Lic New Pension Plan 867 | Lic Pension Plan 2022 | Lic New Pension Plus Plan | नई पेंशन प्लस योजना
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- Опубликовано: 5 сен 2024
- Lic New Pension Plan 867 | Lic Pension Plan 2022 | Lic New Pension Plus Plan | नई पेंशन प्लस योजना
Dosto Aj Hum Lic Ke New Pension Plus Plan 867 Ke Baare Me Baat Karnege
एलआईसी न्यू पेंशन प्लस प्लान जिक्सा टेबल नंबर है 867 के बारे में पूरी जानकारी हिंदी में प्राप्त करें ! इस योजना के तहत उच्च रिटर्न के साथ Maturity और Pension दोनों मिलेगी
Welcome to Insurance Clinic
My Name is Ashish Singh Rawat -
Topic Discussed
1. Whats new under this plan
2. Choose payment mode option
3. Choose pension and maturity in %
4. 5 years Calculation
6. 4 examples of calculation
7. types of fund with guaranteed addition.
Video Linked
LIC SIIP PLAN - • Sip Investment in Hind...
LIC NIVESH PLUS PLAN - studio.youtube...
LIC JEEVAN AKSHAY PENSION PLAN - studio.youtube...
LIC JEEVAN SHANTI - • LIC New Jeevan Shanti ...
#lic #pensionplus867 #newpensionlplan #pensionplan2022 #newpension #pension #update #insurnceclinic #hindi #best #newpensionpolicy # licpension867
What a explanation sir very nice excellent💯👍👏
GREAT PLAN, LIC IS GOVERNMENT COMPANY
Thanks!
Thank you
Sir me 1000000 envestmente kiye
10 years policy me
15% ka growth fund policy me
6 years ke bad kiya pura pesa utha payege
Kitna milega .......
Yearly interest kitna mil raha apko
It's purely unnecessary as 10 lakhs invested in NSC yields after five years nearly 1430000 and same reinvested there only gives after another five years nearly twenty one lakhs no necessity to wait for 15 years... 😊
Pension fund 40% 20years ke bad parti died hogayatho naminiko dethe ya nahi....
Agar nominee ke paas original documents rehga to jarur milega.
Bank interest rate is 6% for senior citizen. But LIC give 5% after five years.
yeah.. but guaranteed :)
Main Purpose of Lic policy is life coverage then maturity so dont compare with bank
5 year ke baad pension plus plan no-867 me 100 % withdraw yani ke surrender value milega ya 60 percent
Calculations on market conditions...no fixed return...
Thankyou for complete calculation video
Very Nice video...
1 - In this policy if somebody want to proceed with all 100% amount withdrawal at the time of maturity .is it possible?
2 - As per the policy 60% can be take out at the maturity time and 40% can be proceed with pension for every month.
Now question is - Person is taking pension but in between if the person died then wt will happen..is the nominee get pension..or nominee will get 40% amount .
3 - continuation of 2nd question..
Suppose nominee is getting pension..she died in between...then 40% amount will be get by their kids. Or the policy will close without payment.
Thanks...
You will not get ur 40 percent amount....you will only get pension for lifetime...ur nominee will not get anything if you die after your pension starts.
In video it's said pension for lifetime
1. What about 38 Age Person....2. Nominee ko milega kya....3. 15% will be guaranteed? 4. Tax Benifit during investment period ? 5. Taxes on amount after maturity ? 6. Taxes on pension amount?....7. How many diseases covered ?
Best plan
All things depend upon share market
Yes sir, it work as any other sip plans.
For guaranteed plans you can go for jeevan akshay, jeevan umang,
For lic pmvvy and jeevan labh and others
Very nice explain, Thanks.
Now lic is useless as investment purposes. Good for insurance.
Ten to 15 year return is nil your money will be blocked.but u invest in mutual fund your return will be 5 times.for 10 lakhs u will get 50 lakhs
But if u died u won't get death benefit in mutual funds schemes.
pension plan taken and premium paid for 6 yrs can v preclose if so what percentage v lose sir
Do a Review Video on "Policy Math" Premium Calculator for all LIC Plans
जीवन अक्षय हम कब ले सकते हे ? आज जो व्याज मिलता है उस समय वोही रहेगा ?
येह सब कानो के सूनने का धोका है
एक बार पॉलिसी ले लो ,,
यह सिर्फ फुलं दिखा रहा है ,, असली कांटे तो पॉलिसी लेने के बाद मिलते है ,,
भाई जी,यदि मैं 13 lac को 5 साल हेतू ये प्लान लूं तो गांरटी 5 साल बाद मुझे कुल रिटर्न कितना होगा।टैक्स क्या होगा...Age...40 years.जवाब तो दीजिये.....
App 6sal 10 sal ka plan le sakte ho
6 years return nhi btaya aapne
Is,lic,mai,60year,se,upar,ke,logi,ke,ley,kya,hai,jesane,1lakhrupaya,invest,Kiya,ho,15year,ke,ley
Nothing is fixed when share market is involved
Commuted value taxfree on writing milega
Bhaisab market Wale me guaranteed hai kya koi plan aur aap sabhi return nikal ke dekho lagbhag 10 se 12 percent return hai
Is it correct table or fake table like Jeevan Saral? Difficult to trust.
Good evening sir please tale which app you used for calculation
Very nice sir
15℅ wale me regular 100000 ka premium me 10 lakh ke sum assured me agar death 4 ya 5th year me hoti hai to kya 10 lakh+jo table me hai woh milega?????
Yes sir
Wel explained. Please made video in case of policy holder death.
Left out Fund value mil jayega nominee ko. There is no risk cover in this policy
What is income tax implications after .
Maturity?
Is the interest rate you have mentioned in each type of fund are fixed? In Growth fund u r mentioning 15% interest rate, is tha fixed or it depends on market? If it's fixed then what u hv showed makes sense otherwise we can't take any of your calculations into consideration.....
Depend on market as other sip plans works.
One time 150000/- kar Diya to after 5 yrs surrender karenge to full amount milega?
8%10%12%15% return monthly or yearly profit?
It's purely unnecessary as 10 lakhs invested in NSC yields after five years nearly 1430000 and same reinvested there only gives after another five years nearly twenty one lakhs no necessity to wait for 15 years... 😊
then you go with mutual fund
Apka video acha lega ..
Kiya app jeevan tarun jo bacho ka liya hai..mujhe minium sum assured and uska monthly premium kitna hoga ..pura video batya ...
Child age ?
@@insuranceclinic 04 is running..i want to know how much minimum sum assured kitna hai.. is pr video send kariya
Kiya hua video nai hai .. yeah plan pr
👍👍👍👍👍👍👍👍
If growth plan had problem then how much money will we get
No doubt. Explained very nicely 👍
Kya yah non medical policy
Sir maturity per pura Paisa lumsum nahi le sakte kya? Ager lumsum Paisa chiye pension nahi to isme ky provision hai
Then Go for lic Siip Or Lic Nivesh Plus
Pension Nehi lane sa full Maturity milega kya nahi ?
Sir uske liye Lic SIIP ya Nivesh Plan m invest kijiye.
Hello sir lic is a trust policy
Extra pay period renual ka
Single premium mai pension kitna banega monthly 100000 mai esse plan mai not Jevan aksey
4000 se 5000 hoga
Is the 15% ROI is guaranteed for growth fund?
Sir it's like other sip plans. But not guaranteed
It's purely unnecessary as 10 lakhs invested in NSC yields after five years nearly 1430000 and same reinvested there only gives after another five years nearly twenty one lakhs no necessity to wait for 15 years... 😊
like any mutual fund yaar. you can invest some good fund instead of this useless thing
@@insuranceclinic दादा गिरी
Can i withdrawal fully after 5 years?
सर मेरी वाइफ की उम्र ६५ साल की है , तों क्या वो इस पोलीसी ले सकते हैं
Yes sir
Sir I can't understand about the risk in growth plan
In growth plan....lic invests approximately 70 percent in share market... hence the risk is more
In Any ULIP PLAN now LIC invests max.60% in Growth Fund Rest Amount in all 3 funds.
tax exemption he kya
Bina soche samjhe bazar investment me karte ho tab sahi hai aur lic kharab hai
Very nice explanation sir
Is this plan have tax benifits under section 80CCD??
Yes
No need to listen to this gyan. Whoever is gyani would not invest in LIC, if the return amount is concerned. A little arithmetic will reveal that LIC sucks your hard earned money.
Sub calculation bekar hai kyunki return guaranteed nahi hai bus aap asume kar sakte hi hi sakta hai apko overall 6 ya 7 perce t hi return mile
Surrender option nahi bataye
Broucher milega
But mera fund value low a raha he
Jo yeh kehtay hei wo dettay nahi so Be Carefully for investment namaste 🙏
Pension nahi lena he pura withdraw kar sakte he kya
In that case you Can go for Lic Siip or nivesh plan
Any one time premium scheme falling in the EEE category?
Can an NRI invest in this scheme?
Lic jeevan shanti and jeevan akshay
Yes
रिटर्न की गारंटी देने की बात सही नहीं है।
Returns not guaranteed in any Life Insurance scheme.
Lic jeevan umang, lic jeevan shanti, jeevan akshay, dhan sanchay, dhan rekha sir there are lots guaranteed plan in life insurance.
LIC kaa bonus isme bahut bada jhol hain
Sir how you believe evidence
Any evidence
You give pension first then collect money
15 % returns fake,
It's purely unnecessary as 10 lakhs invested in NSC yields after five years nearly 1430000 and same reinvested there only gives after another five years nearly twenty one lakhs no necessity to wait for 15 years... 😊
from where purchase
You can buy this policy online and offline
NPS is the best
Is there any tax free return?
Yes
I min pension 20 sal leneke bad
Sbi ka matual funds lelo dikhane ka kuch aur hai aur Dene ka kuch aur hai
Without pain agent and others earning money
Don't take from agent. go apply directly.
Whether the maturity amount or the returns are taxable?
Yes
Noo
SIR JI , I HAVE RS. 10 LAC WITH ME. I NEED RS.50 LACS FOR MY 2 DAUGHTERS WEDDING AFTER 7 YEARS.
CAN YOU PLEASE SUGGEST SOME LOW RISK HIGH RETURNS PLANS GIVING EXCELLENT RETURNS....SO THAT I CAN ACHIEVE MY GOAL.
THANKS & REGARDS ,
VIR
5X in 7 years that means you need CAGR of 26%. No low risk fund can yield such a high CAGR return.
NASDAQ 100 can be a good option before 2022 crash it multiple almost four time from 2014 to 2021 & and dollar appreciate against rupee by around 20%
4×1.2 = 4.8X
15%guaranteed kase melega lic bond pe likh aayega kya? aapka ye video IRDA KO MAIL kiya hai .logo ko pagal banana band kar do
Tu bada Chowdhury ban Raha hai, aaya bada IRDA ko mail kia hai 😂😂....
Share market investment mein nivesh ke utaar chadhaav ki zimmedari Policy holder ki hoti hai....
Nps
Share plans very bad plans in lic
Why are you putting in Hindi. Don't you know english?
I don't know english thats why i want him to explain in hindi you moron 😐
Nice sub asan tarike se samjha ya hay good 👍
Incomplete... RISKS are not explained.... UNSUBSCRIBE such channels immediately.....you can lose your capital in case of recession or bear market...
It's purely unnecessary as 10 lakhs invested in NSC yields after five years nearly 1430000 and same reinvested there only gives after another five years nearly twenty one lakhs no necessity to wait for 15 years... 😊
Lic ek fraud companyhai
Lic public ko only Chu.... Banate h. Never ever go with LIC
are you private company agent😁😁
@@priyer74 no. I was a lic customer for 3years. After getting the financial knowledge get to know that man.
@@umegallery7698 private company agents are bigger chors. They don't get much business. They openly lie and cheat their customers. Many private banks have insurance companies as well, and they fool their bank customers by selling their insurance policies. Also all these private banks share the bank account balance with their insurance companies and then customers are targeted and cheated.
Lic ki koi plan mat lena ye public ke saath dhoka hai mai 20 Sal agent raha aaj mujhco public ko jwab dena bharee pad raha hai
Very bad experience.. not proper study
आप सच नही बताया होगा। LIC insusuance है इसमें returns नहीं सिक्योरिटी देखना चाहिए।
आप ने अपना बिजनेस बढ़ाने के चक्कर में ग्राहकों से झूठ भी दबाकर बोला होगा ठीक है आप के कहने से कोई Lic की पॉलिसी नही लेगा तो कहाँ जाए दूसरा आप्सन भी तो बताओ कहाँ पैसा निवेश किया जाए
Apne business ke chhakar me jhut kuch jayda hi bol diya lagta h aapne insurance or return dono aleg matter H
20 saal lage aapko ye samjne mein 😂🤭, itne saal garibo ko LIC becha hoga.
Ffw
Faltu plan
Useless LIC
Bekar plan hai
Wast plan
10 lakhs for 16 years ..25 lakhs .. one time return?
And then 250000 per year for how many years ?
ye kabhimat lena.pesa ho yo khud fd me invest karo.intrest khao.