I wanted to point out that mortgages do increase over time when property taxes and insurance increase yearly. Generally, those three things are wrapped into one big payment each month. My mortgage was $950 when I first bought my house and is now $1125.
I saw that you are making a new 2025 budget! Will you be making a video going over the differences of the new budget? I’m wanting to know if it’s worth purchasing the new one since I’ve been using your current template :)
Definitely a debt consolidation loan from a credit union. Usually their apr is under 7% and if you're part of that union they tend to have deals and advantages
![Seungmin "그렇게, 천천히, 우리(As we are)" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/kAzmhLHePqU/mqdefault.jpg)
I wanted to point out that mortgages do increase over time when property taxes and insurance increase yearly. Generally, those three things are wrapped into one big payment each month. My mortgage was $950 when I first bought my house and is now $1125.
FHA loans are great if you want a single family home 3.5 % down I think. I’m sure you know about it but it’s a great way to get into a home
I saw that you are making a new 2025 budget! Will you be making a video going over the differences of the new budget? I’m wanting to know if it’s worth purchasing the new one since I’ve been using your current template :)
You’re killing it Erin! Great video❤😊❤
Thank you for sharing! Super helpful as someone around the same age in a similar financial situation :)
When you update the monthly budget in November, how do you avoid losing all of the tracking for October? I.e (expected vs actual)
Is your income high for your area?
Hard to compare as an Aussie 😊
You have inspired me to create my own budget template which I have posted for sale on Etsy. Thank you for the motivation! 🥰
What size is your Samsung Frame TV, I'm looking to get one? Love your videos!
50 inch!! thanks so much!!
Not sure if i missed it, but, is there no health insurance in your budget ?
i don’t turn 26 until april so can stay on my parents until then!
how often do you switch credit cards - doesn’t that affect your credit score? love your videos❤
downgrading a card doesn’t affect it at all! i typically apply for about 1 card a year and my credit score is still around the 800 mark!
which pet insurance do you use/recommend?
I like lemonade!
i use lemonade too!!
What’s a sinking fund?
just a separate savings account for a very specific goal like travel or the holidays :)
Great video!
If you had credit card debt and wanted to consolidate your cards to stop the interest bleed what consolidation method would you take?
Definitely a debt consolidation loan from a credit union. Usually their apr is under 7% and if you're part of that union they tend to have deals and advantages
If you’re the one traveling to see your bf shouldn’t he cover food?
he probably pays in 🍆
i bought food in the airport not when i was with him
I'll continue to follow Dave Ramsey's advice, someone more experienced in life.
His morals are horrible tho, and he runs his company poorly, despite being "someone more experienced in life"
I like to combine Dave Ramsey's Baby Steps and The Money Guy's Financial Order of Operations
zero advice was given in this video it was 100% about my personal finances
@@medioreblatherskite Your opinion, not mine.