@@himanshubisoyi3338 guys -- its Term insurance and not medical insurance! Jab tak maroge nahi kuch milega nahi ye insurance se aur vo bhi tumhe nahi milega!
Better to start SWP in only good, sound & only selected Mutual Fund by investing 10 Lakh only once & get upto 10k per month immediately from next month. If the investor does re-invest the same amount in the Recurring deposit scheme, then the Investor may earn a handsome amount in a pretty long period say 10+ years. Any financial expert may opine on this.
सबसे पहले रिटर्न इंटरेस्ट आठ पर्सेंट देना शुरू करे क्योंकि आज बेंक भी आठ पर्सेंट देती है ओर सिनियर सिटीजन को नौ पर्सेंट तक मिलता है तो कौन आयेगा एलआइसी में निवेश करने
Don't fall prey to 16% guaranteed return. The actual return is about 5%. It is sheer waste of hard earned money. A person having huge money may take it as he will not be worried about the return. Make the calculation yourself and decide. Very avoidable plan.
क्यों लोगों को मामू बना रहा है 15 साल में 10 लाख के भी तो डबल से अधिक हो रहे हैं लगभग 22 लॉक😅😅 फिर 16% कैसे हुआ 10 लाख जमा करो 15 साल बाद रिटर्न😮😊😊 एक लाख 63000 ईयरली 😅😅
starting me to 16% bol rahe the wo kai explain nai kia. IRR kam hi aa raha he. was also lookin for loan availability for this policy. video made with very limited info
16% kaunse Maths se hota h bhai 10lakh & 15 year differment means aapka invested amount agar 6%interest bhi mano to 24lakh ho jayega. Aur isko FD bi banao only 6%se tab bhi 1.5lakh saal ka milega.
10 lakh 15 varsh LIC kade rahanar nantar 163000 pension milanar.... Prashn 10 lakh che 15 varshat 25 lakh hotat bank t... Ani tya 25 lakh che vyaj 6% ne hote 150000 rs tar mag lic t theun kay fayada??? Mhanje bank t 10lakh theva tari 150,000 pension milel ki.
Any body investing In L.I.C.schemes must be aware that they have to produce Existence Certificate which is a cumbersome process which no channel ever tells the public.
भाई जिसके ऊपर इनकम टैक्स लगता हो वही पैसा जमा करें क्योंकि मैं तो मेरी 6 पॉलिसी बंद कर चुका😢😢😢😢😢 एलआईसी के बराबर कोई चुना नहीं लगा यगा पैसा तो मिलेगा मगर वह भी एक मारे मुर्दे के समान
Kisne bola ki 4- 5% ho jayega or market doob jayega ... jab tak pani m koodoge nahi tairna nhi sikhoge ... jab kisi cheez ka knowledge na ho toh muh mat kholo
Hi, if LIC giving 5% return that is excellent because it gives same return upto 100 yrs. Can you name one company in the world which gives such return upto 100 yrs... excellent plan...
LIC is being run for the benefit of LIC n not for the Insured persons. I have a bitter exp of running a 25 yrs Policy starting from 1990. Pl stay away from LIC n choose Annual term policies to cover life Risk or unforeseen eventualities.
Lic koi nahi leta castmar ko pata chal gaya ye lic vale agent ko hi malamal kar rahe hai 2850ru maine 24 sal lic ko diye ek mahina pahle policy machuariti mili 1 lakh 60 hajar ke aspas maine lic ko diye lic ne muze 24 sal bad mera paisa dabal karke bhi nahi diya Market me dala hota to kam se kam 10 lakh to milte hoie muze lic par to mera vishvas ud gaya
10lakh apne lagaya har saal 6.4% ka 15 saal ke baad 2535855 us ke bad ap milega har saal 163000 to dekhte hain 2535855 ka 6.45% interest 163563😂😂😂😂 aur inflation minimum 6.5% chal raha hai
Go for one large cap and one small cap mutual funds through investing 2 laks lump sum amount for 10 to 12 years. After the mentioned period you can dance and forget the name of LIC forever.
Sir bilkul mil Raha hai. Per Ane wale 10 years k baad. Kitna hoga woh pata nahi, lic k es plan k ander apko life long same interest rate k hisaab se income milega
Take a term insurance for 50 lakhs premium around 12000 Remaining 88000 invest equal in small, middle and large cap fund then after 10 years u can do SWR
Bhai 15yrs me aise bhi fd pe 10lkhs 30lkhs ho jayenge... Aur sabhi paise ko Bank me deke pension plan liya jaye tabhi b minimum 15000 toh mahine me milenge hi... Jab ki yahan 163000 saal me milega aur aise bhi Lic kabhi b 16% return zindagi pe nahi degi... Public ko bewakuf banana chhodo ... Lic return 5 se 6% se jada kabhi nahi hai analysis karke dekhlo...
Though it may be politically expedient to scout for embracing sitting MLAs in order to strengthen its working majority, Congress shall not in the least allow admission to any tainted politician ftom any other party, as such a step will give wrong signals to electorate and public, leading to infamy and downfall.
Ise jyada to mutul fund bhidete he paise blocked bhi nahi hoge lic marne ke bad hi paisa dega jinda rahne per thega deti he khud ka share ki halat dekhi lic ke???
Deformation period ka interest calculation kahan jayega?? 10 lakh ka 15 sal me to 30 lakh waise hi ho jayega. (KVP doubbles in 10 years.)To 1lakh 63 thousand 16 % return kahan hua?? Return to 5.4% hi hua na?? Kyoun public ko bewakoof bana rahe ho?? 15:55
आप थोड़ा ड्रामा कम करें तो बेहतर है वीडियो देखना
Aapka language dekh kar to log dar jaega investment karne Wale aadami bhag jaega
😂😂
Aap ne bilkul thik kaha hay......lag raha hay "Investment with Commedi"..........Jayse life ek Commedi hay😔😔😔
Tu bina nautanki kar k b video banayega to b koi nahi dekhega😂😂😂😂😂
Hnji 😂
Very nice and charming representation very good...👍👍👍
Invest money in mutual fund for 10 yrs, build corpus and start swp , this will give better return then LIC.
But what about insurance n it is upto market risk not any guarantee
Not ur given insurance..death cover and normal cover
@@himanshubisoyi3338 guys -- its Term insurance and not medical insurance! Jab tak maroge nahi kuch milega nahi ye insurance se aur vo bhi tumhe nahi milega!
Better to start SWP in only good, sound & only selected Mutual Fund by investing 10 Lakh only once & get upto 10k per month immediately from next month.
If the investor does re-invest the same amount in the Recurring deposit scheme, then the Investor may earn a handsome amount in a pretty long period say 10+ years.
Any financial expert may opine on this.
You can take money back guarantee TERM INSURANCE for 85 years at 75 lakh premium of 1699
L.I.C. मार्केट से आधा देती है जब की महगाई बढ़ती है और पेंशन की व्हॅल्यू कम होती जाएगी फ्यूचर में
Why are you misleading, misguiding by saying 16% return as it is not more than 6%
right
He is uncovering 15 years of waiting period 😅😅😅
Exactly. Report this channel! Such harmful and misleading information
हा हा हा 😅 किसी भी जमा पैसा जमा करने पर हर साल सिर्फ 6% ही आपको इंटरेस्ट मिलेगा इससे ज्यादा नहीं
only ~5.6% return...misleading information
थोड़ा सीरियस होजा sir ji
सबसे पहले रिटर्न इंटरेस्ट आठ पर्सेंट देना शुरू करे क्योंकि आज बेंक भी आठ पर्सेंट देती है ओर सिनियर सिटीजन को नौ पर्सेंट तक मिलता है तो कौन आयेगा एलआइसी में निवेश करने
Pension 163000 annual life time mahengai badegi har year tab kaisa hogay 16300 ki value Kam hote chale jayegina
JEEVAN DHARA 2 (16%) mai 55 years hai kya mai isse upline kur sukta hun
Don't fall prey to 16% guaranteed return. The actual return is about 5%. It is sheer waste of hard earned money. A person having huge money may take it as he will not be worried about the return. Make the calculation yourself and decide. Very avoidable plan.
Agree with bishwanath's opinion.
What will be single time investment amount, if need 2 lack’s per month with deferment period of 10 years
Dear adviser pension kab se laagu hogi
क्यों लोगों को मामू बना रहा है 15 साल में 10 लाख के भी तो डबल से अधिक हो रहे हैं लगभग 22 लॉक😅😅 फिर 16% कैसे हुआ 10 लाख जमा करो 15 साल बाद रिटर्न😮😊😊 एक लाख 63000 ईयरली 😅😅
starting me to 16% bol rahe the wo kai explain nai kia. IRR kam hi aa raha he. was also lookin for loan availability for this policy. video made with very limited info
Overall interest rate is less than 6 percent not 16 percent. Kaun se angle se calculation kar rahe ho?
😂
थोडी नौटंकी कम करके शांत और सुलभ तरीकेसे समजा सकते है!
😅
Please explain how it can give us 16% return and wheather it is maturity me tax benefit hay?
Can I get a policy without asurrender option
16% kaunse Maths se hota h bhai
10lakh & 15 year differment means aapka invested amount agar 6%interest bhi mano to 24lakh ho jayega. Aur isko FD bi banao only 6%se tab bhi 1.5lakh saal ka milega.
If man is 75 years what’s the rules and regulations and eligibility of the 75 years.
एलआइसी सबसे कम रिटर्न देता है
10 lakh 15 varsh LIC kade rahanar nantar 163000 pension milanar....
Prashn
10 lakh che 15 varshat 25 lakh hotat bank t...
Ani tya 25 lakh che vyaj 6% ne hote 150000 rs tar mag lic t theun kay fayada???
Mhanje bank t 10lakh theva tari 150,000 pension milel ki.
10 लाख एकरकमी भरले का तुम्ही?
Sir policy par income tax lagta hai kya
Singal premium 200000 /er hisab ki habe. Monthly or yearly. August e rakha holo jodi September thake pension kato pabo.
लगता है तू रेलगाडी में पैदा हुआ जो हिलता रहता है😂
Lic is reliable and safe.....whatever promises it delivers.....misselling happens due to some bad agents who donot have skills to sell
58year क्या आदमी को तुरंत पेंशन 10 लाख इन्वेस्ट करने से कितना पैसा
bhai ho videsi par jo add me add kiye hey person vo sub vilayati kya bat hay, usko malum hay LIC ka full name.
Monthly retunes ke baare batawo Sir. ....log wahi suna he
जों गरीबी तक पहुछाए LIC हैं😂😂😂
What is minimum amount for regular plan
Any body investing In L.I.C.schemes must be aware that they have to produce Existence Certificate which is a cumbersome process which no channel ever tells the public.
भाई जिसके ऊपर इनकम टैक्स लगता हो वही पैसा जमा करें क्योंकि मैं तो मेरी 6 पॉलिसी बंद कर चुका😢😢😢😢😢 एलआईसी के बराबर कोई चुना नहीं लगा यगा पैसा तो मिलेगा मगर वह भी एक मारे मुर्दे के समान
Jhut mt failao
Mutual funds is best
Sir lic policy par incam tax kaat kar deti hai kya meri policy 200000 ki kitni katega tax
Sabhi company ka plan se Mutual Fund mai badiya return mita hai. Magar risk bhi hai.
Jaii shree Ram Bajarangbali jaii hoo 🙏 🙏 🙏 🙏 🙏🚩🚩🚩🚩🚩🚩
Agar koi 10 lakh single payment Kiya to 16% bole aap life time. laikin mahengai ka kya wo to badengi to 16000 ki value Kam hojayegi future me
My age 50yrs. Want to give single premium of 10lakh. Want to keep deferment period 2yrs. How much shall i get as pension per year
can I stop this after 10 years and claim back my balance ?
35 years hai to kitna jma karna hai
Lic plan nikalne se pahle dimag lagati hai k nai? MUTUAL FUNDS me 10 lakh laga k 15saal wait kare fir b LIC se acha return aayega.
Very low rate of interest in LIC.
Therefore I never invest in LIC.
Meri age 48 sal hai.12 sal me kitna rupay month jama karu.aour 61 sal bad kitni pension milegi.
Upar jaane ke baad aarti mein
Insurance may kis ka return jada h
Jutha news hai 16 percent return kisi bhi sarkari scheme me nahi milta hai, 5-15 saal ka interest add kya nahi hota ?
16% ROI? Not possible with LIC.
Not possible by any co or institution.
Lic best only for agent and lic.not best for buyers meens public.
Point to point video will be better with example
Post office gives 98000 thousand same plan
LIC kuch nehi deta hai but agent relative honey ka karon korna porta hai . No agent no Lic
with 7% inflation todays 13000 is less than 5000 after 15 years
My. Age is 61yrs. If I invest Rs.10 lakha. From which month I will get the pension
Ye pension yearly hoga
Pehle logo ke pass paise jama rakhne ka koi jagah Nehi thha jiska fayada LIC ne pura uthaya hai lekin abb mutual fund share market hai
Aappp rakhiye mutual fund mein lakin 2025 ke baad interst -4-5 % milega aur market Dube ga to khatam 😂
Paise le ke de dena hi badi bat hai
Jo Marzi aa jai
Per lic is best forever
Kisne bola ki 4- 5% ho jayega or market doob jayega ... jab tak pani m koodoge nahi tairna nhi sikhoge ... jab kisi cheez ka knowledge na ho toh muh mat kholo
Post office mis me 7.4 ka return milta he isse kahi jyada
Why u r misleading people..
It's all about 6%. Why u r saying that 16%
There is no misleading sir. Everything you will get in bond paper. 16% percent is fixed with the deferment period as explained in video and examples.
@@insuranceclinic r you stupid or what? 15 year waiting ka kya value hai? 15 year me 10 lac ka value 10 lac e rahega kya??
@@insuranceclinic
10 Lacs ka ek saal ke baat kitna milega... Sir Ji, please
What about income tax ?
Very nice information 👍
जिंदा रहते हुए हर महीना कितना पेंशन मिलेगा 2 लाख जमा करने पर ? और कितना साल बाद पेंशन मिलना शुरू होगा
Income tax kha Jayega pension.
Hi, if LIC giving 5% return that is excellent because it gives same return upto 100 yrs. Can you name one company in the world which gives such return upto 100 yrs... excellent plan...
Who lives for 100 years ? Use common sense.
Meri age 57 mi investment
One time 1lelh kerta hu too
Mujhi monthly pension keb se melgi mi 10year for investment
LIC is being run for the benefit of LIC n not for the Insured persons.
I have a bitter exp of running a 25 yrs Policy starting from 1990.
Pl stay away from LIC n choose Annual term policies to cover life Risk or unforeseen eventualities.
LIC is not as investment it is security of life plus some income tax saving.
16000/12?permonth?
Ageas federal life insurance me me Paisa to nahi dubega please sir bataye
Make fd of 10 lakh in bank today at 7% after 15 years it will become 31 lakhs , then make fd of this 31 lakh and take monthly interest of 18000 rupees
You are correct sir, but after 15 years bank will not give you 7% for sure
Lic koi nahi leta castmar ko pata chal gaya ye lic vale agent ko hi malamal kar rahe hai
2850ru maine 24 sal lic ko diye ek mahina pahle policy machuariti mili 1 lakh 60 hajar ke aspas maine lic ko diye lic ne muze 24 sal bad mera paisa dabal karke bhi nahi diya
Market me dala hota to kam se kam 10 lakh to milte hoie muze lic par to mera vishvas ud gaya
Very Nice Discussion
Jo bol rahe hai return kam hai,,,,to fd ya post life insurance bhi deta hai kya?
10lakh apne lagaya har saal 6.4% ka 15 saal ke baad 2535855 us ke bad ap milega har saal 163000 to dekhte hain 2535855 ka 6.45% interest 163563😂😂😂😂 aur inflation minimum 6.5% chal raha hai
ap ka 16% to hum kahin nahi dikha 16 to nahi 16.3 jarur mil gaya hai mujhe 10lakh 16.3% = 163000😂😂😂 15 saal jo paisa rakha use kon jorega
Go for one large cap and one small cap mutual funds through investing 2 laks lump sum amount for 10 to 12 years. After the mentioned period you can dance and forget the name of LIC forever.
Sir, which calculater app you have used in this video??
Smart- all in one calculator
Loss wala kam.hai ye post office me 8.60 intrust milta hai
Sir bilkul mil Raha hai. Per Ane wale 10 years k baad. Kitna hoga woh pata nahi, lic k es plan k ander apko life long same interest rate k hisaab se income milega
मेरी उम्र 66 साल है मैं इस प्लान में 10 लाख इन्वेस्ट करता हूं तो मुझे हर साल कितनी पेंशन मिलेगी और कब शुरू होगी?
Kha se h aap
Lic ne apne portal se sabhi policy k bonus dikhne bund kar diye h
Sir, Guaranteed plans me bonus nahi milta
Respected sir, LIC may monthly 2000 rupees SIIP investment may mughe after 35 years after kitni amount mil sakta hay ?
2000 ta hoi na
Mobail no do plan send kar deta hu date of birth
Minimum 4000 se shuru hota hai SIIP
@@sajankumar40 monthly 4000 submitted for 35 years . Expected return ?
My dear friend
You are giving this information to Indians or some foreign country people. Why are you showing foreign nationals in your video?
Me 50 years ki hu onetime pyt 10L, defferd period 5yrs to monthly kitna pension milega
Rs 7144 monthly, Rs.89300 annually
Konse city se ho..
@@nenshigoswami4898 Mumbai
Advised to talk slowly and to the point and not shouting.
Income tax to salary pr hotel me jane per bhi lag hahai per mention nahi hogi to koi apna ghat nahi chal ayega vo din gaye jo spno ko sambhale
Don't invest lic because lic return very low .go for m/f lumsum swp
Actually the annuity is 5.8 percent. Lowest interest rate gives all the insurance companies.
Can a person of 71 years can enter in this plan
Why you waste. Better make FD. It gives you nearly 5 times more than LIC pension
Take a term insurance for 50 lakhs premium around 12000
Remaining 88000 invest equal in small, middle and large cap fund then after 10 years u can do SWR
Good knowledge, but what is provision you will do for taxes on capital gain , which may be at 40 to 50 %
10% means 10% not 40- 50%
Entry par GST and
Maturity per incometax dena he
Finally Milega babaji ka🫰
16% return where?
TDS katega kya
No
Vai ya to Bank ma vi milaga MIS karna ma.
Sir slow bola kariye har video me
Very good
Lekin yaar aapko nahin lagta Thor drama jyada kar lete ho
Bhai 15yrs me aise bhi fd pe 10lkhs 30lkhs ho jayenge...
Aur sabhi paise ko Bank me deke pension plan liya jaye tabhi b minimum 15000 toh mahine me milenge hi...
Jab ki yahan 163000 saal me milega aur aise bhi Lic kabhi b 16% return zindagi pe nahi degi...
Public ko bewakuf banana chhodo ...
Lic return 5 se 6% se jada kabhi nahi hai analysis karke dekhlo...
Bhai kitna commission milahai?
Though it may be politically expedient to scout for embracing sitting MLAs in order to strengthen its working majority, Congress shall not in the least allow admission to any tainted politician ftom any other party, as such a step will give wrong signals to electorate and public, leading to infamy and downfall.
15 saal baad 16 % only kiya mzak h agr 10 lakh stock market ya mutual fund m dal diya na to 10 lakh ke itne paise bnenge ki lic 100 saal me ni de skti
Jinko gareeb h rahna hai LIC mai invest karo😂😂😂
Ise jyada to mutul fund bhidete he paise blocked bhi nahi hoge lic marne ke bad hi paisa dega jinda rahne per thega deti he khud ka share ki halat dekhi lic ke???
15 sal me 10 lac k 20 ho jaenge or vaps 10 lac waaa ese achha he 10 lac fd me 8.50 interst le her sal jama kare 10 sal me 10 ka 20 🙏🙏🙏
Post Office mai next month se hi pension start ho jati hai
Investment limit 4.5 lakh per person
And interest is also taxable
isse shi to mere bhai tata aia fortune pro m 2k monthly 10yrs tk dekr 15th saal main pension mil jaygi aur vo b 25k tk mnthly aapko mil hi jayga
r u sure
100% sure bhaiji
@@bajecomkon sa plan hai sir?
@@freebirds3432 naam likha h frnd tata aia fortune pro
Deformation period ka interest calculation kahan jayega?? 10 lakh ka 15 sal me to 30 lakh waise hi ho jayega. (KVP doubbles in 10 years.)To 1lakh 63 thousand 16 % return kahan hua?? Return to 5.4% hi hua na?? Kyoun public ko bewakoof bana rahe ho?? 15:55
A compounding nahi hota isliye a policy loss hi compare to mutual funds compared to fd it is very good
If you want to take risk.so you can invest in LIC index Plus where your fund is deposited in NIFTY 50 NIFTY & NIFTY 100