Lic New Pension Plan 867 | Lic Pension Plan 2022 | Lic New Pension Plus Plan | नई पेंशन प्लस योजना

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  • Опубликовано: 5 сен 2024
  • Lic New Pension Plan 867 | Lic Pension Plan 2022 | Lic New Pension Plus Plan | नई पेंशन प्लस योजना
    Dosto Aj Hum Lic Ke New Pension Plus Plan 867 Ke Baare Me Baat Karnege
    एलआईसी न्यू पेंशन प्लस प्लान जिक्सा टेबल नंबर है 867 के बारे में पूरी जानकारी हिंदी में प्राप्त करें ! इस योजना के तहत उच्च रिटर्न के साथ Maturity और Pension दोनों मिलेगी
    Welcome to Insurance Clinic
    My Name is Ashish Singh Rawat -
    Topic Discussed
    1. Whats new under this plan
    2. Choose payment mode option
    3. Choose pension and maturity in %
    4. 5 years Calculation
    6. 4 examples of calculation
    7. types of fund with guaranteed addition.
    Video Linked
    LIC SIIP PLAN - • Sip Investment in Hind...
    LIC NIVESH PLUS PLAN - studio.youtube...
    LIC JEEVAN AKSHAY PENSION PLAN - studio.youtube...
    LIC JEEVAN SHANTI - • LIC New Jeevan Shanti ...
    #lic #pensionplus867 #newpensionlplan #pensionplan2022 #newpension #pension #update #insurnceclinic #hindi #best #newpensionpolicy # licpension867

Комментарии • 186

  • @vkclearning6256
    @vkclearning6256 Год назад +3

    What a explanation sir very nice excellent💯👍👏

  • @havaasha3325
    @havaasha3325 Месяц назад

    GREAT PLAN, LIC IS GOVERNMENT COMPANY

  • @zaladilipsinhbharatsinh9016
    @zaladilipsinhbharatsinh9016 Год назад +2

    Thanks!

  • @rahulshaw5589
    @rahulshaw5589 Год назад +5

    Sir me 1000000 envestmente kiye
    10 years policy me
    15% ka growth fund policy me
    6 years ke bad kiya pura pesa utha payege
    Kitna milega .......

    • @dipankardihingia9787
      @dipankardihingia9787 Год назад

      Yearly interest kitna mil raha apko

    • @Santhosh_HS
      @Santhosh_HS Год назад

      It's purely unnecessary as 10 lakhs invested in NSC yields after five years nearly 1430000 and same reinvested there only gives after another five years nearly twenty one lakhs no necessity to wait for 15 years... 😊

  • @saimettolla1595
    @saimettolla1595 Год назад +9

    Pension fund 40% 20years ke bad parti died hogayatho naminiko dethe ya nahi....

    • @mrinalsinha149
      @mrinalsinha149 Год назад +2

      Agar nominee ke paas original documents rehga to jarur milega.

  • @ramaiyerdesireiyer8037
    @ramaiyerdesireiyer8037 Год назад +6

    Bank interest rate is 6% for senior citizen. But LIC give 5% after five years.

  • @user-pb1vd7md5r
    @user-pb1vd7md5r 6 месяцев назад

    5 year ke baad pension plus plan no-867 me 100 % withdraw yani ke surrender value milega ya 60 percent

  • @gauravmishra8380
    @gauravmishra8380 Год назад +3

    Calculations on market conditions...no fixed return...

  • @bhagwatirawat8459
    @bhagwatirawat8459 Год назад +1

    Thankyou for complete calculation video

  • @ganeshmishra7157
    @ganeshmishra7157 Год назад +2

    Very Nice video...
    1 - In this policy if somebody want to proceed with all 100% amount withdrawal at the time of maturity .is it possible?
    2 - As per the policy 60% can be take out at the maturity time and 40% can be proceed with pension for every month.
    Now question is - Person is taking pension but in between if the person died then wt will happen..is the nominee get pension..or nominee will get 40% amount .
    3 - continuation of 2nd question..
    Suppose nominee is getting pension..she died in between...then 40% amount will be get by their kids. Or the policy will close without payment.
    Thanks...

    • @kapilgupta3714
      @kapilgupta3714 Год назад +1

      You will not get ur 40 percent amount....you will only get pension for lifetime...ur nominee will not get anything if you die after your pension starts.
      In video it's said pension for lifetime

  • @pankajchhipa5656
    @pankajchhipa5656 Год назад

    1. What about 38 Age Person....2. Nominee ko milega kya....3. 15% will be guaranteed? 4. Tax Benifit during investment period ? 5. Taxes on amount after maturity ? 6. Taxes on pension amount?....7. How many diseases covered ?

  • @jayeshparmar777
    @jayeshparmar777 Год назад

    Best plan

  • @gajananrane9577
    @gajananrane9577 Год назад +3

    All things depend upon share market

    • @insuranceclinic
      @insuranceclinic  Год назад

      Yes sir, it work as any other sip plans.
      For guaranteed plans you can go for jeevan akshay, jeevan umang,
      For lic pmvvy and jeevan labh and others

  • @ranjanbanerjee1137
    @ranjanbanerjee1137 Год назад +1

    Very nice explain, Thanks.

  • @deependra2709
    @deependra2709 Год назад +1

    Now lic is useless as investment purposes. Good for insurance.

  • @chandrakanthshetty3312
    @chandrakanthshetty3312 Год назад +1

    Ten to 15 year return is nil your money will be blocked.but u invest in mutual fund your return will be 5 times.for 10 lakhs u will get 50 lakhs

    • @Indian-kk8gg
      @Indian-kk8gg Год назад +1

      But if u died u won't get death benefit in mutual funds schemes.

  • @jayajayakumar4474
    @jayajayakumar4474 Год назад +1

    pension plan taken and premium paid for 6 yrs can v preclose if so what percentage v lose sir

  • @ankitsahu91
    @ankitsahu91 Год назад

    Do a Review Video on "Policy Math" Premium Calculator for all LIC Plans

  • @kanudolic4588
    @kanudolic4588 Год назад

    जीवन अक्षय हम कब ले सकते हे ? आज जो व्याज मिलता है उस समय वोही रहेगा ?

  • @puredesi6278
    @puredesi6278 Год назад +3

    येह सब कानो के सूनने का धोका है
    एक बार पॉलिसी ले लो ,,
    यह सिर्फ फुलं दिखा रहा है ,, असली कांटे तो पॉलिसी लेने के बाद मिलते है ,,

  • @kushalvir4394
    @kushalvir4394 Год назад +1

    भाई जी,यदि मैं 13 lac को 5 साल हेतू ये प्लान लूं तो गांरटी 5 साल बाद मुझे कुल रिटर्न कितना होगा।टैक्स क्या होगा...Age...40 years.जवाब तो दीजिये.....

  • @rajendrasinghkanyal6799
    @rajendrasinghkanyal6799 6 месяцев назад

    Is,lic,mai,60year,se,upar,ke,logi,ke,ley,kya,hai,jesane,1lakhrupaya,invest,Kiya,ho,15year,ke,ley

  • @vaipadalkar6719
    @vaipadalkar6719 Год назад +4

    Nothing is fixed when share market is involved

  • @kashmiraparikh5181
    @kashmiraparikh5181 9 месяцев назад

    Commuted value taxfree on writing milega

  • @dalchandjain3375
    @dalchandjain3375 Год назад

    Bhaisab market Wale me guaranteed hai kya koi plan aur aap sabhi return nikal ke dekho lagbhag 10 se 12 percent return hai

  • @gobindachandraadhikary8577
    @gobindachandraadhikary8577 Год назад +3

    Is it correct table or fake table like Jeevan Saral? Difficult to trust.

  • @mulchandraut341
    @mulchandraut341 Год назад

    Good evening sir please tale which app you used for calculation

  • @prakashpandey8192
    @prakashpandey8192 Год назад

    Very nice sir

  • @exampoint8952
    @exampoint8952 10 месяцев назад

    15℅ wale me regular 100000 ka premium me 10 lakh ke sum assured me agar death 4 ya 5th year me hoti hai to kya 10 lakh+jo table me hai woh milega?????

  • @awesomevlogger795
    @awesomevlogger795 Год назад

    Wel explained. Please made video in case of policy holder death.

    • @anupamlai5674
      @anupamlai5674 Год назад +1

      Left out Fund value mil jayega nominee ko. There is no risk cover in this policy

  • @kirangawde7258
    @kirangawde7258 Год назад

    What is income tax implications after .
    Maturity?

  • @premanish
    @premanish Год назад +2

    Is the interest rate you have mentioned in each type of fund are fixed? In Growth fund u r mentioning 15% interest rate, is tha fixed or it depends on market? If it's fixed then what u hv showed makes sense otherwise we can't take any of your calculations into consideration.....

    • @insuranceclinic
      @insuranceclinic  Год назад +1

      Depend on market as other sip plans works.

    • @psnaik2
      @psnaik2 7 месяцев назад

      One time 150000/- kar Diya to after 5 yrs surrender karenge to full amount milega?

  • @letitbe3625
    @letitbe3625 Год назад

    8%10%12%15% return monthly or yearly profit?

  • @Santhosh_HS
    @Santhosh_HS Год назад +10

    It's purely unnecessary as 10 lakhs invested in NSC yields after five years nearly 1430000 and same reinvested there only gives after another five years nearly twenty one lakhs no necessity to wait for 15 years... 😊

  • @maan_rakesh
    @maan_rakesh Год назад +1

    then you go with mutual fund

  • @advhiteshsurana382
    @advhiteshsurana382 Год назад

    Apka video acha lega ..
    Kiya app jeevan tarun jo bacho ka liya hai..mujhe minium sum assured and uska monthly premium kitna hoga ..pura video batya ...

    • @insuranceclinic
      @insuranceclinic  Год назад

      Child age ?

    • @advhiteshsurana382
      @advhiteshsurana382 Год назад

      @@insuranceclinic 04 is running..i want to know how much minimum sum assured kitna hai.. is pr video send kariya

    • @advhiteshsurana382
      @advhiteshsurana382 Год назад

      Kiya hua video nai hai .. yeah plan pr

  • @vikarmj.digitalband155
    @vikarmj.digitalband155 Год назад +1

    👍👍👍👍👍👍👍👍

  • @surajdhangun1619
    @surajdhangun1619 Год назад

    If growth plan had problem then how much money will we get

  • @yourhealthspeak515
    @yourhealthspeak515 Год назад +4

    No doubt. Explained very nicely 👍

  • @mathematicsclassesbhullans5984
    @mathematicsclassesbhullans5984 7 месяцев назад

    Kya yah non medical policy

  • @rakeshgupta-ml8sb
    @rakeshgupta-ml8sb Год назад

    Sir maturity per pura Paisa lumsum nahi le sakte kya? Ager lumsum Paisa chiye pension nahi to isme ky provision hai

  • @sajiddrowningchanal2519
    @sajiddrowningchanal2519 2 года назад +1

    Pension Nehi lane sa full Maturity milega kya nahi ?

  • @mayurkumar4748
    @mayurkumar4748 2 месяца назад

    Extra pay period renual ka

  • @prakashpandey8192
    @prakashpandey8192 Год назад

    Single premium mai pension kitna banega monthly 100000 mai esse plan mai not Jevan aksey

  • @debabratachakraborty5800
    @debabratachakraborty5800 Год назад +2

    Is the 15% ROI is guaranteed for growth fund?

    • @insuranceclinic
      @insuranceclinic  Год назад +1

      Sir it's like other sip plans. But not guaranteed

    • @Santhosh_HS
      @Santhosh_HS Год назад +3

      It's purely unnecessary as 10 lakhs invested in NSC yields after five years nearly 1430000 and same reinvested there only gives after another five years nearly twenty one lakhs no necessity to wait for 15 years... 😊

    • @mcprasanth76
      @mcprasanth76 Год назад +4

      like any mutual fund yaar. you can invest some good fund instead of this useless thing

    • @BrijeshGulgul-cp5sx
      @BrijeshGulgul-cp5sx Год назад

      @@insuranceclinic दादा गिरी

  • @sitikanthabanerjee653
    @sitikanthabanerjee653 Год назад

    Can i withdrawal fully after 5 years?

  • @jivabhaihadita8970
    @jivabhaihadita8970 Год назад

    सर मेरी वाइफ की उम्र ६५ साल की है , तों क्या वो इस पोलीसी ले सकते हैं

  • @rashmigupta8978
    @rashmigupta8978 Год назад

    Sir I can't understand about the risk in growth plan

    • @kapilgupta3714
      @kapilgupta3714 Год назад

      In growth plan....lic invests approximately 70 percent in share market... hence the risk is more

    • @rameshpandey4872
      @rameshpandey4872 Год назад

      In Any ULIP PLAN now LIC invests max.60% in Growth Fund Rest Amount in all 3 funds.

  • @mayurb4610
    @mayurb4610 Год назад

    tax exemption he kya

  • @dalchandjain3375
    @dalchandjain3375 Год назад

    Bina soche samjhe bazar investment me karte ho tab sahi hai aur lic kharab hai

  • @rameshwarbade6204
    @rameshwarbade6204 Год назад

    Very nice explanation sir

  • @priyankshah2012
    @priyankshah2012 Год назад

    Is this plan have tax benifits under section 80CCD??

  • @hillolkrdas7744
    @hillolkrdas7744 Год назад +1

    No need to listen to this gyan. Whoever is gyani would not invest in LIC, if the return amount is concerned. A little arithmetic will reveal that LIC sucks your hard earned money.

  • @knandnand9291
    @knandnand9291 Год назад

    Sub calculation bekar hai kyunki return guaranteed nahi hai bus aap asume kar sakte hi hi sakta hai apko overall 6 ya 7 perce t hi return mile

  • @jitendrashende2170
    @jitendrashende2170 Год назад

    Surrender option nahi bataye

  • @mahanteshhiremath2975
    @mahanteshhiremath2975 Год назад

    Broucher milega

  • @sitikanthabanerjee653
    @sitikanthabanerjee653 Год назад

    But mera fund value low a raha he

  • @handajatin6434
    @handajatin6434 Год назад

    Jo yeh kehtay hei wo dettay nahi so Be Carefully for investment namaste 🙏

  • @bhavilife7591
    @bhavilife7591 Год назад

    Pension nahi lena he pura withdraw kar sakte he kya

    • @insuranceclinic
      @insuranceclinic  Год назад

      In that case you Can go for Lic Siip or nivesh plan

  • @sghosh5474
    @sghosh5474 Год назад

    Any one time premium scheme falling in the EEE category?

  • @priyer74
    @priyer74 Год назад

    Can an NRI invest in this scheme?

  • @prakashupadhyay7624
    @prakashupadhyay7624 Год назад

    रिटर्न की गारंटी देने की बात सही नहीं है।

  • @AshokKumar-iw6ks
    @AshokKumar-iw6ks Год назад +2

    Returns not guaranteed in any Life Insurance scheme.

    • @insuranceclinic
      @insuranceclinic  Год назад

      Lic jeevan umang, lic jeevan shanti, jeevan akshay, dhan sanchay, dhan rekha sir there are lots guaranteed plan in life insurance.

  • @debjit2009dev
    @debjit2009dev Год назад

    LIC kaa bonus isme bahut bada jhol hain

  • @nangunurisahith862
    @nangunurisahith862 Год назад +2

    Sir how you believe evidence

  • @gauravmishra8380
    @gauravmishra8380 Год назад +3

    15 % returns fake,

    • @Santhosh_HS
      @Santhosh_HS Год назад

      It's purely unnecessary as 10 lakhs invested in NSC yields after five years nearly 1430000 and same reinvested there only gives after another five years nearly twenty one lakhs no necessity to wait for 15 years... 😊

  • @abhi9m
    @abhi9m Год назад +1

    from where purchase

  • @tatai7308
    @tatai7308 Год назад

    NPS is the best

  • @mukeshpujara5775
    @mukeshpujara5775 Год назад

    Is there any tax free return?

  • @saimettolla1595
    @saimettolla1595 Год назад

    I min pension 20 sal leneke bad

  • @dalchandjain3375
    @dalchandjain3375 Год назад

    Sbi ka matual funds lelo dikhane ka kuch aur hai aur Dene ka kuch aur hai

  • @sundaresansubramanian5357
    @sundaresansubramanian5357 Год назад

    Without pain agent and others earning money

    • @priyer74
      @priyer74 Год назад

      Don't take from agent. go apply directly.

  • @sghosh5474
    @sghosh5474 Год назад +1

    Whether the maturity amount or the returns are taxable?

  • @jmbugli9338
    @jmbugli9338 Год назад +1

    SIR JI , I HAVE RS. 10 LAC WITH ME. I NEED RS.50 LACS FOR MY 2 DAUGHTERS WEDDING AFTER 7 YEARS.
    CAN YOU PLEASE SUGGEST SOME LOW RISK HIGH RETURNS PLANS GIVING EXCELLENT RETURNS....SO THAT I CAN ACHIEVE MY GOAL.
    THANKS & REGARDS ,
    VIR

    • @OctoberGuy7
      @OctoberGuy7 Год назад +1

      5X in 7 years that means you need CAGR of 26%. No low risk fund can yield such a high CAGR return.
      NASDAQ 100 can be a good option before 2022 crash it multiple almost four time from 2014 to 2021 & and dollar appreciate against rupee by around 20%
      4×1.2 = 4.8X

  • @dineshzanje3676
    @dineshzanje3676 Год назад +1

    15%guaranteed kase melega lic bond pe likh aayega kya? aapka ye video IRDA KO MAIL kiya hai .logo ko pagal banana band kar do

    • @kapilgupta3714
      @kapilgupta3714 Год назад

      Tu bada Chowdhury ban Raha hai, aaya bada IRDA ko mail kia hai 😂😂....
      Share market investment mein nivesh ke utaar chadhaav ki zimmedari Policy holder ki hoti hai....

  • @yogihandembroidery8954
    @yogihandembroidery8954 Год назад

    Nps

  • @mahaveerjain643
    @mahaveerjain643 Год назад

    Share plans very bad plans in lic

  • @dharanir.k.9181
    @dharanir.k.9181 Год назад

    Why are you putting in Hindi. Don't you know english?

    • @SUMITMITRA25
      @SUMITMITRA25 Год назад

      I don't know english thats why i want him to explain in hindi you moron 😐

    • @bhavnashah6026
      @bhavnashah6026 Год назад

      Nice sub asan tarike se samjha ya hay good 👍

  • @VJeducation999
    @VJeducation999 Год назад +1

    Incomplete... RISKS are not explained.... UNSUBSCRIBE such channels immediately.....you can lose your capital in case of recession or bear market...

    • @Santhosh_HS
      @Santhosh_HS Год назад +1

      It's purely unnecessary as 10 lakhs invested in NSC yields after five years nearly 1430000 and same reinvested there only gives after another five years nearly twenty one lakhs no necessity to wait for 15 years... 😊

  • @mahboobansari6387
    @mahboobansari6387 Год назад +2

    Lic ek fraud companyhai

  • @umegallery7698
    @umegallery7698 Год назад +1

    Lic public ko only Chu.... Banate h. Never ever go with LIC

    • @priyer74
      @priyer74 Год назад

      are you private company agent😁😁

    • @umegallery7698
      @umegallery7698 Год назад

      @@priyer74 no. I was a lic customer for 3years. After getting the financial knowledge get to know that man.

    • @priyer74
      @priyer74 Год назад

      @@umegallery7698 private company agents are bigger chors. They don't get much business. They openly lie and cheat their customers. Many private banks have insurance companies as well, and they fool their bank customers by selling their insurance policies. Also all these private banks share the bank account balance with their insurance companies and then customers are targeted and cheated.

  • @pratapsingh6091
    @pratapsingh6091 Год назад +43

    Lic ki koi plan mat lena ye public ke saath dhoka hai mai 20 Sal agent raha aaj mujhco public ko jwab dena bharee pad raha hai

    • @katkar1984
      @katkar1984 Год назад +6

      Very bad experience.. not proper study

    • @prasannakumar1058
      @prasannakumar1058 Год назад +25

      आप सच नही बताया होगा। LIC insusuance है इसमें returns नहीं सिक्योरिटी देखना चाहिए।

    • @atulbhanuawasthi9013
      @atulbhanuawasthi9013 Год назад +16

      आप ने अपना बिजनेस बढ़ाने के चक्कर में ग्राहकों से झूठ भी दबाकर बोला होगा ठीक है आप के कहने से कोई Lic की पॉलिसी नही लेगा तो कहाँ जाए दूसरा आप्सन भी तो बताओ कहाँ पैसा निवेश किया जाए

    • @dharmavirdaber2159
      @dharmavirdaber2159 Год назад +8

      Apne business ke chhakar me jhut kuch jayda hi bol diya lagta h aapne insurance or return dono aleg matter H

    • @mehulgavit1
      @mehulgavit1 Год назад +6

      20 saal lage aapko ye samjne mein 😂🤭, itne saal garibo ko LIC becha hoga.

  • @bhupindersingh5686
    @bhupindersingh5686 Год назад

    Ffw

  • @sanjoychakraborty8893
    @sanjoychakraborty8893 Год назад +2

    Faltu plan

  • @shreekantchincholi6064
    @shreekantchincholi6064 Год назад

    Useless LIC

  • @DineshKumar-no3tx
    @DineshKumar-no3tx Год назад

    Bekar plan hai

  • @sampathramasamy8362
    @sampathramasamy8362 Год назад

    Wast plan

  • @kamallochanpadhi3582
    @kamallochanpadhi3582 Год назад

    10 lakhs for 16 years ..25 lakhs .. one time return?
    And then 250000 per year for how many years ?

  • @shashikantsolanki5853
    @shashikantsolanki5853 Год назад +1

    ye kabhimat lena.pesa ho yo khud fd me invest karo.intrest khao.