30 Day No Spend Challenge (No Spend Month)
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- Опубликовано: 4 окт 2024
- Every January I do a NO SPEND Challenge. Stop spending money for a month and see how much money you can save, or how far you can cut expenses. In today's video I go over WHY you'd want to take on this challenge, as well the rules, plus tips and tricks to help you prepare and get through the month.
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I am on my way to finish a no spend year. 2 more weeks left. It was at times challenging but I learned a lesson :-)
Nice!!!!! Congrats! 🎉 Happy New Year!
I’m planning on doing a no spend year in 2020 I’m only gonna replace items that are used up or worn out. I want to save this year 😊 I really want to do this for the eco side of it ❤️
I’m way ahead of you. I plan on doing this for 2 years. Jan. 2020 to Dec. 2021. No spending till I’m debt free. Pray for me! 🥰
I always do this during the winter months. January, February and March are my no spend months.The money I save pays for our yearly family vacation. I live in Canada and hate the cold so it's a really good time for me to save money since I stay home most of the winter except to go to work.
Love it. I really like that idea. I might do a no spend winter too. Combine “no spend” with the “Hygge” mentality from Denmark. Stay home and focus on comfort, candles and close family.
Wow! Three no spend months! How do you do it? That is amazing!
This is brilliant. About 4 years ago I had an epiphany about spending....that I actually spended money recreationally.... after that I noticed the how and why I spent money. This consciousness changed my life...so much so that my family would urge me to spend money!
But now that I am retired, this skill has helped me immeasurably. Good job Dana!as usual your tips are so valuable.
I did a no spend in Nov. it was pretty easy. Plan to do on in February. Also, plan to have the whole house decluttered and organized. closets n kitchen cabinets.by end of Jan.been working on it for about 2 months
Coetta Hannah decluttering is so satisfying! Addictive even!
And I plan to keep it that way. Utube is inspiring especially about being thrifty.
I tend to always have a full pantry due to buying items in bulk when on sale. I NO SPEND groceries occasionally for a week and get by just fine. Saving a week's worth of groceries adds up!
Lisa Masi I try to buy no groceries every January to use up pantry and freezer stores. A great month for soup.
No spend months are so helpful for me so I try to do them twice a year. The biggest benefit is in the savings from not eating out. Since I can’t spend the money it quickly forces me into a new habit of planning meals and making sure to allot TIME to cooking! So so important. You get creative, batch cook to put things in the freezer, cut up a few things in advance for quick meals. Even tuna and peanut butter sandwiches on rush days just to stay on track. (Why can’t I do this every single month is beyond me!!) Also, it’s fun to notice all the ways you become resourceful with what you have at home. Every time I think “oh I need to buy this to do this or fix this”, I remember I can’t, so I look around the house to see what I already have that can serve the purpose. Sometimes I even had the item already that I was going to buy but didn’t remember because it was tucked away in a closet! Better for your wallet and your home and the environment too since you’re not buying things needlessly to be tossed away later on! Anyway, great video Dana and great idea and I super highly recommend everyone try it!! Best of luck and happy new year to anyone who’s reading this 😊
I’m new to this idea 💡 I am going to give this a go!!! I’m a Dave Ramsey girl myself and I do plan to change!!! I’m a young grandmother to 5 grandchildren, and I definitely want to be a good role model for them. Young people don’t get 💳 credit cards for any reason!!! Thanks to these predators on are children their lives are not going to be the same!!! I fell victim to them when I was only 18 years old, and I had to file bankruptcy when I was 32 years old!!! My husband became ill and died leaving me to raise our 2 daughters on my own!!! I’m legally blind and I had health issues, but I did it!!! I had to give up my very lucrative business, because I didn’t have any family that could help, because my mom had me late in life. She was the best mom!!! When she was finally able to retire she did everything she could to help me and her grandchildren. My brothers didn’t have any children. When I was 40 years old I was diagnosed with Bipolar 1,but I kept going!!! I still am thanks 🙏 to my terrific daughters!!! I’m so blessed, because I was able to homeschool them when the school 🏫 let my oldest daughter down!!! She was able to graduate from college, and my youngest daughter is doing her own things while raising her 3 children. They feel that people their age have no excuses, because they were raised without a father, and I am legally blind and I have a serious mental Health issue. I’m trying to go back to work, because I want my grandchildren to become the best that people can be. I hope someone reads this, and becomes better for it!!! We are able to survive and overcome with God, because he has our back!!! My statement is to be kind,not nice, because nice people catch that disease to please!!! I’m over this disease myself!!! Dana I love 💗 your channel, and please keep up the great 👍 work that you do!!! I can do all things through Christ who strengthens me!!! For y’all that read this, and have things going on,remember that this to shall pass!!! I’m challenging y’all to love 💕 not hate,and don’t let your children get into student debt for college like I did, because they will have a long road to get themselves off of!!!
Money fasting! I never thought about it. Great idea 👍
We have never done a no spend month. We are working to get out of debt. I think a no spend month could be really helpful for us to look at our spending habits more closely.
Each January we only pay for utilities. If we need food or household items we pay for it with points built up on our credit cards. We use gift cards received at Christmas for fuel and the odd restaurant/entertainment.
I’ve been doing OMAD to lose weight and it’s really a great savings at the grocery store!
My issues with spending money knowing and setting my boundaries for my self and others I aways feel obligated to spend when I am with my friends
Watching from 🇰🇪 Kenya
Africa 🌍... Thenkyou
Wow! Thanks for watching.
I am in! I was wanting to do this. Thanks for the video!
I have done many no spend months, and i want to do again from January, since I still have some Christmas shopping to do. I realised that I spent a little mindlessly during this Autumn, not much money but i need to go back in truck. In these days I am emptying cabinets and freezer to start fresh the New year, plus there will be a lot of leftovers from festive days. And I am planning to do a good declutter, reorganization and deep clean during my vacation days.
Your videos have helped me a lot. I'm not completely Debt free but I'm half way there. Student loan debt of 10,000$ it's my next and goal to tackle. Thank you Dana 😊 I'm doing a no spend year so I can get this monster of my back
My goal for 2020 is to pay my car off. I think this is a great incentive towards that goal! Thank you Dana.
You got this! 👊🏻
Thank you Dana! This really inspire me. I will do a "no buy challenge" in January.
Greets from germany!
I am doing a low spend month for the pay period of Dec 18th - Jan 29. I will try a no spend month for the month of February because it’s a short month!
*Great tips! 👍 I try to use December to donate items to a local nonprofit (Goodwill, Savers, etc) which is a good way to get some tax deductions for this year.*
Great idea! Love it. 👍🏻
Hi Dana - I started my spending fast at the beginning of December, especially on my tendency to stock up when any organic food is on sale. My "why" is, I want to use up all the food in a chest freezer that needs to get defrosted, cleaned well, and moved out away from the wall so I can (finally!) install the baseboards behind it. By spring, the finish woodwork in my 10' x 19' laundry/mudroom/pantry space will be finished and looking spanky fresh.
I'm going to try a no spend year. I've started this month bringing lunch to work and cooking dinner at home every day. Budget for groceries,needs for the kids and some travel expenses.
I sooo needed to hear this today!! Thank you Dana!!! My top New Years resolution is to get out of debt except for my mortgage this year. And with your help I am confident I can do it!! Merry Christmas and Happy New Year!!🎈🎊🎆
You can do it! 👊🏻🎉
You will get this sorted, great goal for 2020.
I liked the video. Great tips (especially selling items). I'll try and do this in January☺
The only extra I ever spend on is going out to eat. I will definitely be doing this challenge for January b/c I'm dogsitting (away from my house) and I'm going out to eat a lot! 1.) They live by the restaurants I like. 2.) I didn't want to pack my entire kitchen..or go buy stuff that I I already had at home. Of course, I did bring some stuff to make while here. Not that anyone cares
Where did you go? Your videos are the best!
I don't have debt, but, I am trying to save for a house deposit. I've been wanting to do one of these for a while. So thank you for making this video :)
Challenge accepted, Dana! Thank you for doing what you do and sharing your experiences and knowledge. My husband and I are completing our 2019 financial spending and writing out goals for 2020...no spend January is on like Chaka-Khan 😉👍🏼
I had no idea til recently this was a thing on RUclips. Lol. We did this for a year and a half several years ago so we could pay our house off. It works!
Your videos and a few others on utube have be helpful for me on being frugal. But,I'm having trouble saving enough on emergency funds. Will take awhile, I have no consumer debt , but retired.
We are doing a no spend during our 21 day fast. We are concentrating on saving all we can for 2020.
Thank you Dana I absolutely love watching all your videos I’m planning a no spend month can’t wait to get started x greetings from Australia 🇦🇺
Aloha Dana Fabulous idea! Going try it next month. That money will go to paying off debt. Thanks!
I've been in the "no buy " since May 2019. It's not so difficult. I'm a strong woman 😂😆. I love watching my savings grows from month to month
Great timing for this video! I'm doing a no spend January (and hopefully beyond!), as I'm saving up to invest in a CD.
i really need to do a no spend month for february .... i just charged hundreds to my credit card to cover my school books and i’ve never not made a payment in full on my credit card so i gotta make sure i pay it off in the next month
Watching from Columbia SC
Girl I wish I could but......these teenagers are killing me 🤣
Merry Christmas 🎄
Celes Hite you CAN!
To stop that put them on allowances and teach them budget. Been there done that..
They can get a job at 16 y/o. Any fast food restaurant will hire them. Show them the value of$ they will appreciated later in life. 👍😉
@@zolozek3327 both my boys got jobs as certified lifeguards at 15 (county job). One also had another job as a math tutor at a local center before he started college.
How's your daughter feeling?
Great video. You look fantastic! I will try to do it in February (shorter month)
I really love your channel. You have helped me a lot financially and in other ways too. I have a couple of important birthdays coming up but after that I’m going to really do this challenge and do it well. I’m excited to see how much I can save. Thank you for your great channel love from England. 💛
Well here we are in 2022 with a cost of living crisis. I have chosen December as my no spend month. I don't bother with Christmas and live alone so l can please myself. Apart from. essential bills and food this month l hope will see my expendable income increase. I have two accounts one for essentials and bills. The other for any spare moneythat gets transferred to my 2nd account.
I always love this idea. But I don’t think I could get my boyfriend on board.
I finished my christmas shopping in November, and I am actually doing my no spend challenge from dec 1 to dec 20th. the only thing I spent was for gas so far, and the monthly bills that were budgeted for. I did not purchase groceries at all, however, I had to purchase dog and cat food because the lid was left open, so the dogs ate all the cat food. so I actually spent 29.88 for cat and dog food. one of my friends sends us dog and cat treats, so that saved me a mint as well. I also broke my glasses and super glued the frames, and then used my old ones with the broken frame. so I did go to the eye doctor, I spend 181.88 altogether on my new glasses. so, although I didn't succeed completely I did save quite a bit. I am purchasing a ham on the 20th and grocery shopping with my 120 grocery money. Now I did this in December, because in January I am paying off my truck and credit card and was to be completely debt free - then got a bill that wasn't paid by medical insurance and the 3 bills for my furnace, so those are on track to be paid and I will not be debt free by April with those new bills I was not expecting. I haven't yet put all the emergency funds aside, and I do have sinking fund envelopes but they were just started in September and did not have amounts accumulated within them to pay off these unexpected bills. so keeping my fingers crossed, working on the additional expenses and putting my sinking fund envelopes to good use. I will be using a no spend month for February after I pay off the truck and credit card with everything that was saved and budgeted to pay these bills off! then with savings from February I will be putting that all to my debt. We used also freezer diving to use all of the meats, frozen veggies, bread, and freezer meals during this 20 day period.! I still have enough to do a few no spend grocery weeks in the near future as well.
Ok I'll do this now
I am thinking of doing a no spend challenge for the month of February or March
I love your content it's useful and practical to implement. Not sure if you are aware though some states are very expensive to live. Library $1 to rent movies. Hiking $8-$12 for parking. It's not completely FREE but a lot cheaper then going shopping 😉
I’ve done this without trying 😂 well I barely shop so
Going to try in Jan !
What can you play outside in the winter?
Larping Game Of Thrones. 😆
Challenge accepted!
I just wanted to check in on your daughter and she how she is doing?
Thank you for asking. She’s .... still healing. I’m taking her to a neurologist in a week so I’ll film an update video after that appointment.
@@msdanaryan Okay. We are continuing to pray.
Can't do this with anastasiadate flooding my emails. 😂💸
Thete's a Blu Ray I want to buy in January. Do you know if i still will be there in February if I do this challenge?
Good morning 🙋how fun to build discipline to complete this challenge. Thank you for this idea ❤️😃
you look so nice. your kids must be very happy.
I saw an amazing punk necklace that I need to have.
What happens is that this kind of vids get tiresome at some point and I go on the online shop and buy something.