Child Education Savings / கல்லூரி படிப்பு சேமிப்பு

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  • Опубликовано: 11 июл 2024
  • Child Education Savings - How to calculate the need for child college fees? How can we save and invest for that goal? Explained in Tamil with English subtitles.
    00:00 Intro
    00:47 My Opinion
    02:18 Saving for College
    02:56 Calculating the needs
    05:08 Saving for college
    06:28 Conservative Savings
    07:46 Moderate Investment
    08:56 Aggressive Investment
    10:01 Copying the Calculator
    10:39 Thathuvam 10036
    Calculator:
    docs.google.com/spreadsheets/...
    Instructions to copy the file:
    If you are using mobile, click the three dots in the top right corner, then export & Share and then make a copy. That will copy the file to your account so that you can edit. If you are in a desktop computer, go to File - Make a Copy to copy the file.
    References:
    freefincal.com/child-educatio...
    cleartax.in/s/hybrid-funds
    cleartax.in/s/education-calcu...
    Related Videos:
    College Expenses in USA: • College Expenses in US...
    College Savings in USA (529): • USA College Savings - ...
    Index Fund Investing: • Index Fund Investing (...
    Mutual Funds, Index Funds, ETFs: • Mutual Funds, Index Fu...
    Stocks Portfolio: • Building Wealth (Ep. 6...
    Nasdaq 100 vs S&P 500: • Nasdaq 100 Vs S&P 500 ...
    LinkedIn: / vijay-mohan-sn
    Twitter: / invstmntinsght
    #VijayMohan #InvestmentInsights #CollegeSavings #ChildSavings
    DISCLAIMER:
    The content of this video is my own opinions and is for information purposes only. It is not intended as a substitute for professional financial advice. It is only intended to provide education about investments.

Комментарии • 356

  • @InvestmentInsightsTamil
    @InvestmentInsightsTamil  3 года назад +7

    Playlists in this channel:
    My FIRE Journey: ruclips.net/video/GVodbSKyN0M/видео.html
    Building Wealth Series: ruclips.net/video/YDoZvydr96U/видео.html
    Investment Insights - Tamil: ruclips.net/video/XqH9QAxhc1s/видео.html
    Personal Finance: ruclips.net/video/gmphBOLjwcQ/видео.html
    Share Market / Bonds: ruclips.net/video/8_uAwsJroB0/видео.html
    USA Specific: ruclips.net/video/nIUxfSXEdHQ/видео.html
    Bitcoin Series: ruclips.net/video/Zsoty7VlC4s/видео.html
    Sutrula: ruclips.net/video/pRx7Ujsw5JE/видео.html

    • @cinematic-360
      @cinematic-360 3 года назад

      Pension plans like NPS and other institutions la invest panalama or Mutual fund la invest panitu monthly return vara madri plan panalam. Unga style la sollunga sir. 😁🙏

  • @riyazahmed5650
    @riyazahmed5650 3 года назад +85

    Became a dad 3 weeks back , glad to have come across this video. Thank you sir. your content is awesome ! All the best for your channel .

  • @SenthilKumar-yw5xm
    @SenthilKumar-yw5xm 3 года назад +6

    Well said sir, as a father I want to save something for my children studies and your calculation toward saving is simple and easy to use and understand. Finally I want all the children to understand the pain and dedication of their parents because most of them don't. Nice work. 🤝

  • @thirumalaikcse
    @thirumalaikcse 3 года назад

    மிகவும் அருமையாக, தெளிவாக விளக்கியதற்க்கு மிக்க நன்றிங்க

  • @ganzee6928
    @ganzee6928 3 года назад +1

    Love how the thathuvam at 11:20 was conveyed in a casual yet insightful manner. Waiting to see the next video on US studies semippu. Thanks.

  • @private54321
    @private54321 3 года назад +3

    Unlike other channels, you are super practical bro. Thank you for the effort!! ❤️

  • @user-nn7ri9xw7x
    @user-nn7ri9xw7x 2 года назад

    மிக அழகாக மற்றும் நல்ல உரைநடையில் கூறியதற்கு நன்றி ஐயா.

  • @SureshBabu-gq9lb
    @SureshBabu-gq9lb 3 года назад +6

    Awesome. Especially 'Puthiya thathuvam 10036' 😆😆😆❤❤❤

  • @keerthir3429
    @keerthir3429 2 года назад

    Wow superb explanation sir. Nan entha video vum ivlo interesting ah saving schemes kaga pakala.

  • @MrArulmozhivarman
    @MrArulmozhivarman 3 года назад

    That தத்துவம் part is really nice and true.

  • @deepikac7918
    @deepikac7918 2 года назад

    Kaala pookil en karuthu maaruvathai ennalaye paarka mudiyuthu.. : what a quote sir...
    No one accept these things... Your guiding are new path to young generation sir...

  • @kuttylionkavin1617
    @kuttylionkavin1617 3 года назад

    Thalaivare nenga vera level panringa ponga.. Started browsing through your old videos on stocks as well.. the icing on the cake is the way you explain it in Tamil.. oru connect and trust kidaikudhu.. nandrigal pala 👏🏽👏🏽

  • @starpps007
    @starpps007 2 года назад

    உங்களுடைய பேச்சு நடையும் சொல்லும் விதமும் மிகவும் அருமை...

  • @karthikeyentrs5134
    @karthikeyentrs5134 3 года назад

    Vijay Mohan sir....Unga channel regular ah follow panare...Romba informative ah iruku...Thanks for Sharing your experience and Knowledge

  • @premkumarvijayakumar7492
    @premkumarvijayakumar7492 3 года назад +1

    அருமையான விளக்கம்.நன்றி

  • @txsolve
    @txsolve 3 года назад

    Wonderful info...Closing comments was conveyed humorously but it's real wisdom.

  • @venkatakrishnanjayaraman5410
    @venkatakrishnanjayaraman5410 3 года назад

    awesome video reaffirming my investments are on track!!! very informative again..

  • @sughaasinijain5373
    @sughaasinijain5373 3 года назад +2

    Sir you are just awesome in explaining so jargonised financial concepts like a cupcake😊 Wish i had a appa/chithappa like you… however i will try to be one such mother to my son 👍🏻

  • @deepakdesigner1153
    @deepakdesigner1153 3 года назад

    Way of approach is good. Neenga sola vara visiyam nala purinjuka vaikuthu..

  • @nekumar1
    @nekumar1 3 года назад +1

    Simple and effective, thank you Mr. Vijay

  • @rupadravid
    @rupadravid 2 года назад

    Thanx for the video, really eye opening video. I have twin kids , this is really helpful,they will be 3 yrs soon.with this idea I will start savings

  • @muruganmuthaiah1021
    @muruganmuthaiah1021 2 года назад

    Thank you sir for sharing your opinion as well as suggestions. This is helping me a lot to understand and make clarity for planning my child education.

  • @PLScience
    @PLScience 3 года назад +1

    I have taken notes on your building wealth series. Thank you bro.

  • @sunithkumars2772
    @sunithkumars2772 3 года назад

    I like your polite attitude presence , Respectful human being You are,

  • @saffronpanda1735
    @saffronpanda1735 3 года назад +1

    Thank you sir for the video. Very relevant for me as I am a recent father. Need to plan my finances

  • @pradeepsan417
    @pradeepsan417 3 года назад

    Never watch before..very professional and easy understandable way of explanation.. i am very happy to find u in youtube. I am continusly watching ur videos with note and pen.. nice sir.. kept it up.. i am ur fan and student.. thank you very much.. naan rajmohan.. apram antha music😍😍😍....

  • @kailashganesh
    @kailashganesh 2 года назад

    Informative Video and Calculator is really helpful . You are speaking in simple terms which can be easily understood by every one .

  • @srinivasansm
    @srinivasansm 2 года назад

    Excellent sir. Very bold and clean explanation. Thanks 🙏

  • @radhakrishnanc2017
    @radhakrishnanc2017 Год назад

    Mostly people in such fields will seem to be little serious. But sir you have an additional quality of easy nature and have good comedy sense that makes your video lively too

  • @govindjgs
    @govindjgs 3 года назад

    Unga channel puthusa pakeran superb content sir.En friends ku suggest panni irukan. love from tamilnadu 💐💐

  • @srinivasahan
    @srinivasahan 3 года назад +1

    Puthiya thathuvam super bro,👏

  • @krmkrishnan
    @krmkrishnan 2 года назад

    You are 👍 great , crisp, clear, perfect, to the point, no boring,hats off. My name is also Mohan,😀 but I'm not like you, with to the point talking. You and your channel is the best.

  • @surudog4929
    @surudog4929 3 года назад +7

    Saving as soon as the child is born allows you to stop putting new money when they enter high school years. If you start after their elementary school is done, you won’t have much time to allow for your money to grow. End of middle school is usually 14 years. So 1-14 years is good enough and will grow a lot more than starting at age 12. As parents one should tell kids that I will pay 3 years of your tuition ONLY. Boarding and rest, the child should work and pay for it. This can be done in USA where kids in college work and some start doing work in HS summers. Anyways, make sure children feel the pain of yours. Never ever dedicate your lives for your kids. Save as much as you can without breaking your back and wasting your prime years just saving.

  • @rajesha9842
    @rajesha9842 3 месяца назад

    Arumaiyana Video Sir .. Thank you

  • @lokeshjt8750
    @lokeshjt8750 3 года назад

    Refreshing screen in your channel's home page for the past 6 days sir.

  • @divyasugumar1459
    @divyasugumar1459 3 года назад

    Super video Sir. Like always to the point. Awaiting the US education video.

  • @nilanibabu945
    @nilanibabu945 3 года назад

    Well said sir ! You are giving nice tips and your views wherever it’s needed… good to watch your videos, am waiting for children education saving at USA - video

  • @manigandanayya1778
    @manigandanayya1778 3 года назад

    Excellent message at last sir
    Very useful for giving the Google sheets also
    Thank you so much

  • @aarthiraghu4895
    @aarthiraghu4895 3 года назад

    Sir, All of your video's are excellent and informative. Eagerly waiting for your next topic.

  • @vickyrc1803
    @vickyrc1803 3 года назад +5

    Sir, I recently start watching your videos.. But not able to sleep unless to see a 2,3 videos every day.
    Your dedication and financial awareness more helpful to me.. Thanks !!

  • @Muthuvelsipl
    @Muthuvelsipl 3 года назад +1

    Final Verdict was really awesome sir

  • @ramg262
    @ramg262 3 года назад

    Sema sir
    Arumai arumai arumai

  • @NAMBINRAJAN
    @NAMBINRAJAN 2 года назад

    Honest about ur opinion intro. I appreciate that and subscribed

  • @santhoshtinku
    @santhoshtinku 3 года назад

    Thank you very much sir for your valuable knowledge sharing..👍

  • @girish.r
    @girish.r 3 года назад

    Perfectly practically explained 👍

  • @randyinvites
    @randyinvites 3 года назад +1

    Thanks for awareness in finance planning 🙏

  • @gopinathnagarajank
    @gopinathnagarajank 3 года назад

    Loved the last input... 100% truth

  • @ramthasamirthalingam8354
    @ramthasamirthalingam8354 3 года назад +1

    Hi Mr. Mohan, I am from Canada, I like your videos, lot of information for investing people. Thank you. Ramthas.A

  • @sathishkumarj5790
    @sathishkumarj5790 3 года назад

    Nethu dhan comments la keten today potutingale. Thank you so much.

  • @pradeepraja5342
    @pradeepraja5342 3 месяца назад

    Super sir ! Amazing. Thanks for your support..no one does this free advise. Thanks alot .!

  • @karthickparameswaran4993
    @karthickparameswaran4993 3 года назад

    Nicely explained Vijay ji.. Goo quote at end that we need to make Children aware of value of money and always parents will not be there ot backup after their teen age.
    Looking forward for some video which compare future for job earning vs investment, as in long term may be in next 20 years my personal thought ,is there will not be much value for academics but self practical and entrepreneurship..

  • @pvmalai
    @pvmalai 3 года назад

    Thank You Sir… Informative video 👍

  • @gayathrigayas3204
    @gayathrigayas3204 3 года назад

    Thank u Vijay sir. U r doing a great job for our community. All your videos r very professional.kindly post a video regarding retirement planning for people working in Pvt sector without extra perks....

  • @ramboo23
    @ramboo23 3 года назад +6

    Thanks Vijay anna for another wonderful requested content!! really useful for the parents like me. Keep teaching!! Stay blessed!! I feel very much grateful with my parents who taught my responsibility and seriousness in my learning by paying my 2nd,3rd and 4th yr engineering fee (23k per year) in Pvt college through education loan 15yrs before. This make me more attentive and serious enough to complete my degree by first class with distinction. Also have a job through off campus before completing my degree and help to repay my education loan in 3 years time. This kind of planning for kids education give additional support not a mandate one.

    • @InvestmentInsightsTamil
      @InvestmentInsightsTamil  3 года назад +1

      Yep. The last thing we want is to see our kids struggle with their educational debt.

  • @balasekaran
    @balasekaran 3 года назад +2

    Sir.. valuable inputs just a small correction - It is better to move funds to debt fund 3 years before the expected years for moderate and aggressive category to avoid stcg. 🙏

  • @sujindharmaraj5237
    @sujindharmaraj5237 3 года назад

    Awesome thathuvam

  • @dineshkumar-nl9jc
    @dineshkumar-nl9jc 3 года назад

    Anna ... I watched your all videos... great presentation with simple explanation... Super contents

  • @vinothkumarr5547
    @vinothkumarr5547 3 года назад +2

    I have created a same plan, I have split saving 50% in nifty 50 and 50% in nifty next 50, but I have never thought market uncertainty May chance to go down while we need🤔 thanks for alerting me
    Warrant buffet bet panni proof pannunae concept aachae follow pannalam nu....
    Take away from my side - plan to take fund out atleast 5 yrs before.... subject to market conditions👍

  • @senthilkumaran8502
    @senthilkumaran8502 3 года назад

    100k subscribers on d way.. Good content as usual sir👏👏👏

  • @SathyaPhysics
    @SathyaPhysics 3 года назад

    மிக மிக நன்றி ஐயா 🙏🙏👍

  • @nirmalkrishna19
    @nirmalkrishna19 3 года назад

    End Thathuvam was an eye opener 🙂

  • @SelvaGanesh007
    @SelvaGanesh007 3 года назад

    Nan ippa clg padikiren sir. Nan unga video elathulayum onnu onnu kathukiren ithu en future la kandipa use akum🔥🔥

  • @prabagaran.s1285
    @prabagaran.s1285 3 года назад

    40k subscriber , nice read all you replies on comments , which is giving more insights 👍 FAQS

  • @chinnathambis82
    @chinnathambis82 2 года назад

    Thank you sir for your suggestion and idea..

  • @Sureshshanm
    @Sureshshanm 3 года назад

    Amazing video! Eye opener 🔥😊

  • @avudss
    @avudss 3 года назад

    Sir, நான் தொடர்ந்து உங்க வீடியோக்களை பார்த்து வருகிறேன்.... மிகவும் அருமை.....
    NPS பற்றி வீடியோ போட முடியுமா.... அதிலும் tier 2 பற்றி more detail சொல்ல முடியமா... Tier 2 can replace index fund and mutual fund investment?

  • @kalimuthu.guru1
    @kalimuthu.guru1 3 года назад

    Must needed knowledge exposure 👍

  • @dranitha1
    @dranitha1 Год назад

    Awesome clarity of thought, invaluable content and wonderful delivery . Respect and admiration keeps growing with each video .Top notch RUclips channel.

  • @venkatraamanloganathan4173
    @venkatraamanloganathan4173 3 года назад

    Eye opener sir! Nandri!!

  • @psunil1048
    @psunil1048 3 года назад

    Dear @vijay Mohan - Thank you so much for sharing this insight's and calculator sheet on child education savings …I can't find word's to appreciate you . My GOD bless you with good Health ….

  • @nagavignesh4288
    @nagavignesh4288 3 года назад

    Many thanks to your valuable informations.Please some details about covered funds ... Thanks you so much once again 😊

  • @DrAnandSelvin
    @DrAnandSelvin 2 года назад

    Sir, Thanks for the detailed explanation.

  • @usilaikirusthavan2869
    @usilaikirusthavan2869 3 года назад

    நல்ல செய்தி

  • @drrvasanth
    @drrvasanth 3 года назад +1

    Great content in your videos Vijay! Lots of valuable info in building wealth series.
    I am a bit late to investing but it’s ‘better late than never’. Thanks for your videos!

  • @rocky360channel
    @rocky360channel 3 года назад

    நன்றி ஐயா..❤️🙏

  • @sivaramks8032
    @sivaramks8032 3 года назад

    Excellent
    Tq for spreadsheet

  • @vedhamoorthisundaram1549
    @vedhamoorthisundaram1549 7 месяцев назад

    Saatharana people oda unarvugalum purinji video panreenga , thank you

  • @sridharravi6950
    @sridharravi6950 3 года назад

    Your content & videos are so much useful .
    Tamizh valzha ...

  • @nagendranm242
    @nagendranm242 3 года назад +1

    Dheivameeyyyy neenga engayo poeteenga..❤

  • @keerthivasan1245
    @keerthivasan1245 3 года назад

    Sir, I'm recently following your videos. Very informative inputs. Thank you so much for sharing this valuable information 💛. Pls share your inputs on gold investment options (physical gold, sovereign gold bond & etc.,)

  • @arung82
    @arung82 2 года назад

    Informative video.

  • @saravana815
    @saravana815 3 года назад +1

    Dear Vijay Mohan,
    First of all, big thanks for sharing such wealth of financial information in a very simple and clear way.
    Watched almost all your episodes and I felt that they are are such a valuable information.
    The tea kadai example was so good to explain the share market :)
    Thanks, Saravanakumar

  • @vidhurinternational3940
    @vidhurinternational3940 3 года назад

    Thankyou so much for your advice.

  • @arunkumarradhakrishnan7734
    @arunkumarradhakrishnan7734 3 года назад

    Thanks Vijay for your awareness 🙏Appreciate your efforts from bottom of our hearts 💐

  • @Ravikumar-iv2xe
    @Ravikumar-iv2xe 3 года назад

    Super sir
    Your videos helpful advice

  • @anandrm1851
    @anandrm1851 2 года назад

    Wonderful..Well Said Sir...

  • @harinee_1233
    @harinee_1233 2 года назад

    Sir! Your videos are really helpful.... ! Kindly post a video on investment for college students...

  • @revathib9335
    @revathib9335 3 года назад +1

    Thanks a lot sir
    Keep rocking
    Expecting more regarding this
    Can u explain wat are the courses available in India and us.
    More courses not visible (not known to parents
    Ex-BE, medical only known courses)

  • @sathishm2644
    @sathishm2644 3 года назад

    Superb Sir.. nice content.. 💐

  • @ramsurath1394
    @ramsurath1394 3 года назад

    Hi Sir, would really appreciate it if you could talk about investing in buy to let properties or REITS. Thank you

  • @momshealthyfood3736
    @momshealthyfood3736 2 года назад

    Useful information....

  • @SureshBabu-od7qx
    @SureshBabu-od7qx 3 года назад

    Simply awesome

  • @srihariraman3690
    @srihariraman3690 3 года назад

    Thank you so much Sir. 🙏🙏

  • @baala91
    @baala91 3 года назад +2

    I am commenting in all your videos you deserve all the praise Vijay Mohan
    Almost all the RUclips so called financial experts are either biased or have a political stance and they confuse people
    We as a common people who have lots of question and expectation that is there any channel here in RUclips which can guide us through their experience this is seriously a gem as I used to say
    Many people do this by getting hefty fee as financial advise but you are putting your effort and sweat into this for only reason which is purely to educate and plan properly for others who are in their early stage of investing
    Huge Kudos Vijay!

  • @Kamal_doc
    @Kamal_doc 3 года назад

    Sir , ur videos are so inspiring and educational . I am so glad I came across ur channel. Thank you for ur amazing content.. 👍👍👍👍

  • @harishsakthivel3425
    @harishsakthivel3425 3 года назад

    Hello sir, Recently am following your channel which is making me realize that I have wasted few years, am 26 now and currently studying CA intermediate, and planning to do CPA. My UG background is BBA FINANCE, But CPA require Bcom background UG. So I was suggested by an academy to do US CMA which will make me eligible for CPA. Am I in the correct path of career planning please guide me, your videos are really really helping me a lot in a way of thinking. Immense Thanks, From Harish. RUclips பண்ணதிலேயே உருப்படியான விஷயம் உங்க வீடியோவ ரெகமெண்ட் பண்ணாது தான்.

  • @prabagaran.s1285
    @prabagaran.s1285 3 года назад +1

    Europe 🌍 pakam oru trip ah podunga , we will also get benefited 😀 , nice content 👌👌👌👍👍👍👍

  • @sattunuorubooku7931
    @sattunuorubooku7931 3 года назад +1

    good work!

  • @balacool1
    @balacool1 Год назад

    Great Brother

  • @suunapaana2065
    @suunapaana2065 3 года назад

    நன்றி தல 🙏🏻