How to Redeem Chase Points for MAX Value (2023)
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- Опубликовано: 3 авг 2024
- #chase #travelhack #travel
These are best ways to redeem your chase ultimate rewards points for max value.
Chase Sapphire Preferred www.comparecredit.com/credit-...
Chase Sapphire Reserve www.comparecredit.com/credit-...
Chase Freedom Unlimited www.comparecredit.com/credit-...
Chase Freedom Flex www.comparecredit.com/credit-...
Chase Ink Cash bit.ly/jftcards
Chase Ink Unlimited bit.ly/jftcards
Top Travel Credit Card www.comparecredit.com/credit-...
Best Card for Rent bit.ly/biltjft
Favorite Amex Credit Card www.comparecredit.com/credit-...
Top Beginner Card www.comparecredit.com/credit-...
Top Gas or Grocery Card www.comparecredit.com/credit-...
Favorite Business Credit Card www.comparecredit.com/credit-...
Corporate Discount Codes bit.ly/johnsfinancetips
Advertiser Disclaimer: Some of the card links and other products that appear on this website are from companies for which John Liang will earn an affiliate commission or referral bonus. This means that if you click on one of the product links, I may receive a commission. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). The content in this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.
0:00 Intro
1:02 How to Value Points
2:42 Option 9
3:28 Option 8
4:56 Option 7
6:26 Option 6
8:16 Option 5
10:22 Option 4
11:53 Option 3
14:32 Option 2
17:18 Option 1
25:26 How to Find Award Flights
tags: how to redeem chase points for max value
![Ultimate Beginner's Guide to Credit Card Points in 2024 [Updated]](/img/1.gif)
I hope these companies sponsor you because the way you break down each category and the value redemption system is clear and precise. I appreciate the breakdown!!
THANK YOU for your comprehensive guide to these cards! It answered a lot of questions in my head!
Thanks for actually walking us through this this really clears up why people like Chase so much now.
its like you read my mind. I wanted to use my points for a nice trip either a first class or a nice hotel! Thank you John!
THANK YOU SO MUCH!! You are officially my credit card therapist/coach/advisor!
Who knew these financial tips are so entertaining 😂 thank you so much from Tennessee/Army!
Tennessee/Army? We have things in common lol I live in TN and am retired from the Army haha how about you?
Great video lots of info looking forward to using my points. I really enjoyed it. Thank you
This has to be the clearest, most concise, and helpful video on CS cards. Kudos man, definitely subscribing!
Thank you for explaining it clearly and concise. Superb!!! Keep up the excellent work!
THANK YOU SO MUCH FOR POSTING THIS! I love the layout, your examples, breakdowns, and explanations with them all. I'm new to this game and had already worried I made some huge mistakes, some on my own, and others at the hands of vendors I use for every day expenses. I can't go back and fix any of it but these examples that you simplified for me have helped me get though a mental block I was facing on how to kind of round about make up for those errors. I'm subscribed now and plan to view more of your videos!
I've always just used my Chase points for Hyatt but wow this AirCanada demonstration is making me a believer lol
Love ur signature “pop a squat”. It makes me smile every time.
Video came out at right time. Just beat the 5/24 rule to ger the CSP. Always great info sir.
Thanks for all the great vids! Researching most of your older ones now. :P
Does Chase or others do a 1:1 or better transfer rate of points? My Arrival+ has a poor transfer rate so I just use the straight benefit of purchasing through it, which can allow me to find great flight prices regardless of airlines.
What do you recommend for flying to Vietnam? Multi-city through Japan. :) Seems harder to keep track of all the airlines you have points with transferred right?
Such a great detail video!!! So much useful info!! Thanks John!!!
This should legit be a paid course. So much value in this video. Nice work!!
Haha thanks Connor! A small like will do 😂😂
Agree! I was having a huge mental block over thinking I just started and messed up, but this video laid out how I can use this to my advantage!
Thank you so much for all the tips brother
Central is amazing!!! I’m glad you were able to try Peruvian food! 🇵🇪 Best Cuisine in the World! Thanks for your tips John!
Wow i was just going to ask about this video after seeing your tier list for 2023. Getting a travel card and spending 4k is just one part of the equation
Amazing video! So well informed and descriptive! Thank you
this was great. thank you for your time and effort
Also right now the Chase Sapphire Preferred has an elevated signup bonus of 80,000. Check it out here bit.ly/jftcspQ2
New to the credit card games and the rules are overwhelming. This video is definitely helpful for me to understand the game!
Chase points = Hyatt points in my book considering that's how I'd choose to redeem them most often. However, I do often redeem for domestic flights with Southwest as I'd rather not pay cash if I don't have to. Great breakdown all around here John!
World of Hyatt sucks for the Las Vegas strip unfortunately
@@Fernando_Tatis_Jr_propaganda I'm a novice at the credit card points system and rewards. What are good alternatives, then? Is World of Hyatt that bad?
@@vp926 No it great for the rest of the country, but I’ve notice it’s more expensive using Hyatt points in Las Vegas as opposed to straight up cash
@@Fernando_Tatis_Jr_propaganda Hilton dominants the Las Vegas strip 🥲
@@Fernando_Tatis_Jr_propagandaif you use Hyatt points for high priced weekends, you get strong value imo. Saved a lot of money during EDC last month
Hey John, do you see the reserve getting an elevated welcome bonus this year? Trying to decide if I want to wait it out or just get the preferred with the current offer.
Chase points are super valuable! I usually transfer mine out to Hyatt or Southwest!
This is the best credit video breakdown I have ever seen on RUclips. Thank you sir for taking the time out to show how to best maximize your points using your JFT scale😂. You recommend the capital one venture x all the time however the points don’t seem as valuable as they would be in the chase ecosystem. I currently have the savor one but I am considering leaving capital one to join the chase ecosystem. Can you please create a video discussing the capital one venture x best value per mile using your JFT scale? Thank you in advance sir. Your hard work is much appreciated.
Correct me if I’m wrong but capital one is great internationally but I live in the states and don’t see the same value.
Love your videos.... any good tips on which credit bureau web sites I should have to monitor the credit profile??
I'm all about the transfer partners. The outsized cents per point that you can get along with my frequent international travels make this a no brainer
I tried to use chase rewards to book a rental car. It was so much more expensive through chase compared to the rental car company directly, I was getting a stupid cent per point.
After watching your videos I opened up my first “actual” credit card. Got myself the Chase Freedom Flex! Only credit card I had was a credit card for a tire shop and my auto loan. Hopefully I can begin building serious credit! Currently at a 726 (all though it probably dropped since I applied for that card) let’s see how it goes! Thanks for the advice
Just be careful with credit cards, treat it more like a debit card. Don't spend beyond your means or the next set of youtube videos you will need to watch is Dave Ramsey
@@Beyondesp yeah I’ve only been spending what I have in my bank set aside
Now get the freedom unlimited as your catch all
@@prevaloir5362 that’s the next step and eventually blue cash everyday from Amex
Not bad credit already!
Great In-depth video! explaining so thoroughly love it. One question I do have is I have a chase unlimited card, In my chase ultimate rewards portal I do not see " transfer to travel partners " option. is it because Its only limited to Sapphire credit cards?
Thanks for the question Sakib. And yes you’re 100% correct. The transfer partners are only available to the Sapphire cards and the Ink Preferred. Hope that helps!
You should do food reviews! And if you're ever in Seattle try SAI sushi
Amazing video.
Thank you
I’m very confusing with United Airlines. Because on united App the flight price more expensive than Skyscanner or KAYAK price.
So I feel that I should buy my flight in cash and not wait point probably I have to practice more
I need one of these breakdown vids for Capital One 🙏🏾
Very helpful! What gets me is knowing and understanding how to use the alliances for better values. Aka 87.5K Air Canada miles vs. 700K Etihad miles for the same ticket. Is there a website that groups all the most popular redemtions and how to use partner airlines points in a digestible way so it's easy to follow along?
I personally think of Chase points as better optimized for hotels largely due to Hyatt. While Amex I lean more on airlines. If course if I need miles from Chase I would gladly transfer them. But in thinking this way it helps me better categorize my points. How do you think about your points spend?
Does Hyatt charge more points per night for two people at their all inclusive resorts?
@@TKamal Not for Zilara or Ziva. Not sure about others.
@@TKamal i dont know but i do remember they charged me cash for having 3 people including myself for a 2 queen beds which was weird!
This is exactly what I do! I’m more team chase because I prefer to stay at nice resorts and hotels. I don’t really care how I get there with flights 😌
@@williamfeliciano6003 Read the terms, usually points are for two individuals. Additional fee for extra people
Thank you!
C 🤔!! Also, I try to put my points in either Hyatt, Marriott or even United. I probably need to try to put my points in the star alliance partners because I can probably get more value for ccp
Does Chase inflate the cost of airline tickets and hotels on their portal to offset the redemption value using points. In other words can I get a cheaper price if I book direct?
My location only flies AA to connect to bigger airports.. Which is the best card for AA and their one world partners. My credit score is over 800 and low utilization.. Outstanding video, definitely put things into perspective..
hi can you do one on how to contest to reduce property taxes . please that would be awesome !
Personally redeemed over 400k chase points to Hyatt last year. I got about $12k in value and I think Hyatt is fantastic. Would highly recommend!
Hey John! I'm still very confused on when/how to look at airline partners.
Can you do one like this for capital one venture x as well?
Please do one of these for capital one points!
The thing about cash back is that if I spend money at a restaurant then pay it off with the money I got from cash back I get 3-5% points back so it’s actually slightly better than 1 cpp.
I thought I had lots of points with 250k... I stand corrected 😂
Would you still recommend the Sapphire Preferred to your younger audience, maybe a year or two into their credit card journey or would you recommend them to wait until they are in a better place financially?
Thanks for the info but to be honest I just did a quick kayak search on your Boston to Paris example and tickets ranged from $750 to $1100 and that is over thanksgiving. So the chase portal is 2x to 3x more expensive and at 133k points your cents to points is only 0.57.
Hi John! Can you make a video on how to build up the points? I have a chase reserved and got my 70,000 signed bonus point but after almost a year, I only built up another 10,000 .. can you help us understand the smartest ways to build/buy those up?
open a chase freedom card, they currently have an additional 1.5% bonus offer for 12 months and 0% for 15 months. You can transfer points into one bundle
I recomment you choosing a card that gives a high points on what you spend the most. For example, I chose Citibank Premier because it pays 3% on groceries, gas, dining, hotels and flights. I can build points faster using Citi than Chase...
Can you make a similar video for AMEX please?
I just got approved for the CSP today and now sit at 4/24. Should I use the last slot for a flex or a freedom? I will be applying for a VX in October.
Please describe how you obtained over 1.6 Million CUR
Fr
Viewers using his referral link
Referral links haha
Business cards + probably already waited the 48 months between redeeming welcome bonuses, among other things I’m sure.
@@Jayjay8302 You can earn referral bonuses on all Chase cards. And I'm sure he has many different chase cards
Wish you would talk about chase Disney or their United Airlines card.
These are really good perks with Chase cards but I have to say, I was disappointed by their travel service, we booked flights through their Chase travel then we wanted to cancel, we had to make a phone call (no online cancellation option), and it was literally over an hour, talking to multiple employees, most of them couldn't figure out how to cancel the tickets. This was a bad experience, I am not booking through Chase travel again unless they make a page for that.
I canceled a flight and hotel a few months ago with Chase Travel. I also had to call them number, but it wasn’t difficult for the Representative to cancel my flight, nor did it take a really long time. I’m not sure if it’s because I paid extra for the ability to cancel at any time though
I recently experienced this as well. It was so frustrating because I had to repeat myself to 3 different people.
Who is the best transfer partner from CSP to fly to HI ?
Can you use partial points from freedom unlimited to pay for a portion of travel, and pay the rest in cash/card?
Chase trifecta is probably the best decision I’ve ever made.
John, is there a card that has no foreign transaction fee?
Your explanations are crazy good 😂 you need to be a college professor
can you do amex next? ;/
I use Metapay to pay people. Does that count as point I can use to get AMEX points bonus?
It seems like a full time job that takes hours and hours to find a good deal with flight partners. Do you have a way to save time on that?
So this same concept works for Amex and Capital One? I'm new to the game and trying to decide which ecosystem to join.
how many trips to Staples? how many visa GC to money order? lots of people dont share this stat
I just got the chase freedom card yesterday. I also have an Apple Card the cash back I get from that card I put in the Goldman Sachs savings account. I wonder if I can link the GS Account to Chase for the cash back to go into that account like my Apple Card.
Not sure if I did it wrong, but every time I browsed the airline partners' websites for the destination I want to go, there's never a good flight option. All the flights available with business class redemption had crazy long transit that I rather pay money on an economy.
Is it because I did it wrong, or the multiple partners I looked at were not enough, or is it because it's the other side of the story that the youtubers never told you?
Hi sir can we pay credit card bill with chase point ?
Is Chase United Explorer Mileaplus in this points category too?
if one never buys business class with cash, how can one use a business class cash price to value your points?
It seems that it is more expensive to book flight thru Chase portal than book directly thru Chase travel partners. What is your take on whether to book flight with Chase or directly with airline?
I see your vids I click quick
hahah why thank you! Hope you have a chance to watch it too!!
Can we transfer point from freedom to sapphire and used as 1.25x bonus?
How the hell did you get to 1.6m points?. how long did it take ? any tips ?
Capital one next im in their ecosystem
Kevin Yang has a good video on capital one 👍
I think southwest is an underrated transfer partner. While not the best cent per point I think you can usually get 1.5-2.0 and can fly for as little as 3000 points I've seen.
I see a lot of people forgot about the value of the underlying item in seeking high redemption values. I've seen two almost identical flights where one is $700 and could book for $25,000 points (2.8 CPP) but the other is $500 and 20,000 points (2.5CPP) and the person tried to convince me the first was a better deal because of the better redemption value.
Great point! Always a good thing to look at what you're actually spending vs the point value. 20,000 is better than 25,000👍👍
I still don't understand the pay yourself back. Do i get that Amoun like cash back toward my credit card balance?
Can I use this system for Amtrak?
how do you book an Alaska airlines flight with Avios?
Great vid! But isn't redeeming at Hotels, Car Rentals counterintuitive when it comes to maximizing points? They give you 10x the amount of points, really 15x when you redeem in the Chase Travel portal. I always rack up points by paying with the card for hotels and rental cars regardless of how many points I have, because I know I will get 15x back for every dollar I spend. Then I use those points and redeem them on the airfare, because I only get 5x the points, or 7.5x since in the Chase Portal by paying for flights. I'd rather pay for the 3 things that get me 15x the points (hotel, lyfts, rental cars) than what gets me 7.5x the points or less. I then use those points to redeem on as much airfare as I can, then pay the remaining balance with my card to get 7.5x for remaining flights. Does my strategy of only spending on what will maximize Travel points make sense?
I'm very new to this.. like 2 weeks in, so literally know nothing here but I didn't catch him explaining on how to earn those points here in this video. I agree, how you earn them helps too! Correct me if I'm wrong here
I do have one question you might be able to help me with. I tried to book a Hertz car rental through the Chase Travel Portal and they wanted $900 more than the deal I was looking at on the Hertz website. I went back and forth several times trying to find the same level vehicle, making sure my dates/times were identical. I finally booked on the Hertz site and got 3x points instead of the 10x. I was sad but I literally saved $900!
@@TheWildsissyyou did well so on the chase portal they jack up the rates sometimes. Always best to compare to a 3rd party.
what's the purpose of having chase freedom unlimited if you have a chase sapphire preferred card that comes with more rewards? why do people say to have them both as a combination?
Helpful not to show random redemptions, but rather how to find sweet spots that work for the individual. Process vs what's possible. Maybe next time or not if you don't know?
Automatically Redeem Chase Ultimate Reward points $1 for every 100 points. So if you have 1.6 million points that would be $16,000 in cash back or $16,000 worth of value.
On the other hand if you redeem your Chase Ultimate Reward points for flights or hotels then the value would significantly increase. Especially if you have the Chase Trifecta.
I think that these points cards are too confusing, I prefer to have a card that gives me cash back and with that cash back I buy what I want without having to be aware of the complexity of the points. BTW great video, is the first time i understand the points deal.
The point system is amazing. You can get a high end hotel for $80 with points rather than paying $400-$500 with cash per night
what apple watch strap is that?
Is chase freedom unlimited card available in Canada?
Or Can I apply from Canada?
Is it worth jumping on the 80k offer for the sapphite preferred even if i have amex gold?
100%. Always take the large bonuses if you can!! Best of luck
Can you do a video for citi thank you points?
It should be known that I’ve found at least that the chase portal does give you a bonus yes, however they also have higher prices so it really just evens out. I’ve looked at flights on another website and the portal and the portal is usually a significant amount higher
YESSSSSS I literally just responded to someone else that commented above about that. I saved $900 booking on Hertz directly because the Chase Travel Portal didn't have the same deal. I'm glad I'm not alone in seeing this. I still got 3X points but it was frustrating to me to see that.
Definitely D ,
So if i pull both the freedom flex and freedom unlimited can i get the bonus for both cards?
Yes you can
D?
Reserve is now 1.25 as well, bummers. It was good while it lasted lol
Practice
I feel chase is steer more to travel more then anything else
How do you accumulate sooooo many miles?
2.03 cents per point basically means you are redeeming your points for a 2.03% ROI?
I’m at 790 credit score with 0 hard inquiries.. can I skip the chase freedom, and apply for the chase sapphire?
Yes definitely. I just got approved for $17,900. With a 740 credit score. Lost about 4 points from the hard inquiry .
Did Chase cancelled transferring points to partners? I don’t see the transfer points icon.
Thank yoy