कितने Saving Bank Account रख सकते है ताकि Income Tax से कोई नोटिस नहीं आये (2022)
HTML-код
- Опубликовано: 2 авг 2019
- There are certain Deposit and Withdrawal Limits in a Savings Bank Account for a Financial Year and if you cross this limit you may get a notice from income tax department seeking an explanation of the source of the funds. This video explains the limit and the concepts of cash deposit and withdrawals from a savings bank account.
Video link for Saving bank account transactions:
• Savings Account में कि...
Video link for Current account transactions:
• Current Account में कि...
Annual Information Report (List of high-value transactions):
www.incometaxindia.gov.in/tut...
DISCLAIMER ********
This video is merely a general guide meant for learning purposes only. All the instructions, references,content or documents are for educational purposes only and do not constitute a legal advice. We do not accept any liabilities whatsoever for any losses caused directly or indirectly by the use/reliance of any information contained in this video or for any conclusion of the information. Prior to acting upon this video, you're suggested to seek the advice of your financial, legal, tax or professional advisors as to the risks involved may be obtained and necessary due diligence, etc may be done at your end.
*************************************************************
Connect with us:-
Whatsapp: 7987254476
/ taxguruindia
Email- taxguruji2020@gmail.com
TELEGRAM: t.me/TaxGuruJi
Very informative video thank for sharing knowledge with us
Most welcome Sir. Stay connected
Good information
1 saving accounts se dusre saving accounts me check se one financial year me kit na amount tak trasection krsak te he income tex ka notice aa sakta he
Sir Mera 100M rupe ane he saving account me to Kiya kru me jise income tax ko masla na ho
@@Mac693 bhaad mein ja
My question about refund received from Builder with interest after the Rera Verdict.
Should I include the principal amount while filling ITR return? Or only Interest part.Can I divide interest part in 2 or 3 years?
Sir ..... Please make vidoe on digital saving account like a Paytm Payment,Airtel Payment bank and kotak bank and many more. If I have a digital AC like paytm saving account so how many diposite and widraw limit in a financial year.?
Very informative for a common person.
I want to know about provisions under IT Act regarding transfer of money from one sba/c(E or S) to another due to death of first a/c holder.
Can 2nd may operate the same sba/c by way of single and transferrig this a/c in another branch of the same bank.Pl
advise me.Is there any limit of transfer of amount from one sba/c to another? Thanks.
A pensioner has a total deposit of Rs 17.5 lac in saving bank accounts which includes cash deposits of less tha Rs 5 lacs and remaining through cheques and neft during a financial year.In addition he is in receipt of gross pension and other taxable benifits amounting to Rs 20 lacs on which TDS is deducted at source.Will the amount of Rs 17.5 lacs fall under high value transactions.
What about withdrawing cash from abroad through international debit card ?..
If I have 4-5 and more saving accounts then by PAN through Income tax depart can trace or send me notice or not
Why should we wait for the notice ? Is there anyway we can be proactive and inform IT Dept with uploading(especially in these days of faceless interactions) of necessary legal proof and documentary evidence in case such transactions become necessary ? A reply will be appreciated. Very informative video. IT has become very easier to file these days for Sahaj I and II Taxpayers. Thank you.
Income tax wale notice aam loggo ko he degi par ministers ko nhi!!
Ha Bhai aam admi jyada Kamata hai to unko taklif Hoti hai politician, criminals kamate hai to unko koi puchewala Nahi hai, Sarkar aam admi ke liye hai e nai
Are bhai tum kyo tnsn le rhe ho tumko puri life nhi aayega tnsn mt lo
ek toh kam ni agar thoda bhut hai toh .... yh aam aadmi ke piche lg jte hai..
Minister's income is exempt
abb aati hai opposition party ko
Nicely explained thank you verry much for your valuable information.
Thanks for uploading it.. You're doing a great job
Very good way explained. Thanks for giving good information & knowledge.
Sir Kya aapne income from other sources- especially savings account interest pe video banaya hai?
I have multiple savings account with cash lying around, but not more than 50k per account. I'm obviously getting some interest on it. How do I claim the same? I'm salaried and saw your ITR filing video, but this aspect was not covered hence asking. Plz do reply
Very nice
Jude Tellis you can claim deduction under section 80 TTA for interest from saving account but the maximum of deduction is restricted to rupees 10000 only ..
5 LAK TO BHAI TAX HE HINNAHI... ISILIYE SARI INCOME DIKHAO KOI TAX NAHI KATEGA... OTHER SOURSE INCOME BHI... AAPKI TOTAL INCOME ME ADD HOTI HE FIR DEDUCTION... CLAIM KARJE...
All my doubts are cleared thank you
Nicely explained, thank you so much. Very helpful and informative
Hello Sir,
Kindly please let me know about the limits of withdrawals and deposits through cheques from Saving Fund Accounts.
Transactions are: money sent to family members, purchases of ornaments and clothes, and ration.
Thanks
Beautiful description on tax system and deposit in banks
Sir it's a very detailed and comprehensive presentation, my compliments, to you.
In case we need to get more inputs and help, how to contact you
Sir if we have two saving bank a/c...can we deposit in cash cummulaive 8lacs in one a/c and 6lac in another....will this attract notice ?
Sir ham savings account me per month kitne transection kar sakte h ...chahe phone pay ho ya account se ho...ki TeX na lage
If I maintain zero balance in a saving account (I.e. below minimum balance required), how bank will be able to debit the charges ?
Hi, want an information that if we've to report in ITR 1 any savings account held jointly where I am a secondary holder.
Very nice information you have given to the interested people. Thank you very much!!
You are welcome Shankar ji. Stay connected
Sir, i would like to know about the income tax. Whether it applicable on foreign receipt or not. I.e my son is in Canada. He doing there job as well as study. He send money ranging between 100000 to 150000/- indian rupees monthly through western union or some time direct in my account. Sir, whether i have to include this income in my tax return or not ? Is this amount taxable ? Is still it is exempted under sec. 80 HHC ?
HDFC ka salary account negative mai close ho gewa hai to Kya HDFC mai hi dusra new open ho jayga
Thank you very much dear Gaurav ji.
Very beneficial video.
If some one have two or three savings account but he has done more than 10 lac transaction combined but not by single account then tell me he has problem or not.
Hari. Ram
It is good video and provide me useful information about income tax. Thanku sir
बेहतरीन जानकारी के लिए आभारी रहूँगा आपका शरीफ कुरैशी सबलगढ़ ।
Dhanyawad for valuable information 🙏❤️
Very nice video. Thanks!
I would like to draw your attention to prepare video on delayed offline banking systems of SBI.
Bank employees showing reasons like man power shortage when customer are visiting bank branch
e.g . Simple work like pass book if it's entity filled full there is no more Page hence bank should provide fresh passbook. But bank employees neglected and showing manpower shortage. This happened with me two times visited my self in SBI branch. May I complaint to customer care? Is it good ?
PR Chavan, Boisar
Pls make video on 3rd point:
One or more time deposit totaling more than 10 Lakhs invites income tax notice
Sir mujhe pension ate bakt at a time high value ammount mila tha and tax department send be a notice but I fail to itr file last date . please tell me missing files solution
Thanks very much it's crystal clear please keep on educating us with your valuable videos
Bht acha laga sunke mashallah thoda Aram lagra mere ko brother sunke
Sir, I want to know that if I have more than one saving bank account, limit of rs 10 lakh is for each saving bank account, or consolidated
PAN RELETED 10 LAKH HOTA HE YANI AGAR SABHI ACT ME TOTAL 10 LAK SE JYADA CASH JAMA KIYA TO....
Amazing information sir. The way you explained everything is too clear to understand. Could you please make a video based on information to get home loans for the people working abroad as they are not paying income tax in India. It will be truly appreciated 🙏
Thank you for the informative VDO. It would be helpful if you upload a VIDEO as to filing of ITR2.
Noted
sir 19-20 Year me Maine 18 lakh tak transition kiya h 2 lakh se upar b kiya h.
Lekin yeh maine pension ke paise te
zaise grauity commuting etc payment.
Sir, if we transfer 50L from NRE account to Indian saving account online, will it create issue for tax?
Thanks brother for the precious info!
Agar sir me 10 saving account rakhta hu, and ek financial year me ek-ek lakh ₹ partayak account me jama karta hu ya nikalta hu kya IT department se notice ayega kya?
Sir, please tell me the limits of salary/pension account.
Fjvxfjffh
Hi Sir, If I opened saving bank account in post office and I want to close the saving account after 3 months, after 3 months can I open again new saving bank account at the same branch please tell me
Thank you for useful information.
Thank you for enlightening us on the law of income tax.
Sir, saving account me if return aaye from investment like mutual fund to kya uspe tax lagega ??
Yes
If we both husband & wife received money from abroad and buy a car worth Rs. 8-10 lakh in cash then what will be the consequences from IT dept. Watched your video and found very helpful for us
Sir If sum of 10L amount transaction happens from multiple accounts of an individual will that be accounted for income tax notice
धन्यवाद जी आपने बहुत अच्छी तरह से आयकरदाताओं से संबंधित है। अच्छा लगा
आपका बहुत बहुत स्वागत
Suppose I have 4 accounts in different branch so yearly I can do max 10 lakh cash transaction in one account or 4 account ?
Gaurav ji aap ne bahoot achcha jankari di hain jo akser log nahi janthe thanks for your concern
Very important questions.
Kindly reply...
First question:-
My total credits are more than 5 Lac in last financial year and this financial year...
But my Debits (via online & UPI PAY) are also approximate equal to Credits.
And End of the Financial Year my balance is 10,000.
So,
Would Tax rule be applicable for my Savings Account ?
Second question:-
If I have 9 Saving accounts
And I deposit 4,00,000 cash in each for a particular financial year (total 36,00,000 for that financial year) then
Will IT department will track & send notice to me based on my Linked PAN & ADHAR NUMBER & impose Tax on me under Income Tax rule. ?
Kindly reply.
Thanks.
Thanks for sharing this in layman's language ...you have a knack of explaining things in the easiest manner 🙏
You are welcome Sagar ji.
Sir, very good information. Thank you
Very informative. Thanks.
Sir do we have to pay the tax of bank interest as income tax coz tax has been already deducted by bank to our interest
If you donot fall in any tax bracket, you can file return for that FY and ask for refund. If you pay income tax , then check for the amount above Rs.10000/- and calculate tax as per your taxable income. Subtract the amount deducted by the bank and if any amount remains pay that as tax. The banks generally don't deduct anything extra.
Also you can seek advice from any CA or income tax consultant nearby who can file returns for you.
sir ek video banaye, kin kin logo ko ITR file krna chahiye ..
agar annually account m 10-20 lakh transection horahe hai digital form m to kya ITR bharna jaruri hai
Agar ham 5saving acount khole to har acount me hum 10lack ka cash tranziction kar sakte hai?
Please reply why there is no tds deduction in post office
Thanks
If it’s NRE account what will clearity
Sir home members ki sellry jo something 7-8 lakhs jo saving me h us amount ko kya me apne khud ke saving account me lekar us amount ko me current account me transfer le sakta hu ya nahi ?? Wo bhi ek saath ek hee baar mey ??
Sir agar saving account mei jo interest generate hoga , Ho Sakta hai, exemption limit (2.5lakh) Se jyada hai to voh taxable hoga?
GAS SUBSIDY RECEIVED - TO BE INCLUDED IN INCOME OR NOT . PL GUIDE.
THANKS
No bcoz you paid that amount in advance
Gupta ji aajkal modi ji 50 Rs. Subsidy de rahe hain LPG Pe uss par bhi tax doge?😅🤣😂
thanks so much SIRJI for giving an important information. Actually I m pensioner (75 yrs+) I want to know abt enhancement of pension..method of calculation(ready-recokner)date of enhancement,if possible plz
Nre account hudar agar apne des me aagya visa khatm hugaya magazine usually kariba hay ju kisi ku dekar aagya hay tu woh apne nre account me pays magazine sakta hay plz btayeen
How much amount we can keep in pension accounts and for how many days.
Thanks Sir..Sir can we apply this 10 lakh transection in maltipal saving accounts..pls clarify...
नमस्कार जी, आप post office RD Accounts से सम्बंधित मार्गदर्शन करें , इस account में मिलने वाले ब्याज पर क्या रूल है इस पर लगने वाले टैक्स की क्या दशा रहेगी
Single transaction 1.95 lac one week ne 9lac transfer kar k mahindra bolero purchage me koi problem to nahi ayega kuwait ya saudi k paise se...
Sir yadi 2 saving accounts me ek financial year me withdrawal or deposit DONO MILAAKR 10lacs se above jata hai or jisme cash and digital dono types hai tab notice ayega kya....I also I t r file
Save your Time
Your answer here 1:20
Thank you so much
@@armanazhar3 it's my pleasure bro for save time..
🤣🤣💐💐
Thanks bHai time bacha dia tne
Pr bhai teri comment mujhe 5 min pe dikhi😂
Dear Sir,
How I can fill ITR files as I come to know that before take any business or personal loan the bank ask for ITR.. please kindly advise.
go to e filling portal and file itr
@@harishb8207 Maine bohot try kiya thak gayi vo jaaney tan number aur kyaa kya maangney Laga..nd when I enquired no one cud help..Even not he call centre pple .They r super wierdo madrasies
@@harishb8207 plus main state bank se pareshan hun phobia hota hai bank jaatey they ha e debited unnecessarily..through wrong ways in the name of transfer aur verbaly locker keh Diya!!..har 6montus mein manger bang jaata hai ..who to call directly !!can't there be just one direct call nd matter dealt with!how much struggle
@@harishb8207 p
The entire staff is crooked !the !amber vanishes when yu blow him for the cheating previously zyada badmash they. Chalak se ulata detey they!!passbook issue karkey paisey kaat liye msg bhi nahin diyaa ghar gaye. To msg kar diyaa!lady e Jana padha I know people in RBI!!but this is like very infuriating!!
@@harishb8207 rbi ke site pay com plaint ki. To jaaney kya kya option hai arbitrary ye. Falan dheemkaa dimag ghoom jàta hai!this could try doesnt wish pple to b peaceful
Respected Sir, If I get more than ten lakh return from direct mutual fund what will be about the income tax?
Saving Account main Property Sale Karne per Kitna Amount Rakh skate Hain, taki Inkam Tax kee pareshani na ho.Majboori main property sale Karne per kya Inkam tax kee problem As Sakti hai.
Is all saving accounts to be considered as seperate one or combined for this purpose
all saving accounts are linked with your PAN no ,so if all cummilative cash amount exceeds 10 lakh u will get IT notice
@@maggie82782 deposit+withdrawal=10 lakh?? Or both separately has the limit of 10 lakh each?
Good morning & Thank you sir very knowledgeable message....
You are welcome Dinesh ji
Sir Ji ekk bank Mai ten lakh ya alag alag bank Mai sale properties ke against batana sir ji
@@surindervij5635 🏁 1q
When we get any notice from Income tax, what's the maximum time period in which one can reply back to their notice in case one is stuck with some emergeny.
Income tax se ghr pe notice aati or money deduct ho jata?
Very good information Thanks a lot 🙏. It is very helpful and important for commons people who are unknown about Income-tax Department.
Very valuable information friend
Please clear one thing whether withdrawal/deposit limit of cash applicable to each saving account or all saving accounts putting together if one has multiple savings accounts
You are welcome. Limit is for a person including all saving account
@@TaxGuruJi agr 2 accounts mai pan card nhi laga hua hai aur dono alag alag bank mai hn agr dono accounts milakar 10 lakh se upr phnchte hn tb bhi dono bank ITD ko inform krenge
Ji Bhai
Hi sir nice info. You say 10 lac in one account maximum amount. If I have 5 accounts then this rule apply all accounts together or apply separately one by one account I can deposit 10 lac one by one account please suggest me
Excellent ,a new talk about IT.
Sir agar tax department se rectification message aya ho to kaise pata laga sakte h k ITR file krte me kya aur kaha mistakes hui thi ?
Can my son give some amount from his salary account as gift for medical. Treatment
Brother, gave a very good information. Thank you so much.
Thanks for ur valuable information.
Sirji 1fd hum maximum kitne rupees ki bana sakte hai in saving account
If we filling itr from last 3years
Thank you sir for your kind information....
You are welcome
Thanks
Sir, If we transfer amount from our one account to another one (own) account. then, will it be counted as spending transaction ?
No
@@NareshKumar-kv6or what if we transfer from our bank account from abroad to indian bank acc
Good n Important piece of information..well explained.👌👏👏👍👍
hello good morning sir
mai AEPS-(Aadhar enable payment system) ka use kar ke paisa nikale hai
to es me kitna % ka charge lagega
Thnx but can u please make an elaborate video on the tax liability of sr citizens as there r different versions floating here n there . Also pl highlight in the abv video the facility of I/T deptt provided to sr citizens for the total deductions in the total yearly income i.e. from pension, rental or any small business?Thx a lot.
Thanks for sharing informatin related to I T and savings a/c ......!
Online transaction me bhi limit 10,00,000 hai .??.
Crypto ya share market se 1 year me part part me 10 lakh se upr ka amount demant account ya crypto wallet se bank me transfer pr bhi problem hogi ??? savings account m ?
Tell us about validity of the rules narrated by you in the video on salary account.
Dear Sir
If property sale amount 30 Lakhs after 8 years & new property purchase 50 Lakhs
I have to pay capital gain of first property sale of 30 Lakhs
Vinayak ji kindly take expert services of a tax professional or CA
Vinayak Mahale ji first capital gain find out hoga then tax
Bullshit .. u hv to bribe fucking tax officer mother chout Lunda ko samjia story close
Sar krusi incam ki harsal ka vechn bil Rs5 to 6lakh ki incom hote or ritans Fail no karavel hoy to velid khevay.
Very good demonstration.Thanks a lot.
Glad it was helpful!
Sir ye eik seving bank ki limit hai 10lac. year ya all seving acc. ko mila ke hai ye limit 10lac.
Per year ka he bhai
Per year...
Sir I'm a farmer I sell 10lakh rupees farming product, I can deposit or not??
Best information given by you.but let me know what is the maximum limit to deposit maximum cash for senior citizens,which age is 60 to 70,thanks
Very informative video sir. Thank you. Mera ek question hy sir aapse k financial year ka session konse month se start hota hy aur konse month par end hota hy. I hoped you will reply to my this question. Thank you again
If I have multiple current account of my firm then how much I deposit cash ?
Nitin Rs. 50 lakh is cash limit for all current accounts. If you show your proper income in ITR there will not be any problem
@@TaxGuruJi sir kya 50 lac per account hai?
@@TaxGuruJi what is the cheque deposit limit in current account???