Calculated the Returns | Gold vs Digital Gold vs SGB vs ETF | SHOCKING RESULTS | LLA

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  • Опубликовано: 26 дек 2024

Комментарии • 2,5 тыс.

  • @LabourLawAdvisor
    @LabourLawAdvisor  3 года назад +177

    Buy stocks with ZERODHA: labourlawadvisor.in/link/zerodha
    SGB Next Issue: August 30 - Sept 3, 2021
    EXCEL SHEET EXPLAINED HERE: ruclips.net/video/kMsppZVfCjg/видео.html
    EXCEL SHEET DOWNLOAD: tinyurl.com/goldenreturns
    DEMAT ACCOUNT: link.labourlawadvisor.in/demat
    COURSES: labourlawadvisor.in/link/LPTI

    • @suvam_mitra
      @suvam_mitra 3 года назад +3

      Is it possible in UPSTOX ????

    • @nattravel
      @nattravel 3 года назад +3

      Zerodha only allows Limit orders for SGB .

    • @suvam_mitra
      @suvam_mitra 3 года назад

      @@rajashekarreddy5249 yeah exactly. Infact UPSTOX is not having GTT order feature. Zerodha is having GTT order feature since a long time.

    • @smiledentalclinic-bestdent7630
      @smiledentalclinic-bestdent7630 3 года назад

      How to sell sgb directly through reserve bank ?

    • @shobhitsaxena108
      @shobhitsaxena108 3 года назад +2

      Bhai, someone is mocking your identity in comments and sharing an abroad phone number for contacting in order to earn higher returns on investment

  • @keshavahuja6413
    @keshavahuja6413 3 года назад +65

    This is the most in-depth gold investment analysis I have come across on RUclips

  • @rsb0000
    @rsb0000 3 года назад +183

    One drawback is that whenever RBI announces dates to buy these bonds,the price goes up and then falls after the booking date ends. So it is a net loss initially. RBI should have booking dates every month.

    • @rkvlogs4799
      @rkvlogs4799 2 года назад +5

      So what we can do it this scenario!

    • @bharatbhartiya6854
      @bharatbhartiya6854 2 года назад +7

      @@bhushanpatil-xx4qy but if one buy in market and holds till maturity. Then is it tax free ?

    • @bhushanpatil-xx4qy
      @bhushanpatil-xx4qy 2 года назад +1

      @@bharatbhartiya6854 if you holds till maturity then no tax is deducted

    • @imdadahmad3890
      @imdadahmad3890 2 года назад +1

      @@bharatbhartiya6854 sir mjhe apki help chaiye plzz

    • @aaryan7187
      @aaryan7187 Год назад

      @@bharatbhartiya6854 its tax free only if you redeem it through RBI, if you sell it on stock market, you'll be paying stcg/ltcg, maturity date won't come in play here.

  • @ayushtripathi2895
    @ayushtripathi2895 3 года назад +538

    I don't think there's a singular place on the internet with as detailed and as much in-depth information as has been provided in this video. Super Great Job! Thank you! Way to go! 🙌

    • @sandeepsen582
      @sandeepsen582 2 года назад +1

      Hahah

    • @dhruv4028
      @dhruv4028 2 года назад +2

      There many more with more detailed topics but unfortunately they aren't for and from India

    • @minalvichare7396
      @minalvichare7396 11 месяцев назад

      😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊😊

  • @123avneesh
    @123avneesh Год назад +1

    Thanks for the amazing content on your RUclips channel.

  • @rakeshks7482
    @rakeshks7482 3 года назад +105

    Gold is seen as an hedge against hyperinflation and Govt instability risks. So the safest option for gold is always physical gold. Rest everything is a piece of paper, so there you can always go for many better alternatives like stocks, ppf etc.

    • @globalindiagoldgig7063
      @globalindiagoldgig7063 3 года назад +2

      Very well said Rakesh.
      There is another way of earning Gold by one time physical Gold Purchase. You can earn unlimited Gold. I MEAN it. Explore this chanel for more details.

    • @4sharedaccount933
      @4sharedaccount933 2 года назад +20

      Exactly, people who comapare physical gold to some digital form are missing the crucial point. In the event of war or any form of disaster, physical gold will prevail over all other assets.

    • @mahatmagaand
      @mahatmagaand 2 года назад +1

      Where can I sell my Tanishq 31 gram 999 24 karat bullion with purchase invoice?

    • @adityapathak7540
      @adityapathak7540 2 года назад +15

      @@4sharedaccount933 kis Jung ki tayyari kar rhe ho bhai😂😂

    • @goodIcanchange
      @goodIcanchange 2 года назад +15

      I do understand your sentiment but if you are really preparing your investment for such kind of doomsday situations then food, tools, skills and weapons are much better investments. In a situation where government has collapsed and anarchy prevails a rifle or tools and skills that can make a weapon or a hidden stash of rice,wheat will be more valuable than physical gold.
      Else I think paper investments are good enough.

  • @maheshalex
    @maheshalex 3 года назад +103

    Hats off, instead of promoting apps for purchasing digital gold, you have ethics to say what is right and show the way.
    thanks and much respect

  • @VineetKumarX
    @VineetKumarX 3 года назад +89

    Again a thoroughly researched video, which answers all questions and probably more! Thanks LLA!

    • @globalindiagoldgig7063
      @globalindiagoldgig7063 3 года назад

      Hi Vineet !
      There is another way of earning Gold by one time physical Gold Purchase. You can earn unlimited Gold. I mean it. Explore this chanel for more details.

  • @matterknot7469
    @matterknot7469 Год назад +22

    One very important fact that almost certainly all SGB videos have missed is about which price the 2.5% interest is calculated on. It's the bond issue price of the SGB. If you want to hold a bond for 8 years you will also would want to get the most interest, so you pick the most expensive listed gold bond. Until now, it was SGBAUG28V which was listed at ~5300 and now with recent spike in gold price, it's SGBMAR31IV which is listed at ~5600. This atleast helps me pick which gold bond I should keep buying every month.

    • @sidharthsingh2180
      @sidharthsingh2180 Год назад

      So if some one bought SGBAUG28V at 5300 , so in order to make more of the profit...he can still buy same version of sgb at same price ?? Or it changes with respect to market ??and if so , then how ll it be profitable ??
      And if someone bought 3 tranches of SGB initially , can one buy more even after closing of the period of SGB ??

  • @MsRendition21
    @MsRendition21 3 года назад +30

    Zerodha or Groww have easiest transaction for SGB. Already sold off Augmonth gold and purchased SGB in Aug through RBI. I am also holding Nipon Gold BEEs ETF. Thanks for such detailed analysis.

    • @LuckyMe25
      @LuckyMe25 3 года назад

      Hello
      Zerodha ke through SGB me invest kar dakte hai kya?
      Please reply

    • @Ishaajaytravelvlogs
      @Ishaajaytravelvlogs 2 года назад

      @@LuckyMe25 yes

    • @Miniminitips
      @Miniminitips Месяц назад

      Is augment gold good in terms of purchase, purity, selling value?

  • @funlifegala3799
    @funlifegala3799 2 года назад +21

    I started watching financial content with your videos. Then slowly moved to other channels pura RUclips ghum liya kuch months me. And didn’t find any other RUclipsr who can explain without extra drama.
    Your information and execution is good please keep it this way (without added drama like others). It’s great the way it is.

    • @teqnogyan3254
      @teqnogyan3254 Год назад

      Bhai rulayga kya 😢 Etna bada comments krta hi

  • @InvestBeast
    @InvestBeast 3 года назад +27

    old is gold. some of your investment also in gold because diversification is important in different kinds of asset.

  • @DilpreetSingh-vy2py
    @DilpreetSingh-vy2py 3 года назад +26

    That the quality of knowledge that mandeep provided. Thanks bro

  • @gazpachopolice7211
    @gazpachopolice7211 3 года назад +6

    This is THE definitive video on gold investment options.
    My opinion: there is only one definitive case when you should go for physical or digital gold as an "investment" and it comes with a lot of ifs: If the price if gold is heavily depressed right now, and you know you will need physical gold in the near future . And if it justifies the cost associated with physical/digital gold. Then only

  • @NicholasBall130
    @NicholasBall130 Месяц назад +291

    I' ve got £100k to invest. I want to build a nest egg for when I'm older. I want to know if it's a good idea to add all my savings into a long term ETF, set and forget Come back in 20-30 years, instead of 250-300 DCA every month. Which ETF would you recommend.?

    • @cowell621
      @cowell621 Месяц назад +3

      As they say, time IN the market is better than trying to time the market. I think you should seek advice from a licensed financial advisor. They’ll give you guide on high risk and low risk investment strategies for your portfolio

    • @StacieBMui
      @StacieBMui Месяц назад +1

      Accurate asset allocation is crucial with an Experts guidance. I have 850k in equity, 275 cash earning 5.25 interest, 685k in 401k, 120k cash account, 80k in car assets ( paid off cars) Gold and silver bars. age is 48. My advisor helped me realign my portfolio to my risk tolerance and it boomed shortly.

    • @LiaStrings
      @LiaStrings Месяц назад +1

      How do I reach out to a financial advisor, my portfolio has been struggling since 2022 and I’ve been holding on by the skin of my teeth.

    • @StacieBMui
      @StacieBMui Месяц назад +1

      I'm cautious about giving specific recommendations since everyone's situation varies, but l've worked with "Rebecca Nassar Dunne” for years and highly recommend her See if she meets your criteria.

    • @BateserJoanne
      @BateserJoanne Месяц назад

      I just checked her out and I have sent her an email. I hope she gets back to me soon.

  • @shashanksrivastav4353
    @shashanksrivastav4353 Год назад +32

    When I was starting my PhD career, I was asked this question in one of the IIMs interview that which form of Gold gives the highest return. Thanks for this informative video which is very important for financial awareness.

  • @victordutta798
    @victordutta798 3 года назад +1067

    I only ran out of breath and my brain almost stopped working. That's too much of information. 🥵 I am overwhelmed. Great job man.

    • @fenyx2558
      @fenyx2558 3 года назад +7

      🥵

    • @sohamsarkar911
      @sohamsarkar911 3 года назад +47

      Just remove information from your comment ,it would be hilarious 🤣🤣

    • @victordutta798
      @victordutta798 3 года назад +15

      @@sohamsarkar911 🤣🤦‍♂
      Waah.. Kitne tejasvi log hai humare paas. 👏

    • @hemD777
      @hemD777 3 года назад +5

      I agree... Taking effort to comment .... It was confusing and at the same time amusing..... Appreciate the fact that Mandeep is researching so so so much... Hats off!!!

    • @victordutta798
      @victordutta798 3 года назад +1

      @@hemD777 yeah. They are doing pretty great job. Undoubtedly 🙏

  • @NoOne-dv3gh
    @NoOne-dv3gh 3 года назад +94

    Such videos are the reason why we follow you guys. Glad to be part of JagrukJanta 😊😊

  • @shubhamhingne6715
    @shubhamhingne6715 3 года назад +37

    That's really informative, you saved many of us and shown a correct path.

  • @pagalduniya07
    @pagalduniya07 Год назад +2

    Best video for internet good luck brother 😊😊😊😊

  • @RKartakeiyen
    @RKartakeiyen 2 года назад +2

    Video shru hone se pahle jo tum car ki ghagha scooter ( me to cycle chalata hu ) or AC ki jagha fan chalane ka dikha k massg dete ho , it is too good no words to describe it ...And your video is also very knowledgeable good keep it up . VJ

  • @KRISHNAKUMAR-pg6hl
    @KRISHNAKUMAR-pg6hl 3 года назад +20

    There is a recommendation by a Committee to bring in Digital Gold under some kind regulatory framework, compliance. Lets wait and watch

  • @princeesaini
    @princeesaini 3 года назад +6

    I have both ! Sip in etf gold - goldbees, and SGB

  • @pulkitgoel
    @pulkitgoel 3 года назад +62

    I have invest last month in sgb but not with this much advantages thnx for sharing and keep boosting our financial knowledge

    • @MINATOYELLOWFLSH2005
      @MINATOYELLOWFLSH2005 3 года назад +8

      This SGB serves two purpose in your portfolio (if you go by those experts).
      1. GoI securities (bonds and debt portfolio).
      2. Gold exposure.
      Ek vaan, two shikar.

    • @19782443
      @19782443 3 года назад +5

      I brought last yr same time
      I bought 111 Grams
      Also got Rs 50 off per gram as I bought online
      And I got total 12 thousand something
      As interest
      Its good believe me
      U did great ❤💯
      All the best !

    • @kimjong-un9914
      @kimjong-un9914 3 года назад +1

      @@19782443 how much it costs for 111 gr

    • @harshjain3122
      @harshjain3122 3 года назад +1

      @@kimjong-un9914 around 5 to 5.5 lakh

    • @ankitparmar9641
      @ankitparmar9641 3 года назад +1

      @@harshjain3122 bahot paisewale ho

  • @aamitPatel9992
    @aamitPatel9992 Год назад +1

    आप जो जानकारी दिए वो और कोई के वीडियो से बहुत ही अच्छा लगा

  • @suryakanta94
    @suryakanta94 Год назад +1

    Bhai aapka intro bilkul dilko chu gaya !!😊

  • @purva20
    @purva20 Год назад +3

    SGB 5 year waiting period Digital gold no waiting period can be sold whenever the need arises… Very clearly LIQUIDITY ISSUE

  • @anviupadhyay2156
    @anviupadhyay2156 3 года назад +14

    I'm first time viewer of yours video.. aaj se pehle mujhe gold investment ke bare me itna clearly nhi pata tha☺️ thank you ✅✅

  • @krishnasish98
    @krishnasish98 3 года назад +36

    Family pack of information 😀in one video 🔥 explained everything from top to bottom ... great work👏🏻

  • @maridiraju
    @maridiraju 11 месяцев назад +2

    When purchasing old bonds dont forget you will get less interest, as the interest is based on the purchase value not based on the present cost

  • @ajaynahata1103
    @ajaynahata1103 3 года назад +45

    Kudos to you for explaining the nuances so well. An easy to understand language and clever tips and tricks are the icing on the cake. Appreciate your efforts in bringing about financial literacy.

  • @swav4169
    @swav4169 3 года назад +10

    I didn't know this logic about digital gold. I invested a minimum amount to see how it works and i could really see that its not veryyy profitable.. Nicely explained. I also learned a new fact about limit order and market order. I was wondering what it meant all these days. I want to request you to post a video on that topic

    • @LabourLawAdvisor
      @LabourLawAdvisor  3 года назад +1

      Thanks
      You can watch my video "how buy sell shares using zerodha kite, by labour law advisor"

  • @atultilkaan
    @atultilkaan 3 года назад +17

    You are doing an amazing job brother. So many questions answered. Keep educating people..😍🙏

  • @govindckumar
    @govindckumar 2 года назад +32

    No one can beat the information depth that you have generated in such small video - every second worth it ❤️🥳👌🙏

  • @drishti92
    @drishti92 10 месяцев назад +2

    Nowadays banks are linked with rbi and we can buy sgb in our savings bank account. That's also safe only

  • @growtogether1869
    @growtogether1869 3 года назад +1

    Best and detailed Video On Investments in Gold...💯💯💯

  • @jayishnuroy8710
    @jayishnuroy8710 3 года назад +16

    Just loved this video 🎉
    I have watched multiple RUclipsrs explaining this but none covered the etf n MF part.
    Thank you so much!
    P.s.- I am personally holding some ETFs cz I don't have enough time for SGB.

  • @someshswami9284
    @someshswami9284 3 года назад +55

    Very informative and thoroughly researched video, you presented it in a way even a layman could understand. many thanks for sharing it with us, excellent work.. 🙏🙏

  • @sunilchoudhury7420
    @sunilchoudhury7420 3 года назад +10

    Thanks a lot Mandeep for the video 🙏 I m sure such detailed info is not available in RUclips at all.
    Keep up the great work 👍

  • @k0u0s0h0a0g0r0a0
    @k0u0s0h0a0g0r0a0 Год назад +1

    One such bank is HDFC. If you do not have a demat in HDFC, you cannot buy SGB in demat format.
    I realised it when I invested through HDFC for the first time. Since then, I have always invested through Paytm bank or Axis bank.

  • @arshikhu12.
    @arshikhu12. Год назад +2

    I think the best part was when you said, "mujhe to samjh nhi aaya" Instead of giving wrong information, you admitted it, that was really good, because I have seen many youtubers giving wrong information when they don't know about the topic, rather then admitting it

  • @pktech-sr8li
    @pktech-sr8li 3 года назад +7

    Ur intro is jabardast ❤️😂

  • @suddhasattwasinha9181
    @suddhasattwasinha9181 3 года назад +18

    Dear sir, this video is superb. Can you make a video on post office savings scheme comparison? Eg- PPF VS NSC, MIS VS 5 YR TD, KVP VS NSC, On the basis of current rate of interest. And a general comparison Between 5yr TD, PPF , NSC , MIS , KVP. I have excluded SCSC and SUKANYA SAMRIDDHI, because these are special cases of deposit.

  • @sarvindshekar
    @sarvindshekar 3 года назад +5

    Extremely educative. Must watch. Thanks for the efforts. This would have taken days for me to read and figure these things out myself

  • @devchahal5892
    @devchahal5892 2 года назад

    Thanks

  • @parasgidd7830
    @parasgidd7830 10 месяцев назад

    Thanks a lot to entire team of LLA.

  • @nikver90
    @nikver90 3 года назад +6

    High quality content.
    This is the best financial information channel.

    • @globalindiagoldgig7063
      @globalindiagoldgig7063 3 года назад

      Hi Nikhil!
      There is another way of earning Gold by one time physical Gold Purchase. You can earn UNLIMITED Gold. I MEAN it. Explore this chanel for more details.

  • @lalitkukreja3067
    @lalitkukreja3067 3 года назад +18

    Thankyou Mandeep, It is very well explained and informative video. I have 1 question, do we mandatorily need de-mat account or we can directly apply through our banks and buy these SGB. What would happen if I don't have an De-mat account and directly buy through net banking of my bank?

  • @jackrodrigues7
    @jackrodrigues7 3 года назад +21

    Hello sir, thank you so much for this video.
    Been watching alot of these influencers promoting digital gold now a days just for their benefit, which is totally incorrect.
    Was waiting for you to cover this topic and thanks once again for enlightening the difference between all the possible ways of investing into gold :)

    • @hurshverma
      @hurshverma 3 года назад

      @@tradebrain7837 bhag love day

  • @directorscut7777
    @directorscut7777 Год назад

    Best video on this planet for gold investment options! Keep going 👏🏻

  • @AkashS97
    @AkashS97 8 месяцев назад +1

    I invest both in Digital Gold and as well as in Gold MF through SIP.

  • @prasadjadhav21
    @prasadjadhav21 3 года назад +10

    Brother Am i ready to buy sgb on the basis of these vedio or I need to learn more about it from your channel plz reply and also give the link of the vedio

  • @jaibharat4458
    @jaibharat4458 3 года назад +2

    Demat is not compulsory …. You can apply SGB using bank accounts (hdfc , icici , IOB etc) via net banking options

    • @Shivani-jk8rc
      @Shivani-jk8rc 2 года назад

      Can we buy on phonepe Or need bank app. Like yonosbi

    • @jaibharat4458
      @jaibharat4458 2 года назад

      Bonds are sold through offices or branches of Nationalised Banks, Scheduled Private Banks, Scheduled Foreign Banks, designated Post Offices, Stock Holding Corporation of India Ltd. (SHCIL) and the authorised stock exchanges either directly or through their agents.

  • @vineetjat5121
    @vineetjat5121 3 года назад +5

    Bahut Useful information thi Bhaiya..... Thank you for making us Jagruk. 😊

  • @carahulpanwar9666
    @carahulpanwar9666 2 года назад +1

    SGB is just paper investment which has value to equivalent GOLD price in market and carrying the interest. RBI do not require to hold the any gold hence this is just paper investment similar to share of any company.
    Through this, RBI is getting benefit of raising fund from public at very cheap rate. To hedge against change in price of GOLD, RBI must enter some hedge contract with bank to protect themself from fluctuations of Gold price...
    This is business

  • @jaindarshankantilal2797
    @jaindarshankantilal2797 Год назад +1

    Thanks for clarifying one of the important points> buying gold on Exchange (other than original issue) and its tax implication on maturity. Truly helpful!

  • @PrabhjotSingh-ry7bq
    @PrabhjotSingh-ry7bq 3 года назад +14

    Sir what if I hold the sgb issue in demat for 8 years and then whether I need to sell on exchange only or to rbi also

  • @pratikkabra6446
    @pratikkabra6446 3 года назад +8

    I Can bet on You that you are long race horse.
    Your content is authentic & big eye opener.
    Contents are so interesting that I am watching your videos from past 3 hours.
    Keep up the good job & let us know if we can promote or help your channel in any way

  • @navneet2649
    @navneet2649 3 года назад +7

    @10:18, thanks for this point! It means after 5 yrs, i will get an option to redeem it from RBI every 6 months till 8 yrs! I hope i understood it correctly 🙏

  • @richaajay27
    @richaajay27 2 года назад

    OMG,single video mei itni knowledge.Thanks a lot.

  • @majimerj1433
    @majimerj1433 2 года назад +1

    We r grateful for ur work...plz keep doing it

  • @ratnifinservpvtltd
    @ratnifinservpvtltd 2 года назад +13

    Thanks for such clear and simplistic information. This is useful content even for Financial advisors like us. One small information is that SGB can be purchased online without demat a/c also and the inr 50 discount would also be available.

  • @zikoiitbhu
    @zikoiitbhu 3 года назад +109

    While I appreciate your efforts for sharing some knowledge with us, I would like to suggest you to NOT TO USE MISLEADING THUMBNAILS.

    • @LabourLawAdvisor
      @LabourLawAdvisor  3 года назад +18

      Thanks for suggestion

    • @Abhi1738
      @Abhi1738 3 года назад +2

      True

    • @LalitPatilcasper
      @LalitPatilcasper 3 года назад +9

      Thats how psychoogy works Rohit. Had he put normal thumbnail, not cathy types then not many people have probaly landed on actual video & probably would have continued investing in Digital gold because almost every other RUclipsr is promoting it nowadays cuz ofcourse commission.

    • @salaria201
      @salaria201 3 года назад

      i agree with Rohit.. no click baits please

    • @mr.himalayan6258
      @mr.himalayan6258 3 года назад +6

      You see his video got 2lakh views in 4-5 days, did they come if he had written : [ Buy SVG- advantages of svg, disadvantages ] many don't even know what is svg.
      In previous videos around 10 ( Most of ) don't even cross 1lakh.
      I m with lbb, you can use thumbnail which attracts most peoples.
      But but here I am also not saying to mislead, give information of best type also if you are doing your besst to grab attention.

  • @abhishekagrawal673
    @abhishekagrawal673 3 года назад +8

    Will I get the 2.5% annual interest if I buy SGB from exchange on Zerodha?

  • @sujalnadar2929
    @sujalnadar2929 2 года назад +1

    Thank you so much
    I am 17 years old and I was looking for some good investment and this one of them

  • @yviruss1
    @yviruss1 Год назад +2

    1:42 He talks about a gold piece on which you do not have to give any making charge... where do we get it? I could not find a single option on gold sites or otherwise, which sell only "a gold piece."

  • @rajanchauhan8140
    @rajanchauhan8140 3 года назад +53

    Bro I know this already and Now you Stamped on it.
    Now I am fully confident on my Decision 👍
    Thanks 😇🙏

    • @MainChoon
      @MainChoon 3 года назад

      Have you taken physical gold

  • @gvkrishnan1963
    @gvkrishnan1963 3 года назад +12

    You can increase the returns on SBG by plageding and invest in blue chips stocks,which you can sell at profit and redeem the SBG.

    • @ashutoshgupta546
      @ashutoshgupta546 3 года назад +1

      Matlab?
      Thodi asaan bhasha me samjhao.

    • @rohitvyas13
      @rohitvyas13 3 года назад

      @@ashutoshgupta546 you can take an OD on SGB

    • @ashutoshgupta546
      @ashutoshgupta546 3 года назад

      @@rohitvyas13 bhai OD matlab

    • @rohitvyas13
      @rohitvyas13 3 года назад +2

      Matlab SGB gold jaisa hi h.. So Tum bank ke pass jaoge aur usko pledge karoge toh wo Tumko overdraft facility denge. Usko use karke share market me invest karke extra return le sakte

  • @shobhitsaxena108
    @shobhitsaxena108 3 года назад +5

    Thank God, I had watched your videos of last year just a few weeks back, when I was thinking about investing in Digital Gold, I watched both your videos, and then finally opted to invest through Sovereign Gold Bonds. 🙏. Thank you

    • @mariodsouza3010
      @mariodsouza3010 3 года назад

      What is the return....was it profitable

    • @shobhitsaxena108
      @shobhitsaxena108 3 года назад

      @@mariodsouza3010 Definitely it’s profitable, you can keep it for 8 years and will get fixed 2.5% per year + value of gold will definitely increase

  • @AmitAgarwal1977
    @AmitAgarwal1977 2 года назад

    Excellent video
    Very nicely made video. Very informatic

  • @gauravarora790
    @gauravarora790 3 года назад +17

    Very nice initiative Mandeep in educating our people. Appreciate your hard work! Just a quick doubt - Have we calculated the 2.5% interest of the last quarter i.e from Jan 2021 to July 2021 ?

  • @alexmercer5870
    @alexmercer5870 3 года назад +9

    7:03 Vox themes edit bro!
    Awesome 😹❤️

  • @KoushikPaulliveandletlive
    @KoushikPaulliveandletlive 3 года назад +13

    I should have watched this before, spent 3-4 days to know everything.

  • @Mickaa011
    @Mickaa011 Год назад

    Well explained, keep this infotainment on!!

  • @nityammakawana2346
    @nityammakawana2346 2 года назад +1

    Please make video on doing SIP in SGB Gold Bonds.

  • @mdasifutube
    @mdasifutube 3 года назад +4

    A great amount of hard work. Thanks for sharing such important information 🙏

  • @shobhitjain9543
    @shobhitjain9543 3 года назад +4

    What do you think about the below equity MF portfolio?
    1. Parag Parekh Flexicap - 25%
    2. UTI Flexicap-15%
    3. Mirae Asset Tax Saver - 40%
    4. Quant Tax Saver - 5%
    5. Motilal Oswal Nasdaq 100 FOF- 15%

    • @tarundeb8574
      @tarundeb8574 3 года назад

      Bro if you are below 35 I think you should increase parag parik flexi amount

    • @wcky652
      @wcky652 3 года назад

      Why 2 Tax saver ?
      There should be some allocation to small cap, just my thing. Otherwise it's perfect

    • @shobhitjain9543
      @shobhitjain9543 3 года назад

      @@wcky652 both the tax saver together amounts to 80c limit

    • @shobhitjain9543
      @shobhitjain9543 3 года назад

      @@wcky652 instead of dedicated small cap I have kept teo flexi caps

    • @tarundeb8574
      @tarundeb8574 3 года назад

      @@shobhitjain9543 is there no investment in PPF account????

  • @vinodmathialagan1131
    @vinodmathialagan1131 3 года назад +7

    Mandeep Sir,
    in SGB one has to wait for minimum 5 years....
    In that case I would prefer investing in Equity why would on go for Gold..???
    In last 3 yrs Gold has given ROI of 12.5%.......
    So may be if the horizon is of 24 to 36 months then Digital Gold is the right fit also, I can take redeem it from the nearest jeweller if I wish to............

    • @LabourLawAdvisor
      @LabourLawAdvisor  3 года назад +5

      Bhai strategy samjho
      Agar 5 saal ruk gae to tax nahi dena padega
      Jaldi bechna h to stock exchange pe bech sakte ho. (Tax dena padega is case me but wo to digital gold ke case me bhi dena hi padega)
      Regardless of your horizon, SGB makes better sense.
      Thanks

    • @himanshunikam6251
      @himanshunikam6251 3 года назад +1

      @@LabourLawAdvisor suppose I buy sgb from my demat account then how to sell it to rbi after 8-11 years without any tax?

    • @akshaydhanuka
      @akshaydhanuka 3 года назад +1

      @@himanshunikam6251 once a purchase is made then at the time of redemption the RBI would honor the request. You can compare it with understand on dividend by companies. When you buy a share and the company declares dividends, you get it but you had not necessarily applied it through IPO. This means that RBI would also get to know about the beneficiary of the bonds and thus would be paying back the money.

  • @minhazurmullick4553
    @minhazurmullick4553 8 месяцев назад

    Very informative bro... Keep up the good work.

  • @Arpita10sharma
    @Arpita10sharma Год назад

    Even as a banker I didn't hv this amount of clarity. Thanks for explaining it in such simple way

  • @tiaussardar8192
    @tiaussardar8192 3 года назад +3

    this lecture is gold. thank you.

  • @dhruveshsureshrathi8462
    @dhruveshsureshrathi8462 3 года назад +4

    Great information. One question about SGB -
    If we purchase SGB from open market (using DMAT) will we get the annual 2.5% interest as well (same as we get if purchased from RBI) ????

    • @LabourLawAdvisor
      @LabourLawAdvisor  3 года назад +3

      Yes

    • @gddash9822
      @gddash9822 2 года назад

      @@LabourLawAdvisor this is wrong. I hold 2 different sgb for 1 yr not got any interest. Second question how to sell it now to RBI if i bought it from secondary market after maturity or 5 yrs?

  • @raxy77
    @raxy77 3 года назад +11

    I think the locking period for SGB makes it a little non lucrative otherwise it is best

    • @dannydakota1234
      @dannydakota1234 3 года назад

      There is no lock in, it can be sold in secondary market

    • @siddiqueahmad6521
      @siddiqueahmad6521 3 года назад +3

      @@dannydakota1234 if sold in Secondary Market, it will become taxable.

    • @LLAEnglish
      @LLAEnglish 3 года назад +1

      @@siddiqueahmad6521 well then it becomes like other gold investments, right?
      Tax-Free gains is a reward against lock in

  • @jakjak9847
    @jakjak9847 3 года назад

    Bhai.excellnt work aapka.
    I love this video 💓

  • @sureshmaddela1982
    @sureshmaddela1982 2 года назад

    Best video on gold options investment in youtube

  • @snehalagarwal841
    @snehalagarwal841 3 года назад +4

    Thanks for providing such comprehensive videos on every topic always :)

  • @sksalmankhursheed6235
    @sksalmankhursheed6235 3 года назад +13

    The most under-rated finance RUclipsr ever :). Hats off to your god damn efforts man

    • @casey6170
      @casey6170 3 года назад +2

      Thank you for your comment, I will refer you to a commercial analyst and market guru to get a good profit in Crypto and other digital assets...

    • @casey6170
      @casey6170 3 года назад

      Write her via WHATSAPP...

    • @casey6170
      @casey6170 3 года назад

      + 1 8 5 6 3 3 6 6 8 7 8...

  • @bhavnapandey6910
    @bhavnapandey6910 3 года назад +11

    Mandeepji SCAM thoda jyaada ho gaya....... Just because one company doesn't offer this product on their platform and they pay you to promote other product......doesn't mean everything else is SCAM

  • @mrugenmehta625
    @mrugenmehta625 2 года назад

    Excellent video...best so far

  • @MelomaniacForever
    @MelomaniacForever 2 года назад

    this is spot on, well done on providing information with zero confusion!

  • @rishabbiradar5416
    @rishabbiradar5416 3 года назад +5

    Great video. All my questions answered. In depth and simple with tips and tricks. It’s a combo jumbo

  • @manishasarkarbasu
    @manishasarkarbasu 3 года назад +8

    Mandip bhai in last video where you have promoted digigold & as per your advice only I have bought digigold. I have got a very good return without any hassle. In digigold I don’t have to wait for 5 years like SGB.

  • @jacksparrow071
    @jacksparrow071 3 года назад +7

    Sir kindly guide us on retirement plan.. working with psu and NPS enrolled..
    We hear so much about NPS being the poorer option as compared to EPF….

  • @Jeetgurjar7
    @Jeetgurjar7 3 года назад +1

    Such a informative video, thanks n keep it up

  • @tapanbiswas7305
    @tapanbiswas7305 3 года назад

    dear bhaisaab. yes bahut imformation hai. and yuvh put lots of time and brains. very good job. thanks. ive watched your other ones also. great.

  • @simranjeetsingh2550
    @simranjeetsingh2550 3 года назад +3

    At 12:45, you wrongly said 50% discount instead of 50rs, rest all is fine. A great video to learn about gold investing. Thank u very much for sharing your knowledge sir.

  • @ivsaimanoj
    @ivsaimanoj 3 года назад +7

    Thanks for sharing good information sir, I thought SGB redemption was taxable as per LTCG. Good to know it's tax free capital gain.

    • @casey6170
      @casey6170 3 года назад +1

      Thank you for your comment, I will refer you to a commercial analyst and market guru to get a good profit in Crypto and other digital assets.

    • @casey6170
      @casey6170 3 года назад

      + 1 3 3 1 2 5 9 4 2 5.

    • @casey6170
      @casey6170 3 года назад

      Write her via WHATSAPP.

  • @mantoshpanda
    @mantoshpanda 2 года назад +6

    In case of SGB, what if Gold price crashes to a minimum level and our maturity date is near (to be precise 7yrs and 11months)?
    Can we hold it for a longer period of time or are we bound to sell in the current market price?

  • @sanjayttewari
    @sanjayttewari 2 года назад

    Very informative..Thanks for sharing everything regarding gold investment..

  • @santoshjohn2696
    @santoshjohn2696 3 года назад

    Super video.. about gold investment in India. Thank You. Can you make a video about gold piece investments