Savings Account में कितना Cash जमा कर सकते है| नोटिस से कैसे बचें | Cash Limit Rule 2023 | CA Sachin

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  • Опубликовано: 25 июн 2021
  • All About cash Deposit in Saving Account?
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    Q1 How much cash can be deposited in savings account?
    Cash deposits and withdrawals of Rs 10 lakh or more in a bank account in a financial year are required to be reported to the tax authorities, you need to be careful if you are exceeding the prescribed threshold. This limit is Rs 50 lakh and more in case of current accounts
    Q2 Meaning of Joint Account?
    All Saving Account, Joint account, Minor account where Your PAN attached or not, same branch saving account, other branch saving account considered.
    Q3 How Avoid Income tax Notice?
    Always use current account for cash and day to day activity and keep sources of CASH with document and supporting.
    Q4 How Bank Report to the Income Tax department?
    Bank send the details of cash deposit with address, PAN, Amount of cash deposit and account Number.
    Q5 How Income tax verify the transaction?
    Income tax Department verify the income tax return, old record and match the financial capacity to deposit the cash and ask the sources of cash.

Комментарии • 953

  • @vinodnanlani3044
    @vinodnanlani3044 2 года назад +7

    "Income tax officer ko aapki age ya bimari se koi lena dena nahi "👌
    Super Quote
    Bade Nirdayi hain officer 😁😁

  • @rameshsharma1952
    @rameshsharma1952 2 года назад +16

    CA Sachin ji You are really Expert.Your You tube Lectures deserve Rewards
    R C Sharma Advocate Rohini

  • @venkatnaidu8354
    @venkatnaidu8354 2 года назад +2

    Very nice vdo study ...we came to know many details....thanks for educating so many people .....

  • @atulnangru862
    @atulnangru862 3 года назад +6

    Excellent information sachin ji
    Keep going

  • @jeetsinghjalal1999
    @jeetsinghjalal1999 2 года назад +3

    aapko dekh kr apne sir ki yaad aa gyi...bhut bdiya explain krte ho ap. bilkul zameeni sachhayi ko btate hue or example dekr...behtareen video. great work.

    • @expertcasachin
      @expertcasachin  2 года назад +1

      Thanks dear
      Keep supporting🙏🏻

    • @jeetsinghjalal1999
      @jeetsinghjalal1999 2 года назад

      sir 10 lac ka transaction mai deposit & withdraw dono count hote hain...jese 6 lac deposit or 4 lac withdraw ho to wo 10 lac ka transaction mana jayega F.Y mai?

    • @expertcasachin
      @expertcasachin  2 года назад +2

      No only deposit in a fy

  • @sud.official
    @sud.official 3 года назад +15

    #Gazaab, the best video on your channel. 100 likes.
    Specially recommended to all the elderlies who have less knowledge of new IT rules and who are still doing things like they used to do. I have shared this with everyone in the family. Keep up.

    • @expertcasachin
      @expertcasachin  3 года назад +3

      🙏🏻😊 thanks

    • @user-hb2bw5ou8v
      @user-hb2bw5ou8v 2 года назад +2

      @@expertcasachin sir mere mummy ke death ke bad uske policy ke paise mere papa ke account me 50 lakhs aa gaye hai..... aur abhi vo chahate hai ki vo sara paisa mere account me dal diya jaye...issse muze koi problem aa sakati hai kya????? aur aise paise mere account me dalne se pahle kya precautions lene padenge pls bataiye sir...

    • @expertcasachin
      @expertcasachin  2 года назад +3

      How many brothers and sister u have ???

    • @user-hb2bw5ou8v
      @user-hb2bw5ou8v 2 года назад +2

      @@expertcasachin sir....1 sister hai...22 years old...

    • @expertcasachin
      @expertcasachin  2 года назад +1

      Ok then prepare a registered gift deed with Noc of ur sister

  • @vidyutmankodi5159
    @vidyutmankodi5159 2 года назад +1

    Thanks Sachinji. Very good advice.

  • @omvirsingh5123
    @omvirsingh5123 Год назад +1

    Best method everything is catch by list ner, u r best teacher of accountancy

  • @PradipAnchan
    @PradipAnchan 2 года назад +6

    Excellence at it's Best 👍🙏

  • @BibekGhoshh1
    @BibekGhoshh1 2 года назад +6

    Thank you so much sir for this information ❤️

  • @jssuranas5402
    @jssuranas5402 Год назад +1

    thank you so much for this useful information 🙏

  • @ahmedsayyad7847
    @ahmedsayyad7847 2 года назад +1

    BRILLIANT, absulitly, brilliant 👍👍👍👍,sir wife ke account ke paise 10 lakh main gine jate hai.

  • @shreya26173
    @shreya26173 2 года назад +4

    Great, liked very much your presentation, keep it up

  • @maziz6237
    @maziz6237 2 года назад +6

    “Sasura China wala”….😁.. Comedy in financial tragedy…Sirji Shows confidence . Appreciate .

  • @Srinivas6046
    @Srinivas6046 2 года назад +2

    Sir Apka ye informations video kabhi rukna nahi Chahiye sir superb video sir.. 🙏🙏♥️♥️

  • @hariprakashagrawal3555
    @hariprakashagrawal3555 2 года назад +1

    Explanation is very nice

  • @informationtv19
    @informationtv19 Год назад +3

    Black money sirf middle class walon ke pass hai rich people ke pass black money hota hi nahi ridiculous tax rules 400% is very cruel

  • @prabhakarbairagi4113
    @prabhakarbairagi4113 2 года назад +6

    Amazing person with excellent knowledge 👍

  • @drchraajk3522
    @drchraajk3522 Год назад +1

    U r simply superb..incredible.

  • @k.t.venkatachala1255
    @k.t.venkatachala1255 6 месяцев назад

    Very well explained in detail with example. An eye opener for those avoiding tax

  • @jpcrasta
    @jpcrasta 2 года назад +5

    All income tax rules are meant for the poor people only. The crooks have already taken care of their money and themselves. It's only we people have to follow the rules and regulations. And even those who follow the rules have to pay the price for those goons.

  • @_Aanand
    @_Aanand 2 года назад +3

    Excellent knowledge & video thanx for this❤🙏🏻. Where is your office?

  • @navjotkaur-vb9vi
    @navjotkaur-vb9vi 2 года назад

    good lecture sir,

  • @satishsahu5589
    @satishsahu5589 2 года назад +2

    Very good knowledge, thanks. Sir ji.

  • @yashsahu8248
    @yashsahu8248 2 года назад +5

    Sir i am.doing freelancing and have done many projects where i have received payment through cash mode ,what are your suggestions to.manage that

  • @dipakkumarkhuntia6781
    @dipakkumarkhuntia6781 2 года назад +10

    Sir agar financial year ke ander 10 lakh se jyada amount deposit hua hoga NEFT,RTGS,UPI ke madhyam se to kya Notice ayega ?
    Ya sirf cash deposit karne par notice ata hai

  • @ashanautiyal767
    @ashanautiyal767 2 года назад

    Thank u for impormation

  • @PushpendraSingh-nl8cy
    @PushpendraSingh-nl8cy 2 года назад

    Okk sir ji thank you 😊

  • @ankurs4232
    @ankurs4232 2 года назад +4

    Video start hote hi mene subscribe kar liya,end hote hote.. unsubscribe..
    1 FY me 4 lakh deposite karne ka data to dikhaya nhi...
    Last me 1 crore bol k janta ko dara diya

  • @mohsinahmed1485
    @mohsinahmed1485 2 года назад +4

    Hello Sir,
    Sir agar kisi ne ek saal me 4.3 lac deposit kiye, thodhe thodhe karke. Aur usme 2 FD bhi banwa rakhi ho, 1.35 ki aur 1.43 ki? To kya is par bhi kuch sunwai ho sakti hai? Kya use 15 G form bharna chahiye?

    • @expertcasachin
      @expertcasachin  2 года назад +1

      Ho sakti hai but kam chAnce hai
      Yes 15G bhar do

  • @dollykajania7961
    @dollykajania7961 2 года назад +2

    😱😱😱😱 thank you so much 💕 sir

  • @raakeshrai7174
    @raakeshrai7174 2 года назад +2

    Excellent information for sr.citizenswho have very limited knowledge of cash deposit in bank and releted problem. Awaiting your next vedio . God bless you.

  • @accountingincometax2439
    @accountingincometax2439 2 года назад +7

    Sir ur way of explanation is awesome 👍
    Sir i am taking home tution but since my income from tution is lower than basic exemption limit so i was not filing any return. Now this year i have received rs 4 lakh as inheritance ( revd frm grandfather as he is not well so he distributed his savings )
    So out of those 4 lakh i made fd of 2 lakh (cash) in bank and for remaining 2 lakh (cash) i invested in post office yes both fd were made in cash so pls guide me what shall do ? Will i get notice ?
    Do i need to file income tax return or not since my income is less than basic limit but this yr due to inheritance money i have made fd of rs 4 lakh (half in bank and half in post ).

    • @expertcasachin
      @expertcasachin  2 года назад +1

      Yes file itr at least
      No major issue dear enjoy

    • @accountingincometax2439
      @accountingincometax2439 2 года назад +1

      @@expertcasachin yes i will file but after considering my fd interest also my income will be less than basic limit ...then also i need to file ? thank you so much sir
      Your way of explanation is good

    • @expertcasachin
      @expertcasachin  2 года назад

      Yes coz ur deposit cash
      Will help to avoid notice

    • @accountingincometax2439
      @accountingincometax2439 2 года назад +1

      @@expertcasachin okay then sir i am taking home tution then which itr will be applicable and do i need to make balance sheet and p&l or do i directly file without balance sheet ...?

    • @expertcasachin
      @expertcasachin  2 года назад +2

      No need BS itr 4 file

  • @17sarfaraz11
    @17sarfaraz11 2 года назад +5

    Sir I Run SBI CSP and my daily Turnover is 5-7Lakh. Cash Deposit and Withdraw from Bank. Please make a Video for CSPs

    • @somethingdifferent212
      @somethingdifferent212 2 года назад

      Same here bhai
      Main spice money se kareeb 1 lakh tha ka roz len den karta hoon...(withdrawal from customers' account and move money to bank and than bank to other bank)
      Iska koi problem to nahi hai

    • @somethingdifferent212
      @somethingdifferent212 2 года назад

      Bhai tumhe kuch pata chala kya abhi tak?
      @SARFARAZ AHMED

    • @17sarfaraz11
      @17sarfaraz11 2 года назад

      Kya

    • @somethingdifferent212
      @somethingdifferent212 2 года назад

      @@17sarfaraz11 koi notice bgrh to nahi aaya income tax dep ki trf se
      ITR file kiye ho kya

    • @17sarfaraz11
      @17sarfaraz11 2 года назад

      @@somethingdifferent212 Nahi koi notice nahi aayega. Qki hume Settlement Account deti hai SBI Transactions karne ke liye.

  • @blackhacker8911
    @blackhacker8911 2 года назад +1

    Nice information great video

  • @manasdebnath5172
    @manasdebnath5172 Год назад

    satsified by your presentation

  • @shuvamchandak8198
    @shuvamchandak8198 2 года назад +3

    Sir I have been Filing ITR since last 4 years. And every year deposited very nominal amount in Bank. Can I now deposit money in bank below 50k in every transaction. What would be your suggestion and how much amount can I deposit in Single transaction and Total Amount in this FY.

    • @expertcasachin
      @expertcasachin  2 года назад +3

      Dear two point remember
      1. Sources of cash known and record maintain
      2 in itr show these transaction
      Till 10 lac no issue u can do monthly 70 to 80k

    • @shuvamchandak8198
      @shuvamchandak8198 2 года назад +1

      @@expertcasachin Thank You Sir

  • @AshishKumar-lo5dc
    @AshishKumar-lo5dc Год назад +3

    Sir ,If I deposit 50000 to 1lakh rs in a financial year then isn't there any problem and after some years the total amount is more than 10 lakhs so will I get notice by itr

  • @waseempatel3557
    @waseempatel3557 2 года назад +2

    Thankyou sir…superb explanation 👌

  • @RajeshGupta-sm5wv
    @RajeshGupta-sm5wv 2 года назад +1

    Very informative video, sir.
    Limit for any other payment received, if any. For Income tax purpose.

  • @AbhishekKumar-rg3mb
    @AbhishekKumar-rg3mb 2 года назад +4

    Sir ,
    My money deposit(through upi)not by cheque or neft on bank account is more than 10 lakh should i give tax
    But problem is that i am a student....

  • @rumatechnical
    @rumatechnical 2 года назад +13

    Sir ji joint saving account ke kitna cash deposit kara sakte hai, please reply

  • @laxmanbandamwar4387
    @laxmanbandamwar4387 Год назад +1

    Very nice explained Thanks

    • @expertcasachin
      @expertcasachin  Год назад

      Thanks dear keep supporting and sharing my videos

  • @sachinsingla5030
    @sachinsingla5030 2 года назад +1

    Sir saving account me UPI merchant payment bhi income tax me add hogi?

  • @hussainis.kiloliwala3084
    @hussainis.kiloliwala3084 2 года назад +10

    बड़ा हीं ग़ज़ब क़ा ज्ञान दियाँ हैं,6/-लाख़ रुपए कैश रखें हुएँ हैं,औऱ ढ़ाई-ढ़ाई लाख़ चार एकाउंट में ज़मा क़रवाना हैं,बिल्कुल बेड़ा पार हीं समझों।।

    • @ankushmehra7474
      @ankushmehra7474 3 месяца назад +1

      😂😂😂😂😂😂😂😂😂😂😂
      ढ़ेड ढ़ेड लाख
      भावनाओं को समझो
      यार तुम लोग भावनाओं को नही समझते

    • @hussainis.kiloliwala3084
      @hussainis.kiloliwala3084 3 месяца назад +1

      @@ankushmehra7474 😂😂😂😂😂🤣🤣🤣🤣🤣🤣🤣🤣

  • @sumannandi2992
    @sumannandi2992 2 года назад +5

    Cash deposit aur withdrawal Milka 10 lakh hona chiy kaya

  • @vinodsingh-qi4cr
    @vinodsingh-qi4cr 7 месяцев назад

    Very informative video.

  • @georginahenriques4697
    @georginahenriques4697 2 года назад

    Informative video

  • @toxicmuscularity
    @toxicmuscularity 2 года назад +22

    husband ki salary me se agar 6 lakh jama kiye ho 10 saalo se to ya income tax dena padega ??

  • @abdulwahabshah166
    @abdulwahabshah166 2 года назад +1

    Sir yadi koi saving account me roazana 17000dalta ho. Aur usi day me mini atm se nikal jata he he to koi dikkat hogi future me

  • @DM-DesignsInMyUniverse
    @DM-DesignsInMyUniverse 2 года назад

    Sir, mein UPI se transaction karta hu to wo IT mein kya reflect karega?

  • @Traderstownn
    @Traderstownn 2 года назад +1

    Super demanded video 🔥

  • @omvirsingh5123
    @omvirsingh5123 Год назад

    Very informative video by u

  • @GIRISH.RAI123
    @GIRISH.RAI123 2 года назад +1

    Hello sir meine paying guest ka manager ho or 6 to 7 years se unlog Mera account me imps or gpay or online meine pise dalrhai or mine bank se withdraw kartha tha monthy rent ese problem hoga muje transfer amount 1lac please bathayeye

  • @abdheshkumarchoudhary283
    @abdheshkumarchoudhary283 2 года назад

    Thanks.

  • @satishnangia
    @satishnangia 2 года назад +1

    Thanks . Pl advice how to adjust cash to different way.

  • @monspawar1681
    @monspawar1681 Год назад

    Sir saving acount sai kitanai saiyar stok kharid saktai hai or demait ac ka on laine baink ac khola tha full kyc nahi kiya mai mp ka hun or ac karnatka chainnai mai khula hai ji margdarsan karai

  • @shorts-fg3dg
    @shorts-fg3dg 4 месяца назад +2

    अरे बस कमाओ ही मत 😅 माइंड फ्री नो टेंशन

  • @narenderrustagi9809
    @narenderrustagi9809 Год назад +1

    Extremely good presentation. Thanks a lot for providing useful information to others.
    🙏🙏

    • @expertcasachin
      @expertcasachin  Год назад

      Thanks 🙏🏻 for appreciating keep sharing videos

  • @mamtasagar6062
    @mamtasagar6062 2 года назад

    Sir maine two two lakhs ke do check January and February me builders ko diya hai to koyi problem to nahin hogi sir please reply

  • @mohsinyazdani
    @mohsinyazdani Год назад

    Sir saving account me imps ya upi se kitna amount recieve kr sakte h jispe income notice na aaye

  • @riderboy1364
    @riderboy1364 2 года назад

    Sir g kya saudi k paise par b tax dena pdta hai uska b return bharna pdta hai

  • @chandanraj6043
    @chandanraj6043 2 года назад +1

    Sir if I'm a working professional with earning of 6 lac per annum...then would the 10 lac limit includes my job income as well...plz clear my doubt.

  • @mohsinyazdani
    @mohsinyazdani Год назад

    Imps transaction bhi deposit me count nhi hogi?

  • @nikhiluppal7466
    @nikhiluppal7466 2 года назад +1

    Hello sir
    I had question I own a business under my name and as well i do job how should file my ITR..

  • @kulwindersingh5226
    @kulwindersingh5226 2 года назад

    Commercial vehicle ki income par itr fill kar sakte hai jaise ki har mahine 30,000 ki income hai or 15,300 emi to total kitne ki itr fill karni hogi sirf ye source hai income ka

  • @chandreshsoni735
    @chandreshsoni735 2 года назад

    Phone pay google pay se agar money aaya so koi problem ni hai na sir

  • @dhruvjain510
    @dhruvjain510 2 года назад

    Agar agar mai kuch sale krta hu cashify jaise aap pe aur mujhe 1.15lakh ki 3 payments dete hai woh weekly (mtlb total 3.45 lakhs toh income tax ka notice aa skta hai?)

  • @anjusai7551
    @anjusai7551 6 месяцев назад

    Sir mere account ko adhar link hay pan link nahihe may TIS TDS AIS Stetment deksaktahu

  • @Soniyasahu23
    @Soniyasahu23 2 года назад

    Sir agr seveng ac UPI se aaye aur fir turat hum kisi ko bhej de rhe hy to fir kya hoga

  • @saiyyadkaleemashraf2770
    @saiyyadkaleemashraf2770 2 года назад

    Sir ji saving account me online payment Kitana le sakte hai aur kitna bhej sakte hain 1 financial year me

  • @renufoodtarang2514
    @renufoodtarang2514 2 года назад

    Wonderful dish

  • @hamarihelp
    @hamarihelp 2 года назад +1

    Super video bhai

  • @dilshadchaudhary3680
    @dilshadchaudhary3680 2 года назад

    Awesome bro

  • @muzaffarpatel7844
    @muzaffarpatel7844 2 года назад +1

    Sir mai ne 1 mahine me 9 lakh deposit kiye through cheque se. 1 lakh ke 9 cheque to mujhe income tax ka notice aayega kya ?

  • @pukhrambamluchingbi3474
    @pukhrambamluchingbi3474 2 года назад +1

    Sir i have 7/8 lakhs in cash so how can i deposit in my sb account without tax fear .

  • @somnathkumar1981
    @somnathkumar1981 2 года назад

    Sir mera digital seva open karna chahta hu iske liye kya karna parega cc account open karna hoga ,ya koi getaway lena hoga agar lena hoga to kaise plzzz help me

  • @RKBhai-vw3yz
    @RKBhai-vw3yz 2 года назад

    Hello sir radhe radhe
    sir mera ek handwork ka bussinnes hai kafi worker kam karte hai
    alag alag compey ka payment cheque ya
    online bank transfer medium se mare saving account me ata ha amount 20k to 100k monthly according to work ata hai
    last year 2020-21 approx 7 lac ki amount total mare account me a chuki hai
    but me monthly sallary deta hu workers ko jo mai apne use account se online upi se unke saving account me transfer karta hu
    approx 4 lac tak unke account me trasfer kar chuka hu
    to kya mare total income 7 lac count hoge or muje tax dena hoga
    jabki manie to bas 3 lac save kiye hai bs
    ma soch ra hu ki itr file kru ya nhi ???????

  • @riyanaval2369
    @riyanaval2369 Год назад

    Very informative video

    • @expertcasachin
      @expertcasachin  Год назад

      Thanks dear keep supporting and sharing videos

  • @LossKingOfficial
    @LossKingOfficial 2 года назад +2

    SIR ME FANTASY KHELTA HU DREAM 11
    MERA YEAR KA TRANSACTION 3 LAKH KE AAS PAS HOGAYA HAI
    PAYTM PAYEMENT BANK ME....
    KYA INCOME TAX WALE AAYENGE???

  • @facts5675
    @facts5675 2 года назад

    Sir jese mere saving acount m 2 lakh rupy hai or m roz online transactions karta hu 2000 -3000 ki len den or 1 saal kai Ander mai 10 lakh se jada ki lane den Kar leta hu or len den karne kai baad bhi mere acount mai 2 lakh rupy hi jama hote hai sirf bus len den Jada ki h to kya us par bhi notice aa sakta hai

  • @naturalthemes7035
    @naturalthemes7035 2 года назад

    Digital kamai pr kaisa kaam hoga
    Kya income tax dana karaga , kaisa
    Karai saving account ma jama

  • @atifric9122
    @atifric9122 2 года назад

    Or ager mera pesa online trike se din ka 1 lakh aa rha h or m daily withdraw kr rha hu to b income tex wala problem krega kya plz reply

  • @shaikhishtiyaque5925
    @shaikhishtiyaque5925 2 года назад

    Sir mai gulf me rehta hu aur Yaha se har mahine 1L send krta Jo mere India k account me Jane k baad me usme se 50k to 60k Dusro ko transfer krta hu by UPI isme koi problem?

  • @polaris1985
    @polaris1985 Год назад +1

    My parents sold agriculture land in 2015 and deposited the money in the bank account, will income tax department penalize them?

  • @sinsofindia3365
    @sinsofindia3365 2 года назад

    Sir ji agar black money ko ghar me rakhein aur aur income tax wale pakad le to kya hoga please explain.....

  • @RakeshKumar-tl1ue
    @RakeshKumar-tl1ue 2 года назад

    V
    Good

  • @vipansharma7088
    @vipansharma7088 Год назад

    Sir how much cash we can deposit in one financial year

  • @rorozoro7461
    @rorozoro7461 Год назад

    My dad used to work in a private company where his savings account was used to distribute expenses and for one FY the deposit is more than 50 lakh cash plus neft

    • @expertcasachin
      @expertcasachin  Год назад

      Oh big mistake
      Avoid now and take confirmation ledger from company
      Contact on 9319333248 for any help

  • @nawaljha6363
    @nawaljha6363 2 года назад

    Nice video

  • @k.t.venkatachala1255
    @k.t.venkatachala1255 6 месяцев назад

    Excellent 👌👍❤❤❤

  • @nishisharma6829
    @nishisharma6829 3 года назад

    Good

  • @sendhasendharam4503
    @sendhasendharam4503 Год назад

    बहुत ही बढ़िया सर जानकारी दी है

  • @ohfortynine6783
    @ohfortynine6783 2 года назад +1

    Sir mere sevinvg account me 15lakh ka transaction ho gya hai.
    Sir Income tax notice aayega kya
    Please reply sir

  • @shahvezansari4545
    @shahvezansari4545 2 года назад

    Sir saving account m kitna cash jma kr skte h or kis trh bank m deposite kr skte h

  • @ponnaga550
    @ponnaga550 Год назад

    Bahut badiya. Lekin aap krupaya bullet trainwalispeed se mail trainwali raftaar pakdenge to kuch baat achese samaj aayegi.Dhannyawaad.

  • @adschampion3954
    @adschampion3954 2 года назад

    Imps v upi se kitna JMA v nikal sakte h

  • @minifarmksdsha2175
    @minifarmksdsha2175 2 года назад

    Notice aane k baad ki Kya Kya hore un topic ka video banao

  • @command3604
    @command3604 2 года назад

    Agar hum 20lakh loan nikal kar Turant 2 month me jama kar de to kya notis mil sakta hai

  • @jaishankar1_creation
    @jaishankar1_creation 2 года назад

    Isme cash transfer ka koi tallluuq hai k nhi