How to Easily Redeem Chase Points (for MAX Value)

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  • Опубликовано: 8 фев 2025

Комментарии • 153

  • @adamhoge7542
    @adamhoge7542 11 месяцев назад +40

    I was able to book my entire honeymoon (a week at an all-inclusive Secrets resort in Riviera Maya) for only $370 total for flights and hotel with Chase points. Thank you Daniel for posting videos like these!

    • @JCproductionspr
      @JCproductionspr 9 месяцев назад +1

      I would like to know more about this ! Planning to do a similar trip or I could do the same

    • @adamhoge7542
      @adamhoge7542 9 месяцев назад

      @@JCproductionspr my fiancé and I both got the Chase Saphire Preferred and with the signup bonuses, referrals, and using the card for a bit we were able to save enough points fairly quickly. Highly recommend transferring your points to Hyatt and airline partners!

    • @mckelmiller1865
      @mckelmiller1865 3 месяца назад +1

      How many points did you have when you did this?

  • @SpaceForceCooks
    @SpaceForceCooks 11 месяцев назад +36

    12:04, just to make it more clear...Hyatt, says it will accept points but you have to click on the property to confirm they're accepting points. Some may not understand you have to click on the property to see

  • @sarapugh6700
    @sarapugh6700 3 дня назад

    OMG, this is so eye-opening! I've been doing the credit card bonus game for about 4 years now but never quite understood the best ways to redeem. I've clearly wasted TONS of valuable points by booking thru the credit card portals instead of transferring! THANK YOU for breaking it down and showing me HOW to do what others simply refer to and assume dummies like me understand!

  • @Richard_Bullwinkle
    @Richard_Bullwinkle 11 месяцев назад +140

    Effortlessly. “I do not think that word means what you think it means.” 😂

  • @cbuzzin711
    @cbuzzin711 11 месяцев назад +8

    Great video Daniel. I have the CFF and booked my 1st hotel trip thru the Chase Portal to take advantage of the 5% multiplier. I am just holding on to the points for now until I get the CSP in a few months. I have learned a lot of how to redeem points from your videos and this one was good because it went over all the options. I thank you that you gave a hotel example in this video.

  • @airtimehillzone
    @airtimehillzone 11 месяцев назад +5

    Last year was able to save a bunch of money while doing a coaster roadtrip cause of your videos. I got the sapphire preferred, got the welcome bonus and spent 25,000 points at Hyatt hotels. All 3 nights were free and were very good hotels.

  • @Imhungry12321
    @Imhungry12321 11 месяцев назад +32

    Whoever does the graphics and editing for this video! So great and easy to follow 👏🏾 nice, smooth transitions too!

  • @Fish4Points
    @Fish4Points 10 месяцев назад +9

    i am so glad you brought up the bahamas i used my wifes chase points to transfer to southwest for a round trip flight to the bahamas 60k points for a round trip flight out of BWI cash value was $1,200

    • @Daniel_Braun
      @Daniel_Braun  10 месяцев назад +2

      It's a great place to use some points and miles for a trip!

  • @KevinYang
    @KevinYang 11 месяцев назад +14

    The timing of this! I JUST went through a flight booing using Aeroplan, but also just last night finished filming a similar video to this. Such a useful breakdown and something I wish I had starting out!

    • @Daniel_Braun
      @Daniel_Braun  11 месяцев назад +5

      Thanks Kevin, excited to see your video as well! Yeah it’s topics like this that I always get a ton of questions about so I love making these guides 👍

    • @KevinYang
      @KevinYang 11 месяцев назад +4

      ​@@Daniel_Braun We also have very different ways of redeeming points (don't think I've ever used BA), so the different methods are also useful!

    • @disc0ver155
      @disc0ver155 11 месяцев назад

      ​@@Daniel_Brauncan you help me book business class flights for next month? I'm not a total beginner, but I still have a hard time redeeming points for business class flights at a good rate 😢

  • @ronaldhu3zo
    @ronaldhu3zo 11 месяцев назад +13

    Booked my first Hyatt redemption with chase points yesterday 🎉 got a solid 1.8 cpp redemption for a villa in Sedona this upcoming summer

  • @daileyleon
    @daileyleon 5 месяцев назад +5

    I just used your advice to use my CSP points on a Hyatt hotel that price was $550 a night for $9000 points. The points were transferred within minutes to Hyatt. So that was a quick process, and from the 0.01 perspective, I am getting a $ 550-a-night hotel for $90 worth of reward points.

    • @Daniel_Braun
      @Daniel_Braun  5 месяцев назад +1

      That’s an insanely great use of points for a hotel stay! Congrats and thanks for watching!

  • @DaIton-
    @DaIton- 11 месяцев назад +2

    Couldn’t have timed this video better Dan, I just got my CFU in the mail today and it’s my first card from Chase

  • @GurrolaLuis
    @GurrolaLuis 11 месяцев назад +1

    I have several upcoming international trips and this was a great refresher on the best ways to redeem my points. Thanks Dan!

  • @OfficialMichaelGlathar
    @OfficialMichaelGlathar 11 месяцев назад +3

    Awesome video Daniel! Really simple and easy to follow. Been trying to save up some chase points myself for a potential trip. Hopefully can make it happen. Just want to make sure to get the best redemption for my points and this video definitely helps to see what to look for.

  • @coffeecat247
    @coffeecat247 5 месяцев назад +2

    Dude this is awesome. I didn’t know about the points calendar on hyatt and have always found it so annoying trying to figure out dates. Thank you!

    • @Daniel_Braun
      @Daniel_Braun  5 месяцев назад +1

      Thanks for watching, glad it was helpful!

  • @cyfi3214
    @cyfi3214 10 месяцев назад +3

    Waiting for capital one!! Thanks for all the vids!🔥🔥

    • @Daniel_Braun
      @Daniel_Braun  10 месяцев назад +1

      That video is coming up next! Filming later today so hopefully it's be uploaded next week or the following week 👍

  • @jman1234533
    @jman1234533 9 месяцев назад +9

    I have a headache. But thanks for the info.😂

  • @robertg3277
    @robertg3277 11 месяцев назад +1

    I started making a similar spreadsheet a few weeks ago. Your's is way better! Thanks!

  • @deanpeckham9789
    @deanpeckham9789 11 месяцев назад +2

    Another great video. Question, what's the best way to keep an eye on chase transfer bonuses? Do you just check your chase account often, or is there a way to get alerts when bonuses happen?

  • @alexag7686
    @alexag7686 3 месяца назад

    You had the most clear explanation of this. Thank you 🙏🏽

  • @kaisersoze5490
    @kaisersoze5490 11 месяцев назад

    The timing of this video is crazy, I just applied for a chase card and am now trying to figure out how to maximize points for travel and saw you had posted this an hour ago! It also seems like from what I've read and gathered from your video, the portal itself does not provide much value. My question is, have you ever come across something to book in the travel portal that is more valuable than using a partner?

  • @tonyzheng9990
    @tonyzheng9990 11 месяцев назад

    ive been watching your videos for over a year now dawg, i only i have two comments; 1.- videos are becoming more simple and clear; which is good. 2.- thanks dude xd

  • @anticalo2752
    @anticalo2752 10 месяцев назад

    This video is brilliant! Thanks for sharing all these good tips! 🙏🙏🙏

  • @ZappahVideo
    @ZappahVideo 11 месяцев назад +1

    Very useful stuff, many thanks! On the flight point redemption bonus offer, like the one you mention at 17:32 and 19:30 .... how often do those sort of point bonuses run, for how long and how does Chase alert you about them (or where do you look for them)?

  • @aliciaevans8526
    @aliciaevans8526 8 месяцев назад

    Thank you so much! Because of your video, we are practically getting double out of our points.

  • @daileyleon
    @daileyleon 5 месяцев назад

    This video was fantastic. We are planning a trip to Hawaii next year and have been saving up our CSP hoping to do at least premium economy but only saw United as a travel partner but knowing we have partner airlines and how to compare and hopefully save outside the portal will be a game changer.

  • @jayzeekristalys1715
    @jayzeekristalys1715 10 месяцев назад

    Your videos are always helpful bro! Thank you!!

  • @MrLopez746
    @MrLopez746 Месяц назад +1

    This was informative. Can you do another video on redeeming SavorOne points on the Capital One rewards site for hotels? Or is it your stance that it's always better to try to redeem points for miles?

  • @mengels
    @mengels 6 месяцев назад

    Excellent!...the best review of a point program I've seen.

  • @Lexusupra
    @Lexusupra 11 месяцев назад

    Thank you for taking the time to make such an amazing video. You truly helped with taking the time of how to redeem points in every way. Truly appreciate it and amazing video for sharing the knowledge with us.

  • @seanfranklin3180
    @seanfranklin3180 11 месяцев назад +6

    Please do a video on capital one points!

    • @Daniel_Braun
      @Daniel_Braun  11 месяцев назад +5

      Coming up next! Stay tuned… 👀

  • @KyuriousBot
    @KyuriousBot 11 месяцев назад +1

    Please make a video on BILT rewards points versus Chase Ultimate Reward points. Great content! Thanks.

  • @Hahahahi888
    @Hahahahi888 7 дней назад +1

    Bro, i literally searched for a chase scene and this came up

  • @Kartzchen
    @Kartzchen Месяц назад

    Great video and explanations! Thank you.

  • @brandonbunderson8885
    @brandonbunderson8885 11 месяцев назад

    Common Daniel Braun W! Keep up the good work man!

  • @alouis0317
    @alouis0317 8 месяцев назад

    Great video as always! Just got approved for a Freedom Flex to begin my move into building my Chase trifecta 😊 Question: Can I enjoy similar travel benefits with this card until I get my CSP? Also what is best practice for how often to use points before they’re devalued? Thanks for all the tips and advice! Very clear and beginner-friendly ❤

  • @Silverpinstudios
    @Silverpinstudios 7 месяцев назад

    Nice job and production value - great info. Thank you!

  • @theunxxpected
    @theunxxpected 11 месяцев назад

    These kind of videos are so helpful

  • @golphnut
    @golphnut 10 месяцев назад

    Thanks for the spreadsheet!

  • @MannyCovington
    @MannyCovington 11 месяцев назад +7

    Chase points are mad valuable!

    • @Daniel_Braun
      @Daniel_Braun  11 месяцев назад +3

      For sure! Thanks Manny - great to hear from you man!

    • @SpaceForceCooks
      @SpaceForceCooks 11 месяцев назад

      Absolutely. I will say if you want to fly a lot on United and want free first/business class upgrades, you get the best redemptions with airline premium cards like Chase's United Club. On US domestic United award flights, if you have status you are excluded from the complimentary upgrade list. The only way to get on the complimentary list is to have an United credit card. The card also gives 10% off saver award flights. You earn nearly double the miles on United flights and up to $10K in PQP/spend which effectively earns 5% which can help you go to next status tier which means you will be higher up the list for complimentary upgrades. All this flights count towards your 1M mile lifetime status

    • @ChanelStyle101
      @ChanelStyle101 11 месяцев назад +2

      @@Daniel_Braun Hi Daniel & Thank You For Your YT Vids👍Also, would You please elaborate on Chase's 'Pay Yourself Back' Feature specifically when it comes to utilizing Chase's 'Pay Yourself Back' Feature for The Charities listed via Chase : that'd be much appreciated & Thank You In Advance Daniel🤗 RE : @ 6:57 Of This Fantastic YT Vid Of Yours

    • @Daniel_Braun
      @Daniel_Braun  11 месяцев назад +1

      So basically for the pay yourself back thing - if you made for example a $100 to an eligible charity by using your Sapphire Preferred, you could “erase” that purchase or basically “pay yourself back” using 8,000 points.
      Using the CPP equation, that’s $100 in the charity contribution you make at first / 8,000 chase points redeemed = 1.25 cents per point.
      Hopefully that explains it more!

    • @ChanelStyle101
      @ChanelStyle101 11 месяцев назад +1

      @@Daniel_Braun 🤗Thank You So Much Daniel For That Helpful & Prompt Reply As Well.
      Do please let Me know if I'm even properly understanding It/Chase's 'Pay Yourself Back' in the first place ('coz it sure didn't sound like the phone rep at Chase knew properly either...) Still, Thank Goodness That You've Put Up This Informative YT Vid Daniel (amongst the many other YT Vids Of Yours which I'm catching up on)...so : can I or can't I be 'allowed' by Chase's 'System' to utilize the already accrued Ultimate Rewards Points that I've 'earned' within My Chase Freedom Unlimited Card's Account towards making $/Dollar Amount contributions/donations to 'Those Already Selected Charities by Chase' which are currently showing up within My Chase Freedom Unlimited Card's Account and get back -- as Chase calls 'It' : "25% more points value" back/redeemed as a future statement credit? (apologies in advance Daniel as I'm somewhat unsure in even wording this inquiry 'coz I'm very new to 'This Thing'/Chase's 'Pay Yourself Back'...) & I Really Appreciate You/Daniel Helping Me Understand 'This Thing'/Chase's 'Pay Yourself Back'

  • @Michelle-jx3sd
    @Michelle-jx3sd 9 месяцев назад +3

    Do I have to be a World of Hyatt member to transfer my points to Hyatt?

  • @sjg6158
    @sjg6158 11 месяцев назад

    Amazing job Dan.

  • @yourlehrness
    @yourlehrness 7 месяцев назад

    Ok sounds good, do you usually book 2 one way flights or do you book round trips?

  • @Oksana-1024
    @Oksana-1024 10 месяцев назад

    That's a lot of information to digest. Where would you find out about points transfer bonuses that a credit card company is running?

  • @michaelcrawford9425
    @michaelcrawford9425 6 месяцев назад

    Very helpful. Thank you!

  • @CUTravel1st
    @CUTravel1st 4 месяца назад

    Are there months that Chase normally offers those special transfer deals? I’m brand new to this. Just trying to figure it out. Thanks for the video.

  • @jisanetgonzalez4748
    @jisanetgonzalez4748 11 месяцев назад

    Can you make a video how to redeem capital one venture and venture x points rewards? Your the best 😊 Thanks

  • @vuethrulens
    @vuethrulens 11 месяцев назад +1

    Can we transfer Chase ink points to Sapphire?

  • @Chris-et2cq
    @Chris-et2cq 11 месяцев назад +1

    Great content!

  • @hussainbhavnagarwala2596
    @hussainbhavnagarwala2596 7 месяцев назад +2

    when you use points to pay for flights and hotel stays, does that earn you more points?

  • @Bigdaddychelle
    @Bigdaddychelle 4 месяца назад

    I gotta learn this 🔥

  • @ajordan610
    @ajordan610 11 месяцев назад +1

    How do you know when there’s a promotion going on with a transfer partner?

  • @SC_XOLOs
    @SC_XOLOs 9 месяцев назад

    5:03 with the CSR, pay your self back at times is 50% more value. So your 100k points would be worth $1,500 when paying your self back .

    • @Daniel_Braun
      @Daniel_Braun  9 месяцев назад

      Correct, but the categories still remain very limited - so I still think it’s best to stay away from this option

  • @Sakurasan2023
    @Sakurasan2023 11 месяцев назад

    Great video 📹 👍

  • @jessetompkins1055
    @jessetompkins1055 11 месяцев назад

    Do you have any videos on when to book a hotel with cash through Chase Travel portal vs booking with the Hotel directly? I'm new to the points game here and trying to figure out if it's worth spending extra cash to get the extra points multiplier if I book through chase travel portal, when the same hotel is a little bit cheaper if i book direct. Thanks!

  • @cadenhann3640
    @cadenhann3640 11 месяцев назад

    Great video, so upset the chase freedom flex offer expired last week :/ tried to go for it today

  • @510ghostboy
    @510ghostboy 11 месяцев назад +1

    So you need to have the reserved card in order to be able to get the best value for your points

  • @James-sr3jh
    @James-sr3jh 11 месяцев назад

    Thank you for this video. I have a small business and currently have the chase ink cash (1.5% back) and the personal citi 2% back. I wanted to acquire a new business chase: preferred, hyatt or IHG. Do you have a video breaking these down or have a preference. I wanted to use my cc for traveling now since it's been getting more expensive. TIA

  • @ZorinDobson
    @ZorinDobson 11 месяцев назад +1

    6:52 Chase dining is 1.5x with CSR

  • @daneska1975
    @daneska1975 11 месяцев назад +2

    How do I know when chase partners have this kind of 30% redeem points offer?

  • @THRetroGamer700
    @THRetroGamer700 11 месяцев назад

    Create video as usual. Have you heard any word of the fabled 100K point welcome bonus with Chase Sapphire? Also, is there a way to trigger the 80K Welcome bonus?

  • @huz2009
    @huz2009 7 месяцев назад

    Hi What happens to Chase Points if you cancel a hotel booking via Chase travel? Do you get points back or statement credit?

  • @dominiclabrada
    @dominiclabrada 11 месяцев назад

    Can you make a video how to spend capital one travel points

  • @justin16bird
    @justin16bird 10 месяцев назад +1

    Why do you only book a flight as one-way not roundtrip?

  • @ChronicSurfer
    @ChronicSurfer 4 месяца назад

    How fast do points take to transfer to airline transfer partners?

  • @lerascurls
    @lerascurls 10 месяцев назад

    Quick question: I notice you're calculating the total in the travel portal but without adding the value of the rate at which you gain back points (5x or 10x) - doesn't it also add value to the total in your equation?

  • @Adriana-dq7ho
    @Adriana-dq7ho 9 месяцев назад

    I'm assuming you have to be a member of World of Hyatt...is there a fee to be a member? Do you need a Hyatt cc??

  • @headlibrarian1996
    @headlibrarian1996 11 месяцев назад

    How often does your desired flight or hotel stay disappear while waiting for your points transfer to complete?

  • @EagleProductions789
    @EagleProductions789 11 месяцев назад

    When booking the business flights all of them are one way. Do we then just hope a return flight is the same point value?

  • @daileyleon
    @daileyleon 5 месяцев назад

    Do you have to be a member of the Executive Club for British Airways to book Avios? The site really does not seem to want to let me book anything.

  • @darleneaddy6866
    @darleneaddy6866 10 месяцев назад

    Do you also own a Hyatt specific credit card or do you just do Chase to give your more flexibility?

  • @kevinmiles1767
    @kevinmiles1767 11 месяцев назад

    If I cancel my Sapphire Preferred card can I still transfer my points to Hyatt for the same value? Or do I have to have an active preferred card?

  • @lylapowell7007
    @lylapowell7007 11 месяцев назад

    How do you know when there is a transfer bonus?

  • @VanessaMoss-g6p
    @VanessaMoss-g6p 6 месяцев назад

    It sounds like the only time I should transfer points vs booking in the Chase portal is when there is award/bonus availability. Am I understanding that correctly?

  • @FirstLast-bn6nl
    @FirstLast-bn6nl 9 месяцев назад

    Daniel Braun: I used your advice to get the full Chase suite in the last 14 months (Flex, Sapphire Preferred, Unlimited, Amazon Prime, Ink Cash). To address the 5/24 rule, I am now past the anniversary of the Flex. Do I need to cancel it so I can apply for a new one (and new promotion) in 13 months or could I be approved for a new one while still holding one?

  • @Butterbean9977
    @Butterbean9977 8 месяцев назад

    Is there a cap of how many points you can have

  • @ArtistReplete
    @ArtistReplete 9 месяцев назад

    Are you able to transfer points with Chase Ink unlimited business card or only preferred card?

  • @alexismassenburg7514
    @alexismassenburg7514 7 месяцев назад

    What do you think about paying some in points and some cash for flights or hotels? I like to take multiple trips and getting one entirely free will take a lot longer than “subsidizing” multiple trips with points.

  • @blakebraboy6909
    @blakebraboy6909 11 месяцев назад

    Are there any blackout days when using points

  • @enkh-uchralenkhbayar8538
    @enkh-uchralenkhbayar8538 10 месяцев назад

    If you use transfer partners to redeem your points with Chase Preferred, does chase preferred 1.25 value matter?

  • @bazzy8376
    @bazzy8376 10 месяцев назад

    How did you find out about the 25% transfer bonus from Chase? I'm new to this. I just got a new Chase Reserve card and I can't find anything about promotions or points anything. Maybe I won't see anything until I fulfill the initial spend requirement?

  • @mr.n3879
    @mr.n3879 7 месяцев назад

    I have a question regarding booking a trip to Muscat, Oman. I have an amx platinum card with about 250k points and chase freedom with 400k points and wanted to know the best way to use them. Planning a wedding there and will have to book hotel for some guest and pay for airline tickets for 4. Where can I transfer points to get the best deals.

  • @cdepth
    @cdepth 29 дней назад

    Daniel, I noticed you were picking specific airports during the transfer section of the video. Is the process generally applicable to airports where one lives (maybe less cpp) or is the goal to get to an airport that maximizes your cpp…reasonably of course

  • @robertoandrade5047
    @robertoandrade5047 9 месяцев назад

    Extremely helfpul 👍

  • @RD2BeDNA
    @RD2BeDNA 10 месяцев назад

    What if this card is useful for me only for a year. Can i use the benefits, and then next year can I cancel it next year?

  • @jamilhallassouholguin3640
    @jamilhallassouholguin3640 5 месяцев назад

    Daniel, I was about to transfer Chase points from a friends account to my Hyatt account as a gift from him but it only says authorized users that is him on his Chase account. Is there anyway he can gift me those points?

  • @joshuaflask3091
    @joshuaflask3091 6 месяцев назад

    Of course it depends on what you value and sometimes there are exceptions. With that said Chase is good however it depends on what kind of person you are because not everybody is a money guy.

  • @ameliagreen2850
    @ameliagreen2850 11 месяцев назад

    Does anyone know if I already have the chase unlimited card and then get another chase card in this case the preferred. Would I still get the points if I meet the minimum spend?

  • @DKNSinha
    @DKNSinha 9 месяцев назад

    I just found this video and tried to click the link to the transfer guide, but the website (and your homepage) is apparently down :(

    • @Daniel_Braun
      @Daniel_Braun  9 месяцев назад

      I just checked and it looks like it’s working for me! Maybe try again in a few minutes? Sorry about that

    • @DKNSinha
      @DKNSinha 9 месяцев назад

      ​@@Daniel_Braun I tried again in a different browser (first Chrome, then FireFox), but I'm getting "PR_END_OF_FILE_ERROR" when I try to go to the site

  • @shaankumar9546
    @shaankumar9546 2 месяца назад

    @daniel can you please check iad to blr april 15 +- and return june 25+- for business class in seats aero, please thank you that would be really helpful. I uave chase points 90k if you give me the date and flight name, i will look into myself

  • @emilioossa163
    @emilioossa163 11 месяцев назад

    Something that all the RUclipsr points don't say is that.... There are flights that are cheaper with points + money than paying all with points... For example .... NYC to BCN ,with promotions(which they have a lot)there are like $350 to $450 round-trips(if you know how to search, patience), with points there are like 45,000points + money, however these flights normally show 650 to 900$ round-trip.
    What I am saying is that it could be more beneficial redeeming points as 1 CPP than buying a whole flight with points. That 400 ticket will be 100$ if you only redeem 30,000 points instead of 45,000 + money.
    If you have any questions, don't mind asking, we are all in the same boat 😜😊.
    Btw Daniel explains how to use them, not how you should do it.
    Edit: I am talking about economy flights mostly.... Business is another story 😜.... But can be treated the same.

  • @Thiccolo
    @Thiccolo 11 месяцев назад +3

    20 second gang

    • @Daniel_Braun
      @Daniel_Braun  11 месяцев назад +2

      You’re the best! Thanks for the early view - this comment got number 1 🥇

  • @CallMeLani
    @CallMeLani 11 месяцев назад

    Good stuf!!

  • @biddyc
    @biddyc 11 месяцев назад +2

    Okay.... Now I'm thoroughly confused 😕

  • @Utkaxxh
    @Utkaxxh 11 месяцев назад +1

    Great content Daniel! Quick feedback to keep your videos short (less than 10 mins) if possible

    • @Daniel_Braun
      @Daniel_Braun  11 месяцев назад +2

      Thanks! And I understand - I actually try to make them as short as possible but this was a long topic haha. Don’t worry though, next video is much shorter (maybe 11 minutes). Appreciate the feedback! 👍

  • @oSnapMillerTime
    @oSnapMillerTime 7 месяцев назад

    Everyone should try business class once in their life. Although some people have conditions and have no choice which sucks for them.

  • @TheRealSkiMask
    @TheRealSkiMask 9 месяцев назад

    I wished I saw this 2yrs ago smh I redeemed it for cashback

  • @Laserchickens
    @Laserchickens 19 дней назад

    Points per cent, not cents per point.

    • @Daniel_Braun
      @Daniel_Braun  19 дней назад

      No it’s cents per point. For example $1,000 / 100,000 points = $0.01 per 1 point (or 1 cent per point)

  • @jetski335
    @jetski335 11 месяцев назад +1

    😊

    • @Daniel_Braun
      @Daniel_Braun  11 месяцев назад +2

      Appreciate the comment as always!

  • @ljacobs357
    @ljacobs357 11 месяцев назад +11

    Using points for overpriced Apple products is a waste. Hyatt and airline transfers are the best uses of Chase points.

    • @sparty2761
      @sparty2761 11 месяцев назад

      Thank you for narrowing it down succinctly. We are old people who lived without credit cards by Dave Ramsey. Now that we are retired and have money, we bought the CSR and CSP.