeply...yes icici Lombard me agency portal me ....if we are porting policy It is mandatory we have to take sum assured minimum 10 lakh and with these built-in rider... This condition not applicable online and web aggregator Its a unethical business practice by icici Lombard
Infinite care मे during a policy period आपके insurance cover से ज्यादा कितना भी cover आता है तो उसका approval मिल जायेगा Power Booster : हर साल आपका insurance cover base insurance cover जितना है उससे 100 times बढेगा for e.g. 10 Lacs - 20 Lacs - 30 Lacs
Was compulsory at the time the video was published. One of viewers updated that it's not mandatory now. But I suggest you to confirm directly from the insurer for exact status.
Sir,Mera age 34 yrs wife31yrs.5/7lakh policy main konsa company plan Sahi hoga icici elevate/care supreme/star health assure.kona lena sahi hai plz hpl
Sir just pin this comment as I am the advisor in ICICI Lombard No it is not mandatory to take add-ons In the porting it is added automatically but now it is solved now no need to add And if any one want can connect me And sir please connect to advisor as they will help in discount on the premium as shown in that
When i doing port option to elevate plan infinite care is not available to select if you are doing PORT. Also 10 lakhs is compulsory to PORT to elevate..
Sir Policy wording me in patient treatment section me likha hai "Room Rent charges up to Single Private AC room" To ham room modify add on late hai to kya ye hat jayega?
The company will not ask you a question about why you are reducing the waiting period but yes the company will definitely ask you questions if it is related to your health
Sir maine direct policy li hai site se kya ye sahi decision hai Ya phir tpa ke through le lu abhi look in period, me hai mera policy Kya icici lombard sahi hai sir ki dusre kisi ko prefer kru please reply
As continuity benefits are there in port cases, insurers can impose some coverage and features based conditions. It's different from a fresh policy. But we as a policy holder can disagree on that.
Bhayya wherever MONEY ka topic ayetho please tell us in English instead in Hindi, as we are South Indians we are not understanding Money numbers in Hindi. Or atleast while telling please display the amount on the screen 😂😂😂
@@insuranceimpact ghar ke purane wafadar house help ke liye koi plan nahi hota jo hamare relationship main nahi aate please make a video for them mere ko uski jaan kaari chahiye
Maine ye plan apne parents k liye apply kiya tha phir baad me cancel kr diya. Mujhe bola gya extra 10160 dene honge kyunki mere parents ko hypertension issue hai. Jbki maine inka Waiting period, or recommended ad-ons liya hua tha.... ICICI Lombard, Bewakoof bna rha. Mt lena.... Fass jaoge
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Refer information in video for fresh policies only.
Port Cases update-
1.10 lakh minimum sum insured.
2. Some addons(4-5) will be given as standard plan.
For fresh policies,no such compulsion.
Thanks for reveal the truth. Also I think it a fraud business. I also agree with viewers. Should complaint to IRDAI. This basic option is not available through any broker.
❤ dear sir...
I investigated this thing deeply...yes icici Lombard me agency portal me ....if we are porting policy
It is mandatory we have to take sum assured minimum 10 lakh and with these built-in rider...
This condition not applicable online and web aggregator
Its a unethical business practice by icici Lombard
Please do confirm about Infinite Care add on if porting, it is not available perhaps
Infinite care aur power booster me kya difference hai aur kaun sa better hai agar oolicy 5 year se jyada ki ho to
Ye video dekhiye, isme detail mein sabhi features ko bataya hai - ruclips.net/video/0JusqkZ1x5I/видео.html
Infinite care मे during a policy period आपके insurance cover से ज्यादा कितना भी cover आता है तो उसका approval मिल जायेगा
Power Booster : हर साल आपका insurance cover base insurance cover जितना है उससे 100 times बढेगा for e.g. 10 Lacs - 20 Lacs - 30 Lacs
In portability it is compulsory to add these addon
Was compulsory at the time the video was published. One of viewers updated that it's not mandatory now. But I suggest you to confirm directly from the insurer for exact status.
Infinite care add on is not available while porting the policy...so bad
Sir,Mera age 34 yrs wife31yrs.5/7lakh policy main konsa company plan Sahi hoga icici elevate/care supreme/star health assure.kona lena sahi hai plz hpl
whatsapp message us on 8307026472
Sir just pin this comment as I am the advisor in ICICI Lombard
No it is not mandatory to take add-ons
In the porting it is added automatically but now it is solved now no need to add
And if any one want can connect me
And sir please connect to advisor as they will help in discount on the premium as shown in that
If it is like what you mentioned, it will be good for insurer as well as policyholders too !
When i doing port option to elevate plan infinite care is not available to select if you are doing PORT.
Also 10 lakhs is compulsory to PORT to elevate..
Ok, in portability minimum 10 lakh s.i is mandatory and infinite care addon is not available. Any other such conditions that were imposed.
@@insuranceimpactthis i checked in policy bazaar will talk to team
@kamleshnagrani3126 yes , brokers can impose different conditions than insurers. Pls confirm and let us know too.
@@insuranceimpact sure sir..
@@insuranceimpact No other conditions they are giving 5% discount in 1 year and 7.5% discount in 2 years premium..
Sir
Policy wording me
in patient treatment section me likha hai
"Room Rent charges up to Single Private AC room"
To ham room modify add on late hai to kya ye hat jayega?
Hnji, aap Room Modifier add on se 3 options le sakte hain:
1. Any Room
2. Twin Sharing
3. 1 % Room Rent, 2 % ICU charges.
@@Giglapp-fh2ex Yes
Definitely
There are 3 options to choose
1. Upgrade
2. Downgrade
3. 1% of insurance cover for room & 2% of Insurance cover for ICU
Sir agar ham waiting period reduce ka add on select karte hai to kya company hamse sawal puch sakte hai kya?
Related Medical conditions k bare mein to puch sakti hain ji.
The company will not ask you a question about why you are reducing the waiting period but yes the company will definitely ask you questions if it is related to your health
Is it possible to buy this insurance through agent or advisor? Plz clarify
You still have to pay claim processing fee according to vehicle engine cc.
Sir maine direct policy li hai site se kya ye sahi decision hai
Ya phir tpa ke through le lu abhi look in period, me hai mera policy
Kya icici lombard sahi hai sir ki dusre kisi ko prefer kru please reply
Pls watch ruclips.net/video/eBBmIEG3V-o/видео.html
No need to worry if you bought a policy online or through any certified advisor.
Thankyou sir
Sir ye peritoneal dialysis cover nahi krte hai
Only Niva bupa cover krti hai hai
Yes, peritoneal dialysis is not covered in the plan.
Even Niva Bupa doesn't cover this. Only Hemodialysis with machine is covered in most of health insurance policies.
Porting ke liye Essential Pack Compulsory hai. I have checked and talked with the company. This is Wrong.
Have you checked with ICICI Lombard directly ? Ok, it's compulsory in port cases. What other conditions are there ?
Why it should be compulsory ? It is against IRDA guidelines
As continuity benefits are there in port cases, insurers can impose some coverage and features based conditions. It's different from a fresh policy.
But we as a policy holder can disagree on that.
No it is not compulsory sir.
I port my policy & i have not chosen an essential plan. I chose basic with some riders which i want
@@bhupenshah5291no sir essential plan mandatory nahi hai.I am a manager of icici Lombard health insurance
Bhayya wherever MONEY ka topic ayetho please tell us in English instead in Hindi, as we are South Indians we are not understanding Money numbers in Hindi. Or atleast while telling please display the amount on the screen 😂😂😂
Ok, definitely from the next video. 🙂
@@insuranceimpact Thank you
Wonderful video as always ❤
✌❤
Thoda company ke fundamentals bhi bataya kariye csr icr or solvency ratio bhi if possible
@@ankuragarwal9141I personally don't find these metrics helpful. Will publish a video soon explaining why. Stay Tuned !
@@insuranceimpact ghar ke purane wafadar house help ke liye koi plan nahi hota jo hamare relationship main nahi aate please make a video for them mere ko uski jaan kaari chahiye
Maine ye plan apne parents k liye apply kiya tha phir baad me cancel kr diya.
Mujhe bola gya extra 10160 dene honge kyunki mere parents ko hypertension issue hai. Jbki maine inka Waiting period, or recommended ad-ons liya hua tha....
ICICI Lombard, Bewakoof bna rha.
Mt lena.... Fass jaoge
If the policy holder is having any disease then definitely the company will charge an extra amount of premium