Why American Express Platinum Credit Card Rejected Me?

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  • Опубликовано: 27 июл 2024
  • I applied for the American Express Platinum Credit Card but I got rejected. In this video I explain why I was rejected and how you can prepare yourself so you don't.
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    DISCLAIMER: This video, the topics discussed, and ideas presented are opinions and presented for entertainment purposes only. The information presented should not be used as financial or legal advice. I'm just a guy on RUclips. You must do your own research.

Комментарии • 18

  • @rudolffikkler
    @rudolffikkler 4 месяца назад

    Just got accepted yesterday and waiting for my platinum card, enjoying to watch your videos. Nice to be with you in that EXKLUSIVE club haha :)

    • @HowToKeepMore
      @HowToKeepMore  4 месяца назад

      Haha welcome brother, glad to have you. What are you looking up to now?

  • @briansimpson5531
    @briansimpson5531 Год назад +1

    Great video!

  • @fogrunr5075
    @fogrunr5075 Год назад +1

    If you add an authorized user, make sure you add their social security number and birth date to the authorized user account.
    Here's a very recent story that happened in the past 30 days.
    There's a guy who had two authorized users on his American Express Platinum. American Express States clearly and its rules that authorized users must have their social Security numbers and birthdates added to the account within 60 days. Their social security numbers and birth dates were never added to the account. American Express did not have oversight in place to flag the two cards. So it went on for two years with heavy spending and huge amounts of points earned. Then one day, with no warning, American Express cancelled all the cards and the points. They canceled every single one of the primary account holders cards and all points. Even the cards that were not Platinum. Everything. Gone. And they would not reinstate. Absolutely true story.

    • @HowToKeepMore
      @HowToKeepMore  Год назад

      Why did that happen? So we understand the moral of the story

    • @luisguerrero2094
      @luisguerrero2094 9 месяцев назад

      😊😊p😊😊😊

  • @Jimfromearthoo7
    @Jimfromearthoo7 6 месяцев назад

    I was denied for an Amex Bluebird
    or even the Serve.
    Never late, no bad checks 764 fico?

    • @HowToKeepMore
      @HowToKeepMore  6 месяцев назад

      They also look at your salary

    • @Jimfromearthoo7
      @Jimfromearthoo7 6 месяцев назад

      @@HowToKeepMore have no salary retired.
      Have SS and pension. Small rent.
      764 fico. Never late no check problem?

    • @HowToKeepMore
      @HowToKeepMore  6 месяцев назад

      You need to have income to be able to get the card because they are looking for a safe investor

    • @Jimfromearthoo7
      @Jimfromearthoo7 6 месяцев назад

      @@HowToKeepMore I have income
      SS and VA Pension. Monthly.
      I currently have about 10
      active CCs. Use 12% of
      my credit.

    • @Jimfromearthoo7
      @Jimfromearthoo7 6 месяцев назад

      @@HowToKeepMore why would
      I need income it’s not a credit
      card it’s a prepaid reloadable
      card. I can only spend what
      I put on.

  • @ceomgmt
    @ceomgmt 2 дня назад

    Super awkward video. Sorry!! No information here -